CN103607694A - Method using transaction record information recorded by smart card to provide mobile Internet services - Google Patents
Method using transaction record information recorded by smart card to provide mobile Internet services Download PDFInfo
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- CN103607694A CN103607694A CN201310490666.5A CN201310490666A CN103607694A CN 103607694 A CN103607694 A CN 103607694A CN 201310490666 A CN201310490666 A CN 201310490666A CN 103607694 A CN103607694 A CN 103607694A
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Abstract
The invention provides a method using transaction record information recorded by a smart card to provide mobile Internet services and relates to the smart card technology, financial field and mobile Internet services. When a user uses a non-contact type or contact type smart IC card to carry out consumption or recharge, the smart IC will record the date, amount and transaction terminal code of a current transaction. With the method adopted, the transaction date, the transaction amount and the transaction terminal code or a terminal number are utilized to provide the mobile Internet services. Besides, physical cards, public transportation cards and UnionPay flash cards, common smart IC cards further comprise security modules which are built in mobile phones and are used for recording user financial information and transaction records. The Internet services provided by the invention include, but not limited to, bus route query, route map display, merchant and commodity information query and display and the like. With the method of the invention adopted, the user can quickly obtain services related to smart card consumption, and user experience can be improved.
Description
Technical field
The present invention relates to smart card, communication technical field and mobile internet service field.While using the smart cards such as mass transit card, bank's contactless electronic cash card to consume or supplement with money as user, transaction record will be preserved transaction terminal number, trade date and dealing money.Transaction record information is used in this invention, comprises that transaction sequence number, trade date, dealing money and terminal number provide mobile internet service efficiently for user.
Background technology
Contact type intelligent card extensively adopts in public transport, banking system, current common contact type intelligent card, and as card is paid in the sudden strain of a muscle of mass transit card, China Unionpay's distribution, this class smart card supports electronic cash circle to deposit and the function such as offline transaction, is widely used in a large number.When holder uses smart card to take public transport Huo convenience store purchase commodity and service, smart card transaction terminal is except carrying out the increase of the Stored Value amount of money or reducing operation, also by recording the details of this transaction, as trade date, dealing money and transaction terminal code.
Another to this invent relevant background be increasing mobile terminal integrated NFC be near-field communication technology, mobile phone can be read compatible smart card information, comprises above-mentioned electronic cash remaining sum and transaction record etc.In addition, the NFC mobile phone of integrated security module, not only can also direct modeling become smart card as the read write line of smart card, directly at existing smart card transaction terminal, encloses and deposits or the operation such as consumption.
The specialized vocabulary the present invention relates to has:
The non-smart card that connects: i.e. contact type intelligent card, integrated antenna and application-specific integrated circuit in card, the electromagnetic field by coupling arrangement for reading obtains the energy and carries out work, and mass transit card is exactly the modal non-smart card that connects, and supports off-line consumption, and communication distance is below 10cm.
NFC mobile phone: the mobile phone of integrated NFC control chip, can with non-smart card or the NFC mobile phone interaction information of connecing of compatibility, this class mobile phone has smart card (or electronic tag) read write line function and point communications functionality; The NFC mobile phone with security module also can direct modeling become a non-smart card that connects.
Security module (SE): for depositing the application-specific integrated circuit of sensitive information, some storage area of this class IC cannot be read by external reader, or only has mandate to access.The form of expression of security module has the Special safety chip that is integrated in cell phone mainboard, also has the form encapsulating into SIM cards of mobile phones.
Consumption: refer in particular to non-the withhold operation that connect smart card cash account execution of the POS terminal card reader of trade company or public transport to user.
Circle is deposited: the process that cash or bank's main account cash amount is deposited in to the electronic cash account of financial smart card.
Summary of the invention
When user uses the smart card with cash function of value storage to enclose to deposit or consume, smart card will be recorded the details that this transaction occurs, comprise LSN, exchange hour, dealing money and transaction terminal code, the present invention provides mobile internet service easily by transaction record information to user.Common transaction terminal has the hand-held terminal of withholing of mass transit card, subway station to import and export POS machine of gate, automatic or semi-automatic top-up machines and trade company's use etc., each can be initiated consumption or circle to smart card and deposit the transaction terminal of operation and have a numbering, i.e. transaction terminal code.
By transaction record information, as transaction terminal code, can correspond to the actual scene of user's current consumption, if this code is the machine for punching the card of corresponding certain public transport train number, mobile phone will automatically show the line map of this public transport train number when reading this transaction terminal code so.Gate if this transaction terminal code is subway station, can correspond to concrete subway platform, and the information of this subway station gateway is fast provided to user.
The public transport service that further utilizes public smart card to provide, also have after user takes bus and swipes the card, can be according to train number corresponding to exchange hour, the transaction terminal code of finishing touch record and in conjunction with the positional information of user mobile phone, for the passenger that waits of next platform provides the function of bus arrival reminding quasi real time.
Accompanying drawing explanation
Fig. 1: NFC mobile phone is read " the smart card transaction record " that smart card obtains.
Fig. 2: phone network is inquired about transaction record information and the flow process of corresponding mobile internet service is provided.
Fig. 3: the NFC mobile phone of built-in security module (SE) provides the flow process of mobile internet service.
Fig. 4: the mobile internet service cell-phone user interface example providing based on transaction record.
Embodiment
The present invention is common following two kinds of execution modes:
Mode one:
User use non-connect smart card consumption or circle and deposit after, by the non-close smart mobile phone that possesses NFC function of smart card that connects, mobile phone reads the non-transaction record information that connects smart card, according to the exchange hour in transaction record, the consumption amount of money and transaction terminal code, in this locality or on-line equiries transaction terminal code and consumption scene information corresponding to exchange hour, at user mobile phone end, present corresponding service content after inquiring consumption scene information.
Mode two:
As NFC mobile phone has security module, and be successfully modeled to a mass transit card after downloading individual accounting data, at this moment when user is directly after consumption terminal " brush " mobile phone in subway gate or convenience store, mobile phone application, by the transaction record information of automatic acquisition security module, further provides relevant mobile internet service to user according to transaction record information.
Claims (6)
1. a method of using transaction record information that smart card is recorded that mobile internet service is provided, while it is characterized in that using as user the contact type intelligent cards such as mass transit card or the sudden strain of a muscle Fu Ka of Unionpay to conclude the business, smart card will record time, the amount of money, transaction terminal code and the record number of this transaction generation, according to one or more transaction record information wherein, can transaction scene corresponding to on-line equiries, and to user, provide according to transaction scene the mobile internet service being associated with the scene of concluding the business.
2. the transaction record information that use smart card according to claim 1 is recorded provides the method for mobile internet service, it is characterized in that using a kind of information in transaction record information, as use transaction terminal code, the subway that on-line equiries terminal code is corresponding, public transport train number and name of firm etc., and further on user mobile phone screen, present the method for mobile Internet application service, as present electronic chart or merchant information etc.
3. the transaction record information that use smart card according to claim 1 is recorded provides the method for mobile internet service, it is characterized in that the transaction record information of utilizing comprises that the multinomial information combination in LSN, exchange hour, dealing money and transaction terminal code provides the method for mobile internet service to user.
4. as with exchange hour, transaction terminal code and judge in conjunction with the current phone time whether user just swipes the card and get on the bus.
5. the transaction record information that use smart card according to claim 1 is recorded provides the method for mobile internet service, it is characterized in that the transaction record information of utilizing comprises the one or more information combination in LSN, exchange hour, dealing money and transaction terminal code, and in conjunction with mobile phone current location information (location based on mobile network or the accurate location based on GPS), sensor information (comprising magnetometric sensor, acceleration transducer of embedded in mobile phone etc.), to user, provide the method for mobile internet service.
6. the transaction record information that use smart card according to claim 1 is recorded provides the method for mobile internet service, the carrier that its transaction record information is preserved comprises the common contact type intelligent cards that have electronic cash account and support offline transaction such as the sudden strain of a muscle Fu Ka of non-contact transit Ka, Unionpay, also comprises that user uses NFC mobile phone and the security module thereof with card analog functuion.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310490666.5A CN103607694A (en) | 2013-10-19 | 2013-10-19 | Method using transaction record information recorded by smart card to provide mobile Internet services |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310490666.5A CN103607694A (en) | 2013-10-19 | 2013-10-19 | Method using transaction record information recorded by smart card to provide mobile Internet services |
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| Publication Number | Publication Date |
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| CN103607694A true CN103607694A (en) | 2014-02-26 |
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| CN201310490666.5A Pending CN103607694A (en) | 2013-10-19 | 2013-10-19 | Method using transaction record information recorded by smart card to provide mobile Internet services |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104967722A (en) * | 2015-04-27 | 2015-10-07 | 小米科技有限责任公司 | Method of displaying use recording, device of displaying use recording and system of displaying use recording |
| CN105096485A (en) * | 2015-06-30 | 2015-11-25 | 小米科技有限责任公司 | Method for collecting riding and querying information, traffic scheduling method and device |
| CN105825381A (en) * | 2016-03-23 | 2016-08-03 | 北京小米移动软件有限公司 | Information storage method and device |
| CN106845914A (en) * | 2015-12-07 | 2017-06-13 | 北京奇虎科技有限公司 | Mass transit card is swiped the card reminding method and mobile terminal |
| CN108038961A (en) * | 2015-09-01 | 2018-05-15 | 陈国栋 | Long-range electricity-selling system based on all-purpose card |
| CN110121152A (en) * | 2018-02-07 | 2019-08-13 | 北京三快在线科技有限公司 | Target user's positional information managing method, device, system and electronic equipment |
-
2013
- 2013-10-19 CN CN201310490666.5A patent/CN103607694A/en active Pending
Cited By (14)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2017528841A (en) * | 2015-04-27 | 2017-09-28 | シャオミ・インコーポレイテッド | Method, apparatus and system for displaying usage history |
| CN104967722A (en) * | 2015-04-27 | 2015-10-07 | 小米科技有限责任公司 | Method of displaying use recording, device of displaying use recording and system of displaying use recording |
| WO2016173242A1 (en) * | 2015-04-27 | 2016-11-03 | 小米科技有限责任公司 | Method, apparatus and system for displaying usage record |
| US9507868B2 (en) | 2015-04-27 | 2016-11-29 | Xiaomi Inc. | Method, apparatus, and system for displaying usage records |
| RU2620277C1 (en) * | 2015-04-27 | 2017-05-24 | Сяоми Инк. | Method, device and usage records display system |
| CN105096485A (en) * | 2015-06-30 | 2015-11-25 | 小米科技有限责任公司 | Method for collecting riding and querying information, traffic scheduling method and device |
| CN108091039A (en) * | 2015-09-01 | 2018-05-29 | 陈国栋 | The higher long-range electricity-selling system based on all-purpose card of safety and reliability |
| CN108038961A (en) * | 2015-09-01 | 2018-05-15 | 陈国栋 | Long-range electricity-selling system based on all-purpose card |
| CN108038961B (en) * | 2015-09-01 | 2021-07-27 | 陈国栋 | Remote electricity selling system based on all-purpose card |
| CN106845914A (en) * | 2015-12-07 | 2017-06-13 | 北京奇虎科技有限公司 | Mass transit card is swiped the card reminding method and mobile terminal |
| CN105825381A (en) * | 2016-03-23 | 2016-08-03 | 北京小米移动软件有限公司 | Information storage method and device |
| CN105825381B (en) * | 2016-03-23 | 2019-12-06 | 北京小米移动软件有限公司 | Information storage method and device |
| CN110121152A (en) * | 2018-02-07 | 2019-08-13 | 北京三快在线科技有限公司 | Target user's positional information managing method, device, system and electronic equipment |
| CN110121152B (en) * | 2018-02-07 | 2020-06-12 | 北京三快在线科技有限公司 | Target user position information management method, device and system and electronic equipment |
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| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20140226 |
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| WD01 | Invention patent application deemed withdrawn after publication |