CN104794617A - Credit card encryption method and device - Google Patents
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- CN104794617A CN104794617A CN201510214153.0A CN201510214153A CN104794617A CN 104794617 A CN104794617 A CN 104794617A CN 201510214153 A CN201510214153 A CN 201510214153A CN 104794617 A CN104794617 A CN 104794617A
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Abstract
The invention discloses a credit card encryption method and device, applied to generate a QR (quick response) code according to a voice password recorded by a card owner and information of a payment account so as to encrypt an information card. The method includes: generating the QR code; sampling the voice password recorded by the card owner, and extracting a sampling point, and acquiring a feature value of the sampling point; according to the feature value of the sampling point and the information of the payment account, reserving the QR code in a payment terminal. The existing traditional password-signature payment mode of the credit card is changed, and greater convenience, safety and reliability is achieved.
Description
Technical field
The present invention relates to field of information security technology, particularly a kind of credit card encryption method and device.
Background technology
Along with the development of society, bank credit card business sustainable development, credit card also uses more and more widely in the life of people.According to the way that International Banks are current, consumer, also signs as foundation using this when bank and businessman's clearing using my signature as the voucher confirming this consumption when using credit card.The domestic consumption safety in order to ensure credit card at present, adopts the mode of signature encrypted code mostly.But these modes all exist potential safety hazard, such as, only adopt signature scheme, whether businessman does not carefully check this signature and conforms to writing of signing reserved on credit card, is easy to imitated writing carries out malice consumption when losing credit card.Adopt signature encrypted code mode, there is certain security risk, once offender utilizes high-tech means to intercept and capture these information will bring great loss to consumer in POS and interbank by when communication line signature and password.
Summary of the invention
The invention provides a kind of credit card encryption method and device, in order to generate Quick Response Code according to the speech cipher of holder's typing and the information of disbursement account, release is encrypted.
The invention provides a kind of credit card encryption method, comprise the generation method of Quick Response Code:
The speech cipher of holder's typing is sampled, extracts sampled point and obtain the eigenwert of sampled point;
Generate Quick Response Code according to the eigenwert of sampled point and the information of payment account, and described Quick Response Code is reserved in payment terminal.
Some beneficial effects of the embodiment of the present invention can comprise:
The present invention gives the generation method of Quick Response Code, adopt the form of speech cipher, the speech cipher of holder's typing is sampled, Quick Response Code is generated by the eigenwert of sampled point and the information of disbursement account, when paying the bill, scanning Quick Response Code, can parse the eigenwert of sampled point and the image of credit card.The present invention changes the modes of payments that credit card password traditional at present adds signature, more convenient and security is more reliable.
A kind of credit card encryption method, comprises the method for payment of Quick Response Code:
In payment process, obtain 2 D code information by the mode scanning Quick Response Code;
Described 2 D code information is resolved, obtains the eigenwert of speech cipher and the information of payment account;
Obtain the voice of input, and obtain the eigenwert of voice;
The eigenwert of the eigenwert of the voice of acquisition with the speech cipher parsed from 2 D code information is mated;
When the eigenwert of voice obtained is mated consistent with the eigenwert of the speech cipher parsed from 2 D code information, send the information of payment account to payment terminal, to pay.
In this embodiment, The present invention gives the method for payment of Quick Response Code, adopt Quick Response Code to encrypt credit card.In payment process, obtain 2 D code information by the mode scanning Quick Response Code, the eigenwert of the voice of input is mated with the eigenwert of the speech cipher parsed from 2 D code information, to complete payment.Along with the development of smart mobile phone technology is with universal, the sweeping of micro-letter sweep function more and more accept by masses, the modes of payments of scanning Quick Response Code meets current consumption habit, meets user's variation, personalized demand, and improves the reliability of Credit Card Payments mode.
In one embodiment, the information of described payment account comprises account identification and password.
In this embodiment, the information of payment account comprises account identification and password, account identification and password is combined, and improves the security of the modes of payments.Account identification comprises the credit card issuer of credit card, as Construction Bank, agricultural bank, China Merchants Bank etc., also comprise account number and the name in an account book of credit card, credit card issuer, account number, name in an account book are combined generation Quick Response Code with the speech cipher of speech cipher and holder's typing, combine by traditional password and speech cipher, what improve credit card uses card safety.
In one embodiment, the information of described payment account comprises the image of Payment Card;
Described method also comprises:
Account identification is identified from the image of Payment Card;
The described information sending payment account to payment terminal, comprising:
Account identification is sent to payment terminal.
In this embodiment, the image information gathering Payment Card, as the information of disbursement account, identifies account identification by image-recognizing method from the image of Payment Card, and sends account identification to payment terminal.The method of the present embodiment adds the identification to Payment Card image, improves security, and what ensure that credit card uses card safety.
In one embodiment, described method also comprises:
When paying successfully, exporting and representing the successful information of payment;
When the eigenwert of the voice obtained being mated inconsistent with the eigenwert of the speech cipher parsed from 2 D code information, and/or when paying unsuccessful, exporting and representing the unsuccessful information of payment.
In this embodiment, add prompt facility, when paying successfully or not paying unsuccessful, export corresponding expression and pay successfully or unsuccessful information, for user provides feedback information, to understand payment information in real time.
A kind of credit card encryption device, comprises the generation unit of Quick Response Code:
Sampling module, for sampling to the speech cipher of holder's typing, extracting sampled point and obtaining the eigenwert of sampled point;
Generation module, for generating Quick Response Code according to the eigenwert of sampled point and the information of payment account, and is reserved in payment terminal by described Quick Response Code.
In this embodiment, the credit card encryption device that the present embodiment provides adopts the form of speech cipher, the speech cipher of holder's typing is sampled, Quick Response Code is generated by the eigenwert of sampled point and the information of disbursement account, when paying the bill, scanning Quick Response Code, can parse the eigenwert of sampled point and the image of credit card.The present invention changes the modes of payments that credit card password traditional at present adds signature, more convenient in use and security is more reliable.
A kind of credit card encryption device, comprises the payment unit of Quick Response Code:
Scan module, in payment process, obtains 2 D code information by the mode scanning Quick Response Code;
Parsing module, for resolving described 2 D code information, obtains the eigenwert of speech cipher and the information of payment account;
Load module, for obtaining the voice of input, and obtains the eigenwert of voice;
Matching module, the eigenwert for the voice by acquisition is mated with the eigenwert of the speech cipher parsed from 2 D code information;
Payment module, during for mating consistent in the eigenwert of voice obtained with the eigenwert of the speech cipher parsed from 2 D code information, sends the information of payment account, to pay to payment terminal.
In this embodiment, the credit card encryption device that the present embodiment provides adopts Quick Response Code to encrypt credit card.In payment process, obtain 2 D code information by the mode scanning Quick Response Code, the eigenwert of the voice of input is mated with the eigenwert of the speech cipher parsed from 2 D code information, to complete payment.Along with the development of smart mobile phone technology is with universal, the sweeping of micro-letter sweep function more and more accept by masses, the modes of payments of scanning Quick Response Code meets current consumption habit, meets user's variation, personalized demand, and improves the reliability of Credit Card Payments mode.
In one embodiment, the information of described payment account comprises account identification and password.
In this embodiment, the information of the credit card encryption device payment account that the present embodiment provides comprises account identification and password, account identification and password is combined, improves the security of the modes of payments.Account identification comprises the credit card issuer of credit card, as Construction Bank, agricultural bank, China Merchants Bank etc., also comprise account number and the name in an account book of credit card, credit card issuer, account number, name in an account book are combined generation Quick Response Code with the speech cipher of speech cipher and holder's typing, combine by traditional password and speech cipher, what improve credit card uses card safety.
In one embodiment, the information of described payment account comprises the image of Payment Card;
Described device also comprises:
Identification module, for identifying account identification from the image of Payment Card;
Sending module, for sending account identification to payment terminal.
In this embodiment, the credit card encryption device that the present embodiment provides gathers the image information of Payment Card as the information of disbursement account, identifies account identification by image-recognizing method from the image of Payment Card, and sends account identification to payment terminal.The method of the present embodiment adds the identification to Payment Card image, improves security, and what ensure that credit card uses card safety.
In one embodiment, described device also comprises:
First output module, for when paying successfully, exporting and representing the successful information of payment;
Second output module, for when the eigenwert of the voice obtained being mated inconsistent with the eigenwert of the speech cipher parsed from 2 D code information, and/or when paying unsuccessful, exporting and representing the unsuccessful information of payment.
In this embodiment, the credit card encryption device that the present embodiment provides, when paying successfully or not paying unsuccessful, exports corresponding expression and pays successfully or unsuccessful information, for user provides feedback information, to understand payment information in real time.
Other features and advantages of the present invention will be set forth in the following description, and, partly become apparent from instructions, or understand by implementing the present invention.Object of the present invention and other advantages realize by structure specifically noted in write instructions, claims and accompanying drawing and obtain.
Below by drawings and Examples, technical scheme of the present invention is described in further detail.
Accompanying drawing explanation
Accompanying drawing is used to provide a further understanding of the present invention, and forms a part for instructions, together with embodiments of the present invention for explaining the present invention, is not construed as limiting the invention.In the accompanying drawings:
Fig. 1 is the process flow diagram of the generation method of Quick Response Code in a kind of credit card encryption method in the embodiment of the present invention;
Fig. 2 is the process flow diagram of the method for payment of Quick Response Code in a kind of credit card encryption method in the embodiment of the present invention;
Fig. 3 is the process flow diagram that the information of payment account in a kind of credit card encryption method in the embodiment of the present invention comprises the image of Payment Card;
Fig. 4 is the process flow diagram of a kind of credit card encryption method in the embodiment of the present invention one;
Fig. 5 is the block diagram of generation unit in a kind of credit card encryption device in the embodiment of the present invention;
Fig. 6 is the block diagram of payment unit in a kind of credit card encryption device in the embodiment of the present invention;
Fig. 7 is the block diagram of output unit in a kind of credit card encryption device in the embodiment of the present invention;
Fig. 8 is the block diagram of a kind of credit card encryption device in the embodiment of the present invention two.
Embodiment
Below in conjunction with accompanying drawing, the preferred embodiments of the present invention are described, should be appreciated that preferred embodiment described herein is only for instruction and explanation of the present invention, is not intended to limit the present invention.
Fig. 1 is the process flow diagram of a kind of credit card encryption method in the embodiment of the present invention.As shown in Figure 1, the method comprises the generation method of Quick Response Code, specifically comprises the following steps S101-S102:
Step S101, samples to the speech cipher of holder's typing, extracts sampled point and obtains the eigenwert of sampled point;
Step S102, generates Quick Response Code according to the eigenwert of sampled point and the information of payment account, and described Quick Response Code is reserved in payment terminal.
Credit card is the mode of a kind of non-cash transaction payment, that bank is to individual and unit distribution, whereby to the shopping of contributing unit, consumption and to bank access cash, its form is that a front is printed on the contents such as issuing bank's title, the term of validity, number, holder name, and there are magnetic stripe, signature strip in the back side.Credit card issues holder by bank or credit card company according to the credit rating of user and financial resources, need not cash payment when holder holds credit card purchase, refunds when bill day again.Credit card, as the modern means of payment of one, has become increasing people and has accepted and like credit card, credit card with card safety also day by day by people are paid close attention to.
According to the way that International Banks are current, consumer, also signs as foundation using this when bank and businessman's clearing using my signature as the voucher confirming this consumption when using credit card.The domestic consumption safety in order to ensure credit card at present, adopts the mode of signature encrypted code mostly.But all there is potential safety hazard in these modes, once offender gets the account information of holder, such as, card number, the term of validity, holder's identity information, CVV2 code, trading password etc., number of site does not even need holder's identity information and trading password, as long as the card number+term of validity+CVV2 code just can complete, very large loss will be brought to holder.
The present invention gives the generation method of Quick Response Code, adopt the form of speech cipher, the speech cipher of holder's typing is sampled, Quick Response Code is generated by the eigenwert of sampled point and the information of disbursement account, when paying the bill, scanning Quick Response Code, can parse the eigenwert of sampled point and the image of credit card.The present invention changes the modes of payments that credit card password traditional at present adds signature, more convenient in use and security is more reliable.
The eigenwert of sampled point reflects frequency and the amplitude of voice, also can reflect tone color, pitch, sound size and voice content.The speech cipher of holder's typing is sampled, obtains the eigenwert of sampled point.Tens thousand of sampled points can be had.
In one embodiment, as shown in Figure 2, the method comprises the method for payment of Quick Response Code, specifically comprises the following steps S201-S205:
Step S201, in payment process, obtains 2 D code information by the mode scanning Quick Response Code;
Step S202, resolves described 2 D code information, obtains the eigenwert of speech cipher and the information of payment account;
Step S203, obtains the voice of input, and obtains the eigenwert of voice;
Step S204, mates the eigenwert of the eigenwert of the voice of acquisition with the speech cipher parsed from 2 D code information;
Step S205, when the eigenwert of voice obtained is mated consistent with the eigenwert of the speech cipher parsed from 2 D code information, sends the information of payment account, to pay to payment terminal.
In this embodiment, The present invention gives the method for payment of Quick Response Code, adopt Quick Response Code to encrypt credit card.In payment process, obtain 2 D code information by the mode scanning Quick Response Code, the eigenwert of the voice of input is mated with the eigenwert of the speech cipher parsed from 2 D code information, to complete payment.Along with the development of smart mobile phone technology is with universal, the sweeping of micro-letter sweep function more and more accept by masses, the modes of payments of scanning Quick Response Code meets current consumption habit, meets user's variation, personalized demand, and improves the reliability of Credit Card Payments mode.
In one embodiment, the information of payment account comprises account identification and password.
In this embodiment, the information of payment account comprises account identification and password, account identification and password is combined, and improves the security of the modes of payments.Account identification comprises the credit card issuer of credit card, as Construction Bank, agricultural bank, China Merchants Bank etc., also comprise account number and the name in an account book of credit card, credit card issuer, account number, name in an account book are combined generation Quick Response Code with the speech cipher of speech cipher and holder's typing, combine by traditional password and speech cipher, what improve credit card uses card safety.
In one embodiment, the information of payment account comprises the image of Payment Card, and as shown in Figure 3, the method also comprises:
Step S301, identifies account identification from the image of Payment Card;
Step S302, sends the information of payment account, comprising to payment terminal: send account identification to payment terminal.
In this embodiment, the image information gathering Payment Card, as the information of disbursement account, identifies account identification by image-recognizing method from the image of Payment Card, and sends account identification to payment terminal.The method of the present embodiment adds the identification to Payment Card image, improves security, and what ensure that credit card uses card safety.
In one embodiment, described method also comprises:
When paying successfully, exporting and representing the successful information of payment;
When the eigenwert of the voice obtained being mated inconsistent with the eigenwert of the speech cipher parsed from 2 D code information, and/or when paying unsuccessful, exporting and representing the unsuccessful information of payment.
In this embodiment, add prompt facility, when paying successfully or not paying unsuccessful, export corresponding expression and pay successfully or unsuccessful information, for user provides feedback information, to understand payment information in real time.
Below by specific embodiment, the credit card encryption method that the embodiment of the present invention provides is described.
Embodiment one
Fig. 4 is the process flow diagram of a kind of credit card encryption method in the embodiment of the present invention one.As shown in Figure 4, S401-S409 is comprised the following steps:
Step S401, samples to the speech cipher of holder's typing, extracts sampled point and obtains the eigenwert of sampled point;
Step S402, generates Quick Response Code according to the eigenwert of sampled point and the information of payment account, and described Quick Response Code is reserved in payment terminal;
Step S403, in payment process, obtains 2 D code information by the mode scanning Quick Response Code;
Step S404, resolves described 2 D code information, obtains the eigenwert of speech cipher and the information of payment account;
Step S405, obtains the voice of input, and obtains the eigenwert of voice;
Step S406, mates the eigenwert of the eigenwert of the voice of acquisition with the speech cipher parsed from 2 D code information;
Step S407, when the eigenwert of voice obtained is mated consistent with the eigenwert of the speech cipher parsed from 2 D code information, sends the information of payment account, to pay to payment terminal;
Step S408, when paying successfully, exporting and representing the successful information of payment;
Step S409, when the eigenwert of the voice obtained being mated inconsistent with the eigenwert of the speech cipher parsed from 2 D code information, and/or when paying unsuccessful, exporting and representing the unsuccessful information of payment.
Corresponding to a kind of credit card encryption method that above-described embodiment provides, the embodiment of the present invention also provides a kind of credit card encryption device, and as shown in Figure 5, the generation unit 11 of Quick Response Code comprises:
Sampling module 111, for sampling to the speech cipher of holder's typing, extracting sampled point and obtaining the eigenwert of sampled point;
Generation module 112, for generating Quick Response Code according to the eigenwert of sampled point and the information of payment account, and is reserved in payment terminal by described Quick Response Code.
In this embodiment, the credit card encryption device that the present embodiment provides adopts the form of speech cipher, the speech cipher of holder's typing is sampled, Quick Response Code is generated by the eigenwert of sampled point and the information of disbursement account, when paying the bill, scanning Quick Response Code, can parse the eigenwert of sampled point and the image of credit card.The present invention changes the modes of payments that credit card password traditional at present adds signature, more convenient in use and security is more reliable.
In one embodiment, as shown in Figure 6, in a kind of credit card encryption device, the payment unit 12 of Quick Response Code comprises:
Scan module 121, in payment process, obtains 2 D code information by the mode scanning Quick Response Code;
Parsing module 122, for resolving described 2 D code information, obtains the eigenwert of speech cipher and the information of payment account;
Load module 123, for obtaining the voice of input, and obtains the eigenwert of voice;
Matching module 124, the eigenwert for the voice by acquisition is mated with the eigenwert of the speech cipher parsed from 2 D code information;
Payment module 125, during for mating consistent in the eigenwert of voice obtained with the eigenwert of the speech cipher parsed from 2 D code information, sends the information of payment account, to pay to payment terminal.
In this embodiment, the credit card encryption device that the present embodiment provides adopts Quick Response Code to encrypt credit card.In payment process, obtain 2 D code information by the mode scanning Quick Response Code, the eigenwert of the voice of input is mated with the eigenwert of the speech cipher parsed from 2 D code information, to complete payment.Along with the development of smart mobile phone technology is with universal, the sweeping of micro-letter sweep function more and more accept by masses, the modes of payments of scanning Quick Response Code meets current consumption habit, meets user's variation, personalized demand, and improves the reliability of Credit Card Payments mode.
In one embodiment, the information of payment account comprises account identification and password.
In this embodiment, the information of the credit card encryption device payment account that the present embodiment provides comprises account identification and password, account identification and password is combined, improves the security of the modes of payments.Account identification comprises the credit card issuer of credit card, as Construction Bank, agricultural bank, China Merchants Bank etc., also comprise account number and the name in an account book of credit card, credit card issuer, account number, name in an account book are combined generation Quick Response Code with the speech cipher of speech cipher and holder's typing, combine by traditional password and speech cipher, what improve credit card uses card safety.
In one embodiment, the information of payment account comprises the image of Payment Card;
Described device also comprises:
Identification module, for identifying account identification from the image of Payment Card;
Sending module, for sending account identification to payment terminal.
In this embodiment, the credit card encryption device that the present embodiment provides gathers the image information of Payment Card as the information of disbursement account, identifies account identification by image-recognizing method from the image of Payment Card, and sends account identification to payment terminal.The method of the present embodiment adds the identification to Payment Card image, improves security, and what ensure that credit card uses card safety.
In one embodiment, as shown in Figure 7, described device also comprises output unit 13, and output unit 13 comprises:
First output module 131, for when paying successfully, exporting and representing the successful information of payment;
Second output module 132, for when the eigenwert of the voice obtained being mated inconsistent with the eigenwert of the speech cipher parsed from 2 D code information, and/or when paying unsuccessful, exporting and representing the unsuccessful information of payment.
In this embodiment, the credit card encryption device that the present embodiment provides, when paying successfully or not paying unsuccessful, exports corresponding expression and pays successfully or unsuccessful information, for user provides feedback information, to understand payment information in real time.
Below by specific embodiment, the credit card encryption device that the embodiment of the present invention provides is described.
Embodiment two
As shown in Figure 8, the credit card encryption device that the embodiment of the present invention provides comprises:
Generation unit 11; Described generation unit 11 comprises:
Sampling module 111, for sampling to the speech cipher of holder's typing, extracting sampled point and obtaining the eigenwert of sampled point;
Generation module 112, for generating Quick Response Code according to the eigenwert of sampled point and the information of payment account, and is reserved in payment terminal by described Quick Response Code.
Payment unit 12; Described payment unit 12 comprises:
Scan module 121, in payment process, obtains 2 D code information by the mode scanning Quick Response Code;
Parsing module 122, for resolving described 2 D code information, obtains the eigenwert of speech cipher and the information of payment account;
Load module 123, for obtaining the voice of input, and obtains the eigenwert of voice;
Matching module 124, the eigenwert for the voice by acquisition is mated with the eigenwert of the speech cipher parsed from 2 D code information;
Payment module 125, during for mating consistent in the eigenwert of voice obtained with the eigenwert of the speech cipher parsed from 2 D code information, sends the information of payment account, to pay to payment terminal.
And output unit 13; Described output unit 13 comprises:
First output module 131, for when paying successfully, exporting and representing the successful information of payment;
Second output module 132, for when the eigenwert of the voice obtained being mated inconsistent with the eigenwert of the speech cipher parsed from 2 D code information, and/or when paying unsuccessful, exporting and representing the unsuccessful information of payment.
Those skilled in the art should understand, embodiments of the invention can be provided as method, system or computer program.Therefore, the present invention can adopt the form of complete hardware embodiment, completely software implementation or the embodiment in conjunction with software and hardware aspect.And the present invention can adopt in one or more form wherein including the upper computer program implemented of computer-usable storage medium (including but not limited to magnetic disk memory and optical memory etc.) of computer usable program code.
The present invention describes with reference to according to the process flow diagram of the method for the embodiment of the present invention, equipment (system) and computer program and/or block scheme.Should understand can by the combination of the flow process in each flow process in computer program instructions realization flow figure and/or block scheme and/or square frame and process flow diagram and/or block scheme and/or square frame.These computer program instructions can being provided to the processor of multi-purpose computer, special purpose computer, Embedded Processor or other programmable data processing device to produce a machine, making the instruction performed by the processor of computing machine or other programmable data processing device produce device for realizing the function of specifying in process flow diagram flow process or multiple flow process and/or block scheme square frame or multiple square frame.
These computer program instructions also can be stored in can in the computer-readable memory that works in a specific way of vectoring computer or other programmable data processing device, the instruction making to be stored in this computer-readable memory produces the manufacture comprising command device, and this command device realizes the function of specifying in process flow diagram flow process or multiple flow process and/or block scheme square frame or multiple square frame.
These computer program instructions also can be loaded in computing machine or other programmable data processing device, make on computing machine or other programmable devices, to perform sequence of operations step to produce computer implemented process, thus the instruction performed on computing machine or other programmable devices is provided for the step realizing the function of specifying in process flow diagram flow process or multiple flow process and/or block scheme square frame or multiple square frame.
Obviously, those skilled in the art can carry out various change and modification to the present invention and not depart from the spirit and scope of the present invention.Like this, if these amendments of the present invention and modification belong within the scope of the claims in the present invention and equivalent technologies thereof, then the present invention is also intended to comprise these change and modification.
Claims (10)
1. a credit card encryption method, is characterized in that, comprises the generation method of Quick Response Code:
The speech cipher of holder's typing is sampled, extracts sampled point and obtain the eigenwert of sampled point;
Generate Quick Response Code according to the eigenwert of sampled point and the information of payment account, and described Quick Response Code is reserved in payment terminal.
2. a credit card encryption method, is characterized in that, comprises the method for payment of Quick Response Code:
In payment process, obtain 2 D code information by the mode scanning Quick Response Code;
Described 2 D code information is resolved, obtains the eigenwert of speech cipher and the information of payment account;
Obtain the voice of input, and obtain the eigenwert of voice;
The eigenwert of the eigenwert of the voice of acquisition with the speech cipher parsed from 2 D code information is mated;
When the eigenwert of voice obtained is mated consistent with the eigenwert of the speech cipher parsed from 2 D code information, send the information of payment account to payment terminal, to pay.
3. method as claimed in claim 2, is characterized in that,
The information of described payment account comprises account identification and password.
4. method as claimed in claim 3, is characterized in that,
The information of described payment account comprises the image of Payment Card;
Described method also comprises:
Account identification is identified from the image of Payment Card;
The described information sending payment account to payment terminal, comprising:
Account identification is sent to payment terminal.
5. method as claimed in claim 2, is characterized in that,
Described method also comprises:
When paying successfully, exporting and representing the successful information of payment;
When the eigenwert of the voice obtained being mated inconsistent with the eigenwert of the speech cipher parsed from 2 D code information, and/or when paying unsuccessful, exporting and representing the unsuccessful information of payment.
6. a credit card encryption device, is characterized in that, comprises the generation unit of Quick Response Code:
Sampling module, for sampling to the speech cipher of holder's typing, extracting sampled point and obtaining the eigenwert of sampled point;
Generation module, for generating Quick Response Code according to the eigenwert of sampled point and the information of payment account, and is reserved in payment terminal by described Quick Response Code.
7. a credit card encryption device, is characterized in that, comprises the payment unit of Quick Response Code:
Scan module, in payment process, obtains 2 D code information by the mode scanning Quick Response Code;
Parsing module, for resolving described 2 D code information, obtains the eigenwert of speech cipher and the information of payment account;
Load module, for obtaining the voice of input, and obtains the eigenwert of voice;
Matching module, the eigenwert for the voice by acquisition is mated with the eigenwert of the speech cipher parsed from 2 D code information;
Payment module, during for mating consistent in the eigenwert of voice obtained with the eigenwert of the speech cipher parsed from 2 D code information, sends the information of payment account, to pay to payment terminal.
8. method as claimed in claim 7, is characterized in that,
The information of described payment account comprises account identification and password.
9. method as claimed in claim 8, is characterized in that,
The information of described payment account comprises the image of Payment Card;
Described device also comprises:
Identification module, for identifying account identification from the image of Payment Card;
Sending module, for sending account identification to payment terminal.
10. method as claimed in claim 7, is characterized in that,
Described device also comprises:
First output module, for when paying successfully, exporting and representing the successful information of payment;
Second output module, for when the eigenwert of the voice obtained being mated inconsistent with the eigenwert of the speech cipher parsed from 2 D code information, and/or when paying unsuccessful, exporting and representing the unsuccessful information of payment.
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| CN109523709A (en) * | 2018-10-17 | 2019-03-26 | 深圳壹账通智能科技有限公司 | Shared bicycle application method, device, computer equipment and storage medium |
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