CN105096112A - Short-distance payment method and system and server - Google Patents
Short-distance payment method and system and server Download PDFInfo
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- CN105096112A CN105096112A CN201410177346.9A CN201410177346A CN105096112A CN 105096112 A CN105096112 A CN 105096112A CN 201410177346 A CN201410177346 A CN 201410177346A CN 105096112 A CN105096112 A CN 105096112A
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Abstract
The invention discloses a short-distance payment method and system and a server. The method comprises the steps that a payment terminal receiving broadcast from a broadcasting device, and the broadcast includes identification of the broadcasting device; the payment terminal acquires identification of the broadcasting device from the broadcast and transmits identification of the payment terminal and identification of the broadcasting device to the server; the server acquires recommendation information related to merchants corresponding to the broadcasting device according to the identification of the payment terminal and identification of the broadcasting device and pushes the recommendation information to the payment terminal so that a user is enabled to initiate a payment request on the payment terminal; and the payment request of the user is received on the server and payment is performed according to the payment request. According to the aforementioned scheme, the payment terminal automatically processes and interacts with the server to acquire the recommendation information and present the recommendation information to the user after the user enters range of the broadcasting device so that user operation is saved.
Description
Technical field
The present invention relates to mobile payment field, be specifically related to one closely method of payment and system, server.
Background technology
Along with popularizing of the smart machines such as mobile terminal, the demand utilizing mobile terminal to pay commodity or service is urgent gradually.Mobile payment has the feature such as agility, promptness, with terminals such as mobile phones for carrier, carry out short-range communication with point-of-sale terminal or obtain Transaction Information with other alternate manners, then, payment is completed, for user provides channel of disbursement very easily by the supporting network system.
The mode that one class utilizes mobile terminal to carry out paying is closely on-site payment, this mode generally increases communication module in the terminal, communication module communicates with the point-of-sale terminal near zone, such as, sound wave pays, the sound wave comprising Transaction Information that point-of-sale terminal sends according to mobile phone, network completes payment.This needs the sound wave program in real-time starting hand-set and waits for sound wave transmission, usually consuming time at tens seconds, and also need the receiver aiming at receiving equipment, same point-of-sale terminal does not allow multiple user to pay simultaneously.
A kind of method of payment is in addition that Quick Response Code pays, and completes payment by scanning the Quick Response Code comprising merchandise news to be purchased.This needs user initiatively open mobile phone and enable camera, scans after aiming at Quick Response Code, not fast, also more consuming time.
Above-mentioned mobile payment mode all can not active perception user arrival, leave, and customer location, the hobby of user can not be learnt, recommendation information targetedly cannot be provided.
Summary of the invention
In view of the above problems, the present invention is proposed to provide a kind of overcoming the problems referred to above or the closely method of payment solved the problem at least in part and system, server.
According to an aspect of the present invention, provide one closely method of payment, comprising: payment terminal receives the broadcast from broadcasting equipment, comprises the mark of broadcasting equipment in broadcast; Payment terminal obtains the mark of broadcasting equipment from broadcast, and the mark of payment terminal and the mark of broadcasting equipment are sent to server; The mark of server according to payment terminal and the mark of broadcasting equipment, obtain the relevant recommendation information of the businessman corresponding with broadcasting equipment and recommendation information be pushed to payment terminal, initiates to pay request for user in payment terminal; Receive the payment request of user on the server and pay according to payment request.
According to a further aspect in the invention, provide one closely method of payment, comprising: the mark of payment terminal and the mark of broadcasting equipment that receive payment terminal transmission; Described recommendation information is also pushed to payment terminal by the recommendation information relevant according to the businessman that the mark of payment terminal is corresponding with broadcasting equipment with the mark acquisition of broadcasting equipment, initiates to pay request for user in payment terminal; Receive this payment request and pay according to payment request.
According to another aspect of the present invention, provide one closely method of payment, comprising: receive the broadcast from broadcasting equipment, in broadcast, comprise the mark of described broadcasting equipment; From broadcast, obtain the mark of broadcasting equipment, and the mark of payment terminal and the mark of broadcasting equipment are sent to server; The relevant recommendation information of the businessman corresponding with broadcasting equipment that reception server obtains, and Client-initiated is paid request be sent to server.
According to another aspect of the present invention, provide a kind of server, comprising: receiver module, be suitable for the mark of payment terminal and the mark of broadcasting equipment that receive payment terminal transmission; Pushing module, is suitable for the mark of payment terminal according to receiver module reception and the mark of broadcasting equipment, obtains the relevant recommendation information of the businessman corresponding with broadcasting equipment and recommendation information is pushed to payment terminal, initiates to pay request for user in payment terminal; Payment module, is suitable for the payment request of reception user and pays according to payment request.
According to another aspect of the present invention, provide one closely payment system, comprise above-mentioned server and, broadcasting equipment, be suitable for play broadcast, comprise the mark of broadcasting equipment in broadcast; Payment terminal, is suitable for the mark obtaining broadcasting equipment from broadcast, the mark of payment terminal and the mark of broadcasting equipment is sent to described server.
According to closely method of payment of the present invention and system, server, the broadcasting equipment that businessman provides outwards sends the broadcast comprising mark, the payment terminals such as mobile phone receive broadcast, broadcasting equipment mark and self identification are sent to server, server provides the recommendation information relevant with businessman to this payment terminals, initiate to pay request according to recommendation information for user, complete payment by server.According to the program, after user enters broadcasting equipment scope, payment terminal processes automatically, with server interaction, obtains recommendation information and presents to user, saving user operation.
Above-mentioned explanation is only the general introduction of technical solution of the present invention, in order to technological means of the present invention can be better understood, and can be implemented according to the content of instructions, and can become apparent, below especially exemplified by the specific embodiment of the present invention to allow above and other objects of the present invention, feature and advantage.
Accompanying drawing explanation
By reading hereafter detailed description of the preferred embodiment, various other advantage and benefit will become cheer and bright for those of ordinary skill in the art.Accompanying drawing only for illustrating the object of preferred implementation, and does not think limitation of the present invention.And in whole accompanying drawing, represent identical parts by identical reference symbol.In the accompanying drawings:
Fig. 1 shows according to an embodiment of the invention the process flow diagram of closely method of payment;
Fig. 2 shows in accordance with another embodiment of the present invention the process flow diagram of closely method of payment;
Fig. 3 shows in accordance with another embodiment of the present invention the process flow diagram of closely method of payment;
Fig. 4 shows in accordance with another embodiment of the present invention the process flow diagram of closely method of payment;
Fig. 5 shows the structured flowchart of server according to an embodiment of the invention;
Fig. 6 shows in accordance with another embodiment of the present invention the structured flowchart of closely payment system.
Embodiment
Below with reference to accompanying drawings exemplary embodiment of the present disclosure is described in more detail.Although show exemplary embodiment of the present disclosure in accompanying drawing, however should be appreciated that can realize the disclosure in a variety of manners and not should limit by the embodiment set forth here.On the contrary, provide these embodiments to be in order to more thoroughly the disclosure can be understood, and complete for the scope of the present disclosure can be conveyed to those skilled in the art.
Fig. 1 shows according to an embodiment of the invention the process flow diagram of closely method of payment, and as shown in Figure 1, method comprises the steps:
S110, payment terminal receives the broadcast from broadcasting equipment.
Broadcasting equipment can be multiple wireless signal transmitting device, and broadcasting equipment sends wireless signal near field, comprises the mark of broadcasting equipment in wireless signal, and such as, mark can be in payment network No. ID of this broadcasting equipment.Some basic commodity or information on services can also be comprised in wireless signal, as trade name, price etc.Broadcasting equipment can be RFID label tag, NFC electronic tag, transponder, and Bluetooth Low Energy (BLE) broadcasting equipment etc., correspondingly, payment terminal can be with radio frequency identification module, the smart mobile phone of NFC identification module or bluetooth recognition module, panel computer, the mobile terminals such as PDA, or the special payment terminal corresponding to broadcasting equipment, such as, with the POS etc. of bluetooth recognition function.Pay with sound wave or Quick Response Code scans compared with payment, payment terminal can identify the wireless signal that broadcasting equipment sends automatically, does not need user to aim at, and same broadcasting equipment can support that multiple transaction is carried out simultaneously.
Step S120, payment terminal obtains the mark of broadcasting equipment from broadcast, and the mark of payment terminal and the mark of broadcasting equipment are sent to server.
The corresponding one or more commodity of broadcasting equipment, service, or correspondence provides the businessman of commodity and service.The mark of broadcasting equipment and the mark of payment terminal are used for server and uniquely determine mutual broadcasting equipment and payment terminal occur in payment network.
Step S130, the mark of server according to payment terminal and the mark of broadcasting equipment, obtain the relevant recommendation information of the businessman corresponding with broadcasting equipment and recommendation information be pushed to payment terminal.
Recommendation information comprises the information of the payment targets that businessman provides, and/or the advertising message relevant to businessman.
Payment targets can be arbitrary commodity or service, and such as, commodity can be dress ornament, food, electronic product, service can be public transport, bank, library borrow, then namely the businessman in the present invention refers to the supplier of above-mentioned commodity, service, such as, market, dining room etc.
As mentioned before, broadcasting equipment mark may correspond in one or more commodity, then recommendation information comprises the self-information of these commodity, and such as, to a dress ornament, recommendation information can comprise: the title, classification, price, material, the place of production etc. of this dress ornament; Such as, or the part or all of commodity that broadcasting equipment corresponds to a businessman and provides, this businessman is a dining room, then recommendation information can be price, picture, the brief description of whole vegetable, and specific address, dining room characteristic, preferential activity, advertisement etc.
Recommendation information identifies acquisition by server according to broadcasting equipment, and recommendation information can derive from the supplier of commodity or service, i.e. businessman.Such as, server is as a part for payment platform, and by Third-party payment, service provider provides, then this service provider also can be businessman and provides webpage or application program, businessman is by these webpages or application program input recommendation information, and server identifies according to broadcasting equipment, obtains corresponding recommendation information, be sent to and identify corresponding payment terminal with payment terminal, show in payment terminal, such as, payment terminal is mobile phone, then payment terminal mark can be the number of SIM, WCDMA card.
Or, recommendation information derives from commodity consumption person, and other server or website, such as, the website provided for consumer from payment services business or other comment class website etc., for consumer share commodity, service, businessman information and evaluate etc.
After server obtains recommendation information in a manner described, recommendation information is pushed to payment terminal, checks in payment terminal for user, contrast after initiate pay request.
Particularly, the network that the recommendation information that server obtains is provided by Virtual network operator, such as, the modes such as GPRS are sent to payment terminal, or are sent to businessman, then via local network, as Wi-Fi etc., are closely sent to the payment terminals such as mobile phone.
Like reception broadcast type, multiple user can obtain recommendation information simultaneously and send the request of payment, decreases period of reservation of number.
Step S140, the payment request of server receives user also pays according to payment request.
The payment request of user is passed through GPRS by modes such as WAP by payment terminal, cdma network, and local Wi-Fi is sent to server, and server is according to the information paid in request, and such as, commodity amount, Payment Methods, payment account etc. pay.
Particularly, for smart mobile phone, the application programming interfaces that user is provided by payment services business submit the request of payment to, and server obtains the information such as the amount of money, payment account, mutual with the mechanism such as bank, complete payment.The modes of payments realizes by number of ways, as directly proceeded to bank, subscriber phone bill or debit etc. on special account of advances.
According to the method that the above embodiment of the present invention provides, the broadcasting equipment that businessman provides outwards sends the broadcast comprising mark, the payment terminals such as mobile phone receive broadcast, broadcasting equipment mark and self identification are sent to server, server provides the recommendation information relevant with businessman to this payment terminals, initiate to pay request according to recommendation information for user, complete payment by server afterwards.According to the program, after user enters broadcasting equipment scope, payment terminal automatic acquisition wireless signal processes, and obtains recommendation information further, presents to user, without the need to carrying out the operations such as aligning, saves user operation.Further, multiple user can receive broadcast simultaneously, obtains recommendation information, initiates to pay, decreases the stand-by period.
Fig. 2 shows in accordance with another embodiment of the present invention the process flow diagram of closely method of payment, and as shown in Figure 2, method comprises the steps:
Step S210, payment terminal receives and broadcasts from the IDization of BLE broadcasting equipment.
In the present embodiment, BLE (Bluetooth Low Energy technology) broadcasting equipment is adopted to send broadcast.BLE technology is a kind of low cost, short distance, wireless technology, is operated in the 2.4GHzISM radio frequency band of exempting to permit.Compared with super low-power consumption (ULP) wireless technologys such as NFC, BLE has connection speed and lower sending/receiving power consumption faster.Further, BLE is extensively supported in conventional android system and IOS system.
IDization broadcast refers to that BLE broadcasting equipment is with certain frequency broadcast message towards periphery, only comprises a string discernible significant ID in information, such as, and the UUID etc. of broadcasting equipment.The broadcast of IDization can simultaneously by the multiple payment terminal high-speed receivings in region.
Step S220, payment terminal obtains the ID of BLE broadcasting equipment.
Payment terminal receives Bluetooth signal by bluetooth module, obtains the ID of broadcasting equipment.
Step S230, obtains positional information and the subscriber data of payment terminal.
Alternatively, also obtain the positional information of payment terminal, positional information can be used for notifying entering and leaving of businessman user, registers, and the particular location of user in place.
Positional information can be obtained by payment terminal, such as, by modes such as GPS positioning functions.But application scenarios of the present invention is generally indoor, then usually, need to carry out indoor positioning to payment terminals such as mobile phones and needs reach higher precision.
A kind of locator meams used in the present invention is by bluetooth location technology, arranges multiple bluetooth nodes in indoor, such as, 3 or more, multiple broadcasting equipment directly can be utilized in the present invention as bluetooth nodes; According to the relation of mobile phone to the receiving intensity of each node signal and signal attenuation and propagation distance, calculate the distance of mobile phone apart from each node, in conjunction with the position of multiple node, calculate the particular location of mobile phone in indoor further, indicated location.Above-mentioned computation process can complete on mobile phone, then by LAN (Local Area Network) or Wi-Fi, positional information is sent to server, or the range data that mobile phone will detect, node location uploads onto the server, and completes calculating by server.Particularly, can according to accuracy requirement, the configuring condition of payment terminal selects multiple positioning modes of the prior art, does not enumerate herein.The positional information obtained can be used for realizing the functions such as user registers.
Alternatively, obtain subscriber data further, subscriber data comprises the historical record that user buys commodity, and user is to the evaluation of commodity, and user browses record in mobile phone browser, and the search keyword etc. of user.Subscriber data embodies hobby and the custom of user, can be used for for user provides Optimized Service targetedly.
Step S240, broadcasting equipment ID is sent to server by payment terminal.
Also comprise in this step and the positional information of acquisition and subscriber data are sent to server.
Step S250, the recommendation information that server acquisition merchant terminal provides also is pushed to payment terminal.
Server uniquely determines broadcasting equipment according to the ID of broadcasting equipment, and this broadcasting equipment associates one or more commodity, serves or provide the businessman of commodity.
Recommendation information comprises: the information of the payment targets that businessman provides, the advertising message etc. relevant to businessman, and the particular content of recommendation information see the description in a upper embodiment, can repeat no more herein.
Particularly, obtain recommendation information to comprise: the mark of server according to payment terminal and the mark of broadcasting equipment, pull recommendation information from corresponding merchant terminal and recommendation information is pushed to payment terminal.Wherein, merchant terminal is can the terminal device of accesses network, such as personal computer, personal server, multimedia equipment etc.The identification informations such as the address of this merchant terminal are associated with the mark of broadcasting equipment, and record in the server.
Or businessman uploads recommendation information in advance by merchant terminal, after server receives broadcasting equipment mark, according to the mark of broadcasting equipment, search recommendation information that corresponding businessman uploaded in advance by merchant terminal and recommendation information is pushed to the payment terminals such as mobile phone.Particularly, merchant terminal is provided by payment services business webpage or application program etc. upload recommendation information to server.Certainly, uploading of recommendation information also can the equipment of access services device by other, is not limited to merchant terminal.
Obtain in the mode of recommendation information at above-mentioned two kinds, businessman can be allowed to pass through merchant terminal or other access service devices, carry out the amendment of recommendation information, management, upgrade.
Alternatively, if also upload subscriber data in step S230, this step comprises further: server selects the content relevant to subscriber data to be pushed to payment terminal from recommendation information.Such as, the recommendation information of businessman stores by predetermined classification in the server, and server extracts keyword, searches the predetermine class described in this keyword, then for user pushes the recommendation information in this classification after obtaining subscriber data.This makes recommendation information have personalization features, also has more efficiency and specific aim.
Alternatively, if also upload positional information in step S230, this step comprises further: positional information is pushed to corresponding merchant terminal by the mark according to broadcasting equipment.This makes businessman can specify the arrival of user, leaves and particular location, such as, learns according to positional information the seat number that user is concrete.In addition, pushing recommendation information to payment terminal is further: according to positional information, recommend the commercial product recommending information near its position to payment terminal.Such as, commodity classification is put, and recommends the commodity of the correspondence of region to user.This can make user obtain instant experience.
Step S260, payment terminal receives Client-initiated payment request Concurrency and delivers to server.
Payment terminal receives Client-initiated by webpage or application programming interfaces and pays request, the payment request of user is sent to server by modes such as WAP, or by LAN (Local Area Network), the modes such as Wi-Fi are sent to server.
Step S270, server completes payment.
The particular content of step S260 and S270 see the step S140 of a upper embodiment, can repeat no more herein.
Step S280, by payment information and the message informing that paid to merchant terminal.
Payment information can comprise: commodity amount, payment, Payment Methods, commodity evaluation, method of shipment etc.
Particularly, payment information and the message paid directly are sent to merchant terminal, or are sent in the network account of businessman, check in terminal for it.
According to the method that the above embodiment of the present invention provides, IDization broadcast is sent with BLE broadcasting equipment, after payment terminal in broadcast area reads the ID of broadcasting equipment, obtain subscriber data, broadcasting equipment ID and subscriber data are sent to server, server also obtains the positional information of payment terminal, provides recommendation information, and positional information is supplied to businessman according to the ID of broadcasting equipment and subscriber data to payment terminal.According to such scheme, payment terminal automatic acquisition wireless signal processes, and obtains recommendation information further, presents to user, carries out the operations such as aligning without the need to user.Further, BLE technology has lower power consumption and connection speed faster, is extensively supported by payment terminals such as smart mobile phones.According to subscriber data and positional information, personalized recommendation information can be provided.
Fig. 3 shows in accordance with another embodiment of the present invention the process flow diagram of closely method of payment, and as shown in Figure 3, the method comprises:
Step S310, receives the mark of payment terminal and the mark of broadcasting equipment of payment terminal transmission.
Step S320, recommendation information is also pushed to payment terminal by the recommendation information relevant according to the businessman that the mark of payment terminal is corresponding with broadcasting equipment with the mark acquisition of broadcasting equipment.
Initiate to pay request in payment terminal for user.
Step S330, receives the payment request of payment terminal transmission and pays according to payment request.
In the present embodiment, based on paying server, describe method of payment provided by the invention flow process on the server.Concrete implementation detail and step S110-S140, and description in step S210-S280 is consistent, no longer repeats herein.
Fig. 4 shows in accordance with another embodiment of the present invention the process flow diagram of closely method of payment, and as shown in Figure 4, the method comprises:
Step S410, payment terminal receives the broadcast from broadcasting equipment, comprises the mark of broadcasting equipment in broadcast.
Step S420, obtains the mark of broadcasting equipment, and the mark of payment terminal and the mark of broadcasting equipment is sent to server from broadcast.
Step S430, the relevant recommendation information of the businessman corresponding with broadcasting equipment that reception server obtains, and Client-initiated is paid request be sent to server.
In the present embodiment, based on payment terminal, describe the flow process of method of payment provided by the invention in payment terminal.Concrete implementation detail and step S110-S140, and description in step S210-S280 is consistent, no longer repeats herein.
Fig. 5 shows the structured flowchart of server according to an embodiment of the invention, and as shown in Figure 5, server comprises:
Receiver module 510, is suitable for the mark of payment terminal and the mark of broadcasting equipment that receive payment terminal transmission.
The corresponding one or more commodity of broadcasting equipment, service, or correspondence provides the businessman of commodity and service.The mark of broadcasting equipment and the mark of payment terminal are used for server and uniquely determine mutual broadcasting equipment and payment terminal occur in payment network.
Pushing module 520, is suitable for the mark of payment terminal according to receiver module 510 reception and the mark of broadcasting equipment, obtains the relevant recommendation information of the businessman corresponding with broadcasting equipment and recommendation information is pushed to payment terminal.
Recommendation information comprises: the information of the payment targets that businessman provides, the advertising message etc. relevant to businessman.
Payment targets can be arbitrary commodity or service, and such as, commodity can be dress ornament, food, electronic product, service can be public transport, bank, library borrow, then namely the businessman in the present invention refers to the supplier of above-mentioned commodity, service, such as, market, dining room etc.
If broadcasting equipment mark corresponds to one or more commodity, then recommendation information comprises the self-information of these commodity, and such as, corresponding to a dress ornament, recommendation information can comprise: the title, classification, price, material, the place of production etc. of this dress ornament; Such as, or the part or all of commodity that broadcasting equipment corresponds to a businessman and provides, this businessman is a dining room, then recommendation information can be price, picture, the brief description of whole vegetable, and specific address, dining room characteristic, preferential activity, advertisement etc.
Pushing module 520 is specifically suitable for: obtain recommendation information that businessman provided by merchant terminal and recommendation information is pushed to payment terminal.
Alternatively, server comprises further: pull module 540, and the mark being suitable for the broadcasting equipment received according to receiver module 510 pulls recommendation information from corresponding merchant terminal; Wherein, merchant terminal is can the terminal device of accesses network, such as personal computer, personal server, multimedia equipment etc.Pushing module 520 is specifically suitable for: send to payment terminal by pulling the recommendation information that module 540 pulls.
Alternatively, server comprises further: memory module 550, is suitable for the recommendation information that storage businessman is uploaded in advance by merchant terminal; Pushing module 520 is further adapted for: the mark of broadcasting equipment received according to receiver module 510, memory module is searched recommendation information that corresponding businessman uploaded in advance by merchant terminal and recommendation information is pushed to payment terminal.
Alternatively, receiver module 510 is also suitable for: receive the subscriber data that payment terminal sends.
Pushing module 520 is further adapted for: from recommendation information, select the content relevant to described subscriber data to be pushed to payment terminal.
Payment module 530, is suitable for paying according to payment request.The request of payment is initiated in payment terminal by user, has payment terminal to be sent to server, is received by receiver module 510.
Alternatively, receiver module 510 is also suitable for: the positional information obtaining payment terminal.Particularly, receiver module 510 receives the positional information that payment terminal sends, or calculates the positional information of payment terminal according to the range data of multiple node and payment terminal and node location.Server comprises further: notification module 560, is suitable for the broadcasting equipment mark received according to receiver module 510, positional information is pushed to corresponding merchant terminal.
Alternatively, pushing module 520 is also suitable for: according to positional information, recommends the commercial product recommending information near its position to payment terminal.Such as, commodity classification is put, and recommending module 520 recommends the commodity of the correspondence of region to payment terminal.This can make user obtain instant experience.
Alternatively, notification module 560 is further adapted for: by payment information and the message informing that paid to merchant terminal.
Payment information can comprise: commodity amount, payment, Payment Methods, commodity evaluation, method of shipment etc.
Fig. 6 shows in accordance with another embodiment of the present invention the structured flowchart of closely payment system, and as shown in Figure 6, this system comprises the server 600 in an embodiment, also comprises:
Broadcasting equipment 610, is suitable for playing broadcast, comprises the mark of broadcasting equipment in broadcast.
Broadcasting equipment 620 can be multiple wireless signal transmitting device, and broadcasting equipment 610 sends wireless signal near field.Comprise the mark of broadcasting equipment 610 in wireless signal, such as, mark can be the ID of this broadcasting equipment in payment network.Some basic commodity or information on services can also be comprised in wireless signal, as trade name, price etc.Broadcasting equipment 610 can be RFID label tag, NFC electronic tag, transponder, and Bluetooth Low Energy (BLE) broadcasting equipment etc.
Alternatively, in the present embodiment, broadcasting equipment 610 is BLE (Bluetooth Low Energy technology) broadcasting equipment, sends IDization broadcast to near-field region.Compared with super low-power consumption (ULP) wireless technologys such as NFC, BLE has connection speed and lower sending/receiving power consumption faster.Further, BLE is extensively supported in conventional android system and IOS system.
IDization broadcast refers to that BLE broadcasting equipment 610 is with certain frequency broadcast message towards periphery, only comprises a string discernible significant ID in information, such as, and the UUID etc. of broadcasting equipment.
Payment terminal 620, is suitable for the mark obtaining broadcasting equipment 610 from broadcast, the mark of the mark of payment terminal 620 and broadcasting equipment 610 is sent to server.
According to the type of broadcasting equipment 610, correspondingly, payment terminal 620 can be with radio frequency identification module, the smart mobile phone of NFC identification module or bluetooth recognition module, panel computer, the mobile terminals such as PDA, or the special payment terminal corresponding to broadcasting equipment, such as, with the POS etc. of bluetooth recognition function.
In the present embodiment, to BLE broadcasting equipment, the payment terminal 620 in system is the smart mobile phone with Bluetooth receptions module.
Alternatively, system comprises further: merchant terminal 630, communicates with server 600, and being suitable for provides recommendation information to server 600.
Merchant terminal is can the terminal device of accesses network, such as personal computer, personal server, multimedia equipment etc.The identification informations such as the address of this merchant terminal are associated with the mark of broadcasting equipment, and record in the server.
Alternatively, payment terminal 620 is also suitable for: the positional information obtaining self, and positional information is sent to server 600; Correspondingly, merchant terminal 630 is also suitable for: the positional information of the payment terminal 620 that reception server 600 pushes.
Alternatively, payment terminal 620 is also suitable for: subscriber data is sent to server.
Alternatively, merchant terminal 630 is also suitable for: the payment information that reception server 600 sends and the message paid.
The server provided according to the above embodiment of the present invention and closely payment system, broadcasting equipment sends the broadcast comprising mark near field, payment terminal in region reads the mark of broadcasting equipment, and obtain positional information and subscriber data, broadcasting equipment mark is sent to server with subscriber data and positional information, pushing module in server provides recommendation information according to the ID of broadcasting equipment and subscriber data to payment terminal, and has notification module that positional information and payment information are supplied to businessman.According to such scheme, payment terminal automatic acquisition wireless signal processes, and obtains recommendation information further, presents to user, carries out the operations such as aligning without the need to user.Further, BLE technology has lower power consumption and connection speed faster, is extensively supported by payment terminals such as smart mobile phones, according to subscriber data and positional information, can provide personalized recommendation information.
Intrinsic not relevant to any certain computer, virtual system or miscellaneous equipment with display at this algorithm provided.Various general-purpose system also can with use based on together with this teaching.According to description above, the structure constructed required by this type systematic is apparent.In addition, the present invention is not also for any certain programmed language.It should be understood that and various programming language can be utilized to realize content of the present invention described here, and the description done language-specific is above to disclose preferred forms of the present invention.
In instructions provided herein, describe a large amount of detail.But can understand, embodiments of the invention can be put into practice when not having these details.In some instances, be not shown specifically known method, structure and technology, so that not fuzzy understanding of this description.
Similarly, be to be understood that, in order to simplify the disclosure and to help to understand in each inventive aspect one or more, in the description above to exemplary embodiment of the present invention, each feature of the present invention is grouped together in single embodiment, figure or the description to it sometimes.But, the method for the disclosure should be construed to the following intention of reflection: namely the present invention for required protection requires feature more more than the feature clearly recorded in each claim.Or rather, as claims below reflect, all features of disclosed single embodiment before inventive aspect is to be less than.Therefore, the claims following embodiment are incorporated to this embodiment thus clearly, and wherein each claim itself is as independent embodiment of the present invention.
Those skilled in the art are appreciated that and adaptively can change the module in the equipment in embodiment and they are arranged in one or more equipment different from this embodiment.Module in embodiment or unit or assembly can be combined into a module or unit or assembly, and multiple submodule or subelement or sub-component can be put them in addition.Except at least some in such feature and/or process or unit be mutually repel except, any combination can be adopted to combine all processes of all features disclosed in this instructions (comprising adjoint claim, summary and accompanying drawing) and so disclosed any method or equipment or unit.Unless expressly stated otherwise, each feature disclosed in this instructions (comprising adjoint claim, summary and accompanying drawing) can by providing identical, alternative features that is equivalent or similar object replaces.
In addition, those skilled in the art can understand, although embodiments more described herein to comprise in other embodiment some included feature instead of further feature, the combination of the feature of different embodiment means and to be within scope of the present invention and to form different embodiments.Such as, in the following claims, the one of any of embodiment required for protection can use with arbitrary array mode.
All parts embodiment of the present invention with hardware implementing, or can realize with the software module run on one or more processor, or realizes with their combination.It will be understood by those of skill in the art that the some or all functions that microprocessor or digital signal processor (DSP) can be used in practice to realize according to the some or all parts in the closely paying server of the embodiment of the present invention and system.The present invention can also be embodied as part or all equipment for performing method as described herein or device program (such as, computer program and computer program).Realizing program of the present invention and can store on a computer-readable medium like this, or the form of one or more signal can be had.Such signal can be downloaded from internet website and obtain, or provides on carrier signal, or provides with any other form.
The present invention will be described instead of limit the invention to it should be noted above-described embodiment, and those skilled in the art can design alternative embodiment when not departing from the scope of claims.In the claims, any reference symbol between bracket should be configured to limitations on claims.Word " comprises " not to be got rid of existence and does not arrange element in the claims or step.Word "a" or "an" before being positioned at element is not got rid of and be there is multiple such element.The present invention can by means of including the hardware of some different elements and realizing by means of the computing machine of suitably programming.In the unit claim listing some devices, several in these devices can be carry out imbody by same hardware branch.Word first, second and third-class use do not represent any order.Can be title by these word explanations.
The invention discloses:
A1, a kind of method closely paid, it comprises:
Payment terminal receives the broadcast from broadcasting equipment, comprises the mark of described broadcasting equipment in described broadcast;
Payment terminal obtains the mark of broadcasting equipment from described broadcast, and the mark of the mark of payment terminal and described broadcasting equipment is sent to server;
Server, according to the mark of the mark of described payment terminal and described broadcasting equipment, obtains the relevant recommendation information of the businessman corresponding with described broadcasting equipment and described recommendation information is pushed to payment terminal, initiates to pay request for user in described payment terminal;
Server pays according to described payment request.
A2, method according to A1, wherein, the mark of described server according to payment terminal and the mark of broadcasting equipment, the recommendation information obtaining the businessman corresponding with described broadcasting equipment relevant is specially: server obtains the recommendation information that described businessman is provided by merchant terminal.
A3, method according to A2, wherein, server, according to the mark of the mark of described payment terminal and described broadcasting equipment, obtains recommendation information that described businessman provided by merchant terminal and is pushed to payment terminal and be specially: server pulls described recommendation information according to the mark of described broadcasting equipment from corresponding merchant terminal and described recommendation information is pushed to payment terminal.
A4, method according to A2, wherein, store the recommendation information that businessman is uploaded in advance by described merchant terminal in described server;
Described server is according to the mark of the mark of described payment terminal and described broadcasting equipment, the recommendation information that theres is provided of businessman is provided and is pushed to payment terminal and be specially: server, according to the mark of described broadcasting equipment, is searched recommendation information that corresponding businessman uploaded in advance by merchant terminal on the server and described recommendation information is pushed to described payment terminal.
A5, method according to any one of A1-A4, wherein, described recommendation information comprises: the information of the payment targets that businessman provides, and/or the advertising message relevant to described businessman.
A6, method according to A1, wherein, comprise: subscriber data is sent to server by described payment terminal further;
Describedly described recommendation information is pushed to payment terminal comprises further: server selects the content relevant to described subscriber data to be pushed to described payment terminal from described recommendation information.
A7, method according to A2, wherein, comprise further: server obtains the positional information of described payment terminal, described positional information is pushed to corresponding merchant terminal according to the mark of described broadcasting equipment by server.
A8, method according to A2, wherein, described reception user payment request and comprise further after paying according to described payment request: by payment information and the message informing that paid to described merchant terminal.
B9, a kind of method closely paid, it comprises:
Receive the mark of payment terminal and the mark of broadcasting equipment of payment terminal transmission;
Described recommendation information is also pushed to payment terminal by the recommendation information relevant according to the businessman that the mark of described payment terminal is corresponding with described broadcasting equipment with the mark acquisition of described broadcasting equipment, initiates to pay request for user in described payment terminal;
Receive the described payment request of payment terminal transmission and pay according to described payment request.
B10, method according to B9, wherein, described according to the mark of payment terminal and the mark of broadcasting equipment, the recommendation information obtaining the businessman corresponding with described broadcasting equipment relevant is specially: obtain the recommendation information that described businessman is provided by merchant terminal.
B11, method according to B10, wherein, the mark of the described mark according to described payment terminal and described broadcasting equipment, obtains recommendation information that described businessman provided by merchant terminal and is pushed to payment terminal and be specially: pull described recommendation information according to the mark of described broadcasting equipment from corresponding merchant terminal and described recommendation information is pushed to payment terminal.
B12, method according to B10, wherein, the mark of the described mark according to described payment terminal and described broadcasting equipment, the recommendation information that theres is provided of businessman is provided and is pushed to payment terminal and be specially: according to the mark of described broadcasting equipment, search recommendation information that corresponding businessman uploaded in advance by merchant terminal on the server and described recommendation information is pushed to described payment terminal.
B13, method according to any one of B9-B12, wherein, described recommendation information comprises: the information of the payment targets that businessman provides, and/or the advertising message relevant to described businessman.
B14, method according to B9, wherein, comprise further: receive the subscriber data that payment terminal sends;
Describedly described recommendation information is pushed to payment terminal comprises further: from described recommendation information, select the content relevant to described subscriber data to be pushed to described payment terminal.
B15, method according to B10, wherein, also comprise: the positional information obtaining payment terminal, described positional information is pushed to corresponding merchant terminal by the mark according to described broadcasting equipment.
B16, method according to B10, wherein, described reception user payment request and comprise further after paying according to described payment request: by payment information and the message informing that paid to described merchant terminal.
C17, a kind of method closely paid, it comprises:
Receive the broadcast from broadcasting equipment, in described broadcast, comprise the mark of described broadcasting equipment;
From described broadcast, obtain the mark of described broadcasting equipment, and the mark of the mark of payment terminal and described broadcasting equipment is sent to server;
The relevant recommendation information of the businessman corresponding with described broadcasting equipment that reception server obtains, and Client-initiated is paid request be sent to server.
C18, method according to C17, wherein, comprise further:
Subscriber data is sent to server, the recommendation information relevant to described subscriber data that reception server sends.
C19, method according to C17, wherein, comprise further: the positional information obtaining payment terminal, and described positional information is sent to server.
D20, a kind of server, it comprises:
Receiver module, is suitable for the mark receiving the payment terminal that payment terminal sends;
Pushing module, be suitable for the mark of the payment terminal received according to described receiver module and the mark of broadcasting equipment, obtain the relevant recommendation information of the businessman corresponding with broadcasting equipment and described recommendation information is pushed to payment terminal, initiating to pay request in described payment terminal for user;
Payment module, is suitable for paying according to described payment request.
D21, server according to D20, wherein, described pushing module is further adapted for: obtain recommendation information that described businessman provided by merchant terminal and described recommendation information is pushed to payment terminal.
D22, server according to D21, wherein, comprise further: pull module, the mark being suitable for the broadcasting equipment received according to described receiver module pulls described recommendation information from corresponding merchant terminal;
Pushing module is further adapted for: the described recommendation information pulled is sent to payment terminal.
D23, server according to D21, wherein, described server comprises further: memory module, is suitable for storing the recommendation information that businessman is uploaded in advance by described merchant terminal;
Described pushing module is further adapted for: according to the mark of the broadcasting equipment that described receiver module receives, and described memory module is searched recommendation information that corresponding businessman uploaded in advance by merchant terminal and described recommendation information is pushed to described payment terminal.
D24, server according to any one of D20-D23, wherein, described recommendation information comprises: the information of the payment targets that businessman provides, and/or the advertising message relevant to described businessman.
D25, server according to D20, wherein, described receiver module is also suitable for: receive the subscriber data that payment terminal sends;
Described pushing module is further adapted for: from described recommendation information, select the content relevant to described subscriber data to be pushed to described payment terminal.
D26, server according to D21, wherein, described receiver module is also suitable for: the positional information obtaining payment terminal;
Described server comprises further: notification module, is suitable for the broadcasting equipment mark received according to described receiver module, described positional information is pushed to corresponding merchant terminal.
D27, server according to D26, wherein, described notification module is further adapted for: by payment information and the message informing that paid to described merchant terminal.
E28, one closely payment system, it comprises the server described in any one of D20-D27, comprises further:
Broadcasting equipment, is suitable for playing broadcast, comprises the mark of described broadcasting equipment in described broadcast;
Payment terminal, is suitable for the mark obtaining broadcasting equipment from described broadcast, and the mark of the mark of payment terminal and described broadcasting equipment is sent to described server.
E29, system according to E28, wherein, described payment terminal is also suitable for: subscriber data is sent to server.
E30, system according to E28, wherein, comprise further: merchant terminal, with described server communication, be suitable for providing recommendation information to described server.
E31, system according to E30, wherein, described payment terminal is also suitable for: the positional information obtaining self, and described positional information is sent to server;
Described merchant terminal is also suitable for: the payment terminal positional information that reception server pushes.
E32, system according to E30, wherein, described merchant terminal is also suitable for: receive the payment information that described server sends and the message paid.
Claims (10)
1. the method closely paid, it comprises:
Payment terminal receives the broadcast from broadcasting equipment, comprises the mark of described broadcasting equipment in described broadcast;
Payment terminal obtains the mark of broadcasting equipment from described broadcast, and the mark of the mark of payment terminal and described broadcasting equipment is sent to server;
Server, according to the mark of the mark of described payment terminal and described broadcasting equipment, obtains the relevant recommendation information of the businessman corresponding with described broadcasting equipment and described recommendation information is pushed to payment terminal, initiates to pay request for user in described payment terminal;
Server pays according to described payment request.
2. method according to claim 1, wherein, the mark of described server according to payment terminal and the mark of broadcasting equipment, the recommendation information obtaining the businessman corresponding with described broadcasting equipment relevant is specially: server obtains the recommendation information that described businessman is provided by merchant terminal.
3. method according to claim 2, wherein, server, according to the mark of the mark of described payment terminal and described broadcasting equipment, obtains recommendation information that described businessman provided by merchant terminal and is pushed to payment terminal and be specially: server pulls described recommendation information according to the mark of described broadcasting equipment from corresponding merchant terminal and described recommendation information is pushed to payment terminal.
4. method according to claim 2, wherein, stores the recommendation information that businessman is uploaded in advance by described merchant terminal in described server;
Described server is according to the mark of the mark of described payment terminal and described broadcasting equipment, the recommendation information that theres is provided of businessman is provided and is pushed to payment terminal and be specially: server, according to the mark of described broadcasting equipment, is searched recommendation information that corresponding businessman uploaded in advance by merchant terminal on the server and described recommendation information is pushed to described payment terminal.
5. the method according to any one of claim 1-4, wherein, described recommendation information comprises: the information of the payment targets that businessman provides, and/or the advertising message relevant to described businessman.
6. method according to claim 1, wherein, comprises further: subscriber data is sent to server by described payment terminal;
Describedly described recommendation information is pushed to payment terminal comprises further: server selects the content relevant to described subscriber data to be pushed to described payment terminal from described recommendation information.
7. the method closely paid, it comprises:
Receive the mark of payment terminal and the mark of broadcasting equipment of payment terminal transmission;
Described recommendation information is also pushed to payment terminal by the recommendation information relevant according to the businessman that the mark of described payment terminal is corresponding with described broadcasting equipment with the mark acquisition of described broadcasting equipment, initiates to pay request for user in described payment terminal;
Receive the described payment request of payment terminal transmission and pay according to described payment request.
8. the method closely paid, it comprises:
Receive the broadcast from broadcasting equipment, in described broadcast, comprise the mark of described broadcasting equipment;
From described broadcast, obtain the mark of described broadcasting equipment, and the mark of the mark of payment terminal and described broadcasting equipment is sent to server;
The relevant recommendation information of the businessman corresponding with described broadcasting equipment that reception server obtains, and Client-initiated is paid request be sent to server.
9. a server, it comprises:
Receiver module, is suitable for the mark receiving the payment terminal that payment terminal sends;
Pushing module, be suitable for the mark of the payment terminal received according to described receiver module and the mark of broadcasting equipment, obtain the relevant recommendation information of the businessman corresponding with broadcasting equipment and described recommendation information is pushed to payment terminal, initiating to pay request in described payment terminal for user;
Payment module, is suitable for paying according to described payment request.
10. a closely payment system, it comprises server according to claim 9, comprises further:
Broadcasting equipment, is suitable for playing broadcast, comprises the mark of described broadcasting equipment in described broadcast;
Payment terminal, is suitable for the mark obtaining broadcasting equipment from described broadcast, and the mark of the mark of payment terminal and described broadcasting equipment is sent to described server.
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| CN201410177346.9A CN105096112B (en) | 2014-04-29 | 2014-04-29 | Short distance method of payment and system, server |
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| CN201410177346.9A CN105096112B (en) | 2014-04-29 | 2014-04-29 | Short distance method of payment and system, server |
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