CN103778537A - Mobile terminal payment system having iris identification mechanism and application method thereof - Google Patents

Mobile terminal payment system having iris identification mechanism and application method thereof Download PDF

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Publication number
CN103778537A
CN103778537A CN201410073626.5A CN201410073626A CN103778537A CN 103778537 A CN103778537 A CN 103778537A CN 201410073626 A CN201410073626 A CN 201410073626A CN 103778537 A CN103778537 A CN 103778537A
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China
Prior art keywords
iris
information
iris information
mobile terminal
information module
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Pending
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CN201410073626.5A
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Chinese (zh)
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郭沁谊
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Individual
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Individual
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Priority to CN201410073626.5A priority Critical patent/CN103778537A/en
Publication of CN103778537A publication Critical patent/CN103778537A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/32User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints

Abstract

The invention discloses a mobile terminal payment system having an iris identification mechanism. The mobile terminal payment system comprises an iris identifier arranged in a mobile terminal, an iris information encryption chip and a mobile payment customer side, wherein the mobile payment customer side comprises a user iris information pre-storing module, an iris information decoding and encrypting module and a user information comparison and confirmation module; the iris identifier is connected to the iris information encryption chip, and is used for transmitting signals to the iris information encryption chip; the iris information encryption chip is connected to the iris information decoding and encrypting module, and is used for transmitting signals to the iris information decoding and encrypting module; the user information comparison and confirmation module is used for comparing information transmitted by the iris information decoding and encrypting module with information pre-stored in the user iris information pre-storing module. An iris identification way is adopted, and the conventional user name password can be used in a matching way, thereby realizing higher safety, convenience and practicability.

Description

There is mobile terminal payment system and the using method thereof of iris recognition mechanism
Technical field
The present invention relates to mobile terminal payment field, relate in particular to a kind of mobile terminal payment system and using method thereof with iris recognition mechanism.
Background technology
In the application such as bank, E-Payment, ecommerce on the net, the safety of data is very important, in these application, therefore the modes of application many employings password such as a lot of mobile terminal banks based on mobile terminal, E-Payment, ecommerce or document certificate guarantee safety, aspect security, exist mobile terminal to lose, SIM card such as is made up at the multiple potential safety hazard, by increasing biological nature security authentication mechanism, use a mobile device with iris recognition to realize subscriber authentication, improved greatly the security paying.
Summary of the invention
The object of the invention is: proposed a kind of mobile terminal payment system and using method thereof with iris recognition mechanism, what adopt application is the mode of iris recognition, can be used in conjunction with traditional user name password, has higher security, and convenient and practical property.
To achieve these goals, technical scheme of the present invention is:
There is a mobile terminal payment system for iris recognition mechanism, comprise the iris recognition device being arranged in described mobile terminal, iris information encryption chip and mobile payment customer side; Described mobile payment customer side comprises: subscriber information module is confirmed in the client iris that prestores information module, solution code encryption iris information module and comparison; Described iris recognition device is connected in described iris information encryption chip and transmits signal to described iris information encryption chip; Described iris information encryption chip is connected in described solution code encryption iris information module and to described solution code encryption iris information module signal transmission; Described comparison confirm information that subscriber information module compares described solution code encryption iris information module transmission with described in the information that prestores and prestore in client iris information module.
Further, also comprise iris recognition device counter, for calculating the continuous working number of times of described iris recognition device.
A using method with the mobile terminal payment system of iris recognition mechanism, comprises the following steps:
Step 1, startup iris recognition device identification user's iris;
Step 2, is sent to iris information encryption chip by the iris information after identification, in addition password of iris information;
Step 3, is decrypted be sent to described solution code encryption iris information module with the iris information of password;
Step 4, by the iris information after described deciphering be sent to described comparison confirm subscriber information module with described in the information prestoring in client iris information module that prestores compare;
Step 5, confirms to initiate to pay after comparison information is consistent; The inconsistent step 1 of returning of comparison information.
Further, also comprise step 6, comparison information is inconsistent, judges the whether continuous working 3 times of iris recognition device, if not return to step 1; If finish to pay and lock payment.
Further, when user uses this function for the first time, in the described initial iris information of client iris information module initialization typing that prestores.
The present invention is owing to having adopted above-mentioned technology, and the good effect that makes it compared with prior art to have is: what the present invention adopted application is the mode of iris recognition, can be used in conjunction with traditional user name password, has higher security, and convenient and practical property; The present invention can extract the characteristic information referring in iris information, and according to cryptographic algorithm, encrypts iris information, even the security that iris information is had be stolen in transport process and can not be resolved completely; The present invention will lock payment after identifying equal mistake 3 times, make payment function have more security, effectively prevent that mobile terminal from losing or stolen rear stolen payment.
Accompanying drawing explanation
Fig. 1 is the structure composition schematic diagram of the present invention's mobile terminal payment system with iris recognition mechanism.
Fig. 2 is the process flow diagram that the present invention has the mobile terminal payment system of iris recognition mechanism.
Embodiment
Further illustrate embodiments of the invention below in conjunction with accompanying drawing.
Refer to shown in Fig. 1 and Fig. 2, a kind of mobile terminal payment system with iris recognition mechanism, is characterized in that: comprise the iris recognition device being arranged in described mobile terminal, iris information encryption chip and mobile payment customer side; Described mobile payment customer side comprises: subscriber information module is confirmed in the client iris that prestores information module, solution code encryption iris information module and comparison; Described iris recognition device is connected in described iris information encryption chip and transmits signal to described iris information encryption chip; Described iris information encryption chip is connected in described solution code encryption iris information module and to described solution code encryption iris information module signal transmission; Described comparison confirm information that subscriber information module compares described solution code encryption iris information module transmission with described in the information that prestores and prestore in client iris information module.
Wherein, iris recognition device is used for, and in mobile terminal hardware, exists and is used for identifying iris; Iris information encryption chip, for extracting the characteristic information that refers to iris information, and according to specific cryptographic algorithm, encrypts iris information, even the security that iris information is had be stolen in transport process and can not be resolved completely; Separate code encryption iris information module, adopt the inversion algorithm of mobile terminal inside chip cryptographic algorithm, accurate Analysis iris information, characteristic information extraction; The client iris that prestores information module, determines and opens after all kinds of business, by registering the iris information of oneself as the foundation of authentication, this information is mated with characteristic information user; Subscriber information module is confirmed in comparison, and contrast prestores and pays the iris information transmitting in application, and this functional module is equivalent to a determining device, judged result is fed back to mobile terminal safety after judgement and pays application.Iris information encryption chip can need to be integrated in System on Chip/SoC or on mainboard according to hardware vendor.
Preferably, also comprise iris recognition device counter, for calculating the continuous working number of times of described iris recognition device.
A using method with the mobile terminal payment system of iris recognition mechanism, comprises the following steps:
Step 1, startup iris recognition device identification user's iris;
Step 2, is sent to iris information encryption chip by the iris information after identification, in addition password of iris information;
Step 3, is decrypted be sent to described solution code encryption iris information module with the iris information of password;
Step 4, by the iris information after described deciphering be sent to described comparison confirm subscriber information module with described in the information prestoring in client iris information module that prestores compare;
Step 5, confirms to initiate to pay after comparison information is consistent; The inconsistent step 1 of returning of comparison information.
Preferably, also comprise step 6, comparison information is inconsistent, judges the whether continuous working 3 times of iris recognition device, if not return to step 1; If application program receives after this prompting, program sends locked transaction information, stops this user's transaction.
Preferably, when user uses this function for the first time, should be first in the corresponding initial iris information of mobile payment client initialization typing.
The described modes of payments with iris recognition mechanism is the secure modes of payments of a kind of safety, it is the whole new set of applications that common mobile terminal is combined with iris authentication, only have registrant just can be successfully completed a whole set of payment flow, so realized real secure payment mechanism.
In sum, what the present invention adopted application is the mode of iris recognition, can be used in conjunction with traditional user name password, has higher security, and convenient and practical property.

Claims (5)

1. a mobile terminal payment system with iris recognition mechanism, is characterized in that: comprise the iris recognition device being arranged in described mobile terminal, iris information encryption chip and mobile payment customer side; Described mobile payment customer side comprises: subscriber information module is confirmed in the client iris that prestores information module, solution code encryption iris information module and comparison; Described iris recognition device is connected in described iris information encryption chip and transmits signal to described iris information encryption chip; Described iris information encryption chip is connected in described solution code encryption iris information module and to described solution code encryption iris information module signal transmission; Described comparison confirm information that subscriber information module compares described solution code encryption iris information module transmission with described in the information that prestores and prestore in client iris information module.
2. the mobile terminal payment system with iris recognition mechanism according to claim 1, is characterized in that: also comprise iris recognition device counter, for calculating the continuous working number of times of described iris recognition device.
3. a using method with the mobile terminal payment system of iris recognition mechanism, is characterized in that: comprise the following steps:
Step 1, startup iris recognition device identification user's iris;
Step 2, is sent to iris information encryption chip by the iris information after identification, in addition password of iris information;
Step 3, is decrypted be sent to described solution code encryption iris information module with the iris information of password;
Step 4, by the iris information after described deciphering be sent to described comparison confirm subscriber information module with described in the information prestoring in client iris information module that prestores compare;
Step 5, confirms to initiate to pay after comparison information is consistent; The inconsistent step 1 of returning of comparison information.
4. the using method of the mobile terminal payment system with iris recognition mechanism according to claim 3, is characterized in that: also comprise step 6, comparison information is inconsistent, judges the whether continuous working 3 times of iris recognition device, if not return to step 1; If finish to pay and lock payment.
5. the using method of the mobile terminal payment system with iris recognition mechanism according to claim 3, is characterized in that: when user uses this function for the first time, in the described initial iris information of client iris information module initialization typing that prestores.
CN201410073626.5A 2014-03-02 2014-03-02 Mobile terminal payment system having iris identification mechanism and application method thereof Pending CN103778537A (en)

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CN104361324A (en) * 2014-11-15 2015-02-18 安徽省新方尊铸造科技有限公司 Supermarket quick payment system based on iris recognition technology
CN105335634A (en) * 2015-10-14 2016-02-17 上海斐讯数据通信技术有限公司 User ID card safety management method and system
CN105575011A (en) * 2015-12-14 2016-05-11 宁波保众应急科技有限公司 Intelligent iris payment machine
CN106537412A (en) * 2014-06-10 2017-03-22 虹膜技术公司 Hand-attachable wearable device capable of iris identification indoors and outdoors
CN109426724A (en) * 2017-08-22 2019-03-05 上海荆虹电子科技有限公司 A kind of biological identification device, system and method
CN110544098A (en) * 2019-08-01 2019-12-06 张桓 Novel payment method and device applying vein recognition
CN112069871A (en) * 2020-07-15 2020-12-11 江西拓世智能科技有限公司 Big data iris database establishment and iris system application method

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106537412A (en) * 2014-06-10 2017-03-22 虹膜技术公司 Hand-attachable wearable device capable of iris identification indoors and outdoors
CN104361324A (en) * 2014-11-15 2015-02-18 安徽省新方尊铸造科技有限公司 Supermarket quick payment system based on iris recognition technology
CN105335634A (en) * 2015-10-14 2016-02-17 上海斐讯数据通信技术有限公司 User ID card safety management method and system
CN105575011A (en) * 2015-12-14 2016-05-11 宁波保众应急科技有限公司 Intelligent iris payment machine
CN109426724A (en) * 2017-08-22 2019-03-05 上海荆虹电子科技有限公司 A kind of biological identification device, system and method
CN109426724B (en) * 2017-08-22 2021-06-01 深圳荆虹科技有限公司 Biological recognition device, system and method
CN110544098A (en) * 2019-08-01 2019-12-06 张桓 Novel payment method and device applying vein recognition
CN112069871A (en) * 2020-07-15 2020-12-11 江西拓世智能科技有限公司 Big data iris database establishment and iris system application method

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Application publication date: 20140507