CN103473674A - Mobile payment system based on two-dimensional code - Google Patents
Mobile payment system based on two-dimensional code Download PDFInfo
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- CN103473674A CN103473674A CN201210276604XA CN201210276604A CN103473674A CN 103473674 A CN103473674 A CN 103473674A CN 201210276604X A CN201210276604X A CN 201210276604XA CN 201210276604 A CN201210276604 A CN 201210276604A CN 103473674 A CN103473674 A CN 103473674A
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Abstract
The invention provides a mobile payment system based on two-dimensional codes. The mobile payment system is characterized by using a two-dimensional code program on a smartphone or a card with a printed two-dimensional code as a memory medium of an individual identifier, using a network terminal machine, a smartphone or a tablet personal computer as a reading terminal on the manager side, and directly using the corresponding individual names and photos as verification identifiers together with passwords as dual protection. The mobile payment system based on two-dimensional codes comprises a consumption application which uses the photo of a user as a verification identifier, and the mobile payment system can charge at designated places. A smartphone application program of the mobile payment system based on two-dimensional codes can, utilizing the global positioning system, automatically make a list of shops which provides the collection service near the memory medium, and the smartphone is provided with a map which displays the locations of the shops. The mobile payment system based on two-dimensional codes, improves application methods of the user end and the management end according to demands, helps to improve security and management performance and improve efficiency, and brings convenience to use.
Description
Technical field
The present invention relates to the mobile payment field based on Quick Response Code, be specifically related to a kind of mobile-payment system based on Quick Response Code.
Background technology
The application popularization degree of all-purpose card more is shown in extensively, but traditional all-purpose card has following deficiency:
1. the process of reporting lost property to the authorities is loaded down with trivial details, easily stolen after loss, the clone that even is cracked, and security is low;
2. support without the mobile network, can not retransmit card, supplement with money etc.;
3. apply singlely, can only support common bankcard consumption, can not flexible expansion;
4. be blind card, the user can't see the card internal information, can't immediately understand the information such as remaining sum;
5. during the function such as binding work attendance and gate inhibition, exist and lend other people or replace the situation of checking card;
6. need carry multiple cards, inconvenient and easily leave behind;
7. between the user, can't transfer accounts.
Summary of the invention
The present invention aims to provide a kind of mobile-payment system based on Quick Response Code, and the application mode of perfect according to demand user and management end, improved security and managerial, and more convenient use, improved efficiency.
For achieving the above object, the technical solution adopted in the present invention is:
A kind of mobile-payment system based on Quick Response Code of the present invention, using Quick Response Code program on smart mobile phone or be printed with the storage medium of the card of Quick Response Code as individual marking, using network terminal machine, smart mobile phone or the panel computer reading terminals as manager, add that password makes duplicate protection, the correspondence of individual name and photo of can usining directly identifies as checking;
The described mobile-payment system based on Quick Response Code comprises consumer applications, and the photo that this application can the user, as the checking sign, can arrive appointed place and supplement with money;
The intelligent machine application program of the described mobile-payment system based on Quick Response Code can be utilized GPS, and near the shop that provides gathering to serve storage medium can be provided automatically, and smart mobile phone is provided with map, shows the position in these shops.
Preferably, the described mobile-payment system based on Quick Response Code be take Quick Response Code as identify label, the integrated security authentication, large-scale concurrent communication, these technology of LBS, the informationization facilitated for group user or ordinary consumer pays, and large-scale data excavates and the solution of sales analysis.
Preferably, the manager's of the described mobile-payment system based on Quick Response Code application, also comprise the analysis tool of adding up the sale of goods situation, reaches the popularization instrument for New Arrivals.
Preferably, the described mobile-payment system based on Quick Response Code, the user can use mobile phone or computer to reset Quick Response Code and password, the Quick Response Code imminent failure of loss; Support shopping online and off-line bankcard consumption, and provide the inquiry of consumption bill, commercial product recommending and these services of inquiry; The user can pass through the mobile phones enquiring balance amount information, obtains the transaction receipt, and enjoys various value-added services; The user directly can shift remaining sum, meets the transactions demand of transfer accounts demand and small-sized trade company.
The described mobile-payment system based on Quick Response Code, while being applied to enterprise, shop, campus, enterprise, shop, campus arrange the enterprises end Tomcat-AdminPortal, the content of managing comprises sells POS terminal, gate inhibition and work attendance, and be communicated with the system cloud server, the individual consumer is usingd smart mobile phone or Quick Response Code card as the medium of individual authentication and communication, and the system cloud server can be transferred to the individual consumer by the single receipt of consumption.
The described mobile-payment system based on Quick Response Code, while being applied to small-sized retail shop, small-sized retail shop arranges sells the POS terminal, and be communicated with the system cloud server, the individual consumer is usingd smart mobile phone or Quick Response Code card as the medium of individual authentication and communication, and the system cloud server can be transferred to the individual consumer by the single receipt of consumption.
The described mobile-payment system based on Quick Response Code, while being applied to network shopping mall, network shopping mall arranges the enterprises end management server and sells the POS terminal, and be communicated with the system cloud server, the individual consumer is usingd smart mobile phone or Quick Response Code card as the medium of individual authentication and communication, and the system cloud server can be transferred to the individual consumer by the single receipt of consumption.
In the above mobile-payment system based on Quick Response Code, self-employed worker, retail, the users' such as enterprise, shop, campus keeper, can, by the house keeper of trade company in Cloud Server, obtain sale result, sales analysis, the report of the data mining analysis such as user behavior analysis, on the other hand, Cloud Server also comprises merchandise news, activity notification, the information such as School Newsletter Pass are distributed to these a little contents of individual consumer.
With respect to prior art, the mobile-payment system based on Quick Response Code of the present invention has following useful technique effect:
1. the mobile-payment system based on Quick Response Code of the present invention, be provided with Quick Response Code and password duplicate protection, and after losing, the user can use mobile phone or computer to reset Quick Response Code and password, the Quick Response Code imminent failure of loss;
2. the mobile-payment system based on Quick Response Code of the present invention, be medium mainly with mobile phone greatly, and the carrying of mobile phone can effectively be stopped to check card or be lent other people leak;
3. the mobile-payment system based on Quick Response Code of the present invention, do not need cash, do not need card, do not need signature, even need to from pocket, not draw out mobile phone.Checkout mode like this, facilitated client, and, because speed is fast, trouble is also few, and for businessman, trouble is few just means that business is better.
The accompanying drawing explanation
The system architecture schematic diagram that Fig. 1 is a kind of a kind of embodiment of mobile-payment system based on Quick Response Code of the present invention.
The system architecture schematic diagram that Fig. 2 is the another kind of embodiment of a kind of mobile-payment system based on Quick Response Code of the present invention.
The system architecture schematic diagram that Fig. 3 is a kind of another embodiment of mobile-payment system based on Quick Response Code of the present invention.
Embodiment
Describe the structure of the mobile-payment system based on Quick Response Code provided by the present invention below in conjunction with accompanying drawing in detail, but be not construed as limiting the invention.
A kind of mobile-payment system based on Quick Response Code of the present invention, the described mobile-payment system based on Quick Response Code is usingd Quick Response Code program on smart mobile phone or be printed with the storage medium of the card of Quick Response Code as individual marking, using network terminal machine, smart mobile phone or the panel computer reading terminals as manager, add that password makes duplicate protection, the correspondence of individual name and photo of can usining directly identifies as checking;
The described mobile-payment system based on Quick Response Code comprises consumer applications, and the photo that this application can the user, as the checking sign, can arrive appointed place and supplement with money;
The intelligent machine application program of the described mobile-payment system based on Quick Response Code can be utilized GPS, and near the shop that provides gathering to serve storage medium can be provided automatically, and smart mobile phone is provided with map, shows the position in these shops.
Preferably, the described mobile-payment system based on Quick Response Code be take Quick Response Code as identify label, the integrated security authentication, large-scale concurrent communication, these technology of LBS, the informationization facilitated for group user or ordinary consumer pays, and large-scale data excavates and the solution of sales analysis.
Preferably, the manager's of the described mobile-payment system based on Quick Response Code application, also comprise the analysis tool of adding up the sale of goods situation, reaches the popularization instrument for New Arrivals.
Preferably, the described mobile-payment system based on Quick Response Code, the user can use mobile phone or computer to reset Quick Response Code and password, the Quick Response Code imminent failure of loss; Support shopping online and off-line bankcard consumption, and provide the inquiry of consumption bill, commercial product recommending and these services of inquiry; The user can pass through the mobile phones enquiring balance amount information, obtains the transaction receipt, and enjoys various value-added services; The user directly can shift remaining sum, meets the transactions demand of transfer accounts demand and small-sized trade company.
Embodiment 1
This system architecture, while being applied to enterprise, shop, campus, shown in Fig. 1, enterprise, shop, campus arrange the enterprises end Tomcat-AdminPortal, POS terminal, gate inhibition and work attendance are sold in comprising of managing, and with the system cloud server, be communicated with, the individual consumer is usingd smart mobile phone or Quick Response Code card as the medium of individual authentication and communication, and the system cloud server can be transferred to the individual consumer by the single receipt of consumption.
Embodiment 2
This system architecture, while being applied to small-sized retail shop, shown in Fig. 2, small-sized retail shop arranges sells the POS terminal, and be communicated with the system cloud server, the individual consumer is usingd smart mobile phone or Quick Response Code card as the medium of individual authentication and communication, and the system cloud server can be transferred to the individual consumer by the single receipt of consumption.
Embodiment 3
This system architecture, while being applied to network shopping mall, shown in Fig. 3, network shopping mall arranges the enterprises end management server and sells the POS terminal, and be communicated with the system cloud server, the individual consumer is usingd smart mobile phone or Quick Response Code card as the medium of individual authentication and communication, and the system cloud server can be transferred to the individual consumer by the single receipt of consumption.
In above embodiment, the users' such as self-employed worker, retail, enterprise, shop, campus keeper, can be by the house keeper of trade company in Cloud Server, obtain sale result, sales analysis, the report of the data mining analysis such as user behavior analysis, on the other hand, Cloud Server also comprises merchandise news, activity notification, and the information such as School Newsletter Pass are distributed to these a little contents of individual consumer.
Above-described embodiment just is to allow the one of ordinary skilled in the art can understand content of the present invention and implement according to this for technical conceive of the present invention and characteristics being described, its objective is, can not limit the scope of the invention with this.Variation or the modification of every equivalence that the essence of content has been done according to the present invention, all should be encompassed in protection scope of the present invention.
Claims (8)
1. the mobile-payment system based on Quick Response Code, it is characterized in that, using Quick Response Code program on smart mobile phone or be printed with the storage medium of the card of Quick Response Code as individual marking, using network terminal machine, smart mobile phone or the panel computer reading terminals as manager, add that password makes duplicate protection, the correspondence of individual name and photo of can usining directly identifies as checking;
The described mobile-payment system based on Quick Response Code comprises consumer applications, and the photo that this application can the user, as the checking sign, can arrive appointed place and supplement with money;
The intelligent machine application program of the described mobile-payment system based on Quick Response Code can be utilized GPS, and near the shop that provides gathering to serve storage medium can be provided automatically, and smart mobile phone is provided with map, shows the position in these shops.
2. the mobile-payment system based on Quick Response Code according to claim 1, it is characterized in that, the described mobile-payment system based on Quick Response Code be take Quick Response Code as identify label, the integrated security authentication, large-scale concurrent communication, these technology of LBS, the informationization facilitated for group user or ordinary consumer pays, and large-scale data excavates and the solution of sales analysis.
3. the mobile-payment system based on Quick Response Code according to claim 1, is characterized in that, the manager's of the described mobile-payment system based on Quick Response Code application also comprises the analysis tool of adding up the sale of goods situation, reaches the popularization instrument for New Arrivals.
4. the mobile-payment system based on Quick Response Code according to claim 1, is characterized in that, the described mobile-payment system based on Quick Response Code, and the user can use mobile phone or computer to reset Quick Response Code and password, the Quick Response Code imminent failure of loss; Support shopping online and off-line bankcard consumption, and provide the inquiry of consumption bill, commercial product recommending and these services of inquiry; The user can pass through the mobile phones enquiring balance amount information, obtains the transaction receipt, and enjoys various value-added services; The user directly can shift remaining sum, meets the transactions demand of transfer accounts demand and small-sized trade company.
5. the mobile-payment system based on Quick Response Code according to claim 1, it is characterized in that, the described mobile-payment system based on Quick Response Code, while being applied to enterprise, shop, campus, enterprise, shop, campus arrange the enterprises end Tomcat-AdminPortal, the content of managing comprises sells POS terminal, gate inhibition and work attendance, and be communicated with the system cloud server, the individual consumer is usingd smart mobile phone or Quick Response Code card as the medium of individual authentication and communication, and the system cloud server can be transferred to the individual consumer by the single receipt of consumption.
6. the mobile-payment system based on Quick Response Code according to claim 1, it is characterized in that, the described mobile-payment system based on Quick Response Code, while being applied to small-sized retail shop, small-sized retail shop arranges sells the POS terminal, and with the system cloud server, be communicated with, the individual consumer is usingd smart mobile phone or Quick Response Code card as the medium of individual authentication and communication, and the system cloud server can be transferred to the individual consumer by the single receipt of consumption.
7. the mobile-payment system based on Quick Response Code according to claim 1, it is characterized in that, the described mobile-payment system based on Quick Response Code, while being applied to network shopping mall, network shopping mall arranges the enterprises end management server and sells the POS terminal, and with the system cloud server, be communicated with, the individual consumer is usingd smart mobile phone or Quick Response Code card as the medium of individual authentication and communication, and the system cloud server can be transferred to the individual consumer by the single receipt of consumption.
8. according to claim 5, the 6 or 7 described mobile-payment systems based on Quick Response Code, it is characterized in that, in the described mobile-payment system based on Quick Response Code, the users' such as self-employed worker, retail, enterprise, shop, campus keeper, can be by the house keeper of trade company in Cloud Server, obtain sale result, sales analysis, the report of the data mining analysis such as user behavior analysis, on the other hand, Cloud Server also comprises merchandise news, activity notification, and the information such as School Newsletter Pass are distributed to these a little contents of individual consumer.
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| CN201210276604XA CN103473674A (en) | 2012-11-20 | 2012-11-20 | Mobile payment system based on two-dimensional code |
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| CN201210276604XA CN103473674A (en) | 2012-11-20 | 2012-11-20 | Mobile payment system based on two-dimensional code |
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Cited By (9)
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| CN103761484A (en) * | 2014-01-08 | 2014-04-30 | 腾讯科技（深圳）有限公司 | Resource transfer managing method, resource transfer managing device and resource transfer managing system |
| CN103886449A (en) * | 2014-04-11 | 2014-06-25 | 闻进 | Visible-code-based payment method and system with multiple security combination mechanisms |
| CN103927649A (en) * | 2014-04-25 | 2014-07-16 | 彭卫 | Interactive E-bank achieving method and system |
| CN105741115A (en) * | 2014-12-11 | 2016-07-06 | 中国电信股份有限公司 | Payment authentication method, device and system |
| CN110070156A (en) * | 2019-04-23 | 2019-07-30 | 安徽致远慧联电子科技有限公司 | Based on two dimensional code all-in-one campus card consumption management system and management method |
| CN111464498A (en) * | 2020-03-05 | 2020-07-28 | 武汉和悦数字科技有限公司 | Integrated comprehensive service cloud system and integrated comprehensive service method |
| CN112069325A (en) * | 2020-09-01 | 2020-12-11 | 张富平 | Big data processing method based on block chain offline payment and cloud service pushing platform |
| CN113781039A (en) * | 2021-08-23 | 2021-12-10 | 广西申能达智能技术有限公司 | Payment system binding all-purpose card and mobile phone |
| CN114862387A (en) * | 2022-07-04 | 2022-08-05 | 成都桐领智能科技有限公司 | Payment method, system and device based on credible bar code |
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Cited By (12)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103761484A (en) * | 2014-01-08 | 2014-04-30 | 腾讯科技（深圳）有限公司 | Resource transfer managing method, resource transfer managing device and resource transfer managing system |
| CN103886449A (en) * | 2014-04-11 | 2014-06-25 | 闻进 | Visible-code-based payment method and system with multiple security combination mechanisms |
| WO2015154536A1 (en) * | 2014-04-11 | 2015-10-15 | 闻进 | Payment method and system having multiple security composition mechanisms based on visible code |
| CN103927649A (en) * | 2014-04-25 | 2014-07-16 | 彭卫 | Interactive E-bank achieving method and system |
| CN105741115A (en) * | 2014-12-11 | 2016-07-06 | 中国电信股份有限公司 | Payment authentication method, device and system |
| CN110070156A (en) * | 2019-04-23 | 2019-07-30 | 安徽致远慧联电子科技有限公司 | Based on two dimensional code all-in-one campus card consumption management system and management method |
| CN111464498A (en) * | 2020-03-05 | 2020-07-28 | 武汉和悦数字科技有限公司 | Integrated comprehensive service cloud system and integrated comprehensive service method |
| CN111464498B (en) * | 2020-03-05 | 2022-09-27 | 武汉和悦数字科技有限公司 | Integrated comprehensive service cloud system and integrated comprehensive service method |
| CN112069325A (en) * | 2020-09-01 | 2020-12-11 | 张富平 | Big data processing method based on block chain offline payment and cloud service pushing platform |
| CN112069325B (en) * | 2020-09-01 | 2021-03-23 | 云账户技术(天津)有限公司 | Big data processing method based on block chain offline payment and cloud service pushing platform |
| CN113781039A (en) * | 2021-08-23 | 2021-12-10 | 广西申能达智能技术有限公司 | Payment system binding all-purpose card and mobile phone |
| CN114862387A (en) * | 2022-07-04 | 2022-08-05 | 成都桐领智能科技有限公司 | Payment method, system and device based on credible bar code |
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Application publication date: 20131225 |