CN102411819A - POS (point of sale) machine terminal - Google Patents
POS (point of sale) machine terminal Download PDFInfo
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- CN102411819A CN102411819A CN2011104450456A CN201110445045A CN102411819A CN 102411819 A CN102411819 A CN 102411819A CN 2011104450456 A CN2011104450456 A CN 2011104450456A CN 201110445045 A CN201110445045 A CN 201110445045A CN 102411819 A CN102411819 A CN 102411819A
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Abstract
The invention discloses a POS (point of sale) machine terminal which comprises a host and an application card, wherein the host comprises a central processing unit, a storage module, a communication module, an input/output interface and an application card interface, and an operating system is stored in the storage module; and the application card comprises an external storage module and a host interface, an electronic transaction application program is stored in the external storage module and can operate on the operating system, and the operating system can call the electronic transaction application program through the application card interface. Since the host is designed to be capable of calling the electronic transaction application program in the application card, the electronic transaction application program can be maintained or updated through maintaining or updating the application card which can be separated from the host, the problem that a whole POS machine needs to be maintained or upgraded during the maintenance or update of the electronic transaction application program can be avoided, and the maintenance cost of the POS machine is reduced greatly further.
Description
Technical field
The present invention relates to the financial field, particularly a kind of POS machine terminal.
Background technology
Point of sales terminal (POS, Point of sale) is also referred to as the POS machine, is a kind ofly can receive bank card information, has communication function, and financial transaction information and mutual for information about equipment are accomplished in the instruction that can receive the teller.
Along with the development of electronic transaction, the application of POS machine has also obtained application more and more widely.The course of work of carrying out electronic transaction through the POS machine generally is, reads the holder's magnetic strip information on the bank card through card reader, imports dealing money by POS operating personnel; The holder inputs personally identifiable information's (being password); POS these information through the Unionpay center, on send the system of issuing bank, accomplish on-line transaction; Provide the information of success or not, and print corresponding bill.
At present, the POS machine is generally integrated design, like this, when the electronic transaction application program in the POS machine need be upgraded or safeguard, need POS machine integral body upgraded or safeguards.Thereby make that the updating maintenance cost of POS machine is too high.
Summary of the invention
In view of this, the embodiment of the invention provides a kind of POS machine terminal, and it includes the application card of electronic transaction application program through safeguarding separately and upgrade, thereby has effectively practiced thrift the cost that plant maintenance is upgraded.
A kind of POS machine terminal comprises: main frame and application card;
Said main frame comprises central processing unit, memory module, communication module, IO interface and application card interface; Said memory module stores operating system;
Said application card comprises external memory module and HPI; Said external memory module stores the electronic transaction application program; Said electronic transaction application program may operate on the said operating system;
Said operating system is through the said electronic transaction application program of said application card interface interchange.
Preferably, in embodiments of the present invention, said communication module comprises: wireless communication module or wire communication module.
Preferably, in embodiments of the present invention, said wireless communication module comprises CDMA unit or GPRS unit.
Preferably, in embodiments of the present invention, said wire communication module comprises MODEM communication unit or ethernet communication unit.
Preferably, in embodiments of the present invention, said IO interface comprises a kind of or combination in any in the interfaces such as I2C interface, SPI interface, USB interface or serial ports.
Preferably, in embodiments of the present invention, said main frame also comprises:
Through a kind of or combination in any in keyboard, display, printer, IC-card card reader, magnetic stripe card card reader or the fingerprint scanner of said IO interface connection.
Preferably, in embodiments of the present invention, said main frame also comprises:
Touch-screen through said IO interface connection.
Preferably, in embodiments of the present invention, said application card also comprises electronic transaction application development module.
Preferably, in embodiments of the present invention, said application card is a plurality of.
Preferably, in embodiments of the present invention, said electronic transaction application program is a plurality of.
Can find out that through technique scheme in embodiments of the present invention, POS machine terminal is set to comprise main frame and application card two parts, main frame comprises central processing unit, memory module, communication module, IO interface and application card interface; Memory module stores operating system; Application card comprises external memory module and HPI; External memory module stores the electronic transaction application program; The electronic transaction application program may operate on the said operating system;
Because main frame is designed to the electronic transaction application program in can the calling application card; Thereby make through safeguarding or upgrading the application card that can separate and to realize maintenance or renewal to the electronic transaction application program with main frame; Avoided when safeguarding or upgrade and to have safeguarded or upgrade whole POS machine, and then reduced the maintenance cost of POS machine greatly.
Description of drawings
Fig. 1 is the structural representation at the terminal of POS machine described in the embodiment of the invention;
Fig. 2 is the interaction flow synoptic diagram of main frame and application card in the embodiment of the invention;
Fig. 3 is the communications protocol layering synoptic diagram of main frame and application card in the embodiment of the invention;
Fig. 4 is the schematic flow sheet that electronic transaction is realized at POS machine terminal in the embodiment of the invention.
Embodiment
To combine the accompanying drawing in the embodiment of the invention below, the technical scheme in the embodiment of the invention is carried out clear, intactly description, obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills are not making the every other embodiment that is obtained under the creative work prerequisite, all belong to the scope of the present invention's protection.
In order to practice thrift the maintenance update cost of POS machine, the embodiment of the invention provides a kind of POS machine terminal, and is as shown in Figure 1, and POS machine terminal comprises main frame 1 and application card 2;
The embodiment of the invention divides POS machine terminal for main frame 1 and application card 2 two parts, and wherein, main frame 1 comprises central processing unit 11, memory module 12, communication module 13, IO interface 14 and application card interface 15; Memory module 12 stores operating system;
In embodiments of the present invention, central processing unit 11 is located in the main frame 1, can the operation system come each hardware device in the main frame is controlled like this; In order to start the operating system easily, operating system also is stored in the memory module 12 in the main frame 1; In addition, main frame 1 also includes the communication module 13 that is used for the backstage front-end system communication of bank end, in addition, also is provided with IO interface 14, thereby can makes things convenient for user and POS machine terminal to carry out alternately.
When including above-mentioned various device, the POS machine host 1 in the embodiment of the invention also is provided with application card interface 15; After application card 2 connects main frames 1 through application card interface 15, can make operating system in the main frame 1 electronic transaction application program in can calling application card 2.
In the embodiment of the invention, application card 2 comprises external memory module 21 and HPI 22; External memory module 21 stores the electronic transaction application program; The electronic transaction application program may operate on the said operating system;
Operating system is called the electronic transaction application program through application card interface 15.In the embodiment of the invention, the electronic transaction application program comprises program and the data that transaction is relevant, safety is relevant.
In order effectively to reduce the maintenance update cost at POS machine terminal; The embodiment of the invention will safeguard with the highest electronic transaction application storage of renewal frequency in can with application card 2 that main frame 1 separates in; Like this; When the electronic transaction application program being safeguarded or upgrades, as long as safeguard or renewal application card 2.Electronic transaction application program and the operating system in the main frame 1 in the embodiment of the invention are suitable; That is, the electronic transaction application program may operate on the operating system, like this; After application card 2 inserted main frame 1, operating system can be called and move the electronic transaction application program and accomplish electronic transaction.
Need to prove that in embodiments of the present invention, said main frame not only can be independent POS machine host, also can be other user terminals that comprised the operating system that can call the electronic transaction application program, such as, can be mobile phone or personal computer etc.Through using existing user terminal with display device and communication module; Realize operation electronic transaction application program and carry out communication with the backstage front-end system of bank end; Thereby not only saved the cost of purchasing the POS machine host separately, also increased the portability at POS machine terminal in the embodiment of the invention.
In embodiments of the present invention, the operating system of POS machine is stored in respectively in the different memory modules with the electronic transaction application program, thereby makes electronic transaction application program and operating system can realize physical separation.Concrete, in the embodiment of the invention, will be relevant, in the external memory module of content stores such as program that safety is correlated with and data in the application card with electronic transaction, communication module, hardware driving etc. then is stored in the main frame with operating system; Because when the POS machine generally being safeguarded or upgrades; Only need upgrading electronic transaction application program; So in embodiments of the present invention; Through separable application card being safeguarded or upgraded and to accomplish, thereby avoided maintenance or renewal, and then practiced thrift the maintenance update cost of POS machine effectively whole POS machine.
In practical application, the concrete workflow at the POS machine terminal in the embodiment of the invention is as shown in Figure 2:
Whether POS machine end host detects has the order from application card, if having, then receives the order data of application card, operates corresponding external unit according to command context.Whether have input data, then will import data and submit to the application card processing if having if detecting external unit through IO interface then.Main frame continues circulation next time then, till outage.The electronic transaction application storage has arrived in the application card, in order to realize.When the demonstration of electronic transaction application program, keyboard input, communication etc. needed function that peripheral hardware could realize, application card need send a command in the main frame, so that main frame is operated corresponding external unit according to the application card demand.At this moment, can define communications protocol between application card and main frame, with unified calling to external unit.
As shown in Figure 3, the communications protocol between main frame and application card can be divided into Physical layer, transport layer, application layer; Wherein, Physical layer is, the physical basis of communication between main frame and application card, and main frame can carry out communication with application card through ISO7816 interface, USB interface, MMC interface etc.Transport layer then is responsible for setting up the communication line of main frame and application card.Application layer then simply form realize calling to external unit; With a simple Tag sign, add content of operation like equipment thereafter, application layer also can increase the operational order of external unit according to the APDU command format; Can be display command like A5, A8 can be printer operation order etc.Application card is sent in the main frame through the ISO7816 interface through APDU form encapsulation A5 order and video data, and main frame receives this order data, resolves, and calls the hardware display driver then and on liquid crystal display, shows this content.Other external unit also can carry out similar operation, supplies application card to call.
In order to make the implementation method in the embodiment of the invention clearer; Using EMV to be stuck in POS machine terminal in the embodiment of the invention with the user below carries out online consumption and is example; The flow process of using POS machine terminal in the embodiment of the invention is described in conjunction with Fig. 4; The program run on the left side of Fig. 4 is in main frame, and the program on the right then operates in the application card, uses application card of the present invention and main frame through the complete POS machine termination function of mutual realization.Use before separation between machine and card POS terminal consumes the user; Because electronic transaction application program, secure data realize in application card fully, therefore need in advance at conventional POS machine end messages such as the built-in terminal number of application card, trade company number, terminal key, user name and operator passwords.
POS machine terminal electronic transaction application programs operates in the smart card 330; When the electronic transaction application program brings into operation, need POS machine terminal operator input operator's code and password, application card calls main frame display reminding information; And from keyboard that main frame is connected input operator's password; Main frame detects key in data, and these data are returned to application card according to the command format of predesignating, and application card is received checking operator's behind the password legitimacy; Verify that successfully the back operator just can carry out subsequent P OS operation, get into the POS transaction interface.Get into the POS transaction flow, application card sends the demonstration transaction interface and orders to main frame, and main frame demonstrates transaction interface according to the command calls hardware drive program in LCDs, and return results is given application card after the operator selects consumer sale.So the electronic transaction application program in the application card begins to get into consumer sale; Application card is imported the consumption amount of money through the output device prompting user of main frame; Main frame detects the operator import the consumption amount of money after, return the consumption amount of money and give electronic transaction application program in the application card.Application card inserts IC-card through output device prompting user; The user inserts user's IC-card in the IC-card card reader of main frame; Main frame is sent to the IC-card data of obtaining in the application card; By the validity of application card detection user IC-card, so whether bank card is legal card, and can application card accept this bank card etc.After user's IC-card detected effectively, application card was imported PIN code through output device prompting user, and main frame obtains user's PIN code through code keypad, and transmitted PIN code in application card, was handled by application card.Application card obtains this transaction data; And according to ISO8583 message format assembling transaction data; Transfer to the backstage front-end system that main frame is sent to bank's end; The main frame machine sends the response data of the backstage front-end system that receives to the application card processing, and application card passes through host display display process result, or through the main frame print transaction information.So far, the user uses POS machine terminal to accomplish the IC-card consumer sale.
POS machine terminal in the embodiment of the invention can have each item transaction at POS terminal now, like inquiry into balance, detailed inquiry, off-line consumption etc.Because transaction record is stored in the application card; After the transaction number of application card stored reaches certain stroke count; When the operator gets into the electronic transaction application program, similar information such as the output device prompting operation person that application card can be through main frame " store full, please settle accounts earlier "; And batch settlement management program on the operation application card carries out settlement of transactions, carries out reconciliation with the backstage front-end system of bank end.
In order to make the POS machine electronic trading system of the how tame bank of compatibility simultaneously; In another embodiment of the present invention; Can also be provided with a plurality of application cards simultaneously, each application card stores the electronic transaction application program corresponding with the electronic trading system of different bank respectively.Bank of every family only needs to take out original and the corresponding application card of electronic trading system that needs to upgrade when the own electronic trading system of upgrading, upgrade the electronic transaction application program of this application card then, at last, the access of the application card after renewal POS machine is got final product.Like this, only need in main frame, be equipped with can be compatible with multiple electronic transaction application program operating system, can realize the backstage front-end system that POS machine terminal can compatible different bank end.Thereby need not be provided with the POS machine separately, thereby practice thrift cost for the backstage front-end system of every kind of bank's end.
Further; In embodiments of the present invention; Can also include a plurality of electronic transaction application programs in each application card, thereby can under the situation of not changing application card, realize the backstage front-end system that POS machine terminal can compatible different bank end, thereby further practice thrift the cost of application card.
Further; In embodiments of the present invention; Application card can also include electronic transaction application development module, thereby can in application card, further develop follow-up application easily, and the electronic transaction application program in the application card can be upgraded or upgrade easily.
In addition; In embodiments of the present invention, can also in an application card, store a plurality of electronic transaction application programs, the electronic trading system of the corresponding different bank of each electronic transaction application program; Like this, also can make the electronic trading system of the simultaneously compatible how tame bank of POS machine.
In embodiments of the present invention; Because the POS machine is the electronic trading system of compatible multiple bank simultaneously; Thereby the businessman that make to use the POS machine can accomplish the electronic transaction with multiple electronic trading system at a POS machine; Unnecessaryly be respectively every kind of electronic trading system and be respectively equipped with corresponding POS machine terminal, thereby avoided the waste that overlapping investment caused.
In sum, embodiment of the invention POS machine terminal is set to comprise main frame and application card two parts, and wherein, main frame comprises central processing unit, memory module, communication module, IO interface and application card interface; Memory module stores operating system; Application card comprises external memory module and HPI; External memory module stores the electronic transaction application program; The electronic transaction application program may operate on the said operating system;
Because main frame is designed to the electronic transaction application program in can the calling application card; Thereby make through safeguarding or upgrading the application card that can separate and to realize maintenance or renewal to the electronic transaction application program with main frame; Avoided when safeguarding or upgrade and to have safeguarded or upgrade whole POS machine, and then reduced the maintenance cost of POS machine greatly.
To the above-mentioned explanation of the disclosed embodiments, make this area professional and technical personnel can realize or use the present invention.Multiple modification to these embodiment will be conspicuous concerning those skilled in the art, and defined General Principle can realize under the situation that does not break away from the spirit or scope of the present invention in other embodiments among this paper.Therefore, the present invention will can not be restricted to these embodiment shown in this paper, but will meet and principle disclosed herein and features of novelty the wideest corresponding to scope.
Claims (10)
1. a POS machine terminal is characterized in that, comprising: main frame and application card;
Said main frame comprises central processing unit, memory module, communication module, IO interface and application card interface; Said memory module stores operating system;
Said application card comprises external memory module and HPI; Said external memory module stores the electronic transaction application program; Said electronic transaction application program may operate on the said operating system;
Said operating system is through the said electronic transaction application program of said application card interface interchange.
2. terminal according to claim 1 is characterized in that, said communication module comprises: wireless communication module or wire communication module.
3. terminal according to claim 2 is characterized in that, said wireless communication module comprises CDMA unit or GPRS unit.
4. terminal according to claim 2 is characterized in that, said wire communication module comprises MODEM communication unit or ethernet communication unit.
5. terminal according to claim 1 is characterized in that, said IO interface comprises a kind of or combination in any in the interfaces such as I2C interface, SPI interface, USB interface or serial ports.
6. terminal according to claim 5 is characterized in that, said main frame also comprises:
Through a kind of or combination in any in keyboard, display, printer, IC-card card reader, magnetic stripe card card reader or the fingerprint scanner of said IO interface connection.
7. terminal according to claim 5 is characterized in that, said main frame also comprises:
Touch-screen through said IO interface connection.
8. terminal according to claim 5 is characterized in that, said application card also comprises electronic transaction application development module.
9. terminal according to claim 5 is characterized in that, said application card is a plurality of.
10. terminal according to claim 5 is characterized in that, said electronic transaction application program is a plurality of.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011104450456A CN102411819A (en) | 2011-12-26 | 2011-12-26 | POS (point of sale) machine terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011104450456A CN102411819A (en) | 2011-12-26 | 2011-12-26 | POS (point of sale) machine terminal |
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| Publication Number | Publication Date |
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| CN102411819A true CN102411819A (en) | 2012-04-11 |
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| CN2011104450456A Pending CN102411819A (en) | 2011-12-26 | 2011-12-26 | POS (point of sale) machine terminal |
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Cited By (8)
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| CN103399753A (en) * | 2013-08-19 | 2013-11-20 | 银联商务有限公司 | Software framework |
| CN103399754A (en) * | 2013-08-19 | 2013-11-20 | 银联商务有限公司 | Software framework |
| CN104952163A (en) * | 2014-03-31 | 2015-09-30 | 精工爱普生株式会社 | POS system and control method of POS system |
| CN105023151A (en) * | 2015-07-22 | 2015-11-04 | 天地融科技股份有限公司 | Card transaction data processing method and device |
| CN105023150A (en) * | 2015-07-22 | 2015-11-04 | 天地融科技股份有限公司 | Data processing method and device for POS machine |
| CN105373918A (en) * | 2015-11-10 | 2016-03-02 | 广东汇卡商务服务有限公司 | Multi-POS terminal integrated payment system and method |
| WO2017012580A1 (en) * | 2015-07-22 | 2017-01-26 | 天地融科技股份有限公司 | Data processing method and apparatus, and pos machine transaction system |
| CN103713923B (en) * | 2013-12-24 | 2017-06-13 | 深圳中科讯联科技有限公司 | A kind of system and method upgraded to all-purpose card reader device |
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Cited By (13)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN103399754B (en) * | 2013-08-19 | 2017-02-22 | 银联商务有限公司 | Software framework design method |
| CN103399754A (en) * | 2013-08-19 | 2013-11-20 | 银联商务有限公司 | Software framework |
| CN103399753A (en) * | 2013-08-19 | 2013-11-20 | 银联商务有限公司 | Software framework |
| CN103713923B (en) * | 2013-12-24 | 2017-06-13 | 深圳中科讯联科技有限公司 | A kind of system and method upgraded to all-purpose card reader device |
| CN104952163A (en) * | 2014-03-31 | 2015-09-30 | 精工爱普生株式会社 | POS system and control method of POS system |
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| CN105023151A (en) * | 2015-07-22 | 2015-11-04 | 天地融科技股份有限公司 | Card transaction data processing method and device |
| WO2017012580A1 (en) * | 2015-07-22 | 2017-01-26 | 天地融科技股份有限公司 | Data processing method and apparatus, and pos machine transaction system |
| CN105023150A (en) * | 2015-07-22 | 2015-11-04 | 天地融科技股份有限公司 | Data processing method and device for POS machine |
| US20180144310A1 (en) * | 2015-07-22 | 2018-05-24 | Tendyron Corporation | Data processing method and device, and pos transaction system |
| AU2016295608B2 (en) * | 2015-07-22 | 2019-09-12 | Tendyron Corporation | Data processing method and apparatus, and POS machine transaction system |
| US10769597B2 (en) * | 2015-07-22 | 2020-09-08 | Tendyron Corporation | Data processing method and device, and POS transaction system |
| CN105373918A (en) * | 2015-11-10 | 2016-03-02 | 广东汇卡商务服务有限公司 | Multi-POS terminal integrated payment system and method |
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Address after: 519060 Guangdong province Zhuhai Nanping Science and Technology Industrial Park Road No. 8 screen Applicant after: Eastcompeace Technology Co., Ltd. Address before: 519060 Guangdong province Zhuhai Nanping Science and Technology Industrial Park Road No. 8 screen Applicant before: Eastcompeace Smart Card Co., Ltd. |
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Free format text: CORRECT: APPLICANT; FROM: EASTCOMPEACE SMART CARD CO., LTD. TO: EASTCOMPEACE TECHNOLOGY CO., LTD. |
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Application publication date: 20120411 |