CN102810191B - A kind of NFC system, its mobile payment and charging method - Google Patents
A kind of NFC system, its mobile payment and charging method Download PDFInfo
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- CN102810191B CN102810191B CN201210256866.XA CN201210256866A CN102810191B CN 102810191 B CN102810191 B CN 102810191B CN 201210256866 A CN201210256866 A CN 201210256866A CN 102810191 B CN102810191 B CN 102810191B
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Abstract
The invention discloses a kind of NFC system, its mobile payment and charging method, its system includes the mobile terminal with earphone jack and the external NFC device with plug；This external NFC device enters row data communication by earpiece data passage and mobile terminal, realize mobile terminal payment and charging function, it is not take up the USB interface of mobile terminal in the process, do not interfere with user and carry out other data interaction operations using USB interface, easy to use；And, the exclusive identification code UID code of storage in external NFC device can be associated in advance with the personal information of the user holding mobile terminal, so, only could successfully realize mobile payment or charging function with mobile terminal in the case that external NFC device is mated, avoid and lose, because of mobile terminal loss or external NFC device, the safety risks causing userspersonal information's leakage to bring, safe.
Description
Technical field
The present invention relates to wireless communication field, more particularly, to a kind of NFC system, its mobile payment and charging method.
Background technology
Near-field communication（NFC, Near Field Communication）Technology is a kind of in radio frequency identification（RFID,
Radio Frequency Identification）Merge, with the basis of the technology of interconnecting, the new technique developing and coming, be
A kind of short-distance wireless communication technology.It is integrated with Non-contact Media Reader, contact type intelligent card and point on one chip
Function to point, may operate in the frequency range of 13.56MHz, can set up between equipment in the range of about 10cm
Connect, and transfer rate can reach 106Kbit/s, 212Kbit/s or 424Kbit/s it is contemplated that future can bring up to
More than 848Kbit/s.
NFC terminal mainly have two kinds of mode of operations：（1）Aggressive mode：NFC terminal is as a Card Reader in this mode
Device, actively sends the radiofrequency signal of oneself and goes identification and the other NFC device of read/write, for example, be applied in POS；（2）By dynamic model
Formula：In this mode, NFC terminal can as a card by read/write, it only in the radio-frequency field that other equipment sends by the sound of something astir
Should, for example it is applied on mobile payment intelligent card.
At present, the NFC product on market is will be integrated for NFC chip or be inserted in inside smart mobile phone, in NFC mobile terminal
When carrying out the mobile payment based on NFC technique, it usually needs the personal information of user is bound with NFC chip, so, has
If the smart mobile phone of NFC chip is lost, the personal information of user is easy to be stolen, and can cause economic loss.
In addition, another external NFC device by the USB interface connection of smart mobile phone is had on market, this outer
Putting NFC device needs to be connected with the USB interface of mobile phone when specifically used, takies mobile phone when using external NFC device
Data channel, have impact on the operation carrying out other data interactions using the data channel of mobile phone.
Content of the invention
Embodiments provide a kind of NFC system, its mobile payment and charging method, in order in same mobile terminal
Upper conveniently securely achieve mobile payment and charging function.
A kind of NFC system provided in an embodiment of the present invention, including：There is the mobile terminal of earphone jack and there is plug
External NFC device；Described plug is connected with described earphone jack signal；
Described external NFC device, for sending, to recognizing apparatus, the radiofrequency signal carrying a UID code, and will be described
First UID code is sent to described mobile terminal by the earpiece data passage of described mobile terminal；And/or by described mobile whole
The earpiece data passage at end, the 2nd UID code of other NFC device distinguished out is sent to described mobile terminal；
Described mobile terminal, for when receiving a UID code, being set using a described UID code and described recognition
The standby payment information being sent to described mobile terminal according to a UID code, executes delivery operation；When receiving the 2nd UID code,
Confirm charge operation using described 2nd UID code with the consumption user holding other NFC device described.
A kind of method being paid using NFC system provided in an embodiment of the present invention provided in an embodiment of the present invention, bag
Include：
External NFC device in described NFC system receive recognizing apparatus send radio frequency identification signal when, to described knowledge
Other equipment sends the radiofrequency signal carrying a UID code, and by a described UID code by the movement in described NFC system
The earpiece data passage of terminal is sent to described mobile terminal；
Described mobile terminal when receiving a described UID code, using a described UID code and described recognizing apparatus
It is sent to the payment information of described mobile terminal according to a UID code, execute delivery operation.
A kind of method charged using NFC system provided in an embodiment of the present invention provided in an embodiment of the present invention, bag
Include：
External NFC device in described NFC system, after sending radio frequency identification signal to other NFC device, receives other
The radiofrequency signal carrying the 2nd UID code that NFC device sends, and by described 2nd UID code by the shifting in described NFC system
The earpiece data passage of dynamic terminal is sent to described mobile terminal；
Described mobile terminal when receiving described 2nd UID code, using described 2nd UID code with hold described other
The consumption user of NFC device confirms charge operation.
The beneficial effect of the embodiment of the present invention includes：
A kind of NFC system provided in an embodiment of the present invention, its mobile payment and charging method, its system is included with earphone
The mobile terminal of jack and the external NFC device with plug；This external NFC device passes through earpiece data passage and mobile terminal
Enter row data communication, realize mobile payment and charging function eventually, be not take up the USB interface of mobile terminal in the process, will not
Impact user carries out other data interaction operations using USB interface, easy to use；And it is possible to will store in external NFC device
Exclusive identification code UID code associate in advance with the personal information of the user holding mobile terminal, so, only external NFC fill
Put and in the case of mating with mobile terminal, could successfully realize mobile payment or charging function, it is to avoid lose because of mobile terminal or
External NFC device loses the safety risks causing userspersonal information's leakage to bring, safe.
Brief description
Fig. 1 is the structural representation of NFC system provided in an embodiment of the present invention；
Fig. 2 is the structural representation of the NFC system realizing mobile payment function provided in an embodiment of the present invention；
Fig. 3 is the signaling interaction diagram of example one provided in an embodiment of the present invention；
Fig. 4 is the structural representation of the NFC system realizing charging function provided in an embodiment of the present invention；
Fig. 5 is the signaling interaction diagram of example two provided in an embodiment of the present invention；
Fig. 6 is the structural representation of the NFC system simultaneously realizing mobile payment and charge provided in an embodiment of the present invention.
Specific embodiment
Below in conjunction with the accompanying drawings, the concrete reality to NFC system provided in an embodiment of the present invention, its mobile payment and charging method
The mode of applying is described in detail.
A kind of NFC system provided in an embodiment of the present invention, as shown in figure 1, include：
The mobile terminal with earphone jack and the external NFC device with headset plug, wherein, this headset plug and ear
Machine transplanting of rice hole can signal connect；
This external NFC device, carries the radiofrequency signal of a UID code for sending to recognizing apparatus, and by a UID
Code is sent to mobile terminal by the earpiece data passage of mobile terminal；And/or by the earpiece data passage of mobile terminal, will
The 2nd UID code distinguished out is sent to mobile terminal；
Mobile terminal, for when receiving a UID code, using a UID code and recognizing apparatus according to a UID
Code is sent to the payment information of mobile terminal, executes delivery operation；When receiving the 2nd UID code, executed using the 2nd UID code
Charge operation.
Below above-mentioned NFC system provided in an embodiment of the present invention is described in detail.
In the specific implementation, the mobile terminal in above-mentioned NFC system provided in an embodiment of the present invention can be smart mobile phone,
The mobile communications tool such as notebook computer or panel computer, here does not limit.
Wherein, the earphone jack of mobile terminal is generally standard headphone jack, and the headset plug of external NFC device is general
It is standard headphone plug, so, when external NFC device is connected on mobile terminal, can be led to by the earphone of mobile terminal
Road and external NFC device set up signal communication, realize mobile payment and/or charging function, with respect to existing by USB receptacle
The external NFC device being connected with mobile terminal, will not take the data channel of mobile terminal, convenient use.
In the specific implementation, external NFC device can be directly produced into the product with headset plug with decoration shape
Product, the dust plug being for example widely used at present, and, can also configure, in external NFC device, the jack being inserted into earphone,
Normal earphone cord is inserted after this jack, you can while realizing mobile payment and charging function, realize normal earphone
Function.
Introduce above-mentioned NFC system provided in an embodiment of the present invention separately below realizing mobile payment, charge or having shifting concurrently
Concrete structure when dynamic payment and charging function.
When NFC system is capable of mobile payment function, its concrete structure is as follows：
External NFC device, as shown in Fig. 2 specifically include：Tag circuit, the first earphone communicating circuit, and respectively with mark
Sign the microprocessor that circuit and the first earphone communicating circuit signal connect；
This tag circuit, for when receiving the radio frequency identification signal of recognizing apparatus transmission, sending to recognizing apparatus and taking
Radiofrequency signal with a UID code, and a UID code is sent to microprocessor；
This microprocessor, for when receiving a UID code of tag circuit transmission, a UID code and payment being referred to
Form the first audio signal after making code encryption, the first audio signal is sent to mobile terminal by the first earphone communicating circuit.
Mobile terminal, as shown in Fig. 2 specifically include：Process payment, the second earphone communicating circuit and respectively with
Pay the interface data processor that processor and the second earphone communicating circuit signal connect；
This interface data processor, for receiving the first audio signal by the second earphone communicating circuit, and to the first sound
Frequency signal is decrypted process, obtains a UID code and payment instruction code；Send the according to payment instruction code to process payment
One UID code；
This process payment, for obtaining user profile corresponding with a UID code according to a UID code, obtain
User profile and recognizing apparatus according to a UID code be sent to mobile terminal payment information consistent when, will confirm that the letter of payment
Breath feeds back to recognizing apparatus.
It is preferred that this mobile terminal, as shown in Fig. 2 can also include：The data storage being connected with process payment signal
Device, for storing the payment data of process payment, is easy to user's inquiry.
It is preferred that external NFC device, as shown in Fig. 2 can also include：With tag circuit, microprocessor and the first earphone
The power supply that communicating circuit connects, in the specific implementation, power supply can be the lithium battery of 3.6V rechargeable type.
Illustrate how above-mentioned NFC system realizes mobile payment function below by a specific example.
Example one：When the user holding NFC system occurs consumer need to move payment, outside identification equipment and
The Signalling exchange flow process of NFC system, as shown in figure 3, comprise the following steps：
S301, by external NFC device near such as POS or other NFC device recognizing apparatus, recognizing apparatus are outside
Put NFC device and send radiofrequency signal；
S302, the tag circuit of external NFC device send the radiofrequency signal carrying a UID code to identification equipment, with
When the first UID code is sent to microprocessor；
Wherein, a UID code is the unique ID code in the whole world prestoring in external NFC device, this code in advance with hold
The personal information of the user of this mobile terminal（As：The ID (identity number) card No. of this user, phone number, bank number, work unit,
Home address and at ordinary times consumption etc.）Associated.
Specifically, by the setting processor of mobile terminal, the personal information of user and a UID code can be tied up
It is shaped as corresponding relation, is saved in the data storage of mobile terminal, and, by the Internet, corresponding relation can also be protected
Exist in the data base in high in the clouds it is ensured that this external NFC device can only use on mobile terminal associated with it, enhance movement
The safety paying.
S303, identification equipment receive external NFC device tag circuit send a UID code after, according to first
UID code and the personal information corresponding relation of user, find the personal information of user beyond the clouds, and the amount of money that this is consumed etc.
Payment information is sent to, with note or other modes, the mobile terminal that user holds.
S304, external NFC device microprocessor receive tag circuit transmission a UID code after, can be by micro- place
In reason device, the payment instruction code of storage forms the first audio signal after being encrypted with the UID code receiving, and by outer
The the first earphone communicating circuit putting NFC device sends the first audio signal to mobile terminal；Wherein, payment instruction code one side is set
It is to use as delivery operation that a UID code can be distinguished in face, or operates with as charge, on the other hand refers to payment
Code and a UID code is made to be encrypted the safety that can also strengthen payment.
S305, the interface data processor of mobile terminal receive this first audio signal by the second earphone communicating circuit
Afterwards, process is decrypted to it, obtains a UID code and payment instruction code, and sent out to process payment according to payment instruction code
Send a UID code；
S306, process payment after receiving a UID code, by mobile Internet obtain from cloud database with
This corresponding user profile of UID code or obtain and this corresponding user profile of UID code from data storage, and by this user
The payment information that information and identification equipment send over is compared；
If both information of S307 is consistent, mobile terminal can will confirm that the feedback of the information of payment in the way of note
To recognizing apparatus, complete delivery operation.
Further, the payment data of process payment, after completing delivery operation, can also be stored in by mobile terminal
In data storage, it is easy to user's inquiry and uses.
It is possible to further control the working condition of external NFC device by mobile terminal, insert in external NFC device
After entering the earphone jack of terminal in moving, the process payment of mobile terminal can pass through interface data processor and the second earphone
Communicating circuit, sends the instruction opening tag circuit work to external NFC device, and the microprocessor of external NFC device passes through the
After one earphone communicating circuit receives this instruction, can be started working with abstract factory circuit, that is, external NFC device sends to outside
Radio frequency identification signal.
When NFC system is capable of charging function, its concrete structure is as follows：
External NFC device, as shown in figure 4, specifically include：Recognition circuit, the first earphone communicating circuit, and respectively with knowledge
Reading circuit and the microprocessor of the first earphone communicating circuit signal connection；
This recognition circuit, sends for after sending radio frequency identification signal to other NFC device, receiving other NFC device
The radiofrequency signal carrying the 2nd UID code, and the 2nd UID code is sent to microprocessor；
This microprocessor, for when receiving the 2nd UID code that recognition circuit sends, the 2nd UID code and charge being referred to
Form the second audio signal after making code encryption, the second audio signal is sent to mobile terminal by the first earphone communicating circuit.
Mobile terminal is as shown in figure 4, specifically include：Charging processor, the second earphone communicating circuit and respectively with charge
Processor and the interface data processor of the second earphone communicating circuit signal connection；
This interface data processor, for receiving the second audio signal by the second earphone communicating circuit, and to the second sound
Frequency signal is decrypted process, obtains the 2nd UID code and charge order code；Send the according to charge order code to charging processor
Two UID codes；
This charging processor, for obtaining the information of consumption user corresponding with the 2nd UID code according to the 2nd UID code, will
Pay imformation is sent to corresponding consumption user, and is receiving after consumption user feedback acknowledges receipt of the information of expense really, executes charge
Operation.
It is preferred that this mobile terminal, as shown in figure 4, can also include：The data storage being connected with charging processor signal
Device, for storing the charge data of charging processor, is easy to user's inquiry.
It is preferred that external NFC device, as shown in figure 4, can also include：With recognition circuit, microprocessor and the first earphone
The power supply that communicating circuit connects, in the specific implementation, power supply can be the lithium battery of 3.6V rechargeable type.
Illustrate how above-mentioned NFC system realizes charging function below by a specific example.
Example two：When NFC system is charged to other consumers, the Signalling exchange of other NFC device and NFC system
Flow process, as shown in figure 5, comprise the following steps：
S501, the recognition circuit of external NEC device constantly send radio frequency identification signal to outside；
S502, when other NFC device are near external NFC device, the recognition circuit of external NFC device receives other NFC
Device send the radiofrequency signal carrying the 2nd UID code, similar, the 2nd UID code in advance with hold other NFC device
The personal information of consumption user（As：The ID (identity number) card No. of this consumption user, phone number, bank number, work unit, family
Address and at ordinary times consumption etc.）Associated.
S503, recognition circuit, after receiving the 2nd UID code, the 2nd UID code are sent to microprocessor；Microprocessor
After receiving the 2nd UID code that recognition circuit sends, can by the charge order code of storage in microprocessor and receive the
Two UID codes form the second audio signal after being encrypted, and whole to moving by the first earphone communicating circuit of external NFC device
End sends the second audio signal；Wherein, setting charge order code one side can distinguish the 2nd UID code is as delivery operation
Use, or operate with as charge, on the other hand charge order code and the 2nd UID code are encrypted and can also strengthen receipts
The safety taking.
S504, the interface data processor of mobile terminal receive this second audio signal by the second earphone communicating circuit
Afterwards, process is decrypted to it, obtains the 2nd UID code and charge order code, and sent out to charging processor according to charge order code
Send the 2nd UID code；
S505, charging processor after receiving the 2nd UID code, by mobile Internet obtain from cloud database with
The information of the corresponding consumption user of the 2nd UID code is it is possible to be sent to corresponding consumption by short message mode by pay imformation
User.
S506, the consumption user pay imformation that receives of contrast confirm errorless after, to the letter of mobile terminal feedback acknowledgment charge
Breath, completes charge operation.
Further, the charge data of charging processor, after completing charge operation, can also be stored in by mobile terminal
In data storage, it is easy to user's inquiry and uses.
It is possible to further control the working condition of external NFC device by mobile terminal, insert in external NFC device
After entering the earphone jack of terminal in moving, the charging processor of mobile terminal can pass through interface data processor and the second earphone
Communicating circuit, sends the instruction opening recognition circuit work to external NFC device, and the microprocessor of external NFC device passes through the
After one earphone communicating circuit receives this instruction, recognition circuit can be controlled to start working, that is, external NFC device is constantly to outside
Send radio frequency identification signal.
When NFC system can realize mobile payment and charging function simultaneously, its concrete structure is as follows：
External NFC device, as shown in fig. 6, specifically include：Tag circuit, recognition circuit, the first earphone communicating circuit, with
And respectively with tag circuit, recognition circuit and the microprocessor that is connected of the first earphone communicating circuit signal；
This tag circuit, for when receiving the radio frequency identification signal of recognizing apparatus transmission, sending to recognizing apparatus and taking
Radiofrequency signal with a UID code, and a UID code is sent to microprocessor；
This recognition circuit, sends for after sending radio frequency identification signal to other NFC device, receiving other NFC device
The radiofrequency signal carrying the 2nd UID code, and the 2nd UID code is sent to described microprocessor；
This microprocessor, for when receiving a UID code of tag circuit transmission, a UID code and payment being referred to
Form the first audio signal after making code encryption, the first audio signal is sent to mobile terminal by the first earphone communicating circuit；?
When receiving the 2nd UID code that recognition circuit sends, form the second audio frequency letter by after the 2nd UID code and charge instruction code encryption
Number, the second audio signal is sent to mobile terminal by the first earphone communicating circuit.
Mobile terminal, as shown in fig. 6, specifically include：Process payment, charging processor, the second earphone communicating circuit, with
And the interface data processor that is connected with process payment, charging processor and the second earphone communicating circuit signal respectively；
This interface data processor, for receiving the first audio signal by the second earphone communicating circuit, and to the first sound
Frequency signal is decrypted process, obtains a UID code and payment instruction code；Send the according to payment instruction code to process payment
One UID code；Second audio signal is received by the second earphone communicating circuit, and process is decrypted to the second audio signal, obtain
To the 2nd UID code and charge order code；2nd UID code is sent to charging processor according to charge order code；
This process payment, for obtaining user profile corresponding with a UID code according to a UID code, obtain
User profile and recognizing apparatus according to a UID code be sent to mobile terminal payment information consistent when, will confirm that the letter of payment
Breath feeds back to recognizing apparatus；
This charging processor, for obtaining the information of consumption user corresponding with the 2nd UID code according to the 2nd UID code, will
Pay imformation is sent to corresponding consumption user, and is receiving after consumption user feedback acknowledges receipt of the information of expense really, executes charge
Operation.
Specifically, the microprocessor in the above-mentioned external NFC device simultaneously realizing mobile payment and charging function, is additionally operable to
Abstract factory circuit and the working condition of recognition circuit, that is, the opening and closing of abstract factory circuit and recognition circuit, specifically real
Shi Shi, can open tag circuit and recognition circuit it is also possible between switch, here is not detailed simultaneously.
It is preferred that this mobile terminal, as shown in fig. 6, can also include：Connect with process payment and charging processor signal
The data storage connecing, for storing the payment data of process payment and the charge data of charging processor, is easy to user and looks into
Ask.
It is preferred that external NFC device, as shown in fig. 6, can also include：With tag circuit, recognition circuit, microprocessor
The power supply connecting with the first earphone communicating circuit, in the specific implementation, power supply can be the lithium of 3.6V rechargeable type
Battery.
Based on same inventive concept, the embodiment of the present invention additionally provides one kind and moves payment using above-mentioned NFC system
With the method for charge, because the principle of the method solve problem is similar to a kind of aforementioned NFC system, the enforcement of therefore the method can
With the enforcement referring to system, repeat no more in place of repetition.
The method being paid using above-mentioned NFC system provided in an embodiment of the present invention, including：
External NFC device in NFC system, when receiving the radio frequency identification signal that recognizing apparatus send, is sent out to identification equipment
Send the radiofrequency signal carrying a UID code, and a UID code is led to by the earpiece data of the mobile terminal in NFC system
Road is sent to mobile terminal；
Mobile terminal, when receiving a UID code, is sent out according to a UID code using a UID code and recognizing apparatus
Give the payment information of mobile terminal, execute delivery operation.
The method charged using above-mentioned NFC system provided in an embodiment of the present invention, including：
External NFC device in NFC system, after sending radio frequency identification signal to other NFC device, receives other NFC dress
Put the radiofrequency signal carrying the 2nd UID code of transmission, and the 2nd UID code is passed through the earphone of the mobile terminal in NFC system
Data channel is sent to mobile terminal；
Mobile terminal when receiving the 2nd UID code, using the 2nd UID code and the consumption user holding other NFC device
Confirm charge operation.
Through the above description of the embodiments, those skilled in the art can be understood that the embodiment of the present invention
Can be realized by hardware it is also possible to realize by by way of software plus necessary general hardware platform.Based on such reason
Solution, the technical scheme of the embodiment of the present invention can be embodied in the form of software product, and this software product can be stored in one
Individual non-volatile memory medium（Can be CD-ROM, USB flash disk, portable hard drive etc.）In, including some instructions with so that one is counted
Calculate machine equipment（Can be personal computer, server, or network equipment etc.）Side described in execution each embodiment of the present invention
Method.
It will be appreciated by those skilled in the art that accompanying drawing is the schematic diagram of a preferred embodiment, the module in accompanying drawing or stream
Journey is not necessarily implemented necessary to the present invention.
It will be appreciated by those skilled in the art that module in device in embodiment can be carried out point according to embodiment description
It is distributed in the device of embodiment and be disposed other than in one or more devices of the present embodiment it is also possible to carry out respective change.On
The module stating embodiment can merge into a module it is also possible to be further split into multiple submodule.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
A kind of NFC system provided in an embodiment of the present invention, its mobile payment and charging method, its system is included with earphone
The mobile terminal of jack and the external NFC device with plug；This external NFC device passes through earpiece data passage and mobile terminal
Enter row data communication, realize mobile payment and charging function eventually, be not take up the USB interface of mobile terminal in the process, will not
Impact user carries out other data interaction operations using USB interface, easy to use；And it is possible to will store in external NFC device
Exclusive identification code UID code associate in advance with the personal information of the user holding mobile terminal, so, only external NFC fill
Put and in the case of mating with mobile terminal, could successfully realize mobile payment or charging function, it is to avoid lose because of mobile terminal or
External NFC device loses the safety risks causing userspersonal information's leakage to bring, safe.
Obviously, those skilled in the art can carry out the various changes and modification essence without deviating from the present invention to the present invention
God and scope.So, if these modifications of the present invention and modification belong to the scope of the claims in the present invention and its equivalent technologies
Within, then the present invention is also intended to comprise these changes and modification.
Claims (8)
1. a kind of NFC system is it is characterised in that include：There is the mobile terminal of earphone jack and there is the external of headset plug
NFC device；Described headset plug is connected with described earphone jack signal, and described external NFC device has the jack of insertion earphone；
Described external NFC device, for sending, to recognizing apparatus, the radiofrequency signal carrying the first exclusive identification code UID code, and
A described UID code is sent to described mobile terminal by the earpiece data passage of described mobile terminal；And/or by described
The earpiece data passage of mobile terminal, the 2nd UID code of other NFC device distinguished out is sent to described mobile terminal；Institute
State external NFC device, specifically include：Tag circuit, the first earphone communicating circuit, and respectively with described tag circuit and described
The microprocessor that first earphone communicating circuit signal connects；Described tag circuit, for receiving described recognizing apparatus transmission
Radio frequency identification signal when, send to described recognizing apparatus and carry the radiofrequency signal of a UID code, and by a described UID
Code sends described microprocessor to；Described microprocessor, for when receiving the UID code that described tag circuit sends,
Form the first audio signal by after a described UID code and payment instruction code encryption, by described first earphone communicating circuit to
Described mobile terminal sends described first audio signal；
Described mobile terminal, for when receiving a UID code, using a described UID code and described recognizing apparatus root
It is sent to the payment information of described mobile terminal according to a UID code, execute delivery operation；When receiving the 2nd UID code, utilize
Described 2nd UID code confirms charge operation with the consumption user holding other NFC device described；Described mobile terminal, concrete bag
Include：Process payment, the second earphone communicating circuit and respectively with described process payment and described second earphone communicating circuit
The interface data processor that signal connects；Described interface data processor, for being received by described second earphone communicating circuit
Described first audio signal, and process is decrypted to described first audio signal, obtain a described UID code and described payment
Order code；A described UID code is sent to described process payment according to described payment instruction code；Described process payment, uses
In user profile corresponding with a described UID code is obtained according to a described UID code, in the described user profile obtaining and institute
State recognizing apparatus according to a UID code be sent to described mobile terminal payment information consistent when, will confirm that the information of payment is anti-
Feed described recognizing apparatus.
2. NFC system as claimed in claim 1, it is characterised in that described external NFC device, also includes：With described microprocessor
The recognition circuit that device signal connects, for, after sending radio frequency identification signal to other NFC device, receiving other NFC device and sending out
The radiofrequency signal carrying the 2nd UID code sent, and described 2nd UID code is sent to described microprocessor；
Described microprocessor, is additionally operable to when receiving the 2nd UID code that described recognition circuit sends, by described 2nd UID code
Form the second audio signal with after charge instruction code encryption, sent to described mobile terminal by described first earphone communicating circuit
Described second audio signal；
Described mobile terminal, also includes：The charging processor being connected with described interface data processor signal；
Described interface data processor, is additionally operable to receive described second audio signal by described second earphone communicating circuit, and
Process is decrypted to described second audio signal, obtains described 2nd UID code and described charge order code；According to described charge
Order code sends described 2nd UID code to described charging processor；
Described charging processor, for obtaining the letter of consumption user corresponding with described 2nd UID code according to described 2nd UID code
Breath, pay imformation is sent to corresponding consumption user, and receiving after described consumption user feedback acknowledges receipt of the information of expense really,
Execution charge operation.
3. NFC system as claimed in claim 2, it is characterised in that described microprocessor, is additionally operable to control described tag circuit
Working condition with described recognition circuit.
4. NFC system as claimed in claim 3, it is characterised in that described mobile terminal, also includes：With described payment processes
The data storage that device and described charging processor signal connect, for storing the payment data of described process payment and described
The charge data of charging processor.
5. NFC system as claimed in claim 3, it is characterised in that described external NFC device, also includes：With described label electricity
The power supply that road, recognition circuit, microprocessor and the first earphone communicating circuit connect.
6. NFC system as claimed in claim 1 is it is characterised in that described external NFC device, including：Recognition circuit, first
Earphone communicating circuit, and the microprocessor being connected with described recognition circuit and described first earphone communicating circuit signal respectively；
Described recognition circuit, for after sending radio frequency identification signal to other NFC device, receiving the transmission of other NFC device
Carry the radiofrequency signal of the 2nd UID code, and described 2nd UID code is sent to described microprocessor；
Described microprocessor, for receive described recognition circuit send the 2nd UID code when, will described 2nd UID code with
Form the second audio signal after charge instruction code encryption, institute is sent to described mobile terminal by described first earphone communicating circuit
State the second audio signal；
Described mobile terminal includes：Charging processor, the second earphone communicating circuit and respectively with described charging processor and institute
State the interface data processor that the second earphone communicating circuit signal connects；
Described interface data processor is for receiving described second audio signal by described second earphone communicating circuit and right
Described second audio signal is decrypted process, obtains described 2nd UID code and described charge order code；Referred to according to described charge
Code is made to send described 2nd UID code to described charging processor；
Described charging processor, for obtaining the letter of consumption user corresponding with described 2nd UID code according to described 2nd UID code
Breath, pay imformation is sent to corresponding consumption user, and receiving after described consumption user feedback acknowledges receipt of the information of expense really,
Execution charge operation.
7. a kind of method being paid using the NFC system as described in any one of claim 1-6 is it is characterised in that include：
External NFC device in described NFC system, when receiving the radio frequency identification signal that recognizing apparatus send, sets to described identification
Preparation send the radiofrequency signal carrying a UID code, and by a described UID code by the mobile terminal in described NFC system
Earpiece data passage be sent to described mobile terminal；
Described mobile terminal when receiving a described UID code, using a described UID code and described recognizing apparatus according to
First UID code is sent to the payment information of described mobile terminal, executes delivery operation.
8. a kind of method charged using the NFC system as described in any one of claim 1-6 is it is characterised in that include：
External NFC device in described NFC system, after sending radio frequency identification signal to other NFC device, receives other NFC dress
Put the radiofrequency signal carrying the 2nd UID code of transmission, and by described 2nd UID code by the mobile end in described NFC system
The earpiece data passage at end is sent to described mobile terminal；
Described mobile terminal, when receiving described 2nd UID code, is filled with holding other NFC described using described 2nd UID code
The consumption user put confirms charge operation.
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| CN104869490B (en) * | 2014-02-21 | 2018-06-19 | 中国银联股份有限公司 | The method that remote payment is carried out based on the wireless headset with mobile payment function |
| CN105322983A (en) * | 2014-06-30 | 2016-02-10 | 上海华虹集成电路有限责任公司 | Bluetooth Key and Bluetooth POS for mobile equipment |
| CN104268954A (en) * | 2014-08-21 | 2015-01-07 | 广州砺锋信息科技有限公司 | Method and device for identity identification by nfc interfaces or sound waves |
| CN105631658A (en) * | 2014-11-21 | 2016-06-01 | 中国移动通信集团公司 | Data processing method and device |
| CN104702413A (en) * | 2015-03-20 | 2015-06-10 | 深圳市睿祺智尚科技有限公司 | NFC (Near Field Communication)-based authentication method and system and plug and socket assembly |
| CN104915828A (en) * | 2015-05-15 | 2015-09-16 | 努比亚技术有限公司 | Near field communication-based data processing method, device and system |
| CN105868978A (en) * | 2016-03-25 | 2016-08-17 | 福建联迪商用设备有限公司 | NFC mobile payment method and system thereof |
| CN107844972A (en) * | 2016-09-19 | 2018-03-27 | 中兴通讯股份有限公司 | A kind of method of payment, mobile terminal and NFC terminals |
| CN106557708B (en) * | 2016-11-21 | 2020-03-17 | 武汉斗鱼网络科技有限公司 | Safety protection method and system |
| CN107493373B (en) * | 2017-05-24 | 2020-12-08 | 朱小军 | Encryption storage system capable of charging and synchronously backing up |
| KR102638750B1 (en) * | 2018-11-22 | 2024-02-22 | 삼성전자주식회사 | Operating method of electronic device performing near field communication functions |
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