A kind of based on the A seating full-service self-help teller machine between " locked in " operation
Technical field
The present invention relates to a kind of based on the A seating full-service self-help teller machine between " locked in " operation, particularly relate to the system and method for full-automatic bank, belong to technical field of financial equipment.
Background technology
Current people's processes financial business, self-help bank can only meet a small amount of demand, major part service needed is handled to bank outlets, the at substantial time, on the other hand, because bank outlets' human cost is costly, and to cultivate and to manage qualified bank practitioner process extremely complicated, need for a long time, it is very difficult that other enterprises enter bank's industry, the little financial institution with high-quality bank service is also difficult to rapid expansion business, cause domestic bank's industry cost huge, profit is several times of world level, also Chinese Enterprise is made can not to enjoy the service of optimum bank, finance costs are huge, cannot compete with foreign enterprise.If bank outlets realize comprehensive automation, bank outlets are without the need to field personnel, then can there is basic bank infrastructure, bank outlets are replaced by full-automatic bank, Duo Jia bank can share bank outlets, then the little financial institution with high-quality bank service is by internet and rent nationwide bank outlets for people and enterprise and provide high-quality bank service.
Realize full-automatic bank, demand fulfillment two requirements, one is that client easily expresses business demand, and two is that full-automatic bank can solve business demand.
Application number be 2013106621345 patent of invention disclose " a kind of method and system of quick generation banking application form ", this system is by Intellisense and internet information inquiring technology, make old client according to after I.D. one second, new client is according to after I.D. ten seconds, ordinary people can generate banking application form voluntarily, greatly reduces the complicacy of handling bank business.
As long as full-automatic bank can solve business demand, will there will be basic bank backbone network, qualified enterprise enters banking industry by adding backbone network, occurs that bank outlets are the situation of many bank client services simultaneously.Be conducive to reducing bank's cost, promote that profit is close to world level, thus the service of more high-quality bank is provided.
Electronic signature law regulation, in civil activity, litigant can arrange use or do not use electronic signature, electronic message.Litigant arrange use electronic signature, electronic message document, must not only because its adopt electronic signature, electronic message form and negate its legal effect.Electronic signature law regulation makes the self-help teller machine having USBKEY digital certificate can handle most banking.
But up to the present, the multiple financial self-service equipment with different service function such as ATM (automatic teller machine), automatic cash dispenser, automation change machine fails the financial service that replaces bank outlets to provide.
Summary of the invention
Embodiments provide a kind of based on the A seating full-service self-help teller machine between " locked in " operation to solve the self-oriented problem of bank outlets.
An object of the present invention is, the financial service that financial self-service equipment replaces bank outlets to provide.
An object of the present invention is, a kind of basic bank infrastructure is provided, bank outlets are replaced by full-automatic bank, Duo Jia bank can share bank outlets, then the little financial institution with high-quality bank service is by internet and rent nationwide bank outlets for people and enterprise and provide high-quality bank service.
For realizing above-mentioned goal of the invention, the present invention adopts following technical scheme.
A kind ofly to comprise based on the A seating full-service self-help teller machine between " locked in " operation: main frame, translucent client's operation room, transparent seat, large touch screen, three groups of reader devices, three groups of money counting devices, three groups of contactless reader devices, one group of worn coin and A4 conveyers, USB digital certificate interface.
Main frame comprises magnetic, infrared, fluorescence, spectrum and Nonlinear magnify false-identifying device, automatic teller machine control device, loudspeaker.
Translucent client's operation room comprises: forming one by automatic teller machine front, three blocks of translucent materials and transparent seat is empty hemi-closure space above; Three blocks of translucent materials higher than 2 meters, wherein one piece can switch, make door purposes.
The screen diagonal of large touch screen, more than 23.6 inches, minimumly can show monitored picture in three kinds of business handling pictures, service parameter picture, automatic teller machine simultaneously.
Below the corresponding business handling picture that three groups of reader device positions show in large touch screen, three kinds of different colours can be sent and point out for business handling picture.
Maximum 100 currency, below three groups of reader devices, can be put in three groups of money counting device positions simultaneously respectively, can send three kinds of different colours and point out for business handling picture.
Three groups of contactless reader device positions, at automatic teller machine platform, for reading and writing contactless bank card, can send three kinds of different colours and pointing out for business handling picture.
One group of worn coin and A4 transmit entrance, and the currency that money counting device fails to differentiate can be put into one by one, are sent to special arrangement identification, if still can not judge, are kept in by bank, recognize aftertreatment by banking processing enter; Described transmission worn coin and A4 transmission entrance also can receive proof, file needed for handling bank business, preserve after scanning.
USB digital certificate interface is used for accepting client USBKEY digital certificate, confirms client identity.
Service parameter is minimum comprise the situation and level of security inside and outside amount of currency, Card Reader title and quantity, operation room that receive, each business handle progress.
Comprise track below transparent seat, transparent seat can fore-aft travel but can not take away; Track has pressure inductor.
Money counting device is furnished with more than one cash box, and cash box has inductor can respond to currency in cash box to take up room and be sent to main frame, checking with the quantity of money of host record the matching range taken up room, and uses money counting device by host directs client equilibrium.
Loudspeaker be used for each group money counting device in have currency and the pressure of the pressure inductor of the track of transparent seat exceedes threshold values time, prompt service of sounding does not complete; Each group reader device in have card and the pressure of the pressure inductor of the track of transparent seat exceedes threshold values time, prompt service of sounding does not complete; Have article in worn coin and A4 conveyer and the pressure of the pressure inductor of the track of transparent seat exceedes threshold values time, prompt service of sounding does not complete; USB digital certificate be connected to USB device and the pressure of the pressure inductor of the track of transparent seat exceedes threshold values time, prompt service of sounding does not complete.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those skilled in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
Fig. 1 is that the embodiment of the present invention is a kind of based on the A seating full-service self-help teller machine outward appearance between " locked in " operation.
Fig. 2 is a kind of method and system process flow diagram based on the A seating full-service self-help teller machine between " locked in " operation of the embodiment of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
EXAMPLE l is a kind of based on the A seating full-service self-help teller machine outward appearance between " locked in " operation.
As shown in Figure l, the embodiment of the present invention.
A kind ofly to comprise based on the A seating full-service self-help teller machine between " locked in " operation: main frame, translucent client's operation room, transparent seat, large touch screen, three groups of reader devices, three groups of money counting devices, three groups of contactless reader devices, one group of worn coin and A4 conveyers, USB digital certificate interface.
Main frame comprises magnetic, infrared, fluorescence, spectrum and Nonlinear magnify false-identifying device, automatic teller machine control device, loudspeaker.
Translucent client's operation room comprises: forming one by automatic teller machine front, three blocks of translucent materials and transparent seat is empty hemi-closure space above; Three blocks of translucent materials higher than 2 meters, wherein one piece can switch, make door purposes.
The screen diagonal of large touch screen, more than 23.6 inches, minimumly can show monitored picture in three kinds of business handling pictures, service parameter picture, automatic teller machine simultaneously.
Below the corresponding business handling picture that three groups of reader device positions show in large touch screen, three kinds of different colours can be sent and point out for business handling picture.
Maximum 100 currency, below three groups of reader devices, can be put in three groups of money counting device positions simultaneously respectively, can send three kinds of different colours and point out for business handling picture.
Three groups of contactless reader device positions, at automatic teller machine platform, for reading and writing contactless bank card, can send three kinds of different colours and pointing out for business handling picture.
One group of worn coin and A4 transmit entrance, and the currency that money counting device fails to differentiate can be put into one by one, are sent to special arrangement identification, if still can not judge, are kept in by bank, recognize aftertreatment by banking processing enter; Described transmission worn coin and A4 transmission entrance also can receive proof, file needed for handling bank business, preserve after scanning.
USB digital certificate interface is used for accepting client USBKEY digital certificate, confirms client identity.
Embodiment 2 one kinds is based on the method and system process flow diagram of the A seating full-service self-help teller machine between " locked in " operation
As shown in Figure 2, the embodiment of the present invention
A kind ofly to comprise based on the A seating full-service self-help teller machine between " locked in " operation: main frame, translucent client's operation room, transparent seat, large touch screen, three groups of reader devices, three groups of money counting devices, three groups of contactless reader devices, one group of worn coin and A4 conveyers, USB digital certificate interface.
Main frame comprises magnetic, infrared, fluorescence, spectrum and Nonlinear magnify false-identifying device, automatic teller machine control device, loudspeaker.
Translucent client's operation room comprises: forming one by automatic teller machine front, three blocks of translucent materials and transparent seat is empty hemi-closure space above; Three blocks of translucent materials higher than 2 meters, wherein one piece can switch, make door purposes.
The screen diagonal of large touch screen, more than 23.6 inches, minimumly can show monitored picture in three kinds of business handling pictures, service parameter picture, automatic teller machine simultaneously.
Below the corresponding business handling picture that three groups of reader device positions show in large touch screen, three kinds of different colours can be sent and point out for business handling picture.
Maximum 100 currency, below three groups of reader devices, can be put in three groups of money counting device positions simultaneously respectively, can send three kinds of different colours and point out for business handling picture.
Three groups of contactless reader device positions, at automatic teller machine platform, for reading and writing contactless bank card, can send three kinds of different colours and pointing out for business handling picture.
One group of worn coin and A4 transmit entrance, and the currency that money counting device fails to differentiate can be put into one by one, are sent to special arrangement identification, if still can not judge, are kept in by bank, recognize aftertreatment by banking processing enter; Described transmission worn coin and A4 transmission entrance also can receive proof, file needed for handling bank business, preserve after scanning.
USB digital certificate interface is used for accepting client USBKEY digital certificate, confirms client identity.
Service parameter is minimum comprise the situation and level of security inside and outside amount of currency, Card Reader title and quantity, operation room that receive, each business handle progress.
Comprise track below transparent seat, transparent seat can fore-aft travel but can not take away; Track has pressure inductor.
Money counting device is furnished with more than one cash box, and cash box has inductor can respond to currency in cash box to take up room and be sent to main frame, checking with the quantity of money of host record the matching range taken up room, and uses money counting device by host directs client equilibrium.
Loudspeaker be used for each group money counting device in have currency and the pressure of the pressure inductor of the track of transparent seat exceedes threshold values time, prompt service of sounding does not complete; Each group reader device in have card and the pressure of the pressure inductor of the track of transparent seat exceedes threshold values time, prompt service of sounding does not complete; Have article in worn coin and A4 conveyer and the pressure of the pressure inductor of the track of transparent seat exceedes threshold values time, prompt service of sounding does not complete; USB digital certificate be connected to USB device and the pressure of the pressure inductor of the track of transparent seat exceedes threshold values time, prompt service of sounding does not complete.
Apply specific embodiment in the present invention to set forth principle of the present invention and embodiment, the explanation of above embodiment just understands method of the present invention and core concept thereof for helping; Meanwhile, for one of ordinary skill in the art, according to thought of the present invention, all will change in specific embodiments and applications, in sum, this description should not be construed as limitation of the present invention.