CN103577867B - A kind of financial IC visible card carrying bluetooth equipment - Google Patents
A kind of financial IC visible card carrying bluetooth equipment Download PDFInfo
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- CN103577867B CN103577867B CN201310563772.1A CN201310563772A CN103577867B CN 103577867 B CN103577867 B CN 103577867B CN 201310563772 A CN201310563772 A CN 201310563772A CN 103577867 B CN103577867 B CN 103577867B
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Abstract
The invention discloses a kind of financial IC visible card carrying bluetooth equipment, described financial IC visible card includes financial IC visible card main equipment and bluetooth equipment, financial IC visible card main equipment is by main equipment communication interface, run IC card chip and the financial application processor composition of chip operating system COS, main equipment communication interface includes and the first communication interface of outside reading equipment two-way communication, the second communication interface with bluetooth equipment two-way communication, bluetooth equipment is by finance IC interface, bluetooth controller and bluetooth transceiver composition, finance IC interface is connected with described second communication interface, bluetooth transceiver is connected with outside bluetooth devices with outside bluetooth devices two-way communication.The financial IC visible card of the present invention, is realized and the radio communication of outside bluetooth devices by built-in bluetooth equipment, and giant-screen and the multiple button of having used outside bluetooth devices realize the script all functions on IC-card, and the use for user brings facility.
Description
Technical field
The present invention relates to financial IC card field, particularly relating to a kind of financial IC carrying bluetooth equipment can
Depending on card.
Background technology
Financial IC card is also called chip bank card, is the bank card using chip as medium, and chip card holds
Amount is big, can store the information such as key, digital certificate, fingerprint, and its operation principle is similar to microcomputer
Calculation machine, it is possible to simultaneously process several functions, provides the facility of one card for multiple uses, financial IC card for holder
Issued by business bank, credit office or payment mechanism, use integrated circuit technique, it then follows finance
Professional standard, has consumer credit, the transfer and settlement of accounts, all or part of financial function of cash-access, is
There is other commerce services and the financial instrument of social management function.
Currently, financial IC card has been used widely, and domestic and international each big bank all falls over each other to release gold
Melting IC-card, magnetic stripe card in early days quickly will move out financial market.Due to financial IC card built-in intelligence collection
Becoming chip, can realize a lot of derivation function, financial IC visible card arises at the historic moment.IC is visual for finance
Card refers to that financial IC card loads electronic paper technology or other Display Techniques, the electronic cash in visible card
The non-sensitive information such as remaining sum, transaction details, credit card issuer self-defining data, and combine dynamic password,
The functions such as second-generation U-key, the financial IC card value-added product of display transaction authentication data.
Financial IC visible card is powerful, can realize checking electronic cash balances, transaction details, sending out
Card row self-defining datas etc., can act also as dynamic password, second-generation U-key etc. and use.But prior art
In, due to the size of card own and the restriction of thickness, necessarily cause showing that content is few, display interface not
The problems such as friendly, button operation is inconvenient, seriously limit as intellective IC card various just
The performance of prompt function.Accordingly, it would be desirable to a kind of financial IC visible card, light little portable at card
While function, widen its display interface and operation button scale, thus user-friendly.
Summary of the invention
It is limited by the restriction of the size of card own for existing financial IC visible card and user cannot be easy to
Viewing and the problem of operation, the invention provides a kind of financial IC visible card carrying bluetooth equipment, logical
Cross the radio communication function of bluetooth equipment, financial IC visible card is wirelessly connected to us used in everyday
In electronic equipment, such as mobile phone, computer, personal digital assistant PDA etc. such that it is able to set by these
Standby big screen display screen or many buttons etc. operate the device of IC-card easily, it is achieved originally at finance IC
Each generic operation on visible card.
To achieve these goals, the invention provides a kind of financial IC carrying bluetooth equipment visual
Card, described financial IC visible card includes financial IC visible card main equipment and bluetooth equipment, described finance
IC visible card main equipment is by main equipment communication interface, the IC-card core of operation chip operating system COS
Sheet, financial application processor form, and described main equipment communication interface includes two-way with outside reading equipment
First communication interface of communication and the second communication interface of bluetooth equipment two-way communication;Described bluetooth sets
For being arranged on described financial IC visible card main equipment, by finance IC interface, bluetooth controller and indigo plant
Tooth transceiver forms, and described finance IC interface is connected with described second communication interface, and described bluetooth is received
Send out device be connected with outside bluetooth devices with described outside bluetooth devices two-way communication;Wherein, outside described
Portion's bluetooth devices includes display screen, shows the finance data relevant to financial IC visible card, described outside
Portion's bluetooth devices also includes inputting button, it is achieved the user operation to financial IC visible card.
Alternatively, described first communication interface is contact interface or non-contact interface, described contact
Formula interface uses GB/T16649 specification, and described non-contact interface uses JR/T0025.8 specification,
Described second communication interface is to use the contact interface of GB/T16649 specification, JR/T0025.8 rule
The non-contact interface of model or the serial line interface of wired connection;Described IC card chip has actively mould
Formula, two kinds of mode of operations of Passive Mode;At described outside reading equipment, described IC card chip is powered on
Rear startup aggressive mode, the finance data relevant to financial IC visible card is pushed by described IC card chip
To described bluetooth equipment, the finance relevant to financial IC visible card that described bluetooth equipment will receive
Data are forwarded to described outside bluetooth devices;At user's input button by described outside bluetooth devices
Input controls data and by described bluetooth equipment, described control data is transmitted to described IC card chip
The passive module of rear startup, described IC card chip will set from described outside reading according to described control data
The standby finance data relevant to financial IC visible card read is sent to by described bluetooth equipment
Described outside bluetooth devices;Described bluetooth equipment also includes memory, and storage is described can with finance IC
Depending on the finance data that card is relevant, and receiving user by described outside by described bluetooth transceiver
After the control data of the input key-press input of bluetooth devices, by described relevant to financial IC visible card
Finance data is sent to described outside bluetooth devices by described bluetooth transceiver.
Alternatively, described financial IC visible card main equipment also includes power supply unit, at described IC-card core
Under the Passive Mode of sheet, described bluetooth equipment is powered.
Alternatively, under the aggressive mode of described IC card chip, described bluetooth equipment is by described outside
Reading equipment is powered.
Alternatively, the described finance data relevant to financial IC visible card is electronic cash balances, transaction
Detail, credit card issuer self-defining data, dynamic password or U-shield password, described outside reading equipment is POS
Machine or ATM, described outside bluetooth devices is mobile phone, personal digital assistant PDA or notebook.
Due to the fact that and have employed technique scheme, thus have the advantage that carrying of the present invention
The financial IC visible card of bluetooth equipment, has transformed the structure of financial IC visible card in prior art so that
Financial IC visible card is integrated with the radio communication function of bluetooth such that it is able to use the conventional bluetooth of outside
Equipment carries out display and the operation of finance data, without other wireline cable, additionally by indigo plant
Tooth communication, also eliminates the worry of U-shield wired connection computer, solve especially U-shield can not mobile phone,
The obstacle used on the equipment of PDA.
Accompanying drawing explanation
Fig. 1 is the structural representation of a kind of financial IC visible card carrying bluetooth equipment of the present invention;
Fig. 2 is the components and parts connection figure of a kind of financial IC visible card carrying bluetooth equipment of the present invention.
Detailed description of the invention
Below in conjunction with the accompanying drawings the detailed description of the invention of the present invention is described in detail.
First, refer to Fig. 1, Fig. 1 is that a kind of financial IC carrying bluetooth equipment of the present invention is visual
The structural representation of card, described financial IC visible card includes financial IC visible card main equipment 1 and bluetooth
Equipment 2, financial IC visible card main equipment 1 carries out two-way communication, bluetooth with outside reading equipment 4
Equipment 2 carries out two-way communication with outside bluetooth devices 3, and financial IC visible card main equipment 1 includes main
Device communication interface 11, IC card chip 12, financial application processor 13, IC card chip 12 is respectively
Being connected with main equipment communication interface 11, financial application processor 13, main equipment communication interface includes
One communication interface, the second communication interface, IC card chip 12 is run chip operating system COS, blue
Tooth equipment 2 includes finance IC interface 21, bluetooth controller 22, bluetooth transceiver 23, and first leads to
Letter interface is connected the two-way communication carrying out data with outside reading equipment 4, and the second communication interface is with outer
Portion's bluetooth devices 3 connects the two-way charging carrying out blue-teeth data, and outside reading equipment 4 can be
POS or ATM, outside bluetooth devices 3 can be mobile phone, personal digital assistant PDA or
Notebook.Wherein, bluetooth equipment 2 is arranged on described financial IC visible card main equipment 1, outside
Bluetooth devices 3 includes display screen, shows the finance data relevant to financial IC visible card, outside blue
Tooth device 3 also includes inputting button, it is achieved the user operation to financial IC visible card.Wherein,
One communication interface is contact interface or non-contact interface, and contact interface uses GB/T16649
Specification, non-contact interface uses JR/T0025.8 specification, and the second communication interface is for using GB/T
The contact interface of 16649 specifications, the non-contact interface of JR/T0025.8 specification or wired connection
Serial line interface;IC card chip 12 has aggressive mode, two kinds of mode of operations of Passive Mode;Institute
State after described IC card chip 12 is powered on by outside reading equipment 4 and start aggressive mode, described IC-card
The finance data relevant to financial IC visible card is pushed to described bluetooth equipment 2 by chip 12, described
The finance data relevant to financial IC visible card received is forwarded to described outside by bluetooth equipment 2
Bluetooth devices 3;Data are controlled also by the input key-press input of described outside bluetooth devices 3 user
It is passive to start after described control data are transmitted to described IC card chip 12 by described bluetooth equipment 2
Module, described IC card chip 12 will read from described outside reading equipment 4 according to described control data
To the finance data relevant to financial IC visible card be sent to described by described bluetooth equipment 2
Outside bluetooth devices 3;Described bluetooth equipment 2 also includes memory, and storage is described can with finance IC
Depending on the finance data that card is relevant, and receiving user by described by described bluetooth transceiver 23
After the control data of the input key-press input of outside bluetooth devices 3, by described and financial IC visible card
Relevant finance data is sent to described outside bluetooth devices 3 by described bluetooth transceiver 23.Its
In, described financial IC visible card main equipment 1 also includes power supply unit, in described IC card chip 12
Passive Mode under described bluetooth equipment 2 is powered;Under the aggressive mode of described IC card chip 12,
Described bluetooth equipment 2 is powered by described outside reading equipment 4;Described relevant to financial IC visible card
Finance data be electronic cash balances, transaction details, credit card issuer self-defining data, dynamic password or
U-shield password.
It addition, chip operating system COS(Chip Operation System) it is the core of financial IC card
The heart, it operates in IC card chip, is a tightest smaller system.This is
The every act and every move managing financial IC card under the overall leadership, all orders that outer bound pair financial IC card is issued are required for
IC card chip could be worked by operating system.The major function of chip operating system COS is
Control the memory in financial IC card and the exchange of extraneous information, management financial IC card and at finance IC
The internal process completing various order of card.
It addition, bluetooth is the radio skill of a kind of holding equipment short haul connection (in general 10m)
Art.Can include that mobile phone, PDA, wireless headset, notebook computer, related peripherals etc. are numerous
Wireless messages exchange is carried out between equipment." bluetooth " technology of utilization, it is possible to effectively simplify mobile logical
Communication between letter terminal device, it is also possible to successfully simplify between equipment and internet Internet
Communication, thus data transmission becomes more rapidly efficiently, for radio communication widening road.Bluetooth uses
Distributed network structure and fast frequency hopping and short packet technology, support point-to-point and point-to-multipoint delivery, work
Making the 2.4GHz frequency range at global general-use, its data rate is 1Mbps, uses time division duplex transmission
Scheme realizes full duplex transmission.
Then, refer to Fig. 2, Fig. 2 is that a kind of financial IC carrying bluetooth equipment of the present invention is visual
The components and parts of card connect figure, are a kind of concrete electronic devices and components in Fig. 1 within financial IC visible card
Embodiment.Wherein financial IC visible card main equipment 1 and bluetooth equipment 2 are integrated into finance respectively
IC chip and Bluetooth chip, described finance IC chip is connect with contact by GB/T16649 specification
Mouth reads data 4 two-way communication with outside, and described finance IC chip also can be advised by JR/T0025.8
Model reads data 4 two-way communication with non-contact interface with outside, and described Bluetooth chip passes through GB/T
16649 specifications or other interface specifications use with finance IC chip two-way communication, described Bluetooth chip
The non-contact interface of JR/T0025.8 specification or use serial line interface and the finance IC core of wired connection
Sheet two-way communication, described Bluetooth chip is by Bluetooth antenna and outside bluetooth devices 3 two-way communication, gold
Melt and inside IC visible card, also include that battery is to power to Bluetooth chip.
One skilled in the art would recognize that above-mentioned detailed description of the invention is exemplary, be
In order to enable those skilled in the art to be better understood from this patent content, should not be understood as this special
Profit protection domain restriction, as long as according to disclosed in this patent spirit made any equivalent change or
Modify, each fall within this patent protection domain.
Claims (4)
1. the financial IC visible card carrying bluetooth equipment, it is characterised in that described finance IC
Visible card includes:
Financial IC visible card main equipment, by main equipment communication interface, runs chip operating system COS
IC card chip, financial application processor composition, described main equipment communication interface includes reading with outside
First communication interface of taking equipment two-way communication and the second communication interface of bluetooth equipment two-way communication;
Bluetooth equipment, is arranged on described financial IC visible card main equipment, by finance IC interface,
Bluetooth controller and bluetooth transceiver composition, described finance IC interface is with described second communication interface even
Connect, described bluetooth transceiver is connected with outside bluetooth devices with described outside bluetooth devices two-way
Letter;
Described first communication interface is contact interface or non-contact interface, described contact interface
Using GB/T 16649 specification, described non-contact interface uses JR/T 0025.8 specification, described
Second communication interface is to use the contact interface of GB/T 16649 specification, JR/T 0025.8 specification
Non-contact interface or the serial line interface of wired connection;
Described bluetooth equipment also includes memory, stores the financial number relevant to financial IC visible card
According to, and receiving user's input by described outside bluetooth devices by described bluetooth transceiver
After the control data of key-press input, the described finance data relevant to financial IC visible card is passed through institute
State bluetooth transceiver and be sent to described outside bluetooth devices;
Described IC card chip has aggressive mode, two kinds of mode of operations of Passive Mode;
Aggressive mode is started after described IC card chip is powered on by described outside reading equipment, described
The finance data relevant to financial IC visible card is pushed to described bluetooth equipment, institute by IC card chip
State bluetooth equipment the finance data relevant to financial IC visible card received is forwarded to described outside
Portion's bluetooth devices;
Data are controlled and by described control by the input key-press input of described outside bluetooth devices user
Data processed start passive module after being transmitted to described IC card chip by described bluetooth equipment, described
That reading equipment outside described is read by IC card chip according to described control data and financial IC
The finance data that visible card is relevant is sent to described outside bluetooth devices by described bluetooth equipment;
Wherein, described outside bluetooth devices includes display screen, shows relevant to financial IC visible card
Finance data, described outside bluetooth devices also includes inputting button, it is achieved to financial IC visible card
User operation.
Financial IC visible card the most according to claim 1, it is characterised in that:
Described financial IC visible card main equipment also includes power supply unit, at the quilt of described IC card chip
Under dynamic model formula, described bluetooth equipment is powered.
Financial IC visible card the most according to claim 1, it is characterised in that:
Under the aggressive mode of described IC card chip, described bluetooth equipment is by described outside reading equipment
Power supply.
4. according to the arbitrary described financial IC visible card of claim 1-3, it is characterised in that:
The described finance data relevant to financial IC visible card be electronic cash balances, transaction details,
Credit card issuer self-defining data, dynamic password or U-shield password, described outside reading equipment is POS
Or ATM, described outside bluetooth devices is mobile phone, personal digital assistant PDA or notebook.
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CN201310563772.1A CN103577867B (en) | 2013-11-13 | 2013-11-13 | A kind of financial IC visible card carrying bluetooth equipment |
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CN201310563772.1A CN103577867B (en) | 2013-11-13 | 2013-11-13 | A kind of financial IC visible card carrying bluetooth equipment |
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CN103577867B true CN103577867B (en) | 2016-09-07 |
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KR101598371B1 (en) * | 2014-07-14 | 2016-02-29 | 브릴리언츠 주식회사 | Smart multi card |
CN105809230A (en) * | 2014-12-31 | 2016-07-27 | 北京华大智宝电子系统有限公司 | Bluetooth intelligent card |
CN104899633A (en) * | 2015-06-17 | 2015-09-09 | 杭州晟元芯片技术有限公司 | Card type KEY device |
CN106485310B (en) * | 2016-09-08 | 2019-03-15 | 飞天诚信科技股份有限公司 | A kind of method and bluetooth visible card using bluetooth visible card push merchandise news |
CN106529925A (en) * | 2016-10-27 | 2017-03-22 | 飞天诚信科技股份有限公司 | Bluetooth visual card and method of realizing electronic cash transactions |
CN106603239B (en) * | 2016-11-11 | 2018-06-26 | 飞天诚信科技股份有限公司 | A kind of main account inquiry into balance method and bluetooth visible card based on bluetooth visible card |
CN106845995B (en) * | 2017-01-19 | 2018-05-04 | 飞天诚信科技股份有限公司 | A kind of Bluetooth intelligent card and its method for controlling transaction risk |
CN108306929B (en) * | 2017-12-22 | 2021-06-25 | 国网河北省电力有限公司阜城县供电分公司 | Smart electric card, electric power information pushing method and system |
CN113222586A (en) * | 2021-04-28 | 2021-08-06 | 武汉天喻信息产业股份有限公司 | Active visual card supporting active and passive payment receiving and paying functions |
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