CN105678546A - Digital asset processing method based on distributed shared general ledger - Google Patents
Digital asset processing method based on distributed shared general ledger Download PDFInfo
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- G06Q30/00—Commerce
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Abstract
The invention discloses a digital asset processing method based on distributed shared general ledger. The method comprises following steps: a first user terminal, a second user terminal, and a third user terminal are connected to a distributed shared general ledger network; the first user terminal generates a charging digital asset transaction request for supplementing asset to a third user digital asset account from a first user digital asset account, and the charging digital asset transaction is judged, saved and shared by each user terminal; after the request is successfully confirmed, the stored asset of the third user digital asset account is increased accordingly, and the debt of the first user digital asset account is increased accordingly; after the third user terminal selects to buy products belonging to the second user terminal, the third user terminal generates a paying digital asset transaction request for paying asset to the second user digital asset account from the third user digital asset account, and the paying digital asset transaction is judged, saved and shared by each user terminal; after the request is successfully confirmed, the stored asset of the third user digital asset account and the stored asset of the second user digital asset account are reduced and increased accordingly.
Description
Technical field
The invention belongs to digital asset transaction field, particularly relate to the processing method of a kind of digital asset.
Background technology
At present, along with developing rapidly of global information technology, the Internet digital asset is increasingly paid close attention to by people and payes attention to. Existing the Internet digital asset generally include electronic money, ideal money, even network account etc. all can be used for transaction digital form assets.
After mostly traditional digital asset transaction is to confirm transaction by the trade confirmation module of network center, people just carry out digital asset payment, transfer accounts, supplement with money, the transaction business such as cumulative integral, but, the structure at this single network center has following defects that (1) if the trade confirmation module of the network at single center breaks down, and transaction then cannot be identified; (2) finite capacity of single central site network, many transaction cannot quickly be confirmed, causes transaction to carry out real-time and accurately, affects being smoothed out of process of exchange; (3) if single central site network is hacked utilization, occur such as arbitrarily to distort transaction content, forge transaction content, arm's length dealing is differentiated mala fide the malicious act confirming or refusing, so digital asset transaction will sink into state of paralysis, even cannot be used by people again.
As can be seen here, it is desirable to provide a kind of digital asset processing method that can reliably ensure safety that digital asset concludes the business and correctness.
Summary of the invention
For the deficiencies in the prior art, it is an object of the invention to provide a kind of digital asset processing method based on Distributed sharing general ledger, it is to avoid single central site network confirms the bottleneck risk of digital asset transaction, it is ensured that digital asset transaction security is with correct.
To achieve these goals, the invention provides a kind of digital asset processing method based on Distributed sharing general ledger, including: first user terminal, the second user terminal and the 3rd user terminal are connected to Distributed sharing general ledger network by respective Distributed sharing general ledger module, the first user fund account of first user terminal receive the 3rd user's fund account from the 3rd user terminal supplement fund with money after, first user terminal supplement with money module generate supplement from the first user digital asset account of first user terminal to the 3rd number asset account of the 3rd user terminal that digital asset target corresponding with the fund of supplementing with money supplement number with money with money supplement digital asset transaction request with money, and digital asset transaction request will be supplemented with money send to all online user's terminals in Distributed sharing general ledger network, and utilized respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user terminal, when the final conclusion of Distributed sharing general ledger network confirms to supplement digital asset transaction request success with money, the module of supplementing with money of the 3rd user terminal supplements the Stored Value increase digital asset target of the 3rd number asset account with money number, and the module of supplementing with money of first user terminal supplements the debt increase digital asset target of first user digital asset account with money number, after 3rd user terminal selects purchase to belong to the product of the second user terminal on transaction platform, the 3rd number asset account that the payment module of the 3rd user terminal generates from the 3rd user terminal is asked to the payout figure transaction in assets of the second corresponding digital asset target payment amount of number asset account Zhi Fuyu purchased product of the second user terminal, and payout figure transaction in assets request is sent to all online user's terminals in Distributed sharing general ledger network, and utilized respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user terminal, and when the final conclusion of Distributed sharing general ledger network confirms that payout figure transaction in assets is asked successfully, the Stored Value of the 3rd number asset account is reduced digital asset target payment amount by the payment module of the 3rd user terminal, and the Stored Value of the second number asset account is increased digital asset target payment amount by the payment module of the second user terminal.
Wherein, the debt increase of first user digital asset account refers to one bill signed in acknowledgement of debt corresponding with digital asset target payment amount of interpolation in first user digital asset account.
Selectively, product can include commodity, service or software etc.
In order to process digital asset transaction, each user terminal is separately installed with Distributed sharing general ledger module, transaction discrimination module and shared synchronization module, wherein, Distributed sharing general ledger module forms Distributed sharing general ledger network for being connected by several user terminals; Transaction discrimination module is for differentiating the every stroke numeral transaction in assets on Distributed sharing general ledger network independently, and differentiation result is respectively sent to several user terminals; Share synchronization module for carrying out the every stroke numeral transaction in assets record confirmed on Distributed sharing general ledger network synchronizing preservation, and to other user terminal requests in several user terminals or provide every stroke numeral transaction in assets record.
Module is supplemented with money carrying out supplementing with money the first user terminal of digital asset transaction and the 3rd user terminal are separately installed with, utilize supplement with money module generate carry out from first user digital asset account to the 3rd number asset account supplementing with money supplement digital asset transaction request with money, and will supplement the transmission of digital asset transaction request with money and utilize respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing to all online user's terminals in Distributed sharing general ledger network and by each user terminal.
The second user terminal carrying out payout figure transaction in assets and the 3rd user terminal are separately installed with payment module, utilize payment module to generate the payout figure transaction in assets request carrying out from the 3rd number asset account to the second number asset account paying, and payout figure transaction in assets request is sent to all online user's terminals in Distributed sharing general ledger network and is utilized respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user terminal.
Preferably, farther include to be generated the step of the digital asset transaction request of transferring accounts of number of transferring accounts from the 3rd number asset account of the 3rd user terminal to the digital asset target that the fourth user digital asset account transfer of the fourth user terminal being connected to Distributed sharing general ledger network is predetermined by the module of transferring accounts of the 3rd user terminal.
Preferably, the module of transferring accounts of the 3rd user terminal will transfer accounts the transmission of digital asset transaction request to all online user's terminals in Distributed sharing general ledger network, and be utilized respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user terminal.
Preferably, when the final conclusion of Distributed sharing general ledger network confirms to transfer accounts digital asset transaction request success, the Stored Value of the 3rd number asset account is reduced digital asset target and transfers accounts number by the module of transferring accounts of the 3rd user terminal, and the Stored Value of fourth user digital asset account is increased digital asset target and transfers accounts number by the module of transferring accounts of fourth user terminal.
Wherein, 3rd user terminal and fourth user terminal of the digital asset transaction that carries out transferring accounts are separately installed with module of transferring accounts, utilize module of transferring accounts to generate the transferring digital transaction in assets request carrying out from the 3rd number asset account to fourth user digital asset account transferring accounts, and digital asset transaction request of transferring accounts sends to all online user's terminals in Distributed sharing general ledger network and is utilized respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user terminal
Selectively, Distributed sharing general ledger module is additionally operable to coordinate several user terminals and adds or exit Distributed sharing general ledger network, communication and several user terminals of identification and storage knot supplements the information of digital asset transaction, transferring digital transaction in assets and payout figure transaction in assets with money.
Selectively, transaction discrimination module carries out batch processing differentiation by the true and false of every stroke numeral transaction in assets of independently of one another Distributed sharing general ledger network being occurred above, repeat etc., it is thought that the transaction of real non-repetitive digital asset adds their confirmation, other digital asset transaction is refused; Transaction discrimination module on each user terminal collects the differentiation result of all user terminals, uses consistent algorithm independently to calculate and draws the differentiation conclusion confirming or refusing.
Selectively, share synchronization module and to other user terminal requests in Distributed sharing general ledger network or provide the data that confirmed up-to-date digital asset concludes the business, so that the data that the digital asset oneself recorded is concluded the business are updated preservation by other user terminals.
Selectively, every stroke numeral transaction in assets time interval residing for its generation time, it is added into successively in Distributed sharing general ledger with set or single mode.
Selectively, all digital assets transaction in unit interval interval constitutes a Transaction Set, and the shared synchronization module of several user terminals is for the newly-built digital digest of each Transaction Set with the digital digest generation current collection of preamble Transaction Set.
Selectively, before several user terminals sent to Distributed sharing general ledger network, Transaction Information is encrypted and does anti-tamper protection process.
Preferably, digital asset transaction request of transferring accounts includes at least following information: money transfer transactions number, date and time of transferring accounts, the 3rd User Identity, fourth user identity and digital asset target are transferred accounts number.
Preferably, digital asset transaction request is supplemented with money including at least following information: recharging payment number, supplement date and time, first user identity, the 3rd User Identity and digital asset target with money and supplement number with money.
Preferably, payout figure transaction in assets request is including at least following information: payment transaction number, the date of payment and time, the second User Identity, the 3rd User Identity and digital asset target payment amount.
Preferably, after 3rd user terminal selects purchase to belong to the product of first user terminal on transaction platform, the 3rd number asset account that the payment module of the 3rd user terminal generates from the 3rd user terminal is asked to the payout figure transaction in assets of the first user digital asset bill payment of first user terminal digital asset target payment amount corresponding with purchased product, and payout figure transaction in assets request is sent to all online user's terminals in Distributed sharing general ledger network, and utilized respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user terminal.
Preferably, when the final conclusion of Distributed sharing general ledger network confirms that payout figure transaction in assets is asked successfully, the Stored Value of the 3rd number asset account is reduced digital asset target payment amount by the payment module of the 3rd user terminal, and the Stored Value of first user digital asset account is increased digital asset target payment amount by the payment module of first user terminal.
Preferably, the 3rd number asset account includes at least two-digit assets point account, and each digital asset point account is respectively provided with the labelling supplementing source for reference numbers assets with money.
Preferably, when the 3rd user terminal carries out payout figure transaction in assets with first user terminal, the payment module prioritizing selection of the 3rd user terminal has the digital asset point account of first user mark and pays.
Selectively, digital asset includes electronics Stored Value assets, E-consumer assets or electronic accumulation assets.
The invention has the beneficial effects as follows: 1) utilize each user terminal on the Distributed sharing general ledger network of multicenter formula that numeral transaction in assets is judged, avoid the bottleneck risk at single center, improve the safety and reliability of digital asset trade confirmation; 2) Distributed sharing general ledger network makes each user terminal have shared consistent general ledger, and the new digital asset being identified transaction can continue and be saved in general ledger, it is ensured that it is ageing that digital asset is concluded the business; 3) the 3rd user terminal both can have been supplemented with money digital asset transaction by first user terminal, payout figure transaction in assets can also be carried out, and point account of the 3rd number asset account of the 3rd user terminal has between the Stored Value of not isolabeling can mutually to approve and intercommunication, thus when carrying out payout figure transaction in assets, ensure that the recognition and acceptance of the not Stored Value of isolabeling, it is provided that the guarantee of the interests of digital asset.
Accompanying drawing explanation
Below in conjunction with accompanying drawing, the present invention is further described.
Fig. 1 illustrates the organigram of the system of the digital asset processing method realizing the present invention.
Fig. 2 illustrates the implementing procedure schematic diagram of the digital asset processing method of the present invention
Fig. 3 illustrates the implementing procedure schematic diagram supplementing digital asset transaction with money according to the present invention.
Fig. 4 illustrates the implementing procedure schematic diagram of the payout figure transaction in assets according to the present invention.
Fig. 5 illustrates the implementing procedure schematic diagram of the digital asset transaction of transferring accounts according to the present invention.
Detailed description of the invention
Being described below in detail embodiments herein, the example of embodiment is shown in the drawings, and wherein same or similar label represents same or similar element or has the element of same or like function all along. The embodiment described below with reference to accompanying drawing is illustrative of, it is intended to be used for explaining the application, and it is not intended that restriction to the application.
For the defect existed in existing the Internet digital asset method of commerce, the invention provides a kind of digital asset processing method based on Distributed sharing general ledger. Realize the structure of system of the digital asset processing method of the present invention as it is shown in figure 1, different user terminals is respectively equipped with different modules, thus realizing different digital asset transaction. Specifically, first kind user terminal A 1～An is provided with Distributed sharing general ledger module 100, transaction discrimination module 200, shares synchronization module 300 and supplement module 500 with money, Equations of The Second Kind user terminal B1～Bn is provided with Distributed sharing general ledger module 100, transaction discrimination module 200, shares synchronization module 300 and payment module 700, and the 3rd class user terminal C1～Cn is provided with Distributed sharing general ledger module 100, transaction discrimination module 200, shares synchronization module 300, supplements module 500 and payment module 700 with money. In addition, it can include more multiclass user terminal, such as N class user terminal N1～Nn, it is provided with Distributed sharing general ledger module 100, transaction discrimination module 200 and shared synchronization module 300.
The digital asset processing method of the present invention is introduced in the digital asset transaction occurred between one of them user terminal (hereinafter referred to as the 3rd user terminal) in one of them user terminal (hereinafter referred to as first user terminal) in first kind user terminal A 1～An, one of them user terminal (hereinafter referred to as the second user terminal) in Equations of The Second Kind user terminal B1～Bn and the 3rd class user terminal C1～Cn herein, is embodied as flow process as shown in Figure 2.
First, in step slo, first user terminal, the second user terminal and the 3rd user terminal are connected to Distributed sharing general ledger network by the present invention, Distributed sharing general ledger network is the network structure of a kind of multicenter formula, participating in Distributed sharing general ledger network each user terminal therein and have unique identity in Distributed sharing general ledger network, each user terminal can freely be connected and disconnected from of one's own accord.
In step S20, the first user fund account that first user terminal (can be mapped as the role of voucher center) receive the 3rd user's fund account from the 3rd user terminal (role of client can be mapped as) supplement fund with money after, first user terminal supplement with money module generate supplement from the first user digital asset account of first user terminal to the 3rd number asset account of the 3rd user terminal that digital asset target corresponding with the fund of supplementing with money supplement number with money with money supplement digital asset transaction request with money. First user terminal will be supplemented digital asset transaction request with money and sent to all online user's terminals in Distributed sharing general ledger network and undertaken differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user respective transaction discrimination module eventually.
As a kind of non-limiting specific embodiment, as shown in Figure 3, (it is the 3rd user terminal to pay to first user terminal and supplement money with money carrying out supplementing with money digital asset transaction, first user digital asset account increases the process of corresponding Stored Value) time, " mode is manually supplemented in interaction with money " can be passed through, it is also possible to realize client by " online self-recharging mode " and voucher center payment is supplemented with money fund. It concretely comprises the following steps: when adopting interaction manually to supplement Starting mode with money, voucher center receive customer payment supplement money (can be collection of cash mode, brush bank card mode, network transfer accounts mode, mobile payment mode) with money after, voucher center inputs the identity (can also be that barcode scanning mode obtains automatically) supplementing number (such as n), client with money specified at its system interface, submits at system interface. And when adopting online self-recharging Starting mode, client use be connected into the computer of the Internet or intelligent terminal log in specify the network of voucher center to supplement with money platform pays the number (such as n) specified by online self-service mode supplements money (franc, the system channel that collects online payments can make Unionpay's on-line payment mode, business bank's on-line payment mode or third party's on-line payment mode etc.) with money. The network of voucher center is supplemented platform with money and is confirmed to supplement amount of money volume n with money to after account with the channel that collects online payments, and the network of voucher center supplements platform with money the identity (providing when user registers) of client, submits to this voucher center. Then, voucher center is supplemented digital asset transaction with money to this and is generated a unique Transaction Identification Number, together with supplement with money date and time, the identity of voucher center, client identity, supplement number n etc. with money, as complete Transaction Information, it is sent to all online user's terminals in Distributed sharing general ledger network, asks the transaction discrimination module of each user terminal that this Transaction Information supplementing digital asset transaction with money is differentiated.
In step s 30, when the final conclusion of Distributed sharing general ledger network confirms to supplement digital asset transaction request success with money, the Stored Value of the 3rd number asset account of client increases digital asset target and supplements number with money, and the debt of the first user digital asset account of voucher center increases digital asset target and supplements number with money.
As a kind of non-limiting specific embodiment, as shown in Figure 3, each user terminal including supplementing with money the voucher center that digital asset transaction is initiated receives the differentiation result that other user terminals are sent, these results are calculated by identical rule and algorithm, is obtained consistent final differentiation conclusion. If the conclusion is that " confirmation ", each user terminal in Distributed sharing general ledger network can preserve this transaction record by rule request. And, for voucher center and client, " confirmation " shows successful recharging, corresponding Stored Value is increased in the digital asset account of client, the account of voucher center increases equivalent " bill signed in acknowledgement of debt " (a special point account), namely increase corresponding debt, voucher center and client and can provide successful recharging and corresponding information at its respective system interface, whole supplement digital asset closing the transaction with money. But if the conclusion is that time " refusal ", then it represents that supplement not success with money, voucher center can record this failure, and provide at its system interface and supplement unsuccessful and corresponding information with money.
Continue back at Fig. 1, in step s 40, after 3rd user terminal (can be mapped as the role of client) on transaction platform and selects the product (such as commodity or service) belonging to the second user terminal (can be mapped as the role of trade company) bought, the 3rd number asset account that the payment module of the 3rd user terminal generates from the 3rd user terminal is asked to the payout figure transaction in assets of the second corresponding digital asset target payment amount of number asset account Zhi Fuyu purchased product of the second user terminal, namely when client there occurs the purchase consuming behavior such as commodity or service at place of trade company, just there occurs that the Stored Value in the 3rd number asset account of client carries out the digital asset process of exchange of transferring accounts shifted to the second number asset account of trade company, then, payout figure transaction in assets request is sent to all online user's terminals in Distributed sharing general ledger network by the 3rd user, and is utilized respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user terminal.
Certainly, as the alternative embodiment of one, if when the Stored Value insufficient in client is to pay, client can also pay this product to the trade company belonging to product and disburse funds accordingly, then, the payment module of the 3rd user terminal continues to generate the payout figure transaction in assets request of the corresponding digital asset target payment amount that should disburse funds from the 3rd number asset account of the 3rd user terminal to the second number asset account Zhi Fuyu of the second user terminal. Specifically, as shown in Figure 4, to trade company, client pays that this product disburses funds accordingly can be client and trade company carries out " the artificial means of payment ", it is also possible to be that client adopts " online self-help payment mode " completely. In the artificial means of payment, there is mode of operation two kinds concrete: a kind of be trade company its system interface input specify gathering number (such as n), client identity (can also be that barcode scanning mode obtains automatically), submitting at its system interface, client confirms to pay after oneself system interface checks the information of this transaction; Another kind be client its system interface input specify payment amount (such as n), trade company identity (can also be that barcode scanning mode obtains automatically), submitting at system interface, trade company confirms gathering after oneself system interface checks the information of this transaction. And the concrete operations of self-help payment mode are that client is because of network payment needs online, enter payment system, inserting merchant identification mark and payment amount in payment system interface, client inserts the identity information of oneself at system interface, confirms to pay after checking the information of this transaction.
Finally, in step s 50, when the final conclusion of Distributed sharing general ledger network confirms that payout figure transaction in assets is asked successfully, the Stored Value of the 3rd number asset account of client reduces digital asset target payment amount, and the Stored Value of the second number asset account of trade company increases equivalent digital asset target payment amount.
As a kind of non-limiting specific embodiment, as shown in Figure 4, each user terminal including client and trade company receives the differentiation result that other user terminals are sent, these results are calculated by the transaction discrimination module of each user terminal by identical rule and algorithm, obtain consistent final differentiation conclusion. If the conclusion is that " confirmation ", each user terminal in Distributed sharing general ledger network can preserve this transaction record by rule request. And, for client and trade company, " confirmation " shows to pay successfully, the 3rd number asset account of client reduces corresponding Stored Value, second number asset account of trade company increases corresponding Stored Value, trade company and client can provide at its respective system interface and pay successfully and corresponding information, and whole payout figure transaction in assets terminates. But if the conclusion is that time " refusal ", then it represents that pay not success, trade company and client can record this failure, and can provide at its system interface that payment is unsuccessful and corresponding information.
As the alternative embodiment of one, Stored Value in 3rd number asset account of the 3rd user terminal (can be mapped as the role of the first client) can also be transferred in the fourth user digital asset account of fourth user terminal (role of the second client can be mapped as), it is achieved the digital asset transaction of transferring accounts between two clients. As it is shown in figure 5, first, the first client its system interface input specify number of transferring accounts, the second client identity, submit at its system interface.
Certainly, in order to prevent the situation that mistake is transferred accounts, when transferring accounts, it is necessary to password is produced in first client's input, just or the second client is manual to be confirmed to accept to start follow-up transferring step after this pen is transferred accounts.
Then, first client generates a unique Transaction Identification Number to this digital asset transaction of transferring accounts, together with date and time of transferring accounts, the identity of the first client, the identity of the second client, number of transferring accounts etc. as complete Transaction Information, it is sent on each user terminal in Distributed sharing general ledger network, asks the transaction discrimination module of each user terminal that this Transaction Information transferring accounts digital asset transaction is differentiated.
Distributed sharing general ledger network receives after differentiating that the transaction discrimination module of each user terminal asked calculates differentiation result, result is issued other user terminals in Distributed sharing general ledger network.
Include the first client and second each user terminal turned round and look at receives the differentiation result that other user terminals are sent, these results are calculated by identical rule and algorithm, obtains consistent final differentiation conclusion.
If the conclusion is that " confirmation ", each user terminal in Distributed sharing general ledger network can preserve this transaction record by rule request. And, for the first client and the second client, " confirmation " shows successful recharging, the digital asset of the first client divides account to reduce corresponding Stored Value, the digital asset point account with like-identified of the second client increases corresponding Stored Value, first client and the respective system interface of the second client can provide transfers accounts successfully and corresponding information, and whole money transfer transactions terminates.
But if the conclusion is that time " refusal ", then it represents that not success of transferring accounts, the first client can record this failure, and can provide, at its system interface, unsuccessful and corresponding information of transferring accounts.
As the alternative embodiment of another kind, trade company can also become voucher center, digital asset transaction is supplemented with money with client, no matter which kind of Starting mode, if this trade company is voucher center simultaneously, being provided with the family of giving out money according to a certain proportion of mark corresponding with this trade company in the digital asset account of client, then, a point account Stored Value with this merchant identification is just preferentially used this payment transaction. Then, client generates a unique Transaction Identification Number to this payment transaction, together with the date of payment and time, the identity of trade company, the identity of client, point account and payment amount etc., as complete Transaction Information, it is sent to all online user's terminals in Distributed sharing general ledger network, and is utilized respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user terminal.
As can be seen here, it itself can also be that client is supplemented with money by the voucher center of trade company that the digital asset processing method based on Distributed sharing general ledger of the present invention allows multiple, the numerical value being charged in the account Stored Value of client can be enclosed different marks (such as the mark of voucher center A1), just having the subitem Stored Value of total Stored Value and each voucher center in the account Stored Value of such client, the subitem Stored Value sum of each voucher center is exactly total Stored Value. In like manner, gathering trade company can be voucher center itself, it is also possible to be other common trade companies or other voucher center, the Stored Value that its recognition and acceptance client pays because of consumption, regardless of whether this Stored Value is which voucher center is to supplementing with money of doing. Mutually approve and intercommunication thus reaching to supplement Stored Value with money. Namely any trade company can accept the Stored Value of any mark in native system, thus provides the guarantee of interests.
Additionally, it is newly added the user terminal of Distributed sharing general ledger network, can select to synchronize to download the passing all or part of general ledger being identified from Distributed sharing general ledger network, thus there has been the consistent general ledger shared with other user terminals in Distributed sharing general ledger network in user terminal this locality, the transaction being identified after this can continue and be saved in local general ledger. The general ledger downloaded from Distributed sharing general ledger network can not only be asked for from other certain sole user's terminals, but can ask for from multiple user terminal segmentations, and be verified splicing in this locality, and the link verified has ensured its correctness. The user terminal (communication disruption or storage fault etc.) of interim logout, when being connected to Distributed sharing general ledger network, can find that the general ledger of oneself has already fallen behind in progress or sufficiently complete, at this moment can download, to multiple user terminal requests in Distributed sharing general ledger network, the general ledger needing part, and splicing it is verified in this locality, and the link verified has ensured its correctness, LUT there has also been the consistent general ledger shared with other user terminals in Distributed sharing general ledger network simultaneously.
Further, because the network architecture of Distributed sharing general ledger logically has the characteristic of self-organizing network, thus the user terminal being newly added is except because of having calculatings, store and except communication capacity hardware/intelligent terminal needed for self wanting the module that installation and operation is necessary, without disposing other infrastructure devices and software system, the network facilities such as including various server hardwares, various operating system and database software system, various router, switch, the security facilities such as various fire walls, thus realizing zero configuration infrastructure threshold. Certainly, user terminal for some personal needs of higher reliability, high-performance etc. self, can adopt high performance server installation and deployment native system, it is also possible to set up backup server to back up shared general ledger. The deployment of these software and hardware facilities is optional, but really can improve computational efficiency and the reliability of this user terminal.
In addition, the digital asset of the present invention can adopt the form of " prepaid card " to embody, " prepaid card " can not have entity card, i.e. " virtual card ", and its essence is certain mark on the memorizer of a series of each user terminal being saved in and joining in Distributed sharing general ledger network. The various transaction corresponding with this mark, just to should the actual activities such as supplementing with money, pay and transfer accounts of " virtual card ".
Although the preferred embodiment of the present invention being described in detail at this, it is to be understood that the invention is not limited in the concrete structure and step that are described in detail here and illustrate, may be effected by one skilled in the art other modification and variant when not necessarily departing from the spirit and scope of the invention. In addition disclosed various parameters suitably can be chosen in scope disclosed in this invention according to concrete application conditions. In addition each disclosed construction procedure suitably can also increase and decrease according to concrete application conditions or adjustment order.
Claims (10)
1. based on a digital asset processing method for Distributed sharing general ledger, including:
First user terminal, the second user terminal and the 3rd user terminal are connected to Distributed sharing general ledger network by respective Distributed sharing general ledger module;
The first user fund account of described first user terminal receive the 3rd user's fund account from described 3rd user terminal supplement fund with money after, described first user terminal supplement with money module generate supplement with money from the first user digital asset account of described first user terminal to the 3rd number asset account of described 3rd user terminal with described supplement that the corresponding digital asset target of fund supplements number with money with money supplement digital asset transaction request with money, and described digital asset transaction request of supplementing with money is sent to all online user's terminals in described Distributed sharing general ledger network, and utilized respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user terminal,
When supplementing digital asset transaction request success with money described in the final conclusion of described Distributed sharing general ledger network confirms, the module of supplementing with money of described 3rd user terminal supplements the described digital asset target of Stored Value increase of the 3rd number asset account with money number, and the module of supplementing with money of described first user terminal supplements the described digital asset target of debt increase of first user digital asset account with money number;
After described 3rd user terminal selects purchase to belong to the product of described second user terminal on transaction platform, the 3rd number asset account that the payment module of described 3rd user terminal generates from described 3rd user terminal is asked to the payout figure transaction in assets of the second corresponding digital asset target payment amount of number asset account Zhi Fuyu purchased product of described second user terminal, and described payout figure transaction in assets request is sent to all online user's terminals in described Distributed sharing general ledger network, and utilized respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user terminal, and
When the final conclusion of described Distributed sharing general ledger network confirms that described payout figure transaction in assets is asked successfully, the Stored Value of the 3rd number asset account is reduced described digital asset target payment amount by the payment module of described 3rd user terminal, and the Stored Value of the second number asset account is increased described digital asset target payment amount by the payment module of described second user terminal.
2. the digital asset processing method based on Distributed sharing general ledger as claimed in claim 1, it is characterized in that, farther include to be generated by the module of transferring accounts of described 3rd user terminal the step of the digital asset transaction request of transferring accounts of number of transferring accounts from the 3rd number asset account of described 3rd user terminal to the digital asset target that the fourth user digital asset account transfer of the fourth user terminal being connected to described Distributed sharing general ledger network is predetermined.
3. the digital asset processing method based on Distributed sharing general ledger as claimed in claim 2, it is characterized in that, described digital asset transaction request of transferring accounts is sent to all online user's terminals in described Distributed sharing general ledger network by the module of transferring accounts of described 3rd user terminal, and is utilized respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user terminal.
4. the digital asset processing method based on Distributed sharing general ledger as claimed in claim 3, it is characterized in that, when described Distributed sharing general ledger network final conclusion confirm described in transfer accounts digital asset transaction request success time, the Stored Value of the 3rd number asset account is reduced described digital asset target and transfers accounts number by the module of transferring accounts of described 3rd user terminal, and the Stored Value of fourth user digital asset account is increased described digital asset target and transfers accounts number by the module of transferring accounts of described fourth user terminal.
5. the digital asset processing method based on Distributed sharing general ledger as claimed in claim 4, it is characterized in that, described in transfer accounts digital asset transaction request including at least following information: money transfer transactions number, date and time of transferring accounts, the 3rd User Identity, fourth user identity and digital asset target are transferred accounts number.
6. the digital asset processing method based on Distributed sharing general ledger as according to any one of Claims 1 to 5, it is characterized in that, described in supplement digital asset transaction request with money including at least following information: recharging payment number, supplement date and time, first user identity, the 3rd User Identity and digital asset target with money and supplement number with money; Described payout figure transaction in assets request is including at least following information: payment transaction number, the date of payment and time, the second User Identity, the 3rd User Identity and digital asset target payment amount.
7. the digital asset processing method based on Distributed sharing general ledger as according to any one of Claims 1 to 5, it is characterized in that, after described 3rd user terminal selects purchase to belong to the product of described first user terminal on transaction platform, the 3rd number asset account that the payment module of described 3rd user terminal generates from described 3rd user terminal is asked to the payout figure transaction in assets of the first user digital asset bill payment of described first user terminal digital asset target payment amount corresponding with purchased product, and described payout figure transaction in assets request is sent to all online user's terminals in described Distributed sharing general ledger network, and utilized respective transaction discrimination module to carry out differentiating and utilize respective shared synchronization module to carry out preserving and sharing by each user terminal.
8. the digital asset processing method based on Distributed sharing general ledger as claimed in claim 7, it is characterized in that, when the final conclusion of described Distributed sharing general ledger network confirms that described payout figure transaction in assets is asked successfully, the Stored Value of the 3rd number asset account is reduced described digital asset target payment amount by the payment module of described 3rd user terminal, and the Stored Value of first user digital asset account is increased described digital asset target payment amount by the payment module of described first user terminal.
9. the digital asset processing method based on Distributed sharing general ledger as claimed in claim 8, it is characterized in that, described 3rd number asset account includes at least two-digit assets point account, and each digital asset point account is respectively provided with the labelling supplementing source for reference numbers assets with money.
10. the digital asset processing method based on Distributed sharing general ledger as claimed in claim 9, it is characterized in that, when described 3rd user terminal carries out payout figure transaction in assets with described first user terminal, the payment module prioritizing selection of described 3rd user terminal has the digital asset point account of first user mark and pays.
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