CN103873470A - Method and device for exchanging DC (Digital Certificate) authenticated suspected money based on WeChat - Google Patents

Method and device for exchanging DC (Digital Certificate) authenticated suspected money based on WeChat Download PDF

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Publication number
CN103873470A
CN103873470A CN201410098077.7A CN201410098077A CN103873470A CN 103873470 A CN103873470 A CN 103873470A CN 201410098077 A CN201410098077 A CN 201410098077A CN 103873470 A CN103873470 A CN 103873470A
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money
counterfeit money
client
coin
timestamp
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CN201410098077.7A
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CN103873470B (en
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王美金
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Shenzhen times Information Service Co., Ltd.
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王美金
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Abstract

The invention discloses a method and a device for exchanging DC (Digital Certificate) authenticated suspected money based on WeChat. The method comprises the steps of when suspected money having counterfeit money characteristics is detected by a main machine, generating one picture with front and back images of the suspected money, an identification and analysis result comparison graph of money public characteristics and a specification, and generating a digital envelope I and a timestamp certificate file I by carrying out double encryption on the picture by using a USB (Universal Serial Bus) Key private key of a user and a public key of a bank; generating one picture by comparing an identification and analysis result comparison graph of money secret characteristics and the specification, and generating a digital envelope II and a timestamp certificate file II; sending the digital envelope I and the timestamp certificate file I to a mobile phone of the user through the WeChat by the main machine, and simultaneously sending the digital envelope I and the timestamp certificate file I to a bank business processing system; sending the digital envelope II and the timestamp certificate file II to the bank business processing system; putting the suspected money in a suspected money cashbox by the main machine, sending the suspected money cashbox to a bank business processing center for being processed, and transferring and returning the suspected money to a possessor if the suspected money is authenticated to be real money; sealing a counterfeit money stamp if the suspected money is authenticated to be counterfeit money, confiscating the counterfeit money by an authentication unit, and printing a counterfeit money capturing certificate.

Description

A kind of digital certificate authentication based on micro-letter is doubted exchanging method and the device of coin
Technical field
The present invention relates to a kind of digital certificate authentication based on micro-letter and doubt exchanging method and the device of coin, relate in particular to the system and method that a kind of automation dirty currency exchange detects and counterfeit money is taken over, belong to finance device technical field.
Background technology
When client deposits at bank self-help machine, often there is doubtful coin not collect, cause client to fail the complete financial business of handling, the particularly banking such as credit card repayment, charges for water and electricity, if can not deposit in full, may credit record impaired, have serious consequences.
During counterfeit money is taken at present, taken over face to face by more than two business personnel of this financial institution.The counterfeit money of taking over, must not give holder again.Because client and bank are not equal standings, client's impression is less than doubting the true and false of coin, client not for the second time hand touch closely and see, bank has failed conviction power proves that doubting coin is counterfeit money, client can only investigate to People's Bank of China afterwards, the process of transporting also can only be by believing bank, causes client often therefore noisy in hall of bank.
It is the conventional financial service that national regulation bank outlets should have that residual paper money is exchanged.But up to the present, because the counterfeit money in residual paper money is difficult to automatically identify with machine, this financial service is all the time all by manually carrying out at sales counter, and efficiency is very low, and cost also cannot reduce.Have at present the multiple self-service finance devices with different service functions such as ATM, automatic cash dispenser, automation change machine, these self-service finance devices can provide professional financial service for user, but not yet can provide residual paper money to exchange, and counterfeit money is taken over service.
According to law of electronic signature, electronic signature refers in electronic message contained, appended for identifying signer's identity and showing that signer approves the wherein data of content with electronic form.Generally, can in e-file, identify exactly negotiator's identity, guarantee transaction security, play and the electronic technology means of handwritten signature or the equivalent effect of affixing one's seal.
Summary of the invention
The embodiment of the present invention provides the exchanging method of the doubtful coin of a kind of digital certificate authentication based on micro-letter and has installed the doubtful currency exchange problem to solve self-help bank.
One of object of the present invention is, a kind of self-help bank that can be placed on is provided, and can accurately calculate residual paper money in the device of convertible ratio and exchange.
One of object of the present invention is, a kind of self-help bank or bank counter of can being placed on is provided, and the counterfeit money trusty, that meet relevant laws and regulations that client and the both sides of bank are on an equal footing is taken over device.
For realizing above-mentioned goal of the invention, the present invention adopts following technical scheme.
A kind of digital certificate authentication based on micro-letter is doubted exchanging method and the device of coin, comprise main frame, image and inductor Analysis server, counterfeit money feature preservation server, micro-letter client-server, digital certificate interface, network communication device, interior video camera system, large scale touch display screen, the method comprises the steps.
A, client put into doubtful coin, and USB Key is inserted to digital certificate interface, and Host Detection is doubted coin, and send image and the analysis of inductor Analysis server by detection data, then preserve the counterfeit money Characteristic Contrast of server stores with counterfeit money feature.
B is if complete genuine notes main frame is collected and exchanges, and clients' accounts is exchanged and transfer into incomplete genuine notes main frame in proportion.
If doubting coin, c has counterfeit money feature, image and inductor Analysis server will be doubted coin positive and negative image, the open characteristic differentiation analysis result comparison diagram of currency and explanation and be generated a pictures, and use USB Key private key and bank's PKI double-encryption by client, generating digital envelope one, digital envelope one summary send timestamp certificate server to add timestamp, and obtains timestamp voucher document one; Currency secret characteristic differentiation analysis result comparison diagram and explanation generate a pictures, by the digital certificate double-encryption of this bank, and generating digital envelope two, digital envelope two summaries send timestamp certificate server to add timestamp, and obtain timestamp voucher document two.
D, main frame are dealt into digital envelope one, timestamp voucher document one on client's mobile phone and are preserved by micro-letter, send banking system to preserve simultaneously; Digital envelope two, timestamp voucher document two send banking system to preserve.
E, image and inductor Analysis server generate doubtful counterfeit money serial number by the identification of OCR word.
F, the doubtful counterfeit money serial number of host record, printing are doubted coin and are received temporarily voucher to client.
G, main frame are put into doubtful counterfeit money to doubt coin cash box, the processing of banking processing center is sent in wait, banking processing center is checked by double, through being accredited as genuine note, by identifying that the acceptance unit of paying of unit exchanges according to denomination that complete certificate is returned holder or holder is returned in account transfer; Through being accredited as counterfeit money, lid counterfeit money stamp, by identifying that unit is confiscated, prints counterfeit money and takes over voucher, is dealt on client's mobile phone and is preserved by micro-letter, send banking system to preserve simultaneously.
H, client be USB Key private key and bank's PKI deciphering digital envelope one for bank on the net, checks and doubts coin positive and negative image, the open characteristic differentiation analysis result comparison diagram of currency and explanation; Take over voucher if receive counterfeit money, can hold counterfeit money and take over voucher directly or propose written appraisal application by the unit of taking over to mechanism of local branch of People's Bank of China.
Main frame comprises: magnetic, infrared, fluorescence, spectrum and image amplify false-identifying device, deposit and withdrawal device.
The area of large scale touch display screen is doubted the more than 50% of client's flat-profile view of the exchanging device of coin at a kind of digital certificate authentication based on micro-letter, so that client watches the overall process of discriminating.
Interior video camera system is to have multiple cameras all the time residual paper money to be made a video recording.
Counterfeit money feature preservation server can be accepted the new discovery counterfeit money feature data of whole banking system in real time.
Image and inductor Analysis server generate respectively the open characteristic differentiation analysis result comparison diagram of currency and explanation, the secret characteristic differentiation analysis result comparison diagram of currency and explanation.
Micro-letter client-server is equipped with micro-letter software and accepts host computer control to the micro-letter Transmit message of client.
USB Key is a kind of hardware device of USB interface, built-in single-chip microcomputer or intelligent card chip, there is certain memory space, can store user's private key and digital certificate, utilize the built-in public key algorithm of USB Key to realize the authentication to user identity, because private key for user is kept in coded lock, make in theory all cannot read in any way, therefore guarantee the fail safe that user authenticates.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, to the accompanying drawing of required use in embodiment or description of the Prior Art be briefly described below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those skilled in the art, do not paying under the prerequisite of creative work, can also obtain according to these accompanying drawings other accompanying drawing.
A kind of digital certificate authentication based on micro-letter of Fig. 1 is doubted coin structure drawing of device.
A kind of digital certificate authentication based on micro-letter of Fig. 2 is doubted the workflow diagram of the exchanging method of coin.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is clearly and completely described, obviously, described embodiment is only the present invention's part embodiment, rather than whole embodiment.Based on the embodiment in the present invention, embodiment the present invention being adjusted in response to national policy, those of ordinary skills, not making the every other embodiment obtaining under creative work prerequisite, belong to the scope of protection of the invention.
A kind of digital certificate authentication based on micro-letter of Fig. 1 is doubted coin structure drawing of device.
As shown in Figure l, the embodiment of the present invention.
Structure of the present invention is as follows.
Exchanging method and device that a kind of digital certificate authentication based on micro-letter is doubted coin are made up of main frame, image and inductor Analysis server, counterfeit money feature preservation server, micro-letter client-server, digital certificate interface, network communication device, interior video camera system, large scale touch display screen.
A kind of digital certificate authentication based on micro-letter of Fig. 2 is doubted the workflow diagram of the exchanging method of coin.
As shown in Figure 2, the embodiment of the present invention.
The course of work of the present invention is as follows.
A, client put into doubtful coin, and USB Key is inserted to digital certificate interface, and Host Detection is doubted coin, and send image and the analysis of inductor Analysis server by detection data, then preserve the counterfeit money Characteristic Contrast of server stores with counterfeit money feature.
B is if complete genuine notes main frame is collected and exchanges, and clients' accounts is exchanged and transfer into incomplete genuine notes main frame in proportion.
If doubting coin, c has counterfeit money feature, image and inductor Analysis server will be doubted coin positive and negative image, the open characteristic differentiation analysis result comparison diagram of currency and explanation and be generated a pictures, and use USB Key private key and bank's PKI double-encryption by client, generating digital envelope one, digital envelope one summary send timestamp certificate server to add timestamp, and obtains timestamp voucher document one; Currency secret characteristic differentiation analysis result comparison diagram and explanation generate a pictures, by the digital certificate double-encryption of this bank, and generating digital envelope two, digital envelope two summaries send timestamp certificate server to add timestamp, and obtain timestamp voucher document two.
D, main frame are dealt into digital envelope one, timestamp voucher document one on client's mobile phone and are preserved by micro-letter, send banking system to preserve simultaneously; Digital envelope two, timestamp voucher document two send banking system to preserve.
E, image and inductor Analysis server generate doubtful counterfeit money serial number by the identification of OCR word.
F, the doubtful counterfeit money serial number of host record, printing are doubted coin and are received temporarily voucher to client.
G, main frame are put into doubtful counterfeit money to doubt coin cash box, the processing of banking processing center is sent in wait, banking processing center is checked by double, through being accredited as genuine note, by identifying that the acceptance unit of paying of unit exchanges according to denomination that complete certificate is returned holder or holder is returned in account transfer; Through being accredited as counterfeit money, lid counterfeit money stamp, by identifying that unit is confiscated, prints counterfeit money and takes over voucher, is dealt on client's mobile phone and is preserved by micro-letter, send banking system to preserve simultaneously.
H, client be USB Key private key and bank's PKI deciphering digital envelope one for bank on the net, checks and doubts coin positive and negative image, the open characteristic differentiation analysis result comparison diagram of currency and explanation; Take over voucher if receive counterfeit money, can hold counterfeit money and take over voucher directly or propose written appraisal application by the unit of taking over to mechanism of local branch of People's Bank of China.
Main frame comprises: magnetic, infrared, fluorescence, spectrum and image amplify false-identifying device, deposit and withdrawal device.
The area of large scale touch display screen is doubted the more than 50% of client's flat-profile view of the exchanging device of coin at a kind of digital certificate authentication based on micro-letter, so that client watches the overall process of discriminating.
Interior video camera system is to have multiple cameras all the time residual paper money to be made a video recording.
Counterfeit money feature preservation server can be accepted the new discovery counterfeit money feature data of whole banking system in real time.
Image and inductor Analysis server generate respectively the open characteristic differentiation analysis result comparison diagram of currency and explanation, the secret characteristic differentiation analysis result comparison diagram of currency and explanation.
Micro-letter client-server is equipped with micro-letter software and accepts host computer control to the micro-letter Transmit message of client.
USB Key is a kind of hardware device of USB interface, built-in single-chip microcomputer or intelligent card chip, there is certain memory space, can store user's private key and digital certificate, utilize the built-in public key algorithm of USB Key to realize the authentication to user identity, because private key for user is kept in coded lock, make in theory all cannot read in any way, therefore guarantee the fail safe that user authenticates.
In the present invention, applied specific embodiment principle of the present invention and execution mode are set forth, the explanation of above embodiment is just for helping to understand method of the present invention and core concept thereof; , for one of ordinary skill in the art, according to thought of the present invention, all will change in specific embodiments and applications, in sum, this description should not be construed as limitation of the present invention meanwhile.

Claims (8)

1. exchanging method and the device of the doubtful coin of the digital certificate authentication based on micro-letter, described device comprises main frame, image and inductor Analysis server, counterfeit money feature preservation server, micro-letter client-server, digital certificate interface, network communication device, interior video camera system, large scale touch display screen, it is characterized in that: the method comprises the steps:
A, client put into doubtful coin, and USB Key is inserted to digital certificate interface, and Host Detection is doubted coin, and send image and the analysis of inductor Analysis server by detection data, then preserve the counterfeit money Characteristic Contrast of server stores with counterfeit money feature;
B is if complete genuine notes main frame is collected and exchanges, and clients' accounts is exchanged and transfer into incomplete genuine notes main frame in proportion;
If doubting coin, c has counterfeit money feature, image and inductor Analysis server will be doubted coin positive and negative image, the open characteristic differentiation analysis result comparison diagram of currency and explanation and be generated a pictures, and use USB Key private key and bank's PKI double-encryption by client, generating digital envelope one, digital envelope one summary send timestamp certificate server to add timestamp, and obtains timestamp voucher document one; Currency secret characteristic differentiation analysis result comparison diagram and explanation generate a pictures, by the digital certificate double-encryption of this bank, and generating digital envelope two, digital envelope two summaries send timestamp certificate server to add timestamp, and obtain timestamp voucher document two;
D, main frame are dealt into digital envelope one, timestamp voucher document one on client's mobile phone and are preserved by micro-letter, send banking system to preserve simultaneously; Digital envelope two, timestamp voucher document two send banking system to preserve;
E, image and inductor Analysis server generate doubtful counterfeit money serial number by the identification of OCR word;
F, the doubtful counterfeit money serial number of host record, printing are doubted coin and are received temporarily voucher to client;
G, main frame are put into doubtful counterfeit money to doubt coin cash box, the processing of banking processing center is sent in wait, banking processing center is checked by double, through being accredited as genuine note, by identifying that the acceptance unit of paying of unit exchanges according to denomination that complete certificate is returned holder or holder is returned in account transfer; Through being accredited as counterfeit money, lid counterfeit money stamp, by identifying that unit is confiscated, prints counterfeit money and takes over voucher, is dealt on client's mobile phone and is preserved by micro-letter, send banking system to preserve simultaneously;
H, client be USB Key private key and bank's PKI deciphering digital envelope one for bank on the net, checks and doubts coin positive and negative image, the open characteristic differentiation analysis result comparison diagram of currency and explanation; Take over voucher if receive counterfeit money, can hold counterfeit money and take over voucher directly or propose written appraisal application by the unit of taking over to mechanism of local branch of People's Bank of China.
2. comprise according to the main frame described in claim l: magnetic, infrared, fluorescence, spectrum and image amplify false-identifying device, deposit and withdrawal device.
3. according to the large scale touch display screen described in claim l, it is characterized in that: area is doubted the more than 50% of client's flat-profile view of the exchanging device of coin at a kind of digital certificate authentication based on micro-letter, so that client watches the overall process of discriminating.
4. according to the interior video camera system described in claim l, it is characterized in that: multiple cameras is made a video recording to residual paper money all the time.
5. preserve server according to the counterfeit money feature described in claim l, it is characterized in that: the new discovery counterfeit money feature data of accepting in real time whole banking system.
6. according to the image described in claim l and inductor Analysis server, it is characterized in that: generate respectively the open characteristic differentiation analysis result comparison diagram of currency and explanation, the secret characteristic differentiation analysis result comparison diagram of currency and explanation.
7. according to the micro-letter client-server described in claim l, it is characterized in that: micro-letter software is housed and accepts host computer control to the micro-letter Transmit message of client.
8. according to the USB Key described in claim l, it is characterized in that: the hardware device that is a kind of USB interface, built-in single-chip microcomputer or intelligent card chip, there is certain memory space, can store user's private key and digital certificate, utilize the built-in public key algorithm of USB Key to realize the authentication to user identity, because private key for user is kept in coded lock, make in theory all cannot read in any way, therefore guaranteed the fail safe that user authenticates.
CN201410098077.7A 2014-03-16 2014-03-16 Executing method exchanging DC (Digital Certificate) authenticated suspected money based on WeChat Expired - Fee Related CN103873470B (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105608622A (en) * 2016-02-29 2016-05-25 深圳怡化电脑股份有限公司 Transaction method and transaction system for special crown word number paper money
CN116228234A (en) * 2023-05-09 2023-06-06 矩阵时光数字科技有限公司 Quantum security digital currency conversion method

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Publication number Priority date Publication date Assignee Title
EP1903512A1 (en) * 2005-06-27 2008-03-26 Glory Ltd. Counterfeit coin detection supporting device
CN101504782A (en) * 2009-03-04 2009-08-12 谭艳雄 Automatic counter machine having forged bank note preventing function
CN102385772A (en) * 2010-08-30 2012-03-21 日立欧姆龙金融系统有限公司 Valuable medium processing apparatus, valuable medium processing system and valuable medium processing method
CN102779369A (en) * 2011-05-11 2012-11-14 冲电气工业株式会社 Automated transaction apparatus and automated transaction method

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1903512A1 (en) * 2005-06-27 2008-03-26 Glory Ltd. Counterfeit coin detection supporting device
CN101504782A (en) * 2009-03-04 2009-08-12 谭艳雄 Automatic counter machine having forged bank note preventing function
CN102385772A (en) * 2010-08-30 2012-03-21 日立欧姆龙金融系统有限公司 Valuable medium processing apparatus, valuable medium processing system and valuable medium processing method
CN102779369A (en) * 2011-05-11 2012-11-14 冲电气工业株式会社 Automated transaction apparatus and automated transaction method

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105608622A (en) * 2016-02-29 2016-05-25 深圳怡化电脑股份有限公司 Transaction method and transaction system for special crown word number paper money
CN116228234A (en) * 2023-05-09 2023-06-06 矩阵时光数字科技有限公司 Quantum security digital currency conversion method
CN116228234B (en) * 2023-05-09 2023-07-11 矩阵时光数字科技有限公司 Quantum security digital currency conversion method

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