CN101868801A - A method for solding banknotes to client as goods - Google Patents
A method for solding banknotes to client as goods Download PDFInfo
- Publication number
- CN101868801A CN101868801A CN200780101712A CN200780101712A CN101868801A CN 101868801 A CN101868801 A CN 101868801A CN 200780101712 A CN200780101712 A CN 200780101712A CN 200780101712 A CN200780101712 A CN 200780101712A CN 101868801 A CN101868801 A CN 101868801A
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- China
- Prior art keywords
- bank
- card
- banknote
- customer
- data
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Abstract
A method for selling banknote to client as goods is provided for packaging designated denomination and quantity of banknote and coins with packaging materials. A client pays for the bundles through POS (2) and gets the bundle after achieving payment. Since in the present invention banknote are sold to client as goods, a merchant gets commission charge from selling the bundles, meanwhile the client need not to withdraw on ATM.
Description
A kind of method that banknote is sold to customer as goods
【Technical field】
The present invention relates to e-payment technical field, more particularly to a kind of banknote bag and banknote bag method is sold.
【Background technology】
The Automatic Teller Machine of current general bank, it is generally arranged at the place more than some stream of peoples, cash is accessed for client, but because client's number is numerous, and the limited amount of Automatic Teller Machine, in some peak hours/periods, client will typically queue up before Automatic Teller Machine and wait in turn, cash could be accessed in Automatic Teller Machine, it is very inconvenient.In addition, the current general trade company for slightly having a scale, especially in the trade company in many places of some stream of peoples, P0S machine systems, cut-off to the end of the year 2006 are provided with mostly, there are 89. 8 ten thousand P0S machines in the whole of China, the coverage of P0S machines is very big, if the resource of existing P0S machines system can be utilized, the withdrawal function of being equal to Automatic Teller Machine is provided for guest, both guest can be facilitated, the deficiency of Automatic Teller Machine can be also made up.
【The content of the invention】
The purpose of the present invention, is to provide a kind of banknote bag and sells banknote bag method, the withdrawal function of being equal to Automatic Teller Machine is provided for customer.
The object of the present invention is achieved like this, sells banknote bag method using such a, it is characterised in that described method includes trade company and passes through P0S machines（2) bank card of customer is brushed（1) fund of purchase banknote bag is collected, banknote bag is given customer by trade company after collecting money successfully.
And, using such a banknote bag, it is characterised in that the banknote bag be in packaging material bag the banknote and/or coin of specified denomination sum amount.
So it is achieved that the purpose of the present invention.
The present invention's as goods is sold to customer by banknote, and trade company can be from selling banknote bag earning service charge.In terms of customer, customer can arrive merchant purchasing banknote bag at any time, be withdrawn the money without Automatic Teller Machine is gone to.The present invention makes full use of the characteristics of coverage of existing P0S machines is big, can make up the deficiency of Automatic Teller Machine.【Brief description of the drawings】
Fig. 1 is the step schematic illustration for selling banknote bag method of the present invention.
In figure, identical digitized representation identical system, device, component devices, the numeral of method and step circle and the straight line with arrow are marked.Accompanying drawing is schematical, the composition and the key step of method of the system to illustrate the present invention.
【Embodiment】
Below in conjunction with the accompanying drawings, the method to the present invention is described in further detail.
Refering to Fig. 1, Fig. 1 is the step schematic illustration for selling banknote bag method of the present invention, shows that one kind sells banknote bag method in figure, described method includes trade company and passes through P0S machines（2) bank card of customer is brushed（1) fund of Gou Mai Banknote ticket bags is collected, banknote bag is given customer by trade company after collecting money successfully.
With continued reference to Fig. 1, the method shown in figure include following A group steps, be customer the step of merchant purchasing banknote bag, specific step is as follows：
Al. customer tells the type and quantity of the banknote bag to be bought of trade company, then gives trade company by bank card (1), trade company is in P0S machines（2) data such as type and quantity of input banknote bag, and by the bank card of customer（1) P0S machines are put into（2) swiping card is carried out on, by P0S machines（2) bank card is read（1) data of swiping the card, described data of swiping the card includes bank card（1) data such as card number and/or payment cipher；
A2. P0S machines（2) payment is gone out from material computations such as the type and quantity of banknote bag, the data that then will swipe the card, payment, P0S machines（2) data transmission such as numbering is to merchant bank
(3) ；
A3. merchant bank（3) from P0S machines（2) numbering finds the P0S machines（2) corresponding trade company's bank account numbers are numbered, the data such as trade company's bank account numbers, data of swiping the card, payment are then passed through into payment gateway（4) it is sent to issuing bank（5) payment by the transfer of accounts is asked；
A4. issuing bank（5) bank card of customer is found from the data of swiping the card（1) card number, from bank card（1) card number finds customer's bank account numbers corresponding to the card number, issuing bank (5) verification swipe the card the data such as data, payment it is errorless after, pass through payment gateway
(4) from the money of the payment by the transfer of accounts amount of money in customer's bank account to merchant bank（3) in trade company's bank account；
A5. after transferring accounts successfully, merchant bank（3) to P0S machines（2) gathering successful information is sent；A6. P0S machines（2) printing receipt is to customer, and, trade company counts banknote bag that customer bought to customer.
In this specification, the banknote bag be in packaging material bag the banknote and/or coin of specified denomination sum amount.Banknote bag in advance can be packed banknote by trade company, then be sold to customer, banknote can also be packaged into banknote bag in advance by bank and be supplied to respectively by banknote bag by being provided in terms of bank
Trade company, such bank may be reduced by setting the quantity of Automatic Teller Machine, can be with economization cost.In terms of trade company, service charge can be earned from Shou Mai Banknote tickets bag, for example it is packaged with the banknote bag of 500 yuan of banknotes and can marks the price 505 yuan and sells, 5 yuan of price differences therein are earned by trade company, and can save the withdrawal running cost of Automatic Teller Machine in terms of bank, bank and trade company can all be benefited, as long as and customer pays a small amount of service charge, so that it may exempt from but to arrive Automatic Teller Machine and queue up withdrawal.In addition, the banknote bag that bank provides to trade company, can be printed on the packaging material of banknote bag including data such as denomination, quantity, the banknote numbers of banknote in the banknote bag.If it find that there is banknote bag to malfunction or counterfeit money event occur, these are imprinted on the information on packaging material, and bank can be helped to follow the trail of error reason.
It is an advantage of the invention that customer can withdraw the money in merchant purchasing banknote bag, make full use of the characteristics of coverage of existing P0S machines is big, can make up the deficiency of Automatic Teller Machine without Automatic Teller Machine is gone to.Its implementation, to all very benifits such as trade company, customer, bank.
Claims (4)
- Claim1. one kind sells banknote bag method, it is characterised in that described method includes trade company and passes through P0S machines（2) bank card of customer is brushed（1) fund of purchase banknote bag is collected, banknote bag is given customer by trade company after collecting money successfully.2. as claimed in claim 1 sell sells Banknote ticket bag methods, it is characterised in that described method includes following A group steps, be customer the step of merchant purchasing banknote bag, specific step is as follows：A1. customer tells the type and quantity of the banknote bag to be bought of trade company, then gives trade company by bank card (1), trade company is in P0S machines（2) data such as type and quantity of input banknote bag, and by the bank card of customer（1) P0S machines are put into（2) swiping card is carried out on, the bank card is read by POS^ (2)（1) data of swiping the card, described data of swiping the card includes bank card（1) data such as card number and/or payment cipher；A2. P0S machines（2) payment is gone out from material computations such as the type and quantity of banknote bag, the data that then will swipe the card, payment, P0S machines（2) data transmission such as numbering is to merchant bank (3)；A3. merchant bank（3) from P0S machines（2) numbering finds the P0S machines（2) corresponding trade company's bank account numbers are numbered, the data such as trade company's bank account numbers, data of swiping the card, payment are then passed through into payment gateway（4) it is sent to issuing bank（5) payment by the transfer of accounts is asked；A4. issuing bank（5) bank card of customer is found from the data of swiping the card（1) card number, from bank card（1) card number finds customer's bank account numbers corresponding to the card number, issuing bank (5) verification swipe the card the data such as data, payment it is errorless after, by payment gateway (4) from the money of the payment by the transfer of accounts amount of money in customer's bank account to merchant bank（3) in trade company's bank account；A5. after transferring accounts successfully, merchant bank（3) to P0S machines（2) gathering successful information is sent；A6. P0S machines（2) printing receipt is to customer, and, trade company counts banknote bag that customer bought to customer.3. a kind of banknote bag, using the method as described in claim 1 to 2, banknote bag is sold to customer, it is characterised in that the banknote bag be in packaging material bag the banknote and/or coin of specified denomination sum amount.4. banknote bag as claimed in claim 3, it is characterised in that be printed on the packaging material of described banknote bag including data such as denomination, quantity, the banknote numbers of banknote in the banknote bag.
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| PCT/CN2007/003306 WO2009065257A1 (en) | 2007-11-22 | 2007-11-22 | A method for solding banknotes to client as goods |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101868801A true CN101868801A (en) | 2010-10-20 |
Family
ID=40667100
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN200780101712A Pending CN101868801A (en) | 2007-11-22 | 2007-11-22 | A method for solding banknotes to client as goods |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN101868801A (en) |
| WO (1) | WO2009065257A1 (en) |
Family Cites Families (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP3031971B2 (en) * | 1990-07-31 | 2000-04-10 | 株式会社東芝 | Terminal device of product sales system |
| US6065672A (en) * | 1997-07-24 | 2000-05-23 | Currency Systems International | Method for currency distribution and management |
| AU2001236838A1 (en) * | 2000-02-09 | 2001-08-20 | Internetcash.Com | Methods and systems for making secure electronic payments |
| JP2005135297A (en) * | 2003-10-31 | 2005-05-26 | Nippon Conlux Co Ltd | Electronic money settlement method, electronic money processing device, and electronic money processing system |
| EP1774488A4 (en) * | 2004-07-12 | 2010-05-19 | Fexco | Direct currency conversion |
| JP4210688B2 (en) * | 2006-03-09 | 2009-01-21 | 株式会社みずほ銀行 | Cash-out processing method and cash-out processing system |
| CN101136123A (en) * | 2006-08-30 | 2008-03-05 | 黄金富 | Smart card POS machine system and corresponding method for payment collecting and remitting at merchant stations |
| CN101021960A (en) * | 2007-03-09 | 2007-08-22 | 南京财经大学 | POS/MIS oriented commercial customer bank card switch-in system |
-
2007
- 2007-11-22 CN CN200780101712A patent/CN101868801A/en active Pending
- 2007-11-22 WO PCT/CN2007/003306 patent/WO2009065257A1/en active Application Filing
Also Published As
| Publication number | Publication date |
|---|---|
| WO2009065257A1 (en) | 2009-05-28 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20101020 |
|
| RJ01 | Rejection of invention patent application after publication |