CN103617531A - Safety payment method and device based on credible two-dimension code - Google Patents

Safety payment method and device based on credible two-dimension code Download PDF

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Publication number
CN103617531A
CN103617531A CN201310690785.5A CN201310690785A CN103617531A CN 103617531 A CN103617531 A CN 103617531A CN 201310690785 A CN201310690785 A CN 201310690785A CN 103617531 A CN103617531 A CN 103617531A
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quick response
response code
information
credible
management platform
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CN103617531B (en
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俞玲欣
季白杨
李娜
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Sinyada Technology Co.,Ltd.
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SUNYARD SYSTEM ENGINEERING Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06009Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
    • G06K19/06037Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking multi-dimensional coding
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
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  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
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Abstract

The invention discloses a safety payment method and system based on a credible two-dimension code. The safety payment method comprises the steps that a two-dimension code publisher performs digital signature computation on original information to generate first signature information and sends the first signature information and the original information, as first information, to a two-dimension code management platform; the two-dimension code management platform verifies the first information, performs digital signature computation on payment information to generate second signature information when the first information passes the verification, encodes the second signature information and the original information to generate the credible two-dimension code, and sends the credible two-dimension code to the two-dimension code publisher; the two-dimension code publisher sends the credible two-dimension code to a two-dimension code displayer; the two-dimension code displayer verifies the credible two-dimension code, and displays the original information in the credible two-dimension code when the credible two-dimension code passes the verification. According to the method and the device, the risk of a user in the two-dimension code using process is reduced, the safety of the two-dimension code is ensured, and the reliability of the two-dimension code payment system is further improved.

Description

Safe payment method based on credible Quick Response Code and device
Technical field
The embodiment of the present invention relates to computer technology and information security field, relates in particular to a kind of safe payment method and device based on credible Quick Response Code.
Background technology
Along with 3G(3rd-Generation, 3G (Third Generation) Moblie) arrival in epoch, mobile Internet has become the industry that the world today is with the fastest developing speed, market potential is maximum, prospect is the most tempting.People's consumer goods are concluded the business by network greatly now, and increasing people selects mobile Internet to pay.
Existing a kind of in mobile payment technology, the payment function of payment platform (for example: Alipay) by mobile Internet communication, by PC(Personal Computer, PC) end migrates to mobile phone terminal; In conjunction with mobile telephone scanning Quick Response Code, complete on-site payment again.Wherein, beneficiary generates and shows and in this Quick Response Code, comprises Merchant Account and commodity price information etc. by Quick Response Code; Paying party obtains corresponding payment information by the mode of this Quick Response Code of mobile telephone scanning, completes payment on line by payment platform; The popular degree of recognition of this modes of payments is high, and it is comparatively easy from internet, to mobile Internet, to promote.Utilize mobile Internet, without extra equipment, cost is lower.On-site payment is mutual dynamic Transaction Identification Number, the not sensitive data such as amount of money involved and account only.Be subject to safe connection with the communication on backstage, for example: SSL(Secure Sockets Layer, Secure Socket Layer (SSL)) etc. protection, have certain security guarantee.
In addition, it is also a kind of emerging towards mobile payment technology that micro-letter pays, and micro-letter pays and utilizes the contact of conclude the business of micro-letter platform, recycles Quick Response Code and carries out information transmission, finally utilizes wealth to pay to lead to or bank card binding completes whole payment process.Specifically comprise: paying party is selected micro-letter APP(Application, application program) menu, by static Quick Response Code or Web Quick Response Code under the relevant line of " sweep and sweep " items scanning, open payment link, or obtain link by paying close attention to the public account of businessman, utilize wealth to pay logical or bank card and complete payment, return electron authority is to mobile phone.
In the most popular mobile payment scheme of above two classes, the mode that all can employing more or less scans static Quick Response Code is obtained merchandise news.Yet static Quick Response Code exists technology hidden danger: if intercepted and captured by hacker in the process generating at Quick Response Code, there will be " the fishing Quick Response Code " of stealing the beams and changing the pillars." fishing Quick Response Code ", as other trojan horses, distorted payment information and stolen user's fund in the unwitting situation of user.Therefore, use the mobile payment technology of static Quick Response Code, there is very large potential safety hazard.
Summary of the invention
In view of this, the invention provides a kind of safe payment method and device based on credible Quick Response Code, to overcome the technical matters that the generation method of existing static Quick Response Code is easily attacked, reduce the risk of user in using Quick Response Code process, guarantee the safety of Quick Response Code, and then improve the reliability of Quick Response Code payment system.
In first aspect, the embodiment of the present invention provides a kind of safe payment method based on credible Quick Response Code, comprising:
Quick Response Code publisher carries out digital signature computing to raw information, generate the first signing messages, described the first signing messages and described raw information are sent to Quick Response Code management platform as the first information, and wherein, described raw information comprises Item Information and payment information;
Described Quick Response Code management platform is verified the described first information, when the described first information passes through checking, payment information in the described first information is carried out to digital signature computing, generate the second signing messages, described the second signing messages and described raw information are encoded, generate credible Quick Response Code, described credible Quick Response Code is sent to described Quick Response Code publisher;
Described Quick Response Code publisher sends described credible Quick Response Code to Quick Response Code displaying side;
Described Quick Response Code displaying side verifies described credible Quick Response Code, when described credible Quick Response Code passes through checking, the raw information in described credible Quick Response Code is shown.
In second aspect, the embodiment of the present invention provides a kind of safety payment system based on credible Quick Response Code, comprising: Quick Response Code publisher, Quick Response Code management platform and Quick Response Code displaying side, wherein:
Described Quick Response Code publisher comprises:
The first signing messages generation unit, for raw information is carried out to digital signature computing, generates the first signing messages;
First information transmitting element, for described the first signing messages and described raw information are sent to Quick Response Code management platform as the first information, wherein, described raw information comprises Item Information and payment information;
Credible Quick Response Code receiving element, the credible Quick Response Code sending for receiving described Quick Response Code management platform;
Credible Quick Response Code release unit, for sending described credible Quick Response Code to Quick Response Code displaying side;
Described Quick Response Code management platform comprises:
First information authentication unit, for the described first information receiving is verified, when the described first information passes through checking, triggers the second signing messages generation unit;
The second signing messages generation unit, for the payment information of the described first information is carried out to digital signature computing, generates the second signing messages;
Credible Quick Response Code generation unit, for described the second signing messages and described raw information are encoded, generates credible Quick Response Code;
Credible Quick Response Code transmitting element, for being sent to described Quick Response Code publisher by described credible Quick Response Code;
Described Quick Response Code displaying side comprises:
Credible Quick Response Code authentication unit, for described credible Quick Response Code is verified, when described credible Quick Response Code passes through checking, triggers credible Quick Response Code display unit;
Quick Response Code display unit, shows for the raw information to described credible Quick Response Code.
The embodiment of the present invention is by setting up third-party Quick Response Code management platform, before Quick Response Code publisher generates Quick Response Code by raw information, first by Quick Response Code management platform, Quick Response Code publisher is carried out to signature authentication, after authentication is passed through, by Quick Response Code management platform, produce corresponding credible Quick Response Code, guarantee that Quick Response Code is produced by trusted identity; When Quick Response Code displaying side needs two-dimensional code display relevant information, use with the mode of Quick Response Code management platform agreement Quick Response Code is verified, after being verified, in Quick Response Code displaying side, show the raw information corresponding with credible Quick Response Code, guaranteed only to show by the corresponding information of Quick Response Code of checking, reduced the risk of user in using Quick Response Code process, guarantee the credibility of Quick Response Code, and then improved the reliability of Quick Response Code payment system.
Accompanying drawing explanation
Fig. 1 is a kind of process flow diagram based on credible Quick Response Code safe payment method of first embodiment of the invention;
Fig. 2 is a kind of process flow diagram based on credible Quick Response Code safe payment method of second embodiment of the invention;
Fig. 3 is the visioning procedure figure of a kind of credible Quick Response Code of third embodiment of the invention;
Fig. 4 is the scanning process figure of a kind of credible Quick Response Code of third embodiment of the invention;
Fig. 5 is a kind of structural drawing based on credible Quick Response Code safety payment system of fourth embodiment of the invention.
Embodiment
Below in conjunction with drawings and Examples, the present invention is described in further detail.Be understandable that, specific embodiment described herein is only for explaining the present invention, but not limitation of the invention.It also should be noted that, for convenience of description, in accompanying drawing, only show part related to the present invention but not entire infrastructure.
The first embodiment
The process flow diagram of a kind of safe payment method based on credible Quick Response Code that Fig. 1 provides for first embodiment of the invention, the method of the present embodiment can be carried out by the safety payment system based on credible Quick Response Code, and this system comprises Quick Response Code publisher, Quick Response Code management platform and Quick Response Code displaying side.The method of the present embodiment specifically comprises the steps:
Step 110, Quick Response Code publisher carry out digital signature computing to raw information, generate the first signing messages, and the first signing messages and raw information are sent to Quick Response Code management platform as the first information.Wherein, described raw information comprises Item Information and payment information.
In the present embodiment, Quick Response Code publisher does not directly generate Quick Response Code, but the raw information that generates Quick Response Code is sent to Quick Response Code management platform, by this platform, makes corresponding Quick Response Code.Simultaneously, identity for the ease of Quick Response Code management platform checking Quick Response Code publisher, Quick Response Code publisher further carries out digital signature computing to raw information, generate the first signing messages, above-mentioned the first signing messages is sent to Quick Response Code management platform in the lump as proof of identification, is convenient to platform and carries out corresponding authentication.
Wherein, Quick Response Code publisher can be the beneficiary in on-line payment activity, in general, before paying party payment in on-line payment, the 2 D code information that can provide by scanning beneficiary obtains corresponding merchandise news and payment information, wherein, in payment information, can comprise: the transaction interface link of payment for merchandise etc., and in the present embodiment, for example, beneficiary carries out data signature computing as raw information together with the payment information of merchandise news and these commodity, generate the first signing messages, by this first signing messages together with raw information, be sent to Quick Response Code management platform.Quick Response Code management platform can, for a third-party platform, be specifically designed to Quick Response Code publisher is carried out to authentication, and generate credible Quick Response Code etc.For example ,Dang businessman and consumer carry out online transaction Shi, Taobao by Taobao can provide Quick Response Code management platform for both as third party transaction platform, for the two provides credible Quick Response Code.
In the present embodiment, the mode of digital signature computing can be: Quick Response Code publisher and Quick Response Code management platform are arranged a set of public, private key pair, by this public, private key pair, realizes the process of digital signature.
Typically, Quick Response Code management platform is provided U shield (USB Key, portable miniaturized electronics) to Quick Response Code publisher, and this U shield, for generation of the right algorithm routine of public, private key, is fired in the ROM (read-only memory) (ROM) at chip by the U shield producer.Public, private key to after generating in U shield, and PKI can export to outside card, and private key is stored in the private key district in chip, does not allow external reference.Wooden horse also steal less than, and then can guarantee the security of Digital Signature Algorithm.
Step 120, Quick Response Code management platform judge that whether the first information is by verifying: if: perform step 130; Otherwise, perform step 140.
In the present embodiment, Quick Response Code management platform can be according to the first signing messages in the first information, Quick Response Code publisher is carried out to authentication, after judgement Quick Response Code publisher's identity is credible, in other words, after the first information is by checking, Quick Response Code management platform generates corresponding credible Quick Response Code for sending the Quick Response Code publisher of this first information.
Certainly, Quick Response Code management platform can also adopt other modes to the checking of the first information, and for example, the data integrity in the checking first information etc., do not limit this.
Step 130, Quick Response Code management platform are carried out digital signature computing to payment information, generate the second signing messages, and the second signing messages and raw information are encoded, and generate credible Quick Response Code, and credible Quick Response Code is sent to Quick Response Code publisher.
In the present embodiment, if the above-mentioned first information is by checking, Quick Response Code management platform can generate corresponding credible Quick Response Code for Quick Response Code publisher, for fear of the credible Quick Response Code of this generation, in transmitting procedure, intercepted and captured and distorted as fishing Quick Response Code, the loss that Quick Response Code displaying side is caused when this fishing Quick Response Code of scanning, Quick Response Code management platform is encoded to raw information before the credible Quick Response Code of generation, the digital signature of self will have been added in information to be encoded, before making Quick Response Code that Quick Response Code displaying side receives in scanning, can first verify whether this Quick Response Code is that Quick Response Code management platform generates, if, just can carry out ensuing delivery operation.
Step 140, return to error message
In the present embodiment, if the above-mentioned first information does not pass through checking, Quick Response Code management platform can be returned to corresponding error message to Quick Response Code publisher, reporting errors reason.
Certainly, it will be understood by those skilled in the art that when the above-mentioned first information does not pass through checking, Quick Response Code management platform can also be taked other processing mode, for example, directly abandons the above-mentioned first information, or require Quick Response Code publisher to resend the above-mentioned first information etc., this is not limited.
Step 150, Quick Response Code publisher send described credible Quick Response Code to Quick Response Code displaying side.
In the present embodiment, after Quick Response Code publisher receives the credible Quick Response Code of Quick Response Code management platform transmission, can send to corresponding Quick Response Code displaying side described credible Quick Response Code.
Wherein, Quick Response Code is shown can think the paying party in on-line payment activity, and the credible Quick Response Code that this paying party can receive by scanning obtains merchandise news and payment information, and then completes corresponding payment activity.
Step 160, Quick Response Code displaying side judge that whether credible Quick Response Code is by verifying: if so, perform step 170; Otherwise perform step 180.
In the present embodiment, Quick Response Code displaying side, after receiving credible Quick Response Code, first judges whether credible Quick Response Code can, by checking, show user to complete payment the raw information in the credible Quick Response Code by checking.Typically, the special-purpose Quick Response Code scanning client that Quick Response Code management platform is distributed is installed by Quick Response Code displaying side, while using the above-mentioned credible Quick Response Code of this client scan, according to the algorithm with the reservation of Quick Response Code management platform, verifies above-mentioned credible Quick Response Code.
Step 170, Quick Response Code displaying side show the raw information in described credible Quick Response Code.
In the present embodiment, the credible Quick Response Code receiving when the judgement of Quick Response Code displaying side passes through, after checking, can show the raw information in this credible Quick Response Code, typical, merchandise news and payment information are showed to corresponding user, and then guides user completes ensuing payment activity.
Step 180, point out unofficial Quick Response Code.
In the present embodiment, when Quick Response Code displaying side judges that the credible Quick Response Code receiving does not pass through checking, it is unofficial Quick Response Code that Quick Response Code display platform can be pointed out this Quick Response Code to user.
Certainly, it will be understood by those skilled in the art that when the credible Quick Response Code receiving when the judgement of Quick Response Code displaying side does not pass through checking, can also take other processing mode, for example, not show this Quick Response Code, or require user to select whether to show this Quick Response Code etc., this is not limited.
The embodiment of the present invention is by setting up third-party Quick Response Code management platform, before Quick Response Code publisher generates Quick Response Code by raw information, first by Quick Response Code management platform, Quick Response Code publisher is carried out to signature authentication, after authentication is passed through, by Quick Response Code management platform, produce corresponding credible Quick Response Code, guarantee that Quick Response Code is produced by trusted identity; When Quick Response Code displaying side needs two-dimensional code display relevant information, use with the mode of Quick Response Code management platform agreement Quick Response Code is verified, after being verified, in Quick Response Code displaying side, show the raw information corresponding with credible Quick Response Code, guaranteed only to show by the corresponding information of Quick Response Code of checking, reduced the risk of user in using Quick Response Code process, guarantee the credibility of Quick Response Code, and then improved the reliability of Quick Response Code payment system.
On the basis of the various embodiments described above, described method also comprises, Quick Response Code publisher registers in Quick Response Code management platform, and Quick Response Code management platform is that the Quick Response Code publisher who succeeds in registration distributes login name and login password; Described Quick Response Code publisher carries out digital signature computing to raw information, generate the first signing messages, described the first signing messages and described raw information before being sent to Quick Response Code management platform, the first information are also comprised: described Quick Response Code publisher, according to the described login name and the described login password that distribute, logins described Quick Response Code management platform.Quick Response Code management platform can require the Quick Response Code publisher who registers that effective documentation of identity is provided, only to meeting the Quick Response Code publisher of certain qualification, provide login name and described login password, and only allow login user to generate Quick Response Code, the benefit arranging is like this further to have guaranteed Quick Response Code publisher's credibility and the reliability that Quick Response Code pays.
On the basis of the various embodiments described above, Quick Response Code management platform is passed through to CMS(Content Management System, Content Management System) build.The benefit arranging is like this can use the design based on template in the building process of Quick Response Code management platform, can accelerate the speed of Website development and reduce the cost of developing, namely in existing Quick Response Code payment system, only need the cost that less input, can realize the safety payment system based on credible Quick Response Code reliably.
The second embodiment
Fig. 2 is the process flow diagram of a kind of safe payment method based on credible Quick Response Code of providing of second embodiment of the invention, the present embodiment is on the basis of the various embodiments described above, used the mode that public-key cryptographic keys is right to carry out digital signature, wherein, Quick Response Code publisher stores the first public, private key pair, comprise the first PKI and the first private key, and in Quick Response Code management platform, store the first PKI simultaneously; Quick Response Code management platform stores the second public, private key pair, comprises the second PKI and the second private key, and simultaneously at Quick Response Code displaying side storage the second PKI.The method of the present embodiment specifically comprises the steps:
Step 210, Quick Response Code publisher are described raw information information generated summary according to predetermined algorithm.
In the present embodiment, Quick Response Code publisher and Quick Response Code management platform are scheduled to a fixing algorithm, typical, and hash function (Hash) algorithm, for raw information generates summary info.
Step 220, Quick Response Code publisher use the first private key to be encrypted computing to described informative abstract, generate the first encrypted result.
Step 230, Quick Response Code publisher are by described the first encrypted result and described informative abstract, as described the first signing messages.
Step 240, Quick Response Code publisher are sent to Quick Response Code management platform using the first signing messages and raw information as the first information.
Step 250, Quick Response Code management platform are used the first PKI to be decrypted computing to described the first encrypted result receiving.
Step 260, Quick Response Code management platform judge that whether the result of decrypt operation is consistent with the described informative abstract receiving: if so, perform step 270; Otherwise, process ends.
Step 270, Quick Response Code management platform are that the described raw information receiving generates comparison information summary according to predetermined algorithm.
In the present embodiment, Quick Response Code management platform for example, according to the algorithm identical with Quick Response Code publisher: identical hash function, and for the described raw information receiving generates comparison information summary.
Step 280, Quick Response Code management platform judge that whether described comparison information summary is consistent with the described informative abstract receiving: if so, perform step 290; Otherwise, process ends.
Step 290, Quick Response Code management platform determine that the described first information is by checking.
Step 2A0, Quick Response Code management platform are used the second private key to be encrypted the payment information in the described first information, generate the second signing messages, and the second signing messages and raw information are encoded, and generate credible Quick Response Code.
Step 2B0, Quick Response Code management platform are sent to Quick Response Code publisher by credible Quick Response Code.
Step 2C0, Quick Response Code publisher are sent to Quick Response Code displaying side by above-mentioned credible Quick Response Code.
Decoding to the described credible Quick Response Code receiving in step 2D0, Quick Response Code displaying side, obtains decoded the second signing messages and raw information.
Step 2E0, Quick Response Code displaying side are used the second PKI to be decrypted described decoded the second signing messages.
Step 2F0, Quick Response Code displaying side judge that whether decrypted result is consistent with decoded raw information: if: execution step 2G0, otherwise, process ends.
Step 2G0, Quick Response Code displaying side show the raw information in credible Quick Response Code.
The embodiment of the present invention is by setting up third-party Quick Response Code management platform, before Quick Response Code publisher generates Quick Response Code by raw information, first by Quick Response Code management platform, Quick Response Code publisher is carried out to signature authentication, after authentication is passed through, by Quick Response Code management platform, produce corresponding credible Quick Response Code, guarantee that Quick Response Code is produced by trusted identity; When Quick Response Code displaying side needs two-dimensional code display relevant information, use with the mode of Quick Response Code management platform agreement Quick Response Code is verified, after being verified, in Quick Response Code displaying side, show the raw information corresponding with credible Quick Response Code, guaranteed only to show by the corresponding information of Quick Response Code of checking, reduced the risk of user in using Quick Response Code process, guarantee the credibility of Quick Response Code, and then improved the reliability of Quick Response Code payment system.
The 3rd embodiment
Fig. 3 and Fig. 4 are a kind of establishment of credible Quick Response Code and the process flow diagrams of scanning of third embodiment of the invention.In the present embodiment, Quick Response Code publisher is the beneficiary in payment activity, Quick Response Code management platform is set up by CMS mode, the mode of logining by webpage is opened to beneficiary, first Quick Response Code publisher need to register entering CMS webpage, after succeeding in registration, Quick Response Code management platform can be distributed U shield to Quick Response Code publisher, to realize the authentication to beneficiary; Quick Response Code displaying side is the paying party in payment activity, and Quick Response Code management platform provides specific scanning client for paying party, for realizing the credible checking of paying party to the Quick Response Code receiving.
As shown in Figure 3 be the process flow diagram of creation method of a kind of credible Quick Response Code of third embodiment of the invention.The creation method of the present embodiment specifically comprises the steps:
Step 310, beneficiary insert U shield, the PIN(Personal Identification Number of input U shield, individual recognition code) code.
Step 320, at beneficiary, automatically open CMS webpage.
Step 330, beneficiary input account, password, login CMS backstage.
Step 340, beneficiary are selected newly-built Quick Response Code, input merchandise news and payment information.
Step 350, beneficiary are used U shield to the input message computing of signing, and send to CMS backstage together with input message.
Step 360, CMS backstage judge that whether reception data are complete: if so, perform step 370; Otherwise, perform step 380.
Step 370, CMS backstage are used CMS private key to receiving the data computing of signing, and together with receiving data, encode, and generate credible Quick Response Code.
In the present embodiment, CMS backstage is sent to beneficiary by the Quick Response Code of this generation after generating credible Quick Response Code.
Step 380, return to error message.
Step 390, beneficiary are issued credible Quick Response Code.
As shown in Figure 4 be the process flow diagram of scan method of a kind of credible Quick Response Code of third embodiment of the invention.The scan method of the present embodiment specifically comprises the steps:
Step 410, paying party are opened official's scanning client.
Step 420, paying party are used the credible Quick Response Code of scanning client scan.
Step 430, paying party utilize the built-in CMS PKI of client to verify credible Quick Response Code.
Step 440, paying party judge that whether Quick Response Code is by verifying: if so, perform step 450; Otherwise, perform step 460.
Raw data in step 450, paying party two-dimensional code display.
Step 460, paying party are pointed out unofficial Quick Response Code.
Whether step 470, paying party prompting continue two-dimensional code display: if so, perform step 450;
Step 480, paying party return to scanning interface.
The embodiment of the present invention is by setting up third-party Quick Response Code management platform, before Quick Response Code publisher generates Quick Response Code by raw information, first by Quick Response Code management platform, Quick Response Code publisher is carried out to signature authentication, after authentication is passed through, by Quick Response Code management platform, produce corresponding credible Quick Response Code, guarantee that Quick Response Code is produced by trusted identity; When Quick Response Code displaying side needs two-dimensional code display relevant information, use with the mode of Quick Response Code management platform agreement Quick Response Code is verified, after being verified, in Quick Response Code displaying side, show the raw information corresponding with credible Quick Response Code, guaranteed only to show by the corresponding information of Quick Response Code of checking, reduced the risk of user in using Quick Response Code process, guarantee the credibility of Quick Response Code, and then improved the reliability of Quick Response Code payment system.
The 4th embodiment
Figure 5 illustrates a kind of structural drawing based on credible Quick Response Code safety payment system of fourth embodiment of the invention.As shown in Figure 5, described system comprises:
Quick Response Code publisher 51, Quick Response Code management platform 52 and Quick Response Code displaying side 53, wherein:
Described Quick Response Code publisher 51 comprises:
The first signing messages generation unit, for raw information is carried out to digital signature computing, generates the first signing messages;
First information transmitting element, for described the first signing messages and described raw information are sent to Quick Response Code management platform as the first information, wherein, described raw information comprises Item Information and payment information;
Credible Quick Response Code receiving element, the credible Quick Response Code sending for receiving described Quick Response Code management platform;
Credible Quick Response Code release unit, for sending described credible Quick Response Code to Quick Response Code displaying side;
Described Quick Response Code management platform 52 comprises:
First information authentication unit, for the described first information receiving is verified, when the described first information passes through checking, triggers the second signing messages generation unit;
The second signing messages generation unit, for the payment information of the described first information is carried out to digital signature computing, generates the second signing messages;
Credible Quick Response Code generation unit, for described the second signing messages and described raw information are encoded, generates credible Quick Response Code;
Credible Quick Response Code transmitting element, for being sent to described Quick Response Code publisher by described credible Quick Response Code;
Described Quick Response Code displaying side 53 comprises:
Credible Quick Response Code authentication unit, for described credible Quick Response Code is verified, when described credible Quick Response Code passes through checking, triggers credible Quick Response Code display unit;
Quick Response Code display unit, shows for the raw information to described credible Quick Response Code.
The embodiment of the present invention is by setting up third-party Quick Response Code management platform, before Quick Response Code publisher generates Quick Response Code by raw information, first by Quick Response Code management platform, Quick Response Code publisher is carried out to signature authentication, after authentication is passed through, by Quick Response Code management platform, produce corresponding credible Quick Response Code, guarantee that Quick Response Code is produced by trusted identity; When Quick Response Code displaying side needs two-dimensional code display relevant information, use with the mode of Quick Response Code management platform agreement Quick Response Code is verified, after being verified, in Quick Response Code displaying side, show the raw information corresponding with credible Quick Response Code, guaranteed only to show by the corresponding information of Quick Response Code of checking, reduced the risk of user in using Quick Response Code process, guarantee the credibility of Quick Response Code, and then improved the reliability of Quick Response Code payment system.
On the basis of the various embodiments described above, described Quick Response Code management platform also comprises: registering unit, for completing the registration of described Quick Response Code publisher on self platform, for the Quick Response Code publisher who succeeds in registration distributes login name and login password;
Described Quick Response Code publisher also comprises: login unit, for according to the described login name and the described login password that distribute, login described Quick Response Code management platform, and after logining successfully, trigger described the first signing messages generation unit.
On the basis of the various embodiments described above, described registering unit is also used to the Quick Response Code publisher who succeeds in registration to distribute the first public, private key pair, described the first public, private key centering comprises the first PKI and the first private key, wherein, stores described the first PKI in described Quick Response Code management platform;
Described the first signing messages generation unit specifically for:
Quick Response Code publisher is described raw information information generated summary according to predetermined algorithm;
Quick Response Code publisher uses described the first private key to be encrypted computing to described informative abstract, generates the first encrypted result;
Quick Response Code publisher is by described the first encrypted result and described informative abstract, as described the first signing messages;
Described first information authentication unit specifically for:
Quick Response Code management platform is used described the first PKI to be decrypted computing to described the first encrypted result receiving;
When the result of decrypt operation is consistent with the described informative abstract receiving, Quick Response Code management platform is that the described raw information receiving generates comparison information summary according to predetermined algorithm;
When described comparison information summary is consistent with the described informative abstract receiving, Quick Response Code management platform determines that the described first information is by checking.
On the basis of the various embodiments described above, in described Quick Response Code management platform, store the second public, private key pair, described the second public, private key centering comprises the second PKI and the second private key, wherein, stores described the second PKI in described Quick Response Code displaying side;
Described the second signing messages generation unit specifically for:
Quick Response Code management platform is used described the second private key to be encrypted the payment information in the described first information, generates the second signing messages;
Described credible Quick Response Code authentication unit specifically for:
Decoding to the described credible Quick Response Code receiving in Quick Response Code displaying side, obtains decoded the second signing messages and raw information;
Quick Response Code displaying side is used described the second PKI to be decrypted described decoded the second signing messages;
When decrypted result is consistent with decoded raw information, Quick Response Code displaying side determines that described credible Quick Response Code is by checking.
On the basis of the various embodiments described above, described Quick Response Code management platform builds by Content Management System.
The safe payment method that the safety payment system based on credible Quick Response Code that the embodiment of the present invention provides can provide for carrying out any embodiment of the present invention, possesses corresponding functional module, reaches same technique effect.
Note, above are only preferred embodiment of the present invention and institute's application technology principle.Skilled person in the art will appreciate that and the invention is not restricted to specific embodiment described here, can carry out for a person skilled in the art various obvious variations, readjust and substitute and can not depart from protection scope of the present invention.Therefore, although the present invention is described in further detail by above embodiment, the present invention is not limited only to above embodiment, in the situation that not departing from the present invention's design, can also comprise more other equivalent embodiment, and scope of the present invention is determined by appended claim scope.

Claims (10)

1. the safe payment method based on credible Quick Response Code, is characterized in that, comprising:
Quick Response Code publisher carries out digital signature computing to raw information, generate the first signing messages, described the first signing messages and described raw information are sent to Quick Response Code management platform as the first information, and wherein, described raw information comprises Item Information and payment information;
Described Quick Response Code management platform is verified the described first information, when the described first information passes through checking, payment information in the described first information is carried out to digital signature computing, generate the second signing messages, described the second signing messages and described raw information are encoded, generate credible Quick Response Code, described credible Quick Response Code is sent to described Quick Response Code publisher;
Described Quick Response Code publisher sends described credible Quick Response Code to Quick Response Code displaying side;
Described Quick Response Code displaying side verifies described credible Quick Response Code, when described credible Quick Response Code passes through checking, the raw information in described credible Quick Response Code is shown.
2. the safe payment method based on credible Quick Response Code according to claim 1, it is characterized in that, described method also comprises: described Quick Response Code publisher registers in described Quick Response Code management platform, and described Quick Response Code management platform is that the Quick Response Code publisher who succeeds in registration distributes login name and login password;
Described Quick Response Code publisher carries out digital signature computing to raw information, generates the first signing messages, and described the first signing messages and described raw information were also comprised before the first information is sent to Quick Response Code management platform:
Described Quick Response Code publisher, according to the described login name and the described login password that distribute, logins described Quick Response Code management platform.
3. the safe payment method based on credible Quick Response Code according to claim 2, it is characterized in that, described Quick Response Code management platform is also for the Quick Response Code publisher who succeeds in registration distributes the first public, private key pair, described the first public, private key centering comprises the first PKI and the first private key, wherein, in described Quick Response Code management platform, store described the first PKI;
Described Quick Response Code publisher carries out digital signature computing to raw information, generates the first signing messages and specifically comprises: Quick Response Code publisher is described raw information information generated summary according to predetermined algorithm; Quick Response Code publisher uses described the first private key to be encrypted computing to described informative abstract, generates the first encrypted result; Quick Response Code publisher is by described the first encrypted result and described informative abstract, as described the first signing messages;
Correspondingly, described Quick Response Code management platform is verified specifically and is comprised the described first information: Quick Response Code management platform is used described the first PKI to be decrypted computing to described the first encrypted result receiving; When the result of decrypt operation is consistent with the described informative abstract receiving, described Quick Response Code management platform is that the described raw information receiving generates comparison information summary according to predetermined algorithm; When described comparison information summary is consistent with the described informative abstract receiving, Quick Response Code management platform determines that the described first information is by checking.
4. the safe payment method based on credible Quick Response Code according to claim 1, it is characterized in that, in described Quick Response Code management platform, store the second public, private key pair, described the second public, private key centering comprises the second PKI and the second private key, wherein, in described Quick Response Code displaying side, store described the second PKI;
Described Quick Response Code management platform is carried out digital signature computing to the payment information in the described first information, generating the second signing messages specifically comprises: Quick Response Code management platform is used described the second private key to be encrypted the payment information in the described first information, generates the second signing messages;
Described Quick Response Code displaying side verifies specifically and comprises described credible Quick Response Code: decode to the described credible Quick Response Code receiving in Quick Response Code displaying side, obtains decoded the second signing messages and raw information; Quick Response Code displaying side is used described the second PKI to be decrypted described decoded the second signing messages; When decrypted result is consistent with decoded raw information, Quick Response Code displaying side determines that described credible Quick Response Code is by checking.
5. the safe payment method based on credible Quick Response Code according to claim 1, is characterized in that, described Quick Response Code management platform builds by Content Management System.
6. the safety payment system based on credible Quick Response Code, is characterized in that, comprising: Quick Response Code publisher, Quick Response Code management platform and Quick Response Code displaying side, wherein:
Described Quick Response Code publisher comprises:
The first signing messages generation unit, for raw information is carried out to digital signature computing, generates the first signing messages;
First information transmitting element, for described the first signing messages and described raw information are sent to Quick Response Code management platform as the first information, wherein, described raw information comprises Item Information and payment information;
Credible Quick Response Code receiving element, the credible Quick Response Code sending for receiving described Quick Response Code management platform;
Credible Quick Response Code release unit, for sending described credible Quick Response Code to Quick Response Code displaying side;
Described Quick Response Code management platform comprises:
First information authentication unit, for the described first information receiving is verified, when the described first information passes through checking, triggers the second signing messages generation unit;
The second signing messages generation unit, for the payment information of the described first information is carried out to digital signature computing, generates the second signing messages;
Credible Quick Response Code generation unit, for described the second signing messages and described raw information are encoded, generates credible Quick Response Code;
Credible Quick Response Code transmitting element, for being sent to described Quick Response Code publisher by described credible Quick Response Code;
Described Quick Response Code displaying side comprises:
Credible Quick Response Code authentication unit, for described credible Quick Response Code is verified, when described credible Quick Response Code passes through checking, triggers credible Quick Response Code display unit;
Quick Response Code display unit, shows for the raw information to described credible Quick Response Code.
7. the safety payment system based on credible Quick Response Code according to claim 6, it is characterized in that, described Quick Response Code management platform also comprises: registering unit, be used for the registration of described Quick Response Code publisher on self platform, for the Quick Response Code publisher who succeeds in registration distributes login name and login password;
Described Quick Response Code publisher also comprises: login unit, for according to the described login name and the described login password that distribute, login described Quick Response Code management platform, and after logining successfully, trigger described the first signing messages generation unit.
8. the safe payment method based on credible Quick Response Code according to claim 7, it is characterized in that, described registering unit is also used to the Quick Response Code publisher who succeeds in registration to distribute the first public, private key pair, described the first public, private key centering comprises the first PKI and the first private key, wherein, in described Quick Response Code management platform, store described the first PKI;
Described the first signing messages generation unit is described raw information information generated summary specifically for: Quick Response Code publisher according to predetermined algorithm; Quick Response Code publisher uses described the first private key to be encrypted computing to described informative abstract, generates the first encrypted result; Quick Response Code publisher is by described the first encrypted result and described informative abstract, as described the first signing messages;
Described first information authentication unit specifically for: Quick Response Code management platform is used described the first PKI to be decrypted computing to described the first encrypted result receiving; When the result of decrypt operation is consistent with the described informative abstract receiving, Quick Response Code management platform is that the described raw information receiving generates comparison information summary according to predetermined algorithm; When described comparison information summary is consistent with the described informative abstract receiving, Quick Response Code management platform determines that the described first information is by checking.
9. the safety payment system based on credible Quick Response Code according to claim 6, it is characterized in that, in described Quick Response Code management platform, store the second public, private key pair, described the second public, private key centering comprises the second PKI and the second private key, wherein, in described Quick Response Code displaying side, store described the second PKI;
Described the second signing messages generation unit specifically for: Quick Response Code management platform is used described the second private key to be encrypted the payment information in the described first information, generates the second signing messages;
Described credible Quick Response Code authentication unit specifically for: decoding to the described credible Quick Response Code receiving in Quick Response Code displaying side, obtains decoded the second signing messages and raw information; Quick Response Code displaying side is used described the second PKI to be decrypted described decoded the second signing messages; When decrypted result is consistent with decoded raw information, Quick Response Code displaying side determines that described credible Quick Response Code is by checking.
10. the safe payment method based on credible Quick Response Code according to claim 6, is characterized in that, described Quick Response Code management platform builds by Content Management System.
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