CN103325038A - System for realizing electronic payment through mobile terminals according to shopping lists provided by sale terminals and method thereof - Google Patents
System for realizing electronic payment through mobile terminals according to shopping lists provided by sale terminals and method thereof Download PDFInfo
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- CN103325038A CN103325038A CN 201210071720 CN201210071720A CN103325038A CN 103325038 A CN103325038 A CN 103325038A CN 201210071720 CN201210071720 CN 201210071720 CN 201210071720 A CN201210071720 A CN 201210071720A CN 103325038 A CN103325038 A CN 103325038A
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Abstract
The invention provides a system for realizing electronic payment by mobile terminals according to shopping lists provided by sale terminals and a method thereof. The system and the method belong to the field of information security. The method comprises the following steps: a sale terminal outputs a shopping list according to purchased goods, generates transaction information and registers the transaction information in a payment settlement sub-system; an image analysis module analyzes an shopping list image and obtains transaction recognition information, and a mobile terminal puts forward a transaction request to the payment settlement sub-system; and the payment settlement sub-system identifies and finishes the transaction request provided by the mobile terminal according to the transaction recognition information. The system comprises a plurality of mobile terminals, a plurality of sale terminals and a payment settlement sub-system, wherein each sub-module of each sale terminal comprises a network communication module, a shopping list module, an information input module and a display module; and each sub-module of each mobile terminal comprise a photographing module, an image analysis module, a user input module, a display module, a network communication module, and a transaction processing module. By adopting the system and the method, hardwares of the sale terminals and the mobile terminals need no transformation, and safe remote electronic payment is realized according to shopping lists.
Description
Technical field
The present invention relates to information security field, particularly the system and method paid by mails of the shopping list that provides according to point-of-sale terminal of portable terminal.
Background technology
Along with the development of mobile Internet, smart mobile phone has become the important component part of people's lives.Smart mobile phone can be realized easily mobile payment, brings convenience to people's life.
The way of realization of current mobile payment mainly contains following several scheme:
Scheme 1, smart mobile phone carry out mobile payment based on the NFC technology;
Scheme 2, smart mobile phone are carried out mobile payment based on RFID-SIM or RFID-SD and technology.
Described scheme 1, need to be in mobile phone built-in NFC chip, when transaction, the NFC chip carries out alternately with the contactless card reader of outside POS machine, the realization mobile payment; The shortcoming of this scheme is to need built-in NFC chip in mobile phone, and the modification on mobile phone quantities is huge, unfavorable popularization.
Described scheme 2 need to be used RFID-SD card or RFID-SIM card in mobile phone, RFID-SD card or RFID-SIM card inner integrated be operated in 2.The radio-frequency module of 4G hertz frequency range, when transaction, radio-frequency module carries out alternately with the radio-frequency card reader of outside POS machine, realizes mobile payment; The shortcoming of this scheme is to be POS machine configuration radio-frequency card reader, and mobile phone need change SD card or SIM card, and quantities is huge, unfavorable popularization.
For these defectives, the system and method that the shopping list that this patent has proposed a kind of portable terminal and provides according to point-of-sale terminal is paid by mails, need not be in mobile phone built-in NFC chip, also need not for POS machine configuration radio-frequency card reader, realize the mobile payment framework that a kind of implementation cost is low, result of use is good.
Summary of the invention
In order to solve above-mentioned problems of the prior art, the system that the shopping list that the present invention proposes portable terminal provides according to point-of-sale terminal is paid by mails:
Described system comprises: a plurality of portable terminals, a plurality of point-of-sale terminal, payment and settlement subsystem;
Described portable terminal is used by the consumer, finishes E-Payment, and it comprises: photographing module, image analysis module, trade processing module, user's load module, network communication module, and display module;
Described photographing module, be used for to take the shopping list that the shopping list module of point-of-sale terminal is exported;
Described image analysis module is used for analyzing the image that photographing module is taken;
Described trade processing module is for generation of trade confirmation information;
Described user's load module is used for carrying out Trading Authorization for the consumer;
Described network communication module is used for portable terminal is connected to the payment and settlement subsystem;
Described display module is used for showing dealing money and other interactive information;
Described point-of-sale terminal is used for input merchandise news, submits to Transaction Information to the payment and settlement subsystem, and it comprises: MIM message input module, shopping list module, network communication module, reach display module;
Described MIM message input module is used for the input information of commodity that the consumer is bought to point-of-sale terminal;
Described shopping list module is used for printing or showing the inventory of commodities purchased;
Described network communication module is used for described point-of-sale terminal is connected to described payment and settlement subsystem;
Described display module is used for showing shopping list, shows dealing money, shows the transaction execution result;
Described payment and settlement subsystem, be used for clearance and occur in each commodity transaction between point-of-sale terminal and the portable terminal, consumer's payment payment for goods is transferred the bank account of businessman from consumer's bank account.
Further, described portable terminal trade processing module comprises RSA Algorithm module or ECC algoritic module.
Further, described point-of-sale terminal is the POS machine, any one of computing machine, mobile phone or panel computer; Described portable terminal is any one of mobile phone or panel computer.
The method that the shopping list that the invention allows for portable terminal provides according to point-of-sale terminal is paid by mails said method comprising the steps of:
Steps A: the commodity that point-of-sale terminal statistics consumer buys produce shopping list and the Transaction Information that this shopping list is corresponding and send to the payment and settlement subsystem;
Described payment and settlement subsystem stores Transaction Information in the transaction task list into;
Can obtain the bank of deposit, the Bank Account Number of dealing money, trade company according to described Transaction Information, payment and settlement subsystem;
Step B: the shopping list module of point-of-sale terminal is exported shopping list to the consumer with visual form, comprise transaction identification information in the described visible shopping list, can in it concludes the business task list, locate Transaction Information corresponding to this shopping list by described transaction identification information, payment and settlement subsystem;
Described method with visual form output shopping list comprises: print shopping list, show shopping list, show transaction identification information that shopping list comprises, in these methods one or more at section formula character display device in the graphic dot matrix display device at the character and graphic recording medium;
Step C: the consumer uses the photographing module of portable terminal to take described shopping list, the Image Acquisition transaction identification information of the image analysis module of portable terminal by taking; The trade processing module of portable terminal is processed, is finally formed trade confirmation information and be submitted to the payment and settlement subsystem transaction identification information;
Also comprise consumer information in the described trade confirmation information, can obtain consumer's Bank Account Number according to described consumer information, payment and settlement subsystem;
Step D: the payment and settlement subsystem extracts transaction identification information and consumer information from the trade confirmation information that portable terminal sends;
The payment and settlement subsystem is according to this transaction identification information, search Transaction Information from transaction the task list, if do not find then stops concluding the business;
Step e: the payment and settlement subsystem obtains the bank of deposit, the Bank Account Number of trade company according to Transaction Information, obtain consumer's Bank Account Number according to consumer information, from consumer's Bank Account Number, transfer the payment for goods of the corresponding amount of money in the Bank Account Number of businessman at last;
Step F: transaction is finished, and the payment and settlement subsystem is this Transaction Information of deletion from the transaction task list; And notice point-of-sale terminal and portable terminal Transaction Success.
Further, among the described step B, described transaction identification information or for to allocate in advance to a particular item in all information of point-of-sale terminal or the combination of a plurality of particular item, the Transaction Information of perhaps being submitted to according to point-of-sale terminal by the payment and settlement subsystem calculates by special algorithm; Described special algorithm comprises MD5, SHA1, SHA256, SHA384, any one of SHA512 digest algorithm or a plurality of combinations;
Each point-of-sale terminal in the described system when concluding the business, transaction identification information is different.
Further, among the described step C, described consumer information, for to allocate in advance to a particular item in all information of consumer or portable terminal or the combination of a plurality of particular item.
Further, among the described step C, the Image Acquisition dealing money also further taken by photographing module of the image analysis module of portable terminal, and show that this dealing money confirms for consumer, described affirmation comprises that the consumer inputs dealing money; Stop transaction if the amount of money is wrong otherwise the consumer carries out Authorized operation, then begins to carry out transaction;
Described Authorized operation is specially: input electronic payment secret code and affirmation or click the trade confirmation button that shows in the portable terminal display module or the mechanical key of clicking portable terminal by user's load module of portable terminal, authorize with realization.
Further:
Among the described step C, further comprise dealing money in the described trade confirmation information;
Retrieve after the Transaction Information among the described step D, according to transaction identification information, from the transaction task list, the payment and settlement subsystem further relatively from the dealing money in the Transaction Information with whether identical from the dealing money in the trade confirmation information, if not identical then stop transaction; Otherwise proceed subsequent treatment.
Further, among the described step B, the transaction identification information that comprises in the shopping list of described shopping list module output, its concrete visual form comprises: any one of common printed character, one-dimensional bar code, two-dimensional bar, section formula character or multiple.
Further:
Among the described step C, further comprise signing messages and consumer's digital certificate in the described trade confirmation information; Described signing messages by the trade processing module of portable terminal, use consumer's private key that transaction identification information is carried out the digital signature operation and produce;
Among the described step D, the legitimacy of payment and settlement subsystem checking consumer's digital certificate, do not stop transaction if conform to rule, then from this digital certificate, extract consumer's PKI, and whether the signing messages that uses this public key verifications trade confirmation information to comprise correct, and if mistake would stop the transaction.
Further:
Among the described step C, further comprise transaction identification information ciphertext in the described trade confirmation information;
Described transaction identification information ciphertext by the trade processing module of portable terminal, use PKI that the payment and settlement subsystem provides, by the method for digital envelope, transaction identification information is encrypted and obtains;
Among the described step D, the payment and settlement subsystem further uses corresponding private key, transaction identification information decrypt ciphertext obtained expressly, if Decryption failures then stop transaction.
Further, at described step C, when taking shopping list, portable terminal shows the auxiliary figure of taking at display module; The purpose of described auxiliary shooting figure is to instruct the consumer to adjust captured target area so that extract the effective information that the figure of target area comprises.
Concrete, described auxiliary shooting figure represent a zone, and the shape of its representative is specially: rectangle, square, triangle, trapezoidal, parallelogram, positive pentagonal, regular hexagon, any one of circle or a plurality of combinations.
Description of drawings
Fig. 1 is the Organization Chart of the system that pays by mails of shopping list that portable terminal of the present invention provides according to point-of-sale terminal.
Fig. 2 is the process flow diagram of the method paid by mails of shopping list that portable terminal of the present invention provides according to point-of-sale terminal.
Fig. 3 is the E-Payment process flow diagram that consumer of the present invention need input dealing money.
Fig. 4 is the E-Payment process flow diagram that consumer of the present invention need input dealing money and electronic payment secret code.
Embodiment
In order to make the purpose, technical solutions and advantages of the present invention clearer, with reference to the accompanying drawings, content of the present invention is described in further detail.
System architecture diagram:
As shown in Figure 1, in this system architecture diagram, the module of this electronic fare payment system comprises: payment and settlement subsystem 101, point-of-sale terminal 102, portable terminal 103.
Wherein the submodule of point-of-sale terminal 102 comprises: shopping list 104, network communication module 105, shopping list module 106, MIM message input module 107, display module 108.
Wherein the submodule of portable terminal 103 comprises: photographing module 109, image analysis module 110, user's load module 111, display module 112, network communication module 113, trade processing module 114.
Described point-of-sale terminal 102 and described portable terminal 103, by network connection to described payment and settlement subsystem 101.
After the merchandise news input that the consumer buys was complete, point-of-sale terminal 102 formed Transaction Information and is submitted to payment and settlement subsystem 101, and payment and settlement subsystem 101 stores Transaction Information in the transaction task list into; Point-of-sale terminal 102 is also by shopping list module 106 output shopping lists 104; Described shopping list 104 can be specially and be printed on physical medium, such as the literal on the paper or figure, perhaps be specially the literal or the figure that are presented on the electronic display unit;
Comprise transaction identification information in the described shopping list 104, the consumer takes described shopping list 104 by the photographing module 109 of portable terminal 103, gives image analysis module 110 with obtaining image and analyzes, obtains transaction identification information, dealing money; Portable terminal 103 shows the relevant information of transaction for consumer's affirmation at display module 112, if errorless, the consumer authorizes and can continue the subsequent transaction process; Described mandate comprises the input dealing money.
The trade processing module 114 of portable terminal 103 produces trade confirmation information, and is submitted to payment and settlement subsystem 101;
The trade confirmation information that payment and settlement subsystem 101 is submitted to according to portable terminal 103, in task list, find the Transaction Information of shopping list 104 correspondences and check the legitimacy of trade confirmation information, final payment and settlement subsystem 101 transfers payment for goods the bank account of businessman from consumer's bank account, finish transaction.
Embodiment one:
As shown in Figure 2, this process flow diagram has been showed basic, a complete transaction implementation, and its step is as follows;
Step 206 judges whether to find Transaction Information, if do not find, then execution in step 207, otherwise execution in step 209;
As described in above-mentioned step, the consumer uses the photographing module of portable terminal to take described shopping list, can easily realize the electronic remote payment; The key point of above-mentioned steps is: the consumer will use portable terminal to take described shopping list, especially takes the transaction identification information in the described shopping list; For the transaction of finishing of smoothness, the consumer will use portable terminal to finish the shooting of the transaction identification information in the shopping list fast and accurately.
In above-described embodiment one, the consumer can easily realize the electronic remote payment by using portable terminal to take described shopping list; For further tightening security property, in embodiment two, three, after finishing shooting, portable terminal also needs the consumer that key message is confirmed, authorized, just then carry out transaction, to realize safer electronic remote payment
Embodiment two:
As shown in Figure 3, in this process flow diagram, after finishing the shopping list shooting, portable terminal also needs the consumer that transaction is confirmed; Described affirmation operation is specially: the consumer inputs dealing money according to the commodity amount of money of shopping list to portable terminal, and whether the dealing money of mobile terminal check consumer input is correct; And the dealing money of consumer's input also is sent to the payment and settlement subsystem, is used for comparing with the dealing money that the Transaction Information that point-of-sale terminal sends comprises, and relatively failure then stops transaction.
The step of Fig. 3 process flow diagram is as follows:
Embodiment three:
As shown in Figure 4, this process flow diagram is on the basis of embodiment two, also add the consumer and inputted the Trading Authorization process of electronic payment secret code, it is specially: after finishing the shopping list shooting, the consumer also inputs electronic payment secret code to portable terminal, the electronic payment secret code of consumer's input will be sent to the payment and settlement subsystem, and the bank account, the realization payment for goods that are used for the access consumer transfer.
The step of Fig. 4 process flow diagram is as follows:
Just with helping understand the method that the present invention proposes, those skilled in the art can according to thought of the present invention, realize all technical schemes that the present invention proposes and comprises in above all explanations; This description is not limited to the present invention.
Claims (13)
1. the system that pays by mails of the shopping list that provides according to point-of-sale terminal of portable terminal is characterized in that, described system comprises: a plurality of portable terminals, a plurality of point-of-sale terminal, payment and settlement subsystem;
Described portable terminal is used by the consumer, finishes E-Payment, and it comprises: photographing module, image analysis module, trade processing module, user's load module, network communication module, and display module;
Described photographing module, be used for to take the shopping list that the shopping list module of point-of-sale terminal is exported;
Described image analysis module is used for analyzing the image that photographing module is taken;
Described trade processing module is for generation of trade confirmation information;
Described user's load module is used for carrying out Trading Authorization for the consumer;
Described network communication module is used for portable terminal is connected to the payment and settlement subsystem;
Described display module is used for showing dealing money and other interactive information;
Described point-of-sale terminal is used for input merchandise news, submits to Transaction Information to the payment and settlement subsystem, and it comprises: MIM message input module, shopping list module, network communication module, reach display module;
Described MIM message input module is used for the input information of commodity that the consumer is bought to point-of-sale terminal;
Described shopping list module is used for printing or showing the inventory of commodities purchased;
Described network communication module is used for described point-of-sale terminal is connected to described payment and settlement subsystem;
Described display module is used for showing shopping list, shows dealing money, shows the transaction execution result;
Described payment and settlement subsystem, be used for clearance and occur in each commodity transaction between point-of-sale terminal and the portable terminal, consumer's payment payment for goods is transferred the bank account of businessman from consumer's bank account.
2. the system that pays by mails of the shopping list that provides according to point-of-sale terminal of portable terminal according to claim 1 is characterized in that, described trade processing module comprises RSA Algorithm module or ECC algoritic module.
3. according to claim 1, the system that pays by mails of the shopping list that provides according to point-of-sale terminal of the described portable terminal of 2 any claims, it is characterized in that, described point-of-sale terminal is the POS machine, any one of computing machine, mobile phone or panel computer; Described portable terminal is any one of mobile phone or panel computer.
4. the method paid by mails of the shopping list that provides according to point-of-sale terminal of portable terminal is characterized in that, said method comprising the steps of:
Steps A: the commodity that point-of-sale terminal statistics consumer buys, produce shopping list, and the Transaction Information that this shopping list is corresponding send to the payment and settlement subsystem;
Described payment and settlement subsystem stores Transaction Information in the transaction task list into;
Can obtain the bank of deposit, the Bank Account Number of dealing money, trade company according to described Transaction Information, payment and settlement subsystem;
Step B: the shopping list module of point-of-sale terminal is exported shopping list to the consumer with visual form, comprise transaction identification information in the described visible shopping list, can in it concludes the business task list, locate Transaction Information corresponding to this shopping list by described transaction identification information, payment and settlement subsystem;
Described method with visual form output shopping list comprises: print shopping list, show shopping list, show transaction identification information that shopping list comprises, in these methods one or more at section formula character display device in the graphic dot matrix display device at the character and graphic recording medium;
Step C: the consumer uses the photographing module of portable terminal to take described shopping list, the Image Acquisition transaction identification information of the image analysis module of portable terminal by taking; The trade processing module of portable terminal is processed, is finally formed trade confirmation information and be submitted to the payment and settlement subsystem transaction identification information;
Also comprise consumer information in the described trade confirmation information, can obtain consumer's Bank Account Number according to described consumer information, payment and settlement subsystem;
Step D: the payment and settlement subsystem extracts transaction identification information and consumer information from the trade confirmation information that portable terminal sends;
The payment and settlement subsystem is according to this transaction identification information, search Transaction Information from transaction the task list, if do not find then stops concluding the business;
Step e: the payment and settlement subsystem obtains the bank of deposit, the Bank Account Number of trade company according to Transaction Information, obtain consumer's Bank Account Number according to consumer information, from consumer's Bank Account Number, transfer the payment for goods of the corresponding amount of money in the Bank Account Number of businessman at last;
Step F: transaction is finished, and the payment and settlement subsystem is this Transaction Information of deletion from the transaction task list; And notice point-of-sale terminal and portable terminal Transaction Success.
5. the method paid by mails of the shopping list that provides according to point-of-sale terminal of portable terminal according to claim 4, it is characterized in that, among the described step B, described transaction identification information or for to allocate in advance to a particular item in all information of point-of-sale terminal or the combination of a plurality of particular item, the Transaction Information of perhaps being submitted to according to point-of-sale terminal by the payment and settlement subsystem calculates by special algorithm; Described special algorithm comprises MD5, SHA1, SHA256, SHA384, any one of SHA512 digest algorithm or a plurality of combinations;
Each point-of-sale terminal in the described system when concluding the business, transaction identification information is different.
6. the method paid by mails of the shopping list that provides according to point-of-sale terminal of portable terminal according to claim 4, it is characterized in that, among the described step C, described consumer information, for to allocate in advance to a particular item in all information of consumer or portable terminal or the combination of a plurality of particular item.
7. the method paid by mails of the shopping list that provides according to point-of-sale terminal of portable terminal according to claim 4 is characterized in that,
Among the described step C, the Image Acquisition dealing money also further taken by photographing module of the image analysis module of portable terminal, and show that this dealing money confirms for consumer, described affirmation comprises that the consumer inputs dealing money; Stop transaction if the amount of money is wrong otherwise the consumer carries out Authorized operation, then begins to carry out transaction;
Described Authorized operation is specially: input electronic payment secret code and affirmation or click the trade confirmation button that shows in the portable terminal display module or the mechanical key of clicking portable terminal by user's load module of portable terminal, authorize with realization.
8. the method paid by mails of the shopping list that provides according to point-of-sale terminal of portable terminal according to claim 7 is characterized in that,
Among the described step C, further comprise dealing money in the described trade confirmation information;
Retrieve after the Transaction Information among the described step D, according to transaction identification information, from the transaction task list, the payment and settlement subsystem further relatively from the dealing money in the Transaction Information with whether identical from the dealing money in the trade confirmation information, if not identical then stop transaction; Otherwise proceed subsequent treatment.
9. the method that the shopping list that any described portable terminal of claim provides according to point-of-sale terminal according to claim 4-8 is paid by mails, it is characterized in that, among the described step B, the transaction identification information that comprises in the shopping list of described shopping list module output, its concrete visual form comprises: any one of common printed character, one-dimensional bar code, two-dimensional bar, section formula character or multiple.
10. the method paid by mails of the shopping list that provides according to point-of-sale terminal of portable terminal according to claim 9 is characterized in that,
Among the described step C, further comprise signing messages and consumer's digital certificate in the described trade confirmation information; Described signing messages by the trade processing module of portable terminal, use consumer's private key that transaction identification information is carried out the digital signature operation and produce;
Among the described step D, the legitimacy of payment and settlement subsystem checking consumer's digital certificate, do not stop transaction if conform to rule, then from this digital certificate, extract consumer's PKI, and whether the signing messages that uses this public key verifications trade confirmation information to comprise correct, and if mistake would stop the transaction.
11. the method that the shopping list that portable terminal according to claim 9 provides according to point-of-sale terminal is paid by mails is characterized in that,
Among the described step C, further comprise transaction identification information ciphertext in the described trade confirmation information;
Described transaction identification information ciphertext by the trade processing module of portable terminal, use PKI that the payment and settlement subsystem provides, by the method for digital envelope, transaction identification information is encrypted and obtains;
Among the described step D, the payment and settlement subsystem further uses corresponding private key, transaction identification information decrypt ciphertext obtained expressly, if Decryption failures then stop transaction.
12. the method that the shopping list that portable terminal according to claim 9 provides according to point-of-sale terminal is paid by mails is characterized in that, at described step C, when taking shopping list, portable terminal shows the auxiliary figure of taking at display module; The purpose of described auxiliary shooting figure is to instruct the consumer to adjust captured target area so that extract the effective information that the figure of target area comprises.
13. the method that the shopping list that portable terminal according to claim 12 provides according to point-of-sale terminal is paid by mails, it is characterized in that, described auxiliary shooting figure represents a zone, and the shape of its representative is specially: rectangle, square, triangle, trapezoidal, parallelogram, positive pentagonal, regular hexagon, circular any one or a plurality of combinations.
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| CN 201210071720 CN103325038A (en) | 2012-03-19 | 2012-03-19 | System for realizing electronic payment through mobile terminals according to shopping lists provided by sale terminals and method thereof |
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| CN 201210071720 CN103325038A (en) | 2012-03-19 | 2012-03-19 | System for realizing electronic payment through mobile terminals according to shopping lists provided by sale terminals and method thereof |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105336059A (en) * | 2014-08-05 | 2016-02-17 | 精工爱普生株式会社 | Transaction system and information processing method |
| CN106355456A (en) * | 2016-11-22 | 2017-01-25 | 中青冠岳科技(北京)有限公司 | Electronic trading system for realizing electronic trading based on instant messaging software |
| CN107423957A (en) * | 2016-12-30 | 2017-12-01 | 语联网（武汉）信息技术有限公司 | A kind of service operation system of flexibly payment and settlement |
| CN108596620A (en) * | 2018-04-27 | 2018-09-28 | 北京华大智宝电子系统有限公司 | A kind of endorsement method and device |
| CN108830589A (en) * | 2018-05-17 | 2018-11-16 | 郑州升达经贸管理学院 | A kind of mobile security financial terminal and its financial trade method |
| CN109741069A (en) * | 2018-12-27 | 2019-05-10 | 北京微播视界科技有限公司 | Processing method, device, electronic equipment and the readable storage medium storing program for executing of transaction data |
| CN111080307B (en) * | 2019-12-20 | 2023-08-18 | 刘净 | Intelligent transaction and social method and system based on quantum AI remote sensing vision |
-
2012
- 2012-03-19 CN CN 201210071720 patent/CN103325038A/en active Pending
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105336059A (en) * | 2014-08-05 | 2016-02-17 | 精工爱普生株式会社 | Transaction system and information processing method |
| US10083432B2 (en) | 2014-08-05 | 2018-09-25 | Seiko Epson Corporation | Transaction system and information processing method |
| CN106355456A (en) * | 2016-11-22 | 2017-01-25 | 中青冠岳科技(北京)有限公司 | Electronic trading system for realizing electronic trading based on instant messaging software |
| CN107423957A (en) * | 2016-12-30 | 2017-12-01 | 语联网（武汉）信息技术有限公司 | A kind of service operation system of flexibly payment and settlement |
| CN108596620A (en) * | 2018-04-27 | 2018-09-28 | 北京华大智宝电子系统有限公司 | A kind of endorsement method and device |
| CN108830589A (en) * | 2018-05-17 | 2018-11-16 | 郑州升达经贸管理学院 | A kind of mobile security financial terminal and its financial trade method |
| CN109741069A (en) * | 2018-12-27 | 2019-05-10 | 北京微播视界科技有限公司 | Processing method, device, electronic equipment and the readable storage medium storing program for executing of transaction data |
| CN111080307B (en) * | 2019-12-20 | 2023-08-18 | 刘净 | Intelligent transaction and social method and system based on quantum AI remote sensing vision |
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| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20130925 |