CN103473702A - Electronic processing system for check income bill credit receipt - Google Patents
Electronic processing system for check income bill credit receipt Download PDFInfo
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- CN103473702A CN103473702A CN2013103731894A CN201310373189A CN103473702A CN 103473702 A CN103473702 A CN 103473702A CN 2013103731894 A CN2013103731894 A CN 2013103731894A CN 201310373189 A CN201310373189 A CN 201310373189A CN 103473702 A CN103473702 A CN 103473702A
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Abstract
The invention provides an electronic processing system for a check income bill credit receipt. The electronic processing system comprises an electronic credit receipt self-generating terminal and an electronic processing platform, wherein the mutual data transmission between the electronic processing platform and the electronic credit receipt self-generating terminal is carried out through a bank private network. The electronic processing system has the following beneficial effects that through arranging the electronic credit receipt self-generating terminal, a paper check income bill credit receipt held by a customer can be changed into an electronic credit receipt capable of being processed by a computer system, and the electronic credit receipt is further processed by the electronic processing platform; due to the processing process, the error ratio of bill handwriting is lowered, the wear and tear of paper bills are lowered, the subsequent automated processing is facilitated, the difficulty and risk of trading are lowered, and the whole bill processing efficiency is increased.
Description
Technical field
The present invention relates to the check trading technical field, refer to especially a kind of check pay-in slip credit side voucher electronic disposal system.
Background technology
Adopting check to carry out settlement of transactions is one of main clearing form in economic interaction between enterprises and institutions, and check is one of most popular cashless payment instrument.At present common check trading process is as follows: at first need to be by bearer's hand filling relevant information on paper checks pay-in slip credit side voucher; Then submit to bearer's bank of deposit by cabinet face or Possum; Then add a cover after banking personnel manual examination and verification are errorless and check and book keeping operation personnel name chapter; Finally carry out the retention of check pay-in slip credit side voucher, concrete implementation is as follows:
If the behavior of the opening an account beneficiary of check that the bearer holds, retained check pay-in slip credit side voucher by this bank of deposit; As crossed the behavior of the opening an account paying party of check that the bearer holds, by this bank of deposit, check pay-in slip credit side voucher is proposed to get final product to beneficiary place bank.
In said process, mainly there are the following problems and shortcoming: handwritten content identification difficulty is large, and hand-written process is easily made mistakes and caused voucher to cancel, and there be difficulty and the risk of preserving and transmitting in the papery voucher, the voucher transmission not in time, name chapter managing risk in kind etc.Therefore, check pay-in slip credit side voucher can be carried out to electronic terminal in the urgent need to a kind of.
Summary of the invention
The present invention proposes a kind of check pay-in slip credit side voucher electronic disposal system, has solved the problem that in the prior art, in papery certificate transactions process, difficulty is large, risk is high.
Technical scheme of the present invention is achieved in that
A kind of check pay-in slip credit side voucher electronic disposal system, comprise: the self-service generation terminal of electronics credit side voucher and electronic disposal platform, described electronic disposal platform is by mutual data transmission between bank's dedicated network and the self-service generation terminal of described electronics credit side voucher.
The self-service generation terminal of described electronics credit side voucher comprises: human-computer interaction module, central processing unit and check processing module, the two-way connection between described human-computer interaction module and described central processing unit; The output terminal of described check processing module is connected with the input end of described central processing unit.
Described human-computer interaction module comprises keyboard, display screen, touch-screen and card reader, and described keyboard is connected with the input end of described central processing unit; Described display screen is connected with the output terminal of described central processing unit; Described touch-screen is connected with the input end of described central processing unit; Described card reader is connected with the input end of described central processing unit; Described check processing module comprises the bill scanner, and the output terminal of described bill scanner is connected with the input end of described central processing unit.
Described electronic disposal platform comprises service management module, business service module, database, Service Processing Module and electronic document module, between described service management module and described business service module, between described service management module and described Service Processing Module, be two-way communication; Between described service management module and described database, between described Service Processing Module and described database, between described database and described Service Processing Module, between described electronic document module and described Service Processing Module, be one-way communication.
Described business service module is processed two-way the connection by business interface module, bank's dedicated network with described central authorities successively.
Wherein, described card reader, for the collection of client's card information; Described display screen, for handling the demonstration of procedural information; Described touch-screen, for the input of customer instruction and the collection of hand-written information; Described keyboard, for the input of client password.
Described electronic disposal platform is for typing, the data storage that system-based platform building information is provided, the processing of check pay-in slip electronics credit side voucher, the management and using of E-seal, monitoring of tools, manage with the interface of external system and the query statistic of system data; The self-service generation terminal of described electronics credit side voucher is for collecting check, realization and client's information interaction, generation check pay-in slip electronics credit side's voucher and to collection and the identification of check key message.
The above-mentioned collection to the check key message and identification comprise to the check image collection, to a bill truth identification, to identification and the collection of face of the value key element.
Described service management module, for the management to whole system essential information, system parameter setting and the self-service generation terminal of electronics credit side voucher, and add up real-time monitoring and the service handling of the self-service generation terminal running state of electronics credit side voucher.
Described business service module, for realizing the data interaction between the self-service generation terminal of electronics credit side voucher and electronic disposal platform.
Described Service Processing Module, for being processed check pay-in slip electronics credit side voucher; Described electronic document module, manage for the validity to E-seal and rights of using; Described database, for store various kinds of data information.
Beneficial effect of the present invention is:
By the self-service generation terminal of electronics credit side voucher is set, the paper checks pay-in slip credit side voucher that the client can be held changes the manageable electronics credit side of computer system voucher into, and further by the electronic disposal platform, electronics credit side voucher is processed.This processing procedure has reduced the error rate of hand-written bill, reduces the loss of paper-bill, and the robotization of being convenient to the later stage is processed, and reduces transaction difficulty and risk, has improved the integral ticket treatment effeciency.
The accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, below will the accompanying drawing of required use in embodiment or description of the Prior Art be briefly described, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain according to these accompanying drawings other accompanying drawing.
Fig. 1 is whole theory diagram of the present invention;
The Integral connection structure schematic diagram that Fig. 2 is the self-service generation terminal of electronics credit side voucher of the present invention;
The whole theory diagram that Fig. 3 is electronic disposal platform of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is clearly and completely described, obviously, described embodiment is only the present invention's part embodiment, rather than whole embodiment.Embodiment based in the present invention, those of ordinary skills, not making under the creative work prerequisite the every other embodiment obtained, belong to the scope of protection of the invention.
Embodiment as shown in Figure 1-Figure 3 is known, a kind of check pay-in slip credit side voucher electronic disposal system of the present invention, comprise: the self-service generation terminal of electronics credit side voucher and electronic disposal platform, described electronic disposal platform is by mutual data transmission between bank's dedicated network and the self-service generation terminal of described electronics credit side voucher.
The self-service generation terminal of described electronics credit side voucher comprises: human-computer interaction module, central processing unit and check processing module, the two-way connection between described human-computer interaction module and described central processing unit; The output terminal of described check processing module is connected with the input end of described central processing unit.
Described human-computer interaction module comprises keyboard, display screen, touch-screen and card reader, and described keyboard is connected with the input end of described central processing unit; Described display screen is connected with the output terminal of described central processing unit; Described touch-screen is connected with the input end of described central processing unit; Described card reader is connected with the input end of described central processing unit; Described check processing module comprises the bill scanner, and the output terminal of described bill scanner is connected with the input end of described central processing unit.
Described electronic disposal platform comprises service management module, business service module, database, Service Processing Module and electronic document module, between described service management module and described business service module, between described service management module and described Service Processing Module, be two-way communication; Between described service management module and described database, between described Service Processing Module and described database, between described database and described Service Processing Module, between described electronic document module and described Service Processing Module, be one-way communication.
Described business service module is processed two-way the connection by business interface module, bank's dedicated network with described central authorities successively.
Principle of work and the course of work are as follows:
At first, client's (being the bearer) is by the information of display screen, input relevant instruction and password by keyboard and touch-screen, and according to further prompting, take ticket certificate is put into to the collection that the bill scanner carries out bill image information, comprise check drawer's full name, check drawer's account, the check drawer bank of deposit, payee's full name, denomination, bill kind, bill number etc., for the information do not collected, the client can carry out handwriting input by touch-screen according to the prompting of display screen; Central processing unit is collected above-mentioned information, and the complete electronics credit side voucher of generating content, then passes to display screen and is shown; The client is examined electronics credit side voucher by the demonstration of display screen, examines after errorless and is confirmed by touch-screen or keyboard, otherwise modify.
The information that can automatically collect by human-computer interaction module when taking ticket artificial beneficiary in addition, comprises payee account and the bank of deposit; For the ticket information do not collected, can point out the bearer handwriting input by interactive module.
Afterwards, the self-service generation terminal of electronics credit side voucher is by the check pay-in slip electronics credit side voucher after the client confirms, by front-end interface, bank's dedicated network and the business interface module of central processing unit, pass to the business service module in the electronic disposal platform successively.
Afterwards, the business service module deposits check pay-in slip electronics credit side voucher in database, and the informing business administration module manages; The service management module positions and status indicator check pay-in slip electronics credit side voucher, for need to be by the check pay-in slip electronics credit side voucher of receiving the capable gathering of ticket, service management module informing business processing module is processed, for need to be by the check pay-in slip electronics credit side voucher of receiving the capable payment of ticket, service management module informing business service module be passed to through business interface module and bank's dedicated network the electronic disposal platform that gathering is capable by check pay-in slip electronics credit side voucher.
Banking personnel by Service Processing Module to check pay-in slip electronics credit side voucher pending in the database operation of being checked and keep accounts; After checking errorless and book keeping operation end, call electronic document module by the business personnel and add a cover electronics name chapter on check pay-in slip electronics credit side voucher; After the EO of banking personnel to check pay-in slip electronics credit side voucher, Service Processing Module can feed back to process information the service management module; Service management module afterwards re-starts location and status indicator to the check pay-in slip electronics credit side voucher of handling well in database, and so far single check pay-in slip electronics credit side voucher processing finishes.
The present invention is by arranging the self-service generation terminal of electronics credit side voucher, the paper checks pay-in slip credit side voucher that the client can be held changes the manageable electronics credit side of computer system voucher into, and further by the electronic disposal platform, electronics credit side voucher is processed.This processing procedure has reduced the error rate of hand-written bill, reduces the loss of paper-bill, and the robotization of being convenient to the later stage is processed, and reduces transaction difficulty and risk, has improved the integral ticket treatment effeciency.
The foregoing is only preferred embodiment of the present invention, in order to limit the present invention, within the spirit and principles in the present invention not all, any modification of doing, be equal to replacement, improvement etc., within all should being included in protection scope of the present invention.
Claims (5)
1. a check pay-in slip credit side voucher electronic disposal system, it is characterized in that, comprise: the self-service generation terminal of electronics credit side voucher and electronic disposal platform, described electronic disposal platform is by mutual data transmission between bank's dedicated network and the self-service generation terminal of described electronics credit side voucher.
2. a kind of check pay-in slip credit side voucher electronic disposal system according to claim 1, it is characterized in that, the self-service generation terminal of described electronics credit side voucher comprises: human-computer interaction module, central processing unit and check processing module, the two-way connection between described human-computer interaction module and described central processing unit; The output terminal of described check processing module is connected with the input end of described central processing unit.
3. a kind of check pay-in slip credit side voucher electronic disposal system according to claim 2, is characterized in that, described human-computer interaction module comprises keyboard, display screen, touch-screen and card reader, and described keyboard is connected with the input end of described central processing unit; Described display screen is connected with the output terminal of described central processing unit; Described touch-screen is connected with the input end of described central processing unit; Described card reader is connected with the input end of described central processing unit; Described check processing module comprises the bill scanner, and the output terminal of described bill scanner is connected with the input end of described central processing unit.
4. according to the described a kind of check pay-in slip credit side voucher electronic disposal system of claim 1-3 any one, it is characterized in that, described electronic disposal platform comprises service management module, business service module, database, Service Processing Module and electronic document module, between described service management module and described business service module, between described service management module and described Service Processing Module, be two-way communication; Between described service management module and described database, between described Service Processing Module and described database, between described database and described Service Processing Module, between described electronic document module and described Service Processing Module, be one-way communication.
5. a kind of check pay-in slip credit side voucher electronic disposal system according to claim 4, is characterized in that, described business service module is processed two-way the connection by business interface module, bank's dedicated network with described central authorities successively.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013103731894A CN103473702A (en) | 2013-08-23 | 2013-08-23 | Electronic processing system for check income bill credit receipt |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013103731894A CN103473702A (en) | 2013-08-23 | 2013-08-23 | Electronic processing system for check income bill credit receipt |
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| CN103473702A true CN103473702A (en) | 2013-12-25 |
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| CN2013103731894A Pending CN103473702A (en) | 2013-08-23 | 2013-08-23 | Electronic processing system for check income bill credit receipt |
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Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR100512151B1 (en) * | 2004-09-07 | 2005-09-05 | 한국슈퍼체크 주식회사 | Method and system for intermediating between an endorsor and an endorsee of a electronic bill |
| CN101079134A (en) * | 2007-06-28 | 2007-11-28 | 北京博世金电科技开发有限公司 | Method for bill exchange and interruption based on colorful image |
| CN101833733A (en) * | 2010-02-22 | 2010-09-15 | 中国农业银行股份有限公司深圳市分行 | Electronic transfer check system and payment settlement method thereof |
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2013
- 2013-08-23 CN CN2013103731894A patent/CN103473702A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR100512151B1 (en) * | 2004-09-07 | 2005-09-05 | 한국슈퍼체크 주식회사 | Method and system for intermediating between an endorsor and an endorsee of a electronic bill |
| CN101079134A (en) * | 2007-06-28 | 2007-11-28 | 北京博世金电科技开发有限公司 | Method for bill exchange and interruption based on colorful image |
| CN101833733A (en) * | 2010-02-22 | 2010-09-15 | 中国农业银行股份有限公司深圳市分行 | Electronic transfer check system and payment settlement method thereof |
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Application publication date: 20131225 |