CN105118191B - Withdrawal method with the automatic teller machine of encryption function and the automatic teller machine - Google Patents

Withdrawal method with the automatic teller machine of encryption function and the automatic teller machine Download PDF

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Publication number
CN105118191B
CN105118191B CN201510665853.1A CN201510665853A CN105118191B CN 105118191 B CN105118191 B CN 105118191B CN 201510665853 A CN201510665853 A CN 201510665853A CN 105118191 B CN105118191 B CN 105118191B
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signal
graphic code
teller machine
automatic teller
quick response
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CN105118191A (en
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李云祥
常迪
李静伟
李静岩
韩璐
许杰
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Abstract

Withdrawal method with the automatic teller machine of encryption function and the automatic teller machine, is related to a kind of automatic teller machine.Easily occur the problem of bank card is stolen to be brushed during solving existing automatic teller machine use.The present invention carries out the identity information of holder included in Quick Response Code and with the proprietary identity information of the bank card in insertion automatic teller machine match and image code selection respectively, matched again, then authentication is carried out, the picture match that identity card is collected with remittee could enter the withdrawal operation process of automatic teller machine, realize the multi-enciphering of automatic depositing-withdrawing.The present invention is used suitable for automatic teller machine.

Description

Withdrawal with the automatic teller machine of encryption function and the automatic teller machine Method
Technical field
The present invention relates to a kind of automatic teller machine.
Background technology
Automatic teller machine automatic teller machine is ubiquitous in living now, for indispensable in our life, still, The safety problem of automatic teller machine emerges in an endless stream in life, often occurs that bank card steals brush, or the bank card when swiping the card Information leakage, causes the property safety problem of user of service.
The content of the invention
The present invention be in order to solve existing automatic teller machine use during the problem of easily there is bank card stolen brush, Propose a kind of automatic teller machine with encryption function and the withdrawal method of the automatic teller machine.
Automatic teller machine of the present invention with encryption function, the automatic teller machine is opened suitable for non-banking card People from family uses when agency withdraws the money, and it includes automatic teller machine body, and it also includes touch screen module 1, graphic code selecting module 2nd, radio communication circuit 3, camera 4, graphic code memory module 5, graphic code matching module 6, processor 7, an authentication Module 8, Quick Response Code matching module 9 and Quick Response Code identification module 10;
Touch screen module 1 is used to receive the display figure code control signal that a processor 7 is sent, and receives graphic code storage The graphic code signal of the memory storage of module 5, and the graphic code signal of reception is shown;Taken for user and select end for graphic code Mouthful, the graphic code signal that user selects is sent to graphic code selecting module 2;
Touch screen module 1 is additionally operable to receive authentication cue or the Quick Response Code matching mistake that a processor 7 is sent Display control information and part certification matching error signal are missed, to " asking remittee's alignment camera and being put into Residents ID At authentication identification " or the word of " Quick Response Code matching error " and " authentication matching error " shown;
Quick Response Code identification module 10 is used for the body of holder included in the Quick Response Code for gathering user's offer, identification Quick Response Code The identity information of holder is sent to Quick Response Code matching module 9 included in part information, and Quick Response Code by identification;
Quick Response Code matching module 9 is used for the body for receiving holder included in the Quick Response Code of the transmission of Quick Response Code identification module 10 Part information, and call the proprietary identity of the bank card in insertion automatic teller machine to believe by automatic teller machine body Breath, judges whether described two identity informations match, and Quick Response Code matching result is sent to a processor 7;
Graphic code selecting module 2 is used for the graphic code signal for the user's selection for receiving the transmission of touch screen module 1, and by user The graphic code of selection is sent to graphic code matching module 6;
Graphic code matching module 6 is used for the graphic code for receiving the graphic code signal of user's selection and selecting the user of reception The graphic code set with the owner of the bank card in insertion automatic teller machine when opening an account is matched, and is judged selected by user Whether the graphic code that the graphic code selected is set with the owner of the bank card in insertion automatic teller machine when opening an account matches;And Graphic code matching result is sent to a processor 7;
A number processor 7 is used for the graphic code matching result signal for receiving the transmission of graphic code matching module 6;
If the graphic code matching result received is yes, authentication drive signal is sent to authentication module 8, and together When to touch screen module 1 send show authentication cue,
If the graphic code matching result received is no, by radio communication circuit 3 into insertion automatic teller machine The owner of bank card sends warning message;Graphic code matching error signal display control signal is sent to touch screen module 1;
A number processor 7 is simultaneously for receiving the Quick Response Code matching result that Quick Response Code matching module 9 is sent, if Quick Response Code It is yes with result, is then sent to touch screen module 1 and show figure code control signal, if dimension code matching result is no, by wireless The bank card account holder of bank card of the telecommunication circuit 3 into insertion automatic teller machine sends warning message;
The authentication matching error signal that authentication module 8 is sent is received, authentication is sent to touch screen module 1 Matching error signal display control signal, while sending warning message to owner of account by radio communication circuit 3;The report Alert information includes remittee's image information of the collection of authentication module 8 and the identity information of remittee;
Authentication module 8 is used to receive the authentication drive signal that a processor 7 is sent, and driving camera 4 is adopted Collect the image information of remittee, while the identity card of remittee is identified using identity card identification device, and judge collection Picture signal whether matched with the resident identity information included of identity card, if matching result is yes, enter deposit automatically The withdrawal operation interface of cash dispenser body;If matching result is no, authentication module 8 sends matching result to a processing Device 7.
The withdrawal method of automatic teller machine with encryption function, the specific steps of this method include:
Figure code control signal is shown for receiving, the graphic code signal of the memory storage of graphic code memory module 5 is received, and it is right The graphic code signal of reception is shown;Graphic code selection port is provided the user, the graphic code signal that user is selected is sent The step of going out;
Authentication cue or Quick Response Code matching error display control information and part certification matching error signal are received, To " ask remittee alignment camera and Residents ID is put at authentication identification " or " Quick Response Code matching error " and The step of word of " part certification matching error " is shown;
The identity information of holder included in Quick Response Code for gathering user's offer, identification Quick Response Code, and will identification Quick Response Code included in the identity information of holder the step of send;
The identity information of holder included in Quick Response Code for receiving identification, and called by Automatic Teller Machine body The proprietary identity information of the bank card inserted in automatic teller machine, judges whether described two identity informations match, and The step of Quick Response Code matching result is sent;
Graphic code signal for receiving user's selection, and the step that the graphic code signal that user selects is sent to away Suddenly;
For the graphic code and insertion automatic access for receiving the graphic code signal of user's selection and selecting the user of reception The graphic code that the owner of bank card in money machine is set when opening an account is matched, and graphic code matching result is sent The step of;
In the step of for receiving graphic code matching result signal, the step;
If the graphic code matching result received is yes, authentication drive signal is sent, and show body to transmission simultaneously Part authorization prompt signal,
If the graphic code matching result received is no, by radio communication circuit 3 into insertion automatic teller machine The owner of bank card sends Quick Response Code matching error warning message;Send graphic code matching error signal display control signal;
The step is additionally operable to the Quick Response Code matching result received, if Quick Response Code matching result is yes, sends and shows figure Code control signal, if dimension code matching result is no, passes through bank card of the radio communication circuit 3 into insertion automatic teller machine Bank card account holder sends warning message;
Warning message described in the step includes remittee's image information of the collection of authentication module 8 and the body of remittee Part information;
For receiving authentication drive signal, the camera 4 of driving automatic teller machine body gathers the figure of remittee As information, while the identity card of remittee is identified using identity card identification device, and judge the picture signal of collection with The step of whether image information in the resident identity information included of identity card matches;
If matching result is yes in the step, the withdrawal operation interface for entering automatic teller machine body carries out self-service take Money;If matching result is no, matching result error signal is sent.
Automatic teller machine of the present invention not only includes Quick Response Code identification module, meanwhile, carrying out Quick Response Code identification The withdrawal operation of automatic teller machine could be opened after matching, if Quick Response Code is mismatched, automatic teller machine is then by wireless Telecommunication circuit sends warning message to bank card owner, if matching carries out graphic verification interface again, if graphic verification success Authentication is carried out, when authentication success could carry out normal operation of withdrawing the money, when authentication is unsuccessful, then passes through nothing Line telecommunication circuit sends alarm signal to user, realizes multiple secret key checking, realizes the multiple protective to bank card, it is to avoid Being taken when user's bank card steals brush by known people or is withdrawing the money causes the problem of bank card information is revealed.Improve user Use security during automatic teller machine.
Brief description of the drawings
Fig. 1 is the theory diagram of the automatic teller machine of the present invention with encryption function.
Embodiment
Embodiment one, illustrate present embodiment with reference to Fig. 1, described in present embodiment have encryption function from Dynamic automatic teller machine, the automatic teller machine is applied to use when non-banking card account holder acts on behalf of withdrawal, and it includes automatic depositing-withdrawing Machine body, it is characterised in that it also include touch screen module 1, graphic code selecting module 2, radio communication circuit 3, camera 4, Graphic code memory module 5, graphic code matching module 6, processor 7, authentication module 8, a Quick Response Code matching module 9 and two Tie up code identification module 10;
Touch screen module 1 is used to receive the display figure code control signal that a processor 7 is sent, and receives graphic code storage The graphic code signal of the memory storage of module 5, and the graphic code signal of reception is shown;Taken for user and select end for graphic code Mouthful, the graphic code signal that user selects is sent to graphic code selecting module 2;
Touch screen module 1 is additionally operable to receive authentication cue or the Quick Response Code matching mistake that a processor 7 is sent Display control information and part certification matching error signal are missed, to " asking remittee's alignment camera and being put into Residents ID At authentication identification " or the word of " Quick Response Code matching error " and " authentication matching error " shown;
Quick Response Code identification module 10 is used for the body of holder included in the Quick Response Code for gathering user's offer, identification Quick Response Code The identity information of holder is sent to Quick Response Code matching module 9 included in part information, and Quick Response Code by identification;
Quick Response Code matching module 9 is used for the body for receiving holder included in the Quick Response Code of the transmission of Quick Response Code identification module 10 Part information, and call the proprietary identity of the bank card in insertion automatic teller machine to believe by automatic teller machine body Breath, judges whether described two identity informations match, and Quick Response Code matching result is sent to a processor 7;
Graphic code selecting module 2 is used for the graphic code signal for the user's selection for receiving the transmission of touch screen module 1, and by user The graphic code of selection is sent to graphic code matching module 6;
Graphic code matching module 6 is used for the graphic code for receiving the graphic code signal of user's selection and selecting the user of reception The graphic code set with the owner of the bank card in insertion automatic teller machine when opening an account is matched, and is judged selected by user Whether the graphic code that the graphic code selected is set with the owner of the bank card in insertion automatic teller machine when opening an account matches;And Graphic code matching result is sent to a processor 7;
A number processor 7 is used for the graphic code matching result signal for receiving the transmission of graphic code matching module 6;
If the graphic code matching result received is yes, authentication drive signal is sent to authentication module 8, and together When to touch screen module 1 send show authentication cue,
If the graphic code matching result received is no, by radio communication circuit 3 into insertion automatic teller machine The owner of bank card sends warning message;Graphic code matching error signal display control signal is sent to touch screen module 1;
A number processor 7 is simultaneously for receiving the Quick Response Code matching result that Quick Response Code matching module 9 is sent, if Quick Response Code It is yes with result, is then sent to touch screen module 1 and show figure code control signal, if dimension code matching result is no, by wireless The bank card account holder of bank card of the telecommunication circuit 3 into insertion automatic teller machine sends warning message;
The authentication matching error signal that authentication module 8 is sent is received, authentication is sent to touch screen module 1 Matching error signal display control signal, while sending warning message to owner of account by radio communication circuit 3;The report Alert information includes remittee's image information of the collection of authentication module 8 and the identity information of remittee;
Authentication module 8 is used to receive the authentication drive signal that a processor 7 is sent, and driving camera 4 is adopted Collect the image information of remittee, while the identity card of remittee is identified using identity card identification device, and judge collection Picture signal whether matched with the resident identity information included of identity card, if matching result is yes, enter deposit automatically The withdrawal operation interface of cash dispenser body;If matching result is no, authentication module 8 sends matching result to a processing Device 7.
Automatic teller machine described in present embodiment realizes multi-layer security, improves the safety of automatic teller machine Property.Identity card identification device identification identity card described in present embodiment sends the information of identity document people to a processing Device, photographic intelligence and the automatic teller machine camera of the certificate people that a processor collects identity card identification device are gathered Character image information contrasted, if after the character image information contrast that identity document photo and machine camera are gathered not Match somebody with somebody, then alarmed.
Embodiment two, present embodiment are that the automatic of encryption function that have described in embodiment one is deposited Cash dispenser further illustrates that it also includes iris identification device, and described iris identification device is used for the rainbow for recognizing remittee Film, the recognition result signal output part of the iris identification device connects the iris recognition consequential signal input of a processor 7 End.
The withdrawal method of automatic teller machine with encryption function described in embodiment three, present embodiment, The specific steps of this method include:
Figure code control signal is shown for receiving, the graphic code signal of the memory storage of graphic code memory module 5 is received, and it is right The graphic code signal of reception is shown;Graphic code selection port is provided the user, the graphic code signal that user is selected is sent The step of going out;
Authentication cue or Quick Response Code matching error display control information and part certification matching error signal are received, To " ask remittee alignment camera and Residents ID is put at authentication identification " or " Quick Response Code matching error " and The step of word of " part certification matching error " is shown;
The identity information of holder included in Quick Response Code for gathering user's offer, identification Quick Response Code, and will identification Quick Response Code included in the identity information of holder the step of send;
The identity information of holder included in Quick Response Code for receiving identification, and called by Automatic Teller Machine body The proprietary identity information of the bank card inserted in automatic teller machine, judges whether described two identity informations match, and The step of Quick Response Code matching result is sent;
Graphic code signal for receiving user's selection, and the step that the graphic code signal that user selects is sent to away Suddenly;
For the graphic code and insertion automatic access for receiving the graphic code signal of user's selection and selecting the user of reception The graphic code that the owner of bank card in money machine is set when opening an account is matched, and graphic code matching result is sent The step of;
In the step of for receiving graphic code matching result signal, the step;
If the graphic code matching result received is yes, authentication drive signal is sent, and show body to transmission simultaneously Part authorization prompt signal,
If the graphic code matching result received is no, by radio communication circuit 3 into insertion automatic teller machine The owner of bank card sends Quick Response Code matching error warning message;Send graphic code matching error signal display control signal;
The step is additionally operable to the Quick Response Code matching result received, if Quick Response Code matching result is yes, sends and shows figure Code control signal, if dimension code matching result is no, passes through bank card of the radio communication circuit 3 into insertion automatic teller machine Bank card account holder sends warning message;
Warning message described in the step includes remittee's image information of the collection of authentication module 8 and the body of remittee Part information;
For receiving authentication drive signal, the camera 4 of driving automatic teller machine body gathers the figure of remittee As information, while the identity card of remittee is identified using identity card identification device, and judge the picture signal of collection with The step of whether image information in the resident identity information included of identity card matches;
If matching result is yes in the step, the withdrawal operation interface for entering automatic teller machine body carries out self-service take Money;If matching result is no, matching result error signal is sent.
Automatic teller machine described in present embodiment realizes multi-layer security, improves the safety of automatic teller machine Property.Identity card identification device identification identity card described in present embodiment sends the information of identity document people to a processing Device, photographic intelligence and the automatic teller machine camera of the certificate people that a processor collects identity card identification device are gathered Character image information contrasted, if after the character image information contrast that identity document photo and machine camera are gathered not Match somebody with somebody, then alarmed.
The withdrawal method of automatic teller machine of the present invention is applied to make when Attorney owner of account withdraws the money With, used with reference to existing automatic teller machine, so not only added security but also easily combined with prior art, and it is of the present invention Automatic teller machine it is safe, including Quick Response Code is matched with the information set by bank card account holder, image choosing The function that the image information set by bank card account holder carries out the multiple-authentications such as matching and remittee's authentication is selected, described When mistake occurs in the step of checking matching, it can provide 3 times or require to set according to account holder the number of times of checking matching carrying out Move back card operation or alarm.Bank card quilt is also prevented from when user mobile phone identity card is lost simultaneously using the method for the invention Other people are stolen, after stealing successfully, and the identity information of remittee will be recorded in banking system.It is easy to be quickly found out bank card robber Take people.
Embodiment four, present embodiment are that the automatic of encryption function that have described in embodiment three is deposited The withdrawal method of cash dispenser further illustrates that it also includes authorizing the step of judging, and the step is tied when authentication matching Fruit for be when, send withdraw the money whether license confirmation signal, wait confirmation signal to be received, if receive be for authorization signal it is yes, Self-help drawing money is carried out into the withdrawal operation interface for entering automatic teller machine body, if the authorization signal received is no, to Automatic teller machine body sends and moves back card control signal;
Receive withdraw the money whether license confirmation signal, and by radio communication circuit 3 to bank card account holder send whether award Remittee's withdrawal signal is weighed, and the yes/no authorization signal that bank card account holder replys is sent.
Authorisation step described in present embodiment, which is realized to withdraw the money carry out by bank card account holder for each, to be confirmed to authorize It can withdraw the money, the problem of brushing is stolen this avoid bank card, when not authorizing, will be unable to withdraw the money.

Claims (4)

1. the automatic teller machine with encryption function, when the automatic teller machine is applied to non-banking card account holder agency's withdrawal Use, it includes automatic teller machine body, it is characterised in that it also includes touch screen module (1), graphic code selecting module (2), radio communication circuit (3), camera (4), graphic code memory module (5), graphic code matching module (6), a processor (7), authentication module (8), Quick Response Code matching module (9) and Quick Response Code identification module (10);
Touch screen module (1) is used to receive the display figure code control signal that a processor (7) sends, and receives graphic code storage The graphic code signal of module (5) memory storage, and the graphic code signal of reception is shown;Taken for user and select end for graphic code Mouthful, the graphic code signal that user selects is sent to graphic code selecting module (2);
Touch screen module (1) is additionally operable to receive authentication cue, the Quick Response Code matching error that a processor (7) sends Display control information or authentication matching error signal, to " asking remittee's alignment camera and being put into Residents ID At authentication identification ", the word of " Quick Response Code matching error " or " authentication matching error " shown;
Quick Response Code identification module (10) is used for the identity of holder included in the Quick Response Code for gathering user's offer, identification Quick Response Code The identity information of holder is sent to Quick Response Code matching module (9) included in information, and Quick Response Code by identification;
Quick Response Code matching module (9) is used for the body for receiving holder included in the Quick Response Code of Quick Response Code identification module (10) transmission Part information, and call the proprietary identity of the bank card in insertion automatic teller machine to believe by automatic teller machine body Breath, judges whether the identity information of holder matches with the proprietary identity information of the bank card in automatic teller machine, and Quick Response Code matching result is sent to a processor (7);
Graphic code selecting module (2) is used for the graphic code signal for the user's selection for receiving touch screen module (1) transmission, and by user The graphic code of selection is sent to graphic code matching module (6);
Graphic code matching module (6) be used for the graphic code that receives the graphic code signal of user's selection and select the user of reception with The graphic code that the owner of bank card in insertion automatic teller machine is set when opening an account is matched, and is judged selected by user Graphic code whether matched with the graphic code that is set when opening an account of owner of the bank card in insertion automatic teller machine;And will Graphic code matching result is sent to a processor (7);
A number processor (7) is used for the graphic code matching result signal for receiving graphic code matching module (6) transmission;
If the graphic code matching result received is yes, authentication drive signal is sent to authentication module (8), and simultaneously Sent to touch screen module (1) and show authentication cue,
If the graphic code matching result received is no, pass through silver of the radio communication circuit (3) into insertion automatic teller machine The owner of row card sends warning message;Graphic code matching error signal display control signal is sent to touch screen module (1);
A number processor (7) is while for receiving the Quick Response Code matching result that Quick Response Code matching module (9) is sent, if Quick Response Code It is yes with result, then is sent to touch screen module (1) and show figure code control signal, if Quick Response Code matching result is no, passed through The bank card account holder of bank card of the radio communication circuit (3) into insertion automatic teller machine sends warning message;Receive body The authentication matching error signal that part authentication module (8) is sent, sends authentication matching error to touch screen module (1) and believes Number display control signal, while sending warning message to owner of account by radio communication circuit (3);The warning message bag Include remittee's image information of authentication module (8) collection and the identity information of remittee;
Authentication module (8) is used to receive the authentication drive signal that a processor (7) sends, driving camera (4) The image information of remittee is gathered, while the identity card of remittee is identified using identity card identification device, and judges to adopt Whether the picture signal of collection matches with the resident identity information included of identity card, if matching result is yes, into automatic The withdrawal operation interface of automatic teller machine body;If matching result is no, authentication module (8) sends matching result to No. one Processor (7).
2. the automatic teller machine according to claim 1 with encryption function, it is characterised in that it also includes iris and known Other device, described iris identification device is used for the iris for recognizing remittee, the recognition result signal of the iris identification device Output end connects the iris recognition consequential signal input of a processor (7).
3. the withdrawal method of the automatic teller machine with encryption function, it is characterised in that the specific steps of this method include:
Figure code control signal is shown for receiving, the graphic code signal of graphic code memory module (5) memory storage is received, and docked The graphic code signal of receipts is shown;Graphic code selection port is provided the user, the graphic code signal that user selects is sent out The step of going;
Authentication cue or Quick Response Code matching error display control information and authentication matching error signal are received, it is right " ask remittee's alignment camera and Residents ID is put at authentication identification ", " Quick Response Code matching error " or " body The step of word of part certification matching error " is shown;
The identity information of holder included in Quick Response Code for gathering user's offer, identification Quick Response Code, and by the two of identification The step of identity information of holder is sent included in dimension code;
The identity information of holder included in Quick Response Code for receiving identification, and insertion is called by Automatic Teller Machine body The proprietary identity information of bank card in automatic teller machine, judges in the identity information and automatic teller machine of holder The proprietary identity information of bank card whether match, and the step of Quick Response Code matching result is sent;
The step of for receiving the graphic code signal of user's selection, and the graphic code signal that user selects being sent to away;
For the graphic code and insertion automatic teller machine for receiving the graphic code signal of user's selection and selecting the user of reception The graphic code that the owner of interior bank card is set when opening an account is matched, and the step that graphic code matching result is sent Suddenly;
The step of for receiving graphic code matching result signal;
If the graphic code matching result received is yes, authentication drive signal is sent, and sends display authentication simultaneously Cue,
If the graphic code matching result received is no, pass through silver of the radio communication circuit (3) into insertion automatic teller machine The owner of row card sends Quick Response Code matching error warning message;Send graphic code matching error signal display control signal;
The step of for receiving graphic code matching result signal, is additionally operable to the Quick Response Code matching result received, if Quick Response Code matching knot Fruit be yes, then sends and show figure code control signal, if Quick Response Code matching result is no, by radio communication circuit (3) to slotting The bank card account holder for entering the bank card in automatic teller machine sends warning message;
Warning message described in the step of for receiving graphic code matching result signal includes taking for authentication module (8) collection Money people image information and the identity information of remittee;
For receiving authentication drive signal, the camera (4) of driving automatic teller machine body gathers the image of remittee Information, while the identity card of remittee is identified using identity card identification device, and judges the picture signal and body of collection The step of whether image information in the resident identity information included of part card matches;If the picture signal and identity card of collection The resident identity information included in the matching result of image information be yes, then into the withdrawal of automatic teller machine body Operation interface carries out self-help drawing money;If matching result is no, matching result error signal is sent.
4. the withdrawal method of the automatic teller machine according to claim 3 with encryption function, it is characterised in that it Also include authorizing the step of judging, whether the step of mandate judges sends to withdraw the money and award when authentication matching result is is Weigh confirmation signal, wait confirmation signal to be received, if receive for authorization signal be it is yes, entrance automatic teller machine body takes Money operation interface carries out self-help drawing money, if the authorization signal received is no, is sent to automatic teller machine body and moves back card control Signal;
Receive withdraw the money whether license confirmation signal, and by radio communication circuit (3) to bank card account holder send whether authorize Remittee's withdrawal signal, and the yes/no authorization signal that bank card account holder replys is sent.
CN201510665853.1A 2015-10-15 2015-10-15 Withdrawal method with the automatic teller machine of encryption function and the automatic teller machine Expired - Fee Related CN105118191B (en)

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CN108648376A (en) * 2018-04-27 2018-10-12 常州信息职业技术学院 Identity identifying method and device

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