CN104392361A - Mutual trust method for internet commodity transaction system - Google Patents
Mutual trust method for internet commodity transaction system Download PDFInfo
- Publication number
- CN104392361A CN104392361A CN201410640044.0A CN201410640044A CN104392361A CN 104392361 A CN104392361 A CN 104392361A CN 201410640044 A CN201410640044 A CN 201410640044A CN 104392361 A CN104392361 A CN 104392361A
- Authority
- CN
- China
- Prior art keywords
- credit
- commodity
- registering account
- account
- line
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention relates to a mutual trust method for an internet commodity transaction system. The method relates to the internet commodity transaction system consisting of a server; the internet commodity transaction system comprises a commodity transaction module, a registration module and a mutual trust module; the server is used for storing registered accounts of individuals or organizations; the method is characterized by comprising the following steps: the server provides a credit object for selection and stores the credit object; the server selects a credit line; the server selects quality credit of a commodity; the server stores a record of the requisitioned credit line; the server stores the record of the returned credit line; the server stores comments about the credit object. The credit line facilitates mutual support of people during emergency, so that the time for borrowing money during emergency is saved, the commodity is learnt through quality credit, and the purchasing efficiency is improved.
Description
Technical field
The present invention relates to internet finance and commodity transaction field for individual and unit provides the mutual trust method of a kind of internet commodity trading system.
Background technology
Someone is by during existing internet commodity trading system commodities purchased, some funds of temporary needs or credit line are met an urgent need once in a while, need the help to good friend or relevant unit, also need to borrow money with good friend or unit time busy, sometimes the time of working is delayed again, such efficiency is lower, somebody because of the time grown even also forget to friend refund, also may and good friend between produce misunderstandings; During buying, everyone pays special attention to the quality assurance of required commodity, the quality assurance of existing goods is generally provided by the manufacturer of commodity, and goods manufacturer and investment shareholder thereof, employee, material supplier are the co-benefit groups of terminal consumption, a lot of user more needs other benefited parties also can provide the commitment to quality that product is relevant.
Object of the present invention is exactly for individual or unit provide the mutual trust method of a kind of internet commodity trading system by internet.
Summary of the invention
The mutual trust method that the present invention relates to a kind of internet commodity trading system is like this, it comprises the internet commodity trading system be made up of server, described internet commodity trading system comprises commodity transaction module, Registering modules, mutual trust module, described server stores the registering account of individual or unit, and its feature comprises following steps:
Steps A: described server provides credit object to be selected for described registering account, and described credit object is other one or more described registering accounts;
Step B: described server stores the credit object that described registering account is selected;
Step C: described server provides credit classification to be selected for described registering account;
Step D: described server preserves the credit classification of the described credit object that described registering account is selected.
Step e: described server stores the credit credit line that described registering account provides for described credit object;
Step F: the quality credit that described server provides these commodity to be selected for the described registering account issuing merchandising information on described internet commodity trading system, the quality credit to be selected of these commodity is by this commodity manufacture or supply relevant described registering account and select to provide.
Step G: described server stores the record of the credit credit line that described registering account has been taken over for use;
Step H: described server stores the record of the returned credit credit line of described registering account;
Step I: described server preserves the evaluation of described registering account to the described credit object of requisition credit credit line.
Individual and unit complete the application of registering account on internet commodity trading system by Registering modules, individual and unit log in registering account and select credit object.
Because the individual that has and unit need to the unit had sometimes as charity organization's capital endowment, sometimes need to provide donations to the relative of difficulty, friend, described credit credit line has different credit classifications, some credit credit lines can be interest-free, some credit credit lines need interest, individual or unit when transfering described credit credit line to other people or unit, can select described credit classification by described registering account; Described internet commodity trading system provides binomial or the above credit class option of binomial, must have a kind of quality credit in the credit class option that described internet commodity trading system provides; Enumerate the credit classification that some are conventional herein, conventional credit classification comprises several quality credit:
Conventional credit classification:
Relatives' credit: this credit classification is mainly used in the described registering account of household's registration, and this credit credit line may be used for commodities purchased; After household takes over credit credit line for use, be generally responsible for supplementing by accrediting party oneself.
Good friend's credit: this credit classification is suitable for the described registering account credit to good friend's registration, such accrediting amount may be used for consumption, after good friend takes over credit credit line for use, good friend can give back, also can not give back, after the consumption of this credit line, be generally responsible for supplementing by accrediting party oneself, also can be given back by good friend.
Common credit: this credit classification is suitable for the described registering account credit of friend or the unit registration comparatively understood, after credit object requisition credit credit line, needs return in time, can not return in time, then born by accrediting party oneself, accrediting party can evaluate the friend given back or do not give back or unit, and this type of credit can also be divided into free of interest or certain interest.
Emergent credit: this credit classification is suitable for the described registering account credit of friend or the unit registration comparatively understood, friend is when meeting with irresistible incident and occurring, for friend provides assistance when difficulty, this kind of credit is generally without the need to giving back, people face a danger or difficulty time, have no time time urgent to seek help to numerous friends, the people of fund affluence or unit by selecting credit object, credit credit line in advance by registering account so that friend dangerous or difficult in can overcome difficulties by high concentration energy.After credit consuming, be generally responsible for supplementing by accrediting party oneself, give back when friend's fund is rich again, emergent credit has permanent recording to the support of friend, and at oneself at need, other competent friends also can present a gift in return.
Desirable credit: somebody pursues ideal, the usually not free income taking oneself into account, this credit gives this type of people exactly, and this can be selected by the people of fund affluence or unit; Any society does not have this kind of people, just can not develop.After the friend accepting this credit takes over credit credit line for use, be responsible for bearing by accrediting party oneself.Pursue desirable people in the process of making one's way in life, society and himself can understand the people supporting him in the most difficult at any time, pursue that desirable successfully people is following feedback can support his people and society by all means.Desirable credit is taken over for use record and be can be used as one of mark weighing individual life or unit-society's value.
Charitable credit: always have some badly off people in life range and circle of friends; Also this is had in everyone credit line, this can be selected by the people of fund affluence or unit; By the charitable voluntary unit of this locality on behalf of collecting and providing.Charitable credit, by after the requisition of charitable voluntary unit, is responsible for bearing by accrediting party oneself; Charitable credit is taken over for use record and be can be used as one of mark weighing individual life or unit-society's value.
Supply credit: supply credit belongs to the quality credit of the commodity of unit sales, the credit credit line that goods providers is ensured to commercial end consumer provider quality by this and specifically promise to undertake standard, the credit credit line that supply of commodities Lian Zhong semi-manufacture supplier ensures to finished product supplier or commercial end consumer provider quality and specifically promise to undertake standard.
Work credit: belong to product quality credit, employee provides credit for the product quality of oneself work unit, enterprise shareholder provides credit for the product quality of the unit that oneself is invested, any consumer and unit do not welcome the employee and the shareholder that do not have working sense of responsibility, and work credit is conducive to the cost and risk reducing manufacturer and consumer; Certainly, employee provides work credit to need to enjoy the income of equity.Initiative and the sense of responsibility of employee work is increased by work credit and income, work credit is not provide credit to work unit, can not as the circulating capital of unit, but provide quality credit to the terminal consumer of commodity, when commodity do not have quality problems, income and the entitlement of work credit credit line just belong to credit employee, and the quality credit valid period that employee provides for commodity is specifically determined by employee, even if employee leaves office, this quality credit is still effective within valid period.
Safe credit: a kind of credit that the employee of unit all working, shareholder provide to unit and other employees of unit, this credit adds the working sense of responsibility that Employee Security is produced, because the safety responsibility of different operating posts is different, required credit credit line is different, and employee provides safe credit to need to enjoy the income of equity too.When production safety does not have an accident, income and the entitlement of safe credit credit line just belong to credit employee; Do not have strict implement national security to produce the enterprise of regulation, employee and shareholder can not provide safe credit; The safe credit of some commodity is prerequisites of quality credit, does not have this kind of enterprise of safe credit to be difficult to obtain the order of consumer; Labor turnover, this safe credit is then invalid, can cancel; Whether there is one of safe credit Ye Shi government foundation checking work.
Marketing credit: consumer oneself has consumed and the commodity credit understood very much.Consumption credit is different from simple commodity evaluation, and consumption credit constantly can obtain the corresponding benefit of goods providers, also may risk, and consumption credit must have detailed understanding to the quality management system of goods providers and income.When quality problems appear in commodity, if the work credit of supply credit and employee and shareholder can not meet compensate user, then by providing the people of marketing credit to be responsible for.This is adapted to nonbusiness employee and shareholder, the income of enterprise should with this type of accrediting party's shared in common, if this type of credit scale that this enterprise faces is excessive, enterprise also can not accept this type of credit, or graduation distributes income sequentially.
In the option that described internet commodity trading system provides, a credit classification to be selected wherein must be had to be quality credit, a credit classification to be selected separately must be had to be common credit.
The described registering account of merchandising is by described internet commodity trading system publishing commodity and information provision thereof, the described registering account of merchandising is selected, with the quality credit of the pertinent registration account of its publishing commodity, to be convenient to the quality credit inquiring about these commodity when other people choose; Described quality credit to be selected is by described registering account by comprising steps A, step B be kept at described server, and the described registering account for charge of sales commodity selects to determine to need the described registering account of which individual or unit to provide quality credit for the commodity that it is sold.
Individual and unit log in the described credit credit line that Registering modules authorizes credit object on internet commodity trading system, also can obtain the described credit credit line that other registering account is authorized.
Individual and unit can understand oneself credit line by registering account at any time and take over record for use, understand and oneself use the requisition of the credit credit line of other registering account and give back record, understand the record having given back the credit credit line of other registering account, understand the credit credit line of oneself not giving back other registering account once taken over for use.
Described registering account is comparatively objective based on the evaluation of record to described credit object of credit credit line, reduces and misunderstands.
The individual that fund is more rich or unit directly provide credit credit line by registering account to the unit of oneself good friend or understanding, credit credit line is directly taken over for use when being met an urgent need by described commodity transaction module commodities purchased temporary needs fund or credit for good friend or unit, whether whether described credit credit line is taken over for use, give back and all have record, is convenient to individual or unit is inquired about by registering account;
When described registering account is by described internet commodity trading system commodities purchased, the quality credit that commodity are relevant can also be inquired about, understand these commodity except the commitment to quality of supplier, whether invest the quality that shareholder, employee, raw material or semi-manufacture supplier are these commodity in addition and commitment to quality is provided.
In sum, the present invention to be convenient between individual and good friend by credit or between individual and unit or mutually support when commodities purchased is met an urgent need between unit and unit, save common emergent time the required time of using fund, raise the efficiency, and whether can make a credit inquiry amount and credit credit line are taken over for use, the record whether given back, and give credit subject evaluation according to record; During commodities purchased, the quality credit that commodity are relevant can also be inquired about, understand these commodity except the commitment to quality of supplier, whether invest the quality that shareholder, employee, raw material or semi-manufacture supplier are these commodity in addition and commitment to quality is provided.
Further describe below in conjunction with embodiment.
Accompanying drawing explanation
Shown in accompanying drawing 1 is embodiment one involved in the present invention.
Embodiment
Shown in accompanying drawing 1 is embodiment one involved in the present invention.
In accompanying drawing 1, it comprises the internet commodity trading system be made up of server, described internet commodity trading system comprises commodity transaction module, Registering modules, mutual trust module, communication module, recruitment and job hunting module, individual with unit by Registering modules internet commodity trading system application for registration account, the individual of application for registration account and unit need understand and promise to undertake the standard rule observing native system, and by the activity of registering account, related responsibility is born to individual and unit, described server stores the registering account of individual or unit.
Individual and unit, by registering account application credit line, generally need put up cash or the credit of equivalence, and the credit line of application is qualified and be kept at server through system audit.
Steps A: described server provides credit object to be selected for described registering account, and described credit object is other one or more described registering accounts;
Step B: described server stores the credit object that described registering account is selected;
The described registering account that individual and unit log in oneself selects the friend that oneself understands or unit as credit object by steps A and step B;
Step C: described server provides credit classification to be selected for described registering account;
Step D: described server preserves the credit classification of the described credit object that described registering account is selected.
Credit classification can be multiple, and individual and unit can be credit Object Selection wherein one or more credit classifications by registering account, and often kind of credit classification can provide different credit credit lines.
By step C, step D, after individual and unit log in registering account, from the credit classification that system provides, select the credit classification that described credit object is set as required; Individual and unit as need for as described in certain commodity of issuing of internet commodity trading system quality credit is provided time, the credit object of selection then for purchased by described internet commodity trading system these commodity other any one described in registering account; In quality credit specific embodiment, described server also needs the option and this commodity relevant manufacture post option that increase dependent merchandise, selects for described registering account.
There is provided the credit classification of mentioned all routines herein in the present invention program: relatives' credit, good friend's credit, common credit, emergent credit, desirable credit, charitable credit, supply credit, work credit, safe credit, marketing credit, select for individual and unit; In other specific embodiments, more credit classification can also be increased as required.
Step e: described server stores the credit credit line that described registering account provides for described credit object;
Credit object is selected by registering account by individual and unit, described credit object is other one or more described registering accounts, select the credit classification of described credit object, credit credit line is provided to described credit object, after submission, be kept at server respectively by step B, step D and step e through system audit is qualified, in concrete implementation and operation, step B, step D and step e also can be combined into same step and complete.
The described credit credit line that described registering account provides for described credit object, described credit object selects requisition as required.
The people of fund affluence or unit are according to the economic scene of oneself and need to select credit object, credit classification, credit credit line, and the people of financial strain or unit are generally as the object that people or the unit of fund affluence help.
Step F: the quality credit that described server provides these commodity to be selected for the described registering account issuing merchandising information on described internet commodity trading system, the quality credit to be selected of these commodity is by this commodity manufacture or supply relevant described registering account and select to provide.
Individual and unit are by registering account publishing commodity information on described internet commodity trading system, the commercial quality credit that in the registering accounts such as this commodity goods manufacturer, employee, shareholder, material supplier, one or more registering account provides can be selected according to actual needs
Step G: described server stores the record of the credit credit line that described registering account has been taken over for use;
Step H: described server stores the record of the returned credit credit line of described registering account;
Step I: described server preserves the evaluation of described registering account to the described credit object of requisition credit credit line.
Individual and unit log in registering account and select by the free choice of goods of commodity transaction module, the quality credit state of these commodity can be inquired about during the free choice of goods, this goods providers and investment shareholder thereof can be understood, employee, whether material supplier is for the terminal consumer of these commodity provides the credit credit line support that product quality is relevant, goods providers and investment shareholder thereof, employee, material supplier more understands the quality of supplied commodity than the terminal consumer of commodity, goods providers and investment shareholder thereof, employee, material supplier is the co-benefit group of terminal consumption, the credit credit line of being correlated with to commercial end consumer provider quality by benefited group, belong to a kind of New Marketing Mode, confirm the commodity chosen, after confirming the details such as logistics with supplier by described communication module, generate order, the modes of payments is selected again by individual and unit, can the credit line of choice for use oneself, also can other people credit credit line of providing of choice for use, also can directly select oneself other cash account to pay, confirm the modes of payments, even automatically can generate the electronic edition contract of standard format, contract is submitted to after confirming, described contract comprises procurement contract and credit credit line takes over contract for use, procurement contract is the electronic edition contract of standard format between supply of commodities side's (representing supplier, material supplier, shareholder, employee) and buying side, and the standard clause of electronic edition contract is the foundation of process both sides' suggestion and credit appraisal, the contract that credit credit line requisition contract is standard format between the side of buying and other registering accounts providing credit credit line: described server stores the record and contract of having taken over credit line or credit credit line for use by step G.When oneself choosing these commodity and use the long period, oneself can be sent to server at any time to the evaluation of these commodity and preserve; When oneself choosing these commodity, the mutual trust good friend of the mutual trust good friend whether oneself also can have letter to award by server lookup or mutual trust good friend once used this product, and good friend is to the evaluation of these commodity.
Credit line and the credit credit line of requisition are given back by individual and unit by registering account, described server stores the record of the credit credit line of giving back by step H.
The record that oneself credit line and credit credit line take over for use is inquired about by registering account by individual and unit, understand oneself credit line and use record, understand and oneself use the requisition of the credit credit line of other registering account and give back record, understand the returned credit credit line of other registering account, understand the credit credit line record oneself not giving back other registering account once taken over for use, comprise and understand other registering account to evaluation of oneself etc.; Individual and unit root are according to Query Result, the credit object of requisition credit credit line is evaluated, the credit appraisal standard class that evaluation method is provided by selective system is carried out, also can supplemental instruction, also can the evaluation that friend and other unit give oneself be described, described server step work preserves the evaluation of described registering account to the described credit object of requisition credit credit line, described registering account is comparatively objective based on the evaluation of record to described credit object of credit credit line, reduces and misunderstands.
Communication module module based on mutual trust module is convenient to people and is mutually understood, and learns from other's strong points to offset one's weaknesses, mutually supports, is also convenient to the merchandise news selected by mutually understanding in consumption or unit procurement activity between friend.
Individual and unit are passed through recruitment and recruit employee or job hunting, the evaluation stored by inquiry system server with job hunting module, are convenient to mutual understanding, increase work efficiency, reduce the cost of recruitment side and applicant.
In a particular embodiment, the internet commodity trading system of server composition also needs to increase some relevant conventional func modules, as: cryptosecurity functional module, anti-hacker and virus attack security module, guidance to website module, voting function module, forum's functional module, advertising function module, ADQQ management of investment functional module, complaint and claim administration module, bank account functional module, books and reference materials library facility module, the industry standard supplemental characteristic library module of commercial quality, commodity quality testing module, Client Model, after sale service module, black list module, exchange group's module, assets mortgage module, mapping module, news template etc., above functional module option and installment according to actual needs, convenient individual uses with unit.
In sum, the present invention to be convenient between individual and good friend by described credit credit line or between individual and unit or mutually support when emergent between unit and unit, the required time of using fund when saving emergent, raise the efficiency, reduced by the record of server and misunderstand; And record and the evaluation of credit credit line can be inquired about, the approach such as the quality credit stored by querying server, the evaluation of mutual trust friend understand commodity, save shopping-time, improve shopping efficiency.
Claims (1)
1. the present invention relates to the mutual trust method of a kind of internet commodity trading system, it comprises the internet commodity trading system be made up of server, described internet commodity trading system comprises commodity transaction module, Registering modules, mutual trust module, described server stores the registering account of individual or unit, and its feature comprises following steps:
Steps A: described server provides credit object to be selected for described registering account, and described credit object is other one or more described registering accounts;
Step B: described server stores the credit object that described registering account is selected;
Step C: described server provides credit classification to be selected for described registering account;
Step D: described server preserves the credit classification of the described credit object that described registering account is selected.
Step e: described server stores the credit credit line that described registering account provides for described credit object;
Step F: the quality credit that described server provides these commodity to be selected for the described registering account issuing merchandising information on described internet commodity trading system, the quality credit to be selected of these commodity is by this commodity manufacture or supply relevant described registering account and select to provide.
Step G: described server stores the record of the credit credit line that described registering account has been taken over for use;
Step H: described server stores the record of the returned credit credit line of described registering account;
Step I: described server preserves the evaluation of described registering account to the described credit object of requisition credit credit line.
Relatives' credit, good friend's credit, common credit, emergent credit, desirable credit, charitable credit, supply credit, work credit, safe credit, marketing credit.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410640044.0A CN104392361A (en) | 2014-11-13 | 2014-11-13 | Mutual trust method for internet commodity transaction system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410640044.0A CN104392361A (en) | 2014-11-13 | 2014-11-13 | Mutual trust method for internet commodity transaction system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN104392361A true CN104392361A (en) | 2015-03-04 |
Family
ID=52610260
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410640044.0A Pending CN104392361A (en) | 2014-11-13 | 2014-11-13 | Mutual trust method for internet commodity transaction system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN104392361A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107836005A (en) * | 2015-07-10 | 2018-03-23 | 株式会社 Ntt 数据 | Decision maker, decision method and decision procedure |
| CN111626784A (en) * | 2020-05-29 | 2020-09-04 | 杭州回星科技有限公司 | Enterprise demand information matching method, device and system |
-
2014
- 2014-11-13 CN CN201410640044.0A patent/CN104392361A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107836005A (en) * | 2015-07-10 | 2018-03-23 | 株式会社 Ntt 数据 | Decision maker, decision method and decision procedure |
| CN111626784A (en) * | 2020-05-29 | 2020-09-04 | 杭州回星科技有限公司 | Enterprise demand information matching method, device and system |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US20150066688A1 (en) | Understanding past purchase transactions based on purchase transaction history | |
| Baines et al. | Commodity traders in a storm: financialization, corporate power and ecological crisis | |
| CN108255473A (en) | A kind of innovative business mode platform of product+service+whole people's marketing | |
| Nippatlapalli | A study on customer satisfaction of commercial banks: Case study on State Bank of India | |
| US20150228022A1 (en) | Securities based card spending settlement management system and method | |
| Mellen et al. | Valuation for M&A | |
| JP2017120583A (en) | Automatic credit system | |
| SG177734A1 (en) | Device, system, and method for trading units of unique valuable assets | |
| Selivanova et al. | Improving Accounting and Management of Settlements with Foreign Suppliers in the Context of Global Digitalization on the Example of Agricultural Enterprise | |
| US20090319380A1 (en) | Facilitating Real Estate Transaction Collaboration | |
| CN104392361A (en) | Mutual trust method for internet commodity transaction system | |
| US20150032525A1 (en) | Using transaction history to incentivize the use of a financial institution bank card | |
| Hinton et al. | Towards a framework for evaluating the business process performance of e-business investments | |
| US20150032537A1 (en) | Analysis of e-receipt data for loyalty card usage | |
| US20150032523A1 (en) | Credit source recommendation based on product level data analysis | |
| Heckl et al. | How to design customer-centric business processes in the banking industry | |
| Xiong et al. | New development of online retail in China and the associated (accounting) challenges | |
| Charles et al. | Influence of Electronic Point of Sale on Inventory Optimization in Major Supermarkets in Nairobi City County, Kenya | |
| Dimitriou | A framework for accounting software and finance packages used in SMEs based on FOSS/FLOSS | |
| Greenhalgh et al. | Planning for the supply of more affordable housing: the case of the Queensland Urban Land Development Authority | |
| Rasugu | Influence of E-Procurement on Supply Chain Management Performance in Kisii County | |
| Hussey et al. | A Guide to the New Language of Accounting and Finance | |
| Paliwal et al. | Optimized Solution for Entrepreneurship Facilitation Services Processing Centre | |
| Dunaway et al. | Importance and impact of ERP Systems on industry and organization | |
| Aknada | Investment Mechanism of Islami Bank Bangladesh Limited |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| WD01 | Invention patent application deemed withdrawn after publication | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20150304 |