CN101853465A - Ticket booking method based on mobile phone payment - Google Patents
Ticket booking method based on mobile phone payment Download PDFInfo
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- CN101853465A CN101853465A CN201010173795A CN201010173795A CN101853465A CN 101853465 A CN101853465 A CN 101853465A CN 201010173795 A CN201010173795 A CN 201010173795A CN 201010173795 A CN201010173795 A CN 201010173795A CN 101853465 A CN101853465 A CN 101853465A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
Abstract
The invention discloses a ticket booking method based on mobile phone payment, relating to a wireless communication remote payment technology. In the method, a user actives a mobile phone payment service in an authorized branch; at least one bank card of the user is bound with a financial intelligent card and the bond financial intelligent card is inserted in a mobile phone; client software which can read and write the financial intelligent card and can be used for interacting with a mobile phone payment platform is installed on the mobile phone; and the user books tickets after inquiring ticket information by phones, the Internet or mobile phones and pay the ticket charge by the mobile phone. The invention reduces capital circulation links in the traditional ticket booking process and avoids the risk of capital loss; in addition, ticket bills can be paid more safely, and the remote ticket bill payment can be realized anytime anywhere without real bank cards, payment place limitation, or payment environment.
Description
Technical field
The present invention relates to wireless communication remote payment technology, exactly relate to a kind of method of ordering ticket fee with mobile-phone payment.
Background technology
Ticketing service comprises: plane ticket, train ticket, bus ticket, steamer ticket, film ticket, lottery ticket, ticket and entrance ticket etc., traditional ticket booking has following mode: on-the-spot purchase, telephone ordering and shopping on net to the selling post.The on-the-spot purchase belongs to the most traditional pattern, and the user is to on-the-spot queuing, and collecting on delivery collects on delivery, and convenience and experience effect are all the poorest.Telephone ordering and shopping on net have solved the puzzlement of user to on-the-spot queuing, experience better, but how to regain the key problem that ticket fee becomes ticketing service company after the user orders.
In the traditional telephone ordering and shopping on net, the main recovery of using the mode of cashing on delivery to realize ticket fee, as traditional telephone subscription air ticket, great majority all are that the fee-collector send ticket to the doorstep, and withdrawal ticket fee, the greatest drawback of this gathering mode are exactly because fund has been passed through third party's turnover, just the risk that unavoidably exists fund to retain or lose, fund can't be reclaimed on time, cause economic loss for ticketing service company.Therefore in some telephone orderings and shopping on net process, also bring into use electronic payment mode to realize gathering in time, as passing through modes such as telephone bank, phone-payment, Net silver, third party's payment.
Telephone bank's payment flow is as follows:
1) user selects to enter payment flow after finishing and ordering;
2) according to voice suggestion, other relevant informations such as input bank card number, the credit card term of validity, credit card check code;
3) according to voice suggestion, the input bank card password;
Voice suggestion is paid successfully.
As publication number is CN1946108A, the Chinese patent literature that open day is on April 11st, 2007 discloses a kind of system that realizes the phone on-line payment, comprise the customer phone terminal, be used for when teleshopping the reserved call number to end teleshopping system of trade company, after end teleshopping system of trade company sends to telephone bank system with order, make a call to telephone bank system; End teleshopping system of trade company is used for order is sent to telephone bank system, and receives the payment result data that telephone bank system issues; Telephone bank system, be used to receive the order that end teleshopping system of trade company sends, and judge the customer phone terminal calling number, receive end teleshopping system of white trade company client's reserved call number whether consistent with the telephone number three that the customer phone terminal sets in advance, if consistent, then carry out the phone on-line payment.Utilize this invention, improved the security of phone on-line payment greatly, solved the safety issue of phone on-line payment effectively.
Though this modes of payments is convenient, maximum defective is dangerous, and all bank card critical datas are plaintext transmission on telephone line all, is easy to leak, and deposits the risk that card is stolen and duplicate in the bank.
The flow process of phone-payment is as follows:
1) user at first needs to the Notified body application payment phone with payment function to be installed, and this payment phone possesses the voice call function of phone and the function of brush bank magnetic stripe card consumption simultaneously;
2) user is by telephone ordering, and after confirming to need payment, the telephone number that stays the payment phone is given the ticket booking center;
3) the ticket booking center sends to the payment phone with e bill;
4) user by " bill " key, selects " not Pay Bill " on the payment phone, and swipes the card and import bank card password according to prompting, finishes payment.
This modes of payments is a kind of comparatively novel electronic modes of payments, and the bank card critical data is protected by cryptographic means in payment terminal inside, no longer has been expressly when circuit transmits, therefore the risk of effectively having taken precautions against embezzlement of bank card and having duplicated.But because data are to transmit by telephone wire, can only use in the fixed location, convenience is not enough; In addition, the formality more complicated of payment phone is installed in application, must change telephone terminal, and user's acceptance level is not high.
Finish payment by Net silver or third party's payment.It is signatory open-minded that the application Net silver need arrive bank counter, and buy USB-Key, and Net silver uses and is subject to unit bank; Third party payment needs the third-party number of the account of application, and uses auxiliary means, as Net silver with the transfer of funds on this account, inconvenient operation; In addition, in real life, exist other people to pay out the situation of money,, require the personnel of final payment that computer must be arranged, can surf the Net, seriously be subject to environment if, allow other people pay out ticket fee by Net silver or third party's modes of payments.
Summary of the invention
For solving the problems of the technologies described above, the present invention proposes a kind of ticket booking method based on mobile-phone payment, this method not only can combine traditional telephone ordering and shopping on net with this innovation modes of payments of mobile-phone payment, also can realize that ticketing service reservation and ticket fee pay whole process by mobile Internet, all swivel links of fund in the existing ticket booking have been reduced, avoided the risk of fund loss, simultaneously, the payment of ticketing service bill is safer, and not needing can realize the bank card material object, do not limit the place of payment, do not limit the payment environment, just can carry out the remote payment of ticketing service bill anywhere or anytime.
The present invention realizes by adopting following technical proposals:
A kind of ticket booking method based on mobile-phone payment is characterized in that comprising:
The user is to specifying the site to open the mobile-phone payment business;
With user's at least one bank card and financial smart card binding, and the financial smart card after will binding inserts in the mobile phone;
Be equipped with on the described mobile phone and be used to read and write described financial smart card and be used for carrying out client software interacting with the mobile-phone payment platform;
The user is by phone, internet or inquire about ticket information on mobile phone, ticket booking, and the user adopts the mobile-phone payment ticket fee then;
Wherein, described user by phone, internet or on mobile phone the inquiry ticket information specifically be meant: dial the ticket booking Help by Phone, browse the ticket booking query site, or by mobile phone client software from being dynamically connected the ticket information system queries;
Described employing mobile-phone payment ticket fee comprises dual mode:
1) user pays by the ticket fee of phone or internet order: the user is by after Help by Phone or browsing ticket booking query site ticket information, place an order to phone or online seat reservation system, seat reservation system sends to the mobile-phone payment platform with the payment information of order, the mobile-phone payment platform generates Pay Bill and is pushed to user mobile phone according to payment information, the user carries out Pay Bill and confirms on described mobile phone, select bank card, the operation of input bank card password, thereby finish payment, and the information that will finish payment is sent to the mobile-phone payment platform by described mobile phone, then, notifying bank pays required amount of money by the mobile-phone payment platform, the mobile-phone payment platform returns to described seat reservation system and user mobile phone respectively with the information of bank paying amount of money success, and seat reservation system is just confirmed to collect money and draw a bill after receiving the information of paying the amount of money success; Perhaps
2) by directly inquiry and payment of mobile phone: the user opens the mobile-phone payment client software, client software connects the mobile-phone payment platform automatically through mobile phone, after the user directly inquires about the ticket information of ticket information system by the mobile-phone payment platform, client software directly guides the user to select the draw bank card, the input password, finish payment, and the information that will finish payment is sent to the mobile-phone payment platform by described mobile phone, then, notifying bank pays required amount of money by the mobile-phone payment platform, the mobile-phone payment platform returns to described ticket information system and user mobile phone respectively with the information of bank paying amount of money success, and the ticket information system just confirms to collect money and draw a bill after receiving the information of paying the amount of money success.
Adopt the detailed process of phone or internet ticket booking and payment as follows in this method:
The user calls or view Internet is inquired about ticket information in the seat reservation system, seat reservation system feedback ticket information, the user confirms after the ticketing service and places an order, seat reservation system sends to the mobile-phone payment platform with the payment information of order, at least include collecting account in the payment information, payment and payment cell-phone number (can also include the title of ticketing service, quantity, model, information such as manufacturer), after the mobile-phone payment platform is received payment information, generate Pay Bill according to the payment information content, and Pay Bill is pushed to user mobile phone, the Pay Bill content is corresponding with the payment information content, user mobile phone shows that the mobile-phone payment platform pushes the Pay Bill information of coming, the user carries out Pay Bill and confirms on described mobile phone, in a plurality of bank cards of binding, select a bank card as payment, mobile phone reads the magnetic strip information on the bank card of binding, the user imports bank card password, finish payment after the empirical tests, and the information that will finish payment is sent to the mobile-phone payment platform by described mobile phone, then, notifying bank pays required amount of money by the mobile-phone payment platform, the mobile-phone payment platform returns to described seat reservation system and user mobile phone respectively with the information of bank paying amount of money success, and seat reservation system is just confirmed to collect money and draw a bill after receiving the information of paying the amount of money success.
Described bank card and financial smart card binding are meant: the bank card magnetic strip information is stored on the financial smart card through the symmetric encipherment algorithm encryption.
Described financial smart card is an independent card, is plugged on the mobile phone.
Described bank card and mobile phone card (SIM card) are integrated on the described financial smart card.
Described bank card and safe digital card (SD card) are integrated on the described financial smart card.
The bank card of binding on the financial smart card is a plurality of, for example 359.
Described client software read-write financial intelligent fixture body comprises:
Read the magnetic strip information on the bank card of binding;
In a plurality of bank cards of binding, select which bank card as payment;
Use DES or 3DES algorithm for encryption bank card business dealing password;
Use DES or other sensitive informations of 3DES algorithm for encryption, described other sensitive informations are meant bank card account number related in transaction, cell-phone number or identification card number etc.
Described client software and mobile-phone payment platform specifically comprise alternately:
Show that the mobile-phone payment platform pushes the Pay Bill information of coming;
The payment affirmation of the bill of paying;
Send the information of payment and give the mobile-phone payment platform;
The information of the bank paying amount of money success that reception is returned by the mobile-phone payment platform.
Described mobile-phone payment platform carries out mutual server with " described client software has been installed and has been opened the mobile-phone payment function " mobile phone and seat reservation system, being in particular in alternately of mobile-phone payment platform and mobile phone and seat reservation system:
Receive the payment information of order and generate Pay Bill;
Send Pay Bill to user mobile phone;
Finish receiving the information of payment;
Inform that bank is according to the Pay Bill information required amount of money of paying;
Receive the information of the required amount of money success of payment that bank sends, and the information that will pay required amount of money success is sent to seat reservation system and user mobile phone respectively.
After user's paying ticket fee is finished ticket booking, need on-the-spot identification, dual mode arranged:
The electronic ticket of system of real name, the scene is discerned by personal identification method, as the examination I.D.;
The electronic ticket of non-system of real name, mobile-phone payment platform can push the mobile phone of two-dimension code to the user, and on-the-spot identification is finished by field erected two-dimensional code identifier.
Be that CN1946108A patent of invention document is that the prior art of representative is compared with the publication number, the technique effect that the present invention reached is as follows:
One, the present invention " bank card and financial smart card binding " does not need to import bank card number on mobile phone, and adopt encryption during binding, data no longer had been expressly when circuit transmitted when ticket booking like this, therefore the risk of effectively having taken precautions against embezzlement of bank card and having duplicated; Compare with existing " phone-payment in the black phone order " mode, everybody has mobile phone, only need open the mobile-phone payment function, just can realize ticket booking, need not install and fix the payment phone, also need not change mobile phone, reduced expense, formality is simple relatively, is easy to promote; On the other hand, bank card is tied to and is plugged on the financial smart card in the mobile phone, does not need reserve bank's card in kind, and can realize the long-range payment of swiping the card of wireless data,, be not subjected to the restriction of time, place and environment (possessing the computer that can surf the Net) whenever and wherever possible, very convenient.Apply the present invention to various ticket booking processes, can improve ticketing service company whole efficiency, promote the service level and the service quality of company.
Two, in addition, compared with prior art, this method provides multiple choices for ticket booking, can satisfy different user group's demand; Neither be simply alternative to tradition ticket booking pattern, but improve the payment link, can be not changing on the basis of user custom, for the user provides more convenience and better service, for traditional ticketing service company realize mobile e-business provide a kind of simply, means efficiently; The mobile-phone payment that proposes among the present invention has changed traditional payment mode, has reduced the intermediate link of charge, has solved the ticketing service company problem of returned money on time, has evaded the risk of fund, is convenient to the quick withdrawal of currency from circulation and the unified management of fund; It is very convenient that the user opens mobile-phone payment, also do not need to change mobile phone, is easy to promote; The selection of bank can be selected a plurality of bank cards of different bank not single, or a plurality of bank cards of same bank, need not third party's supplementary means, and simple to operate.
Three, among the present invention, include the payment cell-phone number in the payment information at least, so just can realize that the people of the people that makes a phone call to order and actual delivery is different, can pay out by other people.If the user needs other people to pay out money, import other people phone number, the mobile-phone payment platform is pushed to bill on payer's the mobile phone, as long as payer's mobile phone has also been opened the mobile-phone payment function, no matter the payer can both realize rapid payment by mobile phone wherever easily, solved in the prior art, require the personnel of final payment that computer must be arranged, can surf the Net, seriously be subject to the technical matters of environment.
Description of drawings
The present invention is described in further detail below in conjunction with specification drawings and specific embodiments, wherein:
Fig. 1 is ticket booking and a payment system block diagram in this method
Fig. 2 is ticket booking and a payment system connection diagram in this method
Fig. 3 is the booking tickets on net process flow diagram
Fig. 4 is the process flow diagram that orders tickets by telephone
Fig. 5 is mobile phone ticket booking process flow diagram
Embodiment
Embodiment 1
The invention discloses a kind of ticket booking method based on mobile-phone payment, it comprises:
The user is to specifying the site to open the mobile-phone payment business; With user's at least one bank card and financial smart card binding, and the financial smart card after will binding inserts in the mobile phone; Be equipped with on the described mobile phone and be used to read and write described financial smart card and be used for carrying out client software interacting with the mobile-phone payment platform; The user is by phone, internet or inquire about ticket information on mobile phone, ticket booking, and the user adopts the mobile-phone payment ticket fee then; Wherein, described user by phone, internet or on mobile phone the inquiry ticket information specifically be meant: dial the ticket booking Help by Phone, browse the ticket booking query site, or by mobile phone client software from being dynamically connected the ticket information system queries; Described employing mobile-phone payment ticket fee comprises dual mode: 1) user pays by the ticket fee of phone or internet order: the user is by after Help by Phone or browsing ticket booking query site ticket information, place an order to phone or online seat reservation system, seat reservation system sends to the mobile-phone payment platform with the payment information of order, the mobile-phone payment platform generates Pay Bill and is pushed to user mobile phone according to payment information, the user carries out Pay Bill and confirms on described mobile phone, select bank card, the operation of input bank card password, thereby finish payment, and the information that will finish payment is sent to the mobile-phone payment platform by described mobile phone, then, notifying bank pays required amount of money by the mobile-phone payment platform, the mobile-phone payment platform returns to described seat reservation system and user mobile phone respectively with the information of bank paying amount of money success, and seat reservation system is just confirmed to collect money and draw a bill after receiving the information of paying the amount of money success; Perhaps 2) by directly inquiry and payment of mobile phone: the user opens the mobile-phone payment client software, client software connects the mobile-phone payment platform automatically through mobile phone, after the user directly inquires about the ticket information of ticket information system by the mobile-phone payment platform, client software directly guides the user to select the draw bank card, the input password, finish payment, and the information that will finish payment is sent to the mobile-phone payment platform by described mobile phone, then, notifying bank pays required amount of money by the mobile-phone payment platform, the mobile-phone payment platform returns to described ticket information system and user mobile phone respectively with the information of bank paying amount of money success, and the ticket information system just confirms to collect money and draw a bill after receiving the information of paying the amount of money success.
Embodiment 2
On the basis of embodiment 1,, adopt the detailed process of phone or internet ticket booking and payment as follows in this method as the present invention's one better embodiment:
The user calls or view Internet is inquired about ticket information in the seat reservation system, seat reservation system feedback ticket information, the user confirms after the ticketing service and places an order, seat reservation system sends to the mobile-phone payment platform with the payment information of order, at least include collecting account in the payment information, payment and payment cell-phone number (can also include the title of ticketing service, quantity, model, information such as manufacturer), after the mobile-phone payment platform is received payment information, generate Pay Bill according to the payment information content, and Pay Bill is pushed to user mobile phone, the Pay Bill content is corresponding with the payment information content, user mobile phone shows that the mobile-phone payment platform pushes the Pay Bill information of coming, the user carries out Pay Bill and confirms on described mobile phone, in a plurality of bank cards of binding, select a bank card as payment, mobile phone reads the magnetic strip information on the bank card of binding, the user imports bank card password, finish payment after the empirical tests, and the information that will finish payment is sent to the mobile-phone payment platform by described mobile phone, then, notifying bank pays required amount of money by the mobile-phone payment platform, the mobile-phone payment platform returns to described seat reservation system and user mobile phone respectively with the information of bank paying amount of money success, and seat reservation system is just confirmed to collect money and draw a bill after receiving the information of paying the amount of money success.
Embodiment 3
On the basis of embodiment 1 or 2, described bank card and financial smart card binding are meant: the bank card magnetic strip information is stored on the financial smart card through the symmetric encipherment algorithm encryption.Described financial smart card is an independent card, is plugged on the mobile phone.The bank card of binding on the financial smart card is a plurality of, for example 359.Financial smart card meets " China's finance integrated circuit (IC-card) standard ", has passed through People's Bank of China's detection, has following feature:
※ supports a card is used more, each separate between using (many application, firewall functionality).
※ supports multiple file type to comprise binary file, fixed-length record file, variable-length record file, circular file, wallet file.
※ supports multiple safety protecting mechanism (the confidentiality and integrity protection of information) in communication process.
※ supports multiple secure access mode and authority (authentication function and password protection).
※ supports Single DES, the Triple DES algorithm of People's Bank of China's approval.
※ supports the stored value card and the electronic bankbook function of People's Bank of China's regulation.
※ supports multiple kinds: contact interface is supported T=0 (character transmission) and T=1 (block transfer) communications protocol.
※ supports the PPS agreement, can carry out multiple rate selection.
※ supports multiple Capacity Selection can select 1K, 2K, 4K, 8K, 16K byte EEPROM space.
Described client software read-write financial intelligent fixture body comprises: read the magnetic strip information on the bank card of binding; In a plurality of bank cards of binding, select which bank card as payment; Use DES or 3DES algorithm for encryption bank card business dealing password; Use DES or other sensitive informations of 3DES algorithm for encryption, described other sensitive informations are meant bank card account number related in transaction, cell-phone number or identification card number etc.
Described client software and mobile-phone payment platform specifically comprise alternately:
Show that the mobile-phone payment platform pushes the Pay Bill information of coming; The payment affirmation of the bill of paying; Send the information of payment and give the mobile-phone payment platform; The information of the bank paying amount of money success that reception is returned by the mobile-phone payment platform.
Described mobile-phone payment platform and " described client software has been installed and has been opened the mobile-phone payment function " mobile phone, carry out mutual server with seat reservation system, being in particular in alternately of mobile-phone payment platform and mobile phone and seat reservation system: the payment information that receives order also generates Pay Bill; Send Pay Bill to user mobile phone; Finish receiving the information of payment; Inform that bank is according to the Pay Bill information required amount of money of paying; Receive the information of the required amount of money success of payment that bank sends, and the information that will pay required amount of money success is sent to seat reservation system and user mobile phone respectively.
Embodiment 4
On the basis of the foregoing description, as the another better embodiment of the present invention, after user's paying ticket fee is finished ticket booking, need on-the-spot identification, dual mode is arranged:
1) electronic ticket of system of real name, the scene is discerned by personal identification method, as the examination I.D.;
2) electronic ticket of non-system of real name, mobile-phone payment platform can push the mobile phone of two-dimension code to the user, and be existing
Field identification is finished by field erected two-dimensional code identifier;
To order bill among the present invention and all convert electronic ticket to, the user can select to obtain voucher by modes such as mailing, need not to make house calls, and has improved efficiency of service and service level.Hand set paying method among the present invention is that bank's magnetic stripe card information encryption is stored in the financial smart card, from user mobile phone to the mobile phone payment platform, the mobile-phone payment platform is all encrypted sensitive information to the ticket information system, and the danger of adopting the MAC method of calibration to avoid data to be distorted is a kind of safe means of payment.
In addition, bank card and mobile phone card (SIM card) are integrated on the financial smart card, perhaps can also adopt bank card and safe digital card (SD card) to be integrated on the financial smart card.
Embodiment 5
Present embodiment provides a kind of ticket booking method based on mobile-phone payment.At first the open-minded of mobile-phone payment business handled in the user professional site that need arrive appointment, the bank of meeting user bound snaps in the financial smart card and (can bind many bank cards) during service fulfillment, the user inserts mobile phone with the financial smart card of getting, the mobile-phone payment client software is installed, can be used mobile-phone payment to use.
As shown in Figure 1, embodiment of the invention system comprises: mobile phone, mobile-phone payment platform, the system that orders tickets by telephone, booking tickets on net system and ticket information system.Described mobile phone comprises the mobile-phone payment client software of installation; Described mobile-phone payment platform is mainly finished the generation and the accounting processing of Pay Bill; The described system listening user ticket booking phone that orders tickets by telephone, function such as finish the typing of ticket booking information and draw a bill; Described booking tickets on net system mainly is the ticket information retrieval, shows, and the guiding user finishes the typing of ticket booking relevant information; The ticket information system is a data warehouse of storing a large amount of ticket information, and the system that orders tickets by telephone and booking tickets on net system all will obtain ticket information by this infosystem; If the user directly inquires about ticket information by mobile phone client software on mobile phone, then the mobile-phone payment platform also needs directly to be connected with the ticket information system, to obtain ticket information, directly feeds back to the user; Described mobile phone connects with the mobile-phone payment platform by cordless communication network, all connects by the internet between other each systems.
As shown in Figure 2, the system of the embodiment of the invention connects the three kinds of situations that are divided into:
1) by booking tickets on net, mobile-phone payment.User capture booking tickets on net system, this seat reservation system obtains ticket information by inquiry ticket information system, and feeds back to the user; The user selects the mobile-phone payment mode on the seat reservation system on the net, this seat reservation system connects the mobile-phone payment platform, the information of will booking tickets and account relevant information are passed to the mobile-phone payment platform, the mobile-phone payment platform is made into payable bill with message block, be pushed to user's mobile phone, the user selects bank card according to information on mobile phone, the input bank card password, finish accounting processing by the mobile-phone payment platform, return the payment successful information and give booking tickets on net system and user;
2) by order tickets by telephone, mobile-phone payment.The make a telephone call to call center of seat reservation system of user, call center services personnel obtain ticket information by inquiry ticket information system, and feed back to the user; The user notification attendant selects the mobile-phone payment mode, the system that orders tickets by telephone connects the mobile-phone payment platform, the information of will booking tickets and account relevant information are passed to the mobile-phone payment platform, the mobile-phone payment platform is made into payable bill with message block, be pushed to user's mobile phone, the user selects bank card according to information on mobile phone, the input bank card password, finish accounting processing by the mobile-phone payment platform, return the payment successful information and give order tickets by telephone system and user;
3) directly inquire about and pay by mobile phone.The user opens the mobile-phone payment client software, and this software is from being dynamically connected the mobile-phone payment platform, and user's all operations is all finished on mobile phone.The mobile-phone payment platform is directly visited the ticket information system and is obtained ticket information, feeds back to the client, and finishes accounting processing.
As shown in Figure 3, the booking tickets on net flow process of the embodiment of the invention is as follows:
1) user inquires about ticket information by browser access booking tickets on net system;
2) user determines ticket booking, selects to use mobile-phone payment, stays phone number (I or other people number);
3) booking tickets on net system sends to the mobile-phone payment platform after with the payment related information tissue, as collecting account, payment, user mobile phone number etc.;
4) the mobile-phone payment platform generates Pay Bill after receiving payment related information, sends to designated mobile phone;
5) cellphone subscriber confirms to select payment after the bill;
6) cellphone subscriber selects the draw bank card according to information, and the input password, and mobile phone client software initiatively connects the mobile-phone payment platform and pays;
7) the mobile-phone payment platform submits to payment to finish information to the booking tickets on net system after normally finishing accounting processing;
8) booking tickets on net system finishes results modification operation system data according to payment, draws a bill;
9) the mobile-phone payment platform returns the payment successful information and gives mobile phone client software;
As shown in Figure 4, the flow process that orders tickets by telephone of the embodiment of the invention is as follows:
1) user dials ticket booking phone understanding ticket information;
2) system that orders tickets by telephone gives the user by call center's feedback ticket information;
3) user determines ticket booking information, and informs that the call center services personnel of the system of ordering tickets by telephone use mobile-phone payment, stay phone number;
4) the call center services personnel typing user information of booking tickets, and send to the mobile-phone payment platform after with the payment related information tissue by the system of ordering tickets by telephone, as collecting account, payment, user mobile phone number etc.;
5) the mobile-phone payment platform generates Pay Bill after receiving ticket booking and payment related information, sends to user mobile phone;
6) cellphone subscriber confirms to select payment after the bill;
7) user selects the draw bank card according to information, and the input password, and mobile phone client software initiatively connects the mobile-phone payment platform and pays;
8) the mobile-phone payment platform submits to payment to finish information to the system that orders tickets by telephone after normally finishing accounting processing;
9) system that orders tickets by telephone finishes results modification operation system data according to payment, draws a bill;
10) the mobile-phone payment platform returns the payment successful information and gives client software;
As shown in Figure 5, the mobile phone of embodiment of the invention ticket booking flow process is as follows:
1) user opens the mobile-phone payment client software, selects the ticket booking function;
2) carry out information inquiry and screening according to information, and final The selection result is confirmed, this process need carries out alternately with the mobile-phone payment platform repeatedly, and the mobile-phone payment platform obtains relevant information by the ticket information system;
3) user confirms payment, selects bank card according to information, the input bank card password;
4) mobile phone is submitted to the mobile-phone payment platform after payment data is encrypted, and the mobile-phone payment platform returns the payment successful information to mobile phone after finishing accounting processing;
5) mobile-phone payment platform notice ticket information system draws a bill;
The said ticketing service general reference of the present invention: plane ticket, train ticket, bus ticket, steamer ticket, film ticket, lottery ticket, ticket and entrance ticket etc., but be not limited to foregoing description.The system of ordering tickets by telephone is call center or phone ticketing service marketing center.
Claims (10)
1. ticket booking method based on mobile-phone payment is characterized in that comprising:
The user is to specifying the site to open the mobile-phone payment business;
With user's at least one bank card and financial smart card binding, and the financial smart card after will binding inserts in the mobile phone;
Be equipped with on the described mobile phone and be used to read and write described financial smart card and be used for carrying out client software interacting with the mobile-phone payment platform;
The user is by phone, internet or inquire about ticket information on mobile phone, ticket booking, and the user adopts the mobile-phone payment ticket fee then;
Wherein, described user by phone, internet or on mobile phone the inquiry ticket information specifically be meant: dial the ticket booking Help by Phone, browse the ticket booking query site, or by mobile phone client software from being dynamically connected the ticket information system queries.
2. the ticket booking method based on mobile-phone payment according to claim 1 is characterized in that: described employing mobile-phone payment ticket fee comprises dual mode:
1) user pays by the ticket fee of phone or internet order: the user is by after Help by Phone or browsing ticket booking query site ticket information, place an order to phone or online seat reservation system, seat reservation system sends to the mobile-phone payment platform with the payment information of order, the mobile-phone payment platform generates Pay Bill and is pushed to user mobile phone according to payment information, the user carries out Pay Bill and confirms on described mobile phone, select bank card, the operation of input bank card password, thereby finish payment, and the information that will finish payment is sent to the mobile-phone payment platform by described mobile phone, then, notifying bank pays required amount of money by the mobile-phone payment platform, the mobile-phone payment platform returns to described seat reservation system and user mobile phone respectively with the information of bank paying amount of money success, and seat reservation system is just confirmed to collect money and draw a bill after receiving the information of paying the amount of money success; Perhaps
2) by directly inquiry and payment of mobile phone: the user opens the mobile-phone payment client software, client software connects the mobile-phone payment platform automatically through mobile phone, after the user directly inquires about the ticket information of ticket information system by the mobile-phone payment platform, client software directly guides the user to select the draw bank card, the input password, finish payment, and the information that will finish payment is sent to the mobile-phone payment platform by described mobile phone, then, notifying bank pays required amount of money by the mobile-phone payment platform, the mobile-phone payment platform returns to described ticket information system and user mobile phone respectively with the information of bank paying amount of money success, and the ticket information system just confirms to collect money and draw a bill after receiving the information of paying the amount of money success.
3. the ticket booking method based on mobile-phone payment according to claim 1 and 2 is characterized in that: adopt the detailed process of phone or internet ticket booking and payment as follows in this method:
The user calls or view Internet is inquired about ticket information in the seat reservation system, seat reservation system feedback ticket information, the user confirms after the ticketing service and places an order, seat reservation system sends to the mobile-phone payment platform with the payment information of order, at least include collecting account in the payment information, payment and payment cell-phone number, after the mobile-phone payment platform is received payment information, generate Pay Bill according to the payment information content, and Pay Bill is pushed to user mobile phone, the Pay Bill content is corresponding with the payment information content, user mobile phone shows that the mobile-phone payment platform pushes the Pay Bill information of coming, the user carries out Pay Bill and confirms on described mobile phone, in a plurality of bank cards of binding, select a bank card as payment, mobile phone reads the magnetic strip information on the bank card of binding, the user imports bank card password, finish payment after the empirical tests, and the information that will finish payment is sent to the mobile-phone payment platform by described mobile phone, then, notifying bank pays required amount of money by the mobile-phone payment platform, the mobile-phone payment platform returns to described seat reservation system and user mobile phone respectively with the information of bank paying amount of money success, and seat reservation system is just confirmed to collect money and draw a bill after receiving the information of paying the amount of money success.
4. the ticket booking method based on mobile-phone payment according to claim 3 is characterized in that: described bank card and financial smart card binding are meant: the bank card magnetic strip information is stored on the financial smart card through the symmetric encipherment algorithm encryption.
5. the ticket booking method based on mobile-phone payment according to claim 3 is characterized in that: described financial smart card is an independent card, is plugged on the mobile phone.
6. the ticket booking method based on mobile-phone payment according to claim 3 is characterized in that: described bank card and mobile phone card are integrated on the described financial smart card.
7. the ticket booking method based on mobile-phone payment according to claim 3 is characterized in that: described bank card and safe digital card are integrated on the described financial smart card.
8. according to claim 5 or 6 or 7 described ticket booking methods based on mobile-phone payment, it is characterized in that: described client software read-write financial intelligent fixture body comprises:
Read the magnetic strip information on the bank card of binding;
In a plurality of bank cards of binding, select which bank card as payment;
Use DES or 3DES algorithm for encryption bank card business dealing password;
Use DES or other sensitive informations of 3DES algorithm for encryption, described other sensitive informations are meant bank card account number related in transaction, cell-phone number or identification card number.
9. the ticket booking method based on mobile-phone payment according to claim 8 is characterized in that: described client software and mobile-phone payment platform specifically comprise alternately:
Show that the mobile-phone payment platform pushes the Pay Bill information of coming;
The payment affirmation of the bill of paying;
Send the information of payment and give the mobile-phone payment platform;
The information of the bank paying amount of money success that reception is returned by the mobile-phone payment platform.
10. the ticket booking method based on mobile-phone payment according to claim 9, it is characterized in that: described mobile-phone payment platform and " described client software has been installed and has been opened the mobile-phone payment function " mobile phone, carry out mutual server with seat reservation system, being in particular in alternately of mobile-phone payment platform and mobile phone and seat reservation system:
Receive the payment information of order and generate Pay Bill;
Send Pay Bill to user mobile phone;
Finish receiving the information of payment;
Inform that bank is according to the Pay Bill information required amount of money of paying;
Receive the information of the required amount of money success of payment that bank sends, and the information that will pay required amount of money success is sent to seat reservation system and user mobile phone respectively.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010173795A CN101853465A (en) | 2010-05-17 | 2010-05-17 | Ticket booking method based on mobile phone payment |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010173795A CN101853465A (en) | 2010-05-17 | 2010-05-17 | Ticket booking method based on mobile phone payment |
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| CN101853465A true CN101853465A (en) | 2010-10-06 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201010173795A Pending CN101853465A (en) | 2010-05-17 | 2010-05-17 | Ticket booking method based on mobile phone payment |
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| CN (1) | CN101853465A (en) |
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN102509392A (en) * | 2011-11-07 | 2012-06-20 | 昆山市千灯镇凯昆达电子厂 | Electronic ticket system |
| CN102693480A (en) * | 2012-05-11 | 2012-09-26 | 福建联迪商用设备有限公司 | Mobile terminal with read card function and mobile terminal payment method |
| CN103390231A (en) * | 2012-05-07 | 2013-11-13 | 鸿富锦精密工业（深圳）有限公司 | Payment system and method |
| WO2015067001A1 (en) * | 2013-11-07 | 2015-05-14 | 华为技术有限公司 | Electronic wallet and method for using same, mobile terminal and electronic ticket transaction system |
| WO2015070593A1 (en) * | 2013-11-15 | 2015-05-21 | Tencent Technology (Shenzhen) Company Limited | Method, device and system for on-line payment information transmission |
| CN105095350A (en) * | 2015-06-15 | 2015-11-25 | 小米科技有限责任公司 | Bill obtaining method, device, server and terminal |
| CN107944579A (en) * | 2017-11-28 | 2018-04-20 | 深圳市天下房仓科技有限公司 | A kind of ticketing system data processing method, ticketing system, terminal and storage medium |
| CN109409551A (en) * | 2018-10-09 | 2019-03-01 | 四川航天信息有限公司 | A kind of booking method and system |
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- 2010-05-17 CN CN201010173795A patent/CN101853465A/en active Pending
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102509392A (en) * | 2011-11-07 | 2012-06-20 | 昆山市千灯镇凯昆达电子厂 | Electronic ticket system |
| CN103390231A (en) * | 2012-05-07 | 2013-11-13 | 鸿富锦精密工业（深圳）有限公司 | Payment system and method |
| CN102693480A (en) * | 2012-05-11 | 2012-09-26 | 福建联迪商用设备有限公司 | Mobile terminal with read card function and mobile terminal payment method |
| CN102693480B (en) * | 2012-05-11 | 2015-06-17 | 福建联迪商用设备有限公司 | Mobile terminal with read card function and mobile terminal payment method |
| WO2015067001A1 (en) * | 2013-11-07 | 2015-05-14 | 华为技术有限公司 | Electronic wallet and method for using same, mobile terminal and electronic ticket transaction system |
| CN104637192A (en) * | 2013-11-07 | 2015-05-20 | 华为技术有限公司 | Electronic wallet and using method thereof, mobile terminal, and electronic ticket transaction system |
| WO2015070593A1 (en) * | 2013-11-15 | 2015-05-21 | Tencent Technology (Shenzhen) Company Limited | Method, device and system for on-line payment information transmission |
| CN105095350A (en) * | 2015-06-15 | 2015-11-25 | 小米科技有限责任公司 | Bill obtaining method, device, server and terminal |
| CN105095350B (en) * | 2015-06-15 | 2018-10-19 | 小米科技有限责任公司 | Bill acquisition methods, device, server and terminal |
| CN107944579A (en) * | 2017-11-28 | 2018-04-20 | 深圳市天下房仓科技有限公司 | A kind of ticketing system data processing method, ticketing system, terminal and storage medium |
| CN109409551A (en) * | 2018-10-09 | 2019-03-01 | 四川航天信息有限公司 | A kind of booking method and system |
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Application publication date: 20101006 |