CN101958025B - Mobile phone payment method using barcode technology, and on-site payment terminal and system - Google Patents
Mobile phone payment method using barcode technology, and on-site payment terminal and system Download PDFInfo
- Publication number
- CN101958025B CN101958025B CN201010275106.4A CN201010275106A CN101958025B CN 101958025 B CN101958025 B CN 101958025B CN 201010275106 A CN201010275106 A CN 201010275106A CN 101958025 B CN101958025 B CN 101958025B
- Authority
- CN
- China
- Prior art keywords
- party
- payment
- bar code
- user
- site
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
- 238000000034 method Methods 0.000 title claims abstract description 30
- 238000005516 engineering process Methods 0.000 title claims abstract description 19
- 230000006870 function Effects 0.000 description 10
- 230000001360 synchronised effect Effects 0.000 description 5
- 230000005540 biological transmission Effects 0.000 description 4
- 238000010586 diagram Methods 0.000 description 4
- 238000004891 communication Methods 0.000 description 3
- 230000006855 networking Effects 0.000 description 3
- 230000008569 process Effects 0.000 description 3
- 238000007726 management method Methods 0.000 description 2
- 238000004519 manufacturing process Methods 0.000 description 2
- 230000002457 bidirectional effect Effects 0.000 description 1
- 230000008859 change Effects 0.000 description 1
- 239000012467 final product Substances 0.000 description 1
- 239000007943 implant Substances 0.000 description 1
- 230000000977 initiatory effect Effects 0.000 description 1
- 230000003993 interaction Effects 0.000 description 1
- 230000007246 mechanism Effects 0.000 description 1
- 238000010295 mobile communication Methods 0.000 description 1
- 238000007639 printing Methods 0.000 description 1
- 238000002310 reflectometry Methods 0.000 description 1
Images
Abstract
The invention relates to the technical field of on-site payment and discloses a mobile phone payment method using barcode technology, and an on-site payment terminal and an on-site payment system. The method comprises the following steps of: scanning a barcode in a mobile phone by using the on-site payment terminal when the on-site payment is required; converting the scanned barcode into a corresponding number; acquiring a password input by a user; transmitting the number and the password to a third-party payment platform so as to make the third-party payment platform perform payment operation according to the number and the password; and receiving and displaying an operation result returned by the third-party payment platform. Due to the adoption of the method, the terminal and the system, the user can perform the on-site payment simply and conveniently through the mobile phone without carrying a card or binding an account number with a subscriber identity module (SIM) card.
Description
Technical field
The present invention relates to on-site payment technology, be specifically related to a kind of hand set paying method, on-site payment terminal and system of applying barcode technology.
Background technology
E-Payment refers to the litigant of electronic transaction, comprises consumer, manufacturer and financial institution, uses secured electronic charging means, the monetary payoff of being undertaken by network or fund flow.The type of service of paying by mails is divided into online payment, phone-payment, mobile payment, point of sales terminal (hereinafter to be referred as POS machine) transaction, ATM (Automatic Teller Machine) transaction and other E-Payments by electronic payment instruction initiation mode.
At present, people use maximum modes of payments to remain the transaction of POS machine.The basic function of POS machine comprises: magnetic stripe card, IC-card, non-contact card read to (or writing) function; Conclude the business and the communication function of the information bidirectional such as management transmission by network and host computer; To the stores processor function of relevant information, instruction; For mutually authenticating with card and host computer, the function of keeping secret that enciphering/deciphering communication and various key are deposited; Be used for keyboard input, screen display and bill printing function etc. with man-machine interaction.
In this modes of payments, need to rely on card (bank card, credit card, IC-card etc.) and complete transaction.Can make troubles to user undoubtedly and go out to carry a large amount of cards.
For this reason, in the prior art, along with the development of mobile communication technology, there is a kind of new modes of payments, i.e. mobile-phone payment.In this modes of payments, need to be by credit card or bank card binding to Mobile phone card, the technology of main flow is NFC (short-range communication) technology at present.Mobile phone terminal needs a kind of new SIM card, and built-in NFC chip, implants the information such as user profile, bank's card number, the inconvenience that can bring many potential safety hazards and go through the formalities to user, such as, once mobile phone is lost or is stolen, payment accounts is just likely stolen, causes damage to user; In addition, if user has changed phone number, needing again to contract to use this payment function.
Summary of the invention
The embodiment of the present invention provides a kind of hand set paying method, on-site payment terminal and system of applying barcode technology, without carrying card, does not also need account to be tied on Mobile phone card, realizes on-site payment simply and easily by mobile phone.
For this reason, the embodiment of the present invention provides following technical scheme:
A hand set paying method of applying barcode technology, comprising:
In the time of needs on-site payment, the bar code in on-site payment terminal scanning mobile phone;
The bar code scanning is converted to corresponding number;
Obtain the password of user's input;
Described number and password are sent to third party's payment platform, so that described third party's payment platform is carried out delivery operation according to described number and password;
Receive and show the operating result that third party's payment platform returns.
A kind of on-site payment terminal, comprising:
Scanning element, for when the needs on-site payment, the bar code in scanning cell phone;
Converting unit, is converted to corresponding number for the bar code that described scanning element is scanned;
Password acquiring unit, for obtaining the password of user's input;
Transmitting element, for described number and password are sent to third party's payment platform, so that described third party's payment platform is carried out delivery operation according to described number and password;
Receiving element, the operating result returning for receiving third party's payment platform;
Display unit, for the operating result that shows that described third party's payment platform returns.
A kind of on-site payment system, comprising: the on-site payment terminal connecting by network and third party's payment platform;
Described on-site payment terminal, for when the needs on-site payment, the bar code in scanning cell phone; The bar code scanning is converted to corresponding number; Obtain the password of user's input; Described number and password are sent to third party's payment platform; Receive and show the operating result that third party's payment platform returns; Described bar code is in the time that the user of described mobile phone registers, and described third party's payment platform is handed down to described mobile phone and is stored in bar code corresponding with the account number of described user's registration in described mobile phone; Or ask on-site payment after user logs in described third party's payment platform by described mobile phone time, described third party's payment platform is handed down to the bar code corresponding to the account number with described user's registration of described mobile phone;
Described third party's payment platform, the number and the password that send for receiving described on-site payment terminal, and complete delivery operation according to described number and password, and return to operating result to described on-site payment terminal.
Hand set paying method, on-site payment terminal and the system of the application barcode technology that the embodiment of the present invention provides, the electronic form that payment account is converted to bar code is presented on mobile phone, and be applied to on-site payment, thereby eliminate the dependence of payment account to Mobile phone card, made to handle mobile-phone payment more simple; User goes out shopping also without carrying various payment cards sheet; And, carry out on-site payment with the form of bar code, get final product bar code reading information by general scanning device, operation and realization are simple, user-friendly.
Brief description of the drawings
Fig. 1 is the process flow diagram of the hand set paying method of embodiment of the present invention application barcode technology;
Fig. 2 is a kind of structural representation of embodiment of the present invention on-site payment terminal;
Fig. 3 is a kind of networking schematic diagram of embodiment of the present invention on-site payment system;
Fig. 4 is a kind of structural representation of third party's payment platform in embodiment of the present invention on-site payment system;
Fig. 5 is the another kind of structural representation of third party's payment platform in embodiment of the present invention on-site payment system.
Embodiment
Two-dimensional bar code (2-dimensional bar code) is the chequered with black and white graphic recording data symbol information distributing in plane (on two-dimensional directional) according to certain rules with certain specific geometric figure; On coding, utilize dexterously " 0 ", the concept of " 1 " bit stream that form computer-internal logical foundations, represent word numerical information with several geometrical bodies corresponding with scale-of-two, automatically process to realize information by image input device or photoelectric scanning device automatically identifying and reading: it has some general character of barcode technology: every kind of code system has its specific character set; Each character occupies certain width; There is certain verifying function etc.Also there is the feature such as information automatic identification function and processing graphics rotation variation to different rows simultaneously.At present, 2D bar code technology has been widely used in the aspects such as electronic bill, evidence, electronic coupons, electronics delivery of cargo certificate.
Bar code (barcode) is multiple secret notes and the blank that width is not waited, and arranges, in order to express the graphical identifier of one group of information according to certain coding rule.Common bar code is the pattern of parallel lines that the secret note (abbreviation bar) that differed greatly by reflectivity and informal voucher (being called for short empty) are lined up.Bar code can mark many information such as producing country, manufacturing firm, trade name, date of manufacture, book classification number, mail start-stop place, classification, the date of article, thereby is all widely used in many fields such as commodity circulation, taking care of books, postal management, banking systems.
The embodiment of the present invention provides a kind of hand set paying method, on-site payment terminal and system of applying barcode technology, in order to meet convenience and the security of people's shopping, in conjunction with above-mentioned two-dimensional bar code or bar codes technique, the electronic information that payment accounts is converted to bar code form, is applied to on-site payment.
As shown in Figure 1, be the process flow diagram of the hand set paying method of embodiment of the present invention application barcode technology, comprise the following steps:
Described bar code can be pre-stored in mobile phone, can be also user in the time of request on-site payment described in third party's payment platform be handed down to described mobile phone.
Such as, in the time that the user of described mobile phone registers, the bar code corresponding with the account number of described user registration is issued to described mobile phone by described third party's payment platform, and mobile phone is received after described bar code it in local internal memory.
For another example, in order further to ensure the security of described bar code, and save phone memory, in the time that user registers, described third party's payment platform generates the bar code corresponding with the account number of described user's registration and is kept on third party's payment platform, is not handed down to described mobile phone.In the time that user need to carry out on-site payment by mobile phone, log in described third party's payment platform request on-site payment, described third party's payment platform is received after request, the bar code corresponding with the account number of described user's registration is handed down to described mobile phone, described mobile phone is stored in this bar code in scratchpad area (SPA), after on-site payment terminal scanning, can be deleted.
The form of described bar code can be: bar code or two-dimensional bar code, and specifically select which kind of bar code form to be arranged by payment system as required; Certainly payment system also can be supported the on-site payment of these two kinds of forms simultaneously, in the time that user registers, corresponding bar code and the two-dimensional bar code of account number of user's registration is all handed down to described mobile phone, is selected in use by user according to the needs of own or system.
Described third party's payment platform can set in advance all kinds of payment account and corresponding bar code, in the time that user registers, generate with this bar code corresponding account number of user's registration, and this number (registered account) and the corresponding relation of bar code are synchronized in intrasystem all on-site payment terminals, so that each on-site payment terminal supports this user to use the electronic information of bar code form to complete on-site payment.In this manner, if there is new account number to be registered, need in real time the corresponding relation of this number and bar code to be synchronized in each on-site payment terminal.
Certainly, described third party's payment platform also can be synchronized to all numbers that set in advance (comprising registered account and unregistered account) and the corresponding relation of bar code in intrasystem all on-site payment terminals.In this manner, if there is new account number to be registered, without carrying out real-time synchronization.But this mode does not have the mode of above-mentioned real-time synchronization more flexible.
The number that described on-site payment terminal issues the third party's payment platform receiving and the corresponding relation of bar code are stored in this locality, and with the corresponding relation of bar code, the bar code scanning are converted to corresponding number according to described number.
It should be noted that, the method for the embodiment of the present invention, does not limit above-mentioned these implementations, in actual applications, also has more distortion.Such as, in order to save the storage resources of on-site payment terminal, described third party's payment platform also can not be synchronized to described corresponding relation in each on-site payment terminal, but be kept at this locality, in the time that user carries out on-site payment, on-site payment terminal scanning obtains, after the bar code in user mobile phone, not changing, but directly described bar code information is sent to described third party's payment platform, by third party's payment platform, it is changed.In addition, described third party's payment platform also can not be synchronized to described corresponding relation in each on-site payment terminal, but is kept in a database, in the time that described on-site payment terminal needs, obtains corresponding information from this database.
For the security of guaranteeing payment, can all need user to input corresponding password for each payment request.
Visible, the hand set paying method of embodiment of the present invention application barcode technology, in conjunction with above-mentioned two-dimensional bar code or bar codes technique, payment accounts is converted to the electronic information of bar code form, be applied to on-site payment, user is done shopping without carrying various payment cards, and without by user account number and Mobile phone card binding, met convenience and the security of people's shopping.
In embodiments of the present invention, can directly complete delivery operation by described third party's payment platform, the account number of registering such as described user is during as third party's payment accounts, and described third party's payment platform receives number and the password that described on-site payment terminal sends; If the account of described number and user registration matches, and described password matches with the account number cipher of user's setting, carries out delivery operation; After having operated, return to operating result to described on-site payment terminal.
In addition, can also offer and the interface of each bank and other consumption clearing mechanisms, make user pass through bank account (account number of register such as user is account No.) or other message settlement accounts (account of registering such as user is member's card number of this modes of payments of support) carry out on-site payment.
The account number of registering taking user below describes as the situation of account No..
In this case, described third party's payment platform receives after the number and password of described on-site payment terminal transmission; Described number and password need to be sent to bank settlement system, so that bank settlement system is carried out settlement operations; Then receive the operating result that bank settlement system is returned, and described operating result is sent to described on-site payment terminal.
It should be noted that, while carrying out number and password transmission between described on-site payment terminal and described third party's payment platform and between described third party's payment platform and described bank settlement system, can adopt cipher mode, fully to ensure the security of information in network transmission process.
Correspondingly, the embodiment of the present invention also provides a kind of on-site payment terminal, as shown in Figure 2, is a kind of structural representation of this on-site payment terminal.
Described on-site payment terminal 200 comprises:
Scanning element 201, for when the needs on-site payment, the bar code in scanning cell phone;
Converting unit 202, is converted to corresponding number for the bar code that described scanning element 201 is scanned;
Transmitting element 204, for described number and password are sent to third party's payment platform, so that described third party's payment platform is carried out delivery operation according to described number and password;
Receiving element 205, the operating result returning for receiving third party's payment platform;
It should be noted that, described scanning element 201 can be scanning device independently, also can integrate with other unit.
In described on-site payment terminal, described receiving element 205 also can be further used for receiving number that described third party's payment platform issues and the corresponding relation of bar code.
Correspondingly, described on-site payment terminal 200 also can further comprise: storage unit (not shown), and for storing number that described third party's payment platform issues and the corresponding relation of bar code.Described converting unit 202, specifically for being converted to corresponding number according to described corresponding relation by the bar code scanning.
It should be noted that, described bar code can be in the time that the user of described mobile phone registers, and described third party's payment platform is handed down to described mobile phone and is stored in bar code corresponding with the account number of described user's registration in described mobile phone; Can also be ask on-site payment after user logs in described third party's payment platform by described mobile phone time, described third party's payment platform be handed down to the bar code corresponding to the account number with described user's registration of described mobile phone.Its concrete form can be bar code and/or two-dimensional bar code.The account of user's registration can be third party's payment accounts, account No. etc.
Visible, the on-site payment terminal of the embodiment of the present invention, in conjunction with above-mentioned two-dimensional bar code or bar codes technique, payment accounts is converted to the electronic information of bar code form, be applied to on-site payment, user is done shopping without carrying various payment cards, and without by user account number and Mobile phone card binding, met convenience and the security of people's shopping.
The on-site payment terminal of the embodiment of the present invention, can be applied in various consumption clearing place, can utilize existing POS machine, and configure corresponding scanning device and application system, realizes simple, flexible and convenient to use.
Correspondingly, the embodiment of the present invention also provides a kind of on-site payment system, as shown in Figure 3, is a kind of networking schematic diagram of this system.
In this system, comprise the on-site payment terminal 301 and the third party's payment platform 302 that connect by network.Wherein:
Described on-site payment terminal 301, for when the needs on-site payment, the bar code in scanning cell phone; The bar code scanning is converted to corresponding number; Obtain the password of user's input; Described number and password are sent to third party's payment platform 302; Receive and show the operating result that third party's payment platform 302 returns; Described bar code is in the time that the user of described mobile phone registers, and described third party's payment platform is handed down to described mobile phone and is stored in bar code corresponding with the account number of described user's registration in described mobile phone; Or ask on-site payment after user logs in described third party's payment platform by described mobile phone time, described third party's payment platform is handed down to the bar code corresponding to the account number with described user's registration of described mobile phone;
Described third party's payment platform 302, the number and the password that send for receiving described on-site payment terminal 301, and complete delivery operation according to described number and password, and return to operating result to described on-site payment terminal 301.
The concrete structure of described on-site payment terminal 301 can, with reference to description above, not repeat them here.
Embodiment of the present invention on-site payment system, can complete independently customer consumption clearing, also can with bank or other settlement systems networking, realize the payment of user bank or other balance account, to lifting respectively row explanation below this.
As shown in Figure 4, be a kind of structural representation of third party's payment platform in embodiment of the present invention on-site payment system.
In this embodiment, suppose that the account number that user registers is third party's payment accounts.
Described third party's payment platform 400 comprises:
Whether the first judging unit 402, match for the account that judges described number and user's registration, and whether the account number cipher of described password and user's setting matches;
Result transmitting element 404, for after carrying out delivery operation at described performance element 403 and completing, returns to operating result to described on-site payment terminal.
As shown in Figure 5, be the another kind of structural representation of third party's payment platform in embodiment of the present invention on-site payment system.
In this embodiment, suppose that the account number that user registers is Bank Account Number.
Described third party's payment platform 500 comprises:
Whether the second judging unit 502, match for the account that judges described number and user's registration;
Information transmitting unit, after judging that at described the second judging unit 502 account of described number and user's registration matches, sends to bank settlement system by described number and password, so that bank settlement system is carried out settlement operations;
Result receiving element 503, the operating result returning for receiving bank settlement system;
Result transmitting element 504, for sending to described operating result described on-site payment terminal.
Certainly, in the embodiment of the present invention, described third party's payment platform is not limited in the structure shown in above-mentioned, in actual applications, can also have other distortion, such as, support native system account clearing and bank account clearing simultaneously.Correspondingly, the each unit shown in above-mentioned Fig. 4 and Fig. 5 is the division in logic function, and in reality realizes, each unit can physically separate, and also can integrate, and this embodiment of the present invention is not limited.
Each embodiment in this instructions all adopts the mode of going forward one by one to describe, between each embodiment identical similar part mutually referring to, what each embodiment stressed is and the difference of other embodiment.Especially,, for system embodiment, because it is substantially similar in appearance to embodiment of the method, so describe fairly simplely, relevant part is referring to the part explanation of embodiment of the method.System embodiment described above is only schematic, the wherein said unit as separating component explanation can or can not be also physically to separate, the parts that show as unit can be or can not be also physical locations, can be positioned at a place, or also can be distributed in multiple network element.Can select according to the actual needs some or all of module wherein to realize the object of the present embodiment scheme.Those of ordinary skill in the art, in the situation that not paying creative work, are appreciated that and implement.
Above the embodiment of the present invention is described in detail, has applied embodiment herein the present invention is set forth, the explanation of above embodiment is just for helping to understand method and apparatus of the present invention; , for one of ordinary skill in the art, according to thought of the present invention, all will change in specific embodiments and applications, in sum, this description should not be construed as limitation of the present invention meanwhile.
Claims (10)
1. a hand set paying method of applying barcode technology, is characterized in that, comprising:
In the time of needs on-site payment, the bar code corresponding with number in on-site payment terminal scanning mobile phone, described bar code is that third party's payment platform generates, described number is the payment accounts that cellphone subscriber registers on third party's payment platform;
Obtain the password of user's input;
Described bar code and described password are sent to described third party's payment platform, described third party's payment platform is converted to corresponding number with the corresponding relation of described bar code by the bar code scanning according to the number of preserving, and carries out delivery operation according to described number and described password;
Described on-site payment terminal receives and shows the operating result that third party's payment platform returns.
2. method according to claim 1, is characterized in that, described bar code comprises: bar code and/or two-dimensional bar code.
3. method according to claim 1 and 2, is characterized in that,
Described bar code is in the time that the user of described mobile phone registers, and described third party's payment platform is handed down to described mobile phone and is stored in described mobile phone; Or
Described bar code is ask on-site payment after user logs in described third party's payment platform by described mobile phone time, and described third party's payment platform is handed down to described mobile phone.
4. method according to claim 3, is characterized in that, the account number that described user registers is third party's payment accounts; Described method also comprises:
If the account of described number and user registration matches, and described password matches with the account number cipher of user's setting, carries out delivery operation;
After having operated, return to operating result to described on-site payment terminal.
5. method according to claim 3, is characterized in that, the account number that described user registers is account No.; Described method also comprises:
Described number and password are sent to bank settlement system, so that bank settlement system is carried out settlement operations;
Receive the operating result that bank settlement system is returned, and described operating result is sent to described on-site payment terminal.
6. an on-site payment terminal, is characterized in that, comprising:
Scanning element, for when the needs on-site payment, the bar code corresponding with number in scanning cell phone, described bar code is that third party's payment platform generates, described number is the payment accounts that cellphone subscriber registers on third party's payment platform;
Password acquiring unit, for obtaining the password of user's input;
Transmitting element, for sending to described third party's payment platform by described bar code and described password, the operating result returning for receiving described third party's payment platform;
Display unit, for the operating result that shows that described third party's payment platform returns;
Wherein, described bar code is converted to corresponding number according to the number of preserving with the corresponding relation of described bar code by described third party's payment platform, so that third party's payment platform is carried out delivery operation according to number and password.
7. on-site payment terminal according to claim 6, is characterized in that,
Described bar code is in the time that the user of described mobile phone registers, and described third party's payment platform is handed down to described mobile phone and is stored in described mobile phone; Or
Described bar code is ask on-site payment after user logs in described third party's payment platform by described mobile phone time, and described third party's payment platform is handed down to described mobile phone.
8. an on-site payment system, is characterized in that, comprising: the on-site payment terminal connecting by network and third party's payment platform;
Described on-site payment terminal, for when the needs on-site payment, the bar code in scanning cell phone; Described bar code and password are sent to third party's payment platform; Receive and show the operating result that third party's payment platform returns; Described bar code is in the time that the user of described mobile phone registers, and described third party's payment platform is handed down to described mobile phone and is stored in bar code corresponding with number in described mobile phone; Or ask on-site payment after user logs in described third party's payment platform by described mobile phone time, described third party's payment platform is handed down to the bar code corresponding with number of described mobile phone; Described number is the payment account that described user registers on third party's payment platform;
Described third party's payment platform, the bar code and the password that send for receiving described on-site payment terminal, with the corresponding relation of number, described bar code is changed to corresponding number according to the bar code of preserving, and complete delivery operation according to described number and password, and return to operating result to described on-site payment terminal.
9. on-site payment system according to claim 8, is characterized in that, the account number that described user registers is third party's payment accounts; Described third party's payment platform comprises:
Whether the first judging unit, match for the account that judges described number and user's registration, and whether the account number cipher of described password and user's setting matches;
Performance element, matches for the account that judges described number and user registration at described the first judging unit, and after the account number cipher that arranges of described password and user matches, execution delivery operation;
Result transmitting element, after completing in described performance element execution delivery operation, returns to operating result to described on-site payment terminal.
10. system according to claim 8, is characterized in that, the account number that described user registers is account No.; Described third party's payment platform comprises:
Whether the second judging unit, match for the account that judges described number and user's registration;
Information transmitting unit, after judging that at described the second judging unit the account of described number and user's registration matches, sends to bank settlement system by described number and password, so that bank settlement system is carried out settlement operations;
Result receiving element, the operating result returning for receiving bank settlement system;
Result transmitting element, for sending to described operating result described on-site payment terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010275106.4A CN101958025B (en) | 2010-09-06 | 2010-09-06 | Mobile phone payment method using barcode technology, and on-site payment terminal and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010275106.4A CN101958025B (en) | 2010-09-06 | 2010-09-06 | Mobile phone payment method using barcode technology, and on-site payment terminal and system |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN101958025A CN101958025A (en) | 2011-01-26 |
| CN101958025B true CN101958025B (en) | 2014-06-18 |
Family
ID=43485336
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201010275106.4A Active CN101958025B (en) | 2010-09-06 | 2010-09-06 | Mobile phone payment method using barcode technology, and on-site payment terminal and system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN101958025B (en) |
Families Citing this family (20)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20130018782A1 (en) * | 2011-07-18 | 2013-01-17 | Tiger T G Zhou | Methods and systems for facilitating mobile device payments using codes and cashback business model |
| BR112013021059A2 (en) * | 2011-02-16 | 2020-10-27 | Visa International Service Association | Snap mobile payment systems, methods and devices |
| US10223691B2 (en) | 2011-02-22 | 2019-03-05 | Visa International Service Association | Universal electronic payment apparatuses, methods and systems |
| CN102222294A (en) * | 2011-05-31 | 2011-10-19 | 李镇波 | Novel mobile phone payment method |
| WO2013006725A2 (en) | 2011-07-05 | 2013-01-10 | Visa International Service Association | Electronic wallet checkout platform apparatuses, methods and systems |
| US9710807B2 (en) | 2011-08-18 | 2017-07-18 | Visa International Service Association | Third-party value added wallet features and interfaces apparatuses, methods and systems |
| US10825001B2 (en) | 2011-08-18 | 2020-11-03 | Visa International Service Association | Multi-directional wallet connector apparatuses, methods and systems |
| US10242358B2 (en) | 2011-08-18 | 2019-03-26 | Visa International Service Association | Remote decoupled application persistent state apparatuses, methods and systems |
| US10223730B2 (en) | 2011-09-23 | 2019-03-05 | Visa International Service Association | E-wallet store injection search apparatuses, methods and systems |
| CN103034944A (en) * | 2011-09-30 | 2013-04-10 | 鸿富锦精密工业（深圳）有限公司 | Payment system and payment method of mobile device |
| AU2013214801B2 (en) | 2012-02-02 | 2018-06-21 | Visa International Service Association | Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems |
| CN103020821A (en) * | 2012-11-09 | 2013-04-03 | 上海网赛网络科技有限公司 | Payment system and payment method based on mobile terminal |
| CN103268548B (en) * | 2013-04-25 | 2017-02-08 | 广州闪购软件服务有限公司 | On-line off-line payment system based on two-dimension code |
| CN104766204A (en) * | 2014-01-02 | 2015-07-08 | 广州市沃希信息科技有限公司 | Meal card consumption method and meal card consumption system based on two-dimensional code |
| CN104901988B (en) * | 2014-06-16 | 2017-02-01 | 腾讯科技（深圳）有限公司 | Data processing method, system and device |
| CN104809813A (en) * | 2015-02-13 | 2015-07-29 | 湖南金码智能设备制造有限公司 | Barcode payment method and device for vending machine |
| CN105205660A (en) * | 2015-08-28 | 2015-12-30 | 深圳市泰久信息系统股份有限公司 | Two-dimensional code technology-based card-free payment method |
| CN107094159B (en) * | 2016-02-18 | 2020-06-02 | 腾讯科技（深圳）有限公司 | Method and device for establishing corresponding relation between card and user account |
| EP3472791A1 (en) * | 2016-06-15 | 2019-04-24 | Mastercard International Incorporated | Systems and methods for budget, financial account alerts management, remedial action controls and fraud monitoring |
| CN108269084A (en) | 2017-01-03 | 2018-07-10 | 阿里巴巴集团控股有限公司 | A kind of method and device for progress barcode scanning payment on the mobile apparatus |
Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101046870A (en) * | 2006-04-27 | 2007-10-03 | 陈龙军 | Method for raising safety of transaction process using two-dimensional code for identifying local cipher |
-
2010
- 2010-09-06 CN CN201010275106.4A patent/CN101958025B/en active Active
Patent Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101046870A (en) * | 2006-04-27 | 2007-10-03 | 陈龙军 | Method for raising safety of transaction process using two-dimensional code for identifying local cipher |
Also Published As
| Publication number | Publication date |
|---|---|
| CN101958025A (en) | 2011-01-26 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN101958025B (en) | Mobile phone payment method using barcode technology, and on-site payment terminal and system | |
| US9866989B2 (en) | Payment application download to mobile phone and phone personalization | |
| KR100376959B1 (en) | The electronic settlement system, electronic settlement method and cash paying method using lcd barcode displayed on mobile terminal | |
| CN101990770A (en) | Ghosting payment account data in a mobile telephone payment transaction system | |
| JP2006523879A (en) | Payment apparatus and method | |
| US20120290480A1 (en) | Electronic payment using transaction identity codes | |
| CN102968717A (en) | Electronic payment method, relevant device and system | |
| CN101981585A (en) | Dynamic currency conversion system and method | |
| CN103337023A (en) | Mobile payment solution based on two-dimensional code technology | |
| CN107924521B (en) | Systems, methods, and apparatus for updating an existing dynamic transaction card | |
| CN104599165A (en) | Network transaction method and associated equipment and systems thereof | |
| CN103810597A (en) | Mobile device, payment transaction system and payment transaction method | |
| CN104268744A (en) | Mobile payment achieving method and system | |
| CN103942677A (en) | Transaction payment method and system, and POS machine | |
| CN109272303A (en) | Electric paying method and device, mobile terminal and readable storage medium storing program for executing | |
| JP2001297198A (en) | Monetary processing system incorporated in portable telephone | |
| JP7134325B1 (en) | Electronic payment system, payment management device, card, electronic payment method, and program | |
| CN104246805A (en) | Electronic transaction method | |
| KR20120114609A (en) | Authentication code based payment method using mobile terminal | |
| CN102799995A (en) | Online shopping system and online shopping method | |
| CN202102499U (en) | Mobile phone on-site payment terminal and system applying barcode technology | |
| CN105096115A (en) | Method for electronic payment transaction of non-POS terminal and mobile device | |
| CN105303695B (en) | A kind of cabinet face service equipment and its method of work | |
| CN102169613A (en) | Method and apparatus for dealing with remote business of electronic purse | |
| CN103430199B (en) | Secure payment system using a mobile phone, and payment method using same |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C53 | Correction of patent of invention or patent application | ||
| CB02 | Change of applicant information |
Address after: 16, building 368, 510060 South Guangzhou Avenue, Guangdong, Guangzhou Applicant after: GUANGDONG GOLDSIGN CO., LTD. Address before: 16, building 368, 510600 South Guangzhou Avenue, Guangdong, Guangzhou Applicant before: GoldSign Electronic Data Service Co., Ltd. |
|
| COR | Change of bibliographic data |
Free format text: CORRECT: APPLICANT; FROM: GOLDSIGN ELECTRONIC DATA SERVICE CO., LTD. TO: GOLDSIGN ELECTRONIC DATA SERVICE CO., LTD. |
|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| TR01 | Transfer of patent right | ||
| TR01 | Transfer of patent right |
Effective date of registration: 20170906 Address after: 510095, room 6, No. 401, compound 333, Ring East Road, Yuexiu District, Guangdong, Guangzhou Patentee after: Tan Ning Address before: 16, building 368, 510060 South Guangzhou Avenue, Guangdong, Guangzhou Patentee before: GUANGDONG GOLDSIGN CO., LTD. |
|
| TR01 | Transfer of patent right |
Effective date of registration: 20180712 Address after: 510000 B, 5 / F, 174 new road, Wuyang Xincheng temple, Yuexiu District, Guangzhou, Guangdong. Patentee after: GUANGDONG GOLDSIGN CO., LTD. Address before: 510095 401, room 6, 333 East Ring Road, Yuexiu District, Guangzhou, Guangdong. Patentee before: Tan Ning |
|
| TR01 | Transfer of patent right |