[summary of the invention]
The object of the embodiment of the present invention is to provide a kind of method of being undertaken paying by mobile phone LED lamp, and being intended to solve prior art radiofrequency signal has radiation, and the problem that confidentiality is not good.
The embodiment of the present invention is achieved in that a kind of method of being undertaken paying by mobile phone LED lamp, said method comprising the steps of:
The personal information of correspondent bank card and user, and at banking system registration related information, and in mobile phone, store described personal information;
Use mobile phone LED lamp to register described personal information at the boarding station of the vehicles and debarkation stop respectively, formed and take record, and by described take record and take the expense that record produces upload to the banking system be associated with described personal information;
Bank takes off expense according to the record of taking uploaded from corresponding bank card.
Another object of the embodiment of the present invention is to provide a kind of system of being undertaken paying by mobile phone LED, and described system comprises:
Mobile phone, for storing userspersonal information, and is registered described personal information by LED when means of transportation;
Traffic system, for receiving and registering the personal information that described mobile phone sends, and makes according to described personal information and takes record, takes record and expense uploads to bank by described;
Bank, for recording the related information of personal information and bank card, what receive the transmission of described traffic system takes record and expense, and takes off corresponding expense according to described record of taking.
The embodiment of the present invention, set up associating of userspersonal information and bank card, and related information is stored in bank, personal information only need be sent to traffic system in the mode of digital signal at boarding station and debarkation stop by mobile phone LED when means of transportation by user, the record of taking of correspondence is uploaded to bank and deducts fees by traffic system, achieves and carries out by mobile phone LED light signal the function that pays.
[embodiment]
In order to make object of the present invention, technical scheme and advantage clearly understand, below in conjunction with drawings and Examples, the present invention is further elaborated.Should be appreciated that specific embodiment described herein only in order to explain the present invention, be not intended to limit the present invention.
The embodiment of the present invention, set up associating of userspersonal information and bank card, and related information is stored in bank, personal information only need be sent to traffic system in the mode of digital signal at boarding station and debarkation stop by mobile phone LED when means of transportation by user, the record of taking of correspondence is uploaded to bank and deducts fees by traffic system, achieves and carries out by mobile phone LED light signal the function that pays.
Be illustrated in figure 1 the process flow diagram being carried out method of payment by mobile phone LED lamp that the embodiment of the present invention provides, said method comprising the steps of:
In step S101, the personal information of correspondent bank card and user, and at banking system registration related information, and in mobile phone, store described personal information.
In embodiments of the present invention, a to the personal information of oneself and certain bank card that can be used for paying associates by user, and related information is registered in the system of corresponding bank, as long as make the information of this user login banking system can inquire corresponding bank card.
It is pointed out that be associated with personal information can only the bank card of Shi Ge big bank, some other website has the account of on-line payment function, as Alipay etc., also can replace bank card and associate with personal information.
In step s 102, mobile phone LED lamp is used to register described personal information at the boarding station of the vehicles and debarkation stop respectively, record is taken in formation, and the described expense recording and take record generation of taking is uploaded to the banking system be associated with described personal information.
In embodiments of the present invention, when passenger rides public transportation means at boarding station, by mobile phone LED lamp, personal information is registered in traffic system in the mode of digital signal, and at debarkation stop, also by mobile phone LED lamp, personal information is registered in public transit system in the mode of digital signal, material is thus formed once and complete take record, calculate this time and take the expense that record produces, and described record of taking is uploaded to the banking system corresponding with this personal information with expense.We also can set one and upload the cycle simultaneously, namely weekly, monthly or quarterly upload and repeatedly take record.
It is pointed out that the vehicles are not limited in the short distance traffic such as public transport, subway, also can be realized the payment of the long distance transportation such as steamer, train, aircraft by networking.
In step s 103, bank takes off expense according to the record of taking uploaded from corresponding bank card.
In embodiments of the present invention, bank receive take record after personal information is checked, confirm errorless after from corresponding bank card, take off corresponding expense.Also this time can be taken record simultaneously and inform client with expense, check.
The embodiment of the present invention, set up associating of userspersonal information and bank card, and related information is stored in bank, personal information only need be sent to traffic system in the mode of digital signal at boarding station and debarkation stop by mobile phone LED when means of transportation by user, the record of taking of correspondence is uploaded to bank and deducts fees by traffic system, achieves and carries out by mobile phone LED light signal the function that pays.
Be illustrated in figure 2 the mechanism map being carried out payment system by mobile phone LED lamp that the embodiment of the present invention provides, for convenience of explanation, the part relevant to the embodiment of the present invention be only shown, comprise:
Mobile phone 21, for storing userspersonal information, and is registered described personal information by LED when means of transportation.
Traffic system 22, for receiving and registering the personal information that described mobile phone 21 sends, and makes according to described personal information and takes record, takes record and expense uploads to bank by described.
Bank 23, for recording the related information of personal information and bank card, what receive the transmission of described traffic system 22 takes record and expense, and takes off corresponding expense according to described record of taking.
Wherein traffic system 22 specifically comprises:
Personal information registration unit 221, for receive and register mobile phone send personal information.
Take record production unit 222, the personal information for registering according to described personal information registration unit 221 makes takes record.
Take expense computing unit 223, expense is taken in the record calculating of taking made for taking record production unit 222 described in basis.
Take record and expense uploading unit 224, for by described take that record production unit 222 makes take and record and describedly take the expense that expense computing unit 223 calculates and upload to bank.
Wherein bank 23 specifically comprises:
Related information record cell 231, for recording the related information of personal information and bank card.
Taking record and expense receiving element 232, recording and expense for receiving taking that traffic system uploads.
Check unit 233, for the related information that records according to described related information record cell 231 to described take that record and expense receiving element 232 receive take record and expense is checked.
Expense takes off unit 234, records and expense is carried out expense and taken off for taking of taking described in basis that record and expense receiving element 232 upload.
The embodiment of the present invention, set up associating of userspersonal information and bank card, and related information is stored in bank, personal information only need be sent to traffic system in the mode of digital signal at boarding station and debarkation stop by mobile phone LED when means of transportation by user, the record of taking of correspondence is uploaded to bank and deducts fees by traffic system, achieves and carries out by mobile phone LED light signal the function that pays.
In the above-described embodiments, only to invention has been exemplary description, but those skilled in the art can carry out various amendment to the present invention without departing from the spirit and scope of the present invention after reading present patent application.