CN101692277A - Biometric encrypted payment system and method for mobile communication equipment - Google Patents
Biometric encrypted payment system and method for mobile communication equipment Download PDFInfo
- Publication number
- CN101692277A CN101692277A CN200910193138A CN200910193138A CN101692277A CN 101692277 A CN101692277 A CN 101692277A CN 200910193138 A CN200910193138 A CN 200910193138A CN 200910193138 A CN200910193138 A CN 200910193138A CN 101692277 A CN101692277 A CN 101692277A
- Authority
- CN
- China
- Prior art keywords
- module
- user
- payment
- authentication
- user profile
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Abstract
The invention relates to the field of secure payment, in particular to a biometric encrypted payment system and a biometric encrypted payment method for mobile communication equipment. The invention provides the biometric encrypted payment system for the mobile communication equipment, which comprises a user terminal and a payment terminal. The system is characterized by comprising a biological characteristic acquisition module, an encryption module, a signature module and a user communication module which are arranged at the user terminal, and an authentication communication module, an authentication module and a decryption module which are arranged at the payment terminal, wherein the user communication module arranged at the user terminal is connected with the authentication communication module arranged at the payment terminal through wireless. The biometric encrypted payment system for the mobile communication equipment is used to encrypt and sign user information. Because in the signature, biological characteristics are used as a public key, which is not stored in the mobile communication equipment, the security of payment is effectively improved.
Description
Technical field
The present invention relates to the secure payment field, particularly relate to a kind of biometric encrypted payment system and method thereof that is used for mobile communication equipment.
Background technology
Along with the network economy and the arrival in a networked society epoch, finance of China and electronic commerce context be dependency network more and more.In order to ensure finance, safety of electrical business, authentication techniques are importances.Authentication is used to differentiate user identity, to guarantee the non repudiation of communicating pair identity.Biological identification technology is to utilize human body physiological characteristics to carry out a kind of technology of authentication and identification, biological characteristic be unique, stable, can verify, compare with traditional identity authentication means, it is good to have an anti-counterfeiting performance based on the identity authentication technology of living things feature recognition, advantage such as is difficult for forging or stolen.Therefore in recent years in finance, ecommerce, biological identification technology is just becoming an important application direction.
At present, what China used in finance, ecommerce is intellective IC card basically, it is the visit of carrying out identification and data by " user ID+user cipher " that this class is stuck in when using, and the fiscard of encrypting based on this mode has two big hidden danger, the one, and microcomputer is only recognized password and is not recognized people; The 2nd, the password figure place is short, cracks easily, if figure place is long, the user is difficult to note, often forgets password, the inconvenience when user is caused use.
Authentication techniques in conjunction with individual's biological information have appearred in prior art, can pass through mobile communication equipment, realize and the payment and settlement of interbank, simplify transaction flow greatly, and the user need not to carry credit card, need not to remember redundant cipher.As prior art " fingerprint credit pen payment system and method and apparatus " (patent No.: 200710135137.8), integrated fingerprint recognition chip on pen then, contactless (Near FieldCommunication, NFC) intelligent chip and bank's chip.Bound user's finger print information in the pen, only needed then can pass through the NFC data transmission, realized transaction payment closely near payment system.
But there is following shortcoming in prior art:
1. payment devices is a pen, arithmetical unit, storer and physical characteristics collecting device need be housed on pen, and not have ready-made operating system, and development difficulty is big, the cost height, and and be not easy to carry.
2. biological information is kept in the pen, if pen is stolen, is then stolen biological information by the hacker easily, the risk of revealing privacy of the individual is arranged, and biological information is stolen, and the account fund just has stolen danger.
3. adopt hardware or software that the NFC chip is shielded, if pen is stolen, the hacker can split out the NFC chip separately and crack, if crack success, need not to carry out fingerprint authentication, just can utilize this NFC chip to pay.
4. if run into dummy terminal (for example being contained in the false card reader on the ATM), under user and unwitting situation, the user is by the fingerprint authentication of fingerprint pen, after opening the NFC chip, dummy terminal just can read accounts information easily, only need copy to another chip simply, just can pay.
Summary of the invention
First purpose of the present invention is for a kind of biometric encrypted payment system that is used for mobile communication equipment is provided, to solve the deficiencies in the prior art.
Second purpose of the present invention is the application process that proposes this payment system.
In order to realize first goal of the invention, adopt following technical scheme:
The invention provides a kind of biometric encrypted payment system that is used for mobile communication equipment, comprise user side and payment terminals, it is characterized in that, described system comprises:
Be installed in user side:
The physical characteristics collecting module is used to gather biological characteristic;
Encrypting module is encrypted user profile;
Signature blocks adopts biological characteristic as PKI user profile to be signed;
The telex network module adopts wireless communication technology to communicate by letter with payment terminals;
Physical characteristics collecting module, encrypting module, signature blocks are connected successively with the telex network module;
Be installed in payment terminals:
The authentication communication module adopts wireless communication technology to communicate by letter with user side;
Authentication module, the private key that adopts the user to keep in advance carries out signature authentication to the user profile of encrypting;
Deciphering module is decrypted the user profile after the authentication;
Authentication communication module, authentication module are connected with deciphering module;
The telex network module of user side and payment terminals end authentication communication module are by wireless connections.
As a kind of preferred version, telex network module and authentication communication module adopt close range communication techniques to carry out radio communication.
As preferred version further, the telex network module adopts the contactless smart chip to realize, the telex network module also comprises interim storage area and encrypts the zone:
Described encryption zone is used to preserve the user profile of carrying out encryption through encrypting module;
Described interim storage area is used to deposit the user profile after signature blocks is signed.
As another preferred version, payment terminals also is equipped with and is used for collecting in advance the authentication physical characteristics collecting module that keeps the user biological feature and uses the user biological feature of collecting reservation in advance to generate the private key generation module of private key, authentication physical characteristics collecting module is connected with the private key generation module, and the private key generation module is connected with authentication module.
As another preferred version, encrypting module and deciphering module adopt symmetric encipherment algorithm, and signature blocks and authentication module adopt rivest, shamir, adelman.
As preferred version further, system also comprises the algorithm management module, is used to safeguard encrypting module, deciphering module, the cryptographic algorithm that signature blocks and authentication module are selected.
As another kind of preferred version, mobile communication equipment is a mobile phone.
Mobile phone has become indispensable article in people's life.For consumers, adopt mobile phone to pay, only need mobile phone can be finished payment near payment terminals, very convenient.Present mobile phone all has separate processor and storer, and present operating system comparative maturity all of mobile phone, even many mobile phones have possessed physical characteristics collecting device and software systems thereof, on mobile phone, develop, can utilize existing resources, improve development efficiency, reduce cost.
In order to realize second goal of the invention, the technical scheme of employing is as follows:
The invention provides a kind of biometric encrypted method of payment that is used for mobile communication equipment, comprising:
(81) user side is gathered the user biological feature by biological acquisition module;
(82) the user side encrypting module is encrypted user profile;
(83) the user side signature blocks adopts the user biological feature as PKI user profile to be signed;
(84) user profile after user side telex network module is encrypted the signature back sends to payment terminals;
(85) payment terminals authentication communication module is received user profile;
(86) the payment terminals authentication module carries out signature authentication with the private key that the user keeps in advance to the user profile of encrypting;
(87) the payment terminals deciphering module is decrypted the user profile after authenticating.
As a kind of preferred version, after step (84) sends to payment terminals to the user profile after signing, the user profile behind the deletion signature.User profile behind the signature is the interim storage area that is keeping the telex network module, and through the user profile that encrypting module carries out encryption, then remains on and encrypt the zone.Because the data of interim storage area can be deleted after sending to payment terminals, even therefore enciphered message is stolen because user's of no use biological characteristic signs, be can't be by payment terminals checking.
Simultaneously, when running into dummy terminal, because the user do not gather biological characteristic, even user side is placed on the dummy terminal, the user profile of dummy terminal after can only reading encrypted can not crack.
As preferred version further, also have a validation of payment end step in that step (81) is preceding:
(101) user is placed on user side on the payment terminals earlier and inquires about;
(102) the authentication communication module of passing through of payment terminals reads with clear-text way and is kept at user profile on the user side;
Reserved information and echo when (103) payment terminals is opened an account by the user profile inquiring user;
(104) if obligate information is correct, the user can think that this authentication terminal is real terminal, carries out physical characteristics collecting then and pays;
(105) if obligate information is incorrect, then user's non-payment at once.
Therefore, even the user runs into dummy terminal, because obligate information is incorrect, the user also can judge and non-payment, improve security of payment widely.
The invention provides a kind of biometric encrypted payment system that is used for mobile communication equipment, user profile is encrypted and signed, because signature is to adopt biological characteristic as PKI, this PKI is not kept at mobile communication equipment simultaneously.Therefore,, perhaps run into dummy terminal attempt and duplicate user profile even this mobile communication equipment is lost, owing to do not have biological characteristic as signature, therefore, and all can not be by the signature authentication of payment terminals, thus security of payment improved effectively.
Description of drawings
Fig. 1 is a system architecture synoptic diagram of the present invention.
Fig. 2 is an operation method process flow diagram of the present invention.
Fig. 3 is a communication architecture synoptic diagram of the present invention.
Embodiment
The present invention will be described in detail below in conjunction with the drawings and specific embodiments.
As shown in Figure 1, user terminal of the present invention comprises the physical characteristics collecting module, encrypting module, signature blocks and telex network module.In the present embodiment, user terminal is a mobile phone, and the physical characteristics collecting module is the physical characteristics collecting device on the mobile phone, and the telex network module is the contactless smart chip, and encrypting module and authentication module are digital signature, authentication, encryption, decryption system.
The payment terminals of present embodiment is the payment terminal of bank.
As shown in Figure 2, the concrete steps of present embodiment are:
1, the user opens bank account to bank.
(1) generate bank account and user profile number, the user reserves user profile, user profile number is bundled with user's obligate information, and account password is set.
(2) the physical characteristics collecting device by bank, input user's biological characteristic utilizes rivest, shamir, adelman, produces a private key, is stored in bank, and user profile number, account No. and private key are bound.
Biological information then is not kept at bank, protection user's biological characteristic privacy.
(3) utilize the contactless smart chip read write line of bank's appointment, account information is write in the contactless smart chip of mobile communication equipment, utilize symmetric encipherment algorithm, account password as key, is encrypted account number and to be deposited.User profile number is then deposited with the plaintext form.
2, pay.
(1) user can check the true and false of payment terminal earlier:
A. mobile phone is placed on the payment terminal, allows payment terminal read user profile number earlier.
A. mobile phone is placed on the payment terminal, allows payment terminal read user profile number earlier.
B. payment terminal is sending the bank main inquiry corresponding user's obligate information on the user profile number.
C. user's obligate information echo on the screen of payment terminal.The user can check this obligate information, if correct, then can proceed following operation; If incorrect, then non-payment at once.
(2) user gathers the user biological feature by the physical characteristics collecting device, (cryptographic algorithm of this rivest, shamir, adelman and banking system is consistent to utilize signature to extract a kind of rivest, shamir, adelman with Verification System, calculate pair of secret keys by this cryptographic algorithm in conjunction with user's biological characteristic, be PKI and private key, the key that key that calculates and user are calculated when opening an account with the bank is in full accord, so can use public key encryption, realize signature, and the private key and this PKI that are present in banking system when opening an account also are corresponding, can be used for verifying user's signature), utilize biological characteristic that the account after encrypting is signed, and the ciphertext behind user profile number and the signature is left in the interim storage area (following " PBOC PSAM calliper model ") of contactless smart chip.
(3) mobile phone is placed on by the payment terminal, reads information for payment terminal.
(4) after payment terminal read successfully, mobile communication equipment then emptied the information of interim storage area at once.
3, the information of sending on the bank examination payment terminal.
(1) private key and the account password of this user's correspondence retrieved according to user profile number by bank.
(2) utilize private key and rivest, shamir, adelman earlier, ciphertext is carried out signature authentication.
(3) then with account password and symmetric encipherment algorithm, ciphertext is decrypted, then can obtains the plaintext of user account.
(4) inspection user information number whether with the account number coupling, as unanimity, then can proceed payment.As inconsistent, echo payment terminal then, non-payment.
Be illustrated in figure 3 as communication architecture synoptic diagram of the present invention.The user communicates by letter with payment terminal by mobile phone, and payment terminal communicates by complex front system and bank accounting disposal system, and obtains the account data.After checking, user identity is authenticated and definite payment.
Claims (10)
1. a biometric encrypted payment system that is used for mobile communication equipment comprises user side and payment terminals, it is characterized in that, described system comprises:
Be installed in user side:
The physical characteristics collecting module is used to gather biological characteristic;
Encrypting module is encrypted user profile;
Signature blocks adopts biological characteristic as PKI user profile to be signed;
The telex network module adopts wireless communication technology to communicate by letter with payment terminals;
Physical characteristics collecting module, encrypting module, signature blocks are connected successively with the telex network module;
Be installed in payment terminals:
The authentication communication module adopts wireless communication technology to communicate by letter with user side;
Authentication module, the private key that adopts the user to keep in advance carries out signature authentication to the user profile of encrypting;
Deciphering module is decrypted the user profile after the authentication;
Authentication communication module, authentication module are connected successively with deciphering module;
The telex network module of user side and payment terminals end authentication communication module are by wireless connections.
2. biometric encrypted payment system according to claim 1 is characterized in that, described telex network module and authentication communication module adopt close range communication techniques to carry out radio communication.
3. biometric encrypted payment system according to claim 1 is characterized in that, described telex network module adopts the contactless smart chip to realize, the telex network module also comprises interim storage area and encrypts the zone:
Described encryption zone is used to preserve the user profile of carrying out encryption through encrypting module;
Described interim storage area is used to deposit the user profile after signature blocks is signed.
4. biometric encrypted communication means according to claim 1, it is characterized in that, described payment terminals also is equipped with and is used for collecting in advance the authentication physical characteristics collecting module that keeps the user biological feature and uses the user biological feature of collecting reservation in advance to generate the private key generation module of private key, authentication physical characteristics collecting module is connected with the private key generation module, and the private key generation module is connected with authentication module.
5. biometric encrypted payment system according to claim 1 is characterized in that, described encrypting module and deciphering module adopt symmetric encipherment algorithm, and described signature blocks and authentication module adopt rivest, shamir, adelman.
6. biometric encrypted payment system according to claim 1 is characterized in that described system also comprises the algorithm management module, is used to safeguard encrypting module, deciphering module, the cryptographic algorithm that signature blocks and authentication module are selected.
7. biometric encrypted payment system according to claim 1 is characterized in that, described mobile communication equipment is a mobile phone.
8. a biometric encrypted method of payment that is used for mobile communication equipment adopts the described system of claim 1 to realize, it is characterized in that described method comprises:
(81) user side is gathered the user biological feature by biological acquisition module;
(82) the user side encrypting module is encrypted user profile;
(83) the user side signature blocks adopts the user biological feature as PKI user profile to be signed;
(84) user profile after user side telex network module is encrypted the signature back sends to payment terminals;
(85) payment terminals authentication communication module is received user profile;
(86) the payment terminals authentication module carries out signature authentication with the private key that the user keeps in advance to the user profile of encrypting;
(87) the payment terminals deciphering module is decrypted the user profile after authenticating.
9. biometric encrypted method of payment according to claim 8 is characterized in that, after described step (84) sends to payment terminals to the user profile after signing, and the user profile behind the deletion signature.
10. biometric encrypted method of payment according to claim 8 is characterized in that, also has a validation of payment end step in that step (81) is preceding:
(101) user is placed on user side on the payment terminals earlier and inquires about;
(102) the authentication communication module of passing through of payment terminals reads with clear-text way and is kept at user profile on the user side;
Reserved information and echo when (103) payment terminals is opened an account by the user profile inquiring user;
(104) if obligate information is correct, the user can think that this authentication terminal is real terminal, carries out physical characteristics collecting then and pays;
(105) if obligate information is incorrect, then user's non-payment at once.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN200910193138A CN101692277A (en) | 2009-10-16 | 2009-10-16 | Biometric encrypted payment system and method for mobile communication equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN200910193138A CN101692277A (en) | 2009-10-16 | 2009-10-16 | Biometric encrypted payment system and method for mobile communication equipment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101692277A true CN101692277A (en) | 2010-04-07 |
Family
ID=42080961
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN200910193138A Pending CN101692277A (en) | 2009-10-16 | 2009-10-16 | Biometric encrypted payment system and method for mobile communication equipment |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN101692277A (en) |
Cited By (21)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102542449A (en) * | 2011-12-27 | 2012-07-04 | 中兴通讯股份有限公司 | Wireless communication device and payment authentication method |
| CN102664898A (en) * | 2012-04-28 | 2012-09-12 | 鹤山世达光电科技有限公司 | Fingerprint identification-based encrypted transmission method, fingerprint identification-based encrypted transmission device and fingerprint identification-based encrypted transmission system |
| CN103001773A (en) * | 2012-11-28 | 2013-03-27 | 鹤山世达光电科技有限公司 | Fingerprint authentication system and fingerprint authentication method based on near field communication (NFC) |
| CN103123708A (en) * | 2011-08-23 | 2013-05-29 | 宏达国际电子股份有限公司 | Secure payment method, mobile device and secure payment system |
| CN103473853A (en) * | 2013-08-20 | 2013-12-25 | 华为终端有限公司 | Method, device and system for mobile payment |
| CN103679453A (en) * | 2013-12-06 | 2014-03-26 | 金硕澳门离岸商业服务有限公司 | Payment system and payment method based on biometric authentication |
| CN103914772A (en) * | 2014-03-31 | 2014-07-09 | 深圳小木科技有限公司 | Wireless authentication method, system and device for mobile payment |
| CN103985036A (en) * | 2014-05-09 | 2014-08-13 | 杭州晟元芯片技术有限公司 | Two-dimension code payment method with biological characteristics |
| CN104537555A (en) * | 2014-12-29 | 2015-04-22 | 芜湖乐锐思信息咨询有限公司 | Internet online trading system |
| CN105373924A (en) * | 2015-10-10 | 2016-03-02 | 北京思比科微电子技术股份有限公司 | System facing terminal equipment and providing safety payment function |
| CN105554031A (en) * | 2016-01-29 | 2016-05-04 | 宇龙计算机通信科技(深圳)有限公司 | Encryption method, encryption apparatus, decryption method, decryption apparatus and terminal |
| WO2016206385A1 (en) * | 2015-06-25 | 2016-12-29 | 深圳市中兴微电子技术有限公司 | Payment method, device and system, and computer storage medium |
| CN107332829A (en) * | 2017-06-13 | 2017-11-07 | 中国电力科学研究院 | The electric automobile payment information authenticated encryption system and method merged based on biological characteristic |
| US9811826B2 (en) | 2013-07-11 | 2017-11-07 | Tencent Technology (Shenzhen) Company Limited | Method and apparatus for increasing security of an electronic payment |
| CN107733919A (en) * | 2017-11-10 | 2018-02-23 | 上海易果电子商务有限公司 | A kind of method of user identity identification, terminal, server and system |
| CN108475372A (en) * | 2016-01-15 | 2018-08-31 | 万事达卡国际股份有限公司 | Enter control bypass in the mobile device of public transport |
| CN108846662A (en) * | 2018-05-29 | 2018-11-20 | 数字乾元科技有限公司 | wireless payment method and wearable device |
| CN109101803A (en) * | 2018-07-25 | 2018-12-28 | 腾讯科技（深圳）有限公司 | Biometric apparatus and method |
| CN109961291A (en) * | 2017-12-14 | 2019-07-02 | 红石生物特征科技有限公司 | A kind of biological characteristic authentication system and method |
| WO2021190197A1 (en) * | 2020-03-23 | 2021-09-30 | 腾讯科技（深圳）有限公司 | Method and apparatus for authenticating biometric payment device, computer device and storage medium |
| US11734669B2 (en) | 2016-01-15 | 2023-08-22 | Mastercard International Incorporated | Access control bypass on mobile for mass transit |
-
2009
- 2009-10-16 CN CN200910193138A patent/CN101692277A/en active Pending
Cited By (31)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103123708A (en) * | 2011-08-23 | 2013-05-29 | 宏达国际电子股份有限公司 | Secure payment method, mobile device and secure payment system |
| CN102542449A (en) * | 2011-12-27 | 2012-07-04 | 中兴通讯股份有限公司 | Wireless communication device and payment authentication method |
| CN102542449B (en) * | 2011-12-27 | 2016-12-07 | 中兴通讯股份有限公司 | A kind of radio communication device and payment authentication method |
| CN102664898A (en) * | 2012-04-28 | 2012-09-12 | 鹤山世达光电科技有限公司 | Fingerprint identification-based encrypted transmission method, fingerprint identification-based encrypted transmission device and fingerprint identification-based encrypted transmission system |
| CN103001773A (en) * | 2012-11-28 | 2013-03-27 | 鹤山世达光电科技有限公司 | Fingerprint authentication system and fingerprint authentication method based on near field communication (NFC) |
| WO2014082387A1 (en) * | 2012-11-28 | 2014-06-05 | 鹤山世达光电科技有限公司 | Nfc-based fingerprint authentication system and fingerprint authentication method |
| JP2015537476A (en) * | 2012-11-28 | 2015-12-24 | 鶴山世達光電科技有限公司 | Fingerprint authentication system and fingerprint authentication method based on NFC |
| US9811826B2 (en) | 2013-07-11 | 2017-11-07 | Tencent Technology (Shenzhen) Company Limited | Method and apparatus for increasing security of an electronic payment |
| CN103473853A (en) * | 2013-08-20 | 2013-12-25 | 华为终端有限公司 | Method, device and system for mobile payment |
| CN103473853B (en) * | 2013-08-20 | 2016-04-13 | 华为终端有限公司 | A kind of methods, devices and systems for mobile payment |
| CN103679453A (en) * | 2013-12-06 | 2014-03-26 | 金硕澳门离岸商业服务有限公司 | Payment system and payment method based on biometric authentication |
| CN103914772B (en) * | 2014-03-31 | 2016-03-09 | 深圳小木科技有限公司 | For the wireless authentication method of mobile payment, system and device |
| CN103914772A (en) * | 2014-03-31 | 2014-07-09 | 深圳小木科技有限公司 | Wireless authentication method, system and device for mobile payment |
| CN103985036A (en) * | 2014-05-09 | 2014-08-13 | 杭州晟元芯片技术有限公司 | Two-dimension code payment method with biological characteristics |
| CN103985036B (en) * | 2014-05-09 | 2017-05-24 | 杭州晟元数据安全技术股份有限公司 | Two-dimension code payment method with biological characteristics |
| CN104537555A (en) * | 2014-12-29 | 2015-04-22 | 芜湖乐锐思信息咨询有限公司 | Internet online trading system |
| WO2016206385A1 (en) * | 2015-06-25 | 2016-12-29 | 深圳市中兴微电子技术有限公司 | Payment method, device and system, and computer storage medium |
| CN105373924A (en) * | 2015-10-10 | 2016-03-02 | 北京思比科微电子技术股份有限公司 | System facing terminal equipment and providing safety payment function |
| CN105373924B (en) * | 2015-10-10 | 2022-04-12 | 豪威科技(北京)股份有限公司 | System for providing safe payment function for terminal equipment |
| CN108475372A (en) * | 2016-01-15 | 2018-08-31 | 万事达卡国际股份有限公司 | Enter control bypass in the mobile device of public transport |
| US11188893B2 (en) | 2016-01-15 | 2021-11-30 | Mastercard International Incorporated | Access control bypass on mobile for mass transit |
| US11734669B2 (en) | 2016-01-15 | 2023-08-22 | Mastercard International Incorporated | Access control bypass on mobile for mass transit |
| CN105554031B (en) * | 2016-01-29 | 2019-01-15 | 宇龙计算机通信科技(深圳)有限公司 | encryption method, encryption device, decryption method, decryption device and terminal |
| CN105554031A (en) * | 2016-01-29 | 2016-05-04 | 宇龙计算机通信科技(深圳)有限公司 | Encryption method, encryption apparatus, decryption method, decryption apparatus and terminal |
| CN107332829A (en) * | 2017-06-13 | 2017-11-07 | 中国电力科学研究院 | The electric automobile payment information authenticated encryption system and method merged based on biological characteristic |
| CN107332829B (en) * | 2017-06-13 | 2020-04-24 | 中国电力科学研究院 | Electric vehicle payment information authentication encryption system and method based on biological feature fusion |
| CN107733919A (en) * | 2017-11-10 | 2018-02-23 | 上海易果电子商务有限公司 | A kind of method of user identity identification, terminal, server and system |
| CN109961291A (en) * | 2017-12-14 | 2019-07-02 | 红石生物特征科技有限公司 | A kind of biological characteristic authentication system and method |
| CN108846662A (en) * | 2018-05-29 | 2018-11-20 | 数字乾元科技有限公司 | wireless payment method and wearable device |
| CN109101803A (en) * | 2018-07-25 | 2018-12-28 | 腾讯科技（深圳）有限公司 | Biometric apparatus and method |
| WO2021190197A1 (en) * | 2020-03-23 | 2021-09-30 | 腾讯科技（深圳）有限公司 | Method and apparatus for authenticating biometric payment device, computer device and storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN101692277A (en) | Biometric encrypted payment system and method for mobile communication equipment | |
| CN103873244B (en) | Identity authentication method and system in mobile payment based on fingerprint identification | |
| RU2648944C2 (en) | Methods, devices, and systems for secure provisioning, transmission and authentication of payment data | |
| EP2648163B1 (en) | A personalized biometric identification and non-repudiation system | |
| US20140258132A1 (en) | System and method for secure electronic transaction | |
| CN102118251B (en) | Security authentication method for internet banking remote payment based on multi-interface intelligent safety card | |
| US20110103586A1 (en) | System, Method and Device To Authenticate Relationships By Electronic Means | |
| CN202210326U (en) | Personal payment terminal provided with keyboard | |
| Chen et al. | NFC mobile payment with Citizen Digital Certificate | |
| CN112805737A (en) | Techniques for token proximity transactions | |
| US20120191977A1 (en) | Secure transaction facilitator | |
| CA2914956C (en) | System and method for encryption | |
| CN101770619A (en) | Multiple-factor authentication method for online payment and authentication system | |
| CN103116844A (en) | Near field communication payment method authenticated by both sides of deal | |
| CN103729948A (en) | Electronic payment method of mobile terminal with NFC (near field communication) and fingerprint functions | |
| WO2008118582A1 (en) | Processing of financial transactions using debit networks | |
| CN102202300A (en) | System and method for dynamic password authentication based on dual channels | |
| CN104408620B (en) | A kind of safe NFC payment and system | |
| WO2005073934A1 (en) | Method and system for authenticating credit transactions | |
| CN105827656B (en) | Identity identifying method and device based on NFC payment | |
| CN101162535B (en) | Method and system for realizing magnetic stripe card trading by IC card | |
| CN102136172A (en) | Card terminal and realization method thereof used by individuals or families | |
| CN101790166A (en) | Digital signing method based on mobile phone intelligent card | |
| WO2009018683A1 (en) | A payment method and system for certification by a smart card with a display and a keyboard using one time dynamic cipher code | |
| CN105550928A (en) | System and method of network remote account opening for commercial bank |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Open date: 20100407 |