CN103093558B - Payment method and system thereof through mobile phone light emitting diode (LED) lamp - Google Patents

Payment method and system thereof through mobile phone light emitting diode (LED) lamp Download PDF

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Publication number
CN103093558B
CN103093558B CN201110336586.5A CN201110336586A CN103093558B CN 103093558 B CN103093558 B CN 103093558B CN 201110336586 A CN201110336586 A CN 201110336586A CN 103093558 B CN103093558 B CN 103093558B
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China
Prior art keywords
record
expense
personal information
taking
bank
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CN201110336586.5A
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CN103093558A (en
Inventor
刘若鹏
栾琳
刘敏
周梦娜
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Nantong Shengyang Electric Co.,Ltd.
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Kuang Chi Institute of Advanced Technology
Kuang Chi Innovative Technology Ltd
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Publication of CN103093558A publication Critical patent/CN103093558A/en
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  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Telephonic Communication Services (AREA)

Abstract

The invention is applied to the field of light emitting diode (LED) optical communication, and provides a payment method and a system thereof through a mobile phone light emitting diode (LED) lamp. The method includes the following steps: relating a bank card and personal information of a user, registering related information on a bank system, and storing the personal information in a mobile phone; using the mobile phone lamp to register the personal information at a getting-on station and a getting-off station of a traffic tool to form a riding record, and uploading the riding record and cost of the riding record to the bank system related to the personal information; and debiting cost from corresponding bank cards according to the uploaded riding record through a bank. The relevance between the user personal information and the bank card is set up, and when the user drives a traffic tool, the user only needs to send the personal information to a traffic system through a mobile phone LED at the riding station and the getting-off station, and then the traffic system uploads corresponding riding record to the bank to charge, and therefore the payment function can be realized through the LED optical signals.

Description

A kind of method and system being undertaken paying by mobile phone LED lamp
[technical field]
The present invention relates to the LED light communications field, particularly relate to a kind of method and system being undertaken paying by mobile phone LED.
[background technology]
People usually use to swipe the card when riding public transportation means and pay the bill, the technology of swiping the card uses radio frequency to be launched by signal, and no matter signal is strong and weak, all can shine into impact because of Radiation On Human, and because be that its security also can be had a greatly reduced quality not through the signal of encryption.
[summary of the invention]
The object of the embodiment of the present invention is to provide a kind of method of being undertaken paying by mobile phone LED lamp, and being intended to solve prior art radiofrequency signal has radiation, and the problem that confidentiality is not good.
The embodiment of the present invention is achieved in that a kind of method of being undertaken paying by mobile phone LED lamp, said method comprising the steps of:
The personal information of correspondent bank card and user, and at banking system registration related information, and in mobile phone, store described personal information;
Use mobile phone LED lamp to register described personal information at the boarding station of the vehicles and debarkation stop respectively, formed and take record, and by described take record and take the expense that record produces upload to the banking system be associated with described personal information;
Bank takes off expense according to the record of taking uploaded from corresponding bank card.
Another object of the embodiment of the present invention is to provide a kind of system of being undertaken paying by mobile phone LED, and described system comprises:
Mobile phone, for storing userspersonal information, and is registered described personal information by LED when means of transportation;
Traffic system, for receiving and registering the personal information that described mobile phone sends, and makes according to described personal information and takes record, takes record and expense uploads to bank by described;
Bank, for recording the related information of personal information and bank card, what receive the transmission of described traffic system takes record and expense, and takes off corresponding expense according to described record of taking.
The embodiment of the present invention, set up associating of userspersonal information and bank card, and related information is stored in bank, personal information only need be sent to traffic system in the mode of digital signal at boarding station and debarkation stop by mobile phone LED when means of transportation by user, the record of taking of correspondence is uploaded to bank and deducts fees by traffic system, achieves and carries out by mobile phone LED light signal the function that pays.
[accompanying drawing explanation]
Fig. 1, the process flow diagram being carried out method of payment by mobile phone LED lamp that the embodiment of the present invention provides.
Fig. 2, the structural drawing being carried out payment system by mobile phone LED lamp that the embodiment of the present invention provides.
[embodiment]
In order to make object of the present invention, technical scheme and advantage clearly understand, below in conjunction with drawings and Examples, the present invention is further elaborated.Should be appreciated that specific embodiment described herein only in order to explain the present invention, be not intended to limit the present invention.
The embodiment of the present invention, set up associating of userspersonal information and bank card, and related information is stored in bank, personal information only need be sent to traffic system in the mode of digital signal at boarding station and debarkation stop by mobile phone LED when means of transportation by user, the record of taking of correspondence is uploaded to bank and deducts fees by traffic system, achieves and carries out by mobile phone LED light signal the function that pays.
Be illustrated in figure 1 the process flow diagram being carried out method of payment by mobile phone LED lamp that the embodiment of the present invention provides, said method comprising the steps of:
In step S101, the personal information of correspondent bank card and user, and at banking system registration related information, and in mobile phone, store described personal information.
In embodiments of the present invention, a to the personal information of oneself and certain bank card that can be used for paying associates by user, and related information is registered in the system of corresponding bank, as long as make the information of this user login banking system can inquire corresponding bank card.
It is pointed out that be associated with personal information can only the bank card of Shi Ge big bank, some other website has the account of on-line payment function, as Alipay etc., also can replace bank card and associate with personal information.
In step s 102, mobile phone LED lamp is used to register described personal information at the boarding station of the vehicles and debarkation stop respectively, record is taken in formation, and the described expense recording and take record generation of taking is uploaded to the banking system be associated with described personal information.
In embodiments of the present invention, when passenger rides public transportation means at boarding station, by mobile phone LED lamp, personal information is registered in traffic system in the mode of digital signal, and at debarkation stop, also by mobile phone LED lamp, personal information is registered in public transit system in the mode of digital signal, material is thus formed once and complete take record, calculate this time and take the expense that record produces, and described record of taking is uploaded to the banking system corresponding with this personal information with expense.We also can set one and upload the cycle simultaneously, namely weekly, monthly or quarterly upload and repeatedly take record.
It is pointed out that the vehicles are not limited in the short distance traffic such as public transport, subway, also can be realized the payment of the long distance transportation such as steamer, train, aircraft by networking.
In step s 103, bank takes off expense according to the record of taking uploaded from corresponding bank card.
In embodiments of the present invention, bank receive take record after personal information is checked, confirm errorless after from corresponding bank card, take off corresponding expense.Also this time can be taken record simultaneously and inform client with expense, check.
The embodiment of the present invention, set up associating of userspersonal information and bank card, and related information is stored in bank, personal information only need be sent to traffic system in the mode of digital signal at boarding station and debarkation stop by mobile phone LED when means of transportation by user, the record of taking of correspondence is uploaded to bank and deducts fees by traffic system, achieves and carries out by mobile phone LED light signal the function that pays.
Be illustrated in figure 2 the mechanism map being carried out payment system by mobile phone LED lamp that the embodiment of the present invention provides, for convenience of explanation, the part relevant to the embodiment of the present invention be only shown, comprise:
Mobile phone 21, for storing userspersonal information, and is registered described personal information by LED when means of transportation.
Traffic system 22, for receiving and registering the personal information that described mobile phone 21 sends, and makes according to described personal information and takes record, takes record and expense uploads to bank by described.
Bank 23, for recording the related information of personal information and bank card, what receive the transmission of described traffic system 22 takes record and expense, and takes off corresponding expense according to described record of taking.
Wherein traffic system 22 specifically comprises:
Personal information registration unit 221, for receive and register mobile phone send personal information.
Take record production unit 222, the personal information for registering according to described personal information registration unit 221 makes takes record.
Take expense computing unit 223, expense is taken in the record calculating of taking made for taking record production unit 222 described in basis.
Take record and expense uploading unit 224, for by described take that record production unit 222 makes take and record and describedly take the expense that expense computing unit 223 calculates and upload to bank.
Wherein bank 23 specifically comprises:
Related information record cell 231, for recording the related information of personal information and bank card.
Taking record and expense receiving element 232, recording and expense for receiving taking that traffic system uploads.
Check unit 233, for the related information that records according to described related information record cell 231 to described take that record and expense receiving element 232 receive take record and expense is checked.
Expense takes off unit 234, records and expense is carried out expense and taken off for taking of taking described in basis that record and expense receiving element 232 upload.
The embodiment of the present invention, set up associating of userspersonal information and bank card, and related information is stored in bank, personal information only need be sent to traffic system in the mode of digital signal at boarding station and debarkation stop by mobile phone LED when means of transportation by user, the record of taking of correspondence is uploaded to bank and deducts fees by traffic system, achieves and carries out by mobile phone LED light signal the function that pays.
In the above-described embodiments, only to invention has been exemplary description, but those skilled in the art can carry out various amendment to the present invention without departing from the spirit and scope of the present invention after reading present patent application.

Claims (9)

1. carried out the method paid by mobile phone LED lamp, it is characterized in that, said method comprising the steps of:
The personal information of correspondent bank card and user, and at banking system registration related information, and in mobile phone, store described personal information;
Mobile phone LED lamp is used to register described personal information to traffic system in the mode of digital signal at the boarding station of the vehicles and debarkation stop respectively, record is taken in formation, and the described expense recording and take record generation of taking is uploaded to the banking system be associated with described personal information;
Bank takes off expense according to the record of taking uploaded from corresponding bank card.
2. the method for claim 1, is characterized in that, traffic system uploads the expense of taking record and taking record generation according to the cycle of uploading.
3. the method for claim 1, is characterized in that, take record from after corresponding bank card takes off the step of expense in described bank according to what upload, described method is further comprising the steps of:
Described record of taking is informed client with expense.
4. the method for claim 1, is characterized in that, the described vehicles comprise: public transport, subway, steamer, train, aircraft.
5. carried out the system paid by mobile phone LED lamp, it is characterized in that, described system comprises:
Mobile phone, for storing userspersonal information, and sends to register in the mode of digital signal by LED when means of transportation by described personal information;
Traffic system, for receiving digital signal that described LED sends and registering the personal information that described mobile phone sends, and makes according to described personal information and takes record, takes record and expense uploads to bank by described;
Bank, for recording the related information of personal information and bank card, what receive the transmission of described traffic system takes record and expense, and takes off corresponding expense according to described record of taking.
6. system as claimed in claim 5, it is characterized in that, described traffic system specifically comprises:
Personal information registration unit, for receive and register mobile phone send personal information;
Taking record production unit, taking record for making according to the personal information of described personal information registration unit registration;
Take expense computing unit, expense is taken in the record calculating of taking making unit style work for taking record described in basis;
Take record and expense uploading unit, for by described take record make unit style do take record and described take expense computing unit calculating expense upload to bank.
7. system as claimed in claim 5, it is characterized in that, described bank specifically comprises:
Related information record cell, for recording the related information of personal information and bank card;
Taking record and expense receiving element, recording and expense for receiving taking that traffic system uploads;
Check unit, for according to the related information of described related information recording unit records to described take that record and expense receiving element receive take record and expense is checked;
Expense takes off unit, records and expense is carried out expense and taken off for taking of taking described in basis that record and expense receiving element upload.
8. system as claimed in claim 5, is characterized in that, traffic system uploads the expense of taking record and taking record generation according to the cycle of uploading.
9. system as claimed in claim 5, it is characterized in that, the vehicles comprise: public transport, subway, steamer, train, aircraft.
CN201110336586.5A 2011-10-31 2011-10-31 Payment method and system thereof through mobile phone light emitting diode (LED) lamp Active CN103093558B (en)

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104166913B (en) * 2014-04-30 2016-04-27 深圳光启智能光子技术有限公司 Photon method of payment and system

Citations (5)

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Publication number Priority date Publication date Assignee Title
CN1784036A (en) * 2004-12-01 2006-06-07 中兴通讯股份有限公司 Mobile phone capable of paying riding fee and its paying method
JP2009187219A (en) * 2008-02-05 2009-08-20 Nec Corp Portable terminal apparatus and settlement system using portable terminal apparatus
CN101877156A (en) * 2009-04-28 2010-11-03 赵瑾瑾 System and method for paying traffic fee by using bank card
CN102148641A (en) * 2011-02-25 2011-08-10 中兴通讯股份有限公司 Data transmission method and system between user facilities
CN102157040A (en) * 2011-01-18 2011-08-17 中兴通讯股份有限公司 Communication device and method thereof of non-contact mobile payment apparatus

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US7917034B2 (en) * 2007-04-13 2011-03-29 Motorola Mobility, Inc. Synchronization and processing of secure information via optically transmitted data
US8170527B2 (en) * 2007-09-26 2012-05-01 Visa U.S.A. Inc. Real-time balance on a mobile phone

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Publication number Priority date Publication date Assignee Title
CN1784036A (en) * 2004-12-01 2006-06-07 中兴通讯股份有限公司 Mobile phone capable of paying riding fee and its paying method
JP2009187219A (en) * 2008-02-05 2009-08-20 Nec Corp Portable terminal apparatus and settlement system using portable terminal apparatus
CN101877156A (en) * 2009-04-28 2010-11-03 赵瑾瑾 System and method for paying traffic fee by using bank card
CN102157040A (en) * 2011-01-18 2011-08-17 中兴通讯股份有限公司 Communication device and method thereof of non-contact mobile payment apparatus
CN102148641A (en) * 2011-02-25 2011-08-10 中兴通讯股份有限公司 Data transmission method and system between user facilities

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Effective date of registration: 20150911

Address after: 518000 Shenzhen city Futian District Shennan Road and CaiTian Road intersection East Xintiandi Plaza C block 2007-27

Patentee after: Shenzhen Guang Qi intelligent photonic Technology Co., Ltd.

Address before: 518000 Shenzhen City, Guangdong Province, Nanshan District high tech Zone in the middle of the high and new one of the software building No. 9

Patentee before: Shenzhen Kuang-Chi Institute of Advanced Technology

Patentee before: Shenzhen Kuang-Chi Innovation Technology Co., Ltd.

TR01 Transfer of patent right

Effective date of registration: 20201113

Address after: 226600 Shuanglou Industrial Park, Qutang Town, Hai'an City, Nantong City, Jiangsu Province

Patentee after: Nantong Shengyang Electric Co.,Ltd.

Address before: C, block 2007-27, East Xintiandi square, intersection of Shennan Road and Cai Tian Road, Futian District, Shenzhen

Patentee before: KUANG-CHI INTELLIGENT PHOTONIC TECHNOLOGY Ltd.

TR01 Transfer of patent right