CN102542658A

CN102542658A - Financial bill anti-counterfeiting authentication management system

Info

Publication number: CN102542658A
Application number: CN2012100159818A
Authority: CN
Inventors: 朱成书
Original assignee: Individual
Current assignee: Individual
Priority date: 2012-01-18
Filing date: 2012-01-18
Publication date: 2012-07-04

Abstract

The invention relates to the field of financial security technologies and devices, and in particular relates to a financial bill anti-counterfeiting authentication management system which is characterized by comprising a financial bill storage step and a financial bill transaction step, wherein a laser scanner step and a fingerprint acquirer step are arranged in the financial bill storage step, a fingerprint acquirer step is arranged in the financial bill transaction step, a fingerprint is used as a unique seal of one financial bill, each transaction has one assignment right, the financial bill storage step is carried out in an issuing bank, the financial bill transaction step is carried out in a transaction bank, and the issuing bank is networked with the transaction network through internet, a wide area network or a bank intranet. Compared with the prior art, the financial bill anti-counterfeiting authentication management system has the beneficial effects that a laser scanning technology is combined with a fingerprint acquisition technology by using the internet, the wide area network and the bank intranet, the fingerprint is used as the unique seal of one financial bill, and each transaction has one assignment right, thus crimes of swindle by using an acceptance bill due to the adoption of using a fake ticket can be avoided.

Description

A kind of financial document anti-fake certificate management system

Technical field

The present invention relates to financial security and guard technology apparatus field, particularly a kind of financial document anti-fake certificate management system.

Background technology

At present, utilize financial document both at home and abroad, particularly to swindle crime rate high for acceptance bill, and bank is extremely serious with the business economic loss, and serious like this coordination and the development that has hindered market economy accepted a draft in the bank's refusal distribution that forces.False tickets and true ticket that domestic and international offender utilizes high-tech means to alter and produce are about the same, bank can't be distinguish true from false, therefore; The Banking Supervision Commission issues the documents; The big draft bank of issue that sends someone is checked, still can't stop fraudulent act, the annual case-involving amount of money is up to thousand trillion yuan.At present, bank mainly is that a usefulness soon to the detection means of acceptance bill; The dual-purpose hand is touched, and three use laser scanning, and four fax are examined inquiry to the bank of issue; These four kinds of ways are all more original and fall behind, and do not catch up with the needs of development of the situation far away, the third with the means technology content of laser scanning than higher; But because high-tech development; The offender also can't discern with laser scanning through altering and make the bill of doing, and solves financial document so financial sector is badly in need of a set of equipment, particularly the problem of the anti-fake certificate of acceptance bill.

Summary of the invention

The purpose of this invention is to provide a kind of financial document anti-fake certificate management system; Overcome the deficiency of prior art; Utilize the Internet, wide area network and bank's in-house network, laser scanning is combined with fingerprint acquisition instrument, make the unique seal of fingerprint as this bill; Stop to relate to financial document, particularly the swindle of acceptance bill crime takes place.

For solving the problems of the technologies described above, technical scheme of the present invention is:

A kind of financial document anti-fake certificate management system; Comprise bill storing step and bill business step; Be provided with laser scanning substep and fingerprint collecting substep in the said bill storing step, be provided with the fingerprint collecting substep in the said bill business step, fingerprint is as unique seal of a bill; And the power of alienation for once of at every turn concluding the business; Said bill storing step carries out in the bank of issue, and said bill business step is carried out in transaction bank, and the bank of issue and transaction bank network through the Internet, wide area network or bank's in-house network.

Said bill storing step, concrete operations are following:

1) shows " asking input manager person fingerprint " instruction;

2) three above bank management persons' of collection fingerprint;

3) show " please bill being scanned " instruction;

4) bill is carried out laser scanning, and billing information is preserved;

5) gather bearer's fingerprint and preservation;

6) confirm, preserve and withdraw from the bill stored programme automatically.

Said bill business step, concrete operations are following:

1) shows " please import the fingerprint extraction billing information " instruction;

2) gather transferor's fingerprint;

3) presentation of bill information is compared with the original paper bill, distinguishes the true from the false;

4) after affirmation is true ticket, send alteration command;

5) gather assignee's fingerprint and preservation, original holder's fingerprint deletion in the storer simultaneously, the transfer of power;

6) confirm, preserve and withdraw from the bill business program automatically.

Compared with prior art; The invention has the beneficial effects as follows: utilize the Internet, wide area network and bank's in-house network; Laser scanner technique is combined with the fingerprint collecting technology; Make the unique seal of fingerprint as a bill, and the power of alienation for once of at every turn concluding the business, thereby the means such as collusion from both within and without and use false tickets of having stopped utilize the crime of banker's acceptance bill swindle to take place.

Description of drawings

Fig. 1 is a bill stored programme schematic flow sheet of the present invention;

Fig. 2 is a bill business program circuit synoptic diagram of the present invention.

Embodiment

Be described further below in conjunction with the accompanying drawing specific embodiments of the invention:

A kind of financial document anti-fake certificate of the present invention management system is primarily aimed at banker's acceptance bill; Be provided with laser scanning substep and fingerprint collecting substep in the said bill storing step; Be provided with the fingerprint collecting substep in the said bill business step; Fingerprint is as unique seal of a bill, and the power of alienation for once of at every turn concluding the business, and said bill storing step carries out in system ticket bank; Said bill business step is carried out in transaction bank, and the bank of issue and transaction bank network through the Internet, wide area network or bank's in-house network.

Seeing Fig. 1, is a kind of bill stored programme of the present invention schematic flow sheet, and when issued by banks was accepted a draft, its concrete operations were following:

1) opens main frame, instruction that screen displaying " is asked input manager person fingerprint ";

2) three above bank management persons' of input fingerprint on fingerprint acquisition instrument prevents bank and offender collusion from both within and without;

3) screen displaying " please scans " instruction to bill;

4) bill is carried out laser scanning, and billing information is preserved, simultaneously the screen displaying billing information;

5) by input fingerprint key, gather two pieces of fingerprints of bearer and preservation, one of them is subsequent use fingerprint;

6) press acknowledgement key, preserve and withdraw from the bill stored programme automatically, bearer's fingerprint is as the unique seal in the world of this bill, unique person liable.

Seeing Fig. 2, is a kind of bill business program circuit of the present invention synoptic diagram, when banker's acceptance bill is endorsed, and both sides' change of concluding the business to transaction bank money exchange place voluntarily, its concrete operations are following:

1) after the networking start, shows " please import the fingerprint extraction billing information " instruction;

2) gather input transferor fingerprint;

3) liquid crystal display presentation of bill information, compare with the original paper bill this moment, distinguishes the true from the false;

4) after affirmation is true ticket, by the change key;

5) gather two pieces of fingerprints of assignee and preservation, one of them is subsequent use fingerprint, original holder's fingerprint deletion in the storer of the bank of issue simultaneously, the transfer of power;

6) press acknowledgement key, preserve and withdraw from the bill business program automatically, avoided the handler of bank to utilize native system to carry out other operations once more.

In banker's acceptance or mortgage process, also want strictness to store, register, check in order to inquiring about, storage must be registered by the accepting house and the bank of issue.From leaving from the acceptance bill, it is whole that host computer is preserved document 7 months, disappears automatically to after date.

Claims

1. financial document anti-fake certificate management system; It is characterized in that, comprise bill storing step and bill business step, be provided with laser scanning substep and fingerprint collecting substep in the said bill storing step; Be provided with the fingerprint collecting substep in the said bill business step; Fingerprint is as unique seal of a bill, and the power of alienation for once of at every turn concluding the business, and said bill storing step carries out in the bank of issue; Said bill business step is carried out in transaction bank, and the bank of issue and transaction bank network through the Internet, wide area network or bank's in-house network.

2. a kind of financial document anti-fake certificate management system according to claim 1 is characterized in that, said bill storing step, and concrete operations are following: