CN103700015A

CN103700015A - Personal financial management system

Info

Publication number: CN103700015A
Application number: CN201310568134.9A
Authority: CN
Inventors: 侯宇鹏
Original assignee: NINGBO CITY YINZHOU ANYE TRADING Co Ltd
Current assignee: NINGBO CITY YINZHOU ANYE TRADING Co Ltd
Priority date: 2013-11-14
Filing date: 2013-11-14
Publication date: 2014-04-02

Abstract

The invention provides a personal financial management system. The personal financial management system is characterized by comprising an account module, an income and expenditure detail module, a debt module, a financial management module, a reporting module, a planning module, a printing module and a prompting module, wherein in the account module, a user protects account information through an account and a password; in the income and expenditure detail module, the user manages daily income and expenditure information; in the debt module, debt and loan information of the user are marked; in the financial management module, the user manages gain or loss information of financial products of the user; in the planning module, the user fills in a periodic financial plan to limit expenditure; the reporting module is used for generating a joint statement of all the modules; the printing module is used for printing autonomously-generated report information of the user; in the prompting module, when the current expenditure of the user exceeds the quota of the planning module, prompting information is sent to the user.

Description

A kind of personal financial service system

The invention belongs to software administration field, relate to a kind of personal financial service system.

Background technology

Along with improving constantly of people's living standard, in hand, remaining sum has become more.Therefore, how just can better make good use of remaining sum in hand and just become an important thing, most young man income is monthly also many, but seldom have, can leave money, Here it is because there is no good financing custom, and native system has also just arisen at the historic moment in this case.

Summary of the invention

The object of the invention is to propose a kind of personal financial service system of simple in structure, easy popularization.

Object of the present invention can realize by following technical proposal: a kind of personal financial service system, it is characterized in that, comprise account module, the detailed module of revenue and expenditure, debt module, financing module, Reports module, schedule module, print module and reminding module, in account module, user protects the information of account by account and password, in the detailed module of revenue and expenditure, the daily receipts and expenditures information of user management, in debt module, mark user's debt and loaning bill information, in financing module, the income of user management user's financial products or corrupted information, in schedule module, the financial plan of user's fill cycle, carry out limit amount paid, Reports module is used for generating each module combined statements, print module is for printing the autonomous report messages generating of user, in reminding module, when the current amount paid of user exceeds the limit of schedule module, user is sent to information.

At above-mentioned a kind of personal financial service system, described debt module comprises: cash, debit card and credit card.

At above-mentioned a kind of personal financial service system, described Reports module comprises: the detailed form of revenue and expenditure, indebtedness statement, financing form, prompting form.

At above-mentioned a kind of personal financial service system, in described Reports module, can select voluntarily the start and end time of form.

Accompanying drawing explanation:

Fig. 1: structural representation of the present invention.

Embodiment

Be below specific embodiments of the invention by reference to the accompanying drawings, technical scheme of the present invention is further described, but the present invention be not limited to these embodiment.

As shown in Figure 1: in Fig. 1, first native system comprises eight little modules, respectively: account module, the detailed module of revenue and expenditure, debt module, financing module, Reports module, schedule module, print module and reminding module, in account module, in order to prevent user's management of personal money information, suffer malicious sabotage, by account and password, protect the information of account, in the detailed module of revenue and expenditure, the input individual's that user is single expenditure and amount received, and can add annotations and comments for this information, manage daily receipts and expenditures information, in debt module, mark user's debt and loaning bill information, and can add annotations and comments for this information, such as the borrowing time, borrower etc., in financing module, the income of user management user's financial products or corrupted information, this module can be understood as the detailed module of advanced revenue and expenditure, in this module, user can independently add finance product, as social security, common reserve fund, stock etc., in schedule module, the financial plan of user's fill cycle, carry out limit amount paid, when recognizing that the amount of money that a period of time next need to pay is more, just can for current increase during this period of time one consumption amount, when consumption amount exceeds, reminding module becomes again user is sent to information, Reports module is used for generating each module combined statements, print module is for printing the autonomous report messages generating of user.

In addition in debt module, also divide into: cash, debit card and three kinds of forms of credit card.

In Reports module, when user need to print each module form, can select arbitrarily the time (because individual quantity of information is less, need not limit query time as the financial management in the Internet product of bank's class) that starts and finish.

Specific embodiment described herein is only to the explanation for example of the present invention's spirit.Those skilled in the art can make various modifications or supplement or adopt similar mode to substitute described specific embodiment, but can't depart from spirit of the present invention or surmount the defined scope of appended claims.

Claims

1. a personal financial service system, it is characterized in that, comprise account module, the detailed module of revenue and expenditure, debt module, financing module, Reports module, schedule module, print module and reminding module, in account module, user protects the information of account by account and password, in the detailed module of revenue and expenditure, the daily receipts and expenditures information of user management, in debt module, mark user's debt and loaning bill information, in financing module, the income of user management user's financial products or corrupted information, in schedule module, the financial plan of user's fill cycle, carry out limit amount paid, Reports module is used for generating each module combined statements, print module is for printing the autonomous report messages generating of user, in reminding module, when the current amount paid of user exceeds the limit of schedule module, user is sent to information.

2. a kind of personal financial service system according to claim 1, is characterized in that: described debt module comprises: cash, debit card and credit card.

3. a kind of personal financial service system according to claim 1, is characterized in that: described Reports module comprises: the detailed form of revenue and expenditure, indebtedness statement, financing form, prompting form.

4. a kind of personal financial service system according to claim 1, is characterized in that: the start and end time that can select voluntarily form in described Reports module.