CN104156741A - Method for controlling mobile terminal equipment comprising smart card module and near field communication device as well as mobile terminal equipment - Google Patents

Method for controlling mobile terminal equipment comprising smart card module and near field communication device as well as mobile terminal equipment Download PDF

Info

Publication number
CN104156741A
CN104156741A CN201410382601.3A CN201410382601A CN104156741A CN 104156741 A CN104156741 A CN 104156741A CN 201410382601 A CN201410382601 A CN 201410382601A CN 104156741 A CN104156741 A CN 104156741A
Authority
CN
China
Prior art keywords
smart card
module
card module
mobile terminal
data
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CN201410382601.3A
Other languages
Chinese (zh)
Other versions
CN104156741B (en
Inventor
H·于奥莫
O·伊莫南
M·拉特昂马基
K·拉莫
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Nokia Technologies Oy
Original Assignee
Nokia Oyj
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Nokia Oyj filed Critical Nokia Oyj
Priority to CN201410382601.3A priority Critical patent/CN104156741B/en
Priority claimed from CNA2005800485124A external-priority patent/CN101171604A/en
Publication of CN104156741A publication Critical patent/CN104156741A/en
Application granted granted Critical
Publication of CN104156741B publication Critical patent/CN104156741B/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Landscapes

  • Telephone Function (AREA)

Abstract

The invention provides a method for controlling mobile terminal equipment comprising a smart card module and a NFC (near field communication) module as well as mobile terminal equipment. During the first operation, a smart card on the mobile terminal equipment is started for operation, so that the smart card module is activated or connected; the application of the smart card can be started by a user or on the basis of the position of the mobile terminal equipment, for example, if the mobile terminal equipment is located in the area of the point-of-sale terminal, the application of the smart card is automatically started, and further, time control of certain application starting is possible; and then, whether the started application of the smart card is used for executing data business of an external entity can be determined, and if the application is surely used for executing data business of the external entity, connection between the smart card module and the NFC module is activated.

Description

The method and the mobile terminal device that comprise smart card module and near field communication means
The application be submit on August 21st, 2007, the dividing an application of application number 200580048512.4, denomination of invention " method and the mobile terminal device that comprise smart card module and near field communication means " a case.
Technical field
The present invention relates to control the field of mobile terminal device, wherein this mobile terminal device is equipped with smart card and near field communication means.
Background technology
Normally, the present invention solves the problem in local communication technical field, such as those short-range communication technology that comprise electromagnetism/electrostatic coupling technology and optics short-range communication technology, i.e. and near-field communication technology (NFC).In one of NFC possible embodiment, electromagnetism and/or electrostatic coupling are for example used radio-frequency (RF) identification (RFID) technology and implement in radio frequency (RF) part of electromagnetic spectrum, and it mainly comprises radio-frequency (RF) identification (RFID) transponder (it is also expressed as radio frequency (RFID) label) and RF transmitter responser reader (being also expressed as radio frequency (RFID) reader in order to simplify it).
Radio-frequency (RF) identification (PRID) transponder is widely used in tagged object, to set up individual identity and recognize the object that is provided with radio-frequency (RF) identification (RFID) transponder.Substantially, radio-frequency (RF) identification (RFID) transponder comprises electronic circuit and radio frequency (RF) interface and high frequency (HF) interface with data storage capacities, and its difference coupled antenna is to electronic circuit.Radio-frequency (RF) identification (RFID) transponder is normally contained in smaller container.According to the requirement of the deployment of radio-frequency (RF) identification (RFID) transponder (being message transmission rate, inquiry energy, transmission range etc.), for the data supply on different radio frequency and transmission provide respectively dissimilar, for example (134kHz, 13 for example, 56MHz, 860-928MHz etc. in the scope from several 10-100kHz to several GHz; Only for explanation).
Can distinguish two primary categories of radio-frequency (RF) identification (RFID) transponder, i.e. active and passive transponder.Passive radio frequency identification (RFID) transponder activates by generating radio-frequency (RF) identification (RFID) the transponder reader of interrogating signal, and this signal is for example at the radiofrequency signal at certain frequency place (RF).Active radio-frequency (RF) identification (RFID) transponder comprises their electric energy supply, for example battery or the accumulator for powering.
Payment and ticketing application are considered to one of most important emerging use field, and this field will make full use of in radio-frequency (RF) identification (RFID) technology.For example, portable terminal, for example, realize the mobile phone of radio-frequency (RF) identification (RFID) transponder, can be for the numerical coding ticket that obtained before providing/being presented on or electronic ticket the ticket checking dot system to mass transit system entrance.Corresponding radio-frequency (RF) identification (RFID) reader that numerical coding ticket is equipped with by checkpoint system is read, thereby and it is analyzed.In the effective situation of numerical coding ticket, allow the owner of portable terminal to enter mass transit system.Numerical coding ticket is only not necessarily a coding.They can also comprise authentication information, and for example, the in the situation that of 30 travel tickets, wherein the actual purchase of ticket may need to be included in ticketing application, makes overlooker notice that someone has in fact bought those tickets.
Advantage ground, this ticket checking dot system can be used for the mass transit system in various cities, and it can cause the requirement that different digital coding ticket is encoded.In addition, shown ticket checking dot system can expand to similar numerical coding record, for example credit card information, loyalty card, film ticket etc., wherein portable terminal carry out with very similar equipment between message exchange, this equipment is point of sale device for example.Identical application can be by using the visual coding being represented by visual coding device and visual scanning device to realize, and this visual scanning device allows to read visual coding from visual coding device.
Combine with technology mentioned above, the use of smart card is in steady-state growth.Modern smart cards provides safe and anti-tamper environment for developing high value, safe and complicated application for application developer.Described smart card comprises central processing unit and secure storage areas, and this makes undesirable third-party access very difficult.And, in smart card, being provided with encryption apparatus, it has been opened for disposing as the smart card of the safety applications of banking and even individual's identification application.
Normally, smart card creates security context for storing the project of monetary value, and contactless feature is fast and easily for only needing for the user of the nearly card reader of clamping.The contactless card of these types does not require Personal Identification Number (PIN) and is therefore suitable for high power capacity, low value business (transaction).It is upper that the user of card can be loaded into value card, and this is by using ATM (Automatic Teller Machine) (ATM) or sale booth transfer accounts or realize by cash being inserted to ATM from checking account, savings account, credit card.User puts into their atm card or cash machine and is positioned near contactless reader/writer contactless, to complete, transfers accounts.These ATM are usually located at the entrance that passenger buys the terminal of traffic token.Universal developed for the contactless card of traffic, make traffic system around other sellers in field also receive contactless card for buying such as parking, fast food, convenience store, refuelling station and automatic vending machine.Many retailers equipped with non-contact intellignet card fetch/write device in their shop receives smart card as a kind of ability of form of payment for providing.Should be appreciated that the embodiment about smart card mentioned above only provides for explaining may disposing of smart card, and the present invention is not carried out to any restriction.Can also imagine that smart card can be combined with the loaning bill business that is for example connected credit card and have a dynamic value.
Thought in the subscriber equipment that adds smart card to mobile phone or combine with contactless reader/writer is known in prior art state, but it need to offer user for the control device of described smart card, and need to be provided for controlling the device of described contactless device.There is the smart card phone of smart card module or the actual embodiment of mobile phone all not for user provides complete control interface, make deception or less desirable behavior not to be forbidden or to notice by the user of described phone.
Summary of the invention
Catalogue of the present invention be to provide a kind of method and apparatus to provide complete control interface to being suitable for carrying out the user of the mobile device of NFC data service, make to eliminate deception or less desirable event.Another object of the present invention is to provide a kind of setting and system, and it allows to carry out method mentioned above.
Object of the present invention solves by the theme defined in appended dependent claim.
According to a first aspect of the invention, provide a kind of for controlling the method for mobile terminal device, wherein said equipment comprises smart card module and near-field communication module.In the first operation, start the smart card operation on described mobile terminal device, it causes activation or the connection of described smart card module.Application of IC cards can be by user or the position based on described mobile terminal device and is started.In following situation, if for example mobile terminal device is arranged in point of sales terminal region, application of IC cards will be started automatically.And then the starting that the time of certain application is controlled is possible.Then can determine that whether started application of IC cards is for carrying out the application with the data service of external entity, and certainly definite in the situation that, being connected and will being activated between described intelligent object and described NFC module.Thus, the NFC module of activation prepares to provide for example data transmission now.
According to another embodiment of the present invention, described authenticating step is inputted based on user.The control completely of described equipment is provided thus.
According to an embodiment of the invention, the described activation of described smart card module is based on carrying out for activating the authenticating step of the function of described smart card module.Thus, guaranteed confidentiality and the security for certain application of IC cards.
According to another embodiment of the present invention, the smart card module of described activation is only addressable in the given time.Thus, the accident of described smart card module activates and to be prohibited, because smart card module and NFC module are by disabled after certain hour section.And the described time period can arrange by the authorized user of described mobile device.
According to another embodiment of the present invention, the user input of the described activation of described smart card module based on by graphic user interface (GUI).
According to another embodiment of the present invention, if described application of IC cards corresponding to internal applications, the described connection between described smart card module and described NFC module is prohibited.If internal applications is selected by user, NFC module is disabled, for preventing the undelegated use of described NFC module.
According to another embodiment of the invention, the described activation of described smart card module automatically provides by mobile terminal control module (MCU).Thus, activating described module has not needed user to input, and makes the convenient described mobile device of processing.
According to another embodiment of the present invention, the described starting of described application of IC cards provides according to the environment of described equipment.Thus, for example, if mobile device is positioned near point of sales terminal, paying application will automatically start.The described detection that the environment of described equipment is carried out can trigger by near label user's " touch " point of sales terminal, or detects by for example GPS equipment or by other position determining means in described mobile device.
According to another embodiment of the invention, described data service is and the wireless data service of second party that described business provides in NFC communication environment.In which, described mobile device be suitable for execution requirements two sides or more in many ways between the different application etc. of exchanges data.
According to another embodiment of the present invention, carry out described Wireless Data Transmission and also comprise from described second party reception notification, and send reply data to described second party, both are all corresponding in question described Wireless Data Transmission.By from described second party reception notification data, can back review each data service of being carried out by described mobile device.
According to another embodiment of the present invention, described method is further comprising the steps of: obtain corresponding to carry out with described second party each described at least one digital receipt of wireless data service; Described at least one digital receipt of storage in storer; All digital receipt be collected in predetermined amount of time in described storer during; From service provider, receive whole digital receipts, wherein said whole digital receipts are accumulated during described predetermined amount of time by described service provider; And, the digital receipt of more described collection and from the whole digital receipt receiving of service provider.
According to another embodiment of the present invention, described digital receipt and described whole digital receipts comprise at least one in date and time information data, credit card balance between revenue and expenditure data, the shopping receipt relevant with certain retailer etc.Due to included data, can distribute each receipt to certain business.These data can be compared with the monthly invoice of conventional credit card company, for example, do not need to store paper receipts.
According to another embodiment of the present invention, on real-time basis for each business provides described comparison.That is, can without any time delay the receipt inspection that receives with reality be stored in the receipt in service provision side.
According to another embodiment of the present invention, described method further comprises and forwards the whole digital receipt of described reception and the digital receipt of described collection to another entity.Thus, described another entity provides the function of third party entity, and wherein said side provides for example data-storage system qualified and safety.
According to a second aspect of the invention, a kind of computer program is provided, it comprises the program code segments being stored on machine readable media, for when computer program moves in the terminal of the equipment based on processor, computing machine, terminal, the network equipment, mobile terminal or support mobile communication, carry out according to the operation of the method for any aforementioned embodiments of the present invention.
According to a third aspect of the invention we, a kind of computer program is provided, comprise the program code segments being stored on machine readable media, for when computer program moves in the terminal of the equipment based on processor, computing machine, terminal, the network equipment, mobile terminal or support mobile communication, carry out the operation of preceding method according to the embodiment of the present invention.
According to a forth aspect of the invention, provide a kind of Software tool.Software tool comprises program part, for when Software tool is when computer program is implemented and/or carry out, carries out the operation of preceding method.
According to a fifth aspect of the invention, provide a kind of and be included in carrier wave and the computer data signal of presentation directives, when carrying out this instruction by processor, it makes to be performed according to the operation of the method for above-mentioned embodiment of the present invention.
According to a sixth aspect of the invention, provide a kind of mobile terminal device that can carry out wireless data service.Described equipment comprises smart card module, and wherein said smart card module is only addressable after user authenticates, and only addressable in certain hour section; Near-field communication (NFC) module; Memory module; For start application of IC cards on described mobile terminal device, make the device of the activation of described smart card module; For determining whether the application of IC cards of described starting is to carry out the device that carries out the application of data service with external entity; For certainly definite in the situation that, connect the device of described NFC module; And central processing unit (CPU, MCU), it is connected to each other described mobile communication module, described smart card module, described NFC module and described memory module, and wherein said CPU is suitable for controlling the operation of described mobile device.
According to another embodiment of the invention, described mobile terminal device further comprise for obtain corresponding to carry out with second party each described in the device of at least one digital receipt of wireless data service; For the device at described at least one the digital receipt of storer storage; For being collected in the device of all digital receipts of described storer during predetermined amount of time; For receive the device of whole digital receipts from service provider, wherein said whole digital receipts are accumulated during described predetermined amount of time by described service provider; And for the digital receipt of more described collection with from the device of the whole digital receipts that receive of service provider.
According to another embodiment of the present invention, described equipment further comprises clock module, for being controlled at (time-oriented) event that leads if having time of described equipment.
According to another embodiment of the invention, described equipment further comprises for being connected to the telco module of cellular radio, for receiving whole digital receipts from service provider.By described telco module, described equipment is suitable for using existing cellular network, for example, to receive different pieces of information, as receipt etc.
According to another embodiment of the invention, described equipment further comprises the receipt storer being embedded in described smart card module, for storing the data with traffic aided.
According to another embodiment of the invention, provide a kind of wireless data service system.Described system comprises at least one mobile terminal device and a plurality of external entity, and wherein said mobile terminal device is suitable for providing the bi-directional data traffic with external entity.
According to another embodiment of the invention, a kind of smart card module is provided, described module comprises: smart card control module; Secure storage areas module; First interface, wherein said first interface is energising interface; And second interface, wherein the second interface is communication interface.
According to another embodiment of the invention, described first interface can be controlled by timer module.Thus, support the time-based operation of described first interface.And, can imagine that described the first equipment will automatically switch in time-based mode.
According to another embodiment of the invention, described the second interface can be controlled by the application choice of switching between mobile terminal control module interface and near field communication interface.Can externally apply thus and internal applications between switch.Described applications can provide by described NFC interface, and described internal applications is used described mobile terminal device control module CPU.Further, can imagine that described internal applications can be undertaken by GSM/UMTS interface etc.
According to a seventh aspect of the invention, provide a kind of for controlling the method for mobile terminal device, described equipment comprises smart card module and near-field communication module, and wherein said smart card module comprises the secure storage areas of storage security data, said method comprising the steps of:
-start the application of IC cards on described mobile terminal device, cause the activation of described smart card module;
-the application of IC cards of determining described starting be whether use described secure data in the described secure storage areas that is stored in described smart card module, for the safety applications with external entity executing data business;
-turn on the connection between described smart card module and described near-field communication module, so that being adapted to be to described smart card module, described near-field communication module provide wireless near field communication interface for carrying out wireless data service with external entity, and described application of IC cards be use described secure data in the described secure storage areas be stored in described smart card module, during for safety applications with external entity executing data business, starting timer; And
-when definite described timer expires, be closed at least one connection between described smart card module and described near-field communication module.
According to one embodiment of the present invention, the described activation of described smart card module is based on carrying out for activating the authenticating step of the function of described smart card module.
According to another embodiment of the present invention, described authenticating step the user based on by graphic user interface input.
According to another embodiment of the present invention, if described application of IC cards corresponding to internal applications, the described connection between described smart card module and described near-field communication module is prohibited.
According to another embodiment of the present invention, the described starting of described application of IC cards is provided by the environment according to described equipment.
According to another embodiment of the present invention, the method is further comprising the steps:
-obtain corresponding to carry out with described second party each described at least one digital receipt of wireless data service;
-described at least one digital receipt of storage in storer;
-all digital receipt be collected in predetermined amount of time in described storer during;
-from service provider, receiving whole digital receipts, wherein said whole digital receipts accumulate during described predetermined amount of time by described service provider; And
The digital receipt of-more described collection and from the whole digital receipt of the described reception of service provider.
According to another embodiment of the present invention, at least one data in the purchase receipt that described digital receipt and described whole digital receipt comprise date and time information data, credit card balance between revenue and expenditure data, be associated with certain trade company etc.
According to another embodiment of the present invention, on real-time basis for each business provides described comparison.
According to another embodiment of the present invention, the method further comprises to another entity and forwards the whole digital receipt of described reception and the digital receipt of described collection.
According to an eighth aspect of the invention, provide a kind of computer program, comprised computer readable program code, be configured to when described program is moved on computers, impel carry out aspect the 7th described in either method in method.
According to one embodiment of the present invention, described computer program is the computer program that comprises computer-readable medium, the present computer program code for using together with computing machine wherein of described computer-readable medium portable object.
According to a ninth aspect of the invention, provide a kind of mobile terminal device that is configured to carry out wireless data service, having comprised:
-CPU (central processing unit);
-smart card module, wherein said smart card module comprises secure storage areas, described secure storage areas is configured to storage security data;
-near-field communication module;
-memory module;
-for start application of IC cards on described mobile terminal device, cause the device of the activation of described smart card module;
-for determine the application of IC cards of described starting be whether the described secure data that uses the described secure storage areas that is stored in described smart card module, for the device of the safety applications with external entity executing data business;
-for turning on the connection between described smart card module and described near-field communication module, so that described near-field communication module is adapted for to described smart card module wireless near field communication interface is provided, for the device with external entity execution wireless data service;
-in described application of IC cards, be the described secure data that uses the described secure storage areas be stored in described smart card module, during for safety applications with external entity executing data business, the device of starting timer; And
-for when definite described timer expires, be closed in the device of at least one connection between described smart card module and described near-field communication module.
According to one embodiment of the present invention, this mobile terminal device further comprises for carrying out the arbitrary device of method described in the 7th aspect.
When reading detailed description with reference to embodiments of the present invention, advantage of the present invention will become apparent reader of the present invention, can easily understand concept of the present invention based on embodiments of the present invention.
For the sake of clarity, run through the detailed description and the accompanying drawings, identical or similar assembly, unit or equipment will be represented by identical reference numerals.
The title that should note portable set, mobile device and portable consumer electronics (CE) runs through description and uses as synonym.
Accompanying drawing explanation
The part of included accompanying drawing for further understanding of the present invention being provided and being incorporated to this instructions and becoming this instructions.Accompanying drawing show embodiments of the present invention and with describe in the lump for explaining principle of the present invention.In the accompanying drawings,
Fig. 1 shows the basic operation sequence operating by mobile terminal device according to the embodiment of the present invention;
Fig. 2 a schematically shows the smart card module being connected with other elements in mobile device according to the embodiment of the present invention and the layout example of NFC module;
Fig. 2 b schematically shows the smart card module being connected with other elements in mobile device according to the embodiment of the present invention and the layout example of wide-area communication module;
Fig. 3 in conjunction with the described exemplary arrangement in mobile device show have benefited from the exemplary of embodiments of the present invention can operating environment;
Fig. 4 a shows the possible service condition of the mobile device that is suitable for the method according to the embodiment of the present invention of carrying out;
Fig. 4 b shows two conceivable embodiments of the present invention, and wherein said mobile device is collected according to the present invention and compared about the data of business and the data of storage;
Fig. 5 schematically shows the block diagram of the function and structure assembly that comprises portable consumer electronics (CE) equipment according to the embodiment of the present invention; And
Fig. 6 shows according to smart card module of the present invention.
Embodiment
With reference to figure 1, its show a kind of according to an embodiment of the invention for controlling the basic operation sequence of the method for mobile terminal device.In the first operation steps S100, for controlling the method starting of mobile device, wherein user for example activates or starts application of IC cards.For example, user wishes to carry out payment or banking application, and described equipment must provide safety/anti-tamper environment thus.According to the embodiment of the present invention, application of IC cards can be activated by user interface (UI) (interface of mobile terminal device) by user, or the activation of application of IC cards alternatively can the environmental baseline based on for example mobile terminal device be carried out by mobile control unit (MCU).
In response to the activation of application of IC cards, the secure smartcard module of the data that comprise safety/anti-tamper is energized, and as indicated in operation steps S110, it can be by for example Timer Controlling.
In conditional operation S120, mobile terminal device will determine whether the application of starting is for for example carry out the applications of business with the external entity as point of sales terminal (POS).Described business provides the NFC module by being included in described equipment.If user selects internal applications (corresponding to the "No" branch of operation S120), described internal applications will be started.Built-in function can be corresponding to for example inner smart card bookkeeping, the data of user's control store on card wherein, etc.
If according to the "Yes" branching selection peripheral operation of conditional operation S120, the connection between secure smartcard module and NFC module will be activated, as shown in reference to operation steps S130, the connection between wherein said smart card module and described NFC module is activated.Thus, described mobile terminal device can communicate via described NFC module and external entity.The control of described NFC module can be alternatively by described (MCU) or for example provided by described smart card module.
After activating described NFC module, present described mobile device can be carried out wireless data service by the NFC module being connected with smart card module.Mobile device provides the tamper-resistant environment in smart card, and the data communication between connected party can be encrypted by any way or encode.Application of IC cards can not be directly from external reference; It can be used as the platform for complicated and responsive application thus, and described application examples is as banking application and credit card business.
In order to ensure security and the control in various embodiments of the present invention, to start timer, corresponding to operation S140, described embodiment comprises: wherein secure smartcard module is unexpectedly activated, or the embodiment that secure smartcard module and NFC module are both unexpectedly activated, and the embodiment that wherein carries out the business based on NFC.Timer is measured the elapsed time activating in NFC module and application of IC cards.This step can thereby provide for the former of safety issue.If predetermined timer value expires (it is corresponding to the "Yes" branch of conditional operation S150), it causes following operation, i.e. connection between secure smartcard module, or secure smartcard module and NFC module will be closed.This program provides maximum security for carrying the user of described mobile device, because it prevents that the unexpected or wrong described smart card that passes through from being used sensitive application.Additionally, if secure smartcard module, or the connection between secure smartcard module and NFC module is disabled, and the forger who attempts this equipment of invasion can not access intelligent card.
Within if timer value drops on expectation value, according to the wireless data service of user's input, will start (S160), and the sequence of operation will finish.Corresponding to new repetition, aforesaid operations step can be reset.
Fig. 2 a schematically shows the smart card being connected with other elements in mobile device according to the embodiment of the present invention and the example setting of NFC module.
According to the embodiment of the present invention, secure smartcard element 200 is integrated in mobile device (not shown in Fig. 2 a), schematically illustrated with reference to figure 3.Described smart card module 200 can also comprise secure storage section module 201.Described secure storage module 201 can be for the different pieces of information in tamper-resistant environment on storage smart card.Described data can comprise safety applications, exclusive data, important receipt etc.As shown in the figure, secure smartcard element 200 is connected with power supply via user's controllable switch SW1, its provide necessary electric energy to secure smartcard element for power supply or power-off.Secure smartcard element 200 is further connected to near-field communication (NFC) interface 210 or is connected to alternatively terminal MCU (510) via interrupteur SW 2, described near-field communication (NFC) interface 210 is by being used RFID for example or optics to connect to provide and being connected of external unit, and described terminal MCU (510) is for providing the control to secure smartcard element 200.Should notice that term mobile control unit (MCU) and central processing unit (CPU) are synonymously for whole description.
NFC interface 210 provides necessary means for using for example RFID technology and external label/equipment to communicate, and terminal can be carried out but be not limited to payment and the ticketing business based on RFID.NFC interface 210 allows to carry out to the reading and write operation of external label/equipment, and allows the peer type communication between two NFC terminals.Secure smartcard element 200 is directly linked to NFC interface 210 by described interrupteur SW 2, object is to guarantee in terminal logic, there is no unnecessary delay, this delay is because nature or RFID communication may hinder/prevent business, and this will require fast response time conventionally.RFID business for example will be carried out conventionally in hundreds of milliseconds.
With reference to figure 3, the mentioned key component that is respectively used to control smart card module 200 or element and described NFC module 210 or element is summarized with reference to reference marker 300.
Terminal MCU 510 is responsible for guiding whole terminal operations and carrying out various application.What be connected with MCU has application/application interface storer 530, and it is responsible for maintaining and can be used for application/application interface that MCU 510 carries out.
The operation of above-mentioned interrupteur SW 1 and SW2 is below described.Power switch SW1 makes the user (or the MCU based on certain condition) of mobile terminal can control the operation of secure smartcard element 200, and protected being applied in the situation that does not have user or MCU to control in secure smartcard element 200 can not be touched.Thus, when user wishes that interaction/activation is stored in the safety applications in secure smartcard element 200, can be by selecting for example to carry out activator switch from the safety applications of end user interface (UI), its Closing Switch SW1 is to activate secure smartcard element.Power switch SW1 can preferably be associated with timer, it opens interrupteur SW 1 (closed safe smart card element) afterwards in certain predetermined (user is optional) time period (time can be for example 15,30,45 or 60 seconds), and it has guaranteed that secure smartcard element 200 will can by mistake or unexpectedly not be activated.User can provide UI interface for selecting applicable timer condition to control as the acquiescence of closed safe smart card element 200.Further, MCU 510 can provide indication, and for example secure smartcard element is in activating, and postpones the starting point of timer.
The activation of secure smartcard element can not complete in the situation that there is no certain authenticating step.Normally by request, the certain PIN code from terminal user completes in authentication, so that activate secure smartcard element 200.When user selects for example " mobile payment application " from terminal UI, PIN is requested in authentication, and if input correct PIN, secure smartcard element 200 activates and mobile payment application activating.User can also provide the chance that changes PIN code.If user can not provide necessary PIN code subsequently, for example, after three times, secure smartcard element will permanently be closed, unless inputted more senior authentication code (comparing with PUK code with the SIM in GSM) to reactivate secure smartcard element 200.This code can offer all users in standalone media, and if necessary, in response to effective authentication is provided, user can for example, ask this code to service supplier (business authentication entity).
Inner/outer interrupteur SW 2 makes the user of terminal (selected application) can control the current operation/interface of secure smartcard element 200.If for example mobile payment application is opened, interrupteur SW 2 activation NFC interfaces 210 are set and make it possible to communicate with external source, corresponding to the position 1 of interrupteur SW 2, for example, use pay/ticketing of the safety applications business at secure smartcard element 200 places.The user of mobile terminal can also provide interface for only selecting certain application of application to be activated, make secure smartcard element power supply, but only certain safety service application can be activated.Described operation can also be based on activating application and the existing environment of environment or terminal by MCU, controlled, to guarantee that only preferred application is available.The selection of application is based on software control, and the setting that makes each useful application can be controlled one of in the following manner, for example by selecting certain application to be opened, by the user of mobile terminal, controlled, or the current environment based on terminal and being controlled by MCU.For this function, external source (such as POS terminal 310 etc.) can not " scan " all application that reside in secure smartcard element 200, and it has improved security of the present invention and anonymity aspect.
If inner/outer interrupteur SW 2 is set to intercommunication (corresponding to position 2), interrupteur SW 2 allows the user of described mobile terminal and the safety applications at secure smartcard element place to be mutually used as, and without the NFC module 210 activating.This interaction can comprise from application reads log information and interacts with application.Secure smartcard element for example can keep, about the daily record of each business of the payment/ticketing business (2005-03-31 that holds the record; 25.50USD; Department store: Safeway etc.).When interrupteur SW 2 is set to intercommunication, user can check the application about the information of carried traffic and control secure smartcard element 200 places, by for example graphic user interface.
Fig. 2 b schematically shows the smart card module being connected with other elements in mobile device according to the embodiment of the present invention and the exemplary arrangement of wide-area communication module.
According to this embodiment of the present invention, secure smartcard element 200 is integrated in mobile device (also not shown in Fig. 2 b), and it is schematically illustrated with reference to figure 3.The embodiments of the present invention of describing with reference to figure 2b provide as the similar function with reference to the described embodiment of figure 2a.Main difference between these embodiments is interface, and it is suitable for communicating by letter with external entity.With reference to the described embodiment of figure 2a, use NFC communication environment, and used Wide Area Network interface 580 at the embodiment shown in Fig. 2 b.Described interface 580 is described in more detail below.
In this specific implementations, all data services provide by described Wide Area Network interface 580, and described smart card module 200 is as anti-tamper processing and storage unit.Described smart card module 200 can provide safe and anti-tamper environment for described mobile terminal device, and it can be respectively used to data with traffic aided etc. encode or encrypt.Should note adding the smart card module that is connected with other elements in the mobile device representing in Fig. 2 b and the exemplary arrangement of wide-area communication module at this, only for the object according to an embodiment of the invention is described, and the business connecting based on wide area can be applicable to the present invention.Be further noted that and by wide area, connect when being transmitted when business datum, data will experience coding with modulation to data layout is turned to and Wide Area Network communications protocol compatible form mutually.Thus, according to the embodiment of the present invention, the data that provide by secure smartcard element 200 offer Wide Area Network module 580 by the various treatment steps by being controlled by MCU 510, because the data from secure smartcard element need to format to meet wide area networking form, and compare not free requirement with NFC communication environment.Therefore, according to the embodiment of the present invention, when the user of wireless terminal is preferably based on the business of wide-area communication network, the position of the interrupteur SW 2 of Fig. 2 a can be set to intercommunication, replaces having the independent switch position as shown in Fig. 2 b.
Fig. 3 shows the exemplary operation environment that has benefited from embodiments of the present invention, and wherein, by secure smartcard element 200 as described above, mobile terminal 100 provides this locality or teleaction service.
In the situation that user wishes the business of carrying out based on NFC with local sales point (POS) terminal 310 that comprises NFC communication module 315, user (or terminal MCU 510) provides necessary authentication to activate safe and intelligent module component 200 (individual PIN code is provided), and can further select at least one at this moment by the service/application activating.This selection can be selected, based on user, select based on for example acquiescence, or the applicable application of current context/environmental selection that terminal 100 can be based on terminal 100 alternatively.The selection of the context/environment of terminal 100 can for example be read special tags by NFC module 210 by user and be carried out, wherein label can be indicated the existing of POS terminal (for example have the local business that is associated with certain credit card company and for the special-purpose loyalty card in shop) of certain type, and corresponding application can be activated.The selection of context/environment is the current location based on mobile terminal alternatively, and it can be based on GPS locating information or the information receiving by Wide Area Network or LAN alternatively.
Then, when consulting the payment amount information relevant with other (this " negotiation " mean that the user of terminal 100 and service provider agree to mutually payment amount), user is the POS terminal NFC interface between " shake-up " (even his mobile terminal device approach) and terminal 100 only, it causes the NFC interface 315 of terminal NFC interface and POS terminal 310 to communicate, and makes to exchange the necessary information of the business for agreeing to.The NFC interface that further should note terminal 100 and POS terminal 310 can comprise any communication interface that is suitable for near-field communication, comprises RF and optical interface, this two a pair of non-limiting example has been proposed.Necessary information comprises at least following traffic operation.All following operations should be carried out in the time restriction for business setting, can be different for different embodiment time restrictions.According to a non-limiting exemplary embodiment, time restriction can be set to 300ms-400ms for the business based on RFID.
First, provide mutual authentication (be application of IC cards in safety element 300 authentication POS 310 and vice versa) really as alleged in it for guaranteeing the both parties of business, and fraudulent authenticating step is not provided.
Then POS terminal 310 provides the service details that comprises payment amount to mobile device, and other details of relevant payment.Thereafter, described terminal 100 provides for example credit card information, comprises the necessary information of crossing the amount that POS terminal 310 provides for carrying out PayPal.
When business success, user terminal 100 and/or POS terminal 310 can provide certain to notify to user: business successfully completes.After business is accepted, user can obtain receipt from point of sale printer with paper-based form or electronic form (digital form) as conventionally.According to the embodiment of the present invention, print generation when also can work as user " contact " being equipped with the NFC interface 315 of POS terminal 310 of printer for the second time immediately after business is successfully completed substantially.The business information of success business can be stored in secure smartcard element 200, and POS 310 forwarding service information provide mechanism 340 to the service of finishing service.Described forwarding can provide by existing infrastructure network 350 with forms such as PSTN network, wireless networks.
After business completes, user can be by providing input to select to close (closing) secure smartcard element 200, and this input provides by UI or by reading for example corresponding label.In either case, predetermined timer guarantees that secure smartcard element 200 will be closed (closing) after the short time, to reduce hostility, reads the risk that taker attack packets is drawn together the user security application of sensitive information.
Further, according to the embodiment of the present invention, the service details being provided by POS terminal 310 can be for requiring the further security between service period.For example, in payment amount, surpassed " less portfolio " (its be set to for terminal user can with and do not need further security) in the situation that, POS terminal 310 request users use POS end user interface to provide dedicated service PIN code (if credit card business completes, conventionally use PIN code) for guaranteeing not have being connected of misuse and business, and the user of terminal 100 for business by actual authentication.Once necessary PIN code is provided, POS terminal can continue in communication range that business requesting terminal 100 be placed on POS terminal 310 so that finishing service.
And, according to the embodiment of the present invention, can use as being illustrated in and similar operations in being connected of near field service implementation mode, wherein user wishes for example by Cellular Networks 320, to carry out remote payments.Therefore, the aerial download interface (OTA) of described mobile device will be used.Compare with the business based on NFC, remote payment is processed/is applied in described terminal 100 and to implement, and it for example makes when the switch of secure smartcard element is set to intercommunication similar business event pending.It is required, because the data that are transferred to Wide Area Network were needed to encrypted and modulation before transmission.Yet after consultation business service details and receiving amount etc., secure smartcard element is activated and provides for carry out the sensitive information of remote payment on Wide Area Network 320 user.When business completes, with timer identical in NFC embodiment can be for closed safe smart card element 200.
The smart card element of should taking care can also comprise other sensitive application, for example loyalty card, traffic ticket etc.As an example, people put into wallet by a plurality of plastics credit cards or loyalty card or bank card now.The content of loyalty card can offer mobile phone users and be stored in smart card module with electronic format.Then each digital card is separated from each other, for example, by numbering, date of expiration, name and publisher or service supplier's title.And the expression of card can be saved as they expressions in these plastic clips.Context and/or configuration based on user between service period and/or POS terminal, or the selection of doing based on user, user and/or POS can select suitable card.According to the ID of ticket, ticket publisher and/or for connecting the additive method of business, ticket also can by separately/use.
With reference to figure 4a, it shows the possible service condition that is suitable for carrying out method mobile device according to the embodiment of the present invention.
Normally, credit card and banking (debit) card advice of settlement monthly offers account-holder with papery or electronic form (for example, with web browser) conventionally.Suppose that user checks advice of settlement, and if some business is wrong, if for example amount is wrong or user does not pay at all, user will accuse financial institution.As an example, monthly credit card payment list can comprise 100 business or even more easily.The paper receipts that some users preserve (being for example kept in wallet) according to them checks advice of settlement, and some users do not wish to do the affairs of this trouble, and they think that their only must dependence system, even if this system is wrong sometimes.By this trouble of the following fact, can increase the weight of: most of credit/debit holder has the different card from different publishers, and this causes the appearance of a plurality of advice of settlement.On the other hand, check that advice of settlement is also important, because jeopardize the risk of card information, because of the Internet, increase.The stealing of identity is also serious risk.
According to the embodiment of the present invention, the comparison that account (credit card, debit) advice of settlement and electronic receipt are online, this electronic receipt is stored in mobile terminal 100 or is stored in via in the addressable server of mobile terminal 100 or other computer users.If advice of settlement comprises error traffic, user can note abnormalities and difference easily in time.It can provide in real time, or for example when business will be received by account server, provides, or as long as provides when user asks performed business to be compared with the service lists in service supplier's side 340.
Advantage ground, receipt information packet for example, containing date, quantity, trade company's identification, means of payment identification (credit card number) and other data.Described data can be for grouping and classification spending.
Fig. 4 a shows example embodiment, wherein data service, and for example ticketing application provides between mobile terminal 100 and a plurality of POS terminal 310.Business in this example 1 to N is all carried out respectively via the NFC interface of mobile device and POS terminal.After carrying out each specific transactions, mobile terminal 100 will receive the first receipt 1, comprise receipt information as described above.According to an embodiment of the invention, mobile terminal can be stored digital receipt 1 in the private memory of smart card module.The storer of described smart card module provides tamper-resistant environment, and guarantees the safety zone for exclusive data.Yet, should notice that, according to optional embodiment of the present invention, digital receipt information can also be stored in another storer in mobile terminal.When each described mobile device and POS terminal 310 are carried out business; It will receive corresponding receipt, receipt 1 to N.These steps represent to N by business 1 in Fig. 4 a.
And all POS terminals 1 to N provide entity 340 to interconnect by service, it also collects receipt 1 to N according to each mobile terminal.This means, each existing mobile terminal has corresponding storage directory, for example, and in service provision side 340.According to invention step of the present invention, each receipt 1 to N being received by mobile terminal will be stored in private memory, and it comprises according to described receipt information data mentioned above and data traffic aided.
And, can imagine other the possible frameworks for maintenance and management receipt.
For example, according to the embodiment of the present invention, described mobile terminal 100 is suitable for store and management electronics or digital receipt respectively.And in this embodiment, financial institution or service provision entity 340 are sent account advice of settlement (for example, with XML form) electronically to individual subscriber PC.
Then, the Financial Management software moving on PC attempts finding the receipt (based on date, quantity, trade company's identification, means of payment identification) corresponding to every a line of advice of settlement.Each irregular emphasizing on PC screen, makes user can in checking mode, understand advice of settlement, thereby he can see there is no the clearing of corresponding receipt single file (for example showing these row by different colors) easily.User can only concentrate now and check those row.Can also imagine within the scope of the invention and provide described inspection by having the mobile terminal 100 of enough large screen, described screen is for reading account advice of settlement and checking/compare account advice of settlement and be stored in the receipt on mobile terminal.According to this embodiment of the present invention, electronic account advice of settlement should directly be delivered to mobile device 100, and mobile terminal need to be equipped with Financial Management software, but on the other hand, this embodiment provides freely to carry out the inspection of account advice of settlement for user, and no matter user is wherein current.
Another possible situation is that mobile terminal will be stored receipt or send those electronic receipts to the server of processing user's receipt.It can be a kind of from bank or other third-party services.And in this case, mobile terminal can be for checking/compare account advice of settlement and receipt by contacting this server.
Can also imagine in real time and check, wherein at every turn in the account server of POS terminal side 340 sides, receive new business, this business is also sent to the software on third-party server/user's mobile terminal 100, and it attempts coupling it and existing receipt.If do not find coupling, information sent to user.Before the notice of giving user provides, user can also limit server/software preferably as business size and number of services.Another possibility is that user will manually start relatively on described mobile terminal device 100.
As last embodiment, the described electronic receipt 1 to N of each business can send to respectively third-party server according to the information being provided by the means of payment or mobile terminal 100 when business is carried out.Described transmission can be carried out by POS terminal 310.
Fig. 4 b shows two kinds of conceivable embodiments of the present invention, and wherein said mobile device is collected according to the present invention and compared about the data of business and the data of storing.In superincumbent explanation, with reference to figure 4b, mobile terminal device 100 has received all numeral/electronic receipts 1 to N corresponding to the business of all previous execution.Described receipt is stored in mobile device 100 in the tamper-resistant storage in smart card element 200 for example.Next, service provision entity (SP) sends whole receipts to described subscriber equipment 100.In this case, service provision entity (SP) is used cellular radio (GSM/UMTS) for sending, and can also imagine other networks, for example short range communication network network and radio network.All receipts comprise the data about business that the POS terminal 310 by each access provides.
According to invention step of the present invention, mobile device 100 can compare the receipt 1 to N of each storage and whole receipts of receiving in each entry.Then, user by notified whether found any irregular.
Explanation below represents another embodiment of the present invention, and wherein said mobile device is transmitted and received whole receipts by NFC, and this transmission can be started by the user of described equipment.Other steps in mobile device side are similarly, as the description above in basis explanation above.
Finally with reference to figure 5, will describe in detail and describe the introduction to function and structure assembly, it can implement in the exercisable portable consumer electronics of the embodiment that utilizes concept of the present invention (CE) equipment 100 and identification equipment.
Fig. 5 schematically shows the enforcement of portable consumer electronics (CE) equipment that is equipped with according to the embodiment of the present invention RFID equipment.The block diagram of Fig. 5 shows the principle structural design of cellular terminal, and it will exemplarily represent can be used for the portable CE equipment 100 of any kind of the present invention.Should be appreciated that the portable CE equipment that the invention is not restricted to any particular types, as shown all.Shown portable CE equipment 100 generally includes central processing unit (CPU) 510, data-carrier store 520, application memory 530, input/output device, and this input/output device comprises audio frequency I/O (I/O) device 550, the display 570 that has the keypad 560 of input control device (Ctr1) and have display controller (Ctrl).
Additionally, portable CE equipment 100 according to the embodiment of the present invention comprises cellular interface (I/F) 580, and this interface and cellular antenna are coupled and can operate with corresponding subscriber's identification module (SIM) 540.In an embodiment of the invention, when smart card module is integrated into cellular telephone, security improves, and as in order to use mobile phone, when call completion of mobile telephone, needs PIN input to enable the GSM SIM in mobile phone.Thus, when cutting off mobile phone or for example, when phone is during from screen protection mode activation, PIN also encroach on by protected avoiding.According to other embodiments of the present invention, smart card module can be integrated in the SIM card of portable CE equipment 100, rather than as independent module.According to other embodiments, smart card module can be integrated in the mmc card or memory stick module being connected with the data-carrier store 520 of portable CE equipment.And portable CE equipment 100 according to the embodiment of the present invention also comprises local data interface (I/F) 300 and universal data interface (I/F) 590.Yet, should note being integrated in the embodiment in certain module at smart card module, need to arrive the direct link of local data interface (I/F) 300, so that guarantee the time requirement of business.
Local (short distance) data-interface (I/F) 300 or local (short distance) transceiver can additionally be implemented in portable CE equipment 100, to provide corresponding pairing network, base station or transceiver for local data communication.Normally, local data interface (I/F) 300 can realize by low-power radio frequency (LPRF) transceiver, this transceiver such as bluetooth transceiver, WLAN (WLAN (wireless local area network)) transceiver, ultra broadband (UWB) transceiver or any other is with the exercisable transceiver of IEEE 802.xx standard.And, local data interface (I/F) 300 can also be embodied as based on ultrared interface, such as IrDA (infrared ray is directly accessed) interface or the interface based on radio-frequency (RF) identification (RFID) technology, described technology is RFID reader, RFID transponder and near-field communication (NFC) standard.
Cellular interface (I/F) 580 be arranged as cellular transceiver in case from cellular antenna receive signal, to signal decode, rectification and also they are reduced to baseband frequency.Cellular interface 580 is for aerial download interface, and it combines and serve with subscriber's identification module (SIM) 540, for corresponding wireless access network (RAN) cellular communication with Public Land Mobile Nerwork (PLMN).The output of cellular interface (I/F) 580 comprises data stream thus, and it can require the further processing by central processing unit (CPU) 510.The cellular interface (I/F) 580 that is arranged as cellular transceiver also receives data from central processing unit (CPU) 510, and it is transferred to wireless access network (RAN) via aerial download interface.Therefore, cellular interface (I/F) 580 codings, modulation and switching signal are radio frequency, and it is to be used.Then cellular antenna is launched resulting radiofrequency signal to the corresponding wireless access network (RAN) of Public Land Mobile Nerwork (PLMN).
In definite embodiment of the present invention, except local data interface (I/F) 300 and universal data interface (I/F) 590, portable CE equipment can comprise radio receiver interface (not shown), it allows portable CE accessing broadcast transmission service, and it comprises for example digital video broadcasting (DVB-T, DVB-H), digital audio broadcasting (DAB), global digital broadcasting (DRM), integrated service digital broadcasting-land (ISDB-T), the advanced television standard council (ATSC) and DMB (DMB-T) technology.
Display and display controller (Ctrl) 570 controlled and conventionally by user interface, to user, provided information by central processing unit (CPU) 510.Keypad and keypad controller (Ctrl) 560 are provided for permission user's input information.Input information via keypad is supplied to central processing unit (CPU) 510, and it can be controlled according to input message.Audio frequency I/O (I/O) device 550 at least comprises for the loudspeaker of reproducing audio signal with for the microphone of recorde audio signal.Central processing unit (CPU) 510 can be controlled the conversion of audio frequency speed data to the conversion of audio output signal and audio input signal to voice data, and wherein voice data has the form that is suitable for cellular transmission.
Data-interface (I/F) 590 services are connected to data and the command communication between local data interface module 300 and portable CE equipment 100 for interface.Data-interface (I/F) 590 can be set up by applicable hardware and/or software interface, and it in the prior art and all available in future.
Portable CE equipment 100 also comprises Guared memory 300, and it is suitable for storing a plurality of data recording, for example, in described smart card module 200.As defined above, each data recording is construed as the numeral about the information of for example digital ticketing data according to the embodiment of the present invention and digital payment data.Guared memory 300 is particularly suitable for meeting the demands, and described requirement must be considered to guarantee about being stored in security and the specificity aspect of this responsive numerical information.It should be appreciated by those skilled in the art that, from user's angle and from service supplier's angle, treated side such as the responsive numerical information of digital ticketing data defined above and digital payment data faces security and the restriction of specificity aspect, and distribution authentication and reception that wherein service supplier relates to discussed numerical information authenticate both.
Normally, portable CE equipment 100 as described above can be any one example apparatus, and it schematically comprises that portable phone, personal digital assistant, small sized personal computing machine, portable personal computer, communication terminal or any other have processing power and the suitable portable consumer electronic product (CE) of communication facilities; at least comprise smart card module 200 and NFC module 210.Normally, portable CE equipment 100 comprises the equipment based on processor, and it allows to implement concept of the present invention.Following embodiment will illustrate the operation of enhancement mode identification equipment, and it for example can implement in each previously described consumer electronics (CE) equipment.Yet the explanation of identification equipment will provide about shown portable CE equipment 100, it has invested or has embedded this identification equipment.But by notice the present invention be not limited to respectively especially those identification equipments and with the portable CE equipment of its coupling, its this illustrate only for the mode of explanation according to the embodiment of the present invention.
Fig. 6 shows according to smart card module 600 of the present invention.Described module can be controlled by smart card control module 601, and it is for controlling the operation of described smart card module 600.The CPU that can imagine described mobile terminal device adopts the function of described control module 601, and described smart card control module can be omitted.Described smart card module 601 can comprise secure storage areas 201, and it is as the memory storage in anti-tamper region.
First interface 610, it can be controlled by clock module 602, is power supply interface, and it is suitable for described smart card module 600 to open or close.Clock module 602, and described first interface 610 can be by control module 601 or by described mobile terminal device control module 510, is controlled alternatively thus.
Described smart card module 600 is additionally provided with the second interface module 620, and it can interconnect with smart card control module 601 and with certain application.Note that this application can interconnect with described the second interface 620 via equipment MCU510 etc.Based on application 630 inputs, the second interface 620 can switch between mobile terminal control module 510 and NFC interface 210.The description of described NFC interface 210 can be found with reference to figure 2.
And, can imagine that described smart card module 600 can embed in mobile terminal device 100.
To those skilled in the art, obviously, along with the raising of technology, concept of the present invention can be implemented in many ways.Therefore the present invention and its embodiment are not limited to example mentioned above and specific implementations, but can change within the scope of the claims.

Claims (13)

1. one kind for controlling the method for mobile terminal device (100), described equipment comprises smart card module (200,600) and near-field communication module (210), wherein said smart card module (200,600) comprise the secure storage areas (201) of storage security data, said method comprising the steps of:
Application of IC cards on-starting (S100) described mobile terminal device (100), causes the activation (S110) of described smart card module (200,600);
-the application of IC cards of determining (S120) described starting be whether use described secure data in the described secure storage areas (201) that is stored in described smart card module (200,600), for the safety applications with external entity executing data business;
-connect (S130) at described smart card module (200,600) connection and between described near-field communication module (210), so that described near-field communication module (210) is adapted to be to described smart card module (200,600) provide wireless near field communication interface for carrying out wireless data service (S160) with external entity, and be to use to be stored in described smart card module (200 in described application of IC cards, 600) the described secure data in described secure storage areas (201), during for safety applications with external entity executing data business, starting timer (S140); And
-when definite described timer has expired (S150), close (S145) at least one connection between described smart card module and described near-field communication module.
2. method according to claim 1, the described activation of wherein said smart card module is based on carrying out for activating the authenticating step of the function of described smart card module.
3. method according to claim 2, the user input of wherein said authenticating step based on by graphic user interface (GUI).
4. according to method in any one of the preceding claims wherein, if wherein described application of IC cards is corresponding to internal applications, the described connection between described smart card module and described near-field communication module is prohibited.
5. according to method in any one of the preceding claims wherein, the described starting of wherein said application of IC cards is provided by the environment according to described equipment.
6. according to method in any one of the preceding claims wherein, further comprising the steps:
-obtain corresponding to carry out with described second party each described at least one digital receipt of wireless data service;
-described at least one digital receipt of storage in storer;
-all digital receipt be collected in predetermined amount of time in described storer during;
-from service provider, receiving whole digital receipts, wherein said whole digital receipts accumulate during described predetermined amount of time by described service provider; And
The digital receipt of-more described collection and from the whole digital receipt of the described reception of service provider.
7. method according to claim 6, at least one data in the purchase receipt that wherein said digital receipt and described whole digital receipt comprise date and time information data, credit card balance between revenue and expenditure data, be associated with certain trade company etc.
8. method according to claim 6, wherein on real-time basis for each business provides described comparison.
9. method according to claim 6, further comprises to another entity and forwards the whole digital receipt of described reception and the digital receipt of described collection.
10. a computer program, comprises computer readable program code, is configured to when described program is moved on computers, impels the method in any one of the preceding claims wherein of carrying out.
11. computer programs according to claim 10, wherein said computer program is the computer program that comprises computer-readable medium, the present computer program code for using together with computing machine wherein of described computer-readable medium portable object.
12. 1 kinds of mobile terminal devices (100) that are configured to carry out wireless data service, comprising:
-CPU (central processing unit) (510);
-smart card module (200,600), wherein said smart card module comprises secure storage areas (201), described secure storage areas (201) are configured to storage security data;
-near-field communication module (210);
-memory module (530);
-for starting (S100) application of IC cards on described mobile terminal device, cause the device (SW1,510) of the activation of described smart card module (200,600);
-for determine the application of IC cards of (S120) described starting be whether use described secure data in the described secure storage areas (201) that is stored in described smart card module (200,600), for the device of the safety applications with external entity executing data business;
-for connecting (S130) at described smart card module (200,600) connection and between described near-field communication module (210), so that described near-field communication module (210) is adapted for to described smart card module (200,600) provide wireless near field communication interface, for the device (SW2) with external entity execution wireless data service (S160);
-for being to use to be stored in described smart card module (200 in described application of IC cards, 600) the described secure data in described secure storage areas (201), during for safety applications with external entity executing data business, the device of starting (S140) timer; And
-for when definite (S150) described timer expires, be closed in the device of at least one connection between described smart card module (200,600) and described near-field communication module (210).
13. mobile terminal devices according to claim 12, further comprise for executing claims the device of the method described in 1-9 any one.
CN201410382601.3A 2005-03-07 2005-03-07 Method and mobile terminal device including smart card module and near field communication means Active CN104156741B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201410382601.3A CN104156741B (en) 2005-03-07 2005-03-07 Method and mobile terminal device including smart card module and near field communication means

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CNA2005800485124A CN101171604A (en) 2005-03-07 2005-03-07 Method and mobile terminal device including smartcard module and near field communication means
CN201410382601.3A CN104156741B (en) 2005-03-07 2005-03-07 Method and mobile terminal device including smart card module and near field communication means

Related Parent Applications (1)

Application Number Title Priority Date Filing Date
CNA2005800485124A Division CN101171604A (en) 2005-03-07 2005-03-07 Method and mobile terminal device including smartcard module and near field communication means

Publications (2)

Publication Number Publication Date
CN104156741A true CN104156741A (en) 2014-11-19
CN104156741B CN104156741B (en) 2018-05-01

Family

ID=51882238

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201410382601.3A Active CN104156741B (en) 2005-03-07 2005-03-07 Method and mobile terminal device including smart card module and near field communication means

Country Status (1)

Country Link
CN (1) CN104156741B (en)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105225113A (en) * 2015-09-01 2016-01-06 联想(北京)有限公司 A kind of information processing method and electronic equipment
CN110069955A (en) * 2018-01-22 2019-07-30 中国移动通信有限公司研究院 A kind of non-contact method, apparatus swiped the card and terminal device
JP2019164502A (en) * 2018-03-19 2019-09-26 株式会社東芝 Information processing device, information processing method, and program
WO2019228051A1 (en) * 2018-05-31 2019-12-05 深圳市文鼎创数据科技有限公司 Nfc apparatus

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1561498A (en) * 2001-10-11 2005-01-05 卓信科技有限公司 Apparatus, method and system for payment using mobile device

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105225113A (en) * 2015-09-01 2016-01-06 联想(北京)有限公司 A kind of information processing method and electronic equipment
CN105225113B (en) * 2015-09-01 2019-05-31 联想(北京)有限公司 A kind of information processing method and electronic equipment
CN110069955A (en) * 2018-01-22 2019-07-30 中国移动通信有限公司研究院 A kind of non-contact method, apparatus swiped the card and terminal device
JP2019164502A (en) * 2018-03-19 2019-09-26 株式会社東芝 Information processing device, information processing method, and program
JP7154785B2 (en) 2018-03-19 2022-10-18 株式会社東芝 Information processing device, information processing method, program
WO2019228051A1 (en) * 2018-05-31 2019-12-05 深圳市文鼎创数据科技有限公司 Nfc apparatus

Also Published As

Publication number Publication date
CN104156741B (en) 2018-05-01

Similar Documents

Publication Publication Date Title
CN101171604A (en) Method and mobile terminal device including smartcard module and near field communication means
US11875317B2 (en) Electronic money transfer method and system for the same
US20180114260A1 (en) System, method, apparatus and computer program product for interfacing a multi-card radio frequency (rf) device with a mobile communications device
TWI498838B (en) Point of sale system for transaction payment delegation
Curran et al. Near field communication
US20130092741A1 (en) Wireless smart card and integrated personal area network, near field communication and contactless payment system
US20070131759A1 (en) Smartcard and magnetic stripe emulator with biometric authentication
US8348155B2 (en) All in one card
US20020174336A1 (en) Information protection system and information protection method
TW201301161A (en) Mobile device for transaction payment delegation
KR102300078B1 (en) Universal toll payment and collection system
KR20110005889A (en) An electronic payment system
US20160189127A1 (en) Systems And Methods For Creating Dynamic Programmable Credential and Security Cards
EP2218238A1 (en) Transaction authentication
CN104156741B (en) Method and mobile terminal device including smart card module and near field communication means
CN101685511A (en) Terminal payment method and terminal based on near field communication
KR20150014055A (en) NFC (security card) Tag touch with him through the book, ordering and payment service is reliable way
KR100362175B1 (en) A portable wireless telecommunication complex terminal with the electronic card function
KR20070056029A (en) Wireless communication device for producing electronic authentication image
KR20090000725A (en) System and method for providing information of card limit and program recording medium
KR20030079640A (en) Mobile Authentication System and Service Method for Processing Electronic Authentication Image
Karnouskos NFC-capable mobile devices for mobile payment services
KR20090048556A (en) Mobile phone
KR20070054619A (en) Method of processing authentication
KR20070031367A (en) Pointing device with security capabilities

Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
C41 Transfer of patent application or patent right or utility model
TA01 Transfer of patent application right

Effective date of registration: 20160112

Address after: Espoo, Finland

Applicant after: Technology Co., Ltd. of Nokia

Address before: Espoo, Finland

Applicant before: Nokia Oyj

GR01 Patent grant
GR01 Patent grant