CN102609844A - Credibility evaluating method on basis of enterprise credibility filling - Google Patents
Credibility evaluating method on basis of enterprise credibility filling Download PDFInfo
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- CN102609844A CN102609844A CN2011100223307A CN201110022330A CN102609844A CN 102609844 A CN102609844 A CN 102609844A CN 2011100223307 A CN2011100223307 A CN 2011100223307A CN 201110022330 A CN201110022330 A CN 201110022330A CN 102609844 A CN102609844 A CN 102609844A
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Abstract
The invention relates to a credibility evaluating method on the basis of an enterprise credibility filling, which comprises the step of carrying out calculation on a credit score obtained when a trading partner carries out credit evaluation on a counterparty, a social evaluation score on the Internet, a social honor score provided by a designated government agency and credit granting scores provided by other designated organizations according to weighting indexes to obtain a credibility score of an enterprise. According to the credibility evaluating method provided by the invention, the calculation of the credibility of mass enterprises can be dynamically processed and dynamic quantitative enterprise credibility evaluating indexes can also be provided for users; and meanwhile, the evaluating method does not relate to the subjective judgment and evaluation, and thus, the malicious credit fraud can be effectively inhibited.
Description
[technical field]
The present invention relates to a kind of credit assessment method, be specifically related to a kind of reliability evaluation method of putting on record based on business standing, belong to the e-commerce technology field.
[background technology]
Traditional credit appraisal is based on the subjective assessment pattern of history, static data, and this mode feature is: 1) require to have just, a fair third-party institution; 2) the business standing information accumulation at least 3 years of requirement; 3) owing to relate to evaluation expert's discussion, can't utilize computer real-time to accomplish.
Therefore traditional credit assessment method almost can't dynamically used in the credit appraisal; Consider the powerful information fusion ability of internet again; The tradition credit assessment method also can't be handled the business standing evaluation of millions; While, to today, the development of enterprise was more and more rapider at e-commerce development, and the requirement of 3 years credit informations also is difficult to satisfy.In addition, through financial crisis in 2008, we saw and are difficult to third party's assessing mechanism of existing perfect neutrality just.
Therefore, for avoiding the problems referred to above, necessary a kind of reliability evaluation method of putting on record based on business standing is provided, to overcome said defective of the prior art.
[summary of the invention]
For addressing the above problem, the object of the present invention is to provide a kind of reliability evaluation method of putting on record based on business standing, to improve the neutrality of evaluation method.
For realizing above-mentioned purpose; The technical scheme that the present invention takes is: a kind of reliability evaluation method of putting on record based on business standing; It comprises: (1), and the credit information when the collection trade partners is carried out credit evaluation to the counterpart is according to above-mentioned credit information; Be made into credit information and disclose form, and draw enterprise's confidence level evaluation score; (2), the social assessment information on the collection internet, the information fraud detection of passing through, formation social assessment score, this branch counts in the total points of enterprise's confidence level evaluation; (3), collect the publicity rewarding and punishing information of specifying government organs, form the social prestige score, this branch counts in the total points of enterprise's confidence level evaluation; (4), collect guarantee, credit information that other specified entity provide, form the credit score, this branch counts in the total points of enterprise's confidence level; (5), the mark of (1), (2), (3) and (4) is calculated the confidence level mark of enterprise according to the weight index.
The reliability evaluation method of putting on record based on business standing of the present invention further is set to: said other specified entity comprise commercial department and the bank that authorizes qualification.
The reliability evaluation method of putting on record based on business standing of the present invention further is set to: in step (1), need examine detection to credit information, form the marking to a quantification that discloses information quality.
Compared with prior art; The present invention has following beneficial effect: reliability evaluation method of the present invention can dynamically be handled the confidence level of magnanimity enterprise and calculate; Enterprise's confidence level evaluation index of dynamic quantification also can be provided for the user simultaneously; This calculating can be used to e-commerce website basic confidence level system and confidence level is provided like this, is important function of management increase of E-commerce market.This evaluation method does not relate to subjective judgement and evaluation, therefore can suppress the malice credit fraud effectively.
[embodiment]
The present invention is a kind of reliability evaluation method of putting on record based on business standing, and it comprises following evaluation procedure:
(1), the credit information when the collection trade partners is carried out credit evaluation to the counterpart according to above-mentioned credit information, is made into credit information and discloses form, and draw enterprise's confidence level evaluation score.
We are according to the observation long-term to enterprise, and consider the credit feature of electronic commerce times enterprise, have proposed the credit information data item of enterprise.Above-mentioned credit information can let enterprise make a report on voluntarily through multiple motivator.
In this step, need examine detection to every association that enterprise submits to, tell degree and the validity examined, thereby formation is to the marking of a quantification of the quality of disclosure.As: make a report on an association, what obtain divide, examine this association again bonus point what.Data item institute score to all submissions gathers at last, and the mode through certain weight gets in the total points that enterprise's confidence level estimates.
The social assessment information of 2 collection internets, the information fraud detection of passing through, formation social assessment score, this branch gets in the total points of enterprise's confidence level evaluation through the mode of certain weight.
3. collect the publicity rewarding and punishing information of specifying government organs, form the social prestige score, this branch gets in the total points of enterprise's confidence level evaluation through the mode of certain weight.
4. collect information such as guarantee that other specified entity (as authorizing the commercial department and the bank of qualification) are provided, credit, form the credit score, this branch gets in the total points of enterprise's confidence level through the mode of certain weight.
5. the mark of (1), (2), (3) and (4) is calculated the confidence level mark of enterprise according to the weight index.In this process, transfer goodly through continuous experience, form confidence level computation model to every profession and trade, various purposes, wherein the weight index will change with different industries, different purposes to some extent.
Above embodiment is merely the preferred embodiment of this creation, not in order to limiting this creation, any modification of being made within all spirit and principles in this creation, is equal to replacement, improvement etc., all should be included within the protection domain of this creation.
Claims (3)
1. reliability evaluation method of putting on record based on business standing is characterized in that: comprising:
(1), the credit information when the collection trade partners is carried out credit evaluation to the counterpart according to above-mentioned credit information, is made into credit information and discloses form, and draw enterprise's confidence level evaluation score;
(2), the social assessment information on the collection internet, the information fraud detection of passing through, formation social assessment score, this branch counts in the total points of enterprise's confidence level evaluation;
(3), collect the publicity rewarding and punishing information of specifying government organs, form the social prestige score, this branch counts in the total points of enterprise's confidence level evaluation;
(4), collect guarantee, credit information that other specified entity provide, form the credit score, this branch counts in the total points of enterprise's confidence level;
(5), the mark of (1), (2), (3) and (4) is calculated the confidence level mark of enterprise according to the weight index.
2. the reliability evaluation method of putting on record based on business standing as claimed in claim 1 is characterized in that: said other specified entity comprise commercial department and the bank that authorizes qualification.
3. the reliability evaluation method of putting on record based on business standing as claimed in claim 1 is characterized in that: in step (1), need examine detection to credit information, form the marking to a quantification that discloses information quality.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011100223307A CN102609844A (en) | 2011-01-20 | 2011-01-20 | Credibility evaluating method on basis of enterprise credibility filling |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011100223307A CN102609844A (en) | 2011-01-20 | 2011-01-20 | Credibility evaluating method on basis of enterprise credibility filling |
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| Publication Number | Publication Date |
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| CN102609844A true CN102609844A (en) | 2012-07-25 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN2011100223307A Pending CN102609844A (en) | 2011-01-20 | 2011-01-20 | Credibility evaluating method on basis of enterprise credibility filling |
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| CN (1) | CN102609844A (en) |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104504570A (en) * | 2014-12-01 | 2015-04-08 | 武汉爱科软件技术有限公司 | Credit evaluation method for transaction subjects on cloud manufacturing service platform |
| CN105678602A (en) * | 2015-12-31 | 2016-06-15 | 天津迈沃医药技术有限公司 | Enterprise credit evaluation method and system used for self-diagnosis platform |
| CN107836005A (en) * | 2015-07-10 | 2018-03-23 | 株式会社 Ntt 数据 | Decision maker, decision method and decision procedure |
| CN108846731A (en) * | 2018-06-28 | 2018-11-20 | 合肥右传媒科技有限公司 | A kind of assessment system of business standing degree |
| CN109902908A (en) * | 2018-10-18 | 2019-06-18 | 国家电网公司 | A kind of enterprise's method for quantitatively evaluating based on public data |
-
2011
- 2011-01-20 CN CN2011100223307A patent/CN102609844A/en active Pending
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104504570A (en) * | 2014-12-01 | 2015-04-08 | 武汉爱科软件技术有限公司 | Credit evaluation method for transaction subjects on cloud manufacturing service platform |
| CN107836005A (en) * | 2015-07-10 | 2018-03-23 | 株式会社 Ntt 数据 | Decision maker, decision method and decision procedure |
| CN105678602A (en) * | 2015-12-31 | 2016-06-15 | 天津迈沃医药技术有限公司 | Enterprise credit evaluation method and system used for self-diagnosis platform |
| CN108846731A (en) * | 2018-06-28 | 2018-11-20 | 合肥右传媒科技有限公司 | A kind of assessment system of business standing degree |
| CN109902908A (en) * | 2018-10-18 | 2019-06-18 | 国家电网公司 | A kind of enterprise's method for quantitatively evaluating based on public data |
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Application publication date: 20120725 |
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