CN104166909A - Mobile terminal automatic payment system and method - Google Patents
Mobile terminal automatic payment system and method Download PDFInfo
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- CN104166909A CN104166909A CN201310183057.5A CN201310183057A CN104166909A CN 104166909 A CN104166909 A CN 104166909A CN 201310183057 A CN201310183057 A CN 201310183057A CN 104166909 A CN104166909 A CN 104166909A
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- mobile terminal
- customer mobile
- identification code
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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Abstract
Provided is a mobile terminal automatic payment system and method. The mobile terminal automatic payment system comprises: a commercial tenant, a consumption unit of which is provided with an identification code, wherein the identification code identifies identifications of the commercial tenant and a consumption unit; a user mobile terminal, used for obtaining the identification code of the commercial tenant and transmitting the obtained identification code to an application server; the application server, used for receiving the identification code from a user mobile terminal, transmitting the calculating request of a consumption list corresponding to the received identification code to the corresponding commercial tenant for receiving the consumption list information, and returning the consumption list information to the user mobile terminal; a payment platform, completing the payment according to the returned consumption list by the user mobile terminal through the payment platform.
Description
Technical field
The present invention relates to a kind of automatic payment of mobile terminal, more particularly, relate to a kind of mobile terminal automated payment system and automatic method of payment.
Background technology
In consume activity people based on producing and living, daily payment is conventional consumption pattern.Traditional service industry employs waiter to complete to check operation.Yet, employ waiter to complete to check operation obviously to expend a large amount of manpower and materials, and consumption peak period check and need to wait for chronic.
There is recently trade company (restaurant) that single point-payment integral system is provided, consumer, the single point in terminal passes to kitchen to network by trade company inside, through cook, confirm, on backstage, generate consumption inventory and bill, after consumer completes consumption, feed back to consumer, consumer can pay the bill on cash receiving terminal, and prints evidence for payment.
Yet single point-payment integral system is had relatively high expectations to trade company, need each trade company to be equipped with a set of complete equipment, increased the cost of trade company.And this system do not have a versatility, the system that each trade company is equipped with can be variant, and consumer need to relearn in different trade companies.
Therefore, need to a kind ofly there is versatility and conveniently automatically pay method and system.
Summary of the invention
The object of the present invention is to provide payment platform a kind of unification, that trade company is irrelevant.
To achieve these goals, provide a kind of mobile terminal automated payment system, having comprised: trade company, has been provided with identification code in the consumer unit of described trade company, this identification code sign merchant identification and consumer unit identity; Customer mobile terminal, obtains the identification code arranging in the consumer unit of trade company and the identification code obtaining is sent to application server; Application server, receives identification code from customer mobile terminal, sends to corresponding trade company to receive consumption inventory information from corresponding trade company the consumption inventory computation requests of the identification code corresponding to receiving, and consumption inventory information is returned to customer mobile terminal; Payment platform, by payment platform, customer mobile terminal completes payment according to the consumption inventory returning.
APP application program is installed in customer mobile terminal, and described identification code is Quick Response Code, and wherein, customer mobile terminal scans the Quick Response Code arranging in consumer unit by APP application program, subsequently the Quick Response Code of scanning is sent to application server.
Optical character identification module is installed in customer mobile terminal, described identification code is unit marks character, wherein, customer mobile terminal is identified the unit marks character arranging in consumer unit by optical character identification module, subsequently the unit marks character of identification is sent to application server.
Input block is installed in customer mobile terminal, described identification code is the character of sign merchant identification and consumer unit identity, wherein, the sign merchant identification arranging in the consumer unit that the input block reception user of customer mobile terminal manually inputs and the character of consumer unit identity, customer mobile terminal sends to application server by the character of input subsequently.
Application server is by sending to corresponding trade company by the consumption inventory computation requests that comprises consumer unit identity included in the identification code of reception, come to receive consumption inventory information from corresponding trade company, after customer mobile terminal completes payment, application server is also passed to corresponding trade company by the payment information receiving from customer mobile terminal, with from corresponding trade company confirmation of receipt message.
Provide a kind of mobile terminal automatic method of payment, comprise: customer mobile terminal obtains the identification code arranging in the consumer unit of trade company and the identification code obtaining is sent to application server, wherein, described identification code is arranged in the consumer unit of trade company, and described identification code sign merchant identification and consumer unit identity; Application server receives identification code from customer mobile terminal, and the consumption inventory computation requests of the identification code corresponding to receiving is sent to corresponding trade company; Application server receives consumption inventory information from corresponding trade company, and consumption inventory information is returned to customer mobile terminal; Customer mobile terminal completes payment according to the consumption inventory returning by payment platform.
APP application program is installed in customer mobile terminal, described identification code is Quick Response Code, wherein, the step that customer mobile terminal obtains the identification code arranging in the consumer unit of trade company comprises: customer mobile terminal scans the Quick Response Code arranging in consumer unit by APP application program, subsequently the Quick Response Code of scanning is sent to application server.
Optical character identification module is installed in customer mobile terminal, described identification code is unit marks character, wherein, the step that customer mobile terminal obtains the identification code arranging in the consumer unit of trade company comprises: customer mobile terminal is identified the unit marks character arranging in consumer unit by optical character identification module.
Input block is installed in customer mobile terminal, described identification code is the character of sign merchant identification and consumer unit identity, wherein, the step that customer mobile terminal obtains the identification code arranging in the consumer unit of trade company comprises: the sign merchant identification in the consumer unit that the input block reception user of customer mobile terminal manually inputs and the character of consumer unit identity, customer mobile terminal sends to application server by the character of input subsequently.
Send to the step of corresponding trade company to comprise the consumption inventory computation requests of the identification code corresponding to receiving: application server sends to corresponding trade company by the consumption inventory computation requests that comprises consumer unit identity included in the identification code of reception.
The automatic method of payment of mobile terminal also comprises: after customer mobile terminal completes payment, application server is passed to corresponding trade company by the payment information receiving from customer mobile terminal; Corresponding trade company returns to application server by confirmation; Application server sends to customer mobile terminal using confirmation as payment voucher.
A kind of application server automatically paying for mobile terminal is provided, comprise: from customer mobile terminal, receive identification code and the consumption inventory computation requests of the identification code corresponding to receiving is sent to the device of corresponding trade company, wherein, described identification code is arranged in the consumer unit of trade company, and described identification code sign merchant identification and consumer unit identity; From corresponding trade company, receive the device of consuming inventory information and consumption inventory information being returned to customer mobile terminal; After customer mobile terminal completes payment according to consumption inventory information, the payment information receiving is passed to the device of corresponding trade company from customer mobile terminal; From corresponding trade company confirmation of receipt message and send to the device of customer mobile terminal using acknowledge message as payment voucher.
Provide a kind of for the automatic method of payment of mobile terminal, comprise: from customer mobile terminal, receive identification code and the consumption inventory computation requests of the identification code corresponding to receiving is sent to corresponding trade company, wherein, described identification code is arranged in the consumer unit of trade company, and described identification code sign merchant identification and consumer unit identity; From corresponding trade company, receive consumption inventory information and consumption inventory information is returned to customer mobile terminal; After customer mobile terminal completes payment according to consumption inventory information, the payment information receiving from customer mobile terminal is passed to corresponding trade company; From corresponding trade company confirmation of receipt message and acknowledge message is sent to customer mobile terminal as payment voucher.
By part in ensuing description set forth the present invention other aspect and/or advantage, some will be clearly by descriptions, or can pass through enforcement of the present invention and learn.
Accompanying drawing explanation
By the description of carrying out below in conjunction with accompanying drawing, above and other object of the present invention and feature will become apparent, wherein:
Fig. 1 is the block diagram illustrating according to mobile terminal automated payment system of the present invention.
Fig. 2 is the process flow diagram illustrating according to the automatic method of payment of mobile terminal of the embodiment of the present invention.
Embodiment
Now, describe embodiments of the invention in detail, its example represents in the accompanying drawings, and wherein, identical label represents identical parts all the time.By reference to accompanying drawing, embodiment is described to explain the present invention below.
Fig. 1 is the block diagram illustrating according to mobile terminal automated payment system of the present invention.
As shown in Figure 1, mobile terminal automated payment system according to the present invention can comprise a plurality of trade companies 100 (A of trade company as shown in Figure 1, the B of trade company and the C of trade company), application server 200, customer mobile terminal 300 and payment platform 400.
Although figure 1 illustrates San Ge trade company, should be appreciated that the quantity of the trade company is here not limited, that is to say, in mobile terminal automated payment system of the present invention, can there are more trade companies.
In the consumer unit of each trade company, be provided with identification code, this identification code sign merchant identification and consumer unit identity, the i.e. id of trade company and consumer unit id.This identification code can be implemented as character or the figure that Quick Response Code, identification character etc. play mark action.Take restaurant as example, and consumer unit id can indicate concrete table number, room number etc. here.In addition, trade company 100 also generates the consumption inventory information corresponding with consumer unit.
Customer mobile terminal 300 is for obtaining the identification code arranging in the consumer unit of trade company, and the identification code arranging in the consumer unit of each trade company is sent to application server 200.
For example, in customer mobile terminal 300, APP application program can be installed, APP refers to the third party application on mobile device.After consumer completes consumption, by customer mobile terminal 300(for example, mobile phone, panel computer etc.) on APP application program scan the Quick Response Code in consumer unit, subsequently the Quick Response Code of scanning is sent to application server 200.
For example, optical character identification (OCR) module can be installed in customer mobile terminal 300.After consumer completes consumption, by the OCR module on customer mobile terminal 300, identify the unit marks character being printed in consumer unit, subsequently the unit marks character of identification is sent to application server 200.
For example, in customer mobile terminal 300, input block can be installed.User can also manually input and be printed on the character that plays mark action in consumer unit in the input block of customer mobile terminal 300, and the character that plays mark action of customer mobile terminal 300 inputs subsequently sends to application server 200.The character here can be numeral, letter, symbol, Chinese character etc.
Between application server 200 trade company 100 and customer mobile terminal 300, play transfer information function.According to embodiments of the invention, application server 200 can be used for receiving the sign merchant identification of customer mobile terminal 300 transmissions and the identification code of consumer unit identity, and send to corresponding trade company 100 to receive consumption inventory information from corresponding trade company 100 identification code of reception, and consumption inventory information is returned to customer mobile terminal 300.The operation of application server 200 is below described in detail.
Application server 200, after receiving the identification code of customer mobile terminal 300 transmissions, sends to corresponding trade company by the consumption inventory computation requests that comprises consumer unit id included in the identification code of this reception.Corresponding consumption inventory, after receiving consumption inventory computation requests, calculates in corresponding trade company, and the consumption inventory message of this consumer unit (comprising the consumption amount of money, unit price, discount and total price etc.) is returned to application server 200.
Application server 200, after receiving consumption inventory information, generates order and the order of generation is returned to customer mobile terminal 300.Customer mobile terminal 300 is checked after order, to payment platform 400, completes payment, and payment information is returned to application server 200.
Application server 200 is passed to corresponding trade company by the payment information receiving.Trade company returns to application server 200 by confirmation, and application server 200 sends to customer mobile terminal 300 using confirmation as payment voucher.Consumer can leave trade company or exchange invoice for this payment voucher.
Below with reference to Fig. 2 to being described according to the automatic method of payment of the mobile terminal of the embodiment of the present invention.
As shown in Figure 2, at step S201, customer mobile terminal 300 obtains the identification code arranging in the consumer unit of corresponding trade company.Should be appreciated that, customer mobile terminal 300 can obtain the identification code arranging in the consumer unit of corresponding trade company by various ways as above.
At step S202, customer mobile terminal 300 sends to application server 200 by the identification code arranging in the consumer unit of corresponding trade company.
At step S203, application server 200, after receiving the identification code of customer mobile terminal 300 transmissions, sends to corresponding trade company 100 by the consumption inventory computation requests that comprises consumer unit id included in the identification code of this reception.
At step S204, corresponding consumption inventory, after receiving consumption inventory computation requests, calculates in corresponding trade company 100.
At step S205, corresponding trade company 100 returns to application server 200 by the consumption inventory information calculating (comprising the consumption amount of money, unit price, discount and total price etc.).
At step S206, application server 200 generates order after receiving consumption inventory information.
At step S207, application server 200 returns to customer mobile terminal 300 by the order of generation.
At step S208, customer mobile terminal 300 is checked after order, to payment platform 400, completes payment.
At step S209, customer mobile terminal 300 returns to application server 200 by payment information.
At step S210, application server 200 is passed to corresponding trade company 100 by the payment information receiving.
At step S211, trade company 100 returns to application server 200 by confirmation.
At step S212, application server 200 sends to customer mobile terminal 300 using confirmation as payment voucher.Consumer can leave trade company or exchange invoice for this payment voucher.
As mentioned above, the present invention has inserted a middle layer " application server " between customer mobile terminal and commerce system, thus customer mobile terminal need not be directly and commerce system occur alternately, this has improved versatility and the security of system.
Because the schedule of payment in the present invention is generated by commerce system, application server only plays transfer effect, and commodity are without registering on server.Reduced like this cost that trade company registered, upgraded merchandise news on server.Therefore be applicable to very much commodity/service and price change application scenarios faster.
By according to payment platform unification of the present invention, that trade company is irrelevant, concerning consumer, facilitated their use, be easy to allow them form fixing payment custom; And significantly shortened the needed stand-by period of checking.For trade company, saved the input expense of single point-payment self-aid system, they only need to require to provide corresponding interface according to the API of application server (application programming interface).
In addition, mobile terminal automated payment system of the present invention can not only can be applicable to restaurant, can also be applied to the consumption places such as KTV.The present invention is applicable to the application scenarios that Quick Response Code (such as commodity are certain services) and a plurality of commodity of one-time-consumption (expense of paying the bill is calculated with consumer unit rather than calculated with particular commodity) are printed in inconvenience on particular commodity.
Although specifically shown with reference to its exemplary embodiment and described the present invention, but it should be appreciated by those skilled in the art, in the situation that do not depart from the spirit and scope of the present invention that are defined by the claims, can carry out the various changes in form and details to it.
Claims (13)
1. a mobile terminal automated payment system, comprising:
Trade company, is provided with identification code in the consumer unit of described trade company, this identification code sign merchant identification and consumer unit identity;
Customer mobile terminal, obtains the identification code arranging in the consumer unit of trade company and the identification code obtaining is sent to application server;
Application server, receives identification code from customer mobile terminal, sends to corresponding trade company to receive consumption inventory information from corresponding trade company the consumption inventory computation requests of the identification code corresponding to receiving, and consumption inventory information is returned to customer mobile terminal;
Payment platform, by payment platform, customer mobile terminal completes payment according to the consumption inventory returning.
2. mobile terminal automated payment system as claimed in claim 1 wherein, is provided with APP application program in customer mobile terminal, and described identification code is Quick Response Code,
Wherein, customer mobile terminal scans the Quick Response Code arranging in consumer unit by APP application program, subsequently the Quick Response Code of scanning is sent to application server.
3. mobile terminal automated payment system as claimed in claim 1 wherein, is provided with optical character identification module in customer mobile terminal, and described identification code is unit marks character,
Wherein, customer mobile terminal is identified the unit marks character arranging in consumer unit by optical character identification module, subsequently the unit marks character of identification is sent to application server.
4. mobile terminal automated payment system as claimed in claim 1 wherein, is provided with input block in customer mobile terminal, and described identification code is the character of sign merchant identification and consumer unit identity,
Wherein, the sign merchant identification arranging in the consumer unit that the input block of customer mobile terminal reception user manually inputs and the character of consumer unit identity, customer mobile terminal sends to application server by the character of input subsequently.
5. mobile terminal automated payment system as claimed in claim 1, wherein, application server, by the consumption inventory computation requests that comprises consumer unit identity included in the identification code of reception is sent to corresponding trade company, comes to receive consumption inventory information from corresponding trade company
After customer mobile terminal completes payment, application server is also passed to corresponding trade company by the payment information receiving from customer mobile terminal, with from corresponding trade company confirmation of receipt message.
6. the automatic method of payment of mobile terminal, comprising:
Customer mobile terminal obtains the identification code arranging in the consumer unit of trade company and the identification code obtaining is sent to application server, and wherein, described identification code is arranged in the consumer unit of trade company, and described identification code sign merchant identification and consumer unit identity;
Application server receives identification code from customer mobile terminal, and the consumption inventory computation requests of the identification code corresponding to receiving is sent to corresponding trade company;
Application server receives consumption inventory information from corresponding trade company, and consumption inventory information is returned to customer mobile terminal;
Customer mobile terminal completes payment according to the consumption inventory returning by payment platform.
7. the automatic method of payment of mobile terminal as claimed in claim 6 wherein, is provided with APP application program in customer mobile terminal, and described identification code is Quick Response Code,
Wherein, the step that customer mobile terminal obtains the identification code arranging in the consumer unit of trade company comprises: customer mobile terminal scans the Quick Response Code arranging in consumer unit by APP application program, subsequently the Quick Response Code of scanning is sent to application server.
8. the automatic method of payment of mobile terminal as claimed in claim 6 wherein, is provided with optical character identification module in customer mobile terminal, and described identification code is unit marks character,
Wherein, the step that customer mobile terminal obtains the identification code arranging in the consumer unit of trade company comprises: customer mobile terminal is identified the unit marks character arranging in consumer unit by optical character identification module.
9. the automatic method of payment of mobile terminal as claimed in claim 6 wherein, is provided with input block in customer mobile terminal, and described identification code is the character of sign merchant identification and consumer unit identity,
Wherein, the step that customer mobile terminal obtains the identification code arranging in the consumer unit of trade company comprises: the sign merchant identification in the consumer unit that the input block reception user of customer mobile terminal manually inputs and the character of consumer unit identity, customer mobile terminal sends to application server by the character of input subsequently.
10. the automatic method of payment of mobile terminal as claimed in claim 6, wherein, send to the step of corresponding trade company to comprise the consumption inventory computation requests of the identification code corresponding to receiving: application server sends to corresponding trade company by the consumption inventory computation requests that comprises consumer unit identity included in the identification code of reception.
The automatic method of payment of 11. mobile terminal as claimed in claim 10, also comprises:
After customer mobile terminal completes payment, application server is passed to corresponding trade company by the payment information receiving from customer mobile terminal;
Corresponding trade company returns to application server by confirmation;
Application server sends to customer mobile terminal using confirmation as payment voucher.
12. 1 kinds of application servers that automatically pay for mobile terminal, comprising:
From customer mobile terminal, receive identification code and the consumption inventory computation requests of the identification code corresponding to receiving is sent to the device of corresponding trade company, wherein, described identification code is arranged in the consumer unit of trade company, and described identification code sign merchant identification and consumer unit identity;
From corresponding trade company, receive the device of consuming inventory information and consumption inventory information being returned to customer mobile terminal;
After customer mobile terminal completes payment according to consumption inventory information, the payment information receiving is passed to the device of corresponding trade company from customer mobile terminal;
From corresponding trade company confirmation of receipt message and send to the device of customer mobile terminal using acknowledge message as payment voucher.
13. 1 kinds for the automatic method of payment of mobile terminal, comprising:
From customer mobile terminal, receive identification code and the consumption inventory computation requests of the identification code corresponding to receiving is sent to corresponding trade company, wherein, described identification code is arranged in the consumer unit of trade company, and described identification code sign merchant identification and consumer unit identity;
From corresponding trade company, receive consumption inventory information and consumption inventory information is returned to customer mobile terminal;
After customer mobile terminal completes payment according to consumption inventory information, the payment information receiving from customer mobile terminal is passed to corresponding trade company;
From corresponding trade company confirmation of receipt message and acknowledge message is sent to customer mobile terminal as payment voucher.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201310183057.5A CN104166909B (en) | 2013-05-17 | 2013-05-17 | Automatic payment system and method for mobile terminal |
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| CN201310183057.5A CN104166909B (en) | 2013-05-17 | 2013-05-17 | Automatic payment system and method for mobile terminal |
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| CN104166909A true CN104166909A (en) | 2014-11-26 |
| CN104166909B CN104166909B (en) | 2019-12-20 |
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| CN106296148A (en) * | 2016-08-05 | 2017-01-04 | 深圳市淘淘谷信息技术有限公司 | A kind of data processing method and relevant device, system |
| WO2017012024A1 (en) * | 2015-07-21 | 2017-01-26 | 深圳市银信网银科技有限公司 | Electronic certificate payment method, apparatus, and system |
| CN107204082A (en) * | 2017-05-27 | 2017-09-26 | 柳州市乾阳机电设备有限公司 | KTV self-aid systems |
| CN107358421A (en) * | 2017-02-23 | 2017-11-17 | 美味不用等（上海）信息科技股份有限公司 | Method of payment, payment mechanism, terminal device and server |
| CN107578232A (en) * | 2017-07-27 | 2018-01-12 | 深圳市盛路物联通讯技术有限公司 | A kind of food and drink method of payment and system based on Internet of Things |
| WO2018233584A1 (en) * | 2017-06-20 | 2018-12-27 | 腾讯科技（深圳）有限公司 | Method, device, computer apparatus, and storage medium for transferring account value |
| WO2019134546A1 (en) * | 2018-01-03 | 2019-07-11 | 阿里巴巴集团控股有限公司 | Method and apparatus for realizing self-help printing service |
| CN110753945A (en) * | 2017-06-14 | 2020-02-04 | 三星电子株式会社 | Electronic device and control method thereof |
| CN112184381A (en) * | 2020-10-03 | 2021-01-05 | 张文 | Outsourcing shopping purchasing method, device, system, equipment and storage medium |
| CN112686664A (en) * | 2020-12-28 | 2021-04-20 | 湖北盒伙人信息科技有限公司 | Wireless terminal payment platform and payment method |
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| WO2017012024A1 (en) * | 2015-07-21 | 2017-01-26 | 深圳市银信网银科技有限公司 | Electronic certificate payment method, apparatus, and system |
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| CN112184381A (en) * | 2020-10-03 | 2021-01-05 | 张文 | Outsourcing shopping purchasing method, device, system, equipment and storage medium |
| CN112686664A (en) * | 2020-12-28 | 2021-04-20 | 湖北盒伙人信息科技有限公司 | Wireless terminal payment platform and payment method |
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| Publication number | Publication date |
|---|---|
| CN104166909B (en) | 2019-12-20 |
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