CN101770671A - Banking business authorization method and device - Google Patents

Banking business authorization method and device Download PDF

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Publication number
CN101770671A
CN101770671A CN200910243244A CN200910243244A CN101770671A CN 101770671 A CN101770671 A CN 101770671A CN 200910243244 A CN200910243244 A CN 200910243244A CN 200910243244 A CN200910243244 A CN 200910243244A CN 101770671 A CN101770671 A CN 101770671A
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authorization
service
information
service authorization
business
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毛培芳
王旭光
谭汉清
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Priority to CN200910243244A priority Critical patent/CN101770671A/en
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Abstract

The invention provides a banking business authorization method and a device. The method includes the following steps: business request information sent by an authorization terminal is received; business authorization information is extracted from the business request information; corresponding business authorization levels are obtained according to the business authorization information, and the highest business authorization level is calculated from the different business authorization levels so as to generate business authorization request information containing data at the highest business authorization level; the business authorization request information is sent to the authorization terminal; finally, business authorization result information which is sent by the authorization terminal as feedback and is corresponding to the highest business authorization level is received. As all businesses can be finished through one authorization, the pressure of network communication is greatly lowered and the authorization processing efficiency is greatly increased.

Description

A kind of banking business authorization method and device
Technical field
The present invention is a kind of banking business authorization method and device about the data grant technology in the computer network concretely.
Background technology
The front-end business computer system of bank is made up of authorization server 1, network 2 and authorization terminal 3 usually at present, and as shown in Figure 1, authorization server 1 is connected with authorization terminal 3 through network 2.Instant pattern of authorizing is adopted in the banking mandate usually, be that the foreground traffic operation staff passes through network 2 after authorization server 3 is initiated service request in authorization terminal 1, authorization server 3 is temporary transient interrupting service treatment scheme after finding to authorize service request in the business processing process, to treat that authorization message passes authorization terminal 1 back by network 2 and require terminal 1 to authorize, at this moment, by operating officer (donor) these operating personnel's business is authorized, authorize the back that finishes to send server 3 on the authorization message by network 2.If occur the authorization requests of higher level in the licensing process once more, then still need to pass authorization message back terminal by network and authorize once more.In the whole service process, such licensing process may need to repeat repeatedly.
Because the difference of service authorization information, the authorization requests rank that each mandate runs into is not quite similar, and can't judge that the way of highest level authorization requests reduces the mandate number of times by fixing.In addition, the authorization requests rank in the service request process neither occur successively according to other height of level, can't cover whole authorization requests by last authorization requests of interpretation.For example: total other authorization requests of 1-8 kind level in the mandate, suppose that authority levels is for increasing progressively successively.Service requesting information A can successively trigger the authorization requests of rank 1, rank 5, rank 4, and this moment, rank 5 was the authorization requests of highest level; Service requesting information B can successively trigger the authorization requests of rank 5, rank 8, rank 3, and this moment, rank 8 was the authorization requests of highest level.Last example as can be seen, any one other authorization requests of level can't be defined as the highest authority levels, because some service requesting information does not perhaps trigger other authorization requests of this level, also can't determine the highest authority levels of this service request according to last authority levels.
Present authorization method, if constantly occur the authorization requests of higher level in the service request licensing process, licensing process needs repeatedly to repeat, whole service request mandate need be interrupted repeatedly, causes the whole service treatment effeciency low; Authorization requests information and Authorization result informational needs transmit back and forth by network simultaneously, have consumed more Internet resources.
Summary of the invention
The invention provides a kind of banking business authorization method and device, in order to the different authorization requests information in the service request are carried out disposable comprehensive mandate.
One of purpose of the present invention is, a kind of banking business authorization method is provided, and this method comprises: receive the service requesting information that authorization terminal sends; From described service requesting information, extract service authorization information; Obtain the corresponding service authority levels according to described service authorization information, and from different service authorization ranks, calculate the highest service authorization rank, generate the service authorization solicited message that includes the highest service authorization rank data; Described service authorization solicited message is sent to described authorization terminal; Receive described authorization terminal feedback with the highest described service authorization rank corresponding service Authorization result information.
One of purpose of the present invention is, a kind of banking authorization device is provided, and this device comprises: the service request receiving element is used to receive the service requesting information that authorization terminal sends; The authorization message extraction unit is used for extracting service authorization information from described service requesting information; Service authorization request generation unit, be used for obtaining the corresponding service authority levels according to described service authorization information, and from different service authorization ranks, calculate the highest service authorization rank, generate the service authorization solicited message that includes the highest service authorization rank data; The service authorization request transmitting unit is used for described service authorization solicited message is sent to described authorization terminal; Service authorization is receiving element as a result, be used to receive described authorization terminal feedback with the highest described service authorization rank corresponding service Authorization result information.
The business processing that the present invention will need repeatedly to authorize originally only is reduced to and need once authorizes, and makes business processing smooth more, and system handles efficient effectively improves.Also improve simultaneously the work efficiency of authorization terminal, shortened the time of business handling.In addition, because authorization server need pass through network delivery with authorization requests information and Authorization result information, to repeatedly authorize be reduced to once authorize after, reduced the degree of transitivity of information, releasing network resources greatly, help holding more mandate business and carry out simultaneously, supported the continuous growth of banking amount.
Description of drawings
Fig. 1 is the front-end business computer system network Organization Chart of present bank;
Fig. 2 is authorization server device architecture figure of the present invention;
Fig. 3 is a service authorization device process flow diagram of the present invention;
Fig. 4 is the service authorization process flow diagram of one embodiment of the invention;
Fig. 5 is the service authorization process flow diagram of one embodiment of the invention;
Fig. 6 is authorization requests information data figure of the present invention;
Fig. 7 is an authorization requests level map graph of a relation of the present invention;
Fig. 8 is an authorization server authorization method process flow diagram of the present invention;
Fig. 9 is authorization server authorization function unit figure of the present invention.
Embodiment
Based on above-mentioned purpose, the invention provides a kind of device and method of banking mandate.To contrast accompanying drawing below, technical scheme of the present invention will be described in detail.
As shown in Figure 1, the whole device of the present invention comprises: authorization server 1, network 2, authorization terminal 3.
Authorization server 1 is used to receive the service requesting information that authorization terminal 3 is transmitted, and the banking solicited message is handled.In the authorisation process process, authorization server 1 identification is also collected service requesting information, and service requesting information is analyzed, and judges the authorization requests information of highest level, the request authorization terminal is authorized, and according to Authorization result the service authorization information processing is finished.Realized only needing once to authorize just can handle the function of authorizing in the whole business procedure.Network 2 is used for authorization server 1, authorization terminal 3 are coupled together.Authorization terminal 3 is used to receive service requesting information, the Authorization result information of teller's input, and represents authorization requests information etc.
The formation of authorization server 1 embodiment as shown in Figure 2 comprises: master control set 100, lower floor's communication interface 101, message parse device 102, authorization analysis device 103, authorization requests memory storage 104, Authorization result memory storage 105.
Wherein, master control set 100, be connected with other each devices, be used to carry out transaction processing, and each device of coordinated scheduling authorization server, the treatment scheme that control is authorized is interrupted transaction processing no longer immediately and is crossed the mandate of range request authorization terminal when running into the service authorization request in the transaction processing process, receive authorization requests information but drive message parse device 102.
Lower floor's communication interface device 101 is used to connect authorization terminal 3 and master control set 100, at business transferring solicited message, authorization requests information, Authorization result information, authorisation process object information etc. between the two.
Message parse device 102, be connected with master control set 100, obtain the service authorization solicited message from master control set 100, Authorization result information also is used for resolving, business request information after resolving is transferred to master control set 100 scheduling authorization request memory storages 104 stores, master control set 100 temporarily stops current transaction processing, data segment information and routing iinformation encapsulation packing that master control set will comprise the authorization requests of highest level send to authorization terminal 3 request mandates, authorization terminal 3 is by authorizing the teller to import corresponding Authorization result, and authorization terminal 3 is passed Authorization result information back authorization server by network.Authorization requests information, Authorization result information are to be packaged into packet with set form to transmit in system, each packet all comprises two parts information, a part is the service request route data, mainly be to be used for indicating which terminal device from system, generally represent, but also be not limited thereto kind of an expression mode with the authorization terminal network address; Another part is a data segment information, i.e. user data that will transmit and business datum, and authorization requests content, authorization requests rank etc.The routing iinformation of authorization requests information indicates the terminal device that authorized application is promptly initiated in the source of message; The data segment of authorization requests information is mainly deposited the rank of authorization requests, for example: rank 1, rank 2 etc.The route data of Authorization result information is then pointed out the terminal device that this message need mail to; The data segment information of Authorization result information is except customer information, class of business etc., and emphasis also comprises the answer result of the corresponding service authorization requests that the client is handled, for example: 0 authorization failure, 1 authorizes successfully.Message parse device 102 is used for packet is decomposed into routing iinformation and data segment information two parts, and follow-up processing is carried out smoothly.
Authorization analysis device 103 is connected with master control set 100, is used for the authorization requests of authorizing business procedure is carried out comprehensive analysis and judgement, and analysis result is fed back master control set 100.The mandate business is closed on when finishing, master control set 100 obtains all authorization requests the service requesting information from authorization requests memory storage 104, drive authorization analysis device 103 and receive and analyze current all professional authorization requests, analytic process mainly is the authorization requests rank that calculates in all authorization requests, finds out the highest authorization requests rank.
Authorization requests memory storage 104 is connected with master control set 100, is used for authorizing business procedure, stores from the authorization requests that master control set 100 receives after resolving; And before authorizing service ending, accept the visit of master control set 100, and read all authorization requests information, pass to 103 pairs of authorization requests of authorization analysis device and carry out analysis-by-synthesis.
Authorization result memory storage 105 is connected with master control set 100, is used for also storing from the Authorization result information that master control set 100 receives after resolving, and accepts the visit of master control set 100, and read Authorization result information and analyze, thus the result that decision is authorized.
As shown in Figure 3, the embodiment in a kind of banking mandate is: suppose the teller in banking of authorization terminal 3 input, this business comprises three authorization requests: single amount transfinite mandates, day totally transfinite mandate, Trading Authorization of an amount.Service authorization rank in the service authorization processing procedure as shown in Figure 5, setting the single amount authority levels that transfinites is 2, day accumulative total amount authority levels that transfinites is 1, the Trading Authorization rank is 3, its rank is followed successively by Trading Authorization from high to low, the mandate of transfiniting of single amount, the mandate of transfiniting of a day accumulative total amount.Described business information is sent to authorization server 1 by network.
The single amount mandate of transfiniting: when the master control set in the authorization server 1 100 identifies the single amount and transfinites authorization requests, resolve by message parse device 102 and to extract transfinite data in the authorization requests information of single amounts.As shown in Figure 6, the single amount authorization requests information that transfinites comprises routing iinformation (authorization terminal address) and authorizes professional data segment information (user data, business datum and authorization requests content).It is 2 that message parse device 102 obtains the single amount authority levels of authorizing that transfinites according to authorization requests level map relation (as Fig. 5), and the single amount authority levels of authorizing that transfinites is stored in the authorization requests memory storage 104.
Day accumulative total amount mandates of transfiniting: when the master control set in the authorization server 1 100 identifies a day accumulative total amount and transfinites authorization requests, resolve to extract by message parse device 102 and day add up transfinite data in the authorization requests information of amounts.As shown in Figure 6, day the accumulative total amount authorization message that transfinites comprises routing iinformation (authorization terminal address) and authorizes the data segment information (user data, business datum and authorization requests content) of business.It is 1 that message parse device 102 obtains day accumulative total amount authority levels of authorizing that transfinites according to authorization requests level map relation, and with day the accumulative total amount authority levels of authorizing that transfinites be stored in the authorization requests memory storage 104.
Trading Authorization: when the master control set in the authorization server 1 100 identifies transaction authorization request, resolve the data of extracting in the transaction authorization request information by message parse device 102.As shown in Figure 6, transaction authorization request information comprises routing iinformation (authorization terminal address) and authorizes professional data segment information (user data, business datum and authorization requests content).Message parse device 102 is 3 according to the authority levels that authorization requests level map relation obtains transaction authorization request, and the authority levels of transaction authorization request is stored in the authorization requests memory storage 104.
When whole authorization requests process is closed on end, send an END instruction or judge by the server time-delay whether decision closes on end by authorization terminal 3.Authorization analysis device 103 is found out the authorization requests information of highest level by relatively being stored in all the authorization requests ranks in the authorization requests memory storage 104 at this moment, and it is fed back to master control set 100.At this moment, master control set 100 is handled temporary transient the termination with current business, data segment information and routing iinformation encapsulation packing that master control set 100 will comprise the authorization requests of highest level send to authorization terminal 3 request mandates, authorization terminal 3 is by authorizing the teller to import corresponding Authorization result, and authorization terminal 3 is passed Authorization result information back authorization server 1 by network.Wherein said Authorization result information comprises routing iinformation (authorization terminal address) and data segment information (user data, business datum and authorization message etc.).
After master control set 100 in the authorization server 1 obtains Authorization result information, 102 pairs of Authorization result information of message call resolver are resolved, analyze routing iinformation and data message in the described Authorization result information, with its Authorization result information stores in Authorization result memory storage 105.The business processing of master control set 100 waking up continues to carry out, and mandate is handled according to the Authorization result information in the Authorization result memory storage 105, if be that " 0 authorization failure " then authorisation process result are failure in the Authorization result data message, if Authorization result data segment information be " 1 authorizes successfully " then authorisation process successfully.After authorisation process finished, master control set 100 was given authorization terminal 3 with authorisation process information by network-feedback, and showed on authorization terminal 3, had so just finished the mandate of three different authorization requests by disposable mandate.
Another embodiment (as shown in Figure 4) of a kind of banking mandate is: suppose the teller in banking of authorization terminal 3 input, this business comprises three authorization requests: single amount transfinite mandates, day totally transfinite mandate, Trading Authorization of an amount.The authority levels of the authorization requests in the licensing process as shown in Figure 5, setting the single amount authority levels that transfinites is 2, day accumulative total amount authority levels that transfinites is 1, the Trading Authorization rank is 3, its rank is followed successively by Trading Authorization from high to low, the mandate of transfiniting of single amount, the mandate of transfiniting of a day accumulative total amount.Described business information is sent to authorization server 1 by network.
The single amount mandate of transfiniting: when the master control set in the authorization server 1 100 identifies the single amount and transfinites authorization requests, resolve by message parse device 102 and to extract transfinite data in the authorization requests information of single amounts.As shown in Figure 6, the single amount transfinites to authorize and comprises routing iinformation (authorization terminal address) and authorize professional data segment information (user data, business datum and authorization requests content).Message parse device 102 is resolved and obtained the transfinite authority levels of authorization requests of single amount according to authorization requests level map relation is 2 (as Fig. 5), and the single amount authority levels of authorizing that transfinites is stored in the authorization requests memory storage.
Day accumulative total amount mandates of transfiniting: when the master control set in the authorization server 1 100 identifies a day accumulative total amount and transfinites authorization requests, resolve to extract by message parse device 102 and day add up transfinite data in the authorization requests information of amounts.As shown in Figure 6, day the accumulative total amount authorization message that transfinites comprises routing iinformation (authorization terminal address) and authorizes the data segment information (user data, business datum and authorization requests content) of business.It is 1 that message parse device 102 obtains day accumulative total amount authority levels of authorizing that transfinites according to authorization requests level map relation, by authorization analysis device 103 relatively the single amounts transfinite and authorize the transfinite rank of authorization requests of day accumulative total amount, and the single amount that authority levels is high transfinites to authorize and is stored in the authorization requests memory storage 104.
Trading Authorization: when the master control set in the authorization server 1 100 identifies transaction authorization request, resolve the data of extracting in the transaction authorization request information by message parse device 102.As shown in Figure 6, transaction authorization request information comprises routing iinformation (authorization terminal address) and authorizes professional data segment information (user data, business datum and authorization requests content).Message parse device 102 is 3 according to the authority levels that authorization requests level map relation obtains transaction authorization request, by authorization analysis device 103 the transfinite rank of authorization requests of Trading Authorization and single amount relatively, and the Trading Authorization that authority levels is the highest is stored in the authorization requests memory storage 104.
When whole authorization requests process is closed on end, send an END instruction or judge by the server time-delay whether decision closes on end, and 103 Trading Authorization that authority levels is the highest of authorization analysis device are extracted and fed back to master control set 100 from authorization requests memory storage 104 by authorization terminal 3.At this moment, master control set 100 is handled temporary transient the termination with current business, data segment information and routing iinformation encapsulation packing that master control set 100 will comprise the authorization requests of highest level send to authorization terminal 3 request mandates, authorization terminal 3 is by authorizing the teller to import corresponding Authorization result, and authorization terminal 3 is passed Authorization result back authorization server by network.Wherein said Authorization result information comprises routing iinformation (authorization terminal address) and data segment information (user data, business datum and authorization message etc.).
After master control set 100 in the authorization server 1 obtains Authorization result information, 102 pairs of Authorization result information of message call resolver are resolved, analyze routing iinformation and data message in the described Authorization result information, with its Authorization result information stores in Authorization result memory storage 105.The business processing of master control set 100 waking up continues to carry out, and business is handled according to the Authorization result information in the Authorization result memory storage 105, if be that " 0 authorization failure " then authorisation process result are failure in the Authorization result data message, if Authorization result data segment information be " 1 authorizes successfully " then authorisation process successfully.After authorisation process finished, master control set 100 was given authorization terminal 3 with authorisation process information by network-feedback, and showed on authorization terminal 3, had so just finished the mandate of three different authorization requests by disposable mandate.
The explanation that the above two preferred embodiment is detailed the device of banking mandate, but be not in order to limiting the present invention, every authorization server with authorization function unit as shown in Figure 9 all belongs to protection scope of the present invention.The inventive system comprises following functional unit: the service request receiving element is used to receive the service requesting information that authorization terminal sends; The authorization message extraction unit is used for extracting service authorization information from described service requesting information; Service authorization request generation unit, be used for obtaining the corresponding service authority levels according to described service authorization information, and from different service authorization ranks, calculate the highest service authorization rank, generate the service authorization solicited message that includes the highest service authorization rank data; The service authorization request transmitting unit is used for described service authorization solicited message is sent to described authorization terminal; Service authorization is receiving element as a result, be used to receive described authorization terminal feedback with the highest described service authorization rank corresponding service Authorization result information.The authorization server of authorization function unit also comprises the licencing key authentication unit, is used for extracting described licencing key from described service authorization object information, determines to export the instruction of finishing the mandate of described plural service request after password correctly.
In addition, the present invention also provides a kind of method of banking mandate, and its step is as follows:
A, authorization server receive the service requesting information that authorization terminal sends, and service requesting information is handled.
B, master control set are collected all authorization requests information in the process of business processing, store in the authorization requests memory storage;
Further comprise among the step B:
B1, described authorization requests information comprise two parts information, and a part is a routing iinformation, and the source that indicates message is the authorization terminal address; Another part is a data segment information, mainly comprises some information such as user data and business datum, for example: client, type of service and authorization requests content etc.
After B2, master control set were collected service requesting information, the message call resolver was resolved business information, parses routing iinformation and data segment information in the business information, stores into then in the authorization requests memory storage.
All authorization requests information in C, the authorization analysis device analysis authorization requests memory storage is determined other authorization requests information of the highest authorization requests level;
D, master control set are provided with instruction according to terminal instruction or server time-delay, current business is handled supspended, and highest level authorization requests information is sent to authorization terminal by lower floor's communication interface, and request is authorized;
After E, master control set obtain the authorization terminal result, store in the Authorization result memory storage, and wake the business processing process up and continue to carry out;
Further comprise in the step e:
E1, Authorization result information comprise two parts information, and a part is a routing iinformation, points out the authorization terminal that this message need mail to; Another part is a data segment information, mainly deposits the answer result to corresponding authorization requests, and for example: 0 authorization failure, 1 authorizes successfully and waits.
After E2, master control set were collected Authorization result information, the message call resolver was resolved Authorization result information, decomposites routing iinformation and data segment information in the Authorization result information, stores into then in the Authorization result memory storage.
F, authorization server judges Authorization result, thereby decision authorisation process result, and the authorisation process result is fed back to terminal show.
Further comprise in the step F: if Authorization result message data section is failure for " 0 authorization failure " then authorisation process result, if Authorization result data segment information is " 1 authorizes successfully " then the authorisation process result is successfully.
As shown in Figure 7, be the process flow diagram of service authorization of the present invention system.Here be elaborated with reference to Fig. 2 and respective flow chart step to technical scheme.
Step 200: authorization terminal is prepared the beginning service request; Promptly initiate service request by the teller in an authorization terminal 3, the business of for example withdrawing the money, the service requesting information that is sent comprise routing iinformation (authorization terminal address) and data segment information (customer name, some essential informations such as institute's class of business rank of doing).
Step 201: receive the business information that authorization terminal sends: promptly receive from the business information on the authorization terminal 3, and pass to master control set 100 in the authorization server by the lower floor's communication interface in the authorization server 101.
Step 202: carry out request; After promptly carrying out system resource allocation, service requesting information is handled by 100 pairs of described business of master control set.
Step 203: whether have authorization requests in the identification services solicited message: the authorization requests information that occurs in the master control set 100 identification transaction processing processes, 102 pairs of authorization requests of message call resolver are handled.
Step 204: resolve and the storage authorization requests; Be to resolve after message parse device 102 receives authorization requests information, the routing iinformation (authorization terminal 3 addresses) and the data segment information that parse in the authorization requests information (comprise customer name, the class of service of withdrawing the money and authorization requests information), and call authorization requests memory storage 104 by master control set 100 and store the authorization requests information.
Step 205: business processing is closed on when finishing, and master control set 100 checks in the authorization requests memory storage 104 whether have authorization requests, if there is not authorization requests, then described business does not need to authorize, and forwards step 212 to; Otherwise service request need be authorized, and forwards step 206 to.
Step 206: master control set 100 obtains all authorization requests information the business processing process from authorization requests memory storage 104, sends authorization analysis device 103 to and analyzes.Authorization analysis device 103 is found out the authorization requests of highest level by comparing the authorization requests rank in the stored authorized solicited message, and it is fed back to master control set 100.
Step 207: master control set 100 is handled current business and is supspended, and the authorization requests information with highest level sends to authorization terminal 3 by lower floor's communication interface 101, and request authorizes the teller to authorize.
Step 208: authorization terminal 3 receives described authorization requests information, require to represent with authorizing to the mandate teller before the authorization terminal, and receive the mandate of mandate teller to described authorization requests information, Authorization result information is passed to lower floor's communication interface 101 of authorization server 1 by network.
Step 209: after master control set 100 obtains Authorization result information from lower floor's communication interface 101,102 pairs of Authorization result information of message call resolver are resolved, the routing iinformation (authorization terminal address) and the data segment information that decomposite in the Authorization result information (comprise Authorization result information, for example: 0 authorization failure, 1 authorize successfully wait), and call information after Authorization result memory storage 105 storing and resolving by master control set 100.
Step 210: master control set 100 wakes business processing up to be continued to carry out, and the Authorization result data segment information in the judgement Authorization result memory storage 105, if the Authorization result data segment is the failure of " 0 authorization failure " then authorisation process, if the Authorization result data segment be " 1 authorizes successfully " then authorisation process successfully.
Step 211: authorisation process finishes, and master control set 100 sends to authorization terminal 3 with service processing result information by lower floor's communication interface 101.
Step 212: authorization terminal 3 receives the service processing result that authorization server 1 sends, and shows on the authorization terminal interface.
Step 213: withdraw from this flow process.
As shown in Figure 8, be authorization server authorization method process flow diagram of the present invention, a kind of banking business authorization method comprises:
Receive the service requesting information that authorization terminal sends;
From described service requesting information, extract service authorization information;
Obtain the corresponding service authority levels according to described service authorization information, and from different service authorization ranks, calculate the highest service authorization rank, generate the service authorization solicited message that includes the highest service authorization rank data;
Described service authorization solicited message is sent to described authorization terminal;
Receive described authorization terminal feedback with the highest described service authorization rank corresponding service Authorization result information.
The processing procedure that the present invention will need repeatedly to authorize originally only is reduced to and need once authorizes, and business processing only need interrupt once can finishing processing, makes business processing smooth more, and system handles efficient effectively improves.Also improve simultaneously the work efficiency of teller terminal, shortened the time of business handling.In addition, because server authorizes need be passed through network delivery with authorization requests information and Authorization result information, to repeatedly authorize be reduced to once authorize after, reduced the degree of transitivity of information, releasing network resources greatly, help holding more mandate and carry out simultaneously, supported the continuous growth of banking amount.
Though the present invention discloses as above with preferred embodiment; so it is not in order to limit scope of the present invention; anyly be familiar with one of ordinary skill in the art; without departing from the spirit and scope of the present invention; when can doing a little change and retouching, so protection scope of the present invention defines and is as the criterion when looking the claim scope.

Claims (8)

1. a banking business authorization method is characterized in that, described method comprises:
Receive the service requesting information that authorization terminal sends;
From described service requesting information, extract service authorization information;
Obtain the corresponding service authority levels according to described service authorization information, and from different service authorization ranks, calculate the highest service authorization rank, generate the service authorization solicited message that includes the highest service authorization rank data;
Described service authorization solicited message is sent to described authorization terminal;
Receive described authorization terminal feedback with the highest described service authorization rank corresponding service Authorization result information.
2. method according to claim 1 is characterized in that, described service authorization solicited message comprises: service authorization request route data and service authorization request msg.
3. method according to claim 1 is characterized in that, described service authorization object information comprises: the authorization requests reply message of service authorization object information route data and the highest service authorization rank correspondence.
4. method according to claim 3, it is characterized in that, described method also comprises: extract described licencing key from described service authorization object information, determine to finish after password correctly the mandate to described plural service request, carry out corresponding service.
5. a banking authorization device is characterized in that, described device comprises:
The service request receiving element is used to receive the service requesting information that authorization terminal sends;
The authorization message extraction unit is used for extracting service authorization information from described service requesting information;
Service authorization request generation unit, be used for obtaining the corresponding service authority levels according to described service authorization information, and from different service authorization ranks, calculate the highest service authorization rank, generate the service authorization solicited message that includes the highest service authorization rank data;
The service authorization request transmitting unit is used for described service authorization solicited message is sent to described authorization terminal;
Service authorization is receiving element as a result, be used to receive described authorization terminal feedback with the highest described service authorization rank corresponding service Authorization result information.
6. device according to claim 5 is characterized in that, described service authorization solicited message comprises: service authorization request route data and service authorization request msg.
7. device according to claim 5 is characterized in that, described service authorization object information comprises: the authorization requests reply message of service authorization object information route data and the highest service authorization rank correspondence.
8. device according to claim 7, it is characterized in that, described device also comprises: the licencing key authentication unit, be used for extracting described licencing key, determine to export the instruction of finishing the mandate of described plural service request after password correctly from described service authorization object information.
CN200910243244A 2009-12-29 2009-12-29 Banking business authorization method and device Pending CN101770671A (en)

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CN104657207A (en) * 2015-03-05 2015-05-27 中国工商银行股份有限公司 Remote authorization request scheduling method, service server and scheduling system
CN109272404A (en) * 2018-09-04 2019-01-25 中国建设银行股份有限公司 Business authorization method and device
CN110458705A (en) * 2019-08-15 2019-11-15 中国银行股份有限公司 A kind of processing system and method for authorization message
CN111163236A (en) * 2019-12-31 2020-05-15 中国银行股份有限公司 Customer service system password verification optimization method and device
CN111222889A (en) * 2020-01-16 2020-06-02 支付宝(杭州)信息技术有限公司 Method and device for acquiring transaction no-disturbance service
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Publication number Priority date Publication date Assignee Title
CN103279254A (en) * 2011-10-14 2013-09-04 Sap股份公司 Mass decision mode in a mobile application
CN103279254B (en) * 2011-10-14 2018-11-13 Sap欧洲公司 A large amount of decision-making modes in mobile application
CN103077336A (en) * 2012-12-27 2013-05-01 中国建设银行股份有限公司 Authorization method and system for comprehensive front-end graphic terminal
CN103077336B (en) * 2012-12-27 2015-09-02 中国建设银行股份有限公司 Comprehensive front-end graphic terminal authorization method and system
CN104657207A (en) * 2015-03-05 2015-05-27 中国工商银行股份有限公司 Remote authorization request scheduling method, service server and scheduling system
CN104657207B (en) * 2015-03-05 2018-03-23 中国工商银行股份有限公司 Dispatching method, service server and the scheduling system of remote authorization request
CN109272404A (en) * 2018-09-04 2019-01-25 中国建设银行股份有限公司 Business authorization method and device
CN109272404B (en) * 2018-09-04 2021-05-11 中国建设银行股份有限公司 Service authorization method and device
CN110458705A (en) * 2019-08-15 2019-11-15 中国银行股份有限公司 A kind of processing system and method for authorization message
CN111163236A (en) * 2019-12-31 2020-05-15 中国银行股份有限公司 Customer service system password verification optimization method and device
CN111222889A (en) * 2020-01-16 2020-06-02 支付宝(杭州)信息技术有限公司 Method and device for acquiring transaction no-disturbance service
CN111222889B (en) * 2020-01-16 2022-05-17 支付宝(杭州)信息技术有限公司 Method and device for acquiring transaction no-disturbance service
CN113297549A (en) * 2021-06-16 2021-08-24 中国农业银行股份有限公司 Authority control method, device, equipment and computer readable storage medium
CN113297549B (en) * 2021-06-16 2024-03-05 中国农业银行股份有限公司 Authority control method, device, equipment and computer readable storage medium

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