CN105809382A - Logistics financing transaction system for commodities - Google Patents
Logistics financing transaction system for commodities Download PDFInfo
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- CN105809382A CN105809382A CN201410845434.1A CN201410845434A CN105809382A CN 105809382 A CN105809382 A CN 105809382A CN 201410845434 A CN201410845434 A CN 201410845434A CN 105809382 A CN105809382 A CN 105809382A
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Abstract
The invention relates to the field of logistics, and provides a logistics financing transaction system for commodities. The system is used for being connected with an RFID warehouse management module, a storage monitoring module, a customer financing management module and a logistics financial supervision module. Based on the internet technology, the technology of the internet of things, the technology of a cloud computing platform and other professional technologies, the system realizes the functions of corporate financing application, whole-process monitoring for commodities, financing services and logistics management. According to the technical scheme of the invention, the logistics process of commodities can be tracked and managed. Meanwhile, the video monitoring function for the warehousing condition and the logistics condition of commodities can be realized. Therefore, the finance department of the financing service can synchronously obtain the real-time monitoring information related to financing commodities, so that a corporation can conveniently submit a financing application. Meanwhile, a commodity financing customer can remotely obtain the monitoring information related to commodities and financing. Based on the above innovative advantages, the logistics financing system is very efficient, safe and convenient to implement.
Description
Technical field
The present invention relates to a kind of commodity trading system, particularly relate to the logistics financing transaction system of a kind of commodity.
Background technology
China is the maximum commodity production state in the whole world and maximum commodity consumption market, for whole commodity industry chain (supply chain), from commercial sources supplier to commodity production enterprise, circulation business of commodities, commodity market, logistics company, bank, financial institution of guarantee corporation is to commercial end user.At present, medium-sized and small enterprises face various difficulty, such as lack that effective fixed assets are pledged, scope of the enterprise is little, bank is unwilling and offer a loan, credit extending channel few etc..It is mainly manifested in following several respects:
1) business bank, electric board and futures dish are added fuel to the flames, and Financing Scale sharply amplifies, but means are very lack of standardization, and a large amount of cash flows financed by commodity field enter real estate market, stock market and commodity future dish.Medium and small circulation enterprise loan major part is supervised the warehouse on basis by the logistics that joint-equity bank sets up and is pledged pattern loan, lack the logistics real time monitoring system of commodity industry, dynamic logistics is supervised the means depending on the traditional personnel that accredit supervision by bank, guarantee corporation and supervision unit, there is personnel's moral hazard and operational risk lack of standardization.
2) commodity circulation industry concentration ratio is still relatively low, and circulation industry self-disciplining is very poor, and commodity market is built urgently to be speculated.Compared with other large-scale manufacturing enterprises, circulation business of commodities is but in weak position in resource control, price right of speech.It is poor in the credit of bank, and use of funds is few, and Supervision is weaker.
3) middle-size and small-size commodity production enterprise does not really implement the system integration of the production automation, IT application in management, supply chain Financial Management and ecommerce.Lacking supply chain management thinking, production management and operation and management to disconnect, raw material and finished goods inventory do not discharge, and substantial contribution takies.
At present, for the modern science and technology development of logistics, it is mainly reflected in two aspects: one, more comprehensively, computer management system, particularly ERP manage system accurately；Two, RFID supervision of the cargo system, utilizes RFID module to realize the work such as the tracking of goods, management, monitoring.Three, tripartite's partnership that financial service is provided around enterprise's place supply chain that the mechanism (third party) such as all kinds of enterprises (first party), financial institution's (second party), the logistics facility providing the service of logistics management and financial derivative and asset monitor company sets up.
How utilizing existing technical conditions, realize the significantly more efficient financing work being directed to enterprise's goods and logistics work, be the important technology difficult problem being presently required solution, it concerns existence and the development of a large amount of enterprise.
Summary of the invention
It is an object of the invention to overcome above-mentioned deficiency, it is provided that a kind of financing transaction system realizing commodity complete monitoring, financing services and logistics management from raw material to product, from product to fund.
The object of the present invention is achieved like this: the logistics financing transaction system of a kind of commodity, and this system includes:
RFID warehousing management module, it includes the RFID tag that is arranged on goods and is arranged on the RFID inductothermy apparatus at gateway place, and the testing result obtained according to RFID inductothermy apparatus carries out the RFID material handling control centre of goods statistics management；
Storage monitoring module, it includes and is arranged on storage storehouse and arranges the image unit at goods gateway place, in order to the inventory status of goods and logistics situation are done monitor in real time；
Client's financing management module, carries out network and uploads financing enterprise information and financing kinds of goods situation is submitted to, utilize RFID warehousing management module and storage monitoring module pair to be monitored with the state of goods that matches of financing for the successful enterprise that finances；
Logistics financial supervision module, the state of goods matched with financing by aforesaid RFID warehousing management module and storage monitoring module pair is monitored, and is provided with monitoring analysis module, shows the financing application status corresponding with goods.
Described monitoring analysis module includes the financing permissions module providing financing state License Info and the module carrying out financing grant decision according to RFID warehousing management module and storage the obtained monitoring information of monitoring module.
Compared with prior art, the invention has the beneficial effects as follows:
The present invention is based on RFID WMS, the logistics progress of goods can be tracked and manage, the storage of goods and logistics can be carried out video monitoring based on warehouse monitoring system, based on financial supervision system, the financial department providing financing services can be allowed to synchronize the monitor in real time information obtaining being associated with financing goods, based on client's finance management system, enterprise can be facilitated to carry out financing application and allow the consumer remote implementing goods financing obtain the monitoring information relevant with financing to goods, utilize above innovation advantage, the invention provides one very efficient, logistics financing system safe and convenient to carry out.
Accompanying drawing explanation
A kind of Organization Chart of the logistics financing transaction system of the commodity of Fig. 1 present invention.
A kind of flow chart of the logistics financing transaction system of the commodity of Fig. 2 present invention.
Detailed description of the invention
Referring to Fig. 1 Fig. 2, the present invention relates to the logistics financing transaction system of a kind of commodity, including:
RFID warehousing management module, the RFID inductothermy apparatus that it includes the RFID tag being arranged on goods, is arranged on gateway place, and the testing result in order to obtain according to RFID inductothermy apparatus carry out the RFID material handling control centre of goods statistics management.
RFID warehousing management module described in the invention, RFID tag therein is arranged on goods, specifically can directly on goods, it is also possible to be arranged in the packaging of goods.Gateway place in goods turnover, it is possible to arranging RFID detector, this detector is exactly inductothermy apparatus stated above.The testing result that RFID inductothermy apparatus obtains, can be sent directly to RFID material handling control centre, carry out goods statistics and management at this center.
Storage monitoring module, it includes and is arranged on storage storehouse and arranges the image unit at goods gateway place, in order to the inventory status of goods and logistics situation are done monitor in real time.
Storage monitoring module described in the invention, in order to realize the image unit of control function, including the photographic head in order to realize shooting operation, and shoots with video-corder the storage hard disk etc. of information.Image unit monitoring goods stores and is directed at goods gateway place the flow situation of goods and is monitored, for the data information that the complete monitoring offer of goods is long-term.
Client's financing management module, it is to facilitate enterprise to carry out financing application, and by finance management system, network uploads financing enterprise information and easy kinds of goods situation is submitted to.It addition, utilize the state of goods that RFID warehousing management module and storage monitoring module pair match with financing to be monitored for the successful enterprise that finances, the situation understanding financing kinds of goods so can carried out.
Logistics financial supervision module, it is the supervisory systems corresponding with goods financing, the state of goods matched with financing by aforesaid RFID warehousing management module and storage monitoring module pair is monitored, and is provided with monitoring analysis module, shows the financing application status corresponding with goods.Wherein, this financial supervision module just sets for the logistics system of the storage of financial department monitor in real time goods and goods.
The concrete application example of the present invention is as follows:
Before commodity transaction is completed a business transaction, the buyer (financing applicant) first passes through this platform and provides a loan to financial institution's application financing, financing applicant is judged by financial institution, internal credit check (or bank acceptance) is opened by backward financing applicant, the seller given by the credit check taken by financing applicant, this check is given financial institution by the seller, original loan is given back the seller by this platform by financial institution, carrying out transferring to the buyer by Disposition of Merchandise power, goods de facto control is also in guarantee side or bank simultaneously.
In logistics financial supervision module, except can carrying out the control function of goods in real time, also have the monitoring analysis module relevant to goods financing.Specifically include:
A, in order to provide the financing permissions module of financing state License Info.This module can show below the information of two kinds of types indirectly: is, financing is applied for successfully；No, financing is applied for unsuccessfully.
B, in order to judge the grant decision module of financing situation.It is the module carrying out financing grant decision according to RFID warehousing management module and storage the obtained monitoring information of monitoring module.Such as, when complete, security presence goods, it is possible to provide financing based on these goods；Otherwise, financing is not provided.
Concrete supervision method and means are as follows:
A, loan fund flow to supervision
First submitted to financing application by financing enterprise by management system, platform and financial institution's examination & approval, by after by bank credit center, loan fund is transferred to financing applying unit in the supervision account that bank opens the own account of bank, platform is by the allocation of the funds to the account of supplier again, to directly deliver after supplier's gathering, now by the tripartite agreement signed in advance, title to the goods returns Surveillance center to own；
B, redrawing funds flow to supervision
First submitted to, to platform, application of refunding by borrowing unit, platform and bank's examination & approval, by rear borrowing unit, money is directly transferred to the supervision account of borrowing unit, it is responsible for transferring to bank by this fund by platform again, platform is communicated information to by financial supervision system after bank gathering, the material information of refund information and correspondence is delivered in WMS by platform simultaneously, in order to the timely shipment of owner's unit.
C, loan transfers funds flow are supervised
Loan transfers refer to supplier liability on loans is turned on to purchaser, and synchronize goods is handed to purchaser；This operation does not have the Capital Flow of reality, have only to supplier and purchaser and submit loan transfers application to by the financial supervision system of the present invention, platform is examined according to its trade contacts information, handles loan transfers formality by rear for both sides, and continuation is controlled goods by platform simultaneously.
Client's financing management module, it is next to the situation with financing goods by remotely connecting of network, by aforesaid RFID warehousing management module and storage monitoring module, realizes the purpose of supervision goods.So, client is as owner, and initiates the main object of financing needs, it is possible to goods is had and better holds and management.
Logistics financing transaction system, it, in order to connect aforesaid RFID warehousing management module, storage monitoring module, client's financing management module and logistics financial supervision module, utilizes the professional techniques such as Internet technology, technology of Internet of things, cloud computing platform to realize the system of Corporate finance application, goods complete monitoring, financing services and logistics management.
Claims (2)
1. the logistics financing transaction system of commodity, it is characterised in that this system includes:
RFID warehousing management module, it includes the RFID tag that is arranged on goods and is arranged on the RFID inductothermy apparatus at gateway place, and the testing result obtained according to RFID inductothermy apparatus carries out the RFID material handling control centre of goods statistics management；
Storage monitoring module, it includes and is arranged on storage storehouse and arranges the image unit at goods gateway place, in order to the inventory status of goods and logistics situation are done monitor in real time；
Client's financing management module, carries out network and uploads financing enterprise information and financing kinds of goods situation is submitted to, utilize RFID warehousing management module and storage monitoring module pair to be monitored with the state of goods that matches of financing for the successful enterprise that finances；
Logistics financial supervision module, the state of goods matched with financing by aforesaid RFID warehousing management module and storage monitoring module pair is monitored, and is provided with monitoring analysis module, shows the financing application status corresponding with goods.
2. the logistics financing transaction system of a kind of commodity according to claim 1, it is characterised in that described monitoring analysis module includes the financing permissions module providing financing state License Info and the module carrying out financing grant decision according to RFID warehousing management module and storage the obtained monitoring information of monitoring module.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410845434.1A CN105809382A (en) | 2014-12-31 | 2014-12-31 | Logistics financing transaction system for commodities |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410845434.1A CN105809382A (en) | 2014-12-31 | 2014-12-31 | Logistics financing transaction system for commodities |
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| Publication Number | Publication Date |
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| CN105809382A true CN105809382A (en) | 2016-07-27 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201410845434.1A Pending CN105809382A (en) | 2014-12-31 | 2014-12-31 | Logistics financing transaction system for commodities |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107784074A (en) * | 2017-09-25 | 2018-03-09 | 平安科技（深圳）有限公司 | The recognition methods of connected transaction, device and, computer equipment and storage medium |
| CN109447874A (en) * | 2018-09-25 | 2019-03-08 | 广州新丝路信息科技有限公司 | The management method and device of foreign trade integrated service enterprise |
| CN109472471A (en) * | 2018-10-25 | 2019-03-15 | 杭州高达软件系统股份有限公司 | Air control model based on Internet of Things |
| CN110876038A (en) * | 2018-09-03 | 2020-03-10 | 陆洪瑞 | Traceable video monitoring system and method for trading place |
-
2014
- 2014-12-31 CN CN201410845434.1A patent/CN105809382A/en active Pending
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107784074A (en) * | 2017-09-25 | 2018-03-09 | 平安科技（深圳）有限公司 | The recognition methods of connected transaction, device and, computer equipment and storage medium |
| CN110876038A (en) * | 2018-09-03 | 2020-03-10 | 陆洪瑞 | Traceable video monitoring system and method for trading place |
| CN109447874A (en) * | 2018-09-25 | 2019-03-08 | 广州新丝路信息科技有限公司 | The management method and device of foreign trade integrated service enterprise |
| CN109447874B (en) * | 2018-09-25 | 2021-11-09 | 广州新丝路信息科技有限公司 | Management method and device for foreign trade integrated service enterprise |
| CN109472471A (en) * | 2018-10-25 | 2019-03-15 | 杭州高达软件系统股份有限公司 | Air control model based on Internet of Things |
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Application publication date: 20160727 |
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| WD01 | Invention patent application deemed withdrawn after publication |