CN104063781A - Online recharging system of fund card - Google Patents
Online recharging system of fund card Download PDFInfo
- Publication number
- CN104063781A CN104063781A CN201410235607.8A CN201410235607A CN104063781A CN 104063781 A CN104063781 A CN 104063781A CN 201410235607 A CN201410235607 A CN 201410235607A CN 104063781 A CN104063781 A CN 104063781A
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- China
- Prior art keywords
- card
- fund
- money
- amount
- fund card
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
- G06Q20/3415—Cards acting autonomously as pay-media
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides an online recharging system of a fund card. The system comprises the steps: S1, setting the upper limit of the amount of a fund card according to an advanced requirement; S2, recharging according to an instruction of a user, and deducting the corresponding amount in the fund card until the amount in the fund card is deducted completely; S3, getting a next fund card provided with the upper limit of the fund, and repeating the step S2; and S4, performing statistic on the total amount according to the amount of the got fund card, and performing statistic according to the total amount. The invention provides the online recharging system of the fund card which is convenient to manage, recharge and perform statistics.
Description
Technical field
The present invention relates to a kind of safety management system, refer in particular to the online charging system of a kind of fund card.
Background technology
At present, at present along with large-scale city is being carried out in the current whole world, people in the countryside move to city gradually, greatly, middle city underground/light rail transit/public transport/retailing IC-card electronic wallet application is more and more come extensively, therefore how to guarantee that the safety of E_CASH (electronic money) just becomes extremely important, in present solution, the amount of E_CASH is hard-core, if occur in distribution process that so artificial leak will cause client's electronics CASH to occur loss and uncontrollable, E_CASH supplements with money and will carry out the safety issue that fund is completed a business transaction at credit card issuer or agency scene in addition, in the actual use of whole system, E_CASH safety problem is extremely important.
Summary of the invention
The present invention proposes a kind of convenience and manages and supplement with money, the online charging system of fund card of convenient statistics total charge.
Technical scheme of the present invention is achieved in that
The online recharge method of fund card, comprising:
S1, basis demand in advance, the amount of money upper limit of setting fund card;
S2, according to user's instruction, supplement with money, and deduct the corresponding amount of money in fund card, until the amount of money in fund card is all deducted;
S3, get the fund card that next is provided with the amount of money upper limit, repeating step S2;
S4, total according to the number statistical amount of money of the fund card of being got, adds up transaction sum according to amount of money sum.
Preferably, be also provided with fund transmission control card, before execution step S2, be also provided with step, use fund transmission control card logs in and enters recharging payment module after verifying.
The online charging system of fund card, comprises server end and client, and wherein server end comprises: issuer, system manager, credit card issuer, commission merchant or charging terminal; Wherein issuer sets the amount of money upper limit of fund card in advance according to demand;
Credit card issuer provides the fund card of the different amount of money upper limits according to user's request;
System manager or load agent or charging terminal are supplemented with money until the amount of money in fund card is all deducted according to required recharge amount, then get new fund card;
Client is according to the fund card statistics transaction sum of being got.
Preferably, be also provided with fund transmission control card, credit card issuer or system manager or load agent use fund transmission control card are verified, log in and enter recharging payment module.
The online recharge method of fund card provided by the invention or system, by limiting the amount of money upper limit of fund card, then supplement with money being given to the credit card issuer that rolls off the production line or agency or other personnel, thereby can, so that after transaction carries out, can carry out the statistics of transaction data again; And avoid owing to monitoring in real time that transaction count is submitted in the artificial leakage of having a mind to, make data leak statistics.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, to the accompanying drawing of required use in embodiment or description of the Prior Art be briefly described below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skills, do not paying under the prerequisite of creative work, can also obtain according to these accompanying drawings other accompanying drawing.
Fig. 1 is the process flow diagram of the online recharge method of a kind of fund card of the present invention;
Fig. 2 is the process flow diagram of the online charging system of a kind of fund card of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is clearly and completely described, obviously, described embodiment is only the present invention's part embodiment, rather than whole embodiment.Embodiment based in the present invention, those of ordinary skills, not making the every other embodiment obtaining under creative work prerequisite, belong to the scope of protection of the invention.
As shown in Figure 1, the online recharge method of a kind of fund card, comprising:
S1, basis demand in advance, the amount of money upper limit of setting fund card;
S2, according to user's instruction, supplement with money, and deduct the corresponding amount of money in fund card, until the amount of money in fund card is all deducted;
S3, get the fund card that next is provided with the amount of money upper limit, repeating step S2;
S4, total according to the number statistical amount of money of the fund card of being got, adds up according to amount of money sum.
Preferably, when execution step S1, the amount of money upper limit of fund card can be set according to user's demand, and for example bank can draft according to self the hair fastener amount of money, 10w, 100w or 1000w etc.
Preferably, be also provided with fund transmission control card, before execution step S2, be also provided with step, use fund transmission control card logs in and enters recharging payment module after verifying.
As shown in Figure 2, the present invention also provides a kind of a kind of fund card online charging system corresponding with the method in addition, comprises server end and client, and wherein server end comprises: issuer, system manager, credit card issuer, commission merchant or charging terminal; Wherein issuer sets the amount of money upper limit of fund card in advance according to demand;
Credit card issuer provides the fund card of the different amount of money upper limits according to user's request;
System manager or load agent or charging terminal are supplemented with money until the amount of money in fund card is all deducted according to required recharge amount, then get new fund card;
Client is according to the fund card statistics transaction sum of being got.
Preferably, be also provided with fund transmission control card, credit card issuer or system manager or load agent use fund transmission control card are verified, log in and enter recharging payment module.At this, take wherein load agent is example, and user, after login system, need to carry out password authentification and just can log in, and after input recharge amount confirms, can send transaction authentication code by system, transmits control card to obtain by fund, can supplement with money.
The online charging system of fund card provided by the invention, can be applied in various industry, as city one-card public transport charge system, MRT/BRT urban track traffic automatic fare collection system, retailing and small amount consumption Fare Collection System, highway tolling system, ferry Fare Collection System, parking charge system, taxi IC-card Fare Collection System, convenience store, chain eatery, Vending Machine, fleet management of public transport company etc. and other industry.The mode of supplementing with money has multiple, and method is to supplement with money online the most easily.
When user uses, can make various fund transmission control cards, and the information that generates card is sent to background server for the security of fund, set in addition the amount of money upper limit of fund card, the demand that this upper limit can propose according to user self is set; Fund card gives that this uses from different uses again, for example, be given to issuer, and user enters and supplements interface with money and supplement with money; Or be given to system manager, system manager need to input fund be transmitted control card password, carries out, after authentication, just can logining, and then supplements with money; For agency or the same fund transmission control card that needs of issuing card, just can login in addition; At charging terminal, also can supplement with money, its process of supplementing with money can be carried out according to user instruction, for example, need to be filled with 50 or 100 etc. the amount of money, then clicks charging request, system can be by code, and the amount of money and check code send to after server is verified and supplement processing with money.The amount of money in fund card can be deducted until the remaining sum of fund card is 0 accordingly according to the amount of money of supplementing with money; User can apply next fund card, the process that repeats to supplement with money; Complete according to this getting and supplementing with money of fund card.
The online charging system of fund card provided by the invention, because the amount of fund card has limit setting, therefore facilitated the management to fund card, then supplement with money being given to the credit card issuer that rolls off the production line or agency or other personnel, thereby can be so that after transaction carries out again, can carry out the statistics of data; And avoid owing to monitoring in real time that transaction count is submitted in the artificial leakage of having a mind to, make data leak statistics.
The foregoing is only preferred embodiment of the present invention, in order to limit the present invention, within the spirit and principles in the present invention not all, any modification of doing, be equal to replacement, improvement etc., within all should being included in protection scope of the present invention.
Claims (4)
1. the online recharge method of fund card, is characterized in that, comprising:
S1, basis demand in advance, the amount of money upper limit of setting fund card;
S2, according to user's instruction, supplement with money, and deduct the corresponding amount of money in fund card, until the amount of money in fund card is all deducted;
S3, get the fund card that next is provided with the amount of money upper limit, repeating step S2;
S4, total according to the number statistical amount of money of the fund card of being got, adds up transaction sum according to amount of money sum.
2. the online recharge method of a kind of fund card as claimed in claim 1, is characterized in that, is also provided with fund transmission control card, before execution step S2, is also provided with step, and use fund transmission control card logs in and enters recharging payment module after verifying.
3. the online charging system of fund card, is characterized in that, comprises server end and client, and wherein server end comprises: issuer, system manager, credit card issuer, commission merchant or charging terminal; Wherein issuer sets the amount of money upper limit of fund card in advance according to demand;
Credit card issuer provides the fund card of the different amount of money upper limits according to user's request;
System manager or load agent or charging terminal are supplemented with money until the amount of money in fund card is all deducted according to required recharge amount, then get new fund card;
Client is according to the fund card statistics transaction sum of being got.
4. the online charging system of a kind of fund card as claimed in claim 3, is characterized in that, is also provided with fund transmission control card, and credit card issuer or system manager or load agent use fund transmission control card are verified, log in and enter recharging payment module.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410235607.8A CN104063781A (en) | 2014-05-29 | 2014-05-29 | Online recharging system of fund card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410235607.8A CN104063781A (en) | 2014-05-29 | 2014-05-29 | Online recharging system of fund card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN104063781A true CN104063781A (en) | 2014-09-24 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410235607.8A Pending CN104063781A (en) | 2014-05-29 | 2014-05-29 | Online recharging system of fund card |
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| Country | Link |
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| CN (1) | CN104063781A (en) |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1466368A (en) * | 2002-07-02 | 2004-01-07 | 深圳市莫比克通信技术有限公司 | Method of wireless payment and prepaying charge selling and system thereof |
| CN101083685A (en) * | 2006-06-03 | 2007-12-05 | 德赛电子(惠州)有限公司 | Method and apparatus for issuing and using saving and environment protection type value storing card and charging card |
| CN101282524A (en) * | 2007-04-03 | 2008-10-08 | 华为技术有限公司 | Method, system and related apparatus for managing smart card |
| CN101667275A (en) * | 2008-09-04 | 2010-03-10 | 阿里巴巴集团控股有限公司 | Off-line recharge method and system |
| CN102263867A (en) * | 2011-07-18 | 2011-11-30 | 华为软件技术有限公司 | Electronic recharging method and agent terminal |
-
2014
- 2014-05-29 CN CN201410235607.8A patent/CN104063781A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1466368A (en) * | 2002-07-02 | 2004-01-07 | 深圳市莫比克通信技术有限公司 | Method of wireless payment and prepaying charge selling and system thereof |
| CN101083685A (en) * | 2006-06-03 | 2007-12-05 | 德赛电子(惠州)有限公司 | Method and apparatus for issuing and using saving and environment protection type value storing card and charging card |
| CN101282524A (en) * | 2007-04-03 | 2008-10-08 | 华为技术有限公司 | Method, system and related apparatus for managing smart card |
| CN101667275A (en) * | 2008-09-04 | 2010-03-10 | 阿里巴巴集团控股有限公司 | Off-line recharge method and system |
| CN102263867A (en) * | 2011-07-18 | 2011-11-30 | 华为软件技术有限公司 | Electronic recharging method and agent terminal |
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| RJ01 | Rejection of invention patent application after publication | ||
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Application publication date: 20140924 |