CN103793812A - Fee handling device and method for bank transfer - Google Patents

Fee handling device and method for bank transfer Download PDF

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Publication number
CN103793812A
CN103793812A CN201410025782.4A CN201410025782A CN103793812A CN 103793812 A CN103793812 A CN 103793812A CN 201410025782 A CN201410025782 A CN 201410025782A CN 103793812 A CN103793812 A CN 103793812A
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positional information
client
mobile phone
equipment
acquisition module
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周乐
李辉
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China Construction Bank Corp
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China Construction Bank Corp
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/50Network services
    • H04L67/52Network services specially adapted for the location of the user terminal

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  • Accounting & Taxation (AREA)
  • Finance (AREA)
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  • Computer Networks & Wireless Communication (AREA)
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  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
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Abstract

The invention provides a fee handling device for bank transfer. The device comprises an acquiring module arranged on a client side to acquire the information of the position where the client side is located, and a handling module arranged on a server side to confirm charging according to the position information from the acquiring module, wherein carrier equipment of the client side comprises a mobile phone, ATM equipment, front-mounted teller equipment and computer equipment. The invention further provides a corresponding method. According to the fee handling device and method for bank transfer, under the situation that the transfer handling position changes often, fee charging of the transfer service is confirmed according to changing position information, the modes for fee charging during bank transfer are enriched, and the flexibility for fee charging is improved.

Description

A kind of fee processing device and method for transferring accounts
Technical field
The present invention relates to data processing field, more in particular to fee processing device and method for transferring accounts for bank data processing.
Background technology
What at present, bank's computing module was generally taked to carry out according to both sides' account bank of deposit that transfers accounts, described area that transfer charge uses for the charge of transferring accounts collects.Along with development and the progress of data processing platform (DPP), the mode of processing of transferring accounts is not only confined to handle by teller in fixing bank outlets, also can process by number of ways such as self-aided terminal, Mobile banking, the Internet bank, telephone banks.That is to say, there has been larger expansion in position or the place that can handle transferred account service, and this information technology advancement has been brought the facility of business processing to user, but how the related expense of this convenience to process, the current corresponding solution not having.
Summary of the invention
The invention provides a kind of fee processing device and method for transferring accounts, obtain the positional information of this client position by the acquisition module being arranged in client, and determine collecting of expense by the processing module that is arranged at server end according to obtained positional information, the positional information occurring based on transferred account service data is determined fee, more mates the flow process of existing transferred account service data processing.
According to the first aspect of embodiment of the present invention, a kind of fee processing device for transferring accounts is provided, comprising:
Acquisition module, is arranged in client, and for obtaining the positional information of this client position, the vehicle equipment of wherein said client comprises: mobile phone, atm device, teller's preposition equipment, computer equipment;
Processing module, is arranged at server end, for determining charge according to the described positional information from acquisition module.
According to the second aspect of embodiment of the present invention, a kind of expense disposal route for transferring accounts is provided, comprise: obtain the positional information of this client position by the acquisition module being arranged in client, the vehicle equipment of wherein said client comprises: mobile phone, atm device, teller's preposition equipment, computer equipment;
Determine charge by the processing module that is arranged at server end according to the described positional information from acquisition module.
Implement expense disposal route and the device for transferring accounts provided by the invention, process under the labile situation in position at transferred account service, the positional information having realized based on changing is determined the fee of transferred account service, enrich the pattern of the fee for transferring accounts, improved the dirigibility of fee.
Accompanying drawing explanation
Fig. 1 illustrates the schematic diagram for the fee processing device of transferring accounts according to embodiment of the present invention;
Fig. 2 illustrates the system architecture schematic diagram 1 according to the client for mobile phone of embodiment of the present invention;
Fig. 3 illustrates the system architecture schematic diagram 2 according to the client for mobile phone of embodiment of the present invention;
Fig. 4 illustrates the process flow diagram for the expense disposal route of transferring accounts according to embodiment of the present invention.
Embodiment
For making object, technical scheme and the advantage of embodiments of the invention clearer, below in conjunction with accompanying drawing, the present invention is described in further detail.
Referring to Fig. 1, illustrate the schematic diagram for the fee processing device of transferring accounts according to embodiment of the present invention, described fee processing device 100 specifically can comprise:
Acquisition module 101, is arranged in client, and for obtaining the positional information of this client position, the vehicle equipment of wherein said client comprises: mobile phone, atm device, teller's preposition equipment, computer equipment;
Processing module 102, is arranged at server end, for determining charge according to the described positional information from acquisition module.
In embodiments of the present invention, acquisition module can be arranged in client, wherein client is Downloadable application class software, vehicle equipment that can running client comprises teller's preposition equipment, the computer equipment (for example, desktop computer, notebook computer, panel computer etc.) etc. of mobile phone, atm device, bank outlets.At transferred account service Data processing, the information such as account, the bank of deposit address of the account that needs client to input this transferred account service will to proceed to.Carry out in the embodiment of expense processing in the positional information occurring based on transferred account service, under the situation of having obtained in information such as the bank of deposit addresses of the account that will proceed to and the account, it is mainly the positional information of obtaining the client position of transferred account service generation, thereby calculate the range information that data that the both sides that transfer accounts relate to need to be transmitted, and then carry out corresponding expense calculating based on distance.For different client vehicle equipments, also variant in the processing of acquisition module, below with regard to different vehicle equipments, the processing procedure of the positional information of client when acquisition module obtains transferred account service generation is described respectively.It should be noted that, the application scenarios of embodiment of the present invention, all (for example can pass through wired or wireless network at the server of client vehicle equipment and bank, by the network of lease traffic operator) connect in the situation of communication, in the description of embodiment, the vehicle equipment that no longer specifies client in the attachable state of server, some data processings in client are to connect by the server of bank and realize via network.
In the embodiment that is mobile phone at the vehicle equipment of running client, acquisition module can utilize the KJAVA(Java2Micro Edition embedding in mobile phone, Java miniature edition) application obtains the positional information of this mobile phone position, or utilize the WAP(Wireless Application Protocol that locates website on mobile phone, WAP (wireless application protocol)) mode obtains the positional information of this mobile phone position.Particularly, adopting LBS(Location Based Service, location-based service) the mode positional information of obtaining mobile phone position is to adopt the architectural framework shown in Fig. 2 and Fig. 3.Client layer has embodied the mode that uses LBS positioning service, obtains the positional information of position, or obtain the positional information of mobile phone location by the WAP mode of current potential website on mobile phone by the KJAVA application that is embedded in mobile phone, the function that presentation layer externally embodies is to receive user's service, and the positional information of determining is returned to user, operation layer, configuration LBS servomechanism provides service for presentation layer, and all service logics all realize on this servomechanism, backstage resource layer, the resource that LBS servomechanism need to be used, for example LSP(Location Service Platform, positioning service applicator platform), yellow page information storehouse, electronic chart and other resources etc., these resources can other functional modules from mobile phone read or other service acquisition by the interface that configures in client, for example LBS servomechanism can obtain mobile phone locating information by Location based service platform, can pass through yellow page information storehouse, storage yellow page information is to provide the more positional information of horn of plenty to user, by GIS(Geographic Information System, geographical information system) engine processing electronic chart, with more friendly, form is to user-provided location service intuitively.Concrete treatment scheme is, while utilizing mobile phone to carry out transferred account service processing, in the time receiving the request of asking for positional information, access or access by KJAVA by WAP mode, LBS servomechanism is submitted in the request of asking for, LBS servomechanism utilizes LSP service, electronic chart, yellow page information storehouse etc. to produce positional information result, and the positional information result obtaining is uploaded onto the server or returns to user with image, textual form.Architectural framework of the present invention is the structure by layering logic layers, be easy to expansion with application development, and adopt distributed application program structure, service logic is arranged in independent one deck, service logic is revised easily, be easy to upgrading, upgrade, and service logic is by being deployed in server end, more easily controls the security of total system.Realize and can adopt following form in the program of above-mentioned position fixing process:
LBS service definition
Figure BDA0000459147020000041
Figure BDA0000459147020000051
Client is set up and is located by connecting
Figure BDA0000459147020000061
Figure BDA0000459147020000071
From client Location Request, after being asked, it utilizes this object to realize location-based service the object of a LBS type of instantiation.
Figure BDA0000459147020000081
Send positioning result
In the embodiment that is computing machine at the vehicle equipment of client, the client of Web bank by obtaining IP address, resolve IP address, format transformation and upload roughly three steps and position processing.Client on computer equipment is obtained the IP of this computer equipment, and the file ipjx.dat that generates IP record is used for reading for analytical capabilities, and to obtain Customer Location according to IP, the form of dat file is:
One. file header, totally 8 bytes:
1. the absolute drift of first IP, 4 bytes;
2. the absolute drift of last IP, 4 bytes;
Two. & quot; End address/countries/regions & quot; Recording areas:
Each record of 4 byte ip address heels is divided into two parts
1. national record;
2. regional record;
But area record not necessarily has.And national record has two kinds of forms with area record:
1. with the character string of 0 end;
2.4 bytes, 1 byte may be 0x1 or 0x2:
A. while being 0x1, be also illustrated in after absolute drift the and then record in a region, attention is after absolute drift, rather than after these 4 bytes;
B., while being 0x2, there is no regional record after being illustrated in absolute drift;
No matter be 0x1 or 0x2, absolute drift in the file that rear 3 bytes are all actual country name, if regional record, the implication of 0x1 and 0x2 is not clear, but if there is these two bytes, is also to follow 3 byte offset certainly, if not, be 0 ending character string.
Three. & quot; Start address/end address skew & quot; Recording areas:
1. every record 7 bytes, arrange from small to large according to start address
A. start ip address, 4 bytes;
B. finish the absolute drift of ip address, 3 bytes;
Note, the ip address in ipjx.dat file and all side-play amounts all adopt little-endian form.
Particularly, can comprise and obtain access customer IP, definition IP records contained content, and the file ipjx.dat that generates IP record reads for analytical capabilities, the IP address of this file and all side-play amounts all adopt Little-endian form, and java adopts big-endian form.Then carry out IP address format conversion.Corresponding program realization can adopt following:
Obtain access customer IP
Definition IP records contained content
Figure BDA0000459147020000092
Figure BDA0000459147020000101
The file ipjx.dat that generates IP record reads for analytical capabilities
Figure BDA0000459147020000102
Figure BDA0000459147020000111
Figure BDA0000459147020000131
Figure BDA0000459147020000151
Figure BDA0000459147020000161
Figure BDA0000459147020000171
Figure BDA0000459147020000181
Figure BDA0000459147020000191
Figure BDA0000459147020000201
Figure BDA0000459147020000211
Figure BDA0000459147020000231
Figure BDA0000459147020000241
Figure BDA0000459147020000261
IP address format conversion
Figure BDA0000459147020000262
Figure BDA0000459147020000281
In the embodiment that is atm device at the vehicle equipment of client, because atm device is in certain site or fixing position, region, and in money transfer transactions message, have mechanism of exchange number field, by obtaining the code information that shows area code in this mechanism of exchange number field as positional information.Similarly, be in the embodiment of teller's preposition equipment at the vehicle equipment of client, because teller's preposition equipment belongs to the substantially immovable equipment of positional information of position equally, in money transfer transactions message, also have mechanism of exchange number field, acquisition module reads this mechanism of exchange number field information can obtain the positional information of this equipment position.
In telephone bank, adopt of the present invention while occurring based on transferring accounts concrete positional information carry out in the embodiment of expense calculating, obtain in different ways the positional information of the position of the generation of transferring accounts for artificial and two kinds of channels of voice service.Artificial canal can adopt and add manual transaction interface property, manual confirmation city of living in, and can carry out manual modification; Voice service channel adds voice message input element, and telephone bank inputs province, current place and city voluntarily by voice message client, the discernible area code of raw server after translating.
Get at acquisition module after the positional information of position of this money transfer transactions generation, upload onto the server end (for example, be arranged at the server for integrated data processing in each bank guard station) processing module, processing module determines according to received positional information the expense that will collect.Processing module in embodiment of the present invention provides expense computing function, comprises the Standard Rate amount of money, to the calculating of the deduction and exemption agreed capital that concludes an agreement relevant or the charge set meal preferential amount of money etc.In the time calling the interface of processing module, need to carry out in strict accordance with the defined message format of each interface assembling and the transmission of message.In the time reading rreturn value, also need to carry out dissection process according to message definition format.It should be noted that, processing module of the present invention can be additional module on existing expense processing module basis, confirm (for example need to call client, user has opened based on the such business of bipartite distance charge etc. of transferring accounts) situation under call, also can be under other application scenarios, the processing module for the fee of transferring accounts arranging separately.
In some embodiments, the distance can occur according to transferring accounts time between position and position, the side of proceeding to is determined the expense that will collect.Processing module can be according to the positional information of received positional information, the account that will proceed to (for example, the positional information of the bank of deposit position of the account proceeding to, described positional information can be specific to provincial, city-level or county-level city administrative area or administrative area more specifically, and the positional information of the described account that will proceed to can be inputted and be obtained by user) determine the expense that will collect.The method based on distance charge in embodiment of the present invention can also be used in combination with other charging methods.For example can, by based on apart from charge method and the combination of Tong Cheng/inter-bank charge method, obtain the expense processing mode of two dimensions of same city/inter-bank combined distance.In such embodiment, based on the same city of distance charge, refer to and produce account (transferred account service spot) present position and the same city of the behavior of opening an account that proceeds to account in the time that business is initiated.And strange land refers to that, when transferred account service is initiated, proceeding to of transferred account service produced account city of living in not in same city.Based on the above-mentioned definition to same city and strange land, the distance of the positional information calculation that processing module need to be based on producing the positional information of account and proceeding to account between the two.For the calculating that proceeds to distance between the side of producing, embodiment of the present invention provides the two-dimensional data table of the intercity distance of each vicinity, can be the form of following table 1:
Table 1
? Beijing Zhangjiakou Chengde Tangshan Tianjin
Beijing —— 198km 230km 180km 120km
Zhangjiakou 198km —— 381km —— ——
Chengde 230km 381km —— 188km ——
Tangshan 180km —— 188km —— 134km
Tianjin 120km —— —— 134km ——
Then, can calculate the bee-line between two cities in upper table 1 according to dijkstra's algorithm, and bee-line between two cities that calculate according to predetermined distance range the foundation as expense processing.In such embodiment, predetermined distance range can be following table 2 form:
Table 2
Referring to Fig. 4, illustrate the process flow diagram for the expense disposal route of transferring accounts according to embodiment of the present invention, described method specifically can comprise:
S401, obtains the positional information of this client position by the acquisition module being arranged in client, and the vehicle equipment of wherein said client comprises: mobile phone, atm device, teller's preposition equipment, computer equipment;
S402, determines charge by the processing module that is arranged at server end according to the described positional information from acquisition module.
In embodiments of the present invention, acquisition module can be arranged in client, wherein client is Downloadable application class software, vehicle equipment that can running client comprises teller's preposition equipment, the computer equipment (for example, desktop computer, notebook computer, panel computer etc.) etc. of mobile phone, atm device, bank outlets.At transferred account service Data processing, the information such as account, the bank of deposit address of the account that needs client to input this transferred account service will to proceed to.Carry out in the embodiment of expense processing in the positional information occurring based on transferred account service, under the situation of having obtained in information such as the bank of deposit addresses of the account that will proceed to and the account, it is mainly the positional information of obtaining the client position of transferred account service generation, thereby calculate the range information that data that the both sides that transfer accounts relate to need to be transmitted, and then carry out corresponding expense calculating based on distance.For different client vehicle equipments, also variant in the processing of acquisition module.
In the embodiment that is mobile phone at the vehicle equipment of running client, the positional information of this mobile phone position is obtained in the KJAVA application embedding in mobile phone by acquisition module utilization, or utilizes the WAP mode of locating website on mobile phone to obtain the positional information of this mobile phone position.Particularly, the positional information that adopts LBS mode to obtain mobile phone position adopts the architectural framework shown in Fig. 2 and Fig. 3.Client layer has embodied the mode that uses LBS positioning service, obtains the positional information of position, or obtain the positional information of mobile phone location by the WAP mode of current potential website on mobile phone by the KJAVA application that is embedded in mobile phone; The function that presentation layer externally embodies is to receive user's service, and the positional information of determining is returned to user; Operation layer, configuration LBS servomechanism provides service for presentation layer, and all service logics all realize on this servomechanism; Backstage resource layer, the resource that LBS servomechanism need to be used, such as LSP, yellow page information storehouse, electronic chart and other resources etc., these resources can other functional modules from mobile phone read or other service acquisition by the interface that configures in client, for example LBS servomechanism can obtain mobile phone locating information by Location based service platform, can pass through yellow page information storehouse, storage yellow page information is to provide the more positional information of horn of plenty to user, process electronic chart by GIS engine, with more friendly, form is to user-provided location service intuitively.Concrete treatment scheme is, while utilizing mobile phone to carry out transferred account service processing, in the time receiving the request of asking for positional information, access or access by KJAVA by WAP mode, LBS servomechanism is submitted in the request of asking for, LBS servomechanism utilizes LSP service, electronic chart, yellow page information storehouse etc. to produce positional information result, and the positional information result obtaining is uploaded onto the server or returns to user with image, textual form.Architectural framework of the present invention is the structure by layering logic layers, be easy to expansion with application development, and adopt distributed application program structure, service logic is arranged in independent one deck, service logic is revised easily, be easy to upgrading, upgrade, and service logic is by being deployed in server end, more easily controls the security of total system.Concrete program realizes can be with reference to the program providing in the description about device above.
In the embodiment that is computing machine at the vehicle equipment of client, the client of Web bank by obtaining IP address, resolve IP address, format transformation and upload roughly three steps and position processing.Client on computer equipment is obtained the IP of this computer equipment, and the file ipjx.dat that generates IP record is used for reading for analytical capabilities, to obtain Customer Location according to IP.Ip address in ipjx.dat file and all side-play amounts all adopt little-endian form.Particularly, can comprise and obtain access customer IP, definition IP records contained content, and the file ipjx.dat that generates IP record reads for analytical capabilities, carries out IP address format conversion.Corresponding program realizes can be with reference to the program providing in the description about device above.
In the embodiment that is atm device at the vehicle equipment of client, because atm device is in certain site or fixing position, region, and in money transfer transactions message, have mechanism of exchange number field, obtain the code information that shows area code in this mechanism of exchange number field as positional information by acquisition module.Similarly, be in the embodiment of teller's preposition equipment at the vehicle equipment of client, because teller's preposition equipment belongs to the substantially immovable equipment of positional information of position equally, in money transfer transactions message, also have mechanism of exchange number field, read this mechanism of exchange number field information by acquisition module and can obtain the positional information of this equipment position.
In telephone bank, adopt of the present invention while occurring based on transferring accounts concrete positional information carry out in the embodiment of expense calculating, obtain in different ways the positional information of the position of the generation of transferring accounts for artificial and two kinds of channels of voice service.Artificial canal can adopt and add manual transaction interface property, manual confirmation city of living in, and can carry out manual modification; Voice service channel adds voice message input element, and telephone bank inputs province, current place and city voluntarily by voice message client, the discernible area code of raw server after translating.
Get at acquisition module after the positional information of position of this money transfer transactions generation, the processing module of the end that uploads onto the server, processing module is determined the expense that will collect according to received positional information.Processing module in embodiment of the present invention provides expense computing function, comprises the Standard Rate amount of money, to the calculating of the deduction and exemption agreed capital that concludes an agreement relevant or the charge set meal preferential amount of money etc.In the time calling the interface of processing module, need to carry out in strict accordance with the defined message format of each interface assembling and the transmission of message.In the time reading rreturn value, also need to carry out dissection process according to message definition format.It should be noted that, processing module of the present invention can be additional module on existing expense processing module basis, confirm (for example need to call client, user has opened based on the such business of bipartite distance charge etc. of transferring accounts) situation under call, also can be under other application scenarios, the processing module for the fee of transferring accounts arranging separately.
In some embodiments, the distance can occur according to transferring accounts time between position and position, the side of proceeding to is determined the expense that will collect.Processing module can be according to the positional information of received positional information, the account that will proceed to (for example, the positional information of the bank of deposit position of the account proceeding to, described positional information can be specific to provincial, city-level or county-level city administrative area or administrative area more specifically, and the positional information of the described account that will proceed to can be inputted and be obtained by user) determine the expense that will collect.The method based on distance charge in embodiment of the present invention can also be used in combination with other charging methods.For example can, by based on apart from charge method and the combination of Tong Cheng/inter-bank charge method, obtain the expense processing mode of two dimensions of same city/inter-bank combined distance.In such embodiment, based on the same city of distance charge, refer to and produce account (transferred account service spot) present position and the same city of the behavior of opening an account that proceeds to account in the time that business is initiated.And strange land refers to that, when transferred account service is initiated, proceeding to of transferred account service produced account city of living in not in same city.Based on the above-mentioned definition to same city and strange land, the distance of the positional information calculation that processing module need to be based on producing the positional information of account and proceeding to account between the two.For the calculating that proceeds to distance between the side of producing, embodiment of the present invention provides the two-dimensional data table of the intercity distance of each vicinity, can be the form of table 1.Then, can calculate the bee-line between two cities in upper table 1 according to dijkstra's algorithm, and bee-line between two cities that calculate according to predetermined distance range the foundation as expense processing.In such embodiment, predetermined distance range can be table 2 form.
Through the above description of the embodiments, those skilled in the art can be well understood to the present invention and can realize by the mode of software combined with hardware platform, can certainly all implement by hardware.Based on such understanding, what technical scheme of the present invention contributed to background technology can embody with the form of software product in whole or in part, this computer software product can be stored in storage medium, as ROM/RAM, magnetic disc, CD etc., comprise that some instructions (can be personal computers in order to make a computer equipment, server, or the network equipment etc.) carry out the method described in some part of each embodiment of the present invention or embodiment.
Above disclosed is only a kind of preferred embodiment of the present invention, the interest field that certainly can not limit the present invention with this, and the equivalent variations of therefore doing according to the claims in the present invention, still belongs to the scope that the present invention is contained.

Claims (12)

1. the fee processing device for transferring accounts, is characterized in that, comprising:
Acquisition module, is arranged in client, and for obtaining the positional information of this client position, the vehicle equipment of wherein said client comprises: mobile phone, atm device, teller's preposition equipment, computer equipment;
Processing module, is arranged at server end, for determining charge according to the described positional information from acquisition module.
2. device according to claim 1, it is characterized in that, the vehicle equipment of described client is under the situation of mobile phone, described acquisition module, the positional information of this mobile phone position is obtained in the KJAVA application that embeds mobile phone for utilizing, or utilizes the WAP mode of locating website on mobile phone to obtain the positional information of this mobile phone position.
3. device according to claim 1, it is characterized in that, the vehicle equipment of described client is under the situation of computing machine, described acquisition module, for the IP address that obtains described computer equipment, generate the file ipjx.dat of IP record for resolving, after conversion, obtain the positional information of described computer equipment position.
4. device according to claim 3, is characterized in that, described IP address adopts little-endian form in described ipjx.dat file.
5. device according to claim 1, is characterized in that, under the situation that the vehicle equipment of described client is atm device, described acquisition module, for obtaining the positional information of described atm device position.
6. device according to claim 1, is characterized in that, the vehicle equipment of described client is under the situation of teller's preposition equipment, and described acquisition module, for obtaining the positional information of described teller's preposition equipment position.
7. the expense disposal route for transferring accounts, is characterized in that, comprising:
Obtain the positional information of this client position by the acquisition module being arranged in client, the vehicle equipment of wherein said client comprises: mobile phone, atm device, teller's preposition equipment, computer equipment;
Determine charge by the processing module that is arranged at server end according to the described positional information from acquisition module.
8. method according to claim 7, it is characterized in that, the vehicle equipment of described client is under the situation of mobile phone, described method comprises: the positional information of this mobile phone position is obtained in the KJAVA application embedding in mobile phone by described acquisition module utilization, or utilizes the WAP mode of locating website on mobile phone to obtain the positional information of this mobile phone position.
9. method according to claim 7, it is characterized in that, the vehicle equipment of described client is under the situation of computing machine, described method comprises: the IP address that obtains described computer equipment by described acquisition module, generate the file ipjx.dat of IP record for resolving, after conversion, obtain the positional information of described computer equipment position.
10. method according to claim 9, is characterized in that, described IP address adopts little-endian form in described ipjx.dat file.
11. methods according to claim 7, is characterized in that, under the situation that the vehicle equipment of described client is atm device, obtain the positional information of described atm device position by described acquisition module.
12. methods according to claim 7, is characterized in that, the vehicle equipment of described client is under the situation of teller's preposition equipment, obtain the positional information of described teller's preposition equipment position by described acquisition module.
CN201410025782.4A 2014-01-20 2014-01-20 Fee handling device and method for bank transfer Pending CN103793812A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104363272A (en) * 2014-10-29 2015-02-18 中国建设银行股份有限公司 Data transferring method and device
CN106779649A (en) * 2016-12-21 2017-05-31 世纪禾光科技发展(北京)有限公司 Transfer accounts processing method and processing device

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