CN104077684A - Online payment method and device - Google Patents
Online payment method and device Download PDFInfo
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- CN104077684A CN104077684A CN201410253069.5A CN201410253069A CN104077684A CN 104077684 A CN104077684 A CN 104077684A CN 201410253069 A CN201410253069 A CN 201410253069A CN 104077684 A CN104077684 A CN 104077684A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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Abstract
The invention provides an online payment method. The online payment method includes the steps that commodity detail pages are displayed in a webpage mode, wherein the commodity detail pages comprise a payment mode selection part and an order submitting part; payment pages are generated according to the payment modes selected by users through the commodity detail pages and submitted orders, wherein the payment pages comprise the orders submitted by the users, the payment modes corresponding to the orders and order selection parts; the payment pages are displayed in a webpage mode to enable the users to select the orders needing to be paid through the order selection parts; corresponding payment interfaces are triggered through according to the orders selected by the users through the order selection parts to bring convenience to payment operation. Correspondingly, the invention further provides an online payment device. By means of the online payment method and device, the users can select payment modes before the orders are submitted, combined payment can be carried out on the orders, which are the same in payment mode and can be combined, in the multiple orders, and the user experience is improved.
Description
Technical field
The present invention relates to e-commerce field, relate in particular to a kind of on-line payment method and apparatus.
Background technology
Along with the development of ecommerce, people greatly increase and become more diversified in the demand of electric business's platform shopping, comprise the diversification of the modes of payments and the diversification of shopping category.
Although existing e-commerce platform is supported the diversified modes of payments, client cannot know the modes of payments of purchased commercial support before placing an order at all, therefore can only when payment, accept passively the modes of payments; In addition, client also cannot carry out across comparison to all kinds of modes of payments, therefore cannot confirm the cost of the various modes of payments, for example, according to the existing modes of payments, user is when buying staple commodity and there is no enough paying ability, and user does not know these commodity and whether supports loan payment or monthly payment plan and corresponding interest cost, and then affects user's free choice of goods.
Summary of the invention
The object of the present invention is to provide a kind of on-line payment method and apparatus, the selection of the modes of payments can be provided for user before user places an order, and the order that can select according to user carries out single payment, raising customer experience.
Object of the present invention realizes by following technical measures:
The invention provides a kind of on-line payment method, comprising:
With form web page displaying merchandise details page, described commodity details page comprises that the modes of payments is selected partly and order is submitted part to;
The modes of payments of selecting by described commodity details page according to user and the order of submission generate and pay the page, and show the described payment page with form web page, the described payment page comprises the corresponding modes of payments and the order selection part of order, each order that user submits to;
Order according to user by described order selection portion component selections triggers corresponding payment interface to carry out delivery operation.
Correspondingly, the present invention also provides a kind of on-line payment device, comprising:
Page display module, for form web page displaying merchandise details page, described commodity details page comprises that the modes of payments selects part and order submission part;
Page generation module, for being generated and paid the page by the modes of payments of described commodity details page selection and the order of submission according to user, the described payment page comprises the corresponding modes of payments and the order selection part of order, each order that user submits to;
Described page display module also for, with form web page, show the described payment page;
Payment interface trigger module, for according to user, the order by described order selection portion component selections triggers corresponding payment interface to carry out delivery operation.
Implement on-line payment method and apparatus of the present invention and there is following beneficial effect: because commodity details page comprises the modes of payments simultaneously, select part and order to submit part to, make user before submitting order to, to select the modes of payments, be convenient to user before placing an order the lateral comparison modes of payments cost of the modes of payments (for example, relatively) thus select to be applicable to oneself the modes of payments; Owing to passing through the order of order selection portion component selections according to user, trigger payment interface, the order of a plurality of identical modes of payments that can select according to user carries out single payment, reduce user's manual operations, simplified payment flow, improved payment efficiency and customer experience.
Accompanying drawing explanation
Fig. 1 is according to the schematic flow sheet of a kind of on-line payment method of the embodiment of the present invention;
Fig. 2 is according to the schematic flow sheet of a kind of on-line payment method of the embodiment of the present invention;
Fig. 3 is according to the calcspar of a kind of on-line payment device of the embodiment of the present invention.
Embodiment
For making object, technical scheme and the advantage of embodiments of the invention clearer, further combined with accompanying drawing, the present invention is described in detail below.
Fig. 1 is according to the schematic flow sheet of a kind of on-line payment method of the embodiment of the present invention, and with reference to Fig. 1, the on-line payment method of the embodiment of the present invention comprises:
100: with form web page displaying merchandise details page, described commodity details page comprises that the modes of payments is selected partly and order is submitted part to.
Alternatively, in a kind of implementation of the present embodiment, modes of payments selection portion is divided and is comprised for user and select the choice box of the modes of payments and at least one of the following modes of payments: e-Bank payment, credit card payable by installment, individual loan pay and combined payment.Certainly, these modes of payments just for example, are not construed as limiting the present invention.
102: the modes of payments of selecting by described commodity details page according to user and the order of submission generate and pay the page.The described payment page comprises the corresponding modes of payments and the order selection part of order, each order that user submits to.
104: with form web page, show the described payment page, so that the order that user need to pay by described order selection portion component selections.
Alternatively, in a kind of implementation of the present embodiment, order selection portion is divided and is comprised for selecting the choice box of order.
106: the order according to user by described order selection portion component selections triggers corresponding payment interface and carries out delivery operation.
For example, when the order of user's selection adopts e-Bank payment mode, trigger e-Bank payment interface and carry out delivery operation.
The on-line payment method that adopts the present embodiment to provide, because comprising the modes of payments simultaneously, commodity details page select part and order to submit part to, thereby make user before submitting order to, to select the modes of payments, thereby be convenient to the modes of payments that user's lateral comparison modes of payments before placing an order selects to be applicable to oneself.
Fig. 2 is according to the schematic flow sheet of a kind of on-line payment method of the embodiment of the present invention, and with reference to Fig. 2, the on-line payment method of the embodiment of the present invention comprises:
200: with form web page displaying merchandise details page, described commodity details page comprises that the modes of payments is selected partly and order is submitted part to.
202: the modes of payments of selecting by described commodity details page according to user and the order of submission generate and pay the page, the described payment page comprises the corresponding modes of payments and the order selection part of order, each order that user submits to.
204: with form web page, show the described payment page, so that the order that user need to pay by described order selection portion component selections.
Alternatively, in a kind of implementation of the present embodiment, the order of submitting to as user is during at least two, in described order selection part, the modes of payments of the order of formerly selecting according to user, the orders different from the modes of payments of the described order of formerly selecting are set to not optional.So just make the order that the modes of payments is different not select simultaneously.
206: the order according to user by described order selection portion component selections triggers corresponding payment interface and carries out delivery operation.
Alternatively, in a kind of implementation of the present embodiment, when user by described order selection portion component selections during at least two orders (modes of payments of described at least two orders is identical), according to the modes of payments of selected order, trigger corresponding payment interface, wherein, if the modes of payments of selected order is e-Bank payment or credit card payable by installment, merges user and select order and trigger e-Bank payment interface or credit card payable by installment interface; If the modes of payments of selected order is a loan, pay or combined payment, according to selected order, trigger successively loan payment interface or a combined payment interface.
The method of payment that adopts the present embodiment to provide, not only make user can before placing an order, select the modes of payments, the modes of payments is identical and annexable order carries out single payment automatically, has reduced user's manual operations, simplify payment flow, improved payment efficiency and customer experience.
Fig. 3 is according to the calcspar of a kind of on-line payment device of the embodiment of the present invention, and with reference to Fig. 3, on-line payment device 3 comprises page display module 31, page generation module 32 and payment interface trigger module 33.Describe respectively below.
Page display module 31, for form web page displaying merchandise details page, described commodity details page comprises that the modes of payments selects part and order submission part.Wherein, alternatively, described modes of payments selection portion is divided and is comprised the choice box of selecting the modes of payments for user, and at least one in the following modes of payments: e-Bank payment, credit card payable by installment, individual loan pay and combined payment.
Page generation module 32, for being generated and paid the page by the modes of payments of described commodity details page selection and the order of submission according to user, the described payment page comprises the corresponding modes of payments and the order selection part of order, each order that user submits to.Alternatively, described order selection portion is divided and is comprised the choice box of selecting order for user.
Page display module 31 also for, with form web page, show the described payment page so that the order that user need to pay by described order selection portion component selections.
Alternatively, in a kind of implementation of the present embodiment, the order of submitting to as user is during at least two, in described order selection part, the modes of payments of the order of formerly selecting according to user, the orders different from the modes of payments of the described order of formerly selecting are set to not optional.
Payment interface trigger module 33, for according to user, the order by described order selection portion component selections triggers corresponding payment interface to carry out delivery operation.
Alternatively, in a kind of implementation of the present embodiment, when user by described order selection portion component selections during at least two orders (modes of payments of described at least two orders is identical), according to the modes of payments of selected order, trigger corresponding payment interface, wherein, if the modes of payments of selected order is e-Bank payment or credit card payable by installment, merges user and select order and trigger e-Bank payment interface or credit card payable by installment interface; If the modes of payments of selected order is a loan, pay or combined payment, according to selected order, trigger successively loan payment interface or a combined payment interface.
The on-line payment device that adopts the present embodiment to provide, has not only realized user and selected the modes of payments before submitting order to, can also be the in the situation that of a plurality of order to the modes of payments, identical and annexable order carries out single payment, improve customer experience.
By the description to above embodiment, those skilled in the art can be well understood to the present invention and can realize by the mode of software combined with hardware platform, can certainly all by hardware, implement.Understanding based on such, what technical scheme of the present invention contributed to background technology can embody with the form of software product in whole or in part, this computer software product can be stored in storage medium, as ROM/RAM, magnetic disc, CD etc., comprise that some instructions are with so that a computer equipment (can be personal computer, server, or the network equipment etc.) carry out the method described in some part of each embodiment of the present invention or embodiment.
Disclosed is above only the specific embodiment of the present invention; only for the present invention is illustrated; can not limit with this protection domain of the present invention; those skilled in the art can carry out various modifications, variation or replacement under the prerequisite that does not depart from essence of the present invention; therefore; the various equivalent variations of doing according to the present invention, still belong to the scope that the present invention is contained.
Claims (10)
1. an on-line payment method, is characterized in that, described method comprises:
With form web page displaying merchandise details page, described commodity details page comprises that the modes of payments is selected partly and order is submitted part to;
The modes of payments of selecting by described commodity details page according to user and the order of submission generate and pay the page, and the described payment page comprises the corresponding modes of payments and the order selection part of order, each order that user submits to;
With form web page, show the described payment page so that the order that user need to pay by described order selection portion component selections;
Order according to user by described order selection portion component selections triggers corresponding payment interface to carry out delivery operation.
2. the method for claim 1, is characterized in that,
Described modes of payments selection portion is divided and is comprised the choice box of selecting the modes of payments for user, and at least one in the following modes of payments: e-Bank payment, credit card payable by installment, individual loan pay and combined payment.
3. the method for claim 1, is characterized in that,
Described order selection portion is divided and is comprised the choice box of selecting order for user.
4. the method as described in any one in claim 1-3, is characterized in that,
The order of submitting to as user during at least two, is selected part at described order, the modes of payments of the order of formerly selecting according to user, and the orders different from the modes of payments of the described formerly order of selection are set to not optional.
5. method as claimed in claim 4, is characterized in that, the order according to user by described order selection portion component selections triggers corresponding payment interface and comprises:
When user by described order selection portion component selections during at least two orders, according to the modes of payments of selected order, trigger corresponding payment interface, wherein, if the modes of payments of selected order is e-Bank payment or credit card payable by installment, merges user and select order and trigger e-Bank payment interface or credit card payable by installment interface; If the modes of payments of selected order is a loan, pay or combined payment, according to selected order, trigger successively loan payment interface or a combined payment interface.
6. an on-line payment device, is characterized in that, described device comprises:
Page display module, for form web page displaying merchandise details page, described commodity details page comprises that the modes of payments selects part and order submission part;
Page generation module, for being generated and paid the page by the modes of payments of described commodity details page selection and the order of submission according to user, the described payment page comprises the corresponding modes of payments and the order selection part of order, each order that user submits to;
Described page display module also for, with form web page, show the described payment page so that the order that user need to pay by described order selection portion component selections;
Payment interface trigger module, for according to user, the order by described order selection portion component selections triggers corresponding payment interface to carry out delivery operation.
7. device as claimed in claim 6, is characterized in that,
Described modes of payments selection portion is divided and is comprised the choice box of selecting the modes of payments for user, and at least one in the following modes of payments: e-Bank payment, credit card payable by installment, individual loan pay and combined payment.
8. device as claimed in claim 6, is characterized in that,
Described order selection portion is divided and is comprised the choice box of selecting order for user.
9. the device as described in any one in claim 6-8, is characterized in that,
The order of submitting to as user during at least two, is selected part at described order, the modes of payments of the order of formerly selecting according to user, and the orders different from the modes of payments of the described formerly order of selection are set to not optional.
10. device as claimed in claim 9, is characterized in that, described payment interface trigger module specifically for,
When user by described order selection portion component selections during at least two orders, according to the modes of payments of selected order, trigger corresponding payment interface, wherein, if the modes of payments of selected order is e-Bank payment or credit card payable by installment, merges user and select order and trigger e-Bank payment interface or credit card payable by installment interface; If the modes of payments of selected order is a loan, pay or combined payment, according to selected order, trigger successively loan payment interface or a combined payment interface.
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| CN201410253069.5A CN104077684A (en) | 2014-06-09 | 2014-06-09 | Online payment method and device |
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| CN201410253069.5A CN104077684A (en) | 2014-06-09 | 2014-06-09 | Online payment method and device |
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| CN105550864A (en) * | 2015-12-10 | 2016-05-04 | 盟广信息技术（上海）有限公司 | Method and apparatus for processing hotel business requests |
| CN105577792A (en) * | 2015-12-23 | 2016-05-11 | 中国建设银行股份有限公司 | Method and device for displaying payment product |
| CN105869030A (en) * | 2016-03-24 | 2016-08-17 | 北京金山安全软件有限公司 | Data processing method and device and electronic equipment |
| CN106651492A (en) * | 2016-09-07 | 2017-05-10 | 深圳市分期乐网络科技有限公司 | Installment commodity order method and device |
| CN106815622A (en) * | 2015-11-27 | 2017-06-09 | 阿里巴巴集团控股有限公司 | The generation of information, acquisition, processing method and processing device, method of payment and client |
| WO2017101376A1 (en) * | 2015-12-15 | 2017-06-22 | 乐视控股（北京）有限公司 | Method for self-adaptively setting default payment mode and device therefor |
| CN108460682A (en) * | 2017-02-20 | 2018-08-28 | 平安科技（深圳）有限公司 | Declaration form merging method and device |
| CN108713207A (en) * | 2015-12-31 | 2018-10-26 | 马里亚·弗朗西斯卡·琼斯 | Electronic trade method and equipment |
| CN110033550A (en) * | 2017-11-01 | 2019-07-19 | 夏普株式会社 | Multimedia terminal, information processing system, storage medium and control method |
| CN111275426A (en) * | 2018-12-05 | 2020-06-12 | 阿里巴巴集团控股有限公司 | Payment and order processing method and device |
| CN111598709A (en) * | 2020-06-29 | 2020-08-28 | 腾讯科技（深圳）有限公司 | Medical insurance data processing system, method, device, equipment and storage medium |
| CN113360812A (en) * | 2016-03-07 | 2021-09-07 | 创新先进技术有限公司 | Service execution method and device |
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Cited By (19)
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| US11062311B2 (en) | 2015-11-27 | 2021-07-13 | Advanced New Technologies Co., Ltd. | Information generation, acquisition, and processing to improve service efficiency |
| US11127007B2 (en) | 2015-11-27 | 2021-09-21 | Advanced New Technologies Co., Ltd. | Information generation, acquisition, and processing to improve service efficiency |
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| CN113360812B (en) * | 2016-03-07 | 2024-02-06 | 创新先进技术有限公司 | Service execution method and device |
| CN113360812A (en) * | 2016-03-07 | 2021-09-07 | 创新先进技术有限公司 | Service execution method and device |
| CN105869030A (en) * | 2016-03-24 | 2016-08-17 | 北京金山安全软件有限公司 | Data processing method and device and electronic equipment |
| CN106651492A (en) * | 2016-09-07 | 2017-05-10 | 深圳市分期乐网络科技有限公司 | Installment commodity order method and device |
| CN108460682A (en) * | 2017-02-20 | 2018-08-28 | 平安科技（深圳）有限公司 | Declaration form merging method and device |
| CN110033550A (en) * | 2017-11-01 | 2019-07-19 | 夏普株式会社 | Multimedia terminal, information processing system, storage medium and control method |
| CN111275426A (en) * | 2018-12-05 | 2020-06-12 | 阿里巴巴集团控股有限公司 | Payment and order processing method and device |
| CN111598709A (en) * | 2020-06-29 | 2020-08-28 | 腾讯科技（深圳）有限公司 | Medical insurance data processing system, method, device, equipment and storage medium |
| CN111598709B (en) * | 2020-06-29 | 2023-03-21 | 腾讯科技（深圳）有限公司 | Medical insurance data processing system, method, device, equipment and storage medium |
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