CN101877835A - STK (SIM (Subscriber Identity Module) Tool Kit) business processing method and system as well as mobile terminal - Google Patents
STK (SIM (Subscriber Identity Module) Tool Kit) business processing method and system as well as mobile terminal Download PDFInfo
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Abstract
The invention provides STK (SIM (Subscriber Identity Module) Tool Kit) business processing method and system as well as a mobile terminal. The method comprises the steps of: receiving a SRK business request message sent by a mobile terminal, wherein the STK business request message comprises business card information and business transaction information; acquiring magnetic track information of a business card corresponding to the business card information from a prestored mapping relation table between the business card information and the magnetic track information of the business card; packaging the magnetic track information of the business card and the business transaction information according to a prestored message protocol, acquiring a message and encrypting the message for acquiring an encrypted message; and sending the encrypted message to a transaction gateway so as to ensure that the transaction gateway carries out transaction processing on the received encrypted message and return an acquired transaction result to the mobile terminal. Therefore, the service accessibility of the user is improved, and the economical cost for the user to replace an SIM card or an SIM expansion card is effectively reduced.
Description
Technical field
The embodiment of the invention relates to the STK technical field, relates in particular to a kind of STK method for processing business and system and portable terminal.
Background technology
At present, Mobile banking be by the user identification application development instrument (SIM Tool Kit, hereinafter to be referred as: STK) technology realizes.Mobile banking is mainly by mobile phone, global system for mobile communications (Global Systemfor Mobile Communications; Hereinafter to be referred as GSM) sms center and banking system formation.In the operating process of Mobile banking, the user is by selecting on the STK of mobile phone menu interface, with to (the Subscriber Identity Module of the subscriber identification module with STK application program, hereinafter to be referred as: SIM) card sends instruction, generate note by this SIM card, send this note by mobile phone to the GSM sms center again, the GSM sms center sends to banking system with the note that receives again, with realize the user at registration, login, account management, the remittance of transferring accounts of banking system, pay the fees, business such as Investment ﹠ Financing, payment or inquiry.
But, the SIM card or the SIM expansion card of existing support STK banking are to be provided with by specific bank, in other words, the user can only use the STK banking of this bank, when if the user need use the STK banking of other banks, can only change the SIM card or the SIM expansion card of the STK banking of supporting this bank.Thereby brought inconvenience for user's use, also increased the Financial cost that the user changes SIM card or SIM expansion card simultaneously.
Summary of the invention
The embodiment of the invention provides a kind of STK method for processing business and system and portable terminal, need the corresponding defective of changing SIM card or SIM expansion card when the user carries out different business transactions in the prior art in order to solve, thereby convenient for users to use, also reduced the Financial cost that the user changes SIM card or SIM expansion card.
The embodiment of the invention provides a kind of STK method for processing business, comprising:
The STK business request information that mobile terminal receive sends; Described STK business request information comprises service card information and transaction business information;
From the service card information and the mapping relations table between the magnetic track information of service card of storage in advance, obtain magnetic track information with described service card information corresponding service card;
Message protocol according to storing in advance carries out encapsulation process to the magnetic track information and the transaction business information of described service card, obtains message, and described message is carried out encryption, obtains the encryption message;
Send described encryption message to transaction gateway, for described transaction gateway the described encryption message that receives is carried out trading processing, and the transaction results of obtaining is returned to described portable terminal.
The embodiment of the invention provides a kind of portable terminal, comprises mobile terminal main body and subscriber identification module, wherein, is provided with the mobile terminal service transaction card between described mobile terminal main body and subscriber identification module, and described mobile terminal service transaction card comprises:
Receiver module is used for the STK business request information that the mobile terminal receive main body sends; Described STK business request information comprises service card information and transaction business information;
Acquisition module is used for obtaining the magnetic track information with described service card information corresponding service card from the service card information of storage in advance and the mapping relations table between the magnetic track information of service card;
Processing module is used for the basis message protocol of storage in advance, and the magnetic track information and the transaction business information of described service card are carried out encapsulation process, obtains message, and described message is carried out encryption, obtains the encryption message;
Sending module is used to send described encryption message to transaction gateway, for described transaction gateway the described encryption message that receives is carried out trading processing, and the transaction results of obtaining is returned to described mobile terminal main body.
The embodiment of the invention provides a kind of STK transaction processing system, comprises transaction gateway and above-mentioned described portable terminal.
The STK method for processing business and the portable terminal of the embodiment of the invention, the magnetic track information of service card information corresponding service card in the STK business request information that sends by the portable terminal that obtains and receive, and according in advance the storage message protocol the magnetic track information and the transaction business information of service card are carried out encapsulation process, obtain message, again message is carried out encryption, and the encryption message that will obtain sends to transaction gateway, for transaction gateway the encryption message that receives is carried out trading processing, obtain transaction results and return to portable terminal, need the corresponding defective of changing SIM card or SIM expansion card when thereby the user carries out the different business transaction in the solution prior art, and then improved the convenience that the user uses, and effectively reduced the Financial cost that the user changes SIM card or SIM expansion card.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, to do one to the accompanying drawing of required use in embodiment or the description of the Prior Art below introduces simply, apparently, accompanying drawing in describing below is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the flow chart of STK method for processing business embodiment one of the present invention;
Fig. 2 is the flow chart of STK method for processing business embodiment two of the present invention;
Fig. 3 is the structural representation of portable terminal embodiment three of the present invention;
Fig. 4 is the structural representation of portable terminal embodiment four of the present invention;
Fig. 5 is the structural representation of STK transaction processing system embodiment five of the present invention.
Embodiment
For the purpose, technical scheme and the advantage that make the embodiment of the invention clearer, below in conjunction with the accompanying drawing in the embodiment of the invention, technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills belong to the scope of protection of the invention not making the every other embodiment that is obtained under the creative work prerequisite.
Fig. 1 is the flow chart of STK method for processing business embodiment one of the present invention, and as shown in Figure 1, the method for present embodiment comprises:
The STK business request information that step 101, mobile terminal receive send; This STK business request information comprises service card information and transaction business information.
In the present embodiment, portable terminal is specifically as follows equipment such as mobile phone.Concrete, service card can be specially campus card, transportation card or bank card.With the service card is that bank card is an example, and for instance, bank card information specifically comprises: the relevant number of the account of bank's type, this bank's type or card number etc.Transaction business packets of information explanatory note in brackets volume, login, account management, transfer accounts, pay the fees, pay or transaction business and trading password such as inquiry.
In the present embodiment, the mobile terminal service transaction card also can be referred to as the SIM expansion card.It comes down to a kind of programmable IC-card, inside comprises central processing unit (CPU), internal memory and handling procedure, identical with common SIM card in shape, also can be inequality, the coupling part that only needs to guarantee the mobile terminal service transaction card can correctly be connected with sim card slot.During use and SIM card (this SIM card is common SIM card, or is built-in with the SIM card of STK application program) stick together closely, and be inserted into jointly in the sim card slot of mobile phone.Behind mobile phone power-on, by using plug-in, do not change original function of mobile phone and original number, can provide sticker built-in STK menu to mobile phone simultaneously, thereby the STK that has expanded mobile phone use.In addition, if service provider's business is expanded or changed, can send message to user mobile phone, this message can be according to Application Protocol Data Unit (the Application Protocol Data Unit of agreement prescribed form; Hereinafter to be referred as: APDU) instruction is transferred in SIM expansion card or the SIM card, and SIM expansion card or SIM card are made amendment to the STK menu according to the application program of storage, thereby reach the purpose that new service is provided to the user.
For instance, the magnetic track information of service card specifically comprises the card number of service card and user's identity information etc.
For instance, the user selects service card information and transaction business information to send to SIM expansion card or SIM card by the STK menu on the mobile phone, SIM expansion card or SIM card are according to the magnetic track information that obtains the mapping relations table of the service card information that receives between the magnetic track information of the service card information of storage in advance and service card with service card information corresponding service card, and according in advance the storage message protocol the magnetic track information and the transaction business information of service card are carried out encapsulation process, generate message, and this message encrypted obtain the encryption message, should encrypt message again and return to mobile phone, mobile phone again by wireless network (for example: general packet radio service technology (General Packet Radio Service; Hereinafter to be referred as: GPRS), global system for mobile communications (Global System for Mobile Communications; Hereinafter to be referred as: GSM), code division multiple access (Code Division Multiple Access; Hereinafter to be referred as CDMA) or 3G (Third Generation) Moblie technology (3rd-Generation; Hereinafter to be referred as: 3G)) form sends to transaction gateway.Need to prove that transaction gateway can be transaction gateway, the transaction gateway under the bank card tissue, the transaction gateway under the campus or the transaction gateway under the traffic under the bank.More specifically, this bank card tissue can be Unionpay, Visa (Visa International Service Association; Hereinafter to be referred as: VISA) or Master Card (MasterCard) etc.
For instance, if this transaction gateway is the bank transaction gateway, the bank transaction gateway is decrypted encrypting message according to the key of storage in advance, and according in advance the storage message protocol decrypted message is resolved, obtain the magnetic track information and the transaction business information of bank card, carry out corresponding trading processing according to the magnetic track information and the transaction business information of this bank card again, obtain transaction results, and this transaction results is returned to the SIM expansion card or the SIM card of portable terminal.
If being bank card, this transaction gateway organizes transaction gateway, bank card organizes transaction gateway to be decrypted encrypting message according to the key of storage in advance, and according in advance the storage message protocol decrypted message is resolved, obtain the magnetic track information and the transaction business information of bank card, obtain the message protocol corresponding with the magnetic track information of bank card, and the magnetic track information and the transaction business information of bank card are carried out encapsulation process according to this message protocol, obtain the discernible message of bank transaction gateway interface of the magnetic track information correspondence of bank card, and this message is sent to the bank transaction gateway of the magnetic track information correspondence of bank card.This bank transaction gateway is resolved this message according to the message protocol of storage in advance, obtain the magnetic track information and the transaction business information of bank card, carry out corresponding trading processing according to the magnetic track information and the transaction business information of this bank card again, obtain transaction results, and organize transaction gateway to return to the SIM expansion card or the SIM card of portable terminal by bank card this transaction results.
In the present embodiment, the magnetic track information of service card information corresponding service card in the STK business request information that sends by the portable terminal that obtains and receive, and according in advance the storage message protocol the magnetic track information and the transaction business information of service card are carried out encapsulation process, obtain message, again message is carried out encryption, and the encryption message that will obtain sends to transaction gateway, for transaction gateway the encryption message that receives is carried out trading processing, obtain transaction results and return to portable terminal, need the corresponding defective of changing SIM card or SIM expansion card when thereby the user carries out the different business transaction in the solution prior art, SIM card or SIM expansion card multifunctionality have been realized, and then improved the convenience that the user uses, and effectively reduced the Financial cost that the user changes SIM card or SIM expansion card.
Fig. 2 as shown in Figure 2, in the present embodiment, is that bank card information is an example with service card information for the flow chart of STK method for processing business embodiment two of the present invention, introduces the technical scheme of present embodiment in detail, and the method for present embodiment comprises:
The STK business request information that step 201, mobile terminal receive send; This STK business request information comprises bank card information, transaction business information and request authentication sign.
In the present embodiment, portable terminal is specifically as follows equipment such as mobile phone.Bank card information specifically comprises: the relevant number of the account of bank's type, this bank's type or card number etc.Transaction business packets of information explanatory note in brackets volume, login, account management, the remittance of transferring accounts, pay the fees, transaction business and trading password such as Investment ﹠ Financing, payment or inquiry.The request authentication sign can be password.
What in the present embodiment, SIM expansion card or SIM card were stored mapping relations between the magnetic track information of bank card information and bank card in advance can have following several implementation:
SIM expansion card or SIM card are obtained the mapping relations between the magnetic track information of bank card information and bank card by the POS machine.For instance, the user is by carrying out the bank card operation of swiping the card on the POS machine, and the POS machine is swiped the card by this and operated the magnetic track information that reads bank card.The POS machine sends to SIM expansion card or SIM card with the magnetic track information of bank card information and bank card, for the mapping relations between the magnetic track information of SIM expansion card or SIM card storage bank card information and bank card.
Perhaps, SIM expansion card or SIM card are by menu option dealing business, import bank card information then, and the termination number under this bank card information and SIM expansion card or the SIM card sent to transaction gateway, obtain the magnetic track information of the bank card of bank card information correspondence for transaction gateway, and, again the magnetic track information of the bank card in this mapping relations table is sent to the SIM expansion card or the SIM card of termination number correspondence with the magnetic track information of this bank card and the termination number formation mapping relations table under SIM expansion card or the SIM card.SIM expansion card or SIM card are corresponding one by one with the bank card information of input with the magnetic track information of this bank card, form a mapping relations table.
In the present embodiment, by earlier the STK business request information that receives being authenticated, when authentication success, the magnetic track information of the corresponding bank card of bank card information in the STK business request information that the portable terminal that obtains and receive sends, and according in advance the storage message protocol the magnetic track information and the transaction business information of bank card are carried out encapsulation process, obtain message, again message is carried out encryption, and the encryption message that will obtain sends to transaction gateway, for transaction gateway the encryption message that receives is carried out trading processing, obtain transaction results and return to portable terminal.Need the corresponding defective of changing SIM card or SIM expansion card thereby the user carries out different business when transaction in the solution prior art, improved the convenience that the user uses, and then effectively reduced the Financial cost that the user changes SIM card or SIM expansion card.Simultaneously, also effectively guaranteed the fail safe that the user uses.
Need to prove that when service card was other service cards such as campus card or transportation card, the STK method for processing business was identical when its STK method for processing business was bank card with service card, did not repeat them here.
Further, this method also comprises: the update command that mobile terminal receive sends, according to update command, mapping table is upgraded processing.In embodiments of the present invention, portable terminal can pass through aerial download technology (Over-the-Air Technology, hereinafter to be referred as: OTA), realize built-in mapping relations table in the SIM expansion card of portable terminal or the SIM card is upgraded.It should be noted that the OTA technology not only can provide the voice-and-data service by mobile communication, and new STK service downloading can also be provided.Concrete, by using the aerial download technology of OTA, as long as the cellphone subscriber carries out simple operations, just can utilize the various STK business that network provided the aerial download technology of OTA to download in the mobile phone according to the personal like, more specifically, the OTA note of agreement form is sent to SIM expansion card or SIM card, and SIM expansion card or SIM card are according to built-in handling at the OTA handling procedure, thus the renewal of mapping table in realization SIM expansion card or the SIM card.
In the present embodiment, with the service card is that bank card is an example, by SIM expansion card or SIM card are upgraded, thereby when the user need change bank and carries out the STK banking transaction of this bank, can change SIM expansion card or SIM card, thereby effectively reduce the Financial cost that the user changes SIM card or SIM expansion card.
Fig. 3 is the structural representation of portable terminal embodiment three of the present invention, as shown in Figure 3, the portable terminal of present embodiment comprises mobile terminal main body 11 and subscriber identification module 12, wherein, is provided with mobile terminal service transaction card 13 between mobile terminal main body 11 and SIM 12.This mobile terminal service transaction card 13 also can be referred to as SIM expansion card 13.It comprises: receiver module 131, acquisition module 132, processing module 133 and sending module 134.Receiver module 131 is used for the STK business request information that mobile terminal receive main body 11 sends; This STK business request information comprises service card information and transaction business information; Acquisition module 132 is used for obtaining the magnetic track information with service card information corresponding service card from the service card information of storage in advance and the mapping relations table between the magnetic track information of service card; Processing module 133 is used for the basis message protocol of storage in advance, and the magnetic track information and the transaction business information of service card are carried out encapsulation process, obtains message, and message is carried out encryption, obtains the encryption message; Sending module 134 is used for sending encrypts message to transaction gateway, for transaction gateway the encryption message that receives is carried out trading processing, and the transaction results of obtaining is returned to mobile terminal main body.
The technical scheme that can be used to carry out method embodiment shown in Figure 1 of the portable terminal SIM expansion card of present embodiment, it realizes that principle is similar, repeats no more herein.
In the present embodiment, the magnetic track information of service card information corresponding service card in the STK business request information that sends by the portable terminal that obtains and receive, and according in advance the storage message protocol the magnetic track information and the transaction business information of bank card are carried out encapsulation process, obtain message, again message is carried out encryption, and the encryption message that will obtain sends to transaction gateway, for transaction gateway the encryption message that receives is carried out trading processing, obtain transaction results and return to portable terminal, need the corresponding defective of changing SIM card or SIM expansion card when thereby the user carries out the different business transaction in the solution prior art, and then improved the convenience that the user uses, and effectively reduced the Financial cost that the user changes SIM card or SIM expansion card.
Fig. 4 is the structural representation of portable terminal embodiment four of the present invention, as shown in Figure 4, on the basis of embodiment two, the SIM expansion card 13 of the portable terminal of present embodiment also comprises: request authentication module 135, be used for the STK business request information being carried out authentication processing according to the request authentication sign.The authentication result that the authentication of 135 pairs of STK banking of request authentication module solicited message is obtained thereby acquisition module 132 is used for is an authentication success, from the service card information and the mapping relations table between the magnetic track information of service card of storage in advance, obtain magnetic track information with service card information corresponding service card.
Further, this SIM expansion card 13 also comprises: update module 136, be used for the update command that the mobile terminal receive main body sends, and according to this update command, mapping table is upgraded processing.
The portable terminal SIM expansion card of present embodiment also can be used to carry out the technical scheme of method embodiment shown in Figure 2, and it realizes that principle is similar, repeats no more herein.
In the present embodiment, by earlier the STK business request information that receives being authenticated, when authentication success, the magnetic track information of service card information corresponding service card in the STK business request information that the portable terminal that obtains and receive sends, and the magnetic track information of service card information and service card is carried out encapsulation process according to the message protocol of storage in advance, obtain message, again message is carried out encryption, and the encryption message that will obtain sends to transaction gateway, for transaction gateway the encryption message that receives is carried out trading processing, obtain transaction results and return to portable terminal.Simultaneously, also by SIM expansion card or SIM card are upgraded, thereby when the user need carry out the different business transaction, need corresponding SIM expansion card or the SIM card changed, change the Financial cost of SIM card or SIM expansion card and the fail safe that has improved customer transaction thereby effectively reduced the user.
Fig. 5 is the structural representation of STK transaction processing system embodiment five of the present invention, and as shown in Figure 5, the STK transaction processing system of present embodiment comprises: transaction gateway 21 and the foregoing description four or embodiment five arbitrary described portable terminals 22.
The portable terminal of present embodiment can adopt the technical scheme of Fig. 3 or method embodiment shown in Figure 4, and it realizes that principle is similar, repeats no more herein.
In the present embodiment, the magnetic track information of service card information corresponding service card in the STK business request information that sends by the portable terminal that obtains and receive, and according in advance the storage message protocol the magnetic track information and the transaction business information of service card are carried out encapsulation process, obtain message, again message is carried out encryption, and the encryption message that will obtain sends to transaction gateway, for transaction gateway the encryption message that receives is carried out trading processing, obtain transaction results and return to portable terminal, need the corresponding defective of changing SIM card or SIM expansion card when thereby the user carries out the different business transaction in the solution prior art, and then improved the convenience that the user uses, and effectively reduced the Financial cost that the user changes SIM card and SIM expansion card.
One of ordinary skill in the art will appreciate that: all or part of step that realizes said method embodiment can be finished by the relevant hardware of program command, aforesaid program can be stored in the computer read/write memory medium, this program is carried out the step that comprises said method embodiment when carrying out; And aforesaid storage medium comprises: various media that can be program code stored such as ROM, RAM, magnetic disc or CD.
It should be noted that at last: above embodiment only in order to technical scheme of the present invention to be described, is not intended to limit; Although with reference to previous embodiment the present invention is had been described in detail, those of ordinary skill in the art is to be understood that: it still can be made amendment to the technical scheme that aforementioned each embodiment put down in writing, and perhaps part technical characterictic wherein is equal to replacement; And these modifications or replacement do not make the essence of appropriate technical solution break away from the spirit and scope of various embodiments of the present invention technical scheme.
Claims (7)
1. a STK method for processing business is characterized in that, comprising:
The STK business request information that mobile terminal receive sends; Described STK business request information comprises service card information and transaction business information;
From the service card information and the mapping relations table between the magnetic track information of service card of storage in advance, obtain magnetic track information with described service card information corresponding service card;
Message protocol according to storing in advance carries out encapsulation process to the magnetic track information and the transaction business information of described service card, obtains message, and described message is carried out encryption, obtains the encryption message;
Send described encryption message to transaction gateway, for described transaction gateway the described encryption message that receives is carried out trading processing, and the transaction results of obtaining is returned to described portable terminal.
2. STK method for processing business according to claim 1, it is characterized in that, also comprise the request authentication sign in the described STK business request information, described from the service card information and the mapping relations table between the magnetic track information of service card of storage in advance, obtain before the magnetic track information with described service card information corresponding service card, also comprise:
According to described request authentication sign, described STK business request information is carried out authentication processing;
If the authentication result that authentication is obtained to described STK business request information is an authentication success, the mapping relations table between the magnetic track information of the service card information of storage in advance and service card, obtain magnetic track information with described service card information corresponding service card.
3. STK method for processing business according to claim 1 is characterized in that, also comprises:
Receive the update command that described portable terminal sends,, described mapping table is upgraded processing according to described update command.
4. a portable terminal comprises mobile terminal main body and subscriber identification module, it is characterized in that, is provided with the mobile terminal service transaction card between described mobile terminal main body and subscriber identification module, and described mobile terminal service transaction card comprises:
Receiver module is used for the STK business request information that the mobile terminal receive main body sends; Described STK business request information comprises service card information and transaction business information;
Acquisition module is used for obtaining the magnetic track information with described service card information corresponding service card from the service card information of storage in advance and the mapping relations table between the magnetic track information of service card;
Processing module is used for the basis message protocol of storage in advance, and the magnetic track information and the transaction business information of described service card are carried out encapsulation process, obtains message, and described message is carried out encryption, obtains the encryption message;
Sending module is used to send described encryption message to transaction gateway, for described transaction gateway the described encryption message that receives is carried out trading processing, and the transaction results of obtaining is returned to described mobile terminal main body.
5. portable terminal according to claim 4 is characterized in that, also comprises:
The request authentication module is used for according to described request authentication sign described STK business request information being carried out authentication processing;
Described acquisition module, be used for if the authentication result that the described request authentication module obtains described STK business request information authentication is an authentication success, from the service card information and the mapping relations table between the magnetic track information of service card of storage in advance, obtain magnetic track information with described service card information corresponding service card.
6. portable terminal according to claim 4 is characterized in that, also comprises:
Update module is used to receive the update command that described mobile terminal main body sends, and according to described update command, described mapping table is upgraded processing.
7. a STK transaction processing system is characterized in that, comprises transaction gateway and as the arbitrary described portable terminal of claim 4 to 6.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010101563509A CN101877835A (en) | 2010-04-21 | 2010-04-21 | STK (SIM (Subscriber Identity Module) Tool Kit) business processing method and system as well as mobile terminal |
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| Application Number | Priority Date | Filing Date | Title |
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| CN2010101563509A CN101877835A (en) | 2010-04-21 | 2010-04-21 | STK (SIM (Subscriber Identity Module) Tool Kit) business processing method and system as well as mobile terminal |
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| CN101877835A true CN101877835A (en) | 2010-11-03 |
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| CN2010101563509A Pending CN101877835A (en) | 2010-04-21 | 2010-04-21 | STK (SIM (Subscriber Identity Module) Tool Kit) business processing method and system as well as mobile terminal |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN102254287A (en) * | 2011-06-27 | 2011-11-23 | 中国建设银行股份有限公司 | Bank business mobile processing system and method |
| CN102509217A (en) * | 2011-09-30 | 2012-06-20 | 福源立信（北京）科技有限公司 | Mobile long-distance payment system |
| CN111311261A (en) * | 2020-02-24 | 2020-06-19 | 中国工商银行股份有限公司 | Security processing method, device and system for online transaction |
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| WO1995021424A1 (en) * | 1994-02-01 | 1995-08-10 | National Westminster Bank Plc. | Electronic toll payment |
| CN101330675A (en) * | 2007-06-20 | 2008-12-24 | 中国银联股份有限公司 | Mobile payment terminal equipment |
| CN101610475A (en) * | 2009-06-29 | 2009-12-23 | 钱袋网（北京）信息技术有限公司 | Service menu treating method and portable terminal |
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| WO1995021424A1 (en) * | 1994-02-01 | 1995-08-10 | National Westminster Bank Plc. | Electronic toll payment |
| CN101330675A (en) * | 2007-06-20 | 2008-12-24 | 中国银联股份有限公司 | Mobile payment terminal equipment |
| CN101610475A (en) * | 2009-06-29 | 2009-12-23 | 钱袋网（北京）信息技术有限公司 | Service menu treating method and portable terminal |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN102254287A (en) * | 2011-06-27 | 2011-11-23 | 中国建设银行股份有限公司 | Bank business mobile processing system and method |
| CN102509217A (en) * | 2011-09-30 | 2012-06-20 | 福源立信（北京）科技有限公司 | Mobile long-distance payment system |
| CN102509217B (en) * | 2011-09-30 | 2016-03-02 | 北京中清怡和科技有限公司 | A kind of Mobile long-distance payment system |
| CN111311261A (en) * | 2020-02-24 | 2020-06-19 | 中国工商银行股份有限公司 | Security processing method, device and system for online transaction |
| CN111311261B (en) * | 2020-02-24 | 2023-07-21 | 中国工商银行股份有限公司 | Safe processing method, device and system for online transaction |
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Application publication date: 20101103 |