CN102306367A - Internet-of-things-based online risk evaluation and control system for engineering machine - Google Patents
Internet-of-things-based online risk evaluation and control system for engineering machine Download PDFInfo
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Abstract
The invention discloses an internet-of-things-based online risk evaluation and control system for an engineering machine. The system comprises a monitoring center, a sale service module, an intelligent expert evaluation analysis knowledge base, an online evaluation module and a global positioning system (GPS) module which is arranged on the engineering machine, wherein the monitoring center, the intelligent expert evaluation analysis knowledge base, the sale service module and the online evaluation module perform data exchange with one another. The system has the advantages of assisting an agent and a financing insurance unit to use an advanced multi-stage locking car and an anti-withdrawal technique to monitor and manage property right vehicles operated outside so as to protect legal economic interests of the agent and the financing insurance unit, assisting a property right unit of a vehicle and a user to know vehicle loan and insurance conditions more conveniently, notifying a client on time and reminding the client in time to guard against financial risks, acquiring and analyzing basic information and maintenance information of the engineering machine, performing online evaluation on the actual value of the engineering machine, and providing expert-level evaluation guidelines to facilitate the online evaluation and sale guidance of vehicles.
Description
Technical field
The present technique scheme belongs to the Internet of Things application, specifically is a kind of online risk assessment and managing and control system based on Internet of Things that is used for engineering machinery.
Background technology
A series of policies tractions such as strengthening infrastructure down, China's engineering machinery market keeps the strong growth impetus continuously in recent years, and the online evaluation of engineering machinery, risk management and control are further important in the vehicle of commission merchant, financing risk-bearing entity is supervised.
The engineering machinery mortgage loan refers to the Renminbi guaranteed loan of creditor to borrower's granting of application purchase engineering machinery vehicle, and this loan is mainly used in buys engineering truck and plant equipment two big series products.Engineering truck is meant the special car that is used for mobile operational process, band automobile chassis and goes up national automobile catalogue bulletin; Plant equipment is meant non-current operation, and the engineering mechanical device that the construction system engineering is required mainly refers to the plant equipment except that engineering truck.
Need to realize effective monitoring, and cooperate existing professional means, effectively dissolve marketing risk, promote market sale engineering mechanical device through the necessary technology means.
Summary of the invention
In order to solve the needs of problems of prior art; The online risk that the purpose of this invention is to provide the multistage lock car of a kind of engineering machinery, equipment tamper, the management of Che Baoche loan, online evaluation sale is commented guard system; To reduce the generation of financial risks, safeguard the legitimate rights and interests of property right unit.How native system can solve engineering machinery in remote region operation, goes to on-the-spot management and control situation of difficult, can strengthen car and borrow the real-time management that car is protected, and in time sends note and reminds.Can initiatively carry out online evaluation to the car machine and instruct with selling, Data Source is truer, reliable, professional.
The present invention proposes utilization online risk assessment and management and control carries out tamper and locks car management and control, financial risks service, onlinely estimates method such as car sale; In this way can be according to the loan repayment actual conditions of monthly payment plan vehicle, online car to vehicle is borrowed information, insurance information is inquired about and remind; In real time vehicle is carried out the operation of release car, effectively protect the reliability of antenna or GPS monitoring equipment; The online appraisal of carrying out vehicle, sale etc.The final commission merchant of help, financing, risk-bearing entity are followed the tracks of, the vehicle that protects property right, and set up the intelligent platform that online evaluation and secondary are sold.
For the car insurance, the loan that satisfy system are followed the tracks of; Risk lock car, tamper are reported to the police; Onlinely estimate service requests such as car, used car sale, online risk assessment management has got into the intelligent analysis stage.This is that guard system is commented in a kind of analysis based on intellectual technologies such as professional knowledge and long-range detecting, online evaluations; Financial risks to engineering machinery has been carried out comprehensive analysis; Systems incorporate intelligent expert analysis and assessment knowledge base has realized functions such as real-time state monitoring, remote tracing lock car and online appraisal sale.
Native system has comprised multistage lock car and hardware tamper function; Car is borrowed car and is protected service function and online and estimate the car marketing function; To be a kind of GPS of employing technology be sent to Surveillance center through GPRS network with essential information, financial scenario and the vehicle working condition of engineering machinery follows the tracks of and manages, and the system that combines internet, professional knowledge storehouse to carry out online evaluation, sell vehicle.
A kind of online risk assessment and managing and control system based on Internet of Things that is used for engineering machinery comprises Surveillance center, sale service module, intelligent expert analysis and assessment knowledge base, online evaluation module and is installed in the GPS module on the engineering machinery; Carry out exchanges data between Surveillance center, intelligent expert analysis and assessment knowledge base, sale service module and the online evaluation module;
A, said GPS module are integrated with GPS, lock/separate truck control device and train signal feedback assembly; The train signal feedback assembly is communicated by letter with Surveillance center through public communication network;
Locking/separate truck control device all communicates by letter with the central control unit of engineering machinery with the train signal feedback assembly;
Central control unit is passed to the train signal feedback assembly to the status information of engineering machinery, and GPS passes to the train signal feedback assembly to the positional information of engineering machinery, and the train signal feedback assembly is passed to Surveillance center to the status information of engineering machinery and positional information;
Lock/separate truck control device and receive lock from Surveillance center/separate car steering order, and accomplished by central control unit should instruction through the train signal feedback assembly;
Simultaneously obtain historical job information and actual state with engineering machinery by Surveillance center;
B, by sale service module typing engineering machinery essential information, the online evaluation module provides value assessment according to the historical job information of respective work machine and actual state and instructs with selling, and carries out marketing activity by the sale service module;
The online evaluation module comprises: intelligent evaluation inference machine and integrated data base;
Said intelligent evaluation inference machine is according to current engineering machinery essential information, and the knowledge in the utilization intelligent expert analysis and assessment knowledge base is carried out reasoning by strategy; The intelligent evaluation inference machine comprises the logic knowledge that contains the sign parameter;
Said integrated data base is used to store the initial characteristic data information of engineering machinery, is used to assess the storer of engineering machinery actual value; The content of integrated data base record comprises: vehicle essential information, repair and maintenance historical information, vehicle Financial Information and vehicle actual look figure; The basic car machine data inquiry of integrated data base support;
The set of required common sense knowledge comprised logicality knowledge and heuristic knowledge when c, intelligent expert analysis and assessment knowledge base contained domain knowledge and expert system work in the set;
Logicality knowledge is meant guarantees its knowledge accurately; Heuristic knowledge is meant the knowledge that the domain expert grasps;
Native system is connected with the background system of bank, insurance company, obtains the loan and the insurance information of engineering machinery.
Native system is also comprising SMS platform, repays and continues insurance before the date arriving, and everyone sends reminding short message to respective work machine through SMS platform; After everyone completes successfully and repays and continue insurance in engineering machinery, send electronic receipt to it; Be supported in line options, the change kind of insurance and loan repayment mode simultaneously.
Said engineering machinery essential information comprises that machine uses history, As-Is, repair and maintenance situation and outward appearance photo.
In the said logic knowledge that contains the sign parameter, the evaluation criteria Knowledge Source is assessed industry standard specification in vehicle.
Said basic car machine data inquiry comprises:
Carry out historical car machine repaying, the inquiry of the data message of insuring, statistics and analysis according to the date;
The data query of engine, the data of engine comprise operational use time, positioning states, system voltage, fuel oil position, water temperature, vehicle operation state, longitude and latitude;
Three filter replacing situation, maintenance history and the accessory of vehicle are changed data query provides data to support.
Said lock/separate the car steering order to comprise:
One-level lock car: only lock the work functions of engineering machinery, make engineering machinery get into one-level lock car state;
Secondary latch car: only lock the walking function of construction machine, make engineering machinery get into secondary latch car state;
Lock car immediately: the work and the walking function of lock engineering machinery make engineering machinery get into the car state of locking immediately;
Release: homographic solution removes the current lock car state of engineering machinery;
The step of locking/separating car comprises:
1) in running order when engineering machinery, need stop its work, but when keeping walking, Surveillance center sends the order of one-level lock car makes engineering machinery get into one-level lock car state;
In running order when engineering machinery, need it to accomplish this task and behind engine kill, can not start once more, send the order of secondary latch car and make machinery get into secondary latch car state;
When need allowing the engine kill of engineering machinery immediately, when not starting once more, send and lock the car order immediately and makes machinery get into the car state of locking immediately;
When machinery was in lock car state and needs release, remote monitoring center sent unlock command according to the status information of the engineering machinery of receiving, machinery can normally be walked;
2) be in off working state when engineering machinery, promptly be in one-level lock car state, Surveillance center sends the order of secondary latch car, makes machinery be in secondary latch car state, or does not send out the order of secondary latch car and make machinery remain on one-level lock car state always;
3) be in one-level, secondary or lock the car state immediately when engineering machinery, can pass through manual unlocking at the scene;
After engineering machinery is by manual locking, can be through Surveillance center to the engineering machinery release;
4) when locking/separating truck control device or train signal feedback assembly and central control unit communication abnormality, lock car immediately.
The present invention comments guard system then to become the optimal selection that addresses this problem with the online risk of engineering machinery that global satellite positioning (GPS) is the basis.Simultaneously, because the engineering mechanical device that installs GPS additional can effectively reduce the mortgage risk, GPS has also obtained the approval of various places banks, fund raising institution, risk-bearing entity in the application of construction machinery industry.At present, increasing bank, fund raising institution, risk-bearing entity require the engineering mechanical device of mortgage to install GPS equipment additional.Utilize the GPS technology, integrate the resource of aspects such as enterprise, commission merchant, user, bank and insurance company, can promote the transition of whole market, realize the new breakthrough of engineering machinery marketing model.Adopt GPS to integrate bank, enterprise, user and consumer's marketing credit " GPS pattern " simultaneously.Guaranteeing of both can having got instant result repaid as scheduled, sees from long-range, again for user and enterprise provide lastingly after sale service easily, promotes whole industry and grows up healthy and sound.
Advantage of the present invention is: can help commission merchant, financing risk-bearing entity utilization advanced multistage lock car and tamper technical supervision and manage the property right vehicle of its operation outside, protect them to get legal economic interests; Can help property right unit, the user of vehicle to understand its car loan, insurance situation more easily, on time notice and timely prompting client, the generation of preventing financial risk; Can gather, analyze essential information, the repair and maintenance information of engineering machinery, the actual value of engineering machinery is carried out online evaluation, and give the assessment guidance of expert level, make things convenient for the online appraisal of vehicle and sell guidance.
Description of drawings
Fig. 1 is a native system framework synoptic diagram;
Fig. 2 is that the online evaluation system forms synoptic diagram;
Fig. 3 is a GPS terminal lock car order process flow diagram.
Embodiment
Below in conjunction with accompanying drawing and embodiment the present invention is described further:
A kind of online risk assessment and managing and control system based on Internet of Things that is used for engineering machinery comprises multistage lock car functional module, hardware tamper functional module, car loan car guarantor's service function and online evaluation, marketing function module;
1, multistage lock car functional module comprises one-level lock car, secondary latch car and locks car immediately;
One-level lock car is the work functions of locked machinery, but does not lock its walking function; After machinery is locked, do not influence the normal walking of machinery, can in time hide contingent danger to guarantee machinery.The secondary latch car is when mechanical engine starts once more, triggers locked vehicle to run function.Lock then is meant mechanical work and walking function all by locked immediately, and engine kill can not be restarted.For bank that mortgage is provided and manufacturer, one-level, secondary latch car are the smooth implementations in order to ensure bank's mortgage and enterprise marketing; Lock car immediately and then be for prevent the driver leave behind the vehicle stolen with unexpected situation appears; When issuing the order of I and II lock car, find GPS and MCU communication abnormality simultaneously; Also can directly send lock order immediately, cut off GPS and mechanical host power supply, guarantee that it is by locked.
Native system technical matters to be solved provide a kind of to engineering machinery implement multistage automatically and manual lock, separate the method for car and realize the device of these two kinds of methods.Its technical solution is: it locks I and II; Lock and release truck control device and train signal feedback assembly are integrated among the GPS immediately; And be installed on the engineering machinery; Said apparatus is connected with long distance control system, is sent immediately, I and II lock, is separated the car instruction by remote monitoring center or manual overvide; Implement above-mentioned multistage lock, separate the device of car method, it has observation circuit, computer control circuit, transmission circuit, and above-mentioned observation circuit is connected with the monitored parts of engineering machinery, and observation circuit, transmission circuit are connected with computer control circuit.This multistage lock, the method for separating car have been avoided in system remote control lock car owing to do not understand the situation that work on the spot engineering machinery that situation causes has an accident, and where necessary can be by operating personnel's manual lock, separate car.
Like Fig. 3, vehicle controller locked I and II/separates by a kind of multistage lock/separate the method for car and the train signal ultramagnifier is integrated among the GPS, and GPS is connected with MCU through CAN bus or R232 mode.On engineering machinery, said apparatus and long distance control system communicate, and at needs lock/Xie Cheshi, are sent by long distance control system and to lock/to separate the car signal, and engineering machinery is implemented locking or unlocked.In running order when machinery, need stop its work, but when keeping walking, send the order of one-level lock car and makes machinery get into one-level lock car state; In running order when machinery, need it to accomplish this task and behind engine kill, can not start once more, send the order of secondary latch car and make machinery get into secondary latch car state; When needs allow engine kill immediately, when not allowing machinery start once more, send and lock the car order immediately and makes machinery get into the car state of locking immediately; When machinery was in lock car state and needs release, the server of long-distance monitorng device received GPS when sending the status signal of machinery through MCU, and the control lock of will giving an order car device action can normally be walked machinery,
After machinery was in off working state, remote monitoring center can send secondary latch car order according to demand, makes machinery be in secondary latch car state, or did not send out the order of secondary latch car and make machinery remain on one-level lock car state always.
The method of adopt this multistage lock, separating car can or on-the-spotly be handled manual antijoyride device and send lock, separate the car order through system remote order control, after machinery is locked by remote monitoring center, and can be through manual lock, separate the car device machinery is unlocked; Same machinery with manual lock, separate the car device and lock after, also can unlock to machinery through remote monitoring center.Can make machinery be in multiple lock car state like this; Avoided in Long-distance Control lock car not having an accident, to be in situation such as unfavoured state and position owing to do not understand the engineering machinery that the work on the spot situation causes; And when the local long-distance monitorng device that the GSM signal does not cover can't carry out communication contact with Surveillance center, also can implement manual lock, separate car by operating personnel.The superior functionality of gps system has been given full play in this design, sends, preserves the order of release car through server, and the mode of the integrated release car of GPS device control MCU or host power supply is accomplished the real-time control to machinery.Project organization is simple, easy for installation.
2, hardware tamper functional module
In order to prevent engineering machinery user malicious sabotage gps antenna, cut off the GPS power supply or to remove the GPS module; The GPS module has been done the tamper improvement; Through being done simple transformation, the circuit of GPS module and shell can realize that hardware tamper function that functional module realizes comprises:
1) gps antenna detects, if gps antenna is destroyed, has the antenna alarm information reporting to server, and engineering machinery instrument (central control unit) detects the gps antenna fault simultaneously, can lock car voluntarily.
2) communication detection, if communication interface is removed between GPS and the engineering machinery, GPS can report MCU communication abnormality information to server, simultaneously engineering machinery instrument (controller) also can't with the GPS communication, can lock car voluntarily.
3) GPS dump, after the GPS power supply is cut off, after the backup battery electric weight has consumed, engineering machinery instrument (central control unit) also can't with the GPS communication, can lock car voluntarily equally.
This tamper function technology has advantage and good effect:
1) simple in structure, implement easily, with low cost; 2) monitoring effect is good; 3) be applicable to having the improvement of GPS moving target monitor terminal now, help the management of GPS moving target monitoring order.
3, car is borrowed car and is protected service function
The vehicle of safeguarding system is carried out the tracing management service that car is borrowed, car is protected.Support that basic car is borrowed, the insurance information inquiry, repaying and continuation of insurance prompting function etc.System docks with bank, insurance company, is main body with the vehicle, carries out real-time car loan, car and protects tracking, the inquiry of information.Before repaying and continuing insurance the date arriving, through the SMS platform of system.The mobile phone that vehicle property right unit of in system, registering or actual car owner individual bind sends reminding short message.Complete successfully the client that the electronic receipt announcement is supported to send in the back of repaying and continue insurance at it; Be supported in line options, the change kind of insurance and loan repayment mode simultaneously.
4, online evaluation, marketing function
Like Fig. 1, native system comprises data acquisition sending module, network transmission module, online evaluation module, intelligent expert analysis and assessment knowledge base and sale service module.
The concrete following steps of carrying out:
1). GPS terminal (communicating by letter with central control unit) is installed on engineering machinery forms;
2). through GPRS network the data that GPS collects are sent to Surveillance center;
3). the online evaluation module is carried out analyzing and processing to the data of gathering;
4). by the intelligent expert analysis and assessment knowledge base assessment marking of system's specialty;
5). carry out the online sales service through the sale service module.
The present invention utilizes GPS technology and GPRS network to transmit engineering machinery essential information, work historical data and professional assessment statistical information; Can carry out online evaluation to the vehicle that imports native system in real time; Analyze; Provide the sale reference; Thereby can be according to the vehicle actual conditions; And lose standard according to the used car of standard, and onlinely carry out the assessment of vehicle present price, rationally provide the sales orientation analysis.Both made things convenient for the vehicle owner that the vehicle actual value is had real understanding, also adopted the ecommerce form, made things convenient for the displacement and the dealing of vehicle, saved advertisement expenditure and marketing intermediate link, good social benefit and economic benefit had been arranged.
Online evaluation, Sales module concrete structure:
One, online evaluation, marketing system structure
Intellectual analysis service system based on engineering machinery is the multitask information intelligent disposal system of the information acquisition of a collection, the demonstration of vehicle condition state and insurance, the inquiry of loan historical information.Historical job information and actual state according to vehicle provide value assessment and sell guidance.
Two, based on the composition of the online evaluation system of engineering machinery
Like Fig. 2; (the Intelligent Expert Online Assessment System of intelligent expert online evaluation system; Be called for short IEOAS) be a kind of have professional expert level, based on the computer program of professional knowledge, be method and the technology of studying the system that how to utilize expertise to come the assessment apparatus vehicle and set up.The structure of this intellectual analysis service system as shown in Figure 1, it comprises 3 parts: intelligent expert analysis and assessment knowledge base, intelligent evaluation inference machine, integrated data base.
1, intelligent evaluation inference machine
The intelligent evaluation inference machine is the organizational controls mechanism of expert system; It is according to current input data (using history, As-Is, repair and maintenance situation, outward appearance photo etc.) like machine; Knowledge in the utilization intelligent expert analysis and assessment knowledge base; Carry out reasoning by certain strategy, to meet the requirements of target.Under the effect of intelligent evaluation inference machine, the general user can assess the vehicle real price as the domain expert.In native system, the intelligent evaluation inference machine mainly comprises the logic knowledge that contains some relevant sign parameter aspects, and the evaluation criteria Knowledge Source that comprises is assessed industry standard specification in vehicle.
2, integrated data base
Integrated data base is called the memory block again, is the storer that is used to store the relevant initial characteristic data information of engineering machinery, can be used for assessing the vehicle actual value in the future.Database has been included contents such as vehicle essential information, repair and maintenance historical information, vehicle Financial Information and vehicle actual look figure.Integrated data base can be supported basic car machine data inquiry, can carry out historical car machine repaying, the inquiry of the data message of insuring, statistics and analysis according to the date.Can support the data query of engine; Comprise data messages such as operational use time, positioning states, system voltage, fuel oil position, water temperature, vehicle operation state, longitude and latitude, also can filter replacing situation, maintenance history, accessory replacing data query etc. to three of vehicle simultaneously provides data to support.
3, intelligent expert analysis and assessment knowledge base
Intelligent expert analysis and assessment knowledge base has comprised a host of facts and the rule in the problem domain to be solved; Be the set of intelligent expert analysis and assessment knowledge base required common sense knowledge when containing domain knowledge, comprise logicality knowledge and heuristic knowledge with the work of this expert system.Logicality knowledge is meant guarantees its knowledge accurately, the normally knowledge of some common-senses; And heuristic knowledge is meant some knowledge that the domain expert grasps, and they do not have tight theoretical foundation usually, is difficult to guarantee its general just property, correctness, also just makes expert system when work, can make mistakes.Knowledge in the intelligent expert analysis and assessment knowledge base can be represented with one or more knowledge representation methods.The method for expressing of knowledge is directly determining the institutional framework of intelligent expert analysis and assessment knowledge base and is directly affecting whole system operation efficient.Intelligent expert analysis and assessment knowledge base is an independent entity, and the knowledge of its internal memory can be extracted and manage through program.Intelligent expert analysis and assessment knowledge base should be easy to deposit new knowledge in and the known knowledge of getting along well is disturbed mutually, and the contradiction between minimizing and the existing knowledge is guaranteed the consistance and the validity of knowledge with heavy surplus.
Explanation to existing knowledge:
The engineering machinery mortgage loan: the engineering machinery mortgage loan refers to that the creditor buys the Renminbi guaranteed loan of borrower's granting of engineering machinery vehicle to application.This loan is mainly used in buys engineering truck and plant equipment two big series products, carries out the principle of " part is raised independently, effectively assures, allocates a fund for its specified purpose, repaid on schedule ".Engineering truck is meant and is used for mobile operational process that the band automobile chassis is gone up the special car that national automobile catalogue is announced; Plant equipment is meant non-current operation, and the engineering mechanical device that the construction system engineering is required mainly refers to the plant equipment except that engineering truck.
Assuring mode is flexible:
As buy engineering truck and construction implement equipment, can select following assuring mode:
Mortgage with purchased set vehicle, and omnidistance repurchase guarantee is provided by production firm;
With the full-amount property (comprise house property with have valency document) of approval as support/pledging.
Provide a loan and become number and time limit: it is seventy percent that engineering machinery loan the highest provides a loan number, and the time limit was no longer than 3 years; Borrower's age is required: to day≤65 one full year of life loan phase.
Mode of repayment: the borrower should take mode of repayment monthly, specifically can be divided into two kinds of single-candidate principal and interest refund method and single-candidate capital refund methods.You just must not change in a single day selected mode of repayment, but can partly or entirely refund in advance, and interest will be adjusted calculating.
Loan interest rate: carry out according to People's Bank of China's relevant regulations.
Claims (7)
1. an online risk assessment and a managing and control system based on Internet of Things that is used for engineering machinery is characterized in that comprising Surveillance center, sale service module, intelligent expert analysis and assessment knowledge base, online evaluation module and is installed in the GPS module on the engineering machinery; Carry out exchanges data between Surveillance center, intelligent expert analysis and assessment knowledge base, sale service module and the online evaluation module;
A, said GPS module are integrated with GPS, lock/separate truck control device and train signal feedback assembly; The train signal feedback assembly is communicated by letter with Surveillance center through public communication network;
Locking/separate truck control device all communicates by letter with the central control unit of engineering machinery with the train signal feedback assembly;
Central control unit is passed to the train signal feedback assembly to the status information of engineering machinery, and GPS passes to the train signal feedback assembly to the positional information of engineering machinery, and the train signal feedback assembly is passed to Surveillance center to the status information of engineering machinery and positional information;
Lock/separate truck control device and receive lock from Surveillance center/separate car steering order, and accomplished by central control unit should instruction through the train signal feedback assembly;
Simultaneously obtain historical job information and actual state with engineering machinery by Surveillance center;
B, by sale service module typing engineering machinery essential information, the online evaluation module provides value assessment according to the historical job information of respective work machine and actual state and instructs with selling, and carries out marketing activity by the sale service module;
The online evaluation module comprises: intelligent evaluation inference machine and integrated data base;
Said intelligent evaluation inference machine is according to current engineering machinery essential information, and the knowledge in the utilization intelligent expert analysis and assessment knowledge base is carried out reasoning by strategy; The intelligent evaluation inference machine comprises the logic knowledge that contains the sign parameter;
Said integrated data base is used to store the initial characteristic data information of engineering machinery, is used to assess the storer of engineering machinery actual value; The content of integrated data base record comprises: vehicle essential information, repair and maintenance historical information, vehicle Financial Information and vehicle actual look figure; The basic car machine data inquiry of integrated data base support;
The set of required common sense knowledge comprised logicality knowledge and heuristic knowledge when c, intelligent expert analysis and assessment knowledge base contained domain knowledge and expert system work in the set;
Logicality knowledge is meant guarantees its knowledge accurately; Heuristic knowledge is meant the knowledge that the domain expert grasps.
2. system according to claim 1 is characterized in that native system is connected with the background system of bank, insurance company, obtains the loan and the insurance information of engineering machinery.
3. system according to claim 2 is characterized in that native system is also comprising SMS platform, repays and continues insurance before the date arriving, and everyone sends reminding short message to respective work machine through SMS platform; After everyone completes successfully and repays and continue insurance in engineering machinery, send electronic receipt to it; Be supported in line options, the change kind of insurance and loan repayment mode simultaneously.
4. system according to claim 3 is characterized in that said engineering machinery essential information comprises that machine uses history, As-Is, repair and maintenance situation and outward appearance photo.
5. according to claim 1 or 2 or 3 or 4 described systems, it is characterized in that the evaluation criteria Knowledge Source is assessed industry standard specification in vehicle in the said logic knowledge that contains the sign parameter.
6. system according to claim 3 is characterized in that basic car machine data inquiry comprises:
Carry out historical car machine repaying, the inquiry of the data message of insuring, statistics and analysis according to the date;
The data query of engine, the data of engine comprise operational use time, positioning states, system voltage, fuel oil position, water temperature, vehicle operation state, longitude and latitude;
Three filter replacing situation, maintenance history and the accessory of vehicle are changed data query provides data to support.
7. system according to claim 1 is characterized in that said lock/separate the car steering order to comprise:
One-level lock car: only lock the work functions of engineering machinery, make engineering machinery get into one-level lock car state;
Secondary latch car: only lock the walking function of construction machine, make engineering machinery get into secondary latch car state;
Lock car immediately: the work and the walking function of lock engineering machinery make engineering machinery get into the car state of locking immediately;
Release: homographic solution removes the current lock car state of engineering machinery;
The step of locking/separating car comprises:
1) in running order when engineering machinery, need stop its work, but when keeping walking, Surveillance center sends the order of one-level lock car makes engineering machinery get into one-level lock car state;
In running order when engineering machinery, need it to accomplish this task and behind engine kill, can not start once more, send the order of secondary latch car and make machinery get into secondary latch car state;
When need allowing the engine kill of engineering machinery immediately, when not starting once more, send and lock the car order immediately and makes machinery get into the car state of locking immediately;
When machinery was in lock car state and needs release, remote monitoring center sent unlock command according to the status information of the engineering machinery of receiving, machinery can normally be walked;
2) be in off working state when engineering machinery, promptly be in one-level lock car state, Surveillance center sends the order of secondary latch car, makes machinery be in secondary latch car state, or does not send out the order of secondary latch car and make machinery remain on one-level lock car state always;
3) be in one-level, secondary or lock the car state immediately when engineering machinery, can pass through manual unlocking at the scene;
After engineering machinery is by manual locking, can be through Surveillance center to the engineering machinery release;
4) when locking/separating truck control device or train signal feedback assembly and central control unit communication abnormality, lock car immediately.
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| CN112581258A (en) * | 2020-12-16 | 2021-03-30 | 中国建设银行股份有限公司 | Method and system for mortgage loan based on second-hand vehicle |
| CN117196318A (en) * | 2023-11-02 | 2023-12-08 | 湖南机械之家信息科技有限公司 | Risk analysis method and device for large-scale engineering vehicle and computer equipment |
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| CN102602811A (en) * | 2012-03-06 | 2012-07-25 | 徐州重型机械有限公司 | Method, device and system for preventing disassembling of global positioning system (GPS) terminal of crane |
| CN102602811B (en) * | 2012-03-06 | 2014-07-16 | 徐州重型机械有限公司 | Method, device and system for preventing disassembling of global positioning system (GPS) terminal of crane |
| CN102880929A (en) * | 2012-08-31 | 2013-01-16 | 叶旭东 | Outworker support system for field of construction machinery |
| CN102930621A (en) * | 2012-10-31 | 2013-02-13 | 上海华兴数字科技有限公司 | Unlocking machine system for engineering machinery |
| CN102930621B (en) * | 2012-10-31 | 2016-01-20 | 上海华兴数字科技有限公司 | A kind of solution lock machine system of engineering machinery |
| CN103950838A (en) * | 2014-04-25 | 2014-07-30 | 中联重科股份有限公司 | Method, equipment and system for unlocking tower crane |
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| CN105516290A (en) * | 2015-11-30 | 2016-04-20 | 奇瑞商用车（安徽）有限公司 | Vehicle-mounted internet system |
| CN105539360A (en) * | 2015-12-19 | 2016-05-04 | 北奔重型汽车集团有限公司 | Vehicle loan supervision control method for heavy-duty vehicle |
| CN105539360B (en) * | 2015-12-19 | 2018-04-24 | 北奔重型汽车集团有限公司 | A kind of heavy-duty car car borrows supervision control method |
| CN106709761A (en) * | 2016-12-26 | 2017-05-24 | 重庆允先科技有限公司 | Movable property sale situation supervisory system |
| CN106709761B (en) * | 2016-12-26 | 2020-09-01 | 重庆允先科技有限公司 | Mobile product sales condition monitoring system |
| CN107942842A (en) * | 2018-01-03 | 2018-04-20 | 深圳市瑞思物流有限公司 | A kind of cold chain distribution car remote monitoring system based on intelligent vehicle-carried box and car networking |
| CN108230144A (en) * | 2018-04-17 | 2018-06-29 | 厦门金龙联合汽车工业有限公司 | A kind of auto metal halide lamp air control method based on Internet of Things and environment sensing |
| CN108230144B (en) * | 2018-04-17 | 2023-10-31 | 厦门金龙联合汽车工业有限公司 | Automobile financial wind control method based on Internet of things and environment awareness |
| CN112581258A (en) * | 2020-12-16 | 2021-03-30 | 中国建设银行股份有限公司 | Method and system for mortgage loan based on second-hand vehicle |
| CN117196318A (en) * | 2023-11-02 | 2023-12-08 | 湖南机械之家信息科技有限公司 | Risk analysis method and device for large-scale engineering vehicle and computer equipment |
| CN117196318B (en) * | 2023-11-02 | 2024-01-30 | 湖南机械之家信息科技有限公司 | Risk analysis method and device for large-scale engineering vehicle and computer equipment |
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