CN105844466A - Payment method and system based on bluetooth communication - Google Patents

Payment method and system based on bluetooth communication Download PDF

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Publication number
CN105844466A
CN105844466A CN201610246911.1A CN201610246911A CN105844466A CN 105844466 A CN105844466 A CN 105844466A CN 201610246911 A CN201610246911 A CN 201610246911A CN 105844466 A CN105844466 A CN 105844466A
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China
Prior art keywords
terminal
payment
information
bag
information bag
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Pending
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CN201610246911.1A
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Chinese (zh)
Inventor
吴卫东
吴军华
刘礼建
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Fujian Landi Commercial Equipment Co Ltd
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Fujian Landi Commercial Equipment Co Ltd
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Priority to CN201610246911.1A priority Critical patent/CN105844466A/en
Priority to PCT/CN2016/093431 priority patent/WO2017181559A1/en
Publication of CN105844466A publication Critical patent/CN105844466A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04BTRANSMISSION
    • H04B5/00Near-field transmission systems, e.g. inductive or capacitive transmission systems
    • H04B5/40Near-field transmission systems, e.g. inductive or capacitive transmission systems characterised by components specially adapted for near-field transmission
    • H04B5/48Transceivers

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a payment method and a payment system based on bluetooth communication. The payment method comprises the steps that: a first terminal start a bluetooth function, and broadcasts an information packet in real time; a second terminal receives the broadcasted information packet, and recognizes identification of the first terminal; and the second terminal is connected with the first terminal, and carries out payment after a payment condition is met. By adopting the method, the payment efficiency can be increased, and more distant payment can be achieved.

Description

Method of payment based on Bluetooth communication and system
Technical field
The present invention relates to technical field of bluetooth communication, especially relate to a kind of method of payment based on Bluetooth communication And system.
Background technology
The means of payment of current popular includes that NFC pays and sound wave pays.
Wherein NFC pays and refers to that consumer, when buying commodity or service, uses NFC technique (Near immediately Field Communication) complete to pay by handheld devices such as mobile phones, it is emerging a kind of mobile payment side Formula.The process paid is carried out at the scene, and online under carry out, it is not necessary to use mobile network, but make The local communication with the equipment such as POS cashing machine or automatic vending machine is realized with NFC radio-frequency channel.NFC is near Distance wireless telecommunications are the mainstream technologys that near field pays, and it is a kind of short-range high frequency wireless communication technique, Allow between electronic equipment, to carry out contactless Point-to-Point Data Transmission exchange data.This technology is by RFID radio frequency Identify and develop, and compatible RFID technique, it is by Philip, Nokia, Sony, Samsung, China silver Connection, China Mobile, prompt precious science and technology etc. are promoted mainly, and are mainly used in the handheld devices such as mobile phone.But NFC pays Transfer rate is low, and transmission range is short.
Sound wave pays: pay face to face such as Alipay the method using sound wave to pay completed by smart machine individual right The function of transferring accounts of individual, its principle is the data transmission utilizing sound to realize between two equipment.And sound wave props up Pay the same time period only support point-to-point and can only One-to-one communication, in actual applications, limitation is the biggest.
Summary of the invention
The technical problem to be solved is: provides Bluetooth transmission to carry out the mode paid, improves and pay Efficiency, compares other means of payment (NFC, sound wave pay), pays in hgher efficiency, apart from farther.
In order to solve above-mentioned technical problem, the technical solution used in the present invention is: provides a kind of and leads to based on bluetooth The method of payment of letter, wherein:
First terminal opens bluetooth, and real-time broadcast information bag;
Second terminal receives described broadcast message bag, and identifies first terminal identity;
Second terminal connects first terminal, and after reaching the terms of payment, pays.
For solving the problems referred to above, the present invention also provides for a kind of payment system based on Bluetooth communication, including first Terminal and the second terminal, wherein:
First terminal opens bluetooth, and real-time broadcast information bag;
Second terminal receives described broadcast message bag, and identifies first terminal identity;
Second terminal connects first terminal, and after reaching the terms of payment, pays.
The beneficial effects of the present invention is: be different from prior art, after the first terminal of the present invention opens bluetooth, Real-time broadcast information bag, is attached after being received by the second terminal, and pays under the conditions of payable. By the way, the present invention can improve payment efficiency, and can realize paying more at a distance.
Accompanying drawing explanation
Fig. 1 is Advertising broadcasted content explanation schematic diagram in the specific embodiment of the invention;
Fig. 2 is iBeacon broadcasted content explanation schematic diagram in the specific embodiment of the invention;
Fig. 3 is the system framework legend of application scenarios in the specific embodiment of the invention;
Fig. 4 is the use case relationship figure of the specific embodiment of the invention;
Fig. 5 is the method for payment schematic flow sheet in the specific embodiment of the invention under application scenarios.
Detailed description of the invention
By describing the technology contents of the present invention in detail, being realized purpose and effect, below in conjunction with embodiment also Accompanying drawing is coordinated to be explained.
The design of most critical of the present invention is: by Bluetooth broadcast information bag, it is achieved pay, and pays efficiency high, Apart from farther.
The embodiment of the present invention one provides a kind of method of payment based on Bluetooth communication, including:
S1: first terminal opens bluetooth, and real-time broadcast information bag;
S2: the second terminal receives described broadcast message bag, and identifies first terminal identity;
S3: the second terminal connects first terminal, and after reaching the terms of payment, pays.
Wherein, first terminal is opened after BLE bluetooth, and Justworks pattern (one of Bluetooth pairing pattern, Actively initiating connection can match, user needs not participate in pairing process) under real-time broadcast information bag.
IBeacon is the new of the upper outfit of mobile device OS (iOS7) of Apple's in JIUYUE, 2013 issue Function.Its working method is, the equipment equipped with low-power consumption bluetooth (BLE) communication function uses BLE skill Art sends oneself distinctive ID to around, and the application software receiving this ID can take some row according to this ID Dynamic.
Described information bag includes Advertising information bag and iBeacon information bag;Wherein:
Described Advertising information bag include the MAC Address of first terminal, Major ID, Minor ID, RSSI (RSSI:Received Signal Strength Indication, the signal intensity instruction of reception), transmission To the second terminal demonstration or other effect customized information and other for connect information;
Described iBeacon information bag includes UUID, Major ID, Minor ID and the distance of first terminal Information;
And Advertising information bag and iBeacon information bag are for alternately sending, Major ID therein and The value of Minor ID is consistent.
It should be noted that, first terminal is as broadcasting equipment, needing to send above two broadcast packet, these are two years old It is the most otherwise varied on load contents for planting broadcast packet, and the broadcast packet of iBeacon is actually according to Apple The iBeacon specification of company is done specific format in broadcast packet load territory and is processed.
And second terminal receive after described broadcast message bag, by iBeacon information and RSSI to first eventually End carries out Distance positioning;
The second terminal be positioned at first terminal effectively pay apart from, it is mutual that two terminals carry out payment data And payment confirming information;
Second terminal connects backstage payment system by network and submits the request of payment to, above send payment information;
First terminal connects backstage payment system by network and synchronizes to pay request, and mutual and display is current to be paid Information.
Backstage payment system processes the request of payment, carries out the stored value card amount of money and transfers accounts or synchronize banking system and complete Transfer accounts, and return the result to two terminals;
Two terminal demonstration payment result, retain and show electronic certificate.
Accordingly, the embodiment of the present invention two provides a kind of payment system based on Bluetooth communication, including first eventually End and the second terminal, wherein:
First terminal opens bluetooth, and real-time broadcast information bag;
Second terminal receives described broadcast message bag, and identifies first terminal identity;
Second terminal connects first terminal, and after reaching the terms of payment, pays.
Wherein, first terminal opens BLE bluetooth, and under pairing mode is Justworks pattern, the most extensively Broadcast information bag.
Described information bag includes Advertising information bag and iBeacon information bag;Wherein:
Described Advertising information bag include the MAC Address of first terminal, Major ID, Minor ID, RSSI, be transferred to the second terminal demonstration or other effect customized information and other for connect Information;
Described iBeacon information bag includes UUID, Major ID, Minor ID and the distance of first terminal Information;
And Advertising information bag and iBeacon information bag are for alternately sending, Major ID therein and The value of Minor ID is consistent.
Described system also includes backstage payment system;Specifically:
Second terminal receives after described broadcast message bag, by iBeacon information and RSSI to first terminal Carry out Distance positioning;
The second terminal be positioned at first terminal effectively pay apart from, it is mutual that two terminals carry out payment data And payment confirming information;
Second terminal connects backstage payment system by network and submits the request of payment to, above send payment information;
First terminal connects backstage payment system by network and synchronizes to pay request, and mutual and display is current to be paid Information.
Backstage payment system is additionally operable to process the request of payment, carries out the stored value card amount of money and transfers accounts or synchronize department of banking Unite and transferred accounts, and returned the result to two terminals;
Two terminals are additionally operable to show payment result, retain and show electronic certificate.
Understand technical scheme of the present invention for convenience, below in conjunction with accompanying drawing 1~5, by a specific embodiment Illustrate.
The present invention provides a kind of new method of payment, can improve payment efficiency further, compares other and pays Means (NFC, sound wave pay), pay in hgher efficiency, apart from farther, are a kind of new propping up during near field pays Pay solution.
Present invention can apply to various payment, transfer accounts, payment etc..It may be used for substituting conventional payment, should In the general individual payment scene to trade company (if mobile phone is to POS, consumption and payment), it is also possible to during replacement Under popular mobile payment, be applied in individual-to-individual payment scene (as mobile phone is to mobile phone, face-to-face Transfer accounts).
The communication equipment supporting low-power consumption bluetooth based on two or multiple stage of this method, including being not limited to: intelligence Cell phone intelligent mobile phone, smart mobile phone POS etc..It is soft that smart mobile phone is installed corresponding payment by user Part, binding payment account (virtual account such as Alipay account, wechat account etc., bank card such as debit card, The credit card etc.), mobile phone A PP enters pay status, when user mobile phone enters target payment terminal scope, mobile phone To receive Advertising information bag and the iBeacon information bag of BLE broadcast, mobile phone A PP identifies and pays Terminal identity, actively connects payment terminal, and real time distance, after distance reaches the terms of payment, according to tool Body pays purpose, direct payment or notify that user has been got involved whole payment flow by user.
Both sides' smart machine that the present invention pays need to support BLE communication technology, and it is to substitute existing stored value card Completing in payment flow pay Object identifying and pay the key of the link communicated, its data interaction is the most logical Cross BLE to realize.I.e. process provides a kind of novel near field and pay way, enrich the skill that near field pays Art means, the deficiency that perfect existing near field pays.It can replace front end based on existing mobile payment Method of payment, it is also possible to combine stored value card, substitute conventional payment form (bus card-reading, payment of stopping, ETC high speed payment etc.).
Being accomplished by of concrete payment flow
User A uses and supports BLE function terminal, and with electronic purse function, user B uses and supports BLE Function terminal (with stored value card or the POS with gathering functions);
S101: user's B device (i.e. first terminal) opens bluetooth, to real-time broadcast Advertising around Information bag and iBeacon information bag, wait that user's A equipment enters broadcasting area;
S102: user's A equipment (the i.e. second terminal) opens bluetooth, and stored value card is in ready state and (sets Determine payment information: such as payment etc.);
S103: user's A equipment enters user's B device broadcasting area, receives B device broadcast packet, passes through Advertising information bag obtains the mac address of B device, major ID, minor ID, RSSI, equipment B User's definition information and other for connect information, by iBeacon packet capture device B's UUID, major ID, minor ID and range information;
S104: user's A equipment is near user's B device, and user's A device A PP can be with satellite map form Display user's B device distance, actively sets up with B device and is connected;
S105: user's A equipment, further towards user's B device, reaches the terms of payment, carries out data interaction;
S106: enter S107 for small amount offline transaction, then connects backstage by network for other transaction and takes The amount of money of being engaged in is transferred accounts;
S107: conclude the business complete, display result and transaction voucher.
Above-mentioned data transmission method, it is desirable to the equipment carrying out data interaction supports low-power consumption Bluetooth technology simultaneously, IBeacon to be supported, iBeacon are to have specific support to Apple intelligent mobile terminal.
Wherein equipment B broadcasted content agreement:
Device A broadcast is divided into two parts, and one is Advertising broadcast packet, and this broadcast is implanted self-defined Information, it is provided that the content of information forgives two parts: 1.Major ID, Minor ID;2. other information (bag Include device name, MAC Address and other self-defined informations);One is iBeacon broadcast packet, in order to prop up Hold the iBeacon function support of ios device, the equipment (such as Android) of BLE is supported for other, this Broadcast also can be simulated the application of iBeacon and be realized, and iBeacon broadcast mainly provides two information: 1.128bit The identification informations such as UUID, Major ID, Minor ID;2. precision information;
Specifically, 128bit UUID, Major ID, Minor ID together constitute the unique of payment targets and mark Know, such as, in the payment scene of individual trade company, Third-party payment mechanism can be used to make with UUID For the mark of trade company, Major ID then identifies as branch, Minor ID as concrete terminal iidentification, thus Complete the identification to POS.
In public content in Advertising broadcast and iBeacon broadcast, Major ID, the value of Minor ID Must be consistent, so purpose of design is by coupling Major ID and Minor ID, and Advertising is wide Broadcast source to associate with iBeacon broadcast source.Advertising broadcasted content illustrates as shown in Figure 1.
Wherein there is custom content (this 31 byte definition format reference bluetooth 4.0 of most 31 bytes in Data territory Protocol requirement).
A portion definition major ID (2Bytes) and minor ID (2Bytes), this territory and iBeacon Corresponding data in bag is identical, and remainder bytes number needs to be used for defining friendly name, MAC Address and application Relevant information.
IBeacon broadcasted content illustrates as shown in Figure 2:
IBeacon broadcast has actually customized the Data territory in Advertising broadcast packet, arranges form As shown above.
Wherein Major ID and Minor ID is identical with common Advertising broadcast packet content.
Preferably, above-mentioned two packet interleaving sends, interval time 100ms~200ms, according to power consumption, performance Balance define concrete interval time.
Adverting bag is as general broadcast bag, and iBeacon bag is then used for positioning, for IOS system iBeacon Wrapping in system layer by priority treatment, provide auxiliary positioning for application and development, Adverting bag carries for application and development For can link information, signal intensity RSSI and self-defined information.
IBeacon kit unencapsulated for systems such as Android, iBeacon information can be as common Adverting bag is directly employed aspect and obtains and process.
Closely UUID (128bit) in iBeacon is used for distinguishing specific beacons, specific subordinate Beacons belongs to a chain, it should have identical UUID, shows that these beacons are subordinated to one System, the different branch of such as chain store;Chief editor major ID (2 byte) is used for as relevant beacons Form a team, such as all beacons in certain shops;Secondary numbering minor ID (2 byte) is used for identifying only The beacon of one.
In reality, device A monitoring broadcast processes as follows:
Open bluetooth, constantly the broadcasted content near reading, the broadcasted content received processed:
1. Advertising is broadcasted, obtain following several key element: a. device A title;The most uniquely identify (UUID or MAC);C. self-defined information (comprising Major ID, Minor ID, friendly information etc.)
2. iBeacon is broadcasted, realized by TX Power (TX Power: launch power) and RSSI Distance positioning.
Fig. 3 is the Payment System structural framing of the present invention, and device A is the master participating in paying respectively with equipment B Body, user initiates delivery operation by Portable device A/B, and according to concrete type of transaction, device A/B is certainly Fixed complete further payment flow the need of connecting background server in real time by channels such as networks.
Equipment B the most constantly sends Advertising broadcast by low-power consumption bluetooth and iBeacon broadcasts, and comes Peripheral equipment is carried out self information advertisement, and one or more device A passes through access arrangement B broadcasting area, and During the most close, it is achieved distance detection, actively connect, and initiation payment flow.In flow of payments Cheng Zhong, according to concrete payment scene, it may be necessary to user gets involved, such as food and drink consumption and payment and transferring accounts Paying, equipment must be pointed out user's amount of money and finally be confirmed by user.And if small amount payment, such as public transport Pay, then can not be confirmed by user, but be done directly small amount payment, and point out user to pay knot Really.In different payment environment, in offline transaction/non-offline transaction, device A/B may need to join simultaneously Net or monolateral networking or need not real-time interconnection.The final purpose of these flow processs is all that different electronic account occurs The amount of money proceeds to produce.
The inventive method can be applicable in almost all of payment scene, it is adaptable to personal user is to personal user Between occur banking operation, be also applied for individual to trade company, even apply individual to financial platform (silver Row, security etc.) in banking operation in.
Referring again to Fig. 4 and Fig. 5, realize in the present invention specifically comprises the following steps that
1. equipment equipment or other payment terminals such as () smart mobile phones of user B opens bluetooth (supporting BLE), Bluetooth device operation (initiates connection can match, it is not necessary to user participates in pairing stream under Justworks pattern Journey), to real-time broadcast BLE information bag around, information bag include self-defining Advertising bag and IBeacon bag, two packets alternately send with certain frequency, wait that other equipment connects;
2. equipment equipment such as () smart mobile phones of user A installs stored value card class payment software, binds electronics Account;
3. the opening of device Bluetooth function (supporting BLE) of user A, and in paying application, set concrete payment Information (such as commodity, the amount of money, form of payment etc.);
4. the equipment of user A is near user's B device, receives the broadcast message bag of user's B device, according to IBeacon information and RSSI carry out Distance positioning;
5. user A equipment according to UUID, Major ID, Minor ID of the broadcast message bag of B device and The information such as MAC Address carry out preliminary identification to user's B device alternately by network and background server, In user's A device A PP can the information of the equipment met near Dynamic Announce, including title, distance etc.;
6. during user's A equipment is close with the continuation of user's B device, the active of user's A equipment and user B device is set up and is connected;
7. user A equipment and user's B device Distance Shortened are to effectively paying apart from interior, and two equipment pay Data interaction, payment confirming information;
8. user A device prompts payment affirmation information, user confirms, APP connects backstage by network and pays System submits the request of payment to, above send payment information;
9. user's B device connects backstage payment system synchronization pay status by network, and mutual and display is current props up The information of paying, user B confirms current process (according to specifically paying scene, this step is nonessential);
10. background server completes payment request process, completes the stored value card amount of money and transfers accounts or synchronize banking system Complete to transfer accounts, and return the result to user's A/B equipment, device prompts payment result, retain and show electronics Voucher;
11. user's A equipment disconnect bluetooth with user's B device and are connected, and complete payment flow.
It should be appreciated that the equipment of user A can be individual intelligent terminal, it is also possible to be that other support BLE Function is able to carry out the end product of delivery operation, and the equipment of user B can be individual intelligent terminal, permissible It is the intelligent POS of trade company, or other support BLE function, can perform the end product of delivery operation. In payment flow, this equipment accesses while supporting one to multiple peripheral equipment according to concrete application scenarios With delivery operation (user's B device can embed the forms such as multiple bluetooth modules and support the function of multi-link+broadcast).
Being different from prior art, the present invention possesses following beneficial effect:
The present invention can realize, by BLE, the method that similar NFC near field pays, and has an advantage in that communication distance Flexibly, at the effective communication range of software set, can support the concurrently payment of one-to-many simultaneously, and And transfer rate is fast, it is possible to complete more complicated delivery operation, near relative to NFC payment, sound wave payment etc. Field pays great advantage.
Additionally, present invention may apply to based on BLE communication scene, include but not limited to ios device with Ios device communication, ios device communicate with BLE accessory device, Android and Android device communication, Android Yu BLE accessory device communication etc..
The foregoing is only embodiments of the invention, not thereby limit the scope of the claims of the present invention, every profit The equivalents made by description of the invention and accompanying drawing content, or directly or indirectly it is used in relevant technology Field, is the most in like manner included in the scope of patent protection of the present invention.

Claims (10)

1. a method of payment based on Bluetooth communication, it is characterised in that including:
First terminal opens bluetooth, and real-time broadcast information bag;
Second terminal receives described broadcast message bag, and identifies first terminal identity;
Second terminal connects first terminal, and after reaching the terms of payment, pays.
Method of payment based on Bluetooth communication the most according to claim 1, it is characterised in that first terminal Open bluetooth, and real-time broadcast information bag step particularly as follows:
First terminal opens BLE bluetooth;
Real-time broadcast information bag under Justworks pattern.
Method of payment based on Bluetooth communication the most according to claim 1 or claim 2, it is characterised in that described Information bag includes Advertising information bag and iBeacon information bag;Wherein:
Described Advertising information bag include the MAC Address of first terminal, Major ID, Minor ID, RSSI, be transferred to the second terminal demonstration or other effect customized information and other for connect Information;
Described iBeacon information bag includes UUID, Major ID, Minor ID and the distance of first terminal Information;
And Advertising information bag and iBeacon information bag are for alternately sending, Major ID therein and The value of Minor ID is consistent.
Method of payment based on Bluetooth communication the most according to claim 3, it is characterised in that the second terminal After receiving described broadcast message bag, by iBeacon information and RSSI, first terminal is carried out Distance positioning;
The second terminal be positioned at first terminal effectively pay apart from, it is mutual that two terminals carry out payment data And payment confirming information;
Second terminal connects backstage payment system by network and submits the request of payment to, above send payment information;
First terminal connects backstage payment system by network and synchronizes to pay request, and mutual and display is current to be paid Information.
Method of payment based on Bluetooth communication the most according to claim 4, it is characterised in that also include:
Backstage payment system processes the request of payment, carries out the stored value card amount of money and transfers accounts or synchronize banking system and complete Transfer accounts, and return the result to two terminals;
Two terminal demonstration payment result, retain and show electronic certificate.
6. a payment system based on Bluetooth communication, it is characterised in that include first terminal and the second terminal, Wherein:
First terminal opens bluetooth, and real-time broadcast information bag;
Second terminal receives described broadcast message bag, and identifies first terminal identity;
Second terminal connects first terminal, and after reaching the terms of payment, pays.
Payment system based on Bluetooth communication the most according to claim 6, it is characterised in that first terminal Open BLE bluetooth, and real-time broadcast information bag under Justworks pattern.
8. according to payment system based on Bluetooth communication described in claim 6 or 7, it is characterised in that described Information bag includes Advertising information bag and iBeacon information bag;Wherein:
Described Advertising information bag include the MAC Address of first terminal, Major ID, Minor ID, RSSI, be transferred to the second terminal demonstration or other effect customized information and other for connect Information;
Described iBeacon information bag includes UUID, Major ID, Minor ID and the distance of first terminal Information;
And Advertising information bag and iBeacon information bag are for alternately sending, Major ID therein and The value of Minor ID is consistent.
Payment system based on Bluetooth communication the most according to claim 8, it is characterised in that after also including Platform payment system;
Wherein the second terminal receives after described broadcast message bag, by iBeacon information and RSSI to first Terminal carries out Distance positioning;
The second terminal be positioned at first terminal effectively pay apart from, it is mutual that two terminals carry out payment data And payment confirming information;
Second terminal connects backstage payment system by network and submits the request of payment to, above send payment information;
First terminal connects backstage payment system by network and synchronizes to pay request, and mutual and display is current to be paid Information.
Payment system based on Bluetooth communication the most according to claim 9, it is characterised in that
Backstage payment system is additionally operable to process the request of payment, carries out the stored value card amount of money and transfers accounts or synchronize department of banking Unite and transferred accounts, and returned the result to two terminals;
Two terminals are additionally operable to show payment result, retain and show electronic certificate.
CN201610246911.1A 2016-04-20 2016-04-20 Payment method and system based on bluetooth communication Pending CN105844466A (en)

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CN201610246911.1A CN105844466A (en) 2016-04-20 2016-04-20 Payment method and system based on bluetooth communication
PCT/CN2016/093431 WO2017181559A1 (en) 2016-04-20 2016-08-05 Bluetooth communication-based payment method and system

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CN106570696A (en) * 2016-11-18 2017-04-19 北京奇虎科技有限公司 Mobile safe payment method, device and system
CN107341653A (en) * 2017-06-13 2017-11-10 武汉金运激光股份有限公司 A kind of method of mobile payment and system
CN107403315A (en) * 2017-08-02 2017-11-28 宇龙计算机通信科技(深圳)有限公司 Contactless payment method and device
CN108596599A (en) * 2018-04-28 2018-09-28 上海与德通讯技术有限公司 A kind of method of payment, intelligent module and Cash collecting equipment
CN109978526A (en) * 2019-01-25 2019-07-05 惠州高盛达科技有限公司 Shared device bluetooth method of payment, system and storage medium

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