CN103854362A - Iris-verification-based verifying method for authenticating of bank card owner - Google Patents
Iris-verification-based verifying method for authenticating of bank card owner Download PDFInfo
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- CN103854362A CN103854362A CN201210509154.4A CN201210509154A CN103854362A CN 103854362 A CN103854362 A CN 103854362A CN 201210509154 A CN201210509154 A CN 201210509154A CN 103854362 A CN103854362 A CN 103854362A
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- bank card
- iris
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- payment terminal
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Abstract
The invention discloses an iris-verification-based verifying method for the authenticating of a bank card owner. The method includes extracting the iris information of the bank card owner, and storing into a bank system database; when the bank card owner pays by a bank card, allowing a payment terminal to extract the iris information of the bank card owner and send to a bank system center; allowing the bank system center to match and verify the iris information of the bank card owner with iris information of the bank card owner in the bank system database; after matching and verification are completed, allowing the bank system center to send verifying result information to the payment terminal; when the verifying result information shows the matching and verification are succeed, allowing the payment terminal to support the bank card to pay. According to the technical scheme, the method has the advantages that the iris serves as verifying information of bank card payment, the bank card is not easy to compromise, and password forgetting is eliminated.
Description
Technical field
The present invention relates to a kind of bank card payment verification method, more particularly, relate to a kind of verification method that bank card holder is carried out to authentication of verifying based on iris.
Background technology
Along with the development of world economy, science and technology, people more and more carry out reimbursement of expense by modes such as bank card, credit card, debit cards, replace paying in cash in the past.Adopt the card forms such as bank card, credit card, debit card to pay and exist very big convenience.But while adopting at present card to pay, all verify by input password form, there is following defect in password authentification: (1) is easily cracked; (2) need not easily forget for a long time; (3) password of multiple cards is easily obscured.And, once card is picked up by other people, can there is the situation of card consumption.
Summary of the invention
The present invention is directed to the proposition of above problem, and develop a kind of verification method that bank card holder is carried out to authentication of verifying based on iris.
Verify the verification method that bank card holder is carried out to authentication based on iris, it is characterized in that, comprise the steps:
S1, in the time handling bank card, possessory bank card iris information is extracted, and is stored in banking system database;
S2, in the time that bank card holder pays the bill by bank card, payment terminal is extracted bank card holder's iris information, and bank card holder's iris is sent to banking system center;
S3, banking system center are mated checking by bank card holder's iris information with the possessory iris information of bank card of storing in banking system database;
After S4, coupling have been verified, the result information is sent to payment terminal by banking system center;
S5, when the result information is for coupling is while being proved to be successful, payment terminal supports bank card to pay the bill, otherwise, execution step S6;
S6, when the result information is for coupling is when authentication failed, payment terminal refusal bank card is paid the bill.
Preferably, the verification method that checking is carried out authentication to bank card holder based on iris also comprises the steps:
Set coupling checking number of times, in the time that coupling checking number of times reaches predetermined coupling checking number of times and coupling is not proved to be successful, payment terminal sends warning message to banking system.
Implement technical scheme of the present invention, there is following beneficial effect: solved the defect that prior art exists, the authorization information paying iris as bank card, be not easy to be cracked, there is not situation about forgetting Password yet, even in the situation that bank card is lost, can there is not the situation of card consumption yet.
Accompanying drawing explanation
Fig. 1 is method flow diagram of the present invention.
Embodiment
The invention provides a kind of operating system based on iris and log in verification method, below in conjunction with accompanying drawing to the technical scheme of the present invention book that is elaborated.
Fig. 1 is method flow diagram of the present invention, as shown in the figure.Verify the verification method that bank card holder is carried out to authentication based on iris, it is characterized in that, comprise the steps:
S1, in the time handling bank card, possessory bank card iris information is extracted, and is stored in banking system database;
S2, in the time that bank card holder pays the bill by bank card, payment terminal is extracted bank card holder's iris information, and bank card holder's iris is sent to banking system center;
S3, banking system center are mated checking by bank card holder's iris information with the possessory iris information of bank card of storing in banking system database;
After S4, coupling have been verified, the result information is sent to payment terminal by banking system center;
S5, when the result information is for coupling is while being proved to be successful, payment terminal supports bank card to pay the bill, otherwise, execution step S6;
S6, when the result information is for coupling is when authentication failed, payment terminal refusal bank card is paid the bill.
The verification method that checking is carried out authentication to bank card holder based on iris also comprises the steps:
Set coupling checking number of times, in the time that coupling checking number of times reaches predetermined coupling checking number of times and coupling is not proved to be successful, payment terminal sends warning message to banking system.
The above; it is only preferably embodiment of the present invention; but protection scope of the present invention is not limited to this; any be familiar with those skilled in the art the present invention disclose technical scope in; be equal to replacement or changed according to technical scheme of the present invention and inventive concept thereof, within all should being encompassed in protection scope of the present invention.
Claims (2)
1. verify based on iris the verification method that bank card holder is carried out to authentication, it is characterized in that, comprise the steps:
S1, in the time handling bank card, possessory bank card iris information is extracted, and is stored in banking system database;
S2, in the time that bank card holder pays the bill by bank card, payment terminal is extracted bank card holder's iris information, and bank card holder's iris is sent to banking system center;
S3, banking system center are mated checking by bank card holder's iris information with the possessory iris information of bank card of storing in banking system database;
After S4, coupling have been verified, the result information is sent to payment terminal by banking system center;
S5, when the result information is for coupling is while being proved to be successful, payment terminal supports bank card to pay the bill, otherwise, execution step S6;
S6, when the result information is for coupling is when authentication failed, payment terminal refusal bank card is paid the bill.
2. the operating system based on iris according to claim 1 logs in verification method, it is characterized in that, also comprises the steps:
Set coupling checking number of times, in the time that coupling checking number of times reaches predetermined coupling checking number of times and coupling is not proved to be successful, payment terminal sends warning message to banking system.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210509154.4A CN103854362A (en) | 2012-11-30 | 2012-11-30 | Iris-verification-based verifying method for authenticating of bank card owner |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210509154.4A CN103854362A (en) | 2012-11-30 | 2012-11-30 | Iris-verification-based verifying method for authenticating of bank card owner |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN103854362A true CN103854362A (en) | 2014-06-11 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201210509154.4A Pending CN103854362A (en) | 2012-11-30 | 2012-11-30 | Iris-verification-based verifying method for authenticating of bank card owner |
Country Status (1)
| Country | Link |
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| CN (1) | CN103854362A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106611313A (en) * | 2015-10-21 | 2017-05-03 | 中兴通讯股份有限公司 | A payment method, a terminal and a payment server |
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2012
- 2012-11-30 CN CN201210509154.4A patent/CN103854362A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106611313A (en) * | 2015-10-21 | 2017-05-03 | 中兴通讯股份有限公司 | A payment method, a terminal and a payment server |
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| C06 | Publication | ||
| PB01 | Publication | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20140611 |