CN104268984A - Intelligent card supporting off-line query and transaction terminal thereof - Google Patents
Intelligent card supporting off-line query and transaction terminal thereof Download PDFInfo
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- CN104268984A CN104268984A CN201410500408.5A CN201410500408A CN104268984A CN 104268984 A CN104268984 A CN 104268984A CN 201410500408 A CN201410500408 A CN 201410500408A CN 104268984 A CN104268984 A CN 104268984A
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Abstract
The invention provides an intelligent card supporting off-line query and a transaction terminal thereof. The intelligent card comprises a terminal communication module, a transaction module, an input module, a calculation control module, a data storage module and a display screen; the transaction module is used for communication with the transaction terminal to log in an account and execute transaction; the data storage module is used for storing transaction information written in by the transaction terminal; the calculation control module is used for reading the transaction information from the data storage module according to query orders, executing calculation of the read information and outputting the calculation results to the display screen; the display screen is used for displaying a query interface and the calculation results. According to the intelligent card supporting off-line query and the transaction terminal thereof, keys and the display screen are added, and therefore the intelligent card is provided with the off-line query function, further the problem that query is dependent on terminals in an existing intelligent card is overcome, anytime query demand of customers can be met, query efficiency is improved, characteristics of economy, environmental protection and intelligence of the intelligent card are exerted, and more efficient and higher quality service for card holders can be provided.
Description
Technical field
The present invention relates to technical field of intelligent card, particularly, relate to a kind of smart card and the transaction terminal of supporting offline search.
Background technology
Along with the construction process of digitizing, intelligent society, smart card techniques is also applied gradually in the field that financial telecommunications, public transport, medical insurance social security, education, the tax, public security, road and bridge parking management, Digital Television, communication and logistics, gate inhibition's security etc. are closely bound up with life, holder uses smart card at various living scene, enjoys the facility that the life of new technology spread to people provides.But the smart card self of widespread use in life at present only possesses storage, calculation function, do not possess input and Presentation Function, its consumption information and the inquiry of application self information must depend on each Terminal Type, namely holder's inquiry still can only by Possum and outlet's inquiry, this kind of inquiry mode all depends on terminal just can carry out, and there is certain defect and limitation.
For the mode of being inquired about by Possum, every profession and trade mechanism must purchase, lay, maintenance terminal equipment, and there are differences in instruction, safe limit etc. due to different application, terminal is not when doing specific aim transformation to card reader, can not compatible different industries application message read, facility must be purchased separately and lay, and cause the waste of social resources.
For the mode of being inquired about by outlet, every profession and trade mechanism extensively must arrange site, configuration teller, covers wider region as far as possible, but can cause the increase of working expense, human resources are distributed in low value-added work in a large number, also there is the waste of social resources.
Sector application is not direct that detail is write chip for major part, cause above two kinds of mode major parts can only be connected with industry background system by private-line mode, have access to sector application database, its background system is caused to the pressure of aspect of performance, and there is the low possibility of search efficiency.
Summary of the invention
The fundamental purpose of the embodiment of the present invention is to provide a kind of smart card and the transaction terminal of supporting offline search, need depend on the inquiry solving existing smart card the problem that terminal just can carry out.
To achieve these goals, the embodiment of the present invention provides a kind of smart card supporting offline search, and described smart card comprises: terminal communication module, transaction modules, load module, operation control module, data memory module, display screen;
Described terminal communication module is used for described transaction modules, data memory module and outside transaction terminal to communicate to connect;
Described transaction modules is used for communicating with logon account with described transaction terminal and performing transaction;
Described data memory module is for storing the Transaction Information of described transaction terminal write;
Described load module is for receiving the querying command of user's input and being transmitted to described operation control module;
Described operation control module is used for from described data memory module, reading Transaction Information according to described querying command, and exports operation result to described display screen after performing computing to the Transaction Information of described reading;
Described display screen is for showing query interface and described operation result.
Accordingly, the present invention also provides a kind of transaction terminal, and described transaction terminal comprises: cartoon letters module, card processing module, card information memory module, card update module;
Described cartoon letters module is used for described card update module, described card processing module to be connected with smart card communications;
The transaction that described card processing module is used for performing according to described smart card generates Transaction Information;
The Transaction Information that described card information memory module generates for storing described card processing module;
Described card update module is for reading the Transaction Information stored in described smart card, contrast the Transaction Information stored in described smart card whether consistent with the Transaction Information stored in described card information memory module, if not, then the Transaction Information stored in described card information memory module is write in described smart card.
By means of technique scheme, the present invention adds input key and display screen within a smart card, smart card is made to possess the function of offline search, overcome existing smart card and must rely on the problem that terminal could inquire about, realize holder gets final product offline search object by means of only smart card, meet the demand that client inquires about at any time, improve search efficiency, play the characteristic of smart card saving, environmental protection, intelligence, for holder provides more efficient, quality services.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, below the accompanying drawing used required in describing embodiment is briefly described, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
Fig. 1 is smart card architecture block diagram provided by the invention;
Fig. 2 is transaction terminal structured flowchart provided by the invention;
Fig. 3 is the smart card front appearance schematic diagram that the embodiment of the present invention one provides;
Fig. 4 is the smart card reverse side schematic appearance that the embodiment of the present invention one provides;
Fig. 5 is the smartcard internal structural representation that the embodiment of the present invention one provides.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
The invention provides a kind of smart card supporting offline search, as shown in Figure 1, smart card comprises: transaction modules 10, terminal communication module 11, load module 12, operation control module 14, data memory module 15 and display screen 16.
Terminal communication module 11 is for communicating to connect transaction modules 10 and data memory module 15 with outside transaction terminal.
Transaction modules 10 is for carrying out communicating help holder's logon account and perform transaction with the transaction terminal of outside.Concrete, transaction terminal holds for the treatment of holder the transaction that smart card carries out.Transaction modules 10 is for storing the information such as cardholder account essential information (as name on account, login password etc.), key, digital certificate, fingerprint, transaction modules 10 is responsible for the hardware medium as communicating to connect with transaction terminal, help user's logon account and perform transaction, such as, chip in financial IC card.
The Transaction Information that data memory module 15 writes for store transaction terminal.Wherein, when smart card performs transaction, transaction terminal generates Transaction Information, in existing application of IC cards, this Transaction Information is not often written in smart card, but be stored in transaction terminal or other special inquiry terminals, therefore holder is in needs inquiry consumer record, this kind of transaction terminal must be relied on or special inquiry terminal just can complete during the information such as account balance, and in the present invention, transaction terminal can be write in the data memory module 15 of smart card after generation Transaction Information, make smart cards for storage Transaction Information, to make holder when departing from transaction terminal or other inquiry terminals, smart card is only relied on to complete inquiry.Wherein Transaction Information includes but not limited to the information such as type of transaction, dealing money, consumption place, account balance.
Load module 12 is for receiving the querying command of user's input and being transmitted to operation control module 14.The input media that load module 12 is arranged within a smart card for the present invention, user is by triggering load module 12 typing querying command.In a kind of preferred embodiment, load module 12 can comprise one or more pressure-sensitive keys being arranged at smart card surface, preset a rule, make the command information that each pressure-sensitive keys is corresponding special, when user presses one or more pressure-sensitive keys, the button that pressed sends trigger pip to operation control module 14, so that operation control module 14 determines that user triggers is for which pressure-sensitive keys, and then determines by default rule the querying command that user inputs.Preferably, pressure-sensitive keys can be Shuo Zi alphabet key, and such as user is by triggering the information such as corresponding digital keys input time, or a certain query type that user selects to show in query interface by triggering letter key.Preferably, pressure-sensitive keys also can be set to function key, namely user is equivalent to input specific querying command by triggering the button with specific function, as arranged the function key of corresponding inquiry into balance, is equivalent to the order of input inquiry remaining sum when user triggers this function key.
Operation control module 14 reads Transaction Information according to querying command for 1 from data memory module 15, and exports operation result to display screen 16 after performing computing to the Transaction Information read.
Display screen 16 is for showing query interface and described operation result.Query interface includes but not limited to the information such as inquiry guidance, query type selection, to help user according to the regular input inquiry order of setting.
Operation control module 14 is resolved it after receiving querying command, determine that user wants the information understood, then from data memory module 15, Transaction Information is read out, again according to the calculation process that querying command is correlated with to Transaction Information, obtain the operation result of matching inquiry order, finally send to display screen 16 to show.
In a kind of preferred embodiment, the smart card shown in Fig. 1 also comprises: correction verification module 13.
For avoiding utilizing smart card illegally to inquire about, operation control module 14 and display screen 16 are defaulted as closed condition, if user wants that utilizing smart card to carry out offline search needs first by the checking of correction verification module 13.
The authentication password that correction verification module 13 is inputted by load module 12 for receiving user, and described authentication password is verified, when restarting operation control module 14 and described display screen 16 after verification succeeds; If verify unsuccessfully, then operation control module 14 and display screen 16 are in closed condition, do not allow to inquire about.
Consider that smart card generally has the features such as volume is little, easy to carry, in a preferred embodiment, display screen 16 can adopt electronic-paper display screen 16, to save taking up room of display screen 16.
The Transaction Information that smart card shows is checked for avoiding non-holder, in a kind of preferred embodiment, smart card shown in Fig. 1 can also comprise display screen control module 17, when judge user operate for the last time load module 12 be greater than setting-up time with the time of present interval time, display screen control module 17 closes display screen 16.Preferably, more than 10 seconds, interval can be set to and then close display screen 16.
In one embodiment, terminal communication module 11 with between transaction terminal for contact is connected, in this case, terminal communication module 11 has the communication interface that directly can contact with transaction terminal.
In another kind of embodiment, terminal communication module 11 is connected for contactless with between transaction terminal, in this case, communication is adopted between terminal communication module 11 and transaction terminal, such as, terminal communication module 11 has radio-frequency coil, adopts radio-frequency (RF) identification (Radio Frequency Identification, RFID) technology to communicate with transaction terminal.
Take up room to reduce smart card as far as possible, user is made to hold conveniently, in a kind of preferred embodiment, transaction modules 10 in smart card shown in Fig. 1, operation control module 14, data memory module 15, correction verification module 13, display screen control module 17 etc. can also be integrated in a chip by the present invention, namely completed logon account by a chip, performed transaction, store transaction information, according to the querying command of user calculation process carried out to Transaction Information and export to display screen, verification password, controlling the functions such as display screen switch.
As shown in Figure 2, the present invention also provides a kind of transaction terminal, and transaction terminal comprises: cartoon letters module 21, card processing module 22, card information memory module 23, card update module 24.
Cartoon letters module 21 is for being connected card update module 24, card processing module 22 with smart card communications.Concrete, cartoon letters module 21 should match with the terminal communication module of smart card, if terminal communication module is contact communication interface, cartoon letters module 21 should have corresponding contact slot, inserts for smart card, realizes contact communication connection; If terminal communication module is contactless radio-frequency coil, cartoon letters module 21 should have the radio-frequency identification reader of coupling.
Card processing module 22 generates Transaction Information for the transaction performed according to smart card.Concrete, when the transaction that smart card performs needs networking processing, card processing module 22 generates Transaction Information according to networking processing result.
The Transaction Information that card information memory module 23 generates for storage card processing module 22.
Card update module 24 is for reading the Transaction Information stored in smart card, whether the Transaction Information stored in contrast smart card is consistent with the Transaction Information stored in card information memory module 23, if not, then the Transaction Information stored in card information memory module 23 is write in smart card.
Concrete, card update module 24 is as the criterion with the Transaction Information in card information memory module 23, upgrades the Transaction Information stored in smart card, to make the two consistent, ensures the accuracy of holder's offline search.
Transaction terminal holds for the treatment of holder the transaction that smart card carries out.When smart card performs transaction, transaction terminal generates the Transaction Information comprising type of transaction, dealing money, consumption place, account balance etc., then write in the data memory module of smart card, to make holder when departing from any inquiry terminal, smart card is only relied on to complete inquiry.
The present invention adds load module and display screen within a smart card, smart card is made to possess the function of offline search, overcome existing smart card and must rely on the problem that transaction terminal or other special inquiry terminals just can carry out inquiring about, realize holder gets final product offline search object by means of only smart card, meet the demand that client inquires about at any time, improve search efficiency, play the characteristic of smart card saving, environmental protection, intelligence, for holder provides more efficient, quality services.
Embodiment one
The present embodiment provides a kind of smart card of concrete support offline search, as shown in Figure 3-Figure 5, smart card comprises: card base 31, surface-mounted integrated circuit (not shown), display screen 33, pressure-sensitive keys 34, solar film battery plate 35, Intelligent treatment chip 36, pin-saving chip 37, terminal communications interface 38 and Printing Zone 39.
Wherein, Intelligent treatment chip 36 is responsible for logon account, is performed transaction (function of corresponding transaction modules 10), according to the querying command of user calculation process carried out to Transaction Information and export to display screen (function of corresponding operation control module 14), verification password (function of corresponding correction verification module 13), controlling the functions such as display screen switch (function of corresponding display screen control module 17); Pin-saving chip 37 is for store transaction information (function of corresponding data memory module 15); Terminal communications interface 38 adopts contact communication mode and transaction terminal to carry out communicate (function of counterpart terminal communication module 11).
Wherein, Figure 3 shows that the front appearance figure of this smart card, the front of this smart card comprises card base 31, display screen 33, pressure-sensitive keys 34, Printing Zone 39 and solar film battery plate 35.Wherein, card base 31 adopts polyvinylchloride material.Pressure-sensitive keys 34 comprises multiple numerical key, letter key and function key.Display screen 33 is Electronic Paper.Printing Zone 39 is according to industry requirement printed card relevant information belonging to smart card.
Figure 4 shows that the reverse side outside drawing of this smart card, the reverse side of this smart card comprises card base 31 and terminal communications interface 38.
Fig. 5 is the inner structure schematic diagram of this smart card, wherein, display screen 33, pressure-sensitive keys 34, solar film battery plate 35, Intelligent treatment chip 36, pin-saving chip 37 and terminal communications interface 38 are all integrated on surface-mounted integrated circuit, are connected by integrated circuit 32.Solar film battery plate 35 is each electronics.Surface-mounted integrated circuit is packaged among card base 31.
Principle of work below for utilizing this smart card to carry out offline search:
Holder uses pressure-sensitive keys 34 typing authentication password; Intelligent treatment chip 36 verifies this authentication password, after verification succeeds, starts display screen 33; Display screen 33 shows query interface, and the rule that user shows according to query interface triggers pressure-sensitive keys 34; The pressure-sensitive keys 34 that Intelligent treatment chip 36 triggers according to user determines querying command, from pin-saving chip 37, read Transaction Information, and carries out computing according to querying command to Transaction Information, is then sent to by operation result display screen 33 to show; If user does not press any pressure-sensitive keys 34 in 10 seconds, then Intelligent treatment chip 36 closes display screen 33.
Accordingly, the transaction terminal principle of work of mating with this smart card is as follows:
Smart card inserts in transaction terminal by holder, and the terminal communications interface 38 of smart card is communicated to connect with transaction terminal contact; Holder utilizes smart card to conclude the business, transaction terminal generates Transaction Information (including but not limited to the information such as type of transaction, dealing money, consumption place, account balance) after (or networking processing) this transaction by oneself, then the Transaction Information generated is write in smart card, make smart cards for storage have up-to-date Transaction Information.
Embodiment two
The present embodiment provides the smart card of another kind of concrete support offline search, and compared with the smart card in embodiment one, difference is that the smart card of the present embodiment adopts radio-frequency coil and transaction terminal to communicate to connect.This radio-frequency coil is integrated on surface-mounted integrated circuit together with display screen, input key, solar film battery plate, control chip, pin-saving chip etc., is connected, and is packaged in Ka Jinei by integrated circuit.
In sum, the smart card of support offline search that provides of the embodiment of the present invention and transaction terminal have following beneficial effect:
(1) solving current smart cards deficiency by terminal restriction when performing querying command, making smart card possess the function of offline search, utilizing this product that smart card can be made to use more convenient, be more conducive to smart card and promote;
(2) alleviate that each hair fastener industry is purchased for Possum, laid, the cost of follow-up maintenance aspect, the real advantage playing smart card energy-saving and emission-reduction, environmental protection;
(3) each hair fastener industry site attendant is conformed to the principle of simplicity to free in substance is multiple, added value is low work, alleviate the cabinet surface pressure of terminal site, alleviate the input cost that industry mechanism offers site on a large scale;
(4) alleviate holder accepts secure context worry to smart card, fully grasp smart card variation history and situation whenever and wherever possible, without the need to hurrying back and forth between different industries, experiencing smart card is the facility brought of living.
Above-described specific embodiment; object of the present invention, technical scheme and beneficial effect are further described; be understood that; the foregoing is only specific embodiments of the invention; the protection domain be not intended to limit the present invention; within the spirit and principles in the present invention all, any amendment made, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.
Those skilled in the art can also recognize the various illustrative components, blocks (illustrative logical block) that the embodiment of the present invention is listed, unit, and step can pass through electronic hardware, computer software, or both combinations realize.For the replaceability (interchangeability) of clear displaying hardware and software, above-mentioned various illustrative components (illustrative components), unit and step have universally described their function.Such function is the designing requirement realizing depending on specific application and whole system by hardware or software.Those skilled in the art for often kind of specifically application, can use the function described in the realization of various method, but this realization can should not be understood to the scope exceeding embodiment of the present invention protection.
Various illustrative logical block described in the embodiment of the present invention, or unit, or device can pass through general processor, digital signal processor, special IC (ASIC), field programmable gate array or other programmable logic device, discrete gate or transistor logic, discrete hardware components, or the design of above-mentioned any combination realizes or operates described function.General processor can be microprocessor, and alternatively, this general processor also can be any traditional processor, controller, microcontroller or state machine.Processor also can be realized by the combination of calculation element, such as digital signal processor and microprocessor, multi-microprocessor, and a Digital Signal Processor Core combined by one or more microprocessor, or other similar configuration any realizes.
The software module that method described in the embodiment of the present invention or the step of algorithm directly can embed hardware, processor performs or the combination of both.Software module can be stored in the storage medium of other arbitrary form in RAM storer, flash memory, ROM storer, eprom memory, eeprom memory, register, hard disk, moveable magnetic disc, CD-ROM or this area.Exemplarily, storage medium can be connected with processor, with make processor can from storage medium reading information, and write information can be deposited to storage medium.Alternatively, storage medium can also be integrated in processor.Processor and storage medium can be arranged in ASIC, and ASIC can be arranged in user terminal.Alternatively, processor and storage medium also can be arranged in the different parts in user terminal.
In one or more exemplary design, the above-mentioned functions described by the embodiment of the present invention can realize in the combination in any of hardware, software, firmware or this three.If realized in software, these functions can store on the medium with computer-readable, or are transmitted on the medium of computer-readable with one or more instruction or code form.Computer readable medium comprises computer storage medium and is convenient to make to allow computer program transfer to the telecommunication media in other place from a place.Storage medium can be that any general or special computer can the useable medium of access.Such as, such computer readable media can include but not limited to RAM, ROM, EEPROM, CD-ROM or other optical disc storage, disk storage or other magnetic storage device, or other anyly may be used for carrying or store the medium that can be read the program code of form with instruction or data structure and other by general or special computer or general or special processor.In addition, any connection can be properly termed computer readable medium, such as, if software is by a concentric cable, fiber optic cables, twisted-pair feeder, Digital Subscriber Line (DSL) or being also comprised in defined computer readable medium with wireless way for transmittings such as such as infrared, wireless and microwaves from a web-site, server or other remote resource.Described video disc (disk) and disk (disc) comprise Zip disk, radium-shine dish, CD, DVD, floppy disk and Blu-ray Disc, and disk is usually with magnetic duplication data, and video disc carries out optical reproduction data with laser usually.Above-mentioned combination also can be included in computer readable medium.
Claims (10)
1. support a smart card for offline search, it is characterized in that, described smart card comprises: terminal communication module, transaction modules, load module, operation control module, data memory module, display screen;
Described terminal communication module is used for described transaction modules, data memory module and outside transaction terminal to communicate to connect;
Described transaction modules is used for communicating with logon account with described transaction terminal and performing transaction;
Described data memory module is for storing the Transaction Information of described transaction terminal write;
Described load module is for receiving the querying command of user's input and being transmitted to described operation control module;
Described operation control module is used for from described data memory module, reading Transaction Information according to described querying command, and exports operation result to described display screen after performing computing to the Transaction Information of described reading;
Described display screen is for showing query interface and described operation result.
2. smart card according to claim 1, is characterized in that, described smart card also comprises: correction verification module;
Described operation control module and described display screen are defaulted as closed condition;
The authentication password that described correction verification module is inputted by described load module for receiving user, and described authentication password is verified, when after verification succeeds, start described operation control module and described display screen.
3. smart card according to claim 1, is characterized in that, described smart card also comprises: display screen control module;
When described display screen control module is greater than setting-up time for the time judging user and operate load module and present interval for the last time, close display screen.
4. smart card according to claim 1, is characterized in that, described smart card also comprises solar film battery plate.
5. smart card according to claim 1, is characterized in that, described display screen is electronic-paper display screen.
6. smart card according to claim 1, is characterized in that, described load module comprises one or more pressure-sensitive keys.
7. smart card according to claim 1, is characterized in that, described terminal communication module and transaction terminal are that contact is connected.
8. smart card according to claim 1, is characterized in that, described terminal communication module and transaction terminal are contactless connection.
9., according to the arbitrary described smart card of claim 1-8, it is characterized in that, described Transaction Information comprise in following information one or more: type of transaction, dealing money, consumption place, account balance.
10. a transaction terminal, is characterized in that, described transaction terminal comprises: cartoon letters module, card processing module, card information memory module, card update module;
Described cartoon letters module is used for described card update module, described card processing module to be connected with smart card communications;
The transaction that described card processing module is used for performing according to described smart card generates Transaction Information;
The Transaction Information that described card information memory module generates for storing described card processing module;
Described card update module is for reading the Transaction Information stored in described smart card, contrast the Transaction Information stored in described smart card whether consistent with the Transaction Information stored in described card information memory module, if not, then the Transaction Information stored in described card information memory module is write in described smart card.
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| CN201410500408.5A CN104268984A (en) | 2014-09-26 | 2014-09-26 | Intelligent card supporting off-line query and transaction terminal thereof |
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| CN201410500408.5A CN104268984A (en) | 2014-09-26 | 2014-09-26 | Intelligent card supporting off-line query and transaction terminal thereof |
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Application publication date: 20150107 |
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