CN104217331A - Client front-end system and mobile payment system - Google Patents
Client front-end system and mobile payment system Download PDFInfo
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- CN104217331A CN104217331A CN201410437588.7A CN201410437588A CN104217331A CN 104217331 A CN104217331 A CN 104217331A CN 201410437588 A CN201410437588 A CN 201410437588A CN 104217331 A CN104217331 A CN 104217331A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
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Abstract
The invention belongs to the technical field of mobile payment, and particularly relates to a client front-end system and a mobile payment system. The mobile payment system comprises a client system, the client front-end system and a background system, wherein the client front-end system comprises a client interface unit, an application unit, an application management unit and a background interface unit; the client interface unit is used for being connected with a client; the background interface unit is used for being connected with the background system; the client interface unit carries out data transmission with the application unit; the application unit carries out data transmission with the background interface unit; and the application unit carries out data transmission with the application management unit. The client front-end system provided by the invention has the advantages that the communication between the client and the background system is processed by the client front-end system in a unified way; the deployment, installation and unloading of application function packets and the operation management and monitoring are managed in a unified way; communication and message interfaces of the client and the background function are unified; the development and the expansion of the background function are simplified; and the problem of management complexity due to mobile phone hardware and platform differences, the problems of service interruption due to unstable networks of the client and other problems are solved.
Description
Technical field
The invention belongs to mobile payment technical field, be specifically related to the preposition and mobile-payment system of a kind of client.
Background technology
Existing mobile-payment system comprises client and background system two large divisions, and the normal operation of mobile-payment system needs client directly and background system constantly carries out alternately.In the time of mobile-payment system what's new, client and background system all need to process the various details of client, such as OS Type (Android or IOS), type, screen size etc. problem, causes the construction cycle greatly to lengthen, and can not adapt to the needs of fast Development.
In the time of client what's new demand and nonfunction requirement, all can relate to the problem that client is upgraded, and the situation nonfunction requirement having but must allow client mandatory upgrade.Meanwhile, carry out the nonfunction requirements such as technological adjustment, address change, newly-increased error code, Word message during when mobile payment background system, cause equally client to upgrade.User in use will face constantly updating client, while allowing user use client, feels helpless, greatly reduces user and experiences.
Summary of the invention
The object of the present invention is to provide a kind of client front-end system, the management complexity problem that cause to solve background system nonfunction requirement that client must be upgraded, mobile phone hardware and platform difference is caused and client cause the problem of service disconnection because of unstable networks.
Client front-end system provided by the invention, structural drawing is shown in Figure 1.This system comprises: client-side interface unit, applying unit and backstage interface unit; Described client-side interface unit is for being connected with client, and described backstage interface unit is for being connected with background system; Described client-side interface unit and described applying unit carry out data transmission, and described applying unit and described backstage interface unit carry out data transmission; Wherein:
Applying unit comprises: base application unit and independent utility unit; Wherein:
Base application unit is used for carrying out equipment control, version management, user management and rights management; It comprises: device management module, version management module, user management module and authority management module; Wherein:
Device management module is for card reader identification, the loading of real name information, replacement card reader etc.; It at least comprises: card reader identification application bag, real name information load application bag, in replacement card reader application bag any one;
Version management module is for version detection and edition upgrading; It at least comprises: version detection application bag, in edition upgrading application bag any one;
User management module is for user's Login Register, and skin list loads, personal letter management etc.; It at least comprises: user's Login Register application bag, skin list load application bag, in personal letter management application bag any one;
Authority management module is for authentication, handset binding, Password Management; It at least comprises: authentication application bag, handset binding application bag, in Password Management application bag any one;
Independent utility unit is for the various application services of mobile phone, and it at least comprises: the super application bag of transferring accounts, credit card repayment application bag, game are supplemented application bag, Q coin with money and supplemented application bag, prepaid mobile phone recharging application bag, account charging application bag, government utility payment application bag, the whole nation with money and hand over and penalize in application bag etc. any one.
Client-side interface unit comprises: client-requested receiver module, application distribution module and client end response sending module.Wherein:
Client-requested receiver module is connected with client, the solicited message sending for receiving client;
Application distribution module is connected with described client-requested receiver module, for request being distributed to the application bag that applying unit is corresponding according to described client-requested receiver module requested content;
Client end response sending module is connected with described applying unit, for responding the processing result information of described applying unit transmission and being sent to client.
Backstage interface unit comprises: backstage interface management module (add/delete/safeguard backstage interface), backstage interface interchange module (request and response); Wherein:
Backstage interface management module is for adding, delete and safeguard the sub-platform of background system;
Backstage interface interchange module is for responding the data interaction request between described applying unit and background system.
In the present invention, application management unit also can be set, this application management unit and applying unit carry out data transmission, are mainly used in the management to applying unit, and it comprises: application bag increase and decrease module, application bag deployment module and application packet switch module; Wherein:
Application bag increase and decrease module is connected with described applying unit, for increasing with the application bag of the described applying unit of deletion.
Application bag deployment module is connected with described applying unit, for disposing the application bag of described applying unit.
Application packet switch module is connected with described applying unit, for opening or close the application bag of described applying unit.
The mobile-payment system that the invention still further relates to the above-mentioned client front-end system of application, this mobile-payment system comprises: client, above-mentioned client front-end system and background system; Wherein: client is connected with client front-end system by the client-side interface unit in client front-end system, background system is connected with client front-end system by the backstage interface unit in client front-end system, be that client-side interface unit in client and client front-end system carries out data transmission, the backstage interface unit in background system and client front-end system carries out data transmission; Wherein:
Client comprises at least one client, and client can increase arbitrarily client, for example: happy client, the account account client terminal paid of card.
Background system at least comprises that settlement platform, core payment platform, risk control platform, operation supporting platform and third party's background system are (for example: electronic emporium platform clearly, Unionpay's system), background system can add new function system by backstage interface management module.
In the present invention, described client front-end system, the unified communication of processing between client and background system, developer gets final product fast Development for Application and Development function bag without the communication details of being concerned about bottom; Communicating by letter of unified processing and other background systems, is concerned about communication protocol and message format details without developer, improves tempo of development; The deployment of unified management application function bag, installs, and unloading and operational management and monitoring, can understand the ruuning situation of existing application function bag at any time, and implement necessary management.Communicating by letter and message interface of uniform client and background function, simplifies background function exploitation and expansion.The management complexity problem that the invention solves that background system nonfunction requirement causes that client must be upgraded, mobile phone hardware and platform difference causes and client cause the problem of service disconnection because of unstable networks.
Brief description of the drawings
Fig. 1 client front-end system structural drawing.
Fig. 2 mobile-payment system structural drawing.
Fig. 3 is that the authentication application bag of base application unit uses process flow diagram.
Fig. 4 is the government utility payment application bag process flow diagram of independent utility unit.
Embodiment
Below in conjunction with specific embodiment, further illustrate the present invention, should understand these embodiment is only not used in and limits the scope of the invention for the present invention is described, after having read the present invention, those skilled in the art all fall within the application's claims limited range to the amendment of the various equivalent form of values of the present invention.
Further illustrate system of the present invention in conjunction with Fig. 1 and Fig. 2.
Client front-end system provided by the invention, structural drawing is shown in Figure 1.This system comprises: client-side interface unit, applying unit, application management unit and backstage interface unit; Described client-side interface unit is for being connected with client, and described backstage interface unit is for being connected with background system; Described client-side interface unit and described applying unit carry out data transmission, and described applying unit and described backstage interface unit carry out data transmission; Applying unit and application management unit carry out data transmission; Wherein:
Applying unit comprises: base application unit and independent utility unit; Wherein:
Base application unit is used for carrying out equipment control, version management module, user management and rights management; It comprises: device management module, version management module, user management module and authority management module; Wherein:
Device management module is for card reader identification, the loading of real name information, replacement card reader etc.; It comprises: card reader identification application bag, real name information load application bag, replacement card reader application bag;
Version management module is for version detection and edition upgrading; It comprises: version detection application bag, edition upgrading application bag;
User management module is for user's Login Register, and skin list loads, personal letter management etc.; It comprises: user's Login Register application bag, skin list load application bag, personal letter management application bag;
Authority management module is for authentication, handset binding, Password Management; It comprises: authentication application bag, handset binding application bag, Password Management application bag;
Independent utility unit, for the various application services of mobile phone, comprising: the super application bag of transferring accounts, credit card repayment application bag, game are supplemented application bag, Q coin with money and supplemented application bag, prepaid mobile phone recharging application bag, account charging application bag, government utility payment application bag, the whole nation with money and hand over and penalize application bag etc.
Each application bag is made up of corresponding application program, configuration file and resource file.
Client-side interface unit comprises: client-requested receiver module, application distribution module and client end response sending module.Wherein:
Client-requested receiver module is connected with client, the solicited message sending for receiving client;
Application distribution module is connected with described client-requested receiver module, for request being distributed to the application bag that applying unit is corresponding according to described client-requested receiver module requested content;
Client end response sending module is connected with described applying unit, for responding the processing result information of described applying unit transmission and being sent to client.
Backstage interface unit comprises: backstage interface management module (add/delete/safeguard backstage interface), backstage interface interchange module (request and response); Wherein:
Backstage interface management module is for adding, delete and safeguard the sub-platform of background system;
Backstage interface interchange module is for responding the data interaction request between described applying unit and background system;
Application management unit is mainly used in the management to applying unit, and it comprises: application bag increase and decrease module, application bag deployment module and application packet switch module; Wherein:
Application bag increase and decrease module is connected with described applying unit, for increasing with the application bag of the described applying unit of deletion.
Application bag deployment module is connected with described applying unit, for disposing the application bag of described applying unit.
Application packet switch module is connected with described applying unit, for opening or close the application bag of described applying unit.
Each application bag in the base application unit relating in the present invention and independent utility unit can be with existing.
Mobile-payment system of the present invention as shown in Figure 2, comprising: client, above-mentioned client front-end system and background system; Wherein: client is connected with client front-end system by the client-side interface unit in client front-end system, background system is connected with client front-end system by the backstage interface unit in client front-end system, be that client-side interface unit in client and client front-end system carries out data transmission, the backstage interface unit in background system and client front-end system carries out data transmission; Wherein:
Client comprises at least one client, and client can increase arbitrarily client, for example: happy client, the account account client terminal paid of card.
Background system at least comprises that settlement platform, core payment platform, risk control platform, operation supporting platform and third party's background system are (for example: electronic emporium platform clearly, Unionpay's system), background system can add new function system by backstage interface management module.
Each application bag correspondence of the independent utility unit of the applying unit of client front-end system configuration is provided with an app title, and client is accessed corresponding functional unit by url address, for example:
Access government utility payment application bag app1:http: //www.handpay.com/facade/app/app1/
Access the super application bag app2:http that transfers accounts: //www.handpay.com/facade/app/app2/
The application bag of the each module in base application unit also has a unique title, and client for example, by the corresponding son application of this title access:
Access authentication application bag:
http:// www.handpay.com/facade/verifyUser/
Access client skin list load application bag: http://www.handpay.com/facade/skin/.
Wrap as example taking the authentication application of base application unit below, the present invention be described:
Client is initiated authentication request to client front-end system, and the client-requested receiver module of client-side interface unit receives the client of client-requested record initiation request; Solicited message is sent to application distribution module by client-requested receiver module, the url address that application distribution module comprises according to solicited message
http:// www.handpay.com/facade/verifyUser/request is distributed to corresponding authentication application bag in base application unit, and authentication application bag receives solicited message and processes.Subsequent treatment request is sent to backstage interface unit by authentication application bag, and the backstage interface interchange module of backstage interface unit receives subsequent treatment solicited message record request initiator information; The sub-platform ID that backstage interface interchange module comprises according to background system identifies corresponding sub-platform, the risk control platform that the system of conventionally processing this type of business demand is background system, and risk control platform receives authentication request and carries out authentication operation.Result is returned to backstage interface interchange module by risk control platform, and backstage interface interchange module, according to the request initiator of record, turns back to corresponding authentication application bag by result.Authentication application bag receives the result of returning and returns to client-side interface unit.The client end response sending module of client-side interface unit receives authentication application and wraps the result of sending and return to corresponding client, and client the result also shows.
Wrap as example taking the government utility payment application of independent utility unit below, the present invention be described:
Client is initiated government utility payment request to client front-end system, and the client of request initiated in the client-requested receiver module reception client-requested of client-side interface unit record; Solicited message is sent to application distribution module by client-requested receiver module, the url address app1:http that application distribution module comprises according to solicited message: request is distributed to corresponding government utility payment application bag in independent utility unit by //www.handpay.com/facade/app/app1/, and government utility payment application bag receives solicited message and processes.Subsequent treatment request is sent to backstage interface unit by government utility payment application bag, and the backstage interface interchange module of backstage interface unit receives subsequent treatment solicited message record request initiator information; The sub-platform ID that backstage interface interchange module comprises according to background system identifies corresponding sub-platform, the payment platform that the system of conventionally processing this type of business demand is background system, and payment platform reception government utility is paid the fees and is asked and pay the fees operation.Result is returned to backstage interface interchange module by payment platform, and backstage interface interchange module, according to the request initiator of record, turns back to corresponding government utility payment application bag by result.Government utility payment application bag receives the result of returning and returns to client-side interface unit.The client end response sending module of client-side interface unit receives government utility payment application and wraps the result of sending and return to corresponding client, and client the result also shows.
Claims (4)
1. a client front-end system, is characterized in that this system comprises: client-side interface unit, applying unit and backstage interface unit; Described client-side interface unit is for being connected with client, and described backstage interface unit is for being connected with background system; Described client-side interface unit and described applying unit carry out data transmission, and described applying unit and described backstage interface unit carry out data transmission; Wherein:
Applying unit comprises: base application unit and independent utility unit; Wherein:
Base application unit is used for carrying out equipment control, version management, user management and rights management; It comprises: device management module, version management module, user management module and authority management module; Wherein:
Device management module is for card reader identification, the loading of real name information, replacement card reader; It at least comprises card reader identification application bag, real name information load application bag, any one in replacement card reader application bag;
Version management module is for version detection and edition upgrading; It at least comprises: version detection application bag, any one in edition upgrading application bag;
User management module is for user's Login Register, skin list loading, personal letter management; It at least comprises user's Login Register application bag, skin list load application bag, any one in personal letter management application bag;
Authority management module is for handset binding, Password Management; It at least comprises: any one in handset binding application bag, Password Management application bag;
Independent utility unit is for the various application services of mobile phone, and it at least comprises: the super application bag of transferring accounts, credit card repayment application bag, game are supplemented application bag, Q coin with money and supplemented application bag, prepaid mobile phone recharging application bag, account charging application bag, government utility payment application bag, the whole nation with money and hand over and penalize any one in application bag;
Client-side interface unit comprises: client-requested receiver module, application distribution module and client end response sending module; Wherein:
Client-requested receiver module is connected with client, the solicited message sending for receiving client;
Application distribution module is connected with described client-requested receiver module, for request being distributed to the application bag that applying unit is corresponding according to described client-requested receiver module requested content;
Client end response sending module is connected with described applying unit, for responding the processing result information of described applying unit transmission and being sent to client;
Backstage interface unit comprises: backstage interface management module and backstage interface interchange module; Wherein:
Backstage interface management module is for adding, delete and safeguard the sub-platform of background system;
Backstage interface interchange module is for responding the data interaction request between described applying unit and background system.
2. client front-end system according to claim 1, is characterized in that this system also comprises: application management unit, and application management unit and applying unit carry out data transmission; Be mainly used in the management to applying unit, it comprises: application bag increase and decrease module, application bag deployment module and application packet switch module; Wherein:
Application bag increase and decrease module is connected with described applying unit, for increasing with the application bag of the described applying unit of deletion;
Application bag deployment module is connected with described applying unit, for disposing the application bag of described applying unit;
Application packet switch module is connected with described applying unit, for opening or close the application bag of described applying unit.
3. a mobile-payment system, is characterized in that this system comprises: client, client front-end system claimed in claim 1 and background system; Wherein: client is connected with client front-end system by the client-side interface unit in client front-end system, background system is connected with client front-end system by the backstage interface unit in client front-end system, be that client-side interface unit in client and client front-end system carries out data transmission, the backstage interface unit in background system and client front-end system carries out data transmission; Wherein:
Client comprises at least one client, and client can increase arbitrarily client;
Background system at least comprises settlement platform, core payment platform, risk control platform, operation supporting platform and third party's background system clearly, and background system can add new function system by backstage interface management module.
4. mobile-payment system according to claim 3, is characterized in that this system also comprises: application management unit, and application management unit and applying unit carry out data transmission; Be mainly used in the management to applying unit, it comprises: application bag increase and decrease module, application bag deployment module and application packet switch module; Wherein:
Application bag increase and decrease module is connected with described applying unit, for increasing with the application bag of the described applying unit of deletion;
Application bag deployment module is connected with described applying unit, for disposing the application bag of described applying unit;
Application packet switch module is connected with described applying unit, for opening or close the application bag of described applying unit.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201410437588.7A CN104217331A (en) | 2014-09-01 | 2014-09-01 | Client front-end system and mobile payment system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201410437588.7A CN104217331A (en) | 2014-09-01 | 2014-09-01 | Client front-end system and mobile payment system |
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| CN104217331A true CN104217331A (en) | 2014-12-17 |
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| CN201410437588.7A Pending CN104217331A (en) | 2014-09-01 | 2014-09-01 | Client front-end system and mobile payment system |
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