CN102800018A - Credit management system and credit processing method thereof - Google Patents
Credit management system and credit processing method thereof Download PDFInfo
- Publication number
- CN102800018A CN102800018A CN2012102369492A CN201210236949A CN102800018A CN 102800018 A CN102800018 A CN 102800018A CN 2012102369492 A CN2012102369492 A CN 2012102369492A CN 201210236949 A CN201210236949 A CN 201210236949A CN 102800018 A CN102800018 A CN 102800018A
- Authority
- CN
- China
- Prior art keywords
- loan
- credit
- module
- information
- management
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a credit management system and a credit processing method thereof. The system comprises a customer information module, a loan approval module, a loan origination module, a loan collection module, a post-loan management module, a five-level classification module, an inquiry analysis module, an information maintenance module and a system setting module. Through the invention, the loan management level of a credit cooperative can be quickly improved, the economical benefits of the credit cooperative are increased, the loan data of the credit cooperative is standardized, the management of the credit cooperative is facilitated, dynamic supervision on loan is enhanced, and the credit risk is resolved and controlled; and moreover, the loan data of all branches can be gathered in the cooperatives, and each cooperative performs effective control on each business so as to truly realize electronization and informatization of credit management.
Description
Technical field
The present invention relates to field of computer technology, relate in particular to a kind of credit management system and utilize it to handle the method for credit.
Background technology
Credit is that rural credit cooperative's capital employed is obtained the topmost approach of benefit, and the height of loan quality is directly connected to the survival and development of rural credit cooperative.But many owing to the rural credit cooperative site, divide reasons such as spreading, the loan stroke count is many, loan officer's quality level is different; Make that the difficulty of carrying out manual account management is very big; Joining society can't effectively monitor every business that basic unit takes place, also potential huge risk in professional great-leap-forward development.How on technological means, the risk that possibly occur effectively to be controlled and dissolves? Unique way can only be a standard in addition on system and operating process, and the risk that possibly occur was strangled before credit operation takes place.But how about can be before credit operation takes place with these risk controls? Present stage has only and carries out greatly concentratedly joining society the credit data of each site, and each joins society each business that takes place is effectively monitored.Therefore carry out credit management electronization, informationization, the valid function platform of setting up the credit management is imperative.
Summary of the invention
A purpose of the present invention is, proposes a kind of credit management system, and it can improve the loan administration level of credit office rapidly, improves the economic benefit of credit office, and the loan data of standard credit office makes things convenient for the management of each credit office self;
Another object of the present invention is to, the credit disposal route of a kind of credit management system is provided, its greatly standard the loan transaction flow process, can effectively take precautions against the credit operational risk.
Be to realize that above-mentioned purpose, the present invention provide a kind of credit management system, comprising:
The customer information module, be used to register client's essential information, blacklist information management, client's managed together typing, modification, delete and check;
Loan is examined module, and be used for loan application, examine the conclusion information that each procedure links forms and carry out typing, modification, delete and check operation, and print register client's loan application, loan application approval table;
The loan origination module is used to put down in writing loan origination information, but and credit information made check, modification and deletion action;
The loan collection module is used for the client and gives back principal and interest;
The post-loan management module is used for the typing to lawsuit, the inspection of loan back and payment of a debt asset management information, and expired loan collection single printing and the single receipt of the collection of providing a loan are registered;
The Pyatyi sort module, the matrix adjustment of the Pyatyi classification that is used to provide a loan and artificial adjustment;
The query analysis module is used for tabulate statistics, detailed inquiry, the inquiry of client's degree of association, and the query statistic result is appeared with diagrammatic form, generates the comparative analysis data, for loan analysis provides foundation;
The data maintenance module is used for customer information and credit information are adjusted;
System is provided with module, according to different clients' demand, to system's setting of being correlated with.
Wherein, said blacklist information management is used to put down in writing that credit is poor, malice is in arrears with and the blacklist customer information of malice fee evasion agency debt, controls the granting of new loan with this.
Also comprise loan agreement administrative unit, loan origination unit, rollover unit in the loan origination module of the present invention; Comprise the repayment schedule unit in the loan collection module, settle accounts unit, also the part principal and interest unit and the unit of refunding in advance on schedule.
Further, comprise lawsuit administrative unit, loan back inspection unit, payment of a debt asset management unit, loan collection singles impression unit, the collection receipt registration unit of providing a loan in the said post-loan management module; This lawsuit administrative unit is used to put down in writing prosecution and the execution information by prosecution loan client or guarantor client; Borrow the back inspection unit and be used to put down in writing, and point out the customer manager will strengthen risk management and control the client through the content of inspection to fox message after loan client's the loan; Payment of a debt asset management unit is used to put down in writing the reception detail and the disposes of information of payment of a debt assets; Loan collection singles impression unit is used for the collection singles seal of overdue loan; Loan collection receipt registration unit is used to put down in writing the information of the single receipt of loan collection.
The matrix adjustment of said Pyatyi classification is specially the matrix method setup parameter according to the classification of loan Pyatyi, and system carries out the batch adjustment automatically.
Detail inquiry in the said query analysis module comprises that the detailed inquiry of Business Stream water account, loan are examined detailed inquiry, the detailed inquiry of loan, the detailed inquiry of the also detailed inquiry of breath of refunding, the detailed inquiry of underwriter, the detailed inquiry of guaranty, the detailed inquiry of collateral security, the detailed inquiry of payment of a debt assets disposal, the detailed inquiry of payment of a debt asset acceptance, lawsuit, transfer the detailed inquiry of Pyatyi classification, the detailed inquiry of Operation Log.
Further, the present invention also provides the credit disposal route of a kind of credit management system, and it comprises the steps:
Log on credit management system master interface, through customer information module creation customer information, this customer information comprises kinsfolk, asset-liabilities situation, credit rating, fingerprint registration and loan card release information;
Propose loan application to credit agency, and the collateral security relevant information is provided;
The loan application that credit agency proposes the client provide a loan investigation, ascertainment of loan and loan review, and provide corresponding survey report, examination report and review report;
Credit agency examine through after carry out loan origination, and corresponding in the loan origination module typing guaranty, collateral security and underwriter's information;
Credit agency checks the loan of being provided, and through the post-loan management module to lawsuit, borrow the back inspection and payment of a debt asset management information is carried out typing, and print expired loan collection advice note and the single receipt of loan collection registered;
Principal and interest through loan recovery module repayment of bank loans.
Among the present invention, log on credit management system master interface and can adopt input user instruction landing approach or adopt the fingerprint landing approach.
In addition, before proposing the loan application step, also comprise and utilize the I.D. card reader to carry out the step of identity verification to credit agency.
Moreover, in the step of the present invention through the principal and interest of loan recovery module repayment of bank loans, also comprise the operation that the refund voucher is printed and importing bank withholds.
Credit management system of the present invention and credit disposal route thereof; Its system flexibility is stronger; Function is comparatively perfect, has solved rural credit cooperative's loan monitoring, precise statistics, peasant household's file information management, the timely collection of providing a loan, has kept accounts and prick that account is difficult, loan accurately bears interest and the difficult problem of Pyatyi classification by hand; In addition, it can also carry out the credit data of each site concentrated greatly in couplet society, and each joins society effectively monitors each business that takes place, and realizes credit management electronization, information-based.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art; To do to introduce simply to the accompanying drawing of required use in embodiment or the description of the Prior Art below; Obviously, the accompanying drawing in describing below only is some embodiments of the present invention, for those of ordinary skills; Under the prerequisite of not paying creative work property, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the module diagram of a kind of specific embodiment of credit management system of the present invention;
Fig. 2 is the schematic flow sheet of a kind of specific embodiment of credit disposal route of the credit management of the present invention system;
Fig. 3 is the schematic flow sheet of believing of a kind of specific embodiment of credit disposal route of borrowing management system among Fig. 2.
Embodiment
To combine the accompanying drawing in the embodiment of the invention below, the technical scheme in the embodiment of the invention is carried out clear, intactly description, obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills are not making the every other embodiment that is obtained under the creative work prerequisite, all belong to the scope of the present invention's protection.
As shown in Figure 1, the present invention provides a kind of credit management system, and it comprises:
Customer information module 1, its be mainly used in registration client's essential information, blacklist information management, client's managed together typing, modification, delete and check etc.As a kind of specific embodiment of the present invention, customer information unit, credit rating unit, blacklist administrative unit, client's managed together unit, client ten chronicle of events unit, loan card granting unit (not shown) can be set in this customer information module 1.Wherein, This customer information unit is mainly used in registration client's essential information; Be convenient to grasp and write down some basic conditions of client; For example, can set up customer information respectively according to the classification of business unit's customer information, public institution's customer information, other unit customer information, peasant household's information, self-employed entrepreneur's information, the customer information of giving financial aid to students, other individual client's information.The blacklist information management unit is used to put down in writing that some credits are poor, malice is in arrears with and the blacklist client-related information of malice fee evasion agency debt, comes to control as strict as possible the granting of new loan through the management of this functional unit.Client's managed together unit is mainly used in certain client when the multimachine structure is made loans simultaneously, need carry out client's condominium.
Loan is examined module 2, and it is mainly used in loan application, examine the conclusion information that each procedure links forms carries out typing, modification, deletes and check operation, and print register client's loan application, loan application approval table.The client can be provided with different flow processs according to actual conditions.In the specific embodiment of the invention, this loan is examined can also specifically be provided with loan application unit 21 in the module 2, loan is investigated unit 22, ascertainment of loan unit 23, provided a loan and examine unit 24.Wherein, This loan application unit 21 is used for registering, revises, checks client's application information, prints the loan application table; It can search button through clicking customer ID; Search the client that need set up application information and selected this client through quickly look-up modes such as customer ID, customer names, click the Back button then and get back to an interface and import relevant information again.Loan investigation unit 22 is used for registering, revises, checks customer survey information; It can be examined module 2 through loan and get into loan investigation unit 22, and through clicking " searching " button, the detail of application information can appear in system; Through quickly look-up mode such as customer ID, customer name or use scroll bar to search and the selected client who needs investigation; Click the Back button access mechanism survey input interface, click " newly-built " button, the input relevant information.Information has been recorded the back and has been submitted next link to, clicks " preservation " button, withdraws from the survey interface.Said ascertainment of loan unit 23 is used for registering, revises, checks ascertainment of loan information; Loan is examined unit 24 and is used for the authorization of registration loan, approval information, and prints the loan reply.
Loan origination module 3, it is mainly used in record loan origination information, but and credit information made check, modification and deletion action.In the specific embodiment of the invention, also be provided with loan agreement administrative unit 31, loan origination unit 32, rollover unit 33 in this loan origination module 3.
Loan collection module 4 is used for the client and gives back principal and interest.In the present invention, also include in this loan collection module 4 repayment schedule unit 41, settle accounts unit 42, also the part principal and interest unit 43 and the unit 44 of refunding in advance on schedule.Can formulate the repayment schedule that is fit to oneself according to the situation of self through this repayment schedule unit 41 clients, can also refund in advance through the 44 pairs of loans in unit of refunding in advance.
Post-loan management module 5 is used for the typing to lawsuit, the inspection of loan back and payment of a debt asset management information, and expired loan collection single printing and the single receipt of the collection of providing a loan are registered.This post-loan management module 5 comprises that also print unit 54 is inquired about in lawsuit administrative unit 51, loan back inspection unit 52, payment of a debt asset management unit 53, loan collection, registration unit 55 is singly signed in collection.Wherein, this lawsuit administrative unit 51 is mainly used in record by prosecution loan client or guarantor client's prosecution and execution information; Borrow back inspection unit 52 be mainly used in record to loan client's loan after fox message, and point out the customer manager will strengthen risk management and control to the client through the content of inspection; Payment of a debt asset management unit 53 is mainly used in the reception detail and the disposes of information of record payment of a debt assets; Loan collection singles impression unit 54 is used for the collection singles seal of overdue loan; Loan collection receipt registration unit 55 is mainly used in the information of the single receipt of record loan collection.
Pyatyi sort module 6, it is mainly used in the matrix adjustment and artificial adjustment of the Pyatyi classification of providing a loan.Wherein, the matrix adjustment of this Pyatyi classification is specially the matrix method setup parameter according to the classification of loan Pyatyi, and system carries out the batch adjustment automatically.Among the present invention, this Pyatyi sort module 6 further can comprise Pyatyi classification matrix adjustment unit, Pyatyi artificial adjustment unit, loan subject matrix adjustment unit, the level Four artificial adjustment unit (not shown) of classifying of classifying.Wherein, this Pyatyi classification matrix adjustment unit is used for the matrix method setup parameter according to the classification of loan Pyatyi, and system carries out batch processing automatically.Perhaps, through the Pyatyi artificial adjustment unit of classifying loan is carried out the manual sort.Loan subject matrix adjustment unit is used for according to loan subject setup parameter, and system carries out the batch adjustment automatically.
Query analysis module 7; It is the embodiment of loan administration infosystem " management platform " and " analysis platform " function; Be divided into tabulate statistics, detailed inquiry, client's correlation inquiry, it is mainly used in tabulate statistics, detailed inquiry, the inquiry of client's degree of association, and the query statistic result is appeared with diagrammatic forms such as bivariate table, histogram, cake charts; Generate the comparative analysis data, for loan analysis provides foundation.In the present invention, this query analysis module 7 can require according to different statistic, condition is carried out individual event or multinomial combination is added up, inquiry.As a kind of specific embodiment of the present invention, details inquiry in this query analysis module 7 comprises that the detailed inquiry of Business Stream water account, loan are examined detailed inquiry, the detailed inquiry of loan, the detailed inquiry of the also detailed inquiry of breath of refunding, the detailed inquiry of underwriter, the detailed inquiry of guaranty, the detailed inquiry of collateral security, the detailed inquiry of payment of a debt assets disposal, the detailed inquiry of payment of a debt asset acceptance, lawsuit, transfer the detailed inquiry of Pyatyi classification, the detailed inquiry of Operation Log.Wherein, the detailed inquiry of said loan can be inquired about each loan by detailed mode, and calculates amount of the loan total, credit balance total charge total number automatically, can inquire about expired loan detail, can Query Result be outputed to electrical form.Refund and also cease the detail that detailed inquiry can be inquired about each refund according to detailed mode.
Data maintenance module 8 is mainly used in customer information and credit information is adjusted.Among the present invention, this data maintenance module 8 can be adjusted customer manager section of jurisdiction loan through the various combination of screening conditions flexibly.As with the loan of certain mechanism, the loan of certain customer type, certain client's loan or the loan of certain customer manager section of jurisdiction, all or part of carry out customer manager's adjustment.In the specific embodiment of the invention, this data maintenance module 8 can specifically comprise customer manager's adjustment unit 81, customer type adjustment unit 82, data interface unit 83, provide a loan to block and receive unit 84.
System is provided with module 9, is used for the demand according to different clients, to system's setting of being correlated with.In the specific embodiment of the invention, this system is provided with module 9 can also comprise that institutional adjustment unit 91, personnel are provided with unit 92, class of business and are provided with that unit 93, personnel's authority are provided with unit 94, system is provided with unit 95.This institutional adjustment unit 91 can and have the mechanism of loan, branch offices to carry out basic setup to mechanism; Personnel are provided with unit 92 and are used for the user is carried out recognition of qulifications, and make it possess query function, and the concrete operations authority needs in personnel's authority setup menu, to set; Class of business is provided with unit 93 and is used for class of business is provided with; Personnel's authority is provided with unit 94 and is used for personnel are carried out right assignment.
The credit management of the present invention system; It need customer information module 1, loan through being arranged at main interface 10 be examined module 2, loan origination module 3, loan collection module 4, post-loan management module 5, Pyatyi sort module 6, query analysis module 7, data maintenance module 8, system module 9 is set; Can carry out greatly concentrated in couplet society the credit data of each site; Each joins society effectively monitors each business that takes place, and realizes credit management electronization, information-based, can improve the loan administration level of credit office rapidly; Improve the economic benefit of credit office; The loan data of standard credit office makes things convenient for the management of each credit office self, also can make the violation loan behavior that joins each basic unit of better supervision and management of administrative authority of society.
Further, the present invention also provides the credit disposal route of a kind of credit management system, and as shown in Figure 2, it comprises the steps:
Step a logs on credit management system master interface, and through customer information module creation customer information, this customer information comprises kinsfolk, asset-liabilities situation, credit rating, fingerprint registration and loan card release information.Among the present invention, when getting into credit management system for the first time, need at first carry out network settings, after network settings are good, perhaps adopt the fingerprint landing approach to log on credit management system master interface through input user instruction landing approach.When using the fingerprint landing approach, can land through a fingerprint instrument, press fingerprint after, can get into the main interface of credit management system after the system identification success automatically.As shown in Figure 3, the present invention creates in the operation of customer information, specifically comprises the establishment of information such as kinsfolk, asset-liabilities situation, credit rating, fingerprint registration, the granting of loan card.
Step b proposes loan application to credit agency, and the collateral security relevant information is provided.As a kind of preferred embodiment of the present invention, before proposing the loan application step, also comprise and utilize the I.D. card reader to carry out the step that common identity is examined, to guarantee the authenticity of loan application people identity to credit agency.
Step c, the loan application that credit agency proposes the client provide a loan investigation, ascertainment of loan and loan review, and provide corresponding survey report, examination report and review report.
Steps d, credit agency examine through after carry out loan origination, and corresponding in the loan origination module typing guaranty, collateral security and underwriter's information.
Step e, credit agency check the loan of being provided, and through the post-loan management module to lawsuit, borrow the back inspection and payment of a debt asset management information is carried out typing, and print expired loan collection advice note and the single receipt of loan collection registered.In the specific embodiment of the invention, credit agency specifically to the guaranty relevant information, import that bank withholds and credit information such as Pyatyi Classification Management is checked.
Step f is through the principal and interest of loan recovery module repayment of bank loans.In this loan recovery process, also comprise the operation that the refund voucher is printed and importing bank withholds.
The above is merely preferred embodiment of the present invention, and is in order to restriction the present invention, not all within spirit of the present invention and principle, any modification of being done, is equal to replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (10)
1. a credit management system is characterized in that, comprising:
The customer information module, be used to register client's essential information, blacklist information management, client's managed together typing, modification, delete and check;
Loan is examined module, and be used for loan application, examine the conclusion information that each procedure links forms and carry out typing, modification, delete and check operation, and print register client's loan application, loan application approval table;
The loan origination module is used to put down in writing loan origination information, but and credit information made check, modification and deletion action;
The loan collection module is used for the client and gives back principal and interest;
The post-loan management module is used for the typing to lawsuit, the inspection of loan back and payment of a debt asset management information, and expired loan collection single printing and the single receipt of the collection of providing a loan are registered;
The Pyatyi sort module, the matrix adjustment of the Pyatyi classification that is used to provide a loan and artificial adjustment;
The query analysis module is used for tabulate statistics, detailed inquiry, the inquiry of client's degree of association, and the query statistic result is appeared with diagrammatic form, generates the comparative analysis data, for loan analysis provides foundation;
The data maintenance module is used for customer information and credit information are adjusted;
System is provided with module, according to different clients' demand, to system's setting of being correlated with.
2. the credit management as claimed in claim 1 system is characterized in that, said blacklist information management is used to put down in writing that credit is poor, malice is in arrears with and the blacklist customer information of malice fee evasion agency debt, controls the granting of new loan with this.
3. the credit management as claimed in claim 1 system is characterized in that, comprises loan agreement administrative unit, loan origination unit, rollover unit in the said loan origination module; Comprise the repayment schedule unit in the loan collection module, settle accounts unit, also the part principal and interest unit and the unit of refunding in advance on schedule.
4. the credit management as claimed in claim 1 system is characterized in that, comprises the lawsuit administrative unit in the said post-loan management module, borrows the back inspection unit, payment of a debt asset management unit, loan collection singles impression unit, loan collection receipt registration unit; This lawsuit administrative unit is used to put down in writing prosecution and the execution information by prosecution loan client or guarantor client; Borrow the back inspection unit and be used to put down in writing, and point out the customer manager will strengthen risk management and control the client through the content of inspection to fox message after loan client's the loan; Payment of a debt asset management unit is used to put down in writing the reception detail and the disposes of information of payment of a debt assets; Loan collection singles impression unit is used for the collection singles seal of overdue loan; Loan collection receipt registration unit is used to put down in writing the information of the single receipt of loan collection.
5. the credit management as claimed in claim 1 system is characterized in that, the matrix of said Pyatyi classification is adjusted into the matrix method setup parameter according to the classification of loan Pyatyi, and system carries out batch adjustment automatically.
6. the credit management as claimed in claim 1 system; It is characterized in that the detail inquiry in the said query analysis module comprises that the detailed inquiry of Business Stream water account, loan are examined detailed inquiry, the detailed inquiry of loan, the detailed inquiry of the also detailed inquiry of breath of refunding, the detailed inquiry of underwriter, the detailed inquiry of guaranty, the detailed inquiry of collateral security, the detailed inquiry of payment of a debt assets disposal, the detailed inquiry of payment of a debt asset acceptance, lawsuit, transfer the detailed inquiry of Pyatyi classification, the detailed inquiry of Operation Log.
7. the credit disposal route of each said credit management system of a claim 1-6 is characterized in that, comprises the steps:
Log on credit management system master interface, through customer information module creation customer information, this customer information comprises kinsfolk, asset-liabilities situation, credit rating, fingerprint registration and loan card release information;
Propose loan application to credit agency, and the collateral security relevant information is provided;
The loan application that credit agency proposes the client provide a loan investigation, ascertainment of loan and loan review, and provide corresponding survey report, examination report and review report;
Credit agency examine through after carry out loan origination, and corresponding in the loan origination module typing guaranty, collateral security and underwriter's information;
Credit agency checks the loan of being provided, and through the post-loan management module to lawsuit, borrow the back inspection and payment of a debt asset management information is carried out typing, and print expired loan collection advice note and the single receipt of loan collection registered;
Principal and interest through loan recovery module repayment of bank loans.
8. the credit disposal route of the credit management as claimed in claim 7 system is characterized in that, the said credit management system master interface that logs on is adopted input user instruction landing approach or adopted the fingerprint landing approach.
9. the credit disposal route of the credit management as claimed in claim 7 system is characterized in that, and is said before credit agency proposes the loan application step, also comprises and utilizes the I.D. card reader to carry out the step of identity verification.
10. the credit disposal route of the credit management as claimed in claim 7 system is characterized in that, in the step of said principal and interest through loan recovery module repayment of bank loans, comprises that also the refund voucher prints and import the operation that bank withholds.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012102369492A CN102800018A (en) | 2012-07-09 | 2012-07-09 | Credit management system and credit processing method thereof |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012102369492A CN102800018A (en) | 2012-07-09 | 2012-07-09 | Credit management system and credit processing method thereof |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN102800018A true CN102800018A (en) | 2012-11-28 |
Family
ID=47199117
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2012102369492A Pending CN102800018A (en) | 2012-07-09 | 2012-07-09 | Credit management system and credit processing method thereof |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN102800018A (en) |
Cited By (34)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104657897A (en) * | 2015-03-05 | 2015-05-27 | 东汇征信有限公司南京分公司 | Financial system for CMS (credit management system) credit information sharing management |
| CN104657896A (en) * | 2015-03-05 | 2015-05-27 | 东汇征信有限公司南京分公司 | Data acquisition and sharing system for CMS (credit management system) credit information sharing management |
| CN104657895A (en) * | 2015-03-05 | 2015-05-27 | 东汇征信有限公司南京分公司 | Pre-loan and post-loan system for CMS (credit management system) credit information sharing management |
| CN104680324A (en) * | 2015-03-05 | 2015-06-03 | 东汇征信有限公司南京分公司 | CMS credit information sharing management system and method |
| CN104715416A (en) * | 2013-12-17 | 2015-06-17 | 远光软件股份有限公司 | Method and system for entrusted loan and trust loan business management |
| CN105046560A (en) * | 2015-07-13 | 2015-11-11 | 江苏秉信成金融信息服务有限公司 | Third-party credit supervision and risk assessment system and method |
| CN105550935A (en) * | 2015-12-04 | 2016-05-04 | 盐城工学院 | Peasant cooperation fund integrated management platform |
| CN106127038A (en) * | 2016-06-22 | 2016-11-16 | 中国建设银行股份有限公司 | The processing method of a kind of blacklist and system |
| CN103886501B (en) * | 2014-04-08 | 2017-04-26 | 苏州大学 | Post-loan risk early warning system based on semantic sentiment analysis |
| CN107016528A (en) * | 2017-04-11 | 2017-08-04 | 连云港大锤网络科技有限公司 | A kind of internet collection big data intelligent service system and its operation method |
| CN107093026A (en) * | 2017-04-26 | 2017-08-25 | 北京绿汽科技有限公司 | A kind of auto metal halide lamp platform management system and its management method |
| CN107578330A (en) * | 2017-09-11 | 2018-01-12 | 安徽天恩信息科技有限公司 | A kind of business bank provides a loan approval system and its method with no paper at all |
| CN107862067A (en) * | 2017-11-17 | 2018-03-30 | 中国银行股份有限公司 | A kind of screening technique and device of bank loan data query |
| CN107945014A (en) * | 2018-01-09 | 2018-04-20 | 安徽润谷网络科技有限公司 | One kind is based on LAOP platform small amount personal loan systems |
| CN108062710A (en) * | 2018-01-09 | 2018-05-22 | 安徽润谷网络科技有限公司 | A kind of small amount personal loan system and method based on J2EE |
| CN108230141A (en) * | 2018-01-09 | 2018-06-29 | 安徽润谷网络科技有限公司 | A kind of small micro- enterprise network revolving loan system and method for business bank |
| CN108242022A (en) * | 2018-01-09 | 2018-07-03 | 安徽润谷网络科技有限公司 | A kind of petty load and entrusted loan system and method based on ERP |
| CN108335188A (en) * | 2017-09-14 | 2018-07-27 | 平安普惠企业管理有限公司 | Rate of advance generation method, server and readable storage medium storing program for executing |
| CN108346029A (en) * | 2017-01-23 | 2018-07-31 | 纬创软件（北京）有限公司 | A kind of customization credit system of support credit factory mode |
| CN108389123A (en) * | 2018-02-12 | 2018-08-10 | 中科柏诚科技（北京）股份有限公司 | A kind of internet syndicated loan system and method |
| CN108399573A (en) * | 2017-12-20 | 2018-08-14 | 平安科技（深圳）有限公司 | Electronic device, long-range declaration form go out folk prescription method and storage medium |
| CN109308617A (en) * | 2018-10-26 | 2019-02-05 | 北京唐冠天朗科技开发有限公司 | A kind of identity management system and method |
| CN109377155A (en) * | 2018-09-12 | 2019-02-22 | 南京长润经济咨询有限公司 | The loan information measures and procedures for the examination and approval and device |
| CN109377345A (en) * | 2018-09-19 | 2019-02-22 | 深圳市买买提信息科技有限公司 | Fund withholds method, helps loan system, computer equipment and storage medium |
| CN109461071A (en) * | 2018-11-01 | 2019-03-12 | 山西百得科技开发股份有限公司 | Agricultural credit financing assurance business management system |
| CN109858864A (en) * | 2018-09-27 | 2019-06-07 | 南京长润经济咨询有限公司 | A kind of client management system towards lending and borrowing business |
| CN110097454A (en) * | 2019-04-03 | 2019-08-06 | 平安科技（深圳）有限公司 | Handle the method and Related product of data on line |
| CN110119982A (en) * | 2019-05-16 | 2019-08-13 | 武汉神算云信息科技有限责任公司 | A kind of management of credit risk system |
| CN110119981A (en) * | 2019-05-08 | 2019-08-13 | 重庆斐耐科技有限公司 | A kind of intelligent finance service platform and method |
| CN110298745A (en) * | 2019-07-03 | 2019-10-01 | 安徽省鼎众金融信息咨询服务有限公司 | A kind of overdue case classified estimation management system of credit customer |
| CN111192139A (en) * | 2019-12-27 | 2020-05-22 | 安徽科讯金服科技有限公司 | Whole group loan service system based on government affair big data |
| CN111815434A (en) * | 2020-07-10 | 2020-10-23 | 中国建设银行股份有限公司 | Credit protection method, device, equipment and storage medium |
| CN111932214A (en) * | 2020-08-17 | 2020-11-13 | 重庆金宝保信息技术服务有限公司 | Project scheduling management method and system |
| CN112837143A (en) * | 2021-01-25 | 2021-05-25 | 中国建设银行股份有限公司辽宁省分行 | Large and medium-sized customer credit process monitoring system |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2005115902A (en) * | 2003-09-17 | 2005-04-28 | Toroku Kanri Network Kk | Loan procedure support system and loan procedure support method |
| CN1680951A (en) * | 2004-07-05 | 2005-10-12 | 中国银行股份有限公司 | System and method for online user authorization for banks |
| CN1755732A (en) * | 2004-09-30 | 2006-04-05 | 中国民生银行股份有限公司 | Data examination and approval method for personal credit business of bank |
| CN101055639A (en) * | 2006-04-14 | 2007-10-17 | 武汉群胜科技有限公司 | Bank credit operation processing system |
| CN101685526A (en) * | 2008-09-28 | 2010-03-31 | 阿里巴巴集团控股有限公司 | Loan permission assessment method and system |
-
2012
- 2012-07-09 CN CN2012102369492A patent/CN102800018A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2005115902A (en) * | 2003-09-17 | 2005-04-28 | Toroku Kanri Network Kk | Loan procedure support system and loan procedure support method |
| CN1680951A (en) * | 2004-07-05 | 2005-10-12 | 中国银行股份有限公司 | System and method for online user authorization for banks |
| CN1755732A (en) * | 2004-09-30 | 2006-04-05 | 中国民生银行股份有限公司 | Data examination and approval method for personal credit business of bank |
| CN101055639A (en) * | 2006-04-14 | 2007-10-17 | 武汉群胜科技有限公司 | Bank credit operation processing system |
| CN101685526A (en) * | 2008-09-28 | 2010-03-31 | 阿里巴巴集团控股有限公司 | Loan permission assessment method and system |
Non-Patent Citations (1)
| Title |
|---|
| 秦雪松: "小额信贷业务管理系统的设计与实现", 《中国优秀学位论文全文数据库》, no. 11, 15 November 2011 (2011-11-15) * |
Cited By (35)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104715416A (en) * | 2013-12-17 | 2015-06-17 | 远光软件股份有限公司 | Method and system for entrusted loan and trust loan business management |
| CN103886501B (en) * | 2014-04-08 | 2017-04-26 | 苏州大学 | Post-loan risk early warning system based on semantic sentiment analysis |
| CN104680324A (en) * | 2015-03-05 | 2015-06-03 | 东汇征信有限公司南京分公司 | CMS credit information sharing management system and method |
| CN104657896A (en) * | 2015-03-05 | 2015-05-27 | 东汇征信有限公司南京分公司 | Data acquisition and sharing system for CMS (credit management system) credit information sharing management |
| CN104657897A (en) * | 2015-03-05 | 2015-05-27 | 东汇征信有限公司南京分公司 | Financial system for CMS (credit management system) credit information sharing management |
| CN104657895A (en) * | 2015-03-05 | 2015-05-27 | 东汇征信有限公司南京分公司 | Pre-loan and post-loan system for CMS (credit management system) credit information sharing management |
| CN105046560A (en) * | 2015-07-13 | 2015-11-11 | 江苏秉信成金融信息服务有限公司 | Third-party credit supervision and risk assessment system and method |
| CN105550935A (en) * | 2015-12-04 | 2016-05-04 | 盐城工学院 | Peasant cooperation fund integrated management platform |
| CN106127038B (en) * | 2016-06-22 | 2019-04-26 | 中国建设银行股份有限公司 | A kind of processing method and system of blacklist |
| CN106127038A (en) * | 2016-06-22 | 2016-11-16 | 中国建设银行股份有限公司 | The processing method of a kind of blacklist and system |
| CN108346029A (en) * | 2017-01-23 | 2018-07-31 | 纬创软件（北京）有限公司 | A kind of customization credit system of support credit factory mode |
| CN107016528A (en) * | 2017-04-11 | 2017-08-04 | 连云港大锤网络科技有限公司 | A kind of internet collection big data intelligent service system and its operation method |
| CN107093026A (en) * | 2017-04-26 | 2017-08-25 | 北京绿汽科技有限公司 | A kind of auto metal halide lamp platform management system and its management method |
| CN107578330A (en) * | 2017-09-11 | 2018-01-12 | 安徽天恩信息科技有限公司 | A kind of business bank provides a loan approval system and its method with no paper at all |
| CN108335188A (en) * | 2017-09-14 | 2018-07-27 | 平安普惠企业管理有限公司 | Rate of advance generation method, server and readable storage medium storing program for executing |
| CN107862067A (en) * | 2017-11-17 | 2018-03-30 | 中国银行股份有限公司 | A kind of screening technique and device of bank loan data query |
| CN108399573A (en) * | 2017-12-20 | 2018-08-14 | 平安科技（深圳）有限公司 | Electronic device, long-range declaration form go out folk prescription method and storage medium |
| CN108242022A (en) * | 2018-01-09 | 2018-07-03 | 安徽润谷网络科技有限公司 | A kind of petty load and entrusted loan system and method based on ERP |
| CN107945014A (en) * | 2018-01-09 | 2018-04-20 | 安徽润谷网络科技有限公司 | One kind is based on LAOP platform small amount personal loan systems |
| CN108062710A (en) * | 2018-01-09 | 2018-05-22 | 安徽润谷网络科技有限公司 | A kind of small amount personal loan system and method based on J2EE |
| CN108230141A (en) * | 2018-01-09 | 2018-06-29 | 安徽润谷网络科技有限公司 | A kind of small micro- enterprise network revolving loan system and method for business bank |
| CN108389123A (en) * | 2018-02-12 | 2018-08-10 | 中科柏诚科技（北京）股份有限公司 | A kind of internet syndicated loan system and method |
| CN109377155A (en) * | 2018-09-12 | 2019-02-22 | 南京长润经济咨询有限公司 | The loan information measures and procedures for the examination and approval and device |
| CN109377345A (en) * | 2018-09-19 | 2019-02-22 | 深圳市买买提信息科技有限公司 | Fund withholds method, helps loan system, computer equipment and storage medium |
| CN109858864A (en) * | 2018-09-27 | 2019-06-07 | 南京长润经济咨询有限公司 | A kind of client management system towards lending and borrowing business |
| CN109308617A (en) * | 2018-10-26 | 2019-02-05 | 北京唐冠天朗科技开发有限公司 | A kind of identity management system and method |
| CN109461071A (en) * | 2018-11-01 | 2019-03-12 | 山西百得科技开发股份有限公司 | Agricultural credit financing assurance business management system |
| CN110097454A (en) * | 2019-04-03 | 2019-08-06 | 平安科技（深圳）有限公司 | Handle the method and Related product of data on line |
| CN110119981A (en) * | 2019-05-08 | 2019-08-13 | 重庆斐耐科技有限公司 | A kind of intelligent finance service platform and method |
| CN110119982A (en) * | 2019-05-16 | 2019-08-13 | 武汉神算云信息科技有限责任公司 | A kind of management of credit risk system |
| CN110298745A (en) * | 2019-07-03 | 2019-10-01 | 安徽省鼎众金融信息咨询服务有限公司 | A kind of overdue case classified estimation management system of credit customer |
| CN111192139A (en) * | 2019-12-27 | 2020-05-22 | 安徽科讯金服科技有限公司 | Whole group loan service system based on government affair big data |
| CN111815434A (en) * | 2020-07-10 | 2020-10-23 | 中国建设银行股份有限公司 | Credit protection method, device, equipment and storage medium |
| CN111932214A (en) * | 2020-08-17 | 2020-11-13 | 重庆金宝保信息技术服务有限公司 | Project scheduling management method and system |
| CN112837143A (en) * | 2021-01-25 | 2021-05-25 | 中国建设银行股份有限公司辽宁省分行 | Large and medium-sized customer credit process monitoring system |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN102800018A (en) | Credit management system and credit processing method thereof | |
| CN103440557B (en) | A kind of group merges account and the generation method and system of consolidated accounts | |
| Vassilakis et al. | Barriers to electronic service development | |
| CN101251913A (en) | Administrative system and method of self-help apply for reimbursement | |
| CN102096886A (en) | Credit levying business system | |
| CN111815430A (en) | Asset management system for bad loan disposal | |
| KR101730474B1 (en) | System for Private Property Management Application | |
| CN107967576A (en) | A kind of farm machine security village system | |
| CN108921695A (en) | A kind of civil aviaton's customer information management system based on block chain | |
| CN110706089B (en) | Financial non-tax fund payment system and method | |
| CN116611947A (en) | Financial management audit system based on big data analysis | |
| CN112308698A (en) | WeChat end loan product management method and system supporting second-level legal person | |
| CN110298745A (en) | A kind of overdue case classified estimation management system of credit customer | |
| CN109002955A (en) | Highway road company or administrative office's standardized platform and construction method | |
| CN109615498A (en) | Revenue data method for managing resource, device, equipment, system and medium | |
| CN107808339A (en) | A kind of data acquisition and analysis system | |
| CN114782158A (en) | Group-level management asset charging management platform and method | |
| CN114742634A (en) | Method and device for processing data of same-industry deposit receipt and electronic equipment | |
| CN206178965U (en) | A information -based management system for power communication | |
| CN112184407A (en) | Expense reimbursement management system based on research and study travel | |
| CN112766871A (en) | Capital issuing system | |
| Tahinakis et al. | The contribution of e-government to the modernisation of the Hellenic taxation system | |
| Lien | Accounting Information System in the Digital Economy in Vietnam | |
| CN111612601B (en) | Financial risk identification method and device for marketing companies based on service institutions | |
| Rukma et al. | Actors And Network In Policy Implementation Of Electronic ID Card (E-KTP) in Semarang City |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C53 | Correction of patent of invention or patent application | ||
| CB02 | Change of applicant information |
Address after: 550002 room 667, Pioneer Building, Jinyang hi tech Industrial Zone, Guiyang hi tech Zone, Guizhou Applicant after: Guizhou Anyi Mdt InfoTech Ltd Address before: 550002 room 667, Pioneer Building, Jinyang hi tech Industrial Zone, Guiyang hi tech Zone, Guizhou Applicant before: Guizhou Yaoqianshu Software Development Co., Ltd. |
|
| COR | Change of bibliographic data |
Free format text: CORRECT: APPLICANT; FROM: GUIZHOU YAOQIANSHU SOFTWARE DEVELOPMENT CO., LTD. TO: GUIZHOU ANYI INFORMATION TECHNOLOGY CO., LTD. |
|
| ASS | Succession or assignment of patent right |
Owner name: GUIZHOU ANYI HEXIN TECHNOLOGY CO., LTD. Free format text: FORMER OWNER: GUIZHOU ANYI INFORMATION TECHNOLOGY CO., LTD. Effective date: 20150813 |
|
| C41 | Transfer of patent application or patent right or utility model | ||
| TA01 | Transfer of patent application right |
Effective date of registration: 20150813 Address after: 550002 assistant room B324, standard delivery room, Jinyang science and Technology Industrial Park, Guiyang national hi tech Zone, Guizhou Applicant after: Guizhou Anyi Hexin Technology Co., Ltd. Address before: 550002 room 667, Pioneer Building, Jinyang hi tech Industrial Zone, Guiyang hi tech Zone, Guizhou Applicant before: Guizhou Anyi Mdt InfoTech Ltd |
|
| C12 | Rejection of a patent application after its publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20121128 |