CN105791302A - Electronic signature authentication method, device and system - Google Patents
Electronic signature authentication method, device and system Download PDFInfo
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- CN105791302A CN105791302A CN201610187999.4A CN201610187999A CN105791302A CN 105791302 A CN105791302 A CN 105791302A CN 201610187999 A CN201610187999 A CN 201610187999A CN 105791302 A CN105791302 A CN 105791302A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0876—Network architectures or network communication protocols for network security for authentication of entities based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3247—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
Abstract
The invention discloses an electronic signature authentication method, device and system, and belongs to the technical field of communication. The method comprises the steps that a mobile terminal receives an identity verification request from a verification terminal; according to the identity verification request, the mobile terminal sends electronic signature information with response to the identity verification request to the verification terminal; and the verification terminal receives the electronic signature information, and verifies the response to the identity verification request, and authentication the electronic signature succeeds when the response to the identity verification request is verified successfully. Thus, inconvenience caused by hand signature is effectively avoided, and the safety of user information is improved.
Description
Technical field
The present invention relates to communication technical field, particularly relate to electron underwriting authentication method, Apparatus and system.
Background technology
Along with the development of mobile communication technology and popularizing of the Internet, it is many thus that the fast development of the mobile terminal devices such as mobile phone makes it possess safety, convenience and prompt operation etc., and is increasingly becoming the necessary article of people.In daily life, such scene often occur, user signs in express delivery, in a lot of occasions such as credit card purchase confirmation, and the mode by physics manually signing that is required for carries out Signature Confirmation.But, the mode of manually signing certification at least has following defects that
1. manually signing comparatively bothers, and needs to use signature pen to write on paper every time；
2. manually signing is difficult to be saved and manage；
3. the safety of manually signing is relatively low, and person's handwriting is easily imitated, causes the information dropout of user.
Therefore, it is necessary to provide a kind of electron underwriting authentication method, Apparatus and system, it is to avoid the generation of above-mentioned situation, improve safety and the convenience of electronic signature.
Summary of the invention
Present invention is primarily targeted at proposition a kind of electron underwriting authentication method, Apparatus and system, it is intended to solve the problem that the not convenient and safety of manually signing is relatively low.
For achieving the above object, a kind of electron underwriting authentication method provided by the invention, described method includes step: the authentication request of mobile terminal Receipt Validation terminal；According to described authentication request, described mobile terminal sends the electronic signature information with authentication request response to described checking terminal；And described checking terminal receives described electronic signature information, and verify described authentication request response, when described authentication request response is proved to be successful, then described electron underwriting authentication success.
Alternatively, described authentication request response is proved to be successful, including: described checking terminal receives described authentication request response；Described authentication request response is mated by described checking terminal with the identification cipher in the customer data base of storage；And when the match is successful for the described identification cipher judged in described authentication request response and described customer data base, then authentication success.
Alternatively, described mobile terminal is by verifying the described authentication request of terminal described in the response of one of numerical ciphers, pattern password, fingerprint, eyeprint, ear stricture of vagina, vocal print.
Alternatively, it is near-field communication between described mobile terminal and described checking terminal.
Additionally, for achieving the above object, the present invention also proposes a kind of electron underwriting authentication method, is applied to mobile terminal, and described method includes step: the authentication request of Receipt Validation terminal；According to described authentication request, send the electronic signature information with authentication request response to described checking terminal；And when described authentication request response is proved to be successful, then described electron underwriting authentication success.
In addition, for achieving the above object, the present invention also proposes a kind of electron underwriting authentication system, it is characterized in that, described system includes mobile terminal and checking terminal, wherein, described mobile terminal, for receiving the authentication request of described checking terminal, and according to described authentication request, send the electronic signature information with authentication request response to described checking terminal；Described checking terminal, is used for receiving described electronic signature information, and verifies described authentication request response, when described authentication request response is proved to be successful, then and described electron underwriting authentication success.
Alternatively, described checking terminal is additionally operable to receive described authentication request response, and described authentication request response is mated with the identification cipher in the customer data base of storage, when the match is successful for the described identification cipher judged in described authentication request response and described customer data base, then authentication success.
Alternatively, described mobile terminal is by verifying the described authentication request of terminal described in the response of one of numerical ciphers, pattern password, fingerprint, eyeprint, ear stricture of vagina, vocal print.
Alternatively, it is near-field communication between described mobile terminal and described checking terminal.
Additionally, for achieving the above object, the present invention also proposes a kind of electron underwriting authentication device, is applied to mobile terminal, and described device includes: receiver module, for the authentication request of Receipt Validation terminal；Sending module, for according to described authentication request, sending the electronic signature information with authentication request response to described checking terminal, when described authentication request response is proved to be successful, then described electron underwriting authentication success.
The electron underwriting authentication method of present invention proposition, Apparatus and system, authentication request by mobile terminal Receipt Validation terminal, and according to described authentication request, the electronic signature information with authentication request response is sent to checking terminal, checking terminal receives electronic signature information, and verify described authentication request response, and when described authentication request response, the success of described electron underwriting authentication.Thus effectively prevent the not convenience that manually signing brings, and improve the safety of user profile.
Accompanying drawing explanation
The structural representation of the electron underwriting authentication system that Fig. 1 provides for first embodiment of the invention；
Fig. 2 is the hardware architecture diagram realizing each one optional mobile terminal of embodiment of the present invention；
Fig. 3 is the wireless communication system schematic diagram of mobile terminal as shown in Figure 2；
Fig. 4 realizes concluding the business in example provided by the invention the schematic diagram of electron underwriting authentication display interface of the authentication request display interface of POS and mobile phone A；
The module diagram of the electron underwriting authentication device that Fig. 5 provides for third embodiment of the invention；
The schematic flow sheet of the electron underwriting authentication method that Fig. 6 provides for fourth embodiment of the invention；
The sub-process schematic diagram of the electron underwriting authentication method that Fig. 7 provides for fourth embodiment of the invention；
The schematic flow sheet of the electron underwriting authentication method that Fig. 8 provides for fifth embodiment of the invention；
The schematic flow sheet of the electron underwriting authentication method that Fig. 9 provides for sixth embodiment of the invention；
The sub-process schematic diagram of the electron underwriting authentication method that Figure 10 provides for sixth embodiment of the invention.
The realization of the object of the invention, functional characteristics and advantage will in conjunction with the embodiments, are described further with reference to accompanying drawing.
Detailed description of the invention
Should be appreciated that specific embodiment described herein is only in order to explain the present invention, is not intended to limit the present invention.
The mobile terminal realizing each embodiment of the present invention is described referring now to accompanying drawing.In follow-up description, use the suffix being used for representing such as " module ", " parts " or " unit " of element only for being conducive to the explanation of the present invention, itself do not have specific meaning.Therefore, " module " and " parts " can mixedly use.
The structural representation of the electron underwriting authentication system that Fig. 1 provides for first embodiment of the invention.
Refer to Fig. 1, described electron underwriting authentication system 100 includes checking terminal 110 and mobile terminal 120.
Checking terminal 110 refers to the initiator of electron underwriting authentication, for sending authentication request to mobile terminal 120.
Specifically, the customer data base in checking terminal 110 prestores the authentication information of a large number of users and each mobile terminal at least one user all corresponding.
Further, checking terminal 110 at least can adopt following three kinds of modes obtain subscriber authentication information and store.
The first, checking terminal 110 extracts subscriber authentication information from existing customer data base.
The second, for the transaction of swiping the card of bank card, checking terminal 110 extracts the address name in bank card chip, mobile terminal number, trading password etc.；Or, for safety, checking terminal 110, when user uses for the first time, according to the bank card essential information extracted, obtains the subscriber authentication information of user's typing again.
The third, transaction for businessman, first with this merchant transaction time, the authentication information of checking terminal 110 typing user, and store to the customer data base of this businessman, then the authentication information of user all can be obtained from customer data base in any one the checking terminal 110 being bound to this businessman.
Further, authentication information can be the numerical ciphers of the name of user, sex, contact method and user setup, pattern password, it is also possible to is the biometrics password of one of the fingerprint of user, eyeprint, ear stricture of vagina, vocal print.
Further, also storing the electronic signature information of user in the customer data base of checking terminal 110, this electronic signature information can be electronic signature picture, it is also possible to be the pressure information of record signature track, it is also possible to be Word message, finger print information etc..
Checking terminal 110 inputs demand information (such as: the Data Enter etc. that spending amount, express delivery are signed for), and broadcasts authentication request in near-field communication (NearFieldCommunication, the NFC) network in preset range.The near-field communication of the present embodiment can be wireless, bluetooth, ZigBee etc..It is to say, all terminals that checking terminal 110 comprises mobile terminal 120 in NFC network send authentication request, this authentication request includes the authentication information of user.
Further, in other embodiments, checking terminal 110 can also select the device name of mobile terminal 120 at the interface that information sends, and sends authentication request by NFC network to mobile terminal 120, thus avoiding unnecessary flow to waste.
When actually used, checking terminal 110 can be consumption swipe the card POS terminal, the terminal etc. of signing for express delivery, under occurring that bankcard consumption, express delivery such as sign at the sight, corresponding checking terminal 110 initiates authentication request.
Mobile terminal 120 refers to the authentication of electron underwriting authentication.
Specifically, mobile terminal 120 can be implemented in a variety of manners.Such as, the terminal described in the present invention can include the mobile terminal of such as mobile phone, smart phone, notebook computer, digit broadcasting receiver, PDA (personal digital assistant), PAD (panel computer), PMP (portable media player), guider etc. and the fixed terminal of such as numeral TV, desk computer etc..Hereinafter it is assumed that terminal is mobile terminal.However, it will be understood by those skilled in the art that, except being used in particular for the element of mobile purpose, structure according to the embodiment of the present invention can also apply to the terminal of fixed type.
Fig. 2 is the hardware architecture diagram realizing each one optional mobile terminal of embodiment of the present invention.
Mobile terminal 120 can include wireless communication unit 110, A/V (audio/video) input block 120, user input unit 130, output unit 150, memorizer 160, interface unit 170, controller 180 and power subsystem 190 etc..Fig. 2 illustrates the mobile terminal with various assembly, it should be understood that be not required for implementing all assemblies illustrated.Can alternatively implement more or less of assembly.Will be discussed in more detail below the element of mobile terminal.
Wireless communication unit 110 generally includes one or more assembly, and it allows the radio communication between mobile terminal 120 and wireless communication system or network.Such as, wireless communication unit can include at least one in broadcast reception module 111, mobile communication module 112, wireless Internet module 113, short range communication module 114 and positional information module 115.
Broadcast reception module 111 manages server via broadcast channel from external broadcasting and receives broadcast singal and/or broadcast related information.Broadcast channel can include satellite channel and/or terrestrial channel.Broadcast management server can be generate and send the server of broadcast singal and/or broadcast related information or broadcast singal that reception is previously created and/or broadcast related information and send it to the server of terminal.Broadcast singal can include TV broadcast singal, radio signals, data broadcasting signal etc..And, broadcast singal may further include the broadcast singal combined with TV or radio signals.Broadcast related information can also provide via mobile communications network, and in this case, broadcast related information can be received by mobile communication module 112.Broadcast singal can exist in a variety of manners, such as, it can exist with the electronic program guides (EPG) of DMB (DMB), the form of the electronic service guidebooks (ESG) etc. of digital video broadcast-handheld (DVB-H).Broadcast reception module 111 can be passed through to use various types of broadcast systems to receive signal broadcast.Especially, broadcast reception module 111 can be passed through to use such as multimedia broadcasting-ground (DMB-T), DMB-satellite (DMB-S), DVB-hand-held (DVB-H), and the digit broadcasting system of the Radio Data System of forward link media (MediaFLO), received terrestrial digital broadcasting integrated service (ISDB-T) etc. receives digital broadcasting.Broadcast reception module 111 may be constructed such that the various broadcast systems and above-mentioned digit broadcasting system that are adapted to provide for broadcast singal.The broadcast singal and/or the broadcast related information that receive via broadcast reception module 111 can be stored in memorizer 160 (or other type of storage medium).
Mobile communication module 112 sends radio signals at least one in base station (such as, access point, node B etc.), exterior terminal and server and/or receives from it radio signal.Such radio signal can include voice call signal, video calling signal or the various types of data sending according to text and/or Multimedia Message and/or receiving.
Wireless Internet module 113 supports the Wi-Fi (Wireless Internet Access) of mobile terminal.This module can internally or externally be couple to terminal.Wi-Fi (Wireless Internet Access) technology involved by this module can include WLAN (WLAN) (Wi-Fi), Wibro (WiMAX), Wimax (worldwide interoperability for microwave access), HSDPA (high-speed downlink packet access) etc..
Short range communication module 114 is the module for supporting junction service.Some examples of short-range communication technology include bluetoothTM, RF identification (RFID), Infrared Data Association (IrDA), ultra broadband (UWB), purple honeybeeTMEtc..
Positional information module 115 is the module of positional information for checking or obtain mobile terminal.The typical case of positional information module is GPS (global positioning system).According to current technology, GPS module 115 calculates from the range information of three or more satellites and correct time information and the Information application triangulation for calculating, thus according to longitude, latitude with highly accurately calculate three-dimensional current location information.Currently, the method for calculating position and temporal information uses three satellites and the error by the position using an other satellite correction to calculate and temporal information.Additionally, GPS module 115 can calculate velocity information by Continuous plus current location information in real time.
A/V input block 120 is used for receiving audio or video signal.A/V input block 120 can include camera 121 and mike 1220, and the view data of the camera 121 static images to being obtained by image capture apparatus in Video Capture pattern or image capture mode or video processes.Picture frame after process may be displayed on display unit 151.Picture frame after camera 121 processes can be stored in memorizer 160 (or other storage medium) or be transmitted via wireless communication unit 110, it is possible to provide two or more cameras 1210 according to the structure of mobile terminal.Such acoustic processing can via microphones sound (voice data) in telephone calling model, logging mode, speech recognition mode etc. operational mode, and can be voice data by mike 122.Audio frequency (voice) data after process can be converted to the form output that can be sent to mobile communication base station via mobile communication module 112 when telephone calling model.Mike 122 can implement various types of noise elimination (or suppression) algorithm to eliminate (or suppression) in the noise received and produce in the process of transmission audio signal or interference.
User input unit 130 can generate key input data to control the various operations of mobile terminal according to the order of user's input.User input unit 130 allows user to input various types of information, and can include keyboard, metal dome, touch pad (such as, detection due to touched and cause resistance, pressure, electric capacity etc. the sensitive component of change), roller, rocking bar etc..Especially, when touch pad is superimposed upon on display unit 151 as a layer, it is possible to form touch screen.
Interface unit 170 is used as at least one external device (ED) and is connected, with mobile terminal 120, the interface that can pass through.Such as, external device (ED) can include wired or wireless head-band earphone port, external power source (or battery charger) port, wired or wireless FPDP, memory card port, for connecting the port of the device with identification module, audio frequency input/output (I/O) port, video i/o port, ear port etc..Identification module can be that storage is for verifying that user uses the various information of mobile terminal 120 and can include subscriber identification module (UIM), client identification module (SIM), Universal Subscriber identification module (USIM) etc..It addition, the device (hereinafter referred to " identifying device ") with identification module can take the form of smart card, therefore, identify that device can be connected with mobile terminal 120 via port or other connecting device.Interface unit 170 may be used for receiving from the input (such as, data message, electric power etc.) of external device (ED) and the one or more elements being transferred in mobile terminal 120 by the input received or may be used for transmission data between mobile terminal and external device (ED).
Additionally, when mobile terminal 120 is connected with external base, interface unit 170 can serve as and allows to provide the path of mobile terminal 120 or can serve as to allow to be transferred to the path of mobile terminal from the various command signals of base input by it from base electric power by it.May serve as whether identification mobile terminal is accurately fitted within the signal base from the various command signals of base input or electric power.Output unit 150 is configured to provide output signal (such as, audio signal, video signal, alarm signal, vibration signal etc.) with vision, audio frequency and/or tactile manner.Output unit 150 can include display unit 151, dio Output Modules 152 etc..
Display unit 151 may be displayed on the information processed in mobile terminal 120.Such as, when mobile terminal 120 is in telephone calling model, display unit 151 can show the user interface (UI) relevant with call or other communicate (such as, text messaging, multimedia file download etc.) or graphic user interface (GUI).When being in video calling pattern or image capture mode when mobile terminal 120, display unit 151 can show the image of image and/or the reception caught, UI or GUI illustrating video or image and correlation function etc..
Meanwhile, when display unit 151 and touch pad as a layer superposed on one another to form touch screen time, display unit 151 can serve as input equipment and output device.Display unit 151 can include at least one in liquid crystal display (LCD), thin film transistor (TFT) LCD (TFT-LCD), Organic Light Emitting Diode (OLED) display, flexible display, three-dimensional (3D) display etc..Some in these display may be constructed such that transparence is to allow user to watch from outside, and this is properly termed as transparent display, and typical transparent display can be such as TOLED (transparent organic light emitting diode) display etc..According to the specific embodiment wanted, mobile terminal 120 can include two or more display units (or other display device), such as, mobile terminal can include outernal display unit (not shown) and inner display unit (not shown).Touch screen can be used for detecting touch input pressure and touch input position and touch input area.
Dio Output Modules 152 can mobile terminal be in call signal receive under the isotype such as pattern, call mode, logging mode, speech recognition mode, broadcast reception mode time, that wireless communication unit 110 is received or storage in memorizer 160 voice data transducing audio signal and be output as sound.And, dio Output Modules 152 can provide the audio frequency output (such as, call signal receive sound, message sink sound etc.) relevant to the specific function of mobile terminal 120 execution.Dio Output Modules 152 can include speaker, buzzer etc..
Memorizer 160 can store the process performed by controller 180 and the software program controlling operation etc., or can temporarily store the data (such as, telephone directory, message, still image, video etc.) that oneself maybe will export through output.And, memorizer 160 can store the vibration about the various modes exported when touching and being applied to touch screen and the data of audio signal.
Memorizer 160 can include the storage medium of at least one type, described storage medium includes flash memory, hard disk, multimedia card, card-type memorizer (such as, SD or DX memorizer etc.), random access storage device (RAM), static random-access memory (SRAM), read only memory (ROM), Electrically Erasable Read Only Memory (EEPROM), programmable read only memory (PROM), magnetic storage, disk, CD etc..And, mobile terminal 120 can be connected the network storage device cooperation of the storage function performing memorizer 160 with by network.
Controller 180 generally controls the overall operation of mobile terminal.Such as, controller 180 performs the control relevant to voice call, data communication, video calling etc. and process.It addition, controller 180 can include the multi-media module 1810 for reproducing (or playback) multi-medium data, multi-media module 1810 can construct in controller 180, or it is so structured that separates with controller 180.Controller 180 can perform pattern recognition process, so that the handwriting input performed on the touchscreen or picture drafting input are identified as character or image.
Power subsystem 190 receives external power or internal power under the control of controller 180 and provides the suitable electric power operated needed for each element and assembly.
Various embodiment described herein can to use such as computer software, hardware or its any combination of computer-readable medium to implement.Hardware is implemented, embodiment described herein can pass through to use application-specific IC (ASIC), digital signal processor (DSP), digital signal processing device (DSPD), programmable logic device (PLD), field programmable gate array (FPGA), processor, controller, microcontroller, microprocessor, at least one that is designed to perform in the electronic unit of function described herein to implement, in some cases, such embodiment can be implemented in controller 180.Implementing for software, the embodiment of such as process or function can be implemented with allowing the independent software module performing at least one function or operation.Software code can be implemented by the software application (or program) write with any suitable programming language, and software code can be stored in memorizer 160 and be performed by controller 180.
So far, oneself is through describing mobile terminal according to its function.Below, for the sake of brevity, by the slide type mobile terminal in the various types of mobile terminals describing such as folded form, board-type, oscillating-type, slide type mobile terminal etc. exemplarily.Therefore, the present invention can be applied to any kind of mobile terminal, and is not limited to slide type mobile terminal.
Mobile terminal 120 as shown in Figure 3 may be constructed such that utilization operates via such as wired and wireless communication system and the satellite-based communication system of frame or packet transmission data.
The communication system being wherein operable to according to the mobile terminal of the present invention is described referring now to Fig. 3.
Such communication system can use different air interfaces and/or physical layer.Such as, the air interface used by communication system includes such as frequency division multiple access (FDMA), time division multiple acess (TDMA), CDMA (CDMA) and UMTS (UMTS) (especially, Long Term Evolution (LTE)), global system for mobile communications (GSM) etc..As non-limiting example, as explained below relates to cdma communication system, but such instruction is equally applicable to other type of system.
With reference to Fig. 3, cdma wireless communication system can include multiple mobile terminal 120, multiple base station (BS) 270, base station controller (BSC) 275 and mobile switching centre (MSC) 280.MSC280 is configured to form interface with Public Switched Telephony Network (PSTN) 290.MSC280 is also structured to and the BSC275 formation interface that can be couple to base station 270 via back haul link.Back haul link can construct according to any one in some interfaces that oneself knows, described interface includes such as E1/T1, ATM, IP, PPP, frame relay, HDSL, ADSL or xDSL.It will be appreciated that system as shown in Figure 3 can include multiple BSC2750.
Each BS270 can service one or more subregion (or region), by each subregion of multidirectional antenna or the antenna covering pointing to specific direction radially away from BS270.Or, each subregion can be covered by two or more antennas for diversity reception.Each BS270 may be constructed such that support multiple frequencies distribution, and the distribution of each frequency has specific frequency spectrum (such as, 1.25MHz, 5MHz etc.).
Intersecting that subregion and frequency are distributed can be referred to as CDMA Channel.BS270 can also be referred to as base station transceiver subsystem (BTS) or other equivalent terms.In this case, term " base station " may be used for broadly representing single BSC275 and at least one BS270.Base station can also be referred to as " cellular station ".Or, each subregion of specific BS270 can be referred to as multiple cellular station.
As shown in Figure 3, broadcast singal is sent in system the mobile terminal 120 of operation by broadcsting transmitter (BT) 295.Broadcast reception module 111 as shown in Figure 3 is arranged on mobile terminal 120 and sentences the broadcast singal that reception is sent by BT295.In fig. 3 it is shown that several global positioning systems (GPS) satellite 300.Satellite 300 helps to position at least one in multiple mobile terminals 120.
In figure 3, depict multiple satellite 300, it is understood that be, it is possible to use any number of satellite obtains useful location information.GPS module 115 as shown in Figure 3 is generally configured to coordinate the location information wanted with acquisition with satellite 300.Substitute GPS tracking technique or outside GPS tracking technique, it is possible to use other technology of the position of mobile terminal can be followed the tracks of.It addition, at least one gps satellite 300 can optionally or additionally process satellite dmb transmission.
As a typical operation of wireless communication system, BS270 receives the reverse link signal from various mobile terminals 120.Mobile terminal 120 generally participates in call, information receiving and transmitting communicates with other type of.Each reverse link signal that certain base station 270 receives is processed in specific BS270.The data obtained are forwarded to relevant BSC275.BSC provides call resource distribution and the mobile management function of the coordination of soft switching process included between BS270.The data received also are routed to MSC280 by BSC275, and it provides the extra route service for forming interface with PSTN290.Similarly, PSTN290 and MSC280 forms interface, and MSC and BSC275 forms interface, and BSC275 correspondingly controls BS270 so that forward link signals to be sent to mobile terminal 120.
Mobile terminal 120 realizes corresponding function based on above-mentioned hardware configuration and communication system.
The authentication request that mobile terminal 120 sends for Receipt Validation terminal 110, and according to described authentication request, send the electronic signature information with authentication request response to checking terminal 110.
Specifically, authentication request response is replied to checking terminal 110 by mobile terminal 120 together with electronic signature information.
Further, described authentication request response can the name of user, contact method and the numerical ciphers of user setup, pattern password, it is also possible to be the biometrics password of one of the fingerprint of user, eyeprint, ear stricture of vagina, vocal print.
Checking terminal 110 receives this authentication request response and electronic signature information, and authentication request response is verified.
When verifying that the authentication request response of mobile terminal 120 is proved to be successful by terminal 110, then electron underwriting authentication success.
When checking terminal 110 is to the authentication request response authentication failed of mobile terminal 120, then electron underwriting authentication failure.
The electronic signature information of mobile terminal 120 can be adopt following four mode to be sent to checking terminal 110.
The first, the Word message that mobile terminal 120 is inputted by touch screen, this Word message is sent to checking terminal 110 as electronic signature information by NFC network.
The second, the Word message that mobile terminal 120 is inputted by touch screen, this Word message is processed and converted to picture format accordingly store, and the Word message generation electronic signature information of picture format is sent to checking terminal 110 by NFC network.
The third, mobile terminal 120 receives user by touch screen and inputs touch-control pressure, obtain the pressure information that touch screen unit lattice receive, and the cell being subjected to touch-control couples together and forms signature track, this signature track is carried out corresponding process and is integrated into picture format or the pressure information generation electronic signature information of signature track is sent to checking terminal 110 by NFC network.
4th kind, mobile terminal 120 selects at least one electronic signature of storage in memorizer 160, and by NFC network, this electronic signature is sent to checking terminal 110.
Further, in the present embodiment, picture format includes but not limited to the forms such as jpg, gif, bmp.
Further, checking terminal 110 stores the electronic signature being proved to be successful, in order to subsequent authentication mobile terminal 120, thus preventing undesirable from imitating the person's handwriting of user, it is provided that the safety of system.
In order to the electron underwriting authentication process making the present embodiment is clearly understandable, below to be illustrated in transaction of swiping the card.
In this example, checking terminal 110 is transaction POS, and mobile terminal 120 is the mobile phone A of Wang Ming, and telephone number is 136XXXX4321, and mobile phone A and transaction POS are in same NFC network.
As shown in Figure 4, the authentication request display interface of POS of respectively concluding the business and the electron underwriting authentication display interface of mobile phone A.
User A consumes 100 yuan in supermarket, the typing amount of money in transaction POS display interface: 100 yuan, and triggers the functional module of " authentication ", thus POS of concluding the business broadcasts authentication request in NFC network.
Mobile phone A receives the request of this signature authentication, and inputs numerical ciphers in password viewing area: 1234, meanwhile, in the input electronic signature of signature region: Wang Ming.
Transaction POS receives numerical ciphers and the electronic signature of mobile phone A, and numerical ciphers is proved to be successful, then electron underwriting authentication success.
As further improvement of this embodiment, mobile terminal 120 can send authentication request response and electronic signature information respectively, and detailed process is as follows:
The authentication request that mobile terminal 120 Receipt Validation terminal 110 sends, and send authentication request response to checking terminal 110.
Checking terminal 110 receives this authentication request response, and authentication request response is verified.When authentication success, checking terminal 110 sends the information being proved to be successful to mobile terminal 120 by NFC network to mobile terminal 120, to confirm authentication success.
The information being proved to be successful that mobile terminal 120 Receipt Validation terminal 110 sends, and send electronic signature information to checking terminal 110.
Checking terminal 110 receives the electronic signature information that mobile terminal 120 sends, then signature authentication success.
Further, after checking terminal 110 receives electronic signature information, electronic signature information is mated with the electronic signature information of storage in customer data base, so that this electronic signature information is authenticated, when the match is successful, then electron underwriting authentication success, when not having, the match is successful, then digital certificate failure.
As further improvement of this embodiment, electronic signature information can be sent to checking terminal 110 as authentication request response by mobile terminal 120.This electronic signature can be Word message, pictorial information, be formed according to the pressure information track of user's input.When checking terminal 110 receives electronic signature, this electronic signature is mated with the electronic signature information of storage in customer data base, so that this electronic signature information is authenticated, when the match is successful, then electron underwriting authentication success, when not having, the match is successful, then digital certificate failure.
The electron underwriting authentication system that the present embodiment provides, authentication request by mobile terminal 120 Receipt Validation terminal 110, and according to described authentication request, the electronic signature information with authentication request response is sent to checking terminal 110, checking terminal 110 receives electronic signature information, and verify described authentication request response, and when described authentication request response, the success of described electron underwriting authentication.Thus effectively prevent the not convenience that manually signing brings, and improve the safety of user profile.
Second embodiment of the invention further provides for a kind of electron underwriting authentication system, in a second embodiment, described electron underwriting authentication system differs only in first embodiment, and described checking terminal 110 verifies that the process of described authentication request response specifically includes following steps:
The first step, checking terminal 110 receives described authentication request response；
Second step, authentication request response is mated by checking terminal 110 with the identification cipher in the customer data base of storage；And
3rd step, when the match is successful for the identification cipher judged in described authentication request response and described customer data base, then authentication success.
Further, when judging that described authentication request response is mated unsuccessful with the identification cipher in described customer data base, then authentication failure.
The electron underwriting authentication system of the present embodiment, by verifying that terminal receives authentication request response, and authentication request response is mated with the identification cipher in the customer data base of storage, when the match is successful for the identification cipher judged in described authentication request response and customer data base, then authentication success.Thus the electron underwriting authentication system of the present embodiment, refine checking terminal identity proof procedure, further increased security of system.
Refer to Fig. 5, third embodiment of the invention provides a kind of electron underwriting authentication device, is applied to mobile terminal.Described device includes:
Receiver module 510, for the authentication request of Receipt Validation terminal.
Sending module 520, for according to described authentication request, sending the electronic signature information with authentication request response to described checking terminal, when described authentication request response is proved to be successful, then described electron underwriting authentication success.
Specifically, authentication request response is replied to checking terminal 110 by sending module 520 together with electronic signature information.
Further, described authentication request response can the name of user, contact method and the numerical ciphers of user setup, pattern password, it is also possible to be the biometrics password of one of the fingerprint of user, eyeprint, ear stricture of vagina, vocal print.
Further, when authentication request response authentication failed, then electron underwriting authentication failure.
Further, sending module 520 can be adopt following four mode that electronic signature information is sent to checking terminal 110.
The first, by the Word message that touch screen inputs, this Word message is sent to checking terminal 110 as electronic signature information by NFC network by sending module 520.
The second, by the Word message that touch screen inputs, this Word message is first processed and converted to picture format and stores by sending module 520 accordingly, then the Word message of picture format generates electronic signature information and is sent to checking terminal 110 by NFC network.
The third, receive user by touch screen and input touch-control pressure, obtain the pressure information that touch screen unit lattice receive, and the cell being subjected to touch-control couples together and forms signature track, this signature track is carried out corresponding process and is integrated into picture format or by NFC network, the pressure information generation electronic signature information of signature track is sent to checking terminal 110 by sending module 520.
4th kind, sending module 520 selects at least one electronic signature of storage in memorizer 160, and by NFC network, this electronic signature is sent to checking terminal 110.
Further, in the present embodiment, picture format includes but not limited to the forms such as jpg, gif, bmp.
As further improvement of this embodiment, sending module 520 can send authentication request response and electronic signature information respectively, and detailed process is as follows:
The authentication request that receiver module 510 Receipt Validation terminal sends.
Sending module 520 sends authentication request response to checking terminal.
When authentication success, the information being proved to be successful that receiver module 510 Receipt Validation terminal sends.
Sending module 520 sends electronic signature information to checking terminal, and when verifying that terminal receives this electronic signature information, then signature authentication success.
The electron underwriting authentication device of the present embodiment, authentication request by receiver module 510 Receipt Validation terminal, according to described authentication request, sending module 520 sends the electronic signature information with authentication request response to checking terminal, when described authentication request response is proved to be successful, then electron underwriting authentication success.Thus completing user's signature quickly and easily, and there is higher safety, improve Consumer's Experience.
Refer to Fig. 6, fourth embodiment of the invention further provides for a kind of electron underwriting authentication method, and described method includes step:
S610, mobile terminal Receipt Validation terminal authentication request；
Specifically, checking terminal refers to the initiator of electron underwriting authentication, for sending authentication request to mobile terminal.
Customer data base in checking terminal prestores the authentication information of a large number of users and each mobile terminal at least one user all corresponding.
Further, checking terminal at least can adopt following three kinds of modes obtain subscriber authentication information and store.
The first, checking terminal extracts subscriber authentication information from existing customer data base.
The second, for the transaction of swiping the card of bank card, checking terminal extracts the address name in bank card chip, mobile terminal number, trading password etc.；Or, for safety, checking terminal, when user uses for the first time, according to the bank card essential information extracted, obtains the subscriber authentication information of user's typing again.
The third, transaction for businessman, first with this merchant transaction time, the authentication information of checking terminal typing user, and store to the customer data base of this businessman, then the authentication information of user all can be obtained from customer data base in any one the checking terminal being bound to this businessman.
Further, authentication information can be the numerical ciphers of the name of user, sex, contact method and user setup, pattern password, it is also possible to is the biometrics password of one of the fingerprint of user, eyeprint, ear stricture of vagina, vocal print.
Further, also storing the electronic signature information of user in the customer data base of checking terminal, this electronic signature information can be electronic signature picture, it is also possible to be the pressure information of record signature track, it is also possible to be Word message, finger print information etc..
Checking terminal input demand information (such as: the Data Enter etc. that spending amount, express delivery are signed for), and the NFC network in preset range is broadcasted authentication request.The near-field communication of the present embodiment can be wireless, bluetooth, ZigBee etc..It is to say, all terminals that checking terminal comprises mobile terminal in NFC network send authentication request, this authentication request includes the authentication information of user.
Further, in other embodiments, checking terminal can also select the device name of mobile terminal at the interface that information sends, and sends authentication request by NFC network to mobile terminal, thus avoiding unnecessary flow to waste.
When actually used, checking terminal can be consumption swipe the card POS terminal, the terminal etc. of signing for express delivery, under occurring that bankcard consumption, express delivery such as sign at the sight, corresponding checking terminal initiates authentication request.
Mobile terminal refers to the authentication of electron underwriting authentication, the authentication request that Receipt Validation terminal sends.
S620, according to described authentication request, described mobile terminal sends the electronic signature information with authentication request response to described checking terminal；And
Specifically, authentication request response is replied to checking terminal by mobile terminal together with electronic signature information.
Further, described authentication request response can the name of user, contact method and the numerical ciphers of user setup, pattern password, it is also possible to be the biometrics password of one of the fingerprint of user, eyeprint, ear stricture of vagina, vocal print.
Further, the electronic signature information of mobile terminal can be adopt following four mode to be sent to checking terminal.
The first, the Word message that mobile terminal is inputted by touch screen, this Word message is sent to checking terminal as electronic signature information by NFC network.
The second, the Word message that mobile terminal is inputted by touch screen, this Word message is processed and converted to picture format accordingly and stores, and the Word message generation electronic signature information of picture format is sent to checking terminal by NFC network.
The third, mobile terminal receives user by touch screen and inputs touch-control pressure, obtain the pressure information that touch screen unit lattice receive, and the cell being subjected to touch-control couples together and forms signature track, this signature track is carried out corresponding process and is integrated into picture format or the pressure information generation electronic signature information of signature track is sent to checking terminal by NFC network.
4th kind, mobile terminal selects at least one electronic signature of storage in memorizer 160, and by NFC network, this electronic signature is sent to checking terminal.
Further, in the present embodiment, picture format includes but not limited to the forms such as jpg, gif, bmp.
S630, checking terminal receive described electronic signature information, and verify described authentication request response；
Specifically, checking terminal receives this authentication request response and electronic signature information, and authentication request response is verified.
Whether authentication request described in S640, checking terminal judges should be proved to be successful；
If so, then entering S650, if it is not, then electron underwriting authentication failure, flow process terminates；
The success of S650, electron underwriting authentication.
Further, the electronic signature that checking terminal storage is proved to be successful, in order to subsequent authentication mobile terminal, thus preventing undesirable from imitating the person's handwriting of user, it is provided that the safety of system.
In order to the electron underwriting authentication process making the present embodiment is clearly understandable, below to be illustrated in transaction of swiping the card.
In this example, checking terminal 110 is transaction POS, and mobile terminal 120 is the mobile phone A of Wang Ming, and telephone number is 136XXXX4321, and mobile phone A and transaction POS are in same NFC network.
As shown in Figure 4, the authentication request display interface of POS of respectively concluding the business and the electron underwriting authentication display interface of mobile phone A.
User A consumes 100 yuan in supermarket, the typing amount of money in transaction POS display interface: 100 yuan, and triggers the functional module of " authentication ", thus POS of concluding the business broadcasts authentication request in NFC network.
Mobile phone A receives the request of this signature authentication, and inputs numerical ciphers in password viewing area: 1234, meanwhile, in the input electronic signature of signature region: Wang Ming.
Transaction POS receives numerical ciphers and the electronic signature of mobile phone A, and numerical ciphers is proved to be successful, then electron underwriting authentication success.
Refer to Fig. 7, as further improvement of this embodiment, S620～S650 may further include:
The authentication request that S710, mobile terminal Receipt Validation terminal send, and send authentication request response to checking terminal.
S720, checking terminal receive this authentication request response, and judge whether authentication request response is proved to be successful.If so, then entering S730, if it is not, then authentication failure, flow process terminates.
S730, checking terminal send the information being proved to be successful to mobile terminal by NFC network to mobile terminal, to confirm authentication success.
The information being proved to be successful that S740, mobile terminal Receipt Validation terminal send, and send electronic signature information to checking terminal.
S750, checking terminal receive the electronic signature information that mobile terminal sends, then signature authentication success.
Further, S750 can further include: after checking terminal receives electronic signature information, electronic signature information is mated with the electronic signature information of storage in customer data base, so that this electronic signature information is authenticated, when the match is successful, then electron underwriting authentication success, when not having, the match is successful, then digital certificate failure.
As further improvement of this embodiment, electronic signature information can be sent to checking terminal as authentication request response by mobile terminal.This electronic signature can be Word message, pictorial information, be formed according to the pressure information track of user's input.When checking terminal receives electronic signature, this electronic signature is mated with the electronic signature information of storage in customer data base, so that this electronic signature information is authenticated, when the match is successful, then electron underwriting authentication success, when not having, the match is successful, then digital certificate failure.
The electron underwriting authentication method that the present embodiment provides, authentication request by mobile terminal Receipt Validation terminal, and according to described authentication request, the electronic signature information with authentication request response is sent to checking terminal, checking terminal receives electronic signature information, and verify described authentication request response, and when described authentication request response, the success of described electron underwriting authentication.Thus effectively prevent the not convenience that manually signing brings, and improve the safety of user profile.
Refer to Fig. 8, fifth embodiment of the invention further provides for a kind of electron underwriting authentication method.Described electron underwriting authentication method, compared with the 4th embodiment, differs only in S640 and specifically includes:
S810, checking terminal receive described authentication request response；
Whether authentication request response described in S820, checking terminal judges mates with the identification cipher in described customer data base；
If so, S830 is then entered, if it is not, then enter S840.
S830, authentication success.
S840, authentication failure.
The electron underwriting authentication method of the present embodiment, by verifying that terminal receives authentication request response, and authentication request response is mated with the identification cipher in the customer data base of storage, when the match is successful for the identification cipher judged in described authentication request response and customer data base, then authentication success.Thus the electron underwriting authentication method of the present embodiment, refine checking terminal identity proof procedure, further increased security of system.
Refer to Fig. 9, sixth embodiment of the invention further provides for a kind of electron underwriting authentication method, is applied to mobile terminal.Described method includes:
S910, Receipt Validation terminal authentication request；
S920, according to described authentication request, send the electronic signature information with authentication request response to described checking terminal；
S930, when verify terminal described authentication request response is proved to be successful time, then described electron underwriting authentication success.
Specifically, authentication request response is replied to checking terminal together with electronic signature information.
Further, described authentication request response can the name of user, contact method and the numerical ciphers of user setup, pattern password, it is also possible to be the biometrics password of one of the fingerprint of user, eyeprint, ear stricture of vagina, vocal print.
Further, when authentication request response authentication failed, then electron underwriting authentication failure.
It is possible to further be adopt following four mode that electronic signature information is sent to checking terminal.
The first, by the Word message that touch screen inputs, be sent to checking terminal as electronic signature information by NFC network using this Word message.
The second, by the Word message that touch screen inputs, is first processed and converted to picture format accordingly by this Word message and stores, and then the Word message of picture format is generated electronic signature information and is sent to checking terminal by NFC network.
The third, receive user by touch screen and input touch-control pressure, obtain the pressure information that touch screen unit lattice receive, and the cell being subjected to touch-control couples together and forms signature track, this signature track is carried out corresponding process and is integrated into picture format or the pressure information generation electronic signature information of signature track is sent to checking terminal by NFC network.
4th kind, select at least one electronic signature of storage in memorizer 160, and this electronic signature is sent to checking terminal by NFC network.
Further, in the present embodiment, picture format includes but not limited to the forms such as jpg, gif, bmp.
Refer to Figure 10, as further improvement of this embodiment, S920～S930 farther includes:
The authentication request that S1010, Receipt Validation terminal send.
S1020, to checking terminal send authentication request response.
S1030, when authentication success, Receipt Validation terminal send the information being proved to be successful.
S1040, to checking terminal send electronic signature information, and when verify terminal receive this electronic signature information time, then signature authentication success.
The electron underwriting authentication method of the present embodiment, by the authentication request of Receipt Validation terminal, according to described authentication request, send the electronic signature information with authentication request response to checking terminal, when described authentication request response is proved to be successful, then electron underwriting authentication success.Thus completing user's signature quickly and easily, and there is higher safety, improve Consumer's Experience.
It should be noted that, in this article, term " includes ", " comprising " or its any other variant are intended to comprising of nonexcludability, so that include the process of a series of key element, method, article or device not only include those key elements, but also include other key elements being not expressly set out, or also include the key element intrinsic for this process, method, article or device.When there is no more restriction, statement " including ... " key element limited, it is not excluded that there is also other identical element in including the process of this key element, method, article or device.
The invention described above embodiment sequence number, just to describing, does not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art is it can be understood that can add the mode of required general hardware platform by software to above-described embodiment method and realize, hardware can certainly be passed through, but in a lot of situation, the former is embodiment more preferably.Based on such understanding, the part that prior art is contributed by technical scheme substantially in other words can embody with the form of software product, this computer software product is stored in a storage medium (such as ROM/RAM, magnetic disc, CD), including some instructions with so that a station terminal equipment (can be mobile phone, computer, server, air-conditioner, or the network equipment etc.) perform the method described in each embodiment of the present invention.
These are only the preferred embodiments of the present invention; not thereby the scope of the claims of the present invention is limited; every equivalent structure utilizing description of the present invention and accompanying drawing content to make or equivalence flow process conversion; or directly or indirectly it is used in other relevant technical fields, all in like manner include in the scope of patent protection of the present invention.
Claims (10)
1. an electron underwriting authentication method, it is characterised in that described method includes step:
The authentication request of mobile terminal Receipt Validation terminal；
According to described authentication request, described mobile terminal sends the electronic signature information with authentication request response to described checking terminal；And
Described checking terminal receives described electronic signature information, and verifies described authentication request response, when described authentication request response is proved to be successful, then and described electron underwriting authentication success.
2. mobile terminal electron underwriting authentication method according to claim 1, it is characterised in that described authentication request response is proved to be successful, including:
Described checking terminal receives described authentication request response；
Described authentication request response is mated by described checking terminal with the identification cipher in the customer data base of storage；And
When the match is successful for the described identification cipher judged in described authentication request response and described customer data base, then authentication success.
3. mobile terminal electron underwriting authentication method according to claim 2, it is characterised in that described mobile terminal is by verifying the described authentication request of terminal described in the response of one of numerical ciphers, pattern password, fingerprint, eyeprint, ear stricture of vagina, vocal print.
4. according to the arbitrary described mobile terminal electron underwriting authentication method of claim 1-3, it is characterised in that be near-field communication between described mobile terminal and described checking terminal.
5. an electron underwriting authentication method, it is characterised in that being applied to mobile terminal, described method includes step:
The authentication request of Receipt Validation terminal；
According to described authentication request, send the electronic signature information with authentication request response to described checking terminal；And
When described authentication request response is proved to be successful, then described electron underwriting authentication success.
6. an electron underwriting authentication system, it is characterised in that described system includes mobile terminal and checking terminal, wherein,
Described mobile terminal, for receiving the authentication request of described checking terminal, and according to described authentication request, sends the electronic signature information with authentication request response to described checking terminal；
Described checking terminal, is used for receiving described electronic signature information, and verifies described authentication request response, when described authentication request response is proved to be successful, then and described electron underwriting authentication success.
7. electron underwriting authentication system according to claim 6, it is characterized in that, described checking terminal is additionally operable to receive described authentication request response, and described authentication request response is mated with the identification cipher in the customer data base of storage, when the match is successful for the described identification cipher judged in described authentication request response and described customer data base, then authentication success.
8. electron underwriting authentication system according to claim 7, it is characterised in that described mobile terminal is by verifying the described authentication request of terminal described in the response of one of numerical ciphers, pattern password, fingerprint, eyeprint, ear stricture of vagina, vocal print.
9. according to the arbitrary described electron underwriting authentication system of claim 6-8, it is characterised in that be near-field communication between described mobile terminal and described checking terminal.
10. an electron underwriting authentication device, it is characterised in that being applied to mobile terminal, described device includes:
Receiver module, for the authentication request of Receipt Validation terminal；
Sending module, for according to described authentication request, sending the electronic signature information with authentication request response to described checking terminal, when described authentication request response is proved to be successful, then described electron underwriting authentication success.
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