CN105225154A - Data processing method and device - Google Patents
Data processing method and device Download PDFInfo
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- CN105225154A CN105225154A CN201510568198.8A CN201510568198A CN105225154A CN 105225154 A CN105225154 A CN 105225154A CN 201510568198 A CN201510568198 A CN 201510568198A CN 105225154 A CN105225154 A CN 105225154A
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Abstract
The invention discloses a kind of data processing method, comprising: when the valuation duration of destination item reaches the default valuation time, obtain the investing tip of server stores; Whether the financing total amount based on the investment amount determination destination item in investing tip is more than or equal to the first Financing Target of destination item; When total amount of financing is more than or equal to the first Financing Target, according to the size order cumulative investment amount one by one of described valuation data, and obtain the valuation data that accumulation result equals in the corresponding investing tip of investment amount of the first Financing Target; Using the valuation data that the get project valuation data as destination item.The invention also discloses a kind of data processing equipment.Present invention achieves the project valuation data by investing tip determination destination item, destination item and capital market are directly contacted and carries out valuation by capital market, and then make this destination item can find rational valuation, improve the accuracy of destination item valuation.
Description
Technical field
The present invention relates to technical field of data processing, particularly relate to a kind of data processing method and device.
Background technology
Along with developing rapidly of internet science and technology, define a kind of novel financing method of one existed with latticed form gradually, this network financing mode is lower first online to be linked up with needing the enterprise of fund, then by capital intermediary, valuation is carried out to financing project, finally the project after valuation is uploaded on financing site for Public choice and investment.
But, by capital intermediary, capital intermediary is relied on completely to the mode that financing project carries out valuation, and financing project directly cannot contact with capital market, and then cause the valuation of financing project inaccurate.
Summary of the invention
The invention provides a kind of data processing method and device, be intended to solve current financing method and cause the inaccurate technical matters of financing project valuation.
For achieving the above object, a kind of data processing method provided by the invention, described data processing method comprises the following steps:
When the valuation duration of destination item reaches the default valuation time, obtain the investing tip of server stores;
Determine whether the financing total amount of described destination item is more than or equal to the first Financing Target of described destination item based on the investment amount in described investing tip;
When described financing total amount is more than or equal to the first Financing Target, according to the size order cumulative described investment amount one by one of described valuation data, and obtain the valuation data that described accumulation result equals in the corresponding investing tip of investment amount of described first Financing Target;
Using the described valuation data that the get project valuation data as described destination item.
Preferably, described determine whether the financing total amount of described destination item is more than or equal to the step of the first Financing Target of described destination item based on the investment amount in described investing tip after, described data processing method also comprises:
When described financing total amount is less than the first Financing Target, determine whether described financing total amount is greater than the second Financing Target;
When described financing total amount is greater than the second Financing Target, using the project valuation data of valuation data minimum in described investing tip as described destination item.
Preferably, described investing tip comprises main Investment Trust breath, and described main Investment Trust breath comprises main throwing amount and main throwing valuation data; Described using the described valuation data that get as the project valuation data of described destination item step after, described data processing method also comprises:
Obtain main throwing amount in each main Investment Trust breath that described investing tip comprises and be greater than the main Investment Trust breath of default amount;
When the main Investment Trust breath obtained has multiple, main Investment Trust maximum for main throwing valuation data in the main Investment Trust breath got is ceased the main throwing side information as described destination item.
Preferably, when the main Investment Trust breath obtained has multiple, using main Investment Trust breath maximum for main throwing valuation data in the main Investment Trust breath that gets as the main throwing side information of described destination item step after, described method also comprises:
Obtain main throwing valuation data in other the main Investment Trust breath in main Investment Trust breath corresponding to described destination item except described main throwing side information and be more than or equal to the main Investment Trust breath of described project valuation data;
Using the described main Investment Trust breath that gets as described destination item with throwing side's information.
Preferably, described using the described valuation data that get as the project valuation data of described destination item step after, described data processing method also comprises:
Send to recognize and throw successful information to described valuation data and be more than or equal to account corresponding to the investing tip of described project valuation data, throw successful information for described user based on recognizing of receiving of described account and pay corresponding virtual resource.
In addition, for achieving the above object, the present invention also provides a kind of data processing equipment, and described data processing equipment comprises:
First acquisition module, for when the valuation duration of destination item reaches the default valuation time, obtains the investing tip of server stores;
Based on the investment amount in described investing tip, first determination module, for determining whether the financing total amount of described destination item is more than or equal to the first Financing Target of described destination item;
Computing module, for when described financing total amount is more than or equal to the first Financing Target, according to the size order cumulative described investment amount one by one of described valuation data, and obtain the valuation data in the corresponding investing tip of investment amount when described accumulation result equals described first Financing Target;
First estimator module, for the valuation data that will the get project valuation data as described destination item.
Preferably, described data processing equipment also comprises:
Second determination module, for when described financing total amount is less than the first Financing Target, determines whether described financing total amount is greater than the second Financing Target;
Second estimator module, for when described financing total amount is greater than the second Financing Target, using the project valuation data of valuation data minimum in described investing tip as described destination item.
Preferably, described investing tip comprises main Investment Trust breath, and described main Investment Trust breath comprises main throwing amount and main throwing valuation data; Described data processing equipment also comprises:
Described investing tip comprises main Investment Trust breath, and described main Investment Trust breath comprises main throwing amount and main throwing valuation data; Described data processing equipment also comprises:
Second acquisition module, during each the main Investment Trust comprised for obtaining described investing tip ceases, main throwing amount is greater than the main Investment Trust breath of default amount;
Main throwing arranges module, during for having multiple at the main Investment Trust breath obtained, main Investment Trust maximum for main throwing valuation data in the main Investment Trust breath got is ceased the main throwing side information as described destination item.
Preferably, described data processing equipment also comprises:
3rd acquisition module, is more than or equal to the main Investment Trust breath of described project valuation data for obtaining main throwing valuation data in other the main Investment Trust breath in main Investment Trust breath corresponding to described destination item except described main throwing side information
With throwing, module is set, for the described main Investment Trust breath that will get as described destination item with throwing side's information.
Preferably, described data processing equipment also comprises:
Sending module, throws successful information to described valuation data be more than or equal to account corresponding to the investing tip of described project valuation data for sending to recognize, and throws successful information pay corresponding virtual resource for described user based on recognizing of receiving of described account.
The present invention is by when the valuation duration of destination item reaches the default valuation time, obtain the investing tip of server stores, then when the financing total amount based on the investment amount determination destination item in investing tip is more than or equal to the first Financing Target of destination item, according to the size order cumulative investment amount one by one of valuation data, and obtain accumulation result and equal valuation data corresponding to the investment amount of the first Financing Target, then using the valuation data that the get project valuation data as destination item, achieve the project valuation data by investing tip determination destination item, destination item and capital market are directly contacted and carries out valuation by capital market, and then make this destination item can find rational valuation, improve the accuracy of destination item valuation.
Accompanying drawing explanation
Fig. 1 is the schematic flow sheet of data processing method first embodiment of the present invention;
Fig. 2 is the schematic flow sheet of data processing method second embodiment of the present invention;
Fig. 3 is the schematic flow sheet of data processing method of the present invention 3rd embodiment;
Fig. 4 is the schematic flow sheet of data processing method of the present invention 4th embodiment;
Fig. 5 is the schematic flow sheet of data processing method of the present invention 5th embodiment;
Fig. 6 is the high-level schematic functional block diagram of data processing equipment first embodiment of the present invention;
Fig. 7 is the high-level schematic functional block diagram of data processing equipment second embodiment of the present invention;
Fig. 8 is the high-level schematic functional block diagram of data processing equipment of the present invention 3rd embodiment;
Fig. 9 is the high-level schematic functional block diagram of data processing equipment of the present invention 4th embodiment;
Figure 10 is the high-level schematic functional block diagram of data processing equipment of the present invention 5th embodiment.
The realization of the object of the invention, functional characteristics and advantage will in conjunction with the embodiments, are described further with reference to accompanying drawing.
Embodiment
Should be appreciated that specific embodiment described herein only in order to explain the present invention, be not intended to limit the present invention.
The invention provides a kind of data processing method.
With reference to the schematic flow sheet that Fig. 1, Fig. 1 are data processing method first embodiment of the present invention.
In the present embodiment, this data processing method comprises:
Step S101, when the valuation duration of destination item reaches the default valuation time, obtains the investing tip of server stores;
When each destination item is reached the standard grade, server is that this destination item arranges the corresponding default valuation time, such as 15 days, one month etc.Wherein, described investing tip comprises the valuation data of described destination item and investment amount; Investment amount refers to that namely the amount of money that this investing tip is corresponding invest the amount of money of this destination item, valuation data refer to the valuation of the sub-thread to destination item, certain investing tip also comprises the essential information of investor, when investor is enterprise, the essential information of investor comprises the information such as social resources of enterprise's full name, organization mechanism code, enterprise address, legal representative, enterprise, when investor is individual, the essential information of investor comprises name, ID (identity number) card information, family or the information such as business address, individual social relationships.Generally, the valuation scope of the sub-thread of this project is set when destination item is reached the standard grade, therefore, valuation data corresponding to each investing tip within the scope of this valuation, to ensure the rationality of destination item valuation.
Based on the investment amount in described investing tip, step S102, determines whether the financing total amount of described destination item is more than or equal to the first Financing Target of described destination item;
First Financing Target is the amount of funds of this destination item when financing completely, and namely the financing of destination item is expected.The financing total amount of destination item is the cumulative result of the investment amount of investing tip.
Step S103, when described financing total amount is more than or equal to the first Financing Target, according to the size order cumulative described investment amount one by one of described valuation data, and obtain the valuation data that described accumulation result equals in the corresponding investing tip of investment amount of described first Financing Target;
When the financing total amount of destination item is more than or equal to the first Financing Target, obtain current financing limit according to the descending order of valuation data investment amount corresponding to each investing tip that add up, obtain current financing limit equal with the first Financing Target of destination item time the corresponding investing tip of investment amount in valuation data.Certainly, when calculating current financing limit and financing total amount, the social resources etc. that investing tip is corresponding should be considered, for the investing tip that social resources are severe or bad, it can be considered to get rid of from this destination item.
Step S104, using the described valuation data that the get project valuation data as described destination item.
The valuation data of the investing tip that investment amount when current financing limit is equal with the first Financing Target of destination item is corresponding are as the project valuation data of destination item, certainly, if the value after the investment amount that investing tip when current financing limit equals the first Financing Target is corresponding adds up is greater than the first Financing Target, its part is then only allowed to invest this destination item, to ensure that gross investment amount is less than or equal to the first Financing Target.
In the present embodiment, before step S10, the method also comprises: when receiving the project application that first terminal sends, send project application interface to described first terminal, input corresponding project information to generate item file for user at the described project application interface that described first terminal shows; When described server receives the item file of described first terminal transmission, the described item file got is audited; The examination & verification of described item file by time, issue the recruitment information about recruiting described destination item investor; When server receives corresponding with the recruitment information of the destination item investment requests that first terminal sends, obtain the investing tip that described investment requests is corresponding.Wherein, first terminal for need fund enterprise corresponding to terminal (such as smart mobile phone, computer etc.), such as need the terminal corresponding to institutional framework code of the enterprise of fund, when need the enterprise of fund need invest project time, control the server transmission project application of first terminal to financing platform, when server receives the project application of first terminal transmission, preset project application interface data is sent to first terminal, the project application interface that this project application interface data is corresponding includes the company information that application for investment project needs enterprise to fill in, project information, investing tip etc., such as company information comprises the enterprise's full name needing fund enterprise, organization mechanism code, enterprise address, the information such as legal representative.Project information comprises project brief, project-based market assessment, project estimated revenue etc.; Investing tip comprises investment and cooperation agreement, sum invested, venture evaluation etc.The enterprise that second terminal is needs investment or the terminal (such as smart mobile phone, computer etc.) corresponding to individual, for example, need the terminal corresponding to institutional framework code of the enterprise of investment, or, need the terminal corresponding to ID (identity number) card information of the individual of investment.When the enterprise or individual that need investment receive the recruitment information of destination item, controlling the server transmission investment application of the second terminal to financing platform, when server is when receiving this investment requests, obtaining the investing tip that described investment requests is corresponding.
The present embodiment is by when the valuation duration of destination item reaches the default valuation time, obtain the investing tip of server stores, then when the financing total amount based on the investment amount determination destination item in investing tip is more than or equal to the first Financing Target of destination item, according to the size order cumulative investment amount one by one of valuation data, and obtain accumulation result and equal valuation data corresponding to the investment amount of the first Financing Target, then using the valuation data that the get project valuation data as destination item, achieve the project valuation data by investing tip determination destination item, destination item and capital market are directly contacted and carries out valuation by capital market, and then make this destination item can find rational valuation, improve the accuracy of destination item valuation.
With reference to the schematic flow sheet that Fig. 2, Fig. 2 are data processing method second embodiment of the present invention.
Propose the second embodiment of data processing method of the present invention based on the first embodiment, in the present embodiment, after step s 102, this data processing method also comprises:
Step S105, when described financing total amount is less than the first Financing Target, determines whether described financing total amount is greater than the second Financing Target;
In the present embodiment, second Financing Target is less than the first Financing Target, first Financing Target is that the financing of the amount of funds of this destination item when financing completely and destination item is expected, second Financing Target be the first Financing Target namely finance expect a part, generally, second Financing Target can be set to the first Financing Target namely to finance the half or 60% etc. expected, certain second Financing Target should take into full account the essential information of destination item and the market of current capital market when arranging.
Step S106, when described financing total amount is greater than the second Financing Target, using the project valuation data of valuation data minimum in described investing tip as described destination item.
The present embodiment is by when total amount of financing is less than the first Financing Target, determine whether financing total amount is greater than the second Financing Target, then when total amount of financing is greater than the second Financing Target, using the project valuation data of valuation data minimum in investing tip as destination item, when the financing total amount achieving the destination item when valuation expires is greater than the second Financing Target and is less than the first Financing Target, by the project valuation data of investing tip determination destination item, destination item and capital market are directly contacted and carries out valuation by capital market, and then make this destination item can find rational valuation, further increase the accuracy of destination item valuation.
With reference to the schematic flow sheet that Fig. 3, Fig. 3 are data processing method of the present invention 3rd embodiment.
Propose the 3rd embodiment of data processing method of the present invention based on the first embodiment, in the present embodiment, investing tip comprises main Investment Trust breath, and described main Investment Trust breath comprises main throwing amount and main throwing valuation data, and after step s 104, this data processing method also comprises:
Step S107, obtains main throwing amount in each main Investment Trust breath that described investing tip comprises and is greater than the main Investment Trust breath of default amount;
Wherein, main throwing amount refers to that the investment of main throwing side is estimated to occupy the number of share of stock that the amount of destination item or number percent or main throwing side estimate to buy this destination item, and what default amount referred to the enterprise's regulation issuing destination item can as the minimum investment amount of main throwing side.
Step S108, when the main Investment Trust breath obtained has multiple, ceases the main throwing side information as described destination item using main Investment Trust maximum for main throwing valuation data in the main Investment Trust breath got.
Certainly, when the main Investment Trust breath obtained only has one, the main Investment Trust breath directly this got is as the main throwing side information of described destination item.
In the present embodiment, directly using the main throwing side information of the first maximum for the main throwing valuation data got main Investment Trust breath as described destination item, to determine main throwing side, certainly, in other embodiments, the social resources etc. that can also cease according to main Investment Trust determine main throwing side information, and namely main Investment Trust breath also comprises social resources information.After determining main throwing side, server can according to the issue price of this project valuation data determination destination item, information such as distribution number of share of stock and target of issue etc.
During the present embodiment is ceased by each main Investment Trust that acquisition investing tip comprises, main throwing amount is greater than the main Investment Trust breath of default amount, then when the main Investment Trust breath obtained has multiple, main Investment Trust maximum for main throwing valuation data in the main Investment Trust breath got is ceased the main throwing side information as destination item, achieve the determination of the main throwing side of destination item, for this destination item selects rational main throwing side in investing tip, Financing efficiency and the security of destination item can be improve.
With reference to the schematic flow sheet that Fig. 4, Fig. 4 are data processing method of the present invention 4th embodiment.
Propose the 4th embodiment of data processing method of the present invention based on a upper embodiment, in the present embodiment, after step S108, this data processing method also comprises:
Step S109, obtains main throwing valuation data in other the main Investment Trust breath in main Investment Trust breath corresponding to described destination item except described main throwing side information and is more than or equal to the main Investment Trust breath of described project valuation data;
Step S110, using the described main Investment Trust breath that gets as described destination item with throwing side's information.
Ceasing with throwing side's information i.e. the second main Investment Trust is other main Investment Trusts breaths that main throwing valuation data are more than or equal in the main Investment Trust breath of described project valuation data except the first main Investment Trust breath, certainly, determining the social resources information with the second main Investment Trust breath correspondence can also be considered during the side's of throwinging information, namely the main Investment Trust breath that social resources information corresponding to the second main Investment Trust breath is severe is got rid of, to ensure the security of destination item.In the present embodiment, investing tip also comprises with Investment Trust breath, and the Investment Trust of following that valuation data are more than or equal to described project valuation data by server simultaneously ceases as with throwing side's information, to determine with throwing side.
The present embodiment is more than or equal to the main Investment Trust breath of described project valuation data by obtaining main throwing valuation data in other the main Investment Trust breath in main Investment Trust breath corresponding to destination item except main throwing side information, then using the main Investment Trust breath that gets as described destination item with throwing side's information, achieve main throwing valuation data in remaining main Investment Trust breath and be more than or equal to the part of described project valuation data as following throwing side, and then improve the efficiency of destination item financing.
With reference to the schematic flow sheet that Fig. 5, Fig. 5 are data processing method of the present invention 4th embodiment.
Propose the 4th embodiment of data processing method of the present invention based on a upper embodiment, in the present embodiment, after step s 104, this data processing method also comprises:
Step S111, sends to recognize and throws successful information to described valuation data and be more than or equal to account corresponding to the investing tip of described project valuation data, throws successful information pay corresponding virtual resource for described user based on recognizing of receiving of described account.
After destination item valuation completes, server is thrown successful information and is sent to valuation data with the form of financing platform notifications by recognizing and is more than or equal to account corresponding to the investing tip of project valuation data, then the throwing successful information of recognizing that the user of the account is received according to account by the second terminal pays corresponding virtual resource, server will terminate the virtual resource allocation that arrives to destination item with the financing of realize target project, certainly, when practical application, can only require that this user pays certain guarantee gold to guarantee the financing of destination item, then after signing a contract, the virtual resources such as left fund are paid.
The present embodiment is thrown successful information to valuation data be more than or equal to account corresponding to the investing tip of project valuation data by being sent to recognize, corresponding virtual resource is paid based on the throwing successful information of recognizing that the account receives for user, and then achieve the financing of destination item, improve the efficiency of destination item financing.
The present invention further provides a kind of data processing equipment.
With reference to the high-level schematic functional block diagram that Fig. 6, Fig. 6 are data processing equipment first embodiment of the present invention.
In the present embodiment, this data processing equipment comprises:
First acquisition module 101, for when the valuation duration of destination item reaches the default valuation time, obtains the investing tip of server stores;
When each destination item is reached the standard grade, server is that this destination item arranges the corresponding default valuation time, such as 15 days, one month etc.Wherein, described investing tip comprises the valuation data of described destination item and investment amount; Investment amount refers to that namely the amount of money that this investing tip is corresponding invest the amount of money of this destination item, valuation data refer to the valuation of the sub-thread to destination item, certain investing tip also comprises the essential information of investor, when investor is enterprise, the essential information of investor comprises the information such as social resources of enterprise's full name, organization mechanism code, enterprise address, legal representative, enterprise, when investor is individual, the essential information of investor comprises name, ID (identity number) card information, family or the information such as business address, individual social relationships.Generally, the valuation scope of the sub-thread of this project is set when destination item is reached the standard grade, therefore, valuation data corresponding to each investing tip within the scope of this valuation, to ensure the rationality of destination item valuation.
Based on the investment amount in described investing tip, first determination module 102, for determining whether the financing total amount of described destination item is more than or equal to the first Financing Target of described destination item;
First Financing Target is the amount of funds of this destination item when financing completely, and namely the financing of destination item is expected.The financing total amount of destination item is the cumulative result of the investment amount of investing tip.
Computing module 103, for when described financing total amount is more than or equal to the first Financing Target, according to the size order cumulative described investment amount one by one of described valuation data, and obtain the valuation data in the corresponding investing tip of investment amount when described accumulation result equals described first Financing Target;
When the financing total amount of destination item is more than or equal to the first Financing Target, computing module 103 obtains current financing limit according to the descending order of valuation data investment amount corresponding to each investing tip that add up, obtain current financing limit equal with the first Financing Target of destination item time the corresponding investing tip of investment amount in valuation data.Certainly, when calculating current financing limit and financing total amount, the social resources etc. that investing tip is corresponding should be considered, for the investing tip that social resources are severe or bad, it can be considered to get rid of from this destination item.
First estimator module 104, for the valuation data that will the get project valuation data as described destination item.
The valuation data of the investing tip that investment amount when the first estimator module 104 is equal with the first Financing Target of destination item using current financing limit is corresponding are as the project valuation data of destination item, certainly, if the value after the investment amount that investing tip when current financing limit equals the first Financing Target is corresponding adds up is greater than the first Financing Target, its part is then only allowed to invest this destination item, to ensure that gross investment amount is less than or equal to the first Financing Target.
The present embodiment is by when the valuation duration of destination item reaches the default valuation time, first acquisition module 101 obtains the investing tip of server stores, then when the first determination module 102 is more than or equal to the first Financing Target of destination item based on the financing total amount of the investment amount determination destination item in investing tip, computing module 103 is according to the size order cumulative investment amount one by one of valuation data, and obtain accumulation result and equal valuation data corresponding to the investment amount of the first Financing Target, then the first estimator module 104 is using the valuation data that the get project valuation data as destination item, achieve the project valuation data by investing tip determination destination item, destination item and capital market are directly contacted and carries out valuation by capital market, and then make this destination item can find rational valuation, improve the accuracy of destination item valuation.
With reference to the high-level schematic functional block diagram that Fig. 7, Fig. 7 are data processing equipment second embodiment of the present invention.
Propose the second embodiment of data processing equipment of the present invention based on the first embodiment, in the present embodiment, this data processing equipment also comprises:
Second determination module 105, for when described financing total amount is less than the first Financing Target, determines whether described financing total amount is greater than the second Financing Target;
In the present embodiment, second Financing Target is less than the first Financing Target, first Financing Target is that the financing of the amount of funds of this destination item when financing completely and destination item is expected, second Financing Target be the first Financing Target namely finance expect a part, generally, second Financing Target can be set to the first Financing Target namely to finance the half or 60% etc. expected, certain second Financing Target should take into full account the information of destination item and current capital market when arranging.
Second estimator module 106, for when described financing total amount is greater than the second Financing Target, using the project valuation data of valuation data minimum in described investing tip as described destination item.
The present embodiment is by when total amount of financing is less than the first Financing Target, second determination module 105 determines whether financing total amount is greater than the second Financing Target, then when total amount of financing is greater than the second Financing Target, second estimator module 106 is using the project valuation data of valuation data minimum in investing tip as destination item, when the financing total amount achieving the destination item when valuation expires is greater than the second Financing Target and is less than the first Financing Target, by the project valuation data of investing tip determination destination item, destination item and capital market are directly contacted and carries out valuation by capital market, and then make this destination item can find rational valuation, further increase the accuracy of destination item valuation.
With reference to the high-level schematic functional block diagram that Fig. 8, Fig. 8 are data processing equipment of the present invention 3rd embodiment.
Propose the 3rd embodiment of data processing equipment of the present invention based on the first embodiment, in the present embodiment, described investing tip comprises main Investment Trust breath, and described main Investment Trust breath comprises main throwing amount and main throwing valuation data; This data processing equipment also comprises:
Second acquisition module 107, during each the main Investment Trust comprised for obtaining described investing tip ceases, main throwing amount is greater than the main Investment Trust breath of default amount;
Wherein, main throwing amount refers to that the investment of main throwing side is estimated to occupy the number of share of stock that the amount of destination item or number percent or main throwing side estimate to buy this destination item, and what default amount referred to the enterprise's regulation issuing destination item can as the minimum investment amount of main throwing side.
Main throwing arranges module 108, during for having multiple at the main Investment Trust breath obtained, main Investment Trust maximum for main throwing valuation data in the main Investment Trust breath got is ceased the main throwing side information as described destination item.
Certainly, when the main Investment Trust breath obtained only has one, the main Investment Trust breath directly this got is as the main throwing side information of described destination item.
The present embodiment obtains main throwing amount in each main Investment Trust breath that investing tip comprises by the second acquisition module 107 and is greater than the main Investment Trust breath of default amount, then when the main Investment Trust breath obtained has multiple, main throwing arranges module 108 using the main throwing side information of main Investment Trust breath maximum for main throwing valuation data in the main Investment Trust breath that gets as destination item, achieve the determination of the main throwing side of destination item, for this destination item selects rational main throwing side in investing tip, Financing efficiency and the security of destination item can be improve.
With reference to the high-level schematic functional block diagram that Fig. 9, Fig. 9 are data processing equipment of the present invention 4th embodiment.
Propose the 4th embodiment of data processing equipment of the present invention based on a upper embodiment, in the present embodiment, this data processing equipment also comprises:
3rd acquisition module 109, is more than or equal to the main Investment Trust breath of described project valuation data for obtaining main throwing valuation data in other the main Investment Trust breath in main Investment Trust breath corresponding to described destination item except described main throwing side information
With throwing, module 110 is set, for the described main Investment Trust breath that will get as described destination item with throwing side's information.
Ceasing with throwing side's information i.e. the second main Investment Trust is other main Investment Trusts breaths that main throwing valuation data are more than or equal in the main Investment Trust breath of described project valuation data except the first main Investment Trust breath, certainly, determining the social resources information with the second main Investment Trust breath correspondence can also be considered during the side's of throwinging information, namely the main Investment Trust breath that social resources information corresponding to the second main Investment Trust breath is severe is got rid of, to ensure the security of destination item.In the present embodiment, investing tip also comprises with Investment Trust breath, with throw arrange module 110 valuation data are more than or equal to simultaneously described project valuation data with Investment Trust breath as with throwing side's information, to determine to follow throwing side.
The present embodiment obtains main throwing valuation data in other the main Investment Trust breath in main Investment Trust breath corresponding to destination item except main throwing side information by the 3rd acquisition module 109 and is more than or equal to the main Investment Trust breath of described project valuation data, then with throw arrange main Investment Trust breath that the 3rd acquisition module 109 gets by module 110 as described destination item with throwing side's information, achieve main throwing valuation data in remaining main Investment Trust breath and be more than or equal to the part of described project valuation data as following throwing side, and then improve the efficiency of destination item financing.
With reference to the high-level schematic functional block diagram that Figure 10, Figure 10 are data processing equipment of the present invention 5th embodiment.
Propose the 5th embodiment of data processing equipment of the present invention based on above-described embodiment, in the present embodiment, this data processing equipment also comprises:
Sending module 111, throws successful information to described valuation data be more than or equal to account corresponding to the investing tip of described project valuation data for sending to recognize, and throws successful information pay corresponding virtual resource for described user based on recognizing of receiving of described account.
After destination item valuation completes, sending module 111 is thrown successful information and is sent to valuation data with the form of financing platform notifications by recognizing and is more than or equal to account corresponding to the investing tip of project valuation data, then the throwing successful information of recognizing that the user of the account is received according to account by the second terminal pays corresponding virtual resource, server will terminate the virtual resource allocation that arrives to destination item with the financing of realize target project, certainly, when practical application, can only require that this user pays certain guarantee gold to guarantee the financing of destination item, then after signing a contract, the virtual resources such as left fund are paid.
The present embodiment sends to recognize by sending module 111 and throws successful information to valuation data and be more than or equal to account corresponding to the investing tip of project valuation data, corresponding virtual resource is paid based on the throwing successful information of recognizing that the account receives for user, and then achieve the financing of destination item, improve the efficiency of destination item financing.
These are only the preferred embodiments of the present invention; not thereby the scope of the claims of the present invention is limited; every utilize instructions of the present invention and accompanying drawing content to do equivalent structure or equivalent flow process conversion; or be directly or indirectly used in other relevant technical fields, be all in like manner included in scope of patent protection of the present invention.
Claims (10)
1. a data processing method, is characterized in that, described data processing method comprises the following steps:
When the valuation duration of destination item reaches the default valuation time, obtain the investing tip of server stores;
Determine whether the financing total amount of described destination item is more than or equal to the first Financing Target of described destination item based on the investment amount in described investing tip;
When described financing total amount is more than or equal to the first Financing Target, according to the size order cumulative described investment amount one by one of described valuation data, and obtain the valuation data that described accumulation result equals in the corresponding investing tip of investment amount of described first Financing Target;
Using the described valuation data that the get project valuation data as described destination item.
2. data processing method as claimed in claim 1, it is characterized in that, described determine whether the financing total amount of described destination item is more than or equal to the step of the first Financing Target of described destination item based on the investment amount in described investing tip after, described data processing method also comprises:
When described financing total amount is less than the first Financing Target, determine whether described financing total amount is greater than the second Financing Target;
When described financing total amount is greater than the second Financing Target, using the project valuation data of valuation data minimum in described investing tip as described destination item.
3. data processing method as claimed in claim 1, is characterized in that, described investing tip comprises main Investment Trust breath, and described main Investment Trust breath comprises main throwing amount and main throwing valuation data; Described using the described valuation data that get as the project valuation data of described destination item step after, described data processing method also comprises:
Obtain main throwing amount in each main Investment Trust breath that described investing tip comprises and be greater than the main Investment Trust breath of default amount;
When the main Investment Trust breath obtained has multiple, main Investment Trust maximum for main throwing valuation data in the main Investment Trust breath got is ceased the main throwing side information as described destination item.
4. data processing method as claimed in claim 3, it is characterized in that, when the main Investment Trust breath obtained has multiple, using main Investment Trust breath maximum for main throwing valuation data in the main Investment Trust breath that gets as the main throwing side information of described destination item step after, described method also comprises:
Obtain main throwing valuation data in other the main Investment Trust breath in main Investment Trust breath corresponding to described destination item except described main throwing side information and be more than or equal to the main Investment Trust breath of described project valuation data;
Using the described main Investment Trust breath that gets as described destination item with throwing side's information.
5. the data processing method as described in any one of Claims 1-4, is characterized in that, described using the described valuation data that get as the project valuation data of described destination item step after, described data processing method also comprises:
Send to recognize and throw successful information to described valuation data and be more than or equal to account corresponding to the investing tip of described project valuation data, throw successful information for described user based on recognizing of receiving of described account and pay corresponding virtual resource.
6. a data processing equipment, is characterized in that, described data processing equipment comprises:
First acquisition module, for when the valuation duration of destination item reaches the default valuation time, obtains the investing tip of server stores;
Based on the investment amount in described investing tip, first determination module, for determining whether the financing total amount of described destination item is more than or equal to the first Financing Target of described destination item;
Computing module, for when described financing total amount is more than or equal to the first Financing Target, according to the size order cumulative described investment amount one by one of described valuation data, and obtain the valuation data in the corresponding investing tip of investment amount when described accumulation result equals described first Financing Target;
First estimator module, for the valuation data that will the get project valuation data as described destination item.
7. data processing equipment as claimed in claim 6, it is characterized in that, described data processing equipment also comprises:
Second determination module, for when described financing total amount is less than the first Financing Target, determines whether described financing total amount is greater than the second Financing Target;
Second estimator module, for when described financing total amount is greater than the second Financing Target, using the project valuation data of valuation data minimum in described investing tip as described destination item.
8. data processing equipment as claimed in claim 6, is characterized in that, described investing tip comprises main Investment Trust breath, and described main Investment Trust breath comprises main throwing amount and main throwing valuation data; Described data processing equipment also comprises:
Second acquisition module, during each the main Investment Trust comprised for obtaining described investing tip ceases, main throwing amount is greater than the main Investment Trust breath of default amount;
Main throwing arranges module, during for having multiple at the main Investment Trust breath obtained, main Investment Trust maximum for main throwing valuation data in the main Investment Trust breath got is ceased the main throwing side information as described destination item.
9. data processing equipment as claimed in claim 8, it is characterized in that, described data processing equipment also comprises:
3rd acquisition module, is more than or equal to the main Investment Trust breath of described project valuation data for obtaining main throwing valuation data in other the main Investment Trust breath in main Investment Trust breath corresponding to described destination item except described main throwing side information
With throwing, module is set, for the described main Investment Trust breath that will get as described destination item with throwing side's information.
10. the data processing equipment as described in any one of claim 6 to 9, is characterized in that, described data processing equipment also comprises:
Sending module, throws successful information to described valuation data be more than or equal to account corresponding to the investing tip of described project valuation data for sending to recognize, and throws successful information pay corresponding virtual resource for described user based on recognizing of receiving of described account.
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| CN201510568198.8A CN105225154A (en) | 2015-09-08 | 2015-09-08 | Data processing method and device |
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| CN201510568198.8A CN105225154A (en) | 2015-09-08 | 2015-09-08 | Data processing method and device |
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