CN104166918B - Safe payment method based on audio button - Google Patents

Safe payment method based on audio button Download PDF

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Publication number
CN104166918B
CN104166918B CN201410410913.0A CN201410410913A CN104166918B CN 104166918 B CN104166918 B CN 104166918B CN 201410410913 A CN201410410913 A CN 201410410913A CN 104166918 B CN104166918 B CN 104166918B
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China
Prior art keywords
transaction
user
trade center
button
app
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Expired - Fee Related
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CN201410410913.0A
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Chinese (zh)
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CN104166918A (en
Inventor
赵华伟
徐如志
舒明雷
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Qilu University of Technology
Shandong Computer Science Center
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Qilu University of Technology
Shandong Computer Science Center
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Priority to CN201410410913.0A priority Critical patent/CN104166918B/en
Publication of CN104166918A publication Critical patent/CN104166918A/en
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Publication of CN104166918B publication Critical patent/CN104166918B/en
Expired - Fee Related legal-status Critical Current
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The safe payment method based on audio button of the present invention, including a) user's registrations;B) binds bank card;C), which is installed, pays APP;D) bank cards are set;E) initiates to pay;F) sends information to trade center;G) produces transaction data;H) produces transaction verification code;I) verifies messageLegitimacy;J) produces transaction evidence;K) inputs transaction verification code;L) is sentTo trade center;M) is verifiedLegitimacy;N) judges the ageing of transaction;O) produces transaction cancellation data;P) completes payment transaction.The safe payment method of the present invention, passes through short-message verification dealing money, it is to avoid APP sends the generation of wash sale amount of money phenomenon;By verifying messageLegitimacy and transaction it is ageing, it is ensured that the security of payment transaction, and transaction voucher information can be produced.Because whole secure payment process need not input bank's card number and encrypted message, it is to avoid the risk that user bank card number and password are stolen.

Description

Safe payment method based on audio button
Technical field
The present invention relates to a kind of safe payment method based on audio button, in particular, more particularly to one kind can have Effect avoids the safe payment method based on audio button that dealing money is cheated and bank's card number and password are stolen.
Background technology
Ecommerce based on Intelligent mobile equipment being capable of traversing space-time limitation, the realization friendship of ecommerce anywhere or anytime Easily.This transaction has obtained the accreditation of masses with its convenience and agility, and the ecommerce for being increasingly becoming a kind of main flow is handed over Easy mode.However, this mode of doing business but has huge security risk:(1) generally it is provided with Intelligent mobile equipment big Incredible APP, the APP of some malice or even the e-commerce transaction APP that can disguise oneself as legal are measured, so that user cheating is defeated Enter bank's card number and password, this causes user to be faced with the great risk that fund is stolen;(2) some advanced hacking technique energy Enough instructions that capture user is inputted by normal APP in real time, so as to cause the leakage of user bank card number and password;(3) have A little legal secure payment APP function of safety protection design imperfections, easily cause Transaction Disputes, are lost while there is user's fund The risk of mistake.
Such as now widely used drop drop is called a taxi, and user only needs to binding bank card number, it is possible to called a taxi using drop drop Paid, and do not require to input trading password, this is caused after user's lost mobile phone, the fund that there is bank account is stolen Risk.In addition, being paid for wechat, its process of exchange does not produce believable transaction evidence in cryptography meaning, once Generation dispute, will produce no evidence can target-seeking situation.
The content of the invention
There is provided a kind of secure payment side based on audio button in order to overcome the shortcoming of above-mentioned technical problem by the present invention Method.
The safe payment method based on audio button of the present invention, the audio that audio button is plugged in intelligent mobile terminal connects On mouth, green LED lamp button and red LED lamp button are provided with audio button, crypto-operation module built in audio button;Intelligence Energy mobile terminal realizes secure payment by the communication with trade center;It is particular in that the safe payment method leads to Following steps are crossed to realize:A) user's registrations, user arrives trade center registration first, and user provides phone number, applies for user Sequence number and CertPubKey are included in digital certificate and audio button, customer digital certificate;Trade center by customer digital certificate, In private key for user and trade center digital certificate implantation audio button, trade center records the phone number of user;B) bindings silver Row card, user registered by inputting bank's card number and password in trade center, and trade center is by bank's card number and number of users Word certificate is mutually bound;C), which is installed, pays APP, installs secure payment APP in intelligent mobile terminal, secure payment APP has commodity Information browse and secure payment function;D) bank cards are set, and user adds what is registered in trade center on secure payment APP Bank's card number, and as acquiescence draw bank card;E) initiates to pay, and when user chooses commodity, proceeds by payment When, audio button, and long-press the green button are inserted first in intelligent mobile terminal equipment, audio button produces message random numberAnd send it to secure payment APP;F) sends information, the commodity that secure payment APP is selected according to user to trade center Dealing money m is determined, dealing money is showed by user by APP interfaces, and remind user's input validation code;Secure payment APP willWithTrade center is sent to, the message format of transmission is:,Represent intelligent mobile whole End,Represent trade center;G) produces transaction data, when trade center receives messageAfterwards, Transaction Identification Number is produced, Then by current timeWithLink together implementation signature, produces message , whereinThe private key of trade center digital certificate is represented,Represent that signature disappears Breath, wherein * represents arbitrary value;Trade center willThe secure payment of intelligent mobile terminal is sent in the form of plaintext APP, secure payment APP willIt is uploaded to audio button;H) produces transaction verification code, and trade center produces transaction verification Code, and by identifying codeWith the dealing money receivedSent in the form of short message to the phone number of user's registration; I) verifies messageLegitimacy, audio button receives messageAfterwards, stored trade center digital certificate is utilized CheckingThe legitimacy of middle signature, ifIn signature it is legal, then perform step j);IfIn signature do not conform to Method, shows currently to merchandise under attack, exits transaction;J) produces transaction evidence, audio button life transaction evidence information, whereinFor customer digital certificate sequence number,For audio button Current time,Represent the private key of customer digital certificate;Hereafter, the green button length on audio button is brightSecond, point out User has produced transaction evidence;K) input validations code, user is by checking short message, dealing money and peace that checking short message is received It is complete to pay what is shown on APPIt is whether consistent, if unanimously, illustrating that secure payment APP does not send falseness to trade center Dealing money, performs step l);If inconsistent, illustrate that APP have sent the dealing money of falseness to trade center, perform step o);L) is sentTo trade center, user is by the transaction verification code in short messageInput is to secure payment APP, and short-press is green Color button, makes audio button willIt is sent to APP;APP is receivedAfterwards, the identifying code that user is inputted andWith in plain text Form be sent to trade center;M) is verifiedLegitimacy, trade center utilizes messageInExtract user Digital certificate, and utilize the public key verifications in customer digital certificateLegitimacy;If checking is legal, step is performed n);If checking is illegal, shows currently to merchandise under attack, exit transaction;N) judges ageing, the trade center of transaction JudgeWhether set up, if set up, illustrate ageing legal, perform step p);If invalid, when illustrating Effect property is illegal, exits transaction;O) produces transaction cancellation data, and user's short-press red button makes audio button produce transaction and taken Disappear data, audio button willIt is sent to APP, by APP by transaction verification code andIt is sent to trade center;Trade center according toCustomer digital certificate is extracted, is used in combination Its public key verificationsLegitimacy, after being verified, trade center then Cancels Transaction, and retains M3 and Cancelled Transaction as user Evidence;P) completes payment transaction, and trade center utilizes the bank card associated with customer digital certificate to complete money transfer transactions, together When trade center retainIt is used as the evidence of this transaction.
The safe payment method based on audio button of the present invention, the length bright time of step j) Green buttons=3s, step Suddenly l) described in time of short-press the green button be within 2s, time of the short-press red button described in step o) for 2s with It is interior.
Message in the safe payment method based on audio button of the present invention, step i)Legitimate verification also include Data novelty verification, during data novelty verification:The random number that audio button produces itselfAfter plus 1, sentence Break its whether with messageIn the 4th data it is equal, if equal, showTo be legal;If unequal, table It is brightIt is illegal.
In the safe payment method based on audio button of the present invention, step m)Legitimate verification also include transaction The checking of identifying code, trade center judges that the transaction verification code of user's input produces with itself and sends testing to user mobile phone Whether identical demonstrate,prove code, if identical, showIt is legal;If it is not the same, then showingIt is illegal.
The beneficial effects of the invention are as follows:The safe payment method based on audio button of the present invention, in the mistake of user's registration Cheng Zhong, writes user and trade center digital certificate and the private key of user into audio button, and in trade center by bank Card number is bound with customer digital certificate;During payment, APP sends random number to trade center firstAnd dealing money, trade center, which is returned, to be includedAnd current timeMessage, and by identifying code and dealing moneyWith The form of short message is sent to user mobile phone, user can be verified by the dealing money in short message, it is to avoid APP sends empty The generation of false dealing money phenomenon;During payment, when user is produced by the public key and transaction of customer digital certificate TimeSeparately verify messageLegitimacy and transaction it is ageing, it is ensured that the security of payment transaction, and can producing Transaction voucher information.Because whole secure payment process need not input bank's card number and encrypted message, it is to avoid user's bank card Number and the risk that is stolen of password.
The method of payment based on audio button of the present invention, the audio button embedded digital certificate and crypto-operation equipment, When paying every time, it is only necessary to audio button is inserted into earphone jack and pushed button, you can complete to pay, and produce believable Transaction evidence, it is ensured that the security and credibility of transaction.Its advantage is mainly reflected in the following aspects:
(1)The invention is not as common secure payment instrument(Golden e such as agricultural bank is suitable)Equally it is designed with liquid crystal Screen avoids deceptions of the malice APP to dealing money using short message to show dealing money, convenient and practical.
(2)After the completion of registration, user need not input bank card password in each transaction, only need to be in Intelligent mobile equipment Earphone jack insertion audio button, and push button can complete pay, that is, ensure that the convenience of payment, in turn ensure that not It can be divulged a secret due to the dangerous caused bank card of Intelligent mobile equipment.
(3)Audio button obtains trusted time by " challenge-response " mode from trade center, can avoid the weight of opponent Put attack.
(4)Button can produce believable transaction evidence for transaction every time, it is to avoid the denial behavior after customer transaction.
(5)The physical security that may insure to pay by the separation of button and mobile phone.
(6)Audio button only includes two buttons redly with green LED lamp, and volume is very small, not only portability It is good, and with decorative effect, it is both artistic and practical.
Brief description of the drawings
Fig. 1 is the schematic diagram of the safety payment system based on audio button of the present invention;
Fig. 2 is the dealing money shown by secure payment APP in the present invention and input validation code interface;
Flow chart when Fig. 3 registers for user to trade center;
Fig. 4 is the flow chart of the safe payment method based on audio button of the present invention.
Embodiment
The invention will be further described with embodiment below in conjunction with the accompanying drawings.
As shown in figure 1, giving the schematic diagram of the safety payment system based on audio button of the present invention, it is by intelligent sliding Dynamic terminal, audio button and trade center composition, audio button are plugged on the COBBAIF of intelligent mobile terminal, audio button On be provided with green LED lamp button and red LED lamp button, crypto-operation module built in audio button;Intelligent mobile terminal leads to Cross the communication with trade center and realize secure payment.
As shown in Figure 3, Figure 4, sets forth user registered to trade center and the present invention based on audio button The flow chart of safe payment method, it is realized by following steps:
A) user's registrations, user arrives trade center registration first, and user provides phone number, applies for customer digital certificate With audio button, sequence number and CertPubKey are included in customer digital certificate;Trade center is by customer digital certificate, private key for user In trade center digital certificate implantation audio button, trade center records the phone number of user;
B) binds bank card, and user is registered by inputting bank's card number and password in trade center, and trade center will Bank's card number is mutually bound with customer digital certificate;
C), which is installed, pays APP, installs secure payment APP in intelligent mobile terminal, secure payment APP has merchandise news Browse and secure payment function;
D) bank cards set, user added on secure payment APP trade center register bank's card number, and by its Draw bank card by default;
E) initiates to pay, when user chooses commodity, proceeds by payment, first in intelligent mobile terminal equipment Audio button, and long-press the green button are inserted, audio button produces message random numberAnd send it to secure payment APP;
F) sends information to trade center, and the commodity that secure payment APP is selected according to user determine dealing money m, passed through Dealing money is showed user by APP interfaces, and reminds user's input validation code;Secure payment APP willWithIt is sent to friendship Easy center, the message format of transmission is:,Represent intelligent mobile terminal,Represent trade center;
G) produces transaction data, when trade center receives messageAfterwards, Transaction Identification Number is produced, then by current timeWithLink together implementation signature, produces message, WhereinThe private key of trade center digital certificate is represented,Signature information is represented, wherein * represents arbitrary value;Transaction Center willThe secure payment APP of intelligent mobile terminal is sent in the form of plaintext, secure payment APP willIt is uploaded to Audio button;
H) produces transaction verification code, and trade center produces transaction verification code, and by identifying codeWith the transaction received The amount of moneySent in the form of short message to the phone number of user's registration;
I) verifies messageLegitimacy, audio button receives messageAfterwards, stored trade center number is utilized Word certification authenticationThe legitimacy of middle signature, ifIn signature it is legal, then perform step j);IfIn signature It is illegal, show currently to merchandise under attack, exit transaction;
In the step, messageLegitimate verification also include data novelty verification, in the mistake of data novelty verification Cheng Zhong:The random number that audio button produces itselfAfter plus 1, judge its whether with messageIn the 4th data it is equal, If equal, showTo be legal;If unequal, showIt is illegal.
J) produces transaction evidence, and audio button produces transaction evidence information, WhereinFor customer digital certificate sequence number,For the current time of audio button,Represent the private key of customer digital certificate; Hereafter, the green button length on audio button is brightSecond, point out user to produce transaction evidence;
In the step, the length bright time of the green button3s is may be set to, to realize the prompting to user.
K) input validations code, user is by checking on short message, the dealing money and secure payment APP that checking short message is received DisplayIt is whether consistent, if unanimously, illustrating that secure payment APP does not send false dealing money to trade center, holding Row step l);If inconsistent, illustrate that APP have sent the dealing money of falseness to trade center, perform step o);
L) is sentTo trade center, user is by the transaction verification code in short messageInput is and short to secure payment APP By the green button, make audio button willIt is sent to APP;APP is receivedAfterwards, the identifying code that user is inputted andWith The form of plaintext is sent to trade center;
In the step, the time of short-press the green button should be within 2s.
M) is verifiedLegitimacy, trade center utilizes messageInExtract customer digital certificate, and profit With the public key verifications in customer digital certificateLegitimacy;If checking is legal, step n) is performed;If checking does not conform to Method, shows currently to merchandise under attack, exits transaction;
In the step,Legitimate verification also include transaction verification code checking, trade center judge user input Transaction verification code produced with itself and whether send the identifying code to user mobile phone identical, if identical, show It is legal;If it is not the same, then showingIt is illegal.
N) judges the ageing of transaction, and trade center judgesWhether set up, if set up, illustrate ageing It is legal, perform step p);If invalid, illustrate ageing illegal, exit transaction;
O) produces transaction cancellation data, and user's short-press red button makes audio button produce transaction and cancels data, audio button willAPP is sent to, by APP by transaction verification code andIt is sent to trade center;Trade center according toCustomer digital certificate is extracted, and uses its public key CheckingLegitimacy, after being verified, trade center then Cancels Transaction, and retains the card that M3 Cancels Transaction as user According to;
In the step, the time of short-press red button should be within 2.
P) completes payment transaction, and trade center utilizes the bank card associated with customer digital certificate to complete money transfer transactions, together When trade center retainIt is used as the evidence of this transaction.
The safe payment method based on audio button of the present invention, during payment, by identifying code and dealing moneyTo be sent in the form of short message to user mobile phone, user can be verified by the dealing money in short message, it is to avoid APP hairs Send the generation of wash sale amount of money phenomenon;During payment, by verifying messageLegitimacy and transaction timeliness Property, it is ensured that the security of payment transaction, and transaction voucher information can be produced.Because whole secure payment process is believed without input Number card number and encrypted message, it is to avoid the risk that user bank card number and password are stolen.

Claims (4)

1. a kind of safe payment method based on audio button, audio button is plugged on the COBBAIF of intelligent mobile terminal, Green LED lamp button and red LED lamp button are provided with audio button, crypto-operation module built in audio button;Intelligent sliding Dynamic terminal realizes secure payment by the communication with trade center;Characterized in that, the safe payment method passes through following step It is rapid to realize:
A) user's registrations, user arrives trade center registration first, and user provides phone number, application customer digital certificate and sound Sequence number and CertPubKey are included in frequency button, customer digital certificate;Trade center is by customer digital certificate, private key for user and friendship In easy center number certificate implantation audio button, trade center records the phone number of user;
B) binds bank card, and user registered by inputting bank's card number and password in trade center, and trade center is by bank Card number is mutually bound with customer digital certificate;
C), which is installed, pays APP, installs secure payment APP in intelligent mobile terminal, there is secure payment APP merchandise news to browse With secure payment function;
D) bank cards set, user added on secure payment APP trade center register bank's card number, and as Give tacit consent to draw bank card;
E) initiates to pay, when user chooses commodity, proceeds by payment, is inserted first in intelligent mobile terminal equipment Audio button, and long-press the green button, audio button produce message random number n and send it to secure payment APP;
F) sends information to trade center, and the commodity that secure payment APP is selected according to user determine dealing money m, pass through APP Dealing money is showed user by interface, and reminds user's input validation code;M and n are sent in transaction by secure payment APP The heart, the message format of transmission is:Mob→TC:M | | n, Mob represent intelligent mobile terminal, and TC represents trade center;
G) produce transaction data, when trade center receives message m | | after n, produce Transaction Identification Number g, then by current time t0, M, g and n+1, which link together, implements signature, produces message M1=t0 | | g | | m | | (n+1) | | E Kcs, t0 | | g | | m | | (n+ 1) }, wherein Kcs represents the private key of trade center digital certificate, and E { Kcs, * } represents signature information, and wherein * represents arbitrary value;Hand over M1 is sent to the secure payment APP of intelligent mobile terminal by easy center in the form of plaintext, and M1 is uploaded to sound by secure payment APP Frequency button;
H) produces transaction verification code, and trade center produces transaction verification code v, and by the identifying code v and dealing money m that receives Sent in the form of short message to the phone number of user's registration;
I) verifies message M1 legitimacy, and audio button is received after message M1, utilizes stored trade center digital certificate The legitimacy signed in checking M1, if the signature in M1 is legal, performs step j);If the signature in M1 is illegal, table It is bright currently to merchandise under attack, exit transaction;
J) produces transaction evidence, and audio button produces transaction evidence information M2=sn | | t1 | | g | | m | | E Kus, sn | | t1 | | g | | m }, wherein sn is customer digital certificate sequence number, and t1 is the current time of audio button, and Kus represents customer digital certificate Private key;Hereafter, bright T seconds of the green button length on audio button, points out user to produce transaction evidence;
K) input validations code, user is by checking short message, and the dealing money that checking short message is received on secure payment APP with showing M it is whether consistent, if unanimously, illustrating that secure payment APP sends false dealing money to trade center, performing step l);If inconsistent, illustrate that APP have sent the dealing money of falseness to trade center, perform step o);
L) sends M2 to trade center, and user inputs the transaction verification code v in short message to secure payment APP, and short-press green Button, makes audio button that M2 is sent into APP;APP is received after M2, and the identifying code and M2 that user is inputted are sent out in the form of plaintext Give trade center;
M) verifies M2 legitimacy, and trade center extracts customer digital certificate using the sn in message M2, and utilizes number of users The legitimacy of public key verifications M2 in word certificate;If checking is legal, step n) is performed;If checking is illegal, show to work as Preceding transaction is under attack, exits transaction;
N) judges the ageing of transaction, and trade center judges t1-t0≤tmaxWhether set up, if set up, illustrate ageing It is legal, perform step p);If invalid, illustrate ageing illegal, exit transaction;tmaxDefault ageing threshold value;
O) produces transaction cancellation data, and user's short-press red button makes audio button produce transaction and cancels data M3=sn | | t1 | | cancel | | g | | m | | E Kus, sn | | t1 | | cancel | | g | | m }, M3 is sent to APP by audio button, will be merchandised by APP Identifying code and M3 are sent to trade center;Trade center extracts customer digital certificate according to sn, and with its public key verifications M3 conjunction Method, after being verified, trade center then Cancels Transaction, and retains the evidence that M3 Cancels Transaction as user;
P) completes payment transaction, and trade center utilizes the bank card associated with customer digital certificate to complete money transfer transactions, handed over simultaneously Retain the evidence that M2 merchandises as this in easy center.
2. the safe payment method according to claim 1 based on audio button, it is characterised in that:Step j) Greens are pressed The bright time T=3s of length of button, the time of short-press the green button described in step l) is the short-press described in step o) within 2s The time of red button is within 2s.
3. the safe payment method according to claim 1 or 2 based on audio button, it is characterised in that:Disappear in step i) Ceasing M1 legitimate verification also includes data novelty verification, during data novelty verification:Audio button by itself After the random number n of generation adds 1, judge whether it is equal with the 4th data in message M1, if equal, it is conjunction to show M1 Method;If unequal, show that M1 is illegal.
4. the safe payment method according to claim 1 or 2 based on audio button, it is characterised in that:M2 in step m) Legitimate verification also include transaction verification code checking, trade center judge user input transaction verification code with itself generation And send whether identical to the identifying code on user mobile phone, if identical, show that M2 is legal;If it is not the same, then showing M2 It is illegal.
CN201410410913.0A 2014-08-20 2014-08-20 Safe payment method based on audio button Expired - Fee Related CN104166918B (en)

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CN103377524A (en) * 2012-04-19 2013-10-30 朱海彬 Method for withdrawing money on site at bank by inputting short-message-service random authentication code

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US20120032782A1 (en) * 2006-12-27 2012-02-09 Colella Brian A System for restricted biometric access for a secure global online and electronic environment
WO2011032263A1 (en) * 2009-09-17 2011-03-24 Meir Weis Mobile payment system with two-point authentication

Patent Citations (5)

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Publication number Priority date Publication date Assignee Title
KR20030065100A (en) * 2002-01-31 2003-08-06 학교법인고려중앙학원 Authentication and payment based on ticket in wireless Internet
CN101588364A (en) * 2009-03-31 2009-11-25 北京飞天诚信科技有限公司 Signature method, device and system thereof
CN102223237A (en) * 2011-07-15 2011-10-19 飞天诚信科技股份有限公司 Data signature authentication method and data signature authentication system
CN102254264A (en) * 2011-08-17 2011-11-23 广州广电运通金融电子股份有限公司 Security control method and security control system of mobile payment
CN103377524A (en) * 2012-04-19 2013-10-30 朱海彬 Method for withdrawing money on site at bank by inputting short-message-service random authentication code

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