CN104392162A - Authentication method and smart card - Google Patents

Authentication method and smart card Download PDF

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Publication number
CN104392162A
CN104392162A CN201410743664.7A CN201410743664A CN104392162A CN 104392162 A CN104392162 A CN 104392162A CN 201410743664 A CN201410743664 A CN 201410743664A CN 104392162 A CN104392162 A CN 104392162A
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CN
China
Prior art keywords
fingerprint characteristic
characteristic data
smart card
fingerprint
intelligent chip
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Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201410743664.7A
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Chinese (zh)
Inventor
郑辉
王新影
郭磊明
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BEIJING DATANG SMART CARD Co Ltd
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BEIJING DATANG SMART CARD Co Ltd
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Priority to CN201410743664.7A priority Critical patent/CN104392162A/en
Publication of CN104392162A publication Critical patent/CN104392162A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/32User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Collating Specific Patterns (AREA)

Abstract

The invention discloses an authentication method and a smart card. The authentication method includes the steps: if the fact that the smart card is in a transaction is monitored, the smart card collects second fingerprint feature data of a cardholder; a judgment is made for whether or not pre-stored first fingerprint feature data matches with the acquired second fingerprint feature data; if yes, authentication is passed. The authentication method and the smart card according to the technical scheme have the advantages that the method is simple, and the cardholder is authenticated safely.

Description

A kind of auth method and smart card
Technical field
The present invention relates to communication intelligent card application technology, espespecially a kind of auth method and smart card.
Background technology
Current intelligent card fingerprint recognition system mainly comprises: fingerprint recognition system two kinds in the outer fingerprint recognition system of intelligent card and intelligent card.Wherein,
In the outer fingerprint recognition system of intelligent card, smart card is as just the storage medium of finger print data, the identifying of fingerprint completes outside smart card, when carrying out authentication, outside card-reading apparatus obtains finger print data by special purpose interface from card inside, block the finger print data that user inputs by outer fingerprint recognition system and the finger print data comparison obtained from smart card, complete fingerprint comparison, thus complete the process of authentication.Obviously, the shortcoming of the outer fingerprint recognition system of intelligent card: need to read the inner finger print data of card by outside card-reading apparatus, user fingerprints data can be exposed to exterior terminal equipment by undoubtedly, bring potential safety hazard to whole system.
And in intelligent card in fingerprint recognition system, fingerprint comparison process completes in smart card, exterior terminal equipment is without the need to obtaining user fingerprints data from card inside, only the finger print data that card user inputs need be passed to card, after card completes comparison process, export comparison result to terminal device, this will improve the security level of whole system greatly, but fingerprint collecting process will still depend on exterior terminal equipment, need bank card terminal scrap build hardware system, that is, in intelligent card, the fingerprint collecting process of fingerprint recognition system will depend on terminal device, need smart card terminal scrap build hardware system, such as in POS or other equipment, add fingerprint acquisition device, more complicated should be used.
Summary of the invention
In order to solve the problems of the technologies described above, the invention provides a kind of auth method and smart card, the identification to holder can be realized simply, safely.
In order to reach the object of the invention, the invention provides a kind of auth method, comprising:
When monitoring smart card and concluding the business, smart card gathers second fingerprint characteristic data of holder;
Judge whether the first fingerprint characteristic data prestored mates with the second fingerprint characteristic data collected; When the first fingerprint characteristic data and the second fingerprint characteristic data coupling, authentication is passed through.
Further, also comprise before the method: the first fingerprint characteristic data that smart cards for storage user provides when handling smart card, and fingerprint matching algorithm.
Further, judge whether the first fingerprint characteristic data and the second fingerprint characteristic data mate, and comprising:
Obtain the fingerprint matching algorithm prestored;
According to the fingerprint matching algorithm obtained, the first fingerprint characteristic data and the second fingerprint characteristic data are mated.
Further, the method also comprises:
When the first fingerprint characteristic data and the second fingerprint characteristic data coupling, the authentication of smart card notification terminal is passed through, and carries out follow-up operation;
When the first fingerprint characteristic data and the second fingerprint characteristic data do not mate, record unmatched number of times, and continue the second fingerprint characteristic data gathering holder; When unmatched number of times exceedes default threshold number, the transaction of smart card notification terminal stops.
Present invention also offers a kind of smart card, comprising: intelligent chip and fingerprint characteristic acquisition module; Wherein,
Intelligent chip, for when monitoring smart card and concluding the business, sends acquisition instructions to fingerprint characteristic acquisition module; Receive the second fingerprint characteristic data and also obtain the first fingerprint characteristic data prestored, and judge whether the first fingerprint characteristic data prestored mates with the second fingerprint characteristic data collected; When the first fingerprint characteristic data and the second fingerprint characteristic data coupling, authentication is passed through.
Fingerprint characteristic acquisition module, for receiving the acquisition instructions of intelligent chip, gathering second fingerprint characteristic data of holder, and second fingerprint characteristic data of the holder collected is passed to intelligent chip according to acquisition instructions.
Further, smart card also comprises fingerprint characteristic memory module, for storing the first fingerprint characteristic data that user provides when handling smart card;
Intelligent chip, also for storing fingerprint matching algorithm.
Further, smart card also comprises LCDs, is connected with intelligent chip, and for after being activated by intelligent chip, prompting user inputs finger print information;
Fingerprint characteristic acquisition module, specifically for:
After receiving the acquisition instructions of intelligent chip, gather the finger print information of holder;
Rear generation second fingerprint characteristic data is processed to the finger print information of the holder collected.
Further, intelligent chip also for: when the first fingerprint characteristic data and the second fingerprint characteristic data coupling time, notification terminal authentication is passed through, and carries out follow-up operation; When the first fingerprint characteristic data and the second fingerprint characteristic data do not mate, record unmatched number of times, and send acquisition instructions to fingerprint characteristic acquisition module;
Fingerprint characteristic acquisition module, also for when the first fingerprint characteristic data and the second fingerprint characteristic data do not mate, continues the second fingerprint characteristic data gathering holder;
Intelligent chip, also for when unmatched number of times exceedes default threshold number, notice LCDs display transaction stops or notification terminal transaction stops.
Further, intelligent chip specifically for:
The instruction of acquisition first fingerprint characteristic data is sent to fingerprint characteristic memory module;
Receive the first fingerprint characteristic data that fingerprint characteristic memory module returns;
Fingerprint characteristic acquisition module, also for the instruction of acquisition first fingerprint characteristic data that receives intelligent chip; And according to the instruction of the first fingerprint characteristic data, the first fingerprint characteristic data is sent to intelligent chip.
Further, acquisition instructions comprises: the second fingerprint characteristic data gathering holder.
Technical solution of the present invention comprises: when monitoring smart card and concluding the business, and smart card gathers second fingerprint characteristic data of holder; Judge whether the first fingerprint characteristic data prestored mates with the second fingerprint characteristic data collected; When the first fingerprint characteristic data and the second fingerprint characteristic data coupling, authentication is passed through.Technical solution of the present invention achieves the identification to smart card simply, safely.
Accompanying drawing explanation
Accompanying drawing described herein is used to provide a further understanding of the present invention, and form a application's part, schematic description and description of the present invention, for explaining the present invention, does not form inappropriate limitation of the present invention.In the accompanying drawings:
Fig. 1 is the process flow diagram of auth method of the present invention;
Fig. 2 is the structural representation of smart card of the present invention.
Embodiment
For making the object, technical solutions and advantages of the present invention clearly understand, hereinafter will be described in detail to embodiments of the invention by reference to the accompanying drawings.It should be noted that, when not conflicting, the embodiment in the application and the feature in embodiment can combination in any mutually.
Fig. 1 is the process flow diagram of auth method of the present invention, as shown in Figure 1, comprises the following steps:
Step 101: when monitoring smart card and concluding the business, smart card gathers second fingerprint characteristic data of holder.
Further, also comprise before the method: the first fingerprint characteristic data that smart cards for storage user provides when handling smart card, and fingerprint matching algorithm.
It should be noted that, the first fingerprint characteristic data provided, when referring to that user handles smart card in bank counter or other system, have the fingerprint characteristic data of bank counter or the people that applies for card of other system collection here.
Wherein, fingerprint matching algorithm is Point Pattern Matching algorithm, namely based on the Space expanding matching algorithm of details coordinate model, is also a current application class fingerprint matching algorithm the most widely.The embody rule of Point Pattern Matching algorithm belongs to the conventional techniques means of those skilled in the art, is not used for limiting the present invention, does not repeat them here.
Step 102: judge whether the first fingerprint characteristic data prestored mates with the second fingerprint characteristic data collected; When the first fingerprint characteristic data and the second fingerprint characteristic data coupling, authentication is passed through.
Specifically comprise: obtain the fingerprint matching algorithm prestored;
According to the fingerprint matching algorithm obtained, the first fingerprint characteristic data and the second fingerprint characteristic data are mated; Coupling.
It should be noted that, about how to process rear generation second fingerprint characteristic data to the finger print information of the holder collected, belong to conventional techniques means well-known to those skilled in the art, be not used for limiting the present invention, do not repeat them here.
Further, the method also comprises:
When the first fingerprint characteristic data and the second fingerprint characteristic data coupling, the authentication of smart card notification terminal is passed through, and carries out follow-up operation;
When the first fingerprint characteristic data and the second fingerprint characteristic data do not mate, record unmatched number of times, and continue the second fingerprint characteristic data gathering holder; When unmatched number of times exceedes default threshold number, the transaction of smart card notification terminal stops.
Smart card can be stopped by built-in LCDs notification terminal transaction itself, and also can send instruction to terminal, notification terminal transaction stops.
Gathered the finger print information of holder in the present invention by smart card, avoid the drawback relying on exterior terminal equipment; By smart card, the second fingerprint characteristic data is mated with the first fingerprint characteristic data, follow-up operation is carried out according to matching result, without the need to being read the finger print data in smart card by external unit, prevent the loss of finger print data in smart card, achieve the identification to holder simply, safely.
Fig. 2 is the structural representation of smart card of the present invention, as shown in Figure 2, comprising: intelligent chip and fingerprint characteristic acquisition module.Wherein,
Intelligent chip, for when monitoring smart card and concluding the business, sends acquisition instructions to fingerprint characteristic acquisition module; Receive the second fingerprint characteristic data and also obtain the first fingerprint characteristic data prestored, and judge whether the first fingerprint characteristic data prestored mates with the second fingerprint characteristic data collected; When the first fingerprint characteristic data and the second fingerprint characteristic data coupling, authentication is passed through.
Wherein, acquisition instructions comprises: the second fingerprint characteristic data gathering holder.
Wherein, intelligent chip specifically for:
The instruction of acquisition first fingerprint characteristic data is sent to fingerprint characteristic memory module;
Receive the first fingerprint characteristic data that fingerprint characteristic memory module returns.
Further, intelligent chip, also for storing fingerprint matching algorithm.
Fingerprint characteristic acquisition module, for receiving the acquisition instructions of intelligent chip, gathering second fingerprint characteristic data of holder, and second fingerprint characteristic data of the holder collected is passed to intelligent chip according to acquisition instructions.
Fingerprint characteristic acquisition module, also for the instruction of acquisition first fingerprint characteristic data that receives intelligent chip; And according to the instruction of the first fingerprint characteristic data, the first fingerprint characteristic data is sent to intelligent chip.
Further, this smart card also comprises fingerprint characteristic memory module, for storing the first fingerprint characteristic data that user provides when handling smart card.
Further, this smart card also comprises LCDs, is connected with intelligent chip, and for after being activated by intelligent chip, prompting user inputs finger print information.
Fingerprint characteristic acquisition module, specifically for:
After the acquisition instructions receiving described intelligent chip, gather the finger print information of holder;
Rear generation second fingerprint characteristic data is processed to the finger print information of the holder collected.
Further, intelligent chip also for: when the first fingerprint characteristic data and the second fingerprint characteristic data coupling time, notification terminal authentication is passed through, and carries out follow-up operation; When the first fingerprint characteristic data and the second fingerprint characteristic data do not mate, record unmatched number of times, and send acquisition instructions to fingerprint characteristic acquisition module.
Fingerprint characteristic acquisition module, also for when the first fingerprint characteristic data and the second fingerprint characteristic data do not mate, continues the second fingerprint characteristic data gathering holder.
Intelligent chip, also for when unmatched number of times exceedes default threshold number, notifies that described LCDs display transaction stops or notification terminal transaction stops.
The all or part of step that one of ordinary skill in the art will appreciate that in said method is carried out instruction related hardware by program and is completed, and described program can be stored in computer-readable recording medium, as ROM (read-only memory), disk or CD etc.Alternatively, all or part of step of above-described embodiment also can use one or more integrated circuit to realize.Correspondingly, each module/unit in above-described embodiment can adopt the form of hardware to realize, and the form of software function module also can be adopted to realize.The application is not restricted to the combination of the hardware and software of any particular form.
The above, be only preferred embodiments of the present invention, be not intended to limit protection scope of the present invention.Within the spirit and principles in the present invention all, any amendment made, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.

Claims (10)

1. an auth method, is characterized in that, comprising:
When monitoring smart card and concluding the business, smart card gathers second fingerprint characteristic data of holder;
Judge whether the first fingerprint characteristic data prestored mates with the second fingerprint characteristic data collected; When the first fingerprint characteristic data and the second fingerprint characteristic data coupling, authentication is passed through.
2. smart card according to claim 1, is characterized in that, also comprises before the method: the first fingerprint characteristic data that described smart cards for storage user provides when handling smart card, and fingerprint matching algorithm.
3. auth method according to claim 2, is characterized in that, describedly judges whether the first fingerprint characteristic data and the second fingerprint characteristic data mate, and comprising:
Obtain the fingerprint matching algorithm prestored;
According to the fingerprint matching algorithm obtained, the first fingerprint characteristic data and the second fingerprint characteristic data are mated.
4. auth method according to claim 3, the method also comprises:
When described first fingerprint characteristic data and described second fingerprint characteristic data coupling, the authentication of described smart card notification terminal is passed through, and carries out follow-up operation;
When described first fingerprint characteristic data and described second fingerprint characteristic data do not mate, record unmatched number of times, and continue the second fingerprint characteristic data gathering holder; When unmatched number of times exceedes default threshold number, described smart card notification terminal transaction stops.
5. a smart card, is characterized in that, comprising: intelligent chip and fingerprint characteristic acquisition module; Wherein,
Intelligent chip, for when monitoring smart card and concluding the business, sends acquisition instructions to fingerprint characteristic acquisition module; Receive the second fingerprint characteristic data and also obtain the first fingerprint characteristic data prestored, and judge whether the first fingerprint characteristic data prestored mates with the second fingerprint characteristic data collected; When the first fingerprint characteristic data and the second fingerprint characteristic data coupling, authentication is passed through.
Fingerprint characteristic acquisition module, for receiving the acquisition instructions of intelligent chip, gathering second fingerprint characteristic data of holder, and second fingerprint characteristic data of the holder collected is passed to intelligent chip according to acquisition instructions.
6. smart card according to claim 5, is characterized in that, described smart card also comprises fingerprint characteristic memory module, for storing the first fingerprint characteristic data that user provides when handling smart card;
Described intelligent chip, also for storing fingerprint matching algorithm.
7. smart card according to claim 5, is characterized in that, described smart card also comprises LCDs, is connected with described intelligent chip, and for after being activated by intelligent chip, prompting user inputs finger print information;
Described fingerprint characteristic acquisition module, specifically for:
After the acquisition instructions receiving described intelligent chip, gather the finger print information of holder;
Described second fingerprint characteristic data of rear generation is processed to the finger print information of the holder collected.
8. the smart card according to claim 6-7 any one, is characterized in that, described intelligent chip also for: when described first fingerprint characteristic data and described second fingerprint characteristic data coupling time, notification terminal authentication is passed through, and carries out follow-up operation; When described first fingerprint characteristic data and described second fingerprint characteristic data do not mate, record unmatched number of times, and send acquisition instructions to fingerprint characteristic acquisition module;
Described fingerprint characteristic acquisition module, also for when the first fingerprint characteristic data and the second fingerprint characteristic data do not mate, continues the second fingerprint characteristic data gathering holder;
Described intelligent chip, also for when unmatched number of times exceedes default threshold number, notifies that described LCDs display transaction stops or notification terminal transaction stops.
9. smart card according to claim 6, is characterized in that, described intelligent chip specifically for:
The instruction of acquisition first fingerprint characteristic data is sent to described fingerprint characteristic memory module;
Receive the first fingerprint characteristic data that described fingerprint characteristic memory module returns;
Described fingerprint characteristic acquisition module, also for the instruction that receives acquisition first fingerprint characteristic data of described intelligent chip; And according to the instruction of the first fingerprint characteristic data, described first fingerprint characteristic data is sent to described intelligent chip.
10. smart card according to claim 6, is characterized in that, described acquisition instructions comprises: the second fingerprint characteristic data gathering holder.
CN201410743664.7A 2014-12-08 2014-12-08 Authentication method and smart card Pending CN104392162A (en)

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Application Number Priority Date Filing Date Title
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Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104867009A (en) * 2015-05-18 2015-08-26 苏州海博智能系统有限公司 Intelligent card, quota control system thereof, and quota control method thereof
CN105117634A (en) * 2015-09-14 2015-12-02 南昌欧菲生物识别技术有限公司 Financial chip card and right control method based on same
WO2016201731A1 (en) * 2015-06-17 2016-12-22 宇龙计算机通信科技(深圳)有限公司 Fingerprint recognition method and apparatus, and electronic device
CN106920103A (en) * 2017-03-13 2017-07-04 信利光电股份有限公司 A kind of safety certifying method and safety certification device for obtaining bank card information
CN107833054A (en) * 2017-12-11 2018-03-23 飞天诚信科技股份有限公司 A kind of bluetooth fiscard and its method of work
CN108271148A (en) * 2015-08-27 2018-07-10 广东欧珀移动通信有限公司 A kind of data card control method and data card based on finger print information
CN108629172A (en) * 2018-05-09 2018-10-09 飞天诚信科技股份有限公司 A kind of fingerprint management method and system

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CN101059880A (en) * 2007-05-29 2007-10-24 北京飞天诚信科技有限公司 Method and device for starting intelligent card fingerprint identification through condition judge
CN201853245U (en) * 2009-12-09 2011-06-01 首通云集(北京)投资有限公司 Intelligent card
JP2011145906A (en) * 2010-01-15 2011-07-28 Hitachi Omron Terminal Solutions Corp Transaction processing device and transaction processing method
CN102789587A (en) * 2011-05-20 2012-11-21 陶礼安 Smart card, smart card reader and smart card operation method

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Publication number Priority date Publication date Assignee Title
CN101059880A (en) * 2007-05-29 2007-10-24 北京飞天诚信科技有限公司 Method and device for starting intelligent card fingerprint identification through condition judge
CN201853245U (en) * 2009-12-09 2011-06-01 首通云集(北京)投资有限公司 Intelligent card
JP2011145906A (en) * 2010-01-15 2011-07-28 Hitachi Omron Terminal Solutions Corp Transaction processing device and transaction processing method
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Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104867009A (en) * 2015-05-18 2015-08-26 苏州海博智能系统有限公司 Intelligent card, quota control system thereof, and quota control method thereof
WO2016201731A1 (en) * 2015-06-17 2016-12-22 宇龙计算机通信科技(深圳)有限公司 Fingerprint recognition method and apparatus, and electronic device
CN108271148A (en) * 2015-08-27 2018-07-10 广东欧珀移动通信有限公司 A kind of data card control method and data card based on finger print information
CN105117634A (en) * 2015-09-14 2015-12-02 南昌欧菲生物识别技术有限公司 Financial chip card and right control method based on same
CN106920103A (en) * 2017-03-13 2017-07-04 信利光电股份有限公司 A kind of safety certifying method and safety certification device for obtaining bank card information
CN107833054A (en) * 2017-12-11 2018-03-23 飞天诚信科技股份有限公司 A kind of bluetooth fiscard and its method of work
CN108629172A (en) * 2018-05-09 2018-10-09 飞天诚信科技股份有限公司 A kind of fingerprint management method and system
CN108629172B (en) * 2018-05-09 2019-03-29 飞天诚信科技股份有限公司 A kind of fingerprint management method and system
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Application publication date: 20150304