CN104517210B - A kind of method of payment, payment system and payment terminal - Google Patents
A kind of method of payment, payment system and payment terminal Download PDFInfo
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- CN104517210B CN104517210B CN201310459887.6A CN201310459887A CN104517210B CN 104517210 B CN104517210 B CN 104517210B CN 201310459887 A CN201310459887 A CN 201310459887A CN 104517210 B CN104517210 B CN 104517210B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
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Abstract
The invention discloses a kind of method of payment, payment system and payment terminals.Payment terminal opens positioning function, searches for the cash receiving terminal for having turned on positioning function in orientation range；When searching cash receiving terminal, then payment terminal checks the information of shown cash receiving terminal, after confirmation is errorless, is bound with cash receiving terminal, and the cash receiving terminal bound with payment terminal is shown on interface；It is transferred accounts from payment terminal to the cash receiving terminal of binding, inputs transfer amounts and payment cipher, and generate data SMS and be sent to SMS platform；Data SMS is decrypted in SMS platform, extracts transfer amounts and the payment cipher, and issue account platform；Account platform validation payment cipher is correct, then transfer amounts is forwarded in the shroff account number of cash receiving terminal.The present invention exempts the trouble of input handset number one by one, easy to operate, efficient.
Description
Technical field
The present invention relates to mobile internet technical field more particularly to a kind of methods of payment, payment system and payment terminal.
Background technique
With the growth of income and the development of the communication technology, people change the habit paid in cash more and more, use
Bank card, or even paid by the tool of the electronic forms such as internet and mobile phone.
The mode paid above by electronic form, including carried out fastly using binding phone number or payment accounts
The mode of victory payment.For example, A wants to pay B, the payment accounts of B are first obtained, is input in the payment client terminal of oneself, recognizes
Demonstrate,prove it is errorless after, the two is bound, and at this moment A clicks B, and then inputting the amount of money and payment cipher can immediately pay money to other side
Payment accounts on.
For the mode of binding payment, need to input payment accounts.Since payment accounts are generally longer, input behaviour
It makes comparisons cumbersome, also, is easy at this moment to need payment accounts input error to re-enter payment accounts.Especially in more people
Mutually in the case where payment, then need to repeatedly input payment accounts one by one.
Therefore, prior art input payment accounts is cumbersome, and low efficiency.
Summary of the invention
In view of above, the present invention proposes a kind of method of payment, payment system and payment terminal.To solve in delivery operation
The problem of Cheng Zhong, cumbersome and low efficiency.
According to an aspect of the present invention, a kind of method of payment is proposed, comprising: payment terminal opens positioning function, search positioning
The cash receiving terminal for having turned on positioning function in range；When searching the cash receiving terminal, then the payment terminal, which is checked, shows
The information of the cash receiving terminal shown, confirm it is errorless after, bound with the cash receiving terminal, and show on interface with
The cash receiving terminal that the payment terminal is bound；Turned from the payment terminal to the cash receiving terminal of binding
Account inputs transfer amounts and payment cipher, and generates data SMS and be sent to SMS platform；The SMS platform is to the data
Short message is decrypted, and extracts the transfer amounts and the payment cipher, and issues account platform；The account platform validation institute
It states that payment cipher is correct, is then forwarded to the transfer amounts in the shroff account number of the cash receiving terminal.
Preferably, when the payment terminal is paid to multiple cash receiving terminals, to first shroff account number
After forwarding transfer amounts success, the interface for the cash receiving terminal bound with the payment terminal is jumped to, under selection
One cash receiving terminal to be transferred accounts.
Preferably, when the payment terminal is paid to multiple cash receiving terminals, and transfer amounts are identical, selection
It transfers accounts to all cash receiving terminals bound.
Preferably, the information of the shown cash receiving terminal includes at least one of following: name, the pet name, head portrait, ID.
Preferably, the positioning function includes at least one of following positioning method: GPS positioning, base station location, WIFI are fixed
Position, IP positioning, tag recognition positioning, bluetooth positioning, acoustic location, scene Recognition positioning.
According to a further aspect of the invention, it is also proposed that a kind of payment system, comprising: payment terminal opens positioning function, search
The cash receiving terminal for having turned on positioning function in orientation range；When searching the cash receiving terminal, then check shown described
The information of cash receiving terminal, confirm it is errorless after, bound with the cash receiving terminal, and show on interface with the payment
The cash receiving terminal that terminal is bound；It transfers accounts to the cash receiving terminal of binding, input transfer amounts and payment are close
Code, and generate data SMS and be sent to SMS platform；SMS platform is decrypted the data SMS, transfers accounts described in extraction
The amount of money and the payment cipher, and issue account platform；Account platform, it is correct to verify the payment cipher, then transfers accounts described
The amount of money is forwarded in the shroff account number of the cash receiving terminal.
Preferably, when the payment terminal is paid to multiple cash receiving terminals, turn to first shroff account number
After sending out transfer amounts success, the interface for the cash receiving terminal bound with the payment terminal is jumped to, is selected next
A cash receiving terminal to be transferred accounts.
Preferably, the payment terminal is paid to multiple cash receiving terminals, and when transfer amounts are identical, select to
All cash receiving terminals bound are transferred accounts.
Preferably, the information of the shown cash receiving terminal includes at least one of following: name, the pet name, head portrait, ID.
Preferably, the positioning function includes at least one of following positioning method: GPS positioning, base station location, WIFI are fixed
Position, IP positioning, tag recognition positioning, bluetooth positioning, acoustic location, scene Recognition positioning.
According to a further aspect of the invention, it is also proposed that a kind of payment terminal, comprising: positioning unit opens positioning function, search
The cash receiving terminal for having turned on positioning function in orientation range；Binding unit is then checked and is shown when searching the cash receiving terminal
The information of the cash receiving terminal shown, confirm it is errorless after, bound with the cash receiving terminal, and show on interface with
The cash receiving terminal that the payment terminal is bound；It transfers accounts unit, transfers accounts to the cash receiving terminal of binding, input
Transfer amounts and payment cipher, and generate data SMS and be sent to SMS platform.
Preferably, when the unit of transferring accounts is paid to multiple cash receiving terminals, turn to first shroff account number
After sending out transfer amounts success, the interface for the cash receiving terminal bound with the payment terminal is jumped to, is selected next
A cash receiving terminal to be transferred accounts.
Preferably, the unit of transferring accounts is paid to multiple cash receiving terminals, and when transfer amounts are identical, select to
All cash receiving terminals bound are transferred accounts.
It is paid the invention proposes a kind of using location based service (LBS), by automatic searching, positions, ties up
Certainly the mode paid afterwards exempts the trouble that user is manually entered payment accounts.Therefore, delivery operation process letter of the invention
It is single, efficient.
The present invention is not limited by mobile phone hardware function, and most smart phones are supported.Mobile phone is not needed in hardware
Upper support short-range communication (NFC).
It is not turned in the present invention, around payer and is searched other users of function and will not then be searched out, to avoid
The accidentally trouble of binding.When user, which encounters more people, closely to be paid, can by this method to multiple payees or
Payer scans for binding.
Detailed description of the invention
The drawings described herein are used to provide a further understanding of the present invention, constitutes a part of the invention, this hair
Bright illustrative embodiments and their description are used to explain the present invention, and are not constituted improper limitations of the present invention.In the accompanying drawings:
Fig. 1 show the flow chart of one of one embodiment of the invention method of payment.
Fig. 2 show the structural schematic diagram of one of one embodiment of the invention payment system.
Fig. 3 show the structural schematic diagram of the payment terminal in one of one embodiment of the invention payment system.
Specific embodiment
Carry out the various exemplary embodiments of detailed description of the present invention now with reference to attached drawing.It should also be noted that unless in addition having
Body explanation, the positioned opposite and numerical value of the component and step that otherwise illustrate in these embodiments do not limit the scope of the invention.
Simultaneously, it should be appreciated that for ease of description, the size of various pieces shown in attached drawing is not according to reality
Proportionate relationship draw.
Be to the description only actually of at least one exemplary embodiment below it is illustrative, never as to the present invention
And its application or any restrictions used.
Technology, method and apparatus known to person of ordinary skill in the relevant may be not discussed in detail, but suitable
In the case of, the technology, method and apparatus should be considered as authorizing part of specification.
It is shown here and discuss all examples in, any occurrence should be construed as merely illustratively, without
It is as limitation.Therefore, the other examples of exemplary embodiment can have different values.
It should also be noted that similar label and letter indicate similar terms in following attached drawing, therefore, once a certain Xiang Yi
It is defined in a attached drawing, then in subsequent attached drawing does not need that it is further discussed.
Fig. 1 show the flow chart of one of one embodiment of the invention method of payment.Method includes the following steps:
Step 1, payment terminal opens positioning function, searches for the cash receiving terminal for having turned on positioning function in orientation range.
Wherein, the positioning function includes at least one of following positioning method: GPS positioning, base station location, WIFI are positioned, IP is positioned,
Tag recognition positioning, bluetooth positioning, acoustic location, scene Recognition positioning.It will be understood by those skilled in the art that above-mentioned right
The explanation of positioning function is only intended to illustrate, and can also carry out corresponding variants and modifications on this basis, should not be construed as pair
Limitation of the invention.
Step 2, when searching the cash receiving terminal, then the payment terminal checks the letter of the shown cash receiving terminal
Breath is bound, and show on interface and bound with the payment terminal after confirmation is errorless with the cash receiving terminal
The cash receiving terminal.Wherein, the information of the shown cash receiving terminal includes at least one of following: name, the pet name, head
Picture, ID.It will be understood by those skilled in the art that the explanation of the above-mentioned information to cash receiving terminal is only intended to illustrate, may be used also
To carry out corresponding variants and modifications on this basis, should not be construed as limiting the invention.
Step 3, it is transferred accounts from the payment terminal to the cash receiving terminal of binding, input transfer amounts and payment are close
Code, and generate data SMS and be sent to SMS platform.
Step 4, the data SMS is decrypted in the SMS platform, extracts the transfer amounts and the payment is close
Code, and issue account platform.
Step 5, payment cipher described in the account platform validation is correct, then the transfer amounts is forwarded to the gathering
In the shroff account number of terminal.Since payee binds shroff account number and cell-phone number in the client of their own,
It therefore, include cell-phone number in data SMS generated when payment terminal is transferred accounts to cash receiving terminal, then account platform will turn
The account amount of money is forwarded to cash receiving terminal, and is further forwarded in the shroff account number bound with cell-phone number.
It is paid the invention proposes a kind of using location based service (LBS), by automatic searching, positions, ties up
Certainly the mode paid afterwards exempts the trouble that user is manually entered payment accounts.Therefore, delivery operation process letter of the invention
It is single, efficient.
The present invention is not limited by mobile phone hardware function, and most smart phones are supported.Mobile phone is not needed in hardware
Upper support short-range communication (NFC).
It is not turned in the present invention, around payer and is searched other users of function and will not then be searched out, to avoid
The accidentally trouble of binding.When user, which encounters more people, closely to be paid, can by this method to multiple payees or
Payer scans for binding.
In one embodiment of the invention, it after executing the step 5, also jumps to step 3 and continues to execute, that is, work as institute
When stating payment terminal and being paid to multiple cash receiving terminals, to after first shroff account number forwarding transfer amounts success,
The interface for the cash receiving terminal bound with the payment terminal is jumped to, selects the next gathering to be transferred accounts whole
End.
When cellie, which encounters more people, closely to be paid, based on LBS search, positioning, binding and payment
Mode can enable user exempt the trouble of input handset number one by one, and not limited by mobile phone hardware function, absolutely mostly
Number smart phone can be supported.
In one embodiment of the invention, step 3 further includes following operation: when the payment terminal is to multiple receipts
Money terminal is paid, and when transfer amounts are identical, selects to transfer accounts to all cash receiving terminals bound.
Which is also supported to multiple users bound while paying or collecting money.It is not turned on around the payer
Other users for being searched function will not then be searched out, so as to avoid the trouble of accidentally binding, accidentally payment.
Fig. 2 show the structural schematic diagram of one of one embodiment of the invention payment system.The system includes: that payment is whole
End, SMS platform and account platform.
Payment terminal opens positioning function, searches for the cash receiving terminal for having turned on positioning function in orientation range；Work as search
To the cash receiving terminal, then check the information of the shown cash receiving terminal, confirm it is errorless after, with the cash receiving terminal into
Row binding, and the cash receiving terminal bound with the payment terminal is shown on interface；To the gathering of binding
Terminal is transferred accounts, and inputs transfer amounts and payment cipher, and generate data SMS and be sent to SMS platform.
Wherein, the positioning function includes at least one of following positioning method: GPS positioning, base station location, WIFI are fixed
Position, IP positioning, tag recognition positioning, bluetooth positioning, acoustic location, scene Recognition positioning.Those skilled in the art should can be with
Understand, the above-mentioned explanation to positioning function is only intended to illustrate, and can also carry out corresponding variants and modifications on this basis, no
It is interpreted as limitation of the present invention.
Wherein, the information of the shown cash receiving terminal includes at least one of following: name, the pet name, head portrait, ID.This
Field technical staff is to be understood that the explanation of the above-mentioned information to cash receiving terminal is only intended to illustrate, can also be in this base
Corresponding variants and modifications are carried out on plinth, should not be construed as limiting the invention.
The data SMS is decrypted in SMS platform, extracts the transfer amounts and the payment cipher, and issue
Account platform.
Account platform, verifies that the payment cipher is correct, then the transfer amounts are forwarded to the receipts of the cash receiving terminal
In money account.
It is paid the invention proposes a kind of using location based service (LBS), by automatic searching, positions, ties up
Certainly the mode paid afterwards exempts the trouble that user is manually entered payment accounts.Therefore, delivery operation process letter of the invention
It is single, efficient.
The present invention is not limited by mobile phone hardware function, and most smart phones are supported.Mobile phone is not needed in hardware
Upper support short-range communication (NFC).
In one embodiment of the invention, when the payment terminal is paid to multiple cash receiving terminals, to
After first shroff account number forwarding transfer amounts success, the cash receiving terminal bound with the payment terminal is jumped to
Interface, select the next cash receiving terminal to be transferred accounts.
When cellie, which encounters more people, closely to be paid, based on LBS search, positioning, binding and payment
Mode can enable user exempt the trouble of input handset number one by one, and not limited by mobile phone hardware function, absolutely mostly
Number smart phone can be supported.
In one embodiment of the invention, the payment terminal is paid to multiple cash receiving terminals, and is transferred accounts
When the amount of money is identical, select to transfer accounts to all cash receiving terminals bound.
Which is also supported to multiple users bound while paying or collecting money.It is not turned on around the payer
Other users for being searched function will not then be searched out, so as to avoid the trouble of accidentally binding, accidentally payment.
Fig. 3 show the structural schematic diagram of the payment terminal in one of one embodiment of the invention payment system.The branch
Paying terminal includes: positioning unit, binding unit and unit of transferring accounts.
Positioning unit opens positioning function, searches for the cash receiving terminal for having turned on positioning function in orientation range.
Binding unit is then checked the information of the shown cash receiving terminal, is being confirmed when searching the cash receiving terminal
It after errorless, is bound with the cash receiving terminal, and shows the receipts bound with the payment terminal on interface
Money terminal.
It transfers accounts unit, transfers accounts to the cash receiving terminal of binding, input transfer amounts and payment cipher, and generate number
SMS platform is sent to according to short message.
It is paid the invention proposes a kind of using location based service (LBS), by automatic searching, positions, ties up
Certainly the mode paid afterwards exempts the trouble that user is manually entered payment accounts.Therefore, delivery operation process letter of the invention
It is single, efficient.
The present invention is not limited by mobile phone hardware function, and most smart phones are supported.Mobile phone is not needed in hardware
Upper support short-range communication (NFC).
In one embodiment of the invention, when the unit of transferring accounts is paid to multiple cash receiving terminals, to
After first shroff account number forwarding transfer amounts success, the cash receiving terminal bound with the payment terminal is jumped to
Interface, select the next cash receiving terminal to be transferred accounts.
When cellie, which encounters more people, closely to be paid, based on LBS search, positioning, binding and payment
Mode can enable user exempt the trouble of input handset number one by one, and not limited by mobile phone hardware function, absolutely mostly
Number smart phone can be supported.
In one embodiment of the invention, the unit of transferring accounts is paid to multiple cash receiving terminals, and is transferred accounts
When the amount of money is identical, select to transfer accounts to all cash receiving terminals bound.
Which is also supported to multiple users bound while paying or collecting money.It is not turned on around the payer
Other users for being searched function will not then be searched out, so as to avoid the trouble of accidentally binding, accidentally payment.
To make the objectives, technical solutions, and advantages of the present invention clearer, below in conjunction with specific embodiment, and reference
Attached drawing, the present invention is described in more detail.
The function based on user near LBS positioning searching is added in payment client terminal, payer opens payment client terminal
Function of searching based on LBS, furthermore, it is desirable to which other payees of response open the function being searched.When payee opens oneself
Mobile phone is searched function, then the mobile phone nearby in certain distance can be transferred through GPS and 3G network searches the ground of the mobile phone
Manage position.
Payer finds payee, after checking identity, is bound, which can bind more people simultaneously.Then, it props up
It pays people and directly selects corresponding transfer services in a menu, and input transfer amounts and payment cipher, the client of payer is raw
It is sent to SMS platform at data SMS, after being parsed by SMS platform to data SMS, transfer amounts and payment cipher are issued
Account platform.Account platform validation payment cipher is correct, then transfer amounts is forwarded in the shroff account number of payee.Without hand
Dynamic input account.
So far, the present invention is described in detail.In order to avoid covering design of the invention, it is public that this field institute is not described
The some details known.Those skilled in the art as described above, completely it can be appreciated how implementing technology disclosed herein
Scheme.
Method and device of the invention may be achieved in many ways.For example, can by software, hardware, firmware or
Person's software, hardware, firmware any combination realize method and device of the invention.The step of for the method it is above-mentioned
Sequence is merely to be illustrated, and the step of method of the invention is not limited to sequence described in detail above, unless with other sides
Formula illustrates.In addition, in some embodiments, the present invention can be also embodied as recording program in the recording medium, these
Program includes for realizing machine readable instructions according to the method for the present invention.Thus, the present invention also covers storage for executing
The recording medium of program according to the method for the present invention.
Although some specific embodiments of the invention are described in detail by example, the skill of this field
Art personnel it should be understood that above example merely to being illustrated, the range being not intended to be limiting of the invention.The skill of this field
Art personnel are it should be understood that can without departing from the scope and spirit of the present invention modify to above embodiments.This hair
Bright range is defined by the following claims.
Claims (13)
1. a kind of method of payment, it is characterised in that:
Payment terminal opens positioning function, searches for the cash receiving terminal for having turned on positioning function in orientation range；
When searching the cash receiving terminal, then the payment terminal checks the information of the shown cash receiving terminal, is confirming
It after errorless, is bound with the cash receiving terminal, and shows the receipts bound with the payment terminal on interface
Money terminal；
It is transferred accounts from the payment terminal to the cash receiving terminal of binding, inputs transfer amounts and payment cipher, and generate
Data SMS is sent to SMS platform；
The data SMS is decrypted in the SMS platform, extracts the transfer amounts and the payment cipher, and issue
Account platform；
Payment cipher described in the account platform validation is correct, then the transfer amounts are forwarded to the gathering of the cash receiving terminal
In account.
2. method of payment according to claim 1, it is characterised in that:
When the payment terminal is paid to multiple cash receiving terminals, transfer amounts are being forwarded to first shroff account number
After success, the interface for the cash receiving terminal bound with the payment terminal is jumped to, select next to be transferred accounts
Cash receiving terminal.
3. method of payment according to claim 1, it is characterised in that:
When the payment terminal is paid to multiple cash receiving terminals, and transfer amounts are identical, select to having bound
All cash receiving terminals are transferred accounts.
4. method of payment according to claim 1, it is characterised in that:
The information of the shown cash receiving terminal includes at least one of following: name, the pet name, head portrait, ID.
5. method of payment according to claim 1, it is characterised in that:
The positioning function includes at least one of following positioning method: GPS positioning, base station location, WIFI are positioned, IP is positioned,
Tag recognition positioning, bluetooth positioning, acoustic location, scene Recognition positioning.
6. a kind of payment system, it is characterised in that:
Payment terminal opens positioning function, searches for the cash receiving terminal for having turned on positioning function in orientation range；When searching
Cash receiving terminal is stated, then checks the information of the shown cash receiving terminal, after confirmation is errorless, is tied up with the cash receiving terminal
It is fixed, and the cash receiving terminal bound with the payment terminal is shown on interface；To the cash receiving terminal of binding
It transfers accounts, inputs transfer amounts and payment cipher, and generate data SMS and be sent to SMS platform；
The data SMS is decrypted in SMS platform, extracts the transfer amounts and the payment cipher, and issue account
Platform；
Account platform, verifies that the payment cipher is correct, then the transfer amounts are forwarded to the gathering account of the cash receiving terminal
In number.
7. payment system according to claim 6, it is characterised in that:
When the payment terminal is paid to multiple cash receiving terminals, to first shroff account number forwarding transfer amounts at
After function, the interface for the cash receiving terminal bound with the payment terminal is jumped to, selects the next receipts to be transferred accounts
Money terminal.
8. payment system according to claim 6, it is characterised in that:
The payment terminal is paid to multiple cash receiving terminals, and when transfer amounts are identical, is selected to the institute bound
There is cash receiving terminal to transfer accounts.
9. payment system according to claim 6, it is characterised in that:
The information of the shown cash receiving terminal includes at least one of following: name, the pet name,
Head portrait, ID.
10. payment system according to claim 6, it is characterised in that:
The positioning function includes at least one of following positioning method: GPS positioning, base station location, WIFI are positioned, IP is positioned,
Tag recognition positioning, bluetooth positioning, acoustic location, scene Recognition positioning.
11. a kind of payment terminal, it is characterised in that:
Positioning unit opens positioning function, searches for the cash receiving terminal for having turned on positioning function in orientation range；
Binding unit then checks the information of the shown cash receiving terminal when searching the cash receiving terminal, errorless confirming
Afterwards, it is bound with the cash receiving terminal, and shows that the gathering bound with the payment terminal is whole on interface
End；
It transfers accounts unit, transfers accounts to the cash receiving terminal of binding, input transfer amounts and payment cipher, and it is short to generate data
Letter is sent to SMS platform.
12. payment terminal according to claim 11, it is characterised in that:
When the unit of transferring accounts is paid to multiple cash receiving terminals, to first shroff account number forwarding transfer amounts at
After function, the interface for the cash receiving terminal bound with the payment terminal is jumped to, selects the next receipts to be transferred accounts
Money terminal.
13. payment terminal according to claim 11, it is characterised in that:
The unit of transferring accounts is paid to multiple cash receiving terminals, and when transfer amounts are identical, is selected to the institute bound
There is cash receiving terminal to transfer accounts.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310459887.6A CN104517210B (en) | 2013-09-30 | 2013-09-30 | A kind of method of payment, payment system and payment terminal |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201310459887.6A CN104517210B (en) | 2013-09-30 | 2013-09-30 | A kind of method of payment, payment system and payment terminal |
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| CN104517210A CN104517210A (en) | 2015-04-15 |
| CN104517210B true CN104517210B (en) | 2019-02-26 |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106815723A (en) * | 2017-02-10 | 2017-06-09 | 深圳前海微众银行股份有限公司 | Transfer account method and device |
| CN107146081A (en) * | 2017-06-12 | 2017-09-08 | 深圳市乃斯网络科技有限公司 | Terminal quick payment method and system based on positioning |
| CN107886657A (en) * | 2017-12-12 | 2018-04-06 | 成都育芽科技有限公司 | A kind of financial Mobile payment terminal for possessing mobile high-precision fixed capability |
| CN110910118A (en) * | 2018-09-17 | 2020-03-24 | 中国电信股份有限公司 | Offline payment method and system, payer terminal, server and payment platform |
| CN111325857A (en) * | 2018-12-13 | 2020-06-23 | 阿里巴巴集团控股有限公司 | Payment processing method, server and system |
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| CN101546401A (en) * | 2008-03-28 | 2009-09-30 | 海尔集团公司 | Electronic payment method and system based on NFC mobile terminal |
| CN102693503A (en) * | 2012-05-08 | 2012-09-26 | 北京工业大学 | Transmission method and processing system for transaction information and transceiver apparatus |
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