CN102214371A - Method for remotely identifying witness consistency of automatic card issuing of bank - Google Patents

Method for remotely identifying witness consistency of automatic card issuing of bank Download PDF

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Publication number
CN102214371A
CN102214371A CN2010101470294A CN201010147029A CN102214371A CN 102214371 A CN102214371 A CN 102214371A CN 2010101470294 A CN2010101470294 A CN 2010101470294A CN 201010147029 A CN201010147029 A CN 201010147029A CN 102214371 A CN102214371 A CN 102214371A
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China
Prior art keywords
information
terminal
bank
applicant
identification center
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Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
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CN2010101470294A
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Chinese (zh)
Inventor
崔再彬
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
SHENZHEN WORKWAY INFORMATION TECHNOLOGY CO LTD
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SHENZHEN WORKWAY INFORMATION TECHNOLOGY CO LTD
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Application filed by SHENZHEN WORKWAY INFORMATION TECHNOLOGY CO LTD filed Critical SHENZHEN WORKWAY INFORMATION TECHNOLOGY CO LTD
Priority to CN2010101470294A priority Critical patent/CN102214371A/en
Publication of CN102214371A publication Critical patent/CN102214371A/en
Pending legal-status Critical Current

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Abstract

The invention relates to a method for remotely identifying the witness consistency of automatic card issuing of a bank. The method comprises the following steps that: A, an identity card identifier on a terminal reads identity card information according to the guidance of a terminal software system, a video module acquires an image, an information recording module records applicant recording information, and a handwriting module records the signature of an applicant; B, a terminal host correlates the information and stores the correlated information in a terminal memory; C, the terminal transmits the information to an identification center through a communication module in real time, and the identification center displays the same card issuing client on the same screen and transmits prompt information to prompt that the identification center has new information to be identified; and D, the operator of the identification center identifies the information, and judges whether the person is consistent with the applicant or not and whether the related information is legal or not. The method has the advantages that: bank staff are not required by self-service card issuing equipment on site on the premise of ensuring that a real-name system required by a regulation department is met; and the witness consistency of the service receivers of the self-service card issuing equipment can be quickly and efficiently verified.

Description

The recognition methods of the long-range testimony of a witness consistance of a kind of bank automatic card
Technical field
The present invention relates to a kind of bank automatic card field, how to judge be used for hair fastener I.D. with hold the artificial same people's of I.D. method, relate in particular to the recognition methods of the long-range testimony of a witness consistance of a kind of bank automatic card.
Background technology
Bank management department requires system of real name at present, and the identity witness is held in requirement and I.D. is same people.
Existing bank provides bank card, substantially all needs the client to remove to fill in related data to the artificial sales counter of bank, then the bank cashier artificial nucleus to I.D. and the people who opens an account whether I, in this way then in banking system the typing data to client's hair fastener of opening an account.Artificial sales counter is opened card, and client and bank cashier are face-to-face, do not open card automatically and check testimony of a witness consistency problem.
Existing minority bank begins to promote self-service hair fastener, and aspect the identification of testimony of a witness consistance, basic what adopt is send the employee of bank to check ard issuers and whether the I.D. of holding is same people in self-service hair fastener device context, otherwise on-the-spot no one does not just check testimony of a witness consistance.
The shortcoming of prior art is that self-service hair fastener device context must have the employee of bank (as just not checking testimony of a witness consistance), this just defines self-service hair fastener equipment can only be placed on bank's business hall, can not put self-help bank or self-help bank zone in the system of real name of observing supervision department's requirement, can not support 24 HOUR ACCESS.
Summary of the invention
Technical matters to be solved by this invention is intended to provide the recognition methods of the long-range testimony of a witness consistance of a kind of bank automatic card, when it can solve the bank self-help hair fastener, by corresponding management software and cooperate bank center to be equipped with certain management position, guaranteeing also can hair fastener when self-service hair fastener equipment does not have the employee of bank on the scene at the scene.
The present invention solves the problems of the technologies described above the technical scheme that is adopted to be:
The recognition methods of the long-range testimony of a witness consistance of a kind of bank automatic card, it may further comprise the steps:
A. according to the terminal software system bootstrap, I.D. recognizer reading identity card information on the terminal, video module obtains video, information typing module records applicant entry information, hand-written module records applicant's signature;
B. end host is stored in the terminal memory after with above-mentioned associating information;
C. terminal sends to the identification center by communication module in real time with above-mentioned information, when the identification center is presented at same screen with same hair fastener client, sends information, and there is new information to be identified at prompting identification center;
D. discern the hub operators identifying information, whether confirm whether same people, relevant information be legal.
As check and approve by, return approval information and give identify customer end, the card sender hair fastener,
As check and approve and do not pass through, return not check and approve and give identify customer end by information, finish this time nuclear card, not hair fastener.
Bank self-help hair fastener equipment run through customer's identity card information and etc. after I.D.s such as the intact relevant password of client's typing, phone, the address information, the scene that do not have take pictures, sign, self-service hair fastener equipment sends to information such as customer information (comprising that I.D. is read and the curstomer`s site typing), the on-the-spot photo of clapping, signature the audit supervisor of bank center together by software, the audit supervisor can allow bank center audit management position judge whether same people at all pictures and the Word message that represent same client with a picture.As be same people, then audit post in center is selected to pass through, and card sender is submitted to the bank backstage and is set up customer data and hair fastener transaction, and client's hair fastener is successfully promptly given on the backstage; As judging is not same people, selects reason for rejection, and card sender is pointed out mistake to the client.
Do not examine at the appointed time as the center, self-service hair fastener equipment can the client returns the audit failure and this transaction stops to handling.
Described D step also comprises
D1. discern the center initiating speech conversation,
D2. the terminal hummer sounds, and the applicant carries out voice call after confirming.
A kind of recognition device of realizing the above-mentioned long-range testimony of a witness consistance of bank's automatic card recognition methods, it comprises identify customer end and identification center, described identify customer end comprises video module, the I.D. recognizer, information typing module, hand-written module, communication module, memory and end host, described end host connects the described screen module of control, the I.D. recognizer, information typing module, hand-written module, communication module and memory, described video module is connected with camera, described end host with same client by described screen module, described I.D. recognizer, be stored in the described memory after the information that described information typing module and described hand-written module are obtained is associated, described communication module sends to the identification center with the customer information of storing in the described memory;
Described identification center comprises display module, display screen, communication module and control module, the picture information of described display module received communication module, and described display module connects described display screen, and the control information of described control module sends to described communication module;
Communicate by letter between the communication module at the communication module of described identify customer end and described identification center, the communication module at described identification center sends to banking data base with recognition result.
Advantage of the present invention is as follows:
(1) guarantee to satisfy supervision department and require under the system of real name prerequisite, self-service hair fastener equipment can not have the employee of bank in the scene;
(2) can examine self-service hair fastener appliance services quickly and efficiently and handle personnel's testimony of a witness consistance.
Description of drawings
The present invention includes following accompanying drawing:
Fig. 1 is an embodiment of the invention process flow diagram.
Embodiment
With embodiment the present invention is described in further detail with reference to the accompanying drawings below:
As shown in the figure, the recognition methods of the long-range testimony of a witness consistance of a kind of bank of embodiment of the present invention automatic card, it may further comprise the steps:
A. according to the terminal software system bootstrap, I.D. recognizer reading identity card information on the terminal, video module obtains video, information typing module records applicant entry information, hand-written module records applicant's signature;
B. end host is stored in the terminal memory after with above-mentioned associating information;
C. terminal sends to the identification center by communication module in real time with above-mentioned information, when the identification center is presented at same screen with same hair fastener client, sends information, and there is new information to be identified at prompting identification center;
D. discern the hub operators identifying information, whether confirm whether same people, relevant information be legal.
As check and approve by, return approval information and give identify customer end, the card sender hair fastener,
As check and approve and do not pass through, return not check and approve and give identify customer end by information, finish this time nuclear card, not hair fastener.
Bank self-help hair fastener equipment run through customer's identity card information and etc. after I.D.s such as the intact relevant password of client's typing, phone, the address information, the scene that do not have take pictures, sign, self-service hair fastener equipment sends to information such as customer information (comprising that I.D. is read and the curstomer`s site typing), the on-the-spot photo of clapping, signature the audit supervisor of bank center together by software, the audit supervisor can allow bank center audit management position judge whether same people at all pictures and the Word message that represent same client with a picture.As be same people, then audit post in center is selected to pass through, and card sender is submitted to the bank backstage and is set up customer data and hair fastener transaction, and client's hair fastener is successfully promptly given on the backstage; As judging is not same people, selects reason for rejection, and card sender is pointed out mistake to the client.
Do not examine at the appointed time as the center, self-service hair fastener equipment can the client returns the audit failure and this transaction stops to handling.
Described D step also comprises
D1. discern the center initiating speech conversation,
D2. the terminal hummer sounds, and the applicant carries out voice call after confirming.
A kind of recognition device of realizing the above-mentioned long-range testimony of a witness consistance of bank's automatic card recognition methods, it comprises identification terminal and identification center.
Described identification center comprises display module, display screen, communication module and control module, the picture information of described display module received communication module, and described display module connects described display screen, and the control information of described control module sends to described communication module;
Communicate by letter between the communication module at the communication module of described identify customer end and described identification center, the communication module at described identification center sends to banking data base with recognition result.
Described identify customer end also comprises voice module, and described voice module is connected with receiver, microphone and hummer; Described identification center also comprises voice module, and described voice module is connected with receiver, microphone and hummer; Described identify customer end voice module connects the communication module of described identify customer end, and described identification center voice module connects the communication module at described identification center.
The advantage of present embodiment is as follows:
(1) guarantee to satisfy supervision department and require under the system of real name prerequisite, self-service hair fastener equipment can not have the employee of bank in the scene;
(2) can examine self-service hair fastener appliance services quickly and efficiently and handle personnel's testimony of a witness consistance.
Those skilled in the art do not break away from essence of the present invention and spirit, can there be the various deformation scheme to realize the present invention, the above only is the preferable feasible embodiment of the present invention, be not so limit to interest field of the present invention, the equivalent structure that all utilizations instructions of the present invention and accompanying drawing content are done changes, and all is contained within the interest field of the present invention.

Claims (2)

1. the long-range testimony of a witness consistance of bank's automatic card recognition methods, it may further comprise the steps:
A. according to the terminal software system bootstrap, I.D. recognizer reading identity card information on the terminal, video module obtains video, information typing module records applicant entry information, hand-written module records applicant's signature;
B. end host is stored in the terminal memory after with above-mentioned associating information;
C. terminal sends to the identification center by communication module in real time with above-mentioned information, when the identification center is presented at same screen with same hair fastener client, sends information, and there is new information to be identified at prompting identification center;
D. discern the hub operators identifying information, whether confirm whether same people, relevant information be legal.
As check and approve by, return approval information and give identify customer end, the card sender hair fastener,
As check and approve and do not pass through, return not check and approve and give identify customer end by information, finish this time nuclear card, not hair fastener.
2. the recognition methods of the long-range testimony of a witness consistance of a kind of bank automatic card according to claim 1, it is characterized in that: described D step also comprises
D1. discern the center initiating speech conversation,
D2. the terminal hummer sounds, and the applicant carries out voice call after confirming.
CN2010101470294A 2010-04-08 2010-04-08 Method for remotely identifying witness consistency of automatic card issuing of bank Pending CN102214371A (en)

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104599073A (en) * 2015-01-30 2015-05-06 杭州云灵科技有限公司 Card applying system and method of real-name card
CN106408040A (en) * 2016-11-02 2017-02-15 深圳市利恩信息技术股份有限公司 Self-service card access device
CN108171463A (en) * 2017-12-01 2018-06-15 平安科技(深圳)有限公司 A kind of long-range face label method, electronic device and computer readable storage medium
CN117787970A (en) * 2024-02-26 2024-03-29 四川金投科技股份有限公司 Bank card management device, method and system based on identity authentication and chip identification

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1642094A (en) * 2004-01-13 2005-07-20 深圳市思诺德数字系统有限公司 Self-service card-issueing system and method
CN101436330A (en) * 2006-01-09 2009-05-20 北京东方兴华科技发展有限责任公司 Bank self-help service method
CN201331799Y (en) * 2009-01-06 2009-10-21 深圳市证通电子股份有限公司 Self-help card-distributing apparatus
CN201369067Y (en) * 2009-03-03 2009-12-23 深圳市凯明杨科技有限公司 Self-service card sender
CN101859451A (en) * 2010-05-17 2010-10-13 深圳市沃达通实业有限公司 Method for remotely identifying consistency of applicant and identification card and setting authority during automatic card distribution by bank

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1642094A (en) * 2004-01-13 2005-07-20 深圳市思诺德数字系统有限公司 Self-service card-issueing system and method
CN101436330A (en) * 2006-01-09 2009-05-20 北京东方兴华科技发展有限责任公司 Bank self-help service method
CN201331799Y (en) * 2009-01-06 2009-10-21 深圳市证通电子股份有限公司 Self-help card-distributing apparatus
CN201369067Y (en) * 2009-03-03 2009-12-23 深圳市凯明杨科技有限公司 Self-service card sender
CN101859451A (en) * 2010-05-17 2010-10-13 深圳市沃达通实业有限公司 Method for remotely identifying consistency of applicant and identification card and setting authority during automatic card distribution by bank

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104599073A (en) * 2015-01-30 2015-05-06 杭州云灵科技有限公司 Card applying system and method of real-name card
CN104599073B (en) * 2015-01-30 2016-10-26 杭州云灵科技有限公司 Real name fabrication is applied for card system and method
CN106408040A (en) * 2016-11-02 2017-02-15 深圳市利恩信息技术股份有限公司 Self-service card access device
CN108171463A (en) * 2017-12-01 2018-06-15 平安科技(深圳)有限公司 A kind of long-range face label method, electronic device and computer readable storage medium
WO2019104887A1 (en) * 2017-12-01 2019-06-06 平安科技(深圳)有限公司 Remote interview method, electronic device, and computer readable storage medium
JP2020503573A (en) * 2017-12-01 2020-01-30 平安科技(深▲せん▼)有限公司Ping An Technology (Shenzhen) Co.,Ltd. Remote contract interview method, electronic device, and computer-readable storage medium
CN117787970A (en) * 2024-02-26 2024-03-29 四川金投科技股份有限公司 Bank card management device, method and system based on identity authentication and chip identification
CN117787970B (en) * 2024-02-26 2024-05-03 四川金投科技股份有限公司 Bank card management device, method and system based on identity authentication and chip identification

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Application publication date: 20111012