CN102867254A - Radio frequency_subscriber identity module (RF_SIM) card system for mobile payment - Google Patents
Radio frequency_subscriber identity module (RF_SIM) card system for mobile payment Download PDFInfo
- Publication number
- CN102867254A CN102867254A CN2012103093583A CN201210309358A CN102867254A CN 102867254 A CN102867254 A CN 102867254A CN 2012103093583 A CN2012103093583 A CN 2012103093583A CN 201210309358 A CN201210309358 A CN 201210309358A CN 102867254 A CN102867254 A CN 102867254A
- Authority
- CN
- China
- Prior art keywords
- sim card
- sim
- card
- card reader
- radio frequency
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Landscapes
- Telephone Function (AREA)
Abstract
The invention relates to a radio frequency_subscriber identity module (RF_SIM) card system for mobile payment. The system consists of an RF_SIM card, an RF_SIM card reader, a point of sale (POS) machine and a matched tool, and is characterized in that a chip with a radio frequency communication module is bridged with the RF_SIM card; the card reader has a 2.4G communication function; and the bridged RF_SIM card can keep data transmission with the card reader under a certain communication protocol. According to the technical scheme, the shortcoming that the conventional SIM card only can communicate with a mobile phone is completely overcome; and the system has the advantages of convenience, high speed and safety, and can be applied to the fields of mobile banking, public transportation, public utility payment, commodity retailing, advertisement and the like, thereby promoting the fusion of the fields of telecommunication, banks, traffic and the like.
Description
Technical field
The invention belongs to areas of information technology, relate in particular to a kind of RF_SIM card system that can be used for mobile-phone payment.
Background technology
Ecommerce is a kind of commercial activity of carrying out on the internet, its major function comprise online advertisement, order, payment, customer service and goods submit etc. sell, pre-sales and after sale service, and Market Research, finance are assessed and scheduling of production etc. utilizes the business activity of internet exploitation.The ecommerce of narrow sense is called electronic transaction, and the ecommerce of broad sense then comprises the whole online business activity of electronic transaction.E-commerce development is more and more faster, becomes gradually the main trend of internet economy development, and shopping online and payment become a kind of easily life style gradually.The E-commerce and traditional commerce activity is compared, and has the reduction cost, saves tranaction costs; Adapt to global market, traversing space-time; And can utilize multimedia means and the characteristics such as provide personalized service, these advantages have promoted the fast development of ecommerce.
The advantage of ecommerce has embodied clearly, such as increasing enterprise profit, reduce handling cost, expanding market scope etc.But according to investigations, only have 1% to buy in the people of China's access e-commerce website, also only have 5% in the U.S., its principal element is that means of payment fall behind.The Credit Card Payments mode is mainly adopted in the payment of at present ecommerce, but will pass through bank transfer with Credit Card Payments, and its cycle is longer, and it is slow in, difficult shortcomings such as the instant affirmations of both parties to exist the speed of cashing, and is not suitable with the agility requirement of ecommerce.
Summary of the invention
In view of above-mentioned, the objective of the invention is to propose to be used in a kind of ecommerce the RF_SIM card system of mobile-phone payment, but the transactions velocity of its Effective Raise ecommerce.
For solving the problems of the technologies described above, the present invention adopts following technical scheme: a kind of RF_SIM card system, formed by RF_SIM card, RF_SIM card reader, POS machine, kit, it is characterized in that: the chip with radio-frequency communication module is bridged to the SIM card, card reader has the 2.4G communication function, can keep data transmission under certain communication protocol between the SIM card behind the bridge joint and the card reader.
Further, above-mentioned RF_SIM card comprises RF_SIM card bridge joint, STK firmware RF_SIM Ka Shepintongxinku.
Further, above-mentioned RRF_SIM card reader comprises RF_SIM card reader firmware.
Further, above-mentioned kit is calibrating device.
Further, above-mentioned calibrating device comprises the calibrating device firmware.
Technical scheme of the present invention had both possessed the advantage that tradition is paid in cash and possessed, and can satisfy again the modes of payments of people to requiring fast, easily, thoroughly changed the shortcoming that traditional SIM card can only carry out with mobile phone communication.Have convenient, fast, safe advantage, can pay the fees in Mobile banking, public transport, government utility, use in the fields such as commodity retail, advertisement putting, thereby promote the further fusion in telecommunications and the fields such as bank, traffic.
Description of drawings
Fig. 1 is RF_SIM card physical structure of the present invention;
Fig. 2 is RF_SIM card subsystem architecture figure of the present invention.
Embodiment
Mobile-phone payment relates to a plurality of links, and this is not only because mobile-phone payment needs the support of finance, terminal, equipment etc., and closely links to each other with enterprises and institutions, the consumer of society.Certainly, " means " of mobile-phone payment are also extremely various, comprise " brush ", note, voice etc., and the business form of mobile-phone payment also will derive more " mutation ".
The mentality of designing of technical solution of the present invention is that the chip with the 2.4G radio-frequency communication module is bridged to the SIM card, simultaneously design has the card reader of 2.4G communication function, then can keep data transmission under certain communication protocol between the SIM card behind the bridge joint and the card reader.
The RFID-SIM card be one with radio-frequency enabled, be the SIM card product that can carry out safely near field payment of mobile-phone payment service design specially, RF_SIM innovatively with wireless 2.4G radio frequency (RF) module collection in the SIM card, thereby thoroughly change the shortcoming that traditional SIM card can only carry out with mobile phone communication.Pay, supplement with money, transfer accounts and the business transaction activity such as shopping by various ways such as mobile phone 2.4G radiofrequency signal, SMS, voice, has convenient, fast, safe advantage, can pay the fees in Mobile banking, public transport, government utility, use in the fields such as commodity retail, advertisement putting, thereby promote the further fusion in telecommunications and the fields such as bank, traffic.
Assemble the mobile phone of this card by closely cordless and password confirming are paid.The difference maximum with at present existing closely payment is to need not mobile phone is customized or revise mobile phone or portable terminal.In addition, can utilize circle to deposit equipment transfers accounts to this mobile-phone payment account and supplements with money.Most shops all uses the POS machine when transaction at present, if this equipment increases a 2.4G card reader, client is as long as use the mobile phone of built-in RF_SIM card just can finish payment function so, and this will improve the convenience of customer consumption greatly.
RF_SIM card system platform product mainly comprises following hardware: 1, RF_SIM card; 2, RF_SIM card reader; 3, POS machine; 4, other kits, such as calibrating device etc.
The software support of RF_SIM card system platform mainly comprises following three parts:
(1) RF_SIM card comprises RF_SIM card bridge joint, STK firmware; RF_SIM Ka Shepintongxinku; Solve the mechanism of communication function and radio frequency transaction conflict.
(2) RF_SIM card reader comprises RF_SIM card reader firmware.
(3) RF_SIM card calibrating device comprises the calibrating device firmware.
In fact the realization of RF_SIM card is exactly to have increased a bridge system in the middle of original mobile phone and SIM card.Should
Bridge system comprises a safe main control chip and radio frequency interface chip, and the software that moves at safe main control chip.Add behind this cover system us and need not to revise the expansion that hardware in mobile phone and the SIM card or software just can be realized new business.
RF_SIM card inside is comprised of Z8D168U and SIM card two chip blocks, Z8D168U be in a 8 safety chips with the ISO7816 principal and subordinate interface in the emerging Z8 series, 8051 MCU Instruction collection of it and industrial standard are fully compatible.Integrated 8 safe microcontrollers of monocycle high-performance have 4.5K RAM and 168KByte Flash program/data-carrier store on the Z8D168U sheet.Z8D168U built-in DES/3DES algorithm engine, hardware random number generator and security protection unit.The physical design of RF_SIM card is shown in Fig. 1.
The software configuration of RFID-SIM card is shown in Fig. 2.Only have SIM card COS firmware among this figure in SIM the core of the card sheet, other ingredient is included in the Z8D168U chip.
2.4G chip in application process, need to process self with mobile phone, SIM card between tripartite communicating by letter, comprise following main software module:
1. main control module: comprise the submodules such as master routine, the control of command process flow process, low power consumption control, main flow state machine and the processing of P3 byte.
2. bridge module: the 2.4G chip has intelligent card interface (SCD) and the smart card reader interface (SCC) of hardware, so that switching becomes comparatively easy.On flow process, mobile phone is given the data of coming and only had two kinds: accordingly result is processed and returned to a kind of payment SIM card that needs, and the 2.4G chip is only played the part of the role of " bridge "; Another kind then needs the 2.4G chip to carry out independent processing or SIM card return results is processed, and the 2.4G chip is being born the function of " card ".
3.RF_SIM card COS module: the processing of the main privately owned order of completing user.
4.RF_SIM card STK module: mainly finish STK function in the RF_SIM card.
5.RF processing module: mainly finish the 2.4GHz communication function.
Interface features comprises following 4 aspects:
1. contact interface: the highest support of ISO7816 interface rate 230kbps; Support STK/OTA/OTA2 to use (design of using COS determines final support situation).
2. radio frequency interface: the aerial message transmission rate 1Mbps of radio communication interface; RF channel performance parameter comprises: frequency range is 2.4GHz; Aerial message transmission rate is 1Mbps; Reading/writing distance (closely)＜4cm, the maximum distance＜10cm that swipes the card, mode of operation is selected (agreement support) automatically; Typical case RF exchange hour＜300ms; Use unique frequency hopping effectively to prevent from disturbing; Support is read more than 8 card anti-collisions.
3.RF transmitter performance index: emissive power maximal value 0dBm; Emissive power minimum value-18dBm.
4.RF receiver performance index: card receiving sensitivity-80dBm.
Here description of the invention and application all is illustrative and schematic, is not to be to want with scope restriction of the present invention in the above-described embodiments.Here the distortion of disclosed embodiment and change is fully possible, and for those those of ordinary skill in the art, the various parts of the replacement of embodiment and equivalence all are known.Those skilled in the art also are noted that, in the situation that does not break away from spirit of the present invention or essential characteristic, the present invention can be with other form, structure, layout, ratio, and realize with other assembly, material and parts, and in the situation that does not break away from the scope of the invention and spirit, can carry out other distortion and change to disclosed embodiment here.
Claims (6)
1. RF_SIM card system, formed by RF_SIM card, RF_SIM card reader, POS machine, kit, it is characterized in that: the chip with radio-frequency communication module is bridged to SIM card, card reader has the 2.4G communication function, can keep data transmission under certain communication protocol between the SIM card behind the bridge joint and the card reader.
2. RF_SIM card as claimed in claim 1 system, wherein, the RF_SIM card comprises RF_SIM card bridge joint, STK firmware; RF_SIM Ka Shepintongxinku.
3. RF_SIM card as claimed in claim 1 or 2 system, wherein: the RF_SIM card reader comprises RF_SIM card reader firmware.
4. RF_SIM card as claimed in claim 1 or 2 system, wherein: kit is calibrating device.
5. RF_SIM card as claimed in claim 4 system, wherein: above-mentioned calibrating device comprises the calibrating device firmware.
6. mobile phone comprises each described RF_SIM card system such as claim 1-5.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012103093583A CN102867254A (en) | 2012-08-28 | 2012-08-28 | Radio frequency_subscriber identity module (RF_SIM) card system for mobile payment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012103093583A CN102867254A (en) | 2012-08-28 | 2012-08-28 | Radio frequency_subscriber identity module (RF_SIM) card system for mobile payment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN102867254A true CN102867254A (en) | 2013-01-09 |
Family
ID=47446114
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2012103093583A Pending CN102867254A (en) | 2012-08-28 | 2012-08-28 | Radio frequency_subscriber identity module (RF_SIM) card system for mobile payment |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN102867254A (en) |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101515387A (en) * | 2008-12-31 | 2009-08-26 | 候万春 | System and method for realizing non-contact payment based on payment bridge |
| CN101739583A (en) * | 2008-11-26 | 2010-06-16 | 国民技术股份有限公司 | Radio frequency SIM card, radio frequency card reader and magnetic induction control method for radio frequency communication |
| US20120205434A1 (en) * | 2010-05-11 | 2012-08-16 | Zte Corporation | Method for providing multimedia service, pos machine and mobile terminal |
-
2012
- 2012-08-28 CN CN2012103093583A patent/CN102867254A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101739583A (en) * | 2008-11-26 | 2010-06-16 | 国民技术股份有限公司 | Radio frequency SIM card, radio frequency card reader and magnetic induction control method for radio frequency communication |
| CN101515387A (en) * | 2008-12-31 | 2009-08-26 | 候万春 | System and method for realizing non-contact payment based on payment bridge |
| US20120205434A1 (en) * | 2010-05-11 | 2012-08-16 | Zte Corporation | Method for providing multimedia service, pos machine and mobile terminal |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN104809611A (en) | Mobile financial payment method and system based on Internet of Things under cloud platform | |
| CN101359383A (en) | Non-contact card application management system and management method based on mobile communication | |
| CN102222294A (en) | Novel mobile phone payment method | |
| CN201156262Y (en) | Small payment system for mobile phone | |
| TW201224962A (en) | Transaction information keeping methods and mobile devices thereto | |
| CN103365819A (en) | Electronic calculator with network transfer and collection and payment functions and network transfer method thereof | |
| CN201322961Y (en) | Mobile communication-based non-contact card application management system | |
| CN202998168U (en) | Safety device facing to ubiquitous network and multi-application system using same | |
| Dai et al. | An integrated mobile phone payment system based on 3g network | |
| Liu et al. | The GPRS mobile payment system based on RFID | |
| CN100543786C (en) | A kind of stored value card and electronic money transfer method thereof | |
| CN105608568A (en) | Device integrating functions of finance card payment and settlement and finance card payment and settlement method | |
| CN202217313U (en) | Intelligent card supporting double-frequency non-contact communication | |
| Wu et al. | Mobile payment framework based on 3G network | |
| CN102867254A (en) | Radio frequency_subscriber identity module (RF_SIM) card system for mobile payment | |
| CN102930433A (en) | RFID (Radio Frequency Identification) intelligent payment system | |
| CN102360416A (en) | Network electronic marketing system and intelligent network verification terminal | |
| CN203167016U (en) | Ultrahigh-frequency RFID mobile communication terminal | |
| CN203520528U (en) | Novel POS cashing machine | |
| Fu | Study on Overseas Market Expanding of Chinese Mobile Payment Enterprises | |
| CN104408617A (en) | Quick supermarket payment system based on NFC (Near Field Communication) identification technology | |
| CN202205282U (en) | Intelligent network verification terminal with combination of multiple automatic identification techniques | |
| CN201936399U (en) | Wireless payment POS (point-of-sale) machine with high integration and low cost | |
| CN102542691B (en) | Method for realizing bank card transaction between mobile phones in point-to-point way | |
| CN205139988U (en) | POS machine card swiping system and POS machine thereof |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20130109 |