CN105825263B - A kind of PBOC smart cards - Google Patents

A kind of PBOC smart cards Download PDF

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Publication number
CN105825263B
CN105825263B CN201610131168.5A CN201610131168A CN105825263B CN 105825263 B CN105825263 B CN 105825263B CN 201610131168 A CN201610131168 A CN 201610131168A CN 105825263 B CN105825263 B CN 105825263B
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CN
China
Prior art keywords
pboc
chip
cards
analog switch
switch
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Application number
CN201610131168.5A
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Chinese (zh)
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CN105825263A (en
Inventor
陈柳章
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Shenzhen Excelsecu Data Technology Co Ltd
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Shenzhen Excelsecu Data Technology Co Ltd
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Priority to CN201610131168.5A priority Critical patent/CN105825263B/en
Publication of CN105825263A publication Critical patent/CN105825263A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/0772Physical layout of the record carrier
    • G06K19/07733Physical layout of the record carrier the record carrier containing at least one further contact interface not conform ISO-7816
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07749Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card
    • G06K19/07766Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card comprising at least a second communication arrangement in addition to a first non-contact communication arrangement
    • G06K19/07769Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card comprising at least a second communication arrangement in addition to a first non-contact communication arrangement the further communication means being a galvanic interface, e.g. hybrid or mixed smart cards having a contact and a non-contact interface

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  • Engineering & Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Telephone Function (AREA)
  • Storage Device Security (AREA)

Abstract

The invention belongs to technical field of intelligent card more particularly to a kind of PBOC smart cards.In embodiments of the present invention, PBOC smart cards include 7816 interfaces, switching circuit, PBOC cards and safety chip, when PBOC smart cards are inserted into external card reader, external card reader is connected to by 7816 interfaces with PBOC cards by switching circuit, PBOC cards and safety chip are disconnected simultaneously, when PBOC smart cards access USB adapters, safety chip is connected to by switching circuit with PBOC cards, safety chip carries out data update to PBOC cards, PBOC smart cards are not only only capable of communicating with card reader in this way, function becomes abundant, and data update is also very simple, in addition, safety chip and PBOC cards are designed to an entirety, it can be according to application demand real-time update data, the different demands application of client can be quickly responded.

Description

A kind of PBOC smart cards
Technical field
The invention belongs to technical field of intelligent card more particularly to a kind of PBOC smart cards.
Background technology
Now, PBOC smart cards have become the development trend of global bank card, and PBOC smart cards not only support debt-credit note, electricity The multinomial financial applications such as sub- cash, stored value card, off line payment, rapid payment can also be applied to finance, traffic, communication, quotient Multiple industry fields such as industry, education, medical treatment, social security and tourist recreation are really realized a card multipotency, are provided for client more rich Value-added service.
Currently, PBOC smart cards can only be communicated with card reader, have a single function, in addition, PBOC applications of IC cards update, needs External Card Reader chip in this way operates the update of PBOC smart cards comparatively laborious.
Invention content
The embodiment of the present invention is designed to provide a kind of PBOC smart cards, it is intended to which solving present PBOC smart cards, there are work( It can the single problem cumbersome with update.
The embodiment of the present invention is achieved in that a kind of PBOC smart cards, the PBOC smart cards include:
7816 interfaces of data interaction are carried out with external card reader and USB adapters respectively;
PBOC cards;
The newer safety chip of row data is sticked into the PBOC;
The switching circuit being connect respectively with 7816 interface, PBOC cards and safety chip, when the PBOC intelligence card insertion When entering the external card reader, the external card reader is connected to by 7816 interfaces with PBOC cards, while by the PBOC cards It is disconnected with safety chip, when the PBOC smart cards access USB adapters, the switching circuit is by safety chip and PBOC cards Connection, the safety chip carry out data update to the PBOC cards.
In above structure, the PBOC smart cards further include realizing that the external card reader and PBOC cards carry out wireless interaction Antenna.
In above structure, the PBOC smart cards further include that the safety chip and data update source are carried out wireless interaction Bluetooth module.
In above structure, the switching circuit includes analog switch chip.
In above structure, the switching circuit includes analog switch chip U1 and analog switch chip U2, the external reading Card device includes Card Reader chip U3, and the one movable end NC1 of first switch of the analog switch chip U1 connects the Card Reader chip U3's The two movable end NO1 of first switch of clock end CLK, the analog switch chip U1 connect the safety chip, the analog switch The first switch fixing end COM1 of chip U1 connects the PBOC cards, one movable end of second switch of the analog switch chip U1 The two movable end NO2 of second switch that NC2 meets the data terminal IO, the analog switch chip U1 of the Card Reader chip U3 connects the peace The second switch fixing end COM2 of full chip, the analog switch chip U1 meets the PBOC cards, the analog switch chip U1 The first control terminal IN1 and the second control terminal IN2 meet voltage input 7816_SEL respectively, the first of the analog switch chip U2 opens Close two movable end of first switch that a movable end NC1 meets the reset terminal RST, the analog switch chip U2 of the Card Reader chip U3 NO1 connects the safety chip, and the first switch fixing end COM1 of the analog switch chip U2 connects the PBOC cards, the simulation The first control terminal IN1 of switch chip U2 meets voltage input 7816_SEL.
In above structure, the safety chip uses security update chip U4, the clock end of the security update chip U4 M_CLK meets first switch two the movable end NO1, the data terminal M_IO of the security update chip U4 of the analog switch chip U1 Second switch two the movable end NO2, the reset terminal M_RST of the security update chip U4 for meeting the analog switch chip U1 meet institute State the two movable end NO1 of first switch of analog switch chip U2.
In above structure, the PBOC cards use PBOC card chips U5, the clock end T19_CLK of the PBOC card chips U5 Connect first switch the fixing end COM1, the PBOC card chips U5 of the analog switch chip U1 data terminal T19_IO connect it is described Second switch the fixing end COM2, the reset terminal T19_RST of the PBOC card chips U5 of analog switch chip U1 connects the simulation The first switch fixing end COM1 of switch chip U2.
In above structure, the data update source is using the terminal for having data update function.
In above structure, the terminal for having data update function includes computer or mobile phone.
In embodiments of the present invention, PBOC smart cards include 7816 interfaces, switching circuit, PBOC cards and safety chip, when When PBOC smart cards are inserted into external card reader, external card reader is connected to by 7816 interfaces with PBOC cards by switching circuit, simultaneously PBOC cards and safety chip are disconnected, when PBOC smart cards access USB adapters, switching circuit is by safety chip and PBOC cards Connection, safety chip carry out data update to PBOC cards, and such PBOC smart cards are not only only capable of communicating with card reader, and function becomes It is abundant, and data update is also very simple.
Description of the drawings
Fig. 1 is the function structure chart of PBOC smart cards provided in an embodiment of the present invention;
Fig. 2 is the circuit structure diagram of PBOC smart cards provided in an embodiment of the present invention;
Fig. 3 is the structure chart of the first switch of analog switch chip U1 provided in an embodiment of the present invention.
Specific implementation mode
In order to make the purpose , technical scheme and advantage of the present invention be clearer, with reference to the accompanying drawings and embodiments, right The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and It is not used in the restriction present invention.
Fig. 1 shows that the modular structure of PBOC smart cards provided in an embodiment of the present invention illustrates only for convenience of description With the relevant part of the embodiment of the present invention.
A kind of PBOC smart cards, the PBOC smart cards include:
7816 interfaces 1 of data interaction are carried out with external card reader and USB adapters respectively;
PBOC cards 2;
The safety chip 3 of data update is carried out to the PBOC cards 2;
The switching circuit 4 being connect respectively with 7816 interface 1, PBOC cards 2 and safety chip 3, when PBOC intelligence When card insertion enters the external card reader, the external card reader is connected to by 7816 interfaces 1 with PBOC cards 2, while will be described PBOC cards 2 and safety chip 3 disconnect, and when the PBOC smart cards access USB adapters, the switching circuit 4 is by safe core Piece 3 is connected to PBOC cards 2, and the safety chip 3 carries out data update to the PBOC cards 2.
As an embodiment of the present invention, the PBOC smart cards further include realize the external card reader and PBOC cards 2 into The antenna 5 of row wireless interaction.
As an embodiment of the present invention, the PBOC smart cards further include by the safety chip 3 and data update source into The bluetooth module 6 of row wireless interaction.
By the way that the bluetooth module 6 being connect with safety chip 3 is arranged, the function of bluetooth KEY may be implemented.It is corresponding to pass through USB interface can also realize the function of USBKEY, therefore the application of the program is various.
As an embodiment of the present invention, the switching circuit 4 includes analog switch chip.
Fig. 2 shows the circuit structures of PBOC smart cards provided in an embodiment of the present invention to illustrate only for convenience of description With the relevant part of the embodiment of the present invention.
As an embodiment of the present invention, the switching circuit 4 includes analog switch chip U1 and analog switch chip U2, In the embodiment of the present invention, analog switch chip U1 and analog switch chip U2 are all made of the chip of model BCT4717, and simulation is opened It includes the two-way single-pole double throw cmos analog switch of two-way to close chip U1 and analog switch chip U2.Certainly, analog switch chip U1 and analog switch chip U2 can also use other model chips, only enumerate a kind of illustration here.
The external card reader includes Card Reader chip U3, and Fig. 3 shows the structure of the first switch of analog switch chip U1, The one movable end NC1 of first switch of the analog switch chip U1 meets the clock end CLK of the Card Reader chip U3, and the simulation is opened The two movable end NO1 of first switch for closing chip U1 connects the safety chip 3, and the first switch of the analog switch chip U1 is fixed End COM1 connects the PBOC cards, and the one movable end NC2 of second switch of the analog switch chip U1 connects the Card Reader chip U3's The two movable end NO2 of second switch of data terminal IO, the analog switch chip U1 connect the safety chip 3, the analog switch The second switch fixing end COM2 of chip U1 meets the PBOC cards 2, the first control terminal IN1 of the analog switch chip U1 and Two control terminal IN2 connect respectively voltage input 7816_SEL, the analog switch chip U2 one movable end NC1 of first switch connect it is described The two movable end NO1 of first switch of the reset terminal RST, the analog switch chip U2 of Card Reader chip U3 connect the safety chip 3, The first switch fixing end COM1 of the analog switch chip U2 connects the PBOC cards 2, and the first of the analog switch chip U2 Control terminal IN1 meets voltage input 7816_SEL.
7816 interfaces 1 use 7816 interface chips, and 7816_SEL is the mode selection pin of 7816 interface chips, 7816_ SEL is switched to output high level after USB accesses, is connect with safety chip 3, and safety chip 3 detects to be entered after USB is inserted into USB mode.
As an embodiment of the present invention, the safety chip 3 is using security update chip U4, the security update chip U4 Clock end M_CLK connect the two movable end NO1 of first switch of the analog switch chip U1, the number of the security update chip U4 The two movable end NO2 of second switch of the analog switch chip U1, the reset terminal of the security update chip U4 are connect according to end M_IO M_RST meets the two movable end NO1 of first switch of the analog switch chip U2.
As an embodiment of the present invention, the PBOC cards 2 use PBOC card chips U5, the clock of the PBOC card chips U5 End T19_CLK connects the first switch fixing end COM1 of the analog switch chip U1, the data terminal of the PBOC card chips U5 T19_IO meets second switch the fixing end COM2, the reset terminal T19_ of the PBOC card chips U5 of the analog switch chip U1 RST meets the first switch fixing end COM1 of the analog switch chip U2.
As an embodiment of the present invention, the data update source is using the terminal for having data update function.
As an embodiment of the present invention, the terminal for having data update function includes computer or mobile phone.
In embodiments of the present invention, safety chip 3 and PBOC cards 2 are designed to an entirety, it can be according to application demand Real-time update data can quickly respond the different demands application of client.
The operation principle of PBOC smart cards is:
When PBOC smart cards access USB adapters, SIM_VCC voltages are raised automatically, and 7816_SEL voltages are also drawn Height, security update chip U4 softwares judge that USB identifies whether success at this time, if identification USB successes, just drag down 7816_SEL electricity Pressure, analog switch chip U1, analog switch chip U2 are connected to security update chip U4 and PBOC card chip U5, if USB is identified It is unsuccessful, be maintained for 7816_SEL high level, analog switch chip U1, analog switch chip U2 security update chip U4 and PBOC card chips U5 is disconnected, and PBOC card chips U5 is connected to Card Reader chip U3.This programme complete machine electric current is smaller, and circuit is simple, adopts With the device of common low cost, there is cost advantage.
In embodiments of the present invention, PBOC smart cards include 7816 interfaces, switching circuit, PBOC cards and safety chip, when When PBOC smart cards are inserted into external card reader, external card reader is connected to by 7816 interfaces with PBOC cards by switching circuit, simultaneously PBOC cards and safety chip are disconnected, when PBOC smart cards access USB adapters, switching circuit is by safety chip and PBOC cards Connection, safety chip carry out data update to PBOC cards, and such PBOC smart cards are not only only capable of communicating with card reader, and function becomes It is abundant, and data update is also very simple, in addition, safety chip and PBOC cards are designed to an entirety, it can be according to application Demand real-time update data can quickly respond the different demands application of client.
The foregoing is merely illustrative of the preferred embodiments of the present invention, is not intended to limit the invention, all essences in the present invention All any modification, equivalent and improvement etc., should all be included in the protection scope of the present invention made by within refreshing and principle.

Claims (8)

1. a kind of PBOC smart cards, which is characterized in that the PBOC smart cards include:
7816 interfaces of data interaction are carried out with external card reader and USB adapters respectively;
PBOC cards;
The newer safety chip of row data is sticked into the PBOC;
The switching circuit being connect respectively with 7816 interface, PBOC cards and safety chip, when the PBOC smart cards are inserted into institute When stating external card reader, the external card reader is connected to by 7816 interfaces with PBOC cards, while by the PBOC cards and being pacified Full chip disconnects, and when the PBOC smart cards access USB adapters, the switching circuit connects safety chip and PBOC cards Logical, the safety chip carries out data update to the PBOC cards;
The switching circuit includes analog switch chip U1 and analog switch chip U2, and the external card reader includes Card Reader chip The one movable end NC1 of first switch of U3, the analog switch chip U1 connect the clock end CLK of the Card Reader chip U3, the mould The two movable end NO1 of first switch of quasi- switch chip U1 connects the safety chip, the first switch of the analog switch chip U1 Fixing end COM1 connects the PBOC cards, and the one movable end NC2 of second switch of the analog switch chip U1 connects the Card Reader chip The two movable end NO2 of second switch of the data terminal IO, the analog switch chip U1 of U3 connect the safety chip, and the simulation is opened The second switch fixing end COM2 for closing chip U1 connects the PBOC cards, the first control terminal IN1 of the analog switch chip U1 with The one movable end NC1 of first switch that second control terminal IN2 meets voltage input 7816_SEL, the analog switch chip U2 respectively meets institute The two movable end NO1 of first switch for stating the reset terminal RST, the analog switch chip U2 of Card Reader chip U3 connects the safe core Piece, the first switch fixing end COM1 of the analog switch chip U2 connect the PBOC cards, and the of the analog switch chip U2 One control terminal IN1 meets voltage input 7816_SEL.
2. PBOC smart cards as described in claim 1, which is characterized in that the PBOC smart cards further include realizing the outside Card reader and PBOC cards carry out the antenna of wireless interaction.
3. PBOC smart cards as described in claim 1, which is characterized in that the PBOC smart cards further include by the safe core Piece carries out the bluetooth module of wireless interaction with data update source.
4. PBOC smart cards as described in claim 1, which is characterized in that the switching circuit includes analog switch chip.
5. PBOC smart cards as described in claim 1, which is characterized in that the safety chip uses security update chip U4, The clock end M_CLK of the security update chip U4 meets the first switch two movable end NO1 of the analog switch chip U1, described The data terminal M_IO of security update chip U4 connects the two movable end NO2 of second switch of the analog switch chip U1, the safety The reset terminal M_RST of more new chip U4 meets the two movable end NO1 of first switch of the analog switch chip U2.
6. PBOC smart cards as claimed in claim 5, which is characterized in that the PBOC cards are described using PBOC card chips U5 The clock end T19_CLK of PBOC card chips U5 meets first switch the fixing end COM1, the PBOC of the analog switch chip U1 The data terminal T19_IO of card chip U5 connects the second switch fixing end COM2 of the analog switch chip U1, the PBOC card chips The reset terminal T19_RST of U5 meets the first switch fixing end COM1 of the analog switch chip U2.
7. PBOC smart cards as claimed in claim 3, which is characterized in that the data update source, which uses, has data update work( The terminal of energy.
8. PBOC smart cards as claimed in claim 7, which is characterized in that the terminal for having data update function includes electricity Brain or mobile phone.
CN201610131168.5A 2016-03-09 2016-03-09 A kind of PBOC smart cards Active CN105825263B (en)

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CN201610131168.5A CN105825263B (en) 2016-03-09 2016-03-09 A kind of PBOC smart cards

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Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE59705383D1 (en) * 1997-02-07 2001-12-20 Amphenol Tuchel Elect Contact block for a chip card reader
CN101667163A (en) * 2009-10-19 2010-03-10 北京华大智宝电子系统有限公司 Encrypting and authenticating equipment with dual safety chips
CN201638257U (en) * 2010-03-25 2010-11-17 北京银达润和科技发展有限公司 USB interface smart card capable of realizing cell phone payment
CN201859502U (en) * 2010-11-29 2011-06-08 中钞信用卡产业发展有限公司 Handheld off-line non-contact micropayment terminal based on QPBOC (quick PBOC) specification
CN102867366A (en) * 2012-09-19 2013-01-09 中国工商银行股份有限公司 Portable bank card data processing device, system and method
CN205540866U (en) * 2016-03-09 2016-08-31 深圳市文鼎创数据科技有限公司 PBOC smart card

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE59705383D1 (en) * 1997-02-07 2001-12-20 Amphenol Tuchel Elect Contact block for a chip card reader
CN101667163A (en) * 2009-10-19 2010-03-10 北京华大智宝电子系统有限公司 Encrypting and authenticating equipment with dual safety chips
CN201638257U (en) * 2010-03-25 2010-11-17 北京银达润和科技发展有限公司 USB interface smart card capable of realizing cell phone payment
CN201859502U (en) * 2010-11-29 2011-06-08 中钞信用卡产业发展有限公司 Handheld off-line non-contact micropayment terminal based on QPBOC (quick PBOC) specification
CN102867366A (en) * 2012-09-19 2013-01-09 中国工商银行股份有限公司 Portable bank card data processing device, system and method
CN205540866U (en) * 2016-03-09 2016-08-31 深圳市文鼎创数据科技有限公司 PBOC smart card

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