CN101533545A - Automatic cash transaction apparatus, management server apparatus and automatic cash transaction system - Google Patents

Automatic cash transaction apparatus, management server apparatus and automatic cash transaction system Download PDF

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Publication number
CN101533545A
CN101533545A CN 200810190521 CN200810190521A CN101533545A CN 101533545 A CN101533545 A CN 101533545A CN 200810190521 CN200810190521 CN 200810190521 CN 200810190521 A CN200810190521 A CN 200810190521A CN 101533545 A CN101533545 A CN 101533545A
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commodity
information
user
purchase
service
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Chinese (zh)
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近藤武夫
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Oki Electric Industry Co Ltd
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Oki Electric Industry Co Ltd
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Abstract

The invention relates to an automatic cash transaction apparatus, management server apparatus and automatic cash transaction system. The invention aims to provide an automatic cash transaction apparatus, management server apparatus, automatic cash transaction system and automatic cash transaction method capable of effectively supplying advertisements according to the purchase of goods or services of users. As solving means, the automatic cash transaction apparatus has: a storage part (162), which stores the advertisement information of one or more goods or services; a user identification part (164), which identifies users; a purchase information acquire part (166), which acquires acquire information related to the purchase of the goods or services of users identified by the user identification part; and an output control part (168), which carries out controlling according to the input of the advertisement information stored in the storage part.

Description

Cash automated trading device, management server apparatus and automatic cash transaction system
Technical field
The present invention relates to cash automated trading device, management server apparatus, automatic cash transaction system and automatic cash transaction method.
Background technology
Automatic cash deposit and withdrawal machine (ATM:AutomatedTeller Machine), cash ATM (automatic teller machine) cash automated trading devices such as (CD:cash dispenser) that financial institution is arranged in shop etc. are typically provided with display frame, so that client can successfully conclude the business.And, in cash automated trading device, carry out depositing cash in or when the account takes out transaction such as cash, account transfer, in display frame, showing and the relevant information of concluding the business to the account client.And cash automated trading device is issued to client and is printed the transaction details list that transaction content is arranged.
When client concludes the business, show not only sometimes and the relevant information of concluding the business that in the display frame of cash automated trading device also demonstration is with commodity or serve relevant advertisement.And also printing in the transaction details list of cash automated trading device distribution sometimes has advertisement.
Following technology is disclosed in patent documentation 1: because client watches advertisement when transaction, provide the partner of advertisement to act on behalf of the service charge that produces when the clearing client utilizes cash automated trading device to conclude the business.Have following method as patent documentation 1: by display ads when the transaction of cash automated trading device, perhaps print ad in the transaction details list thus, reduces the service charge of client's burden.
And, have following method: do not wish to watch under the situation of advertisement client, press advertisement and reproduce conclusion button, finish advertisement midway in reproduction and reproduce.
[patent documentation 1] TOHKEMY 2004-62415 communique
But, in existing cash automated trading device, because client has bought advertisement publication object commodity in during certain or can not buy since die under the situation of these commodity, also in display frame, show the advertisement of having published these commodity, or on the transaction details list, print this advertisement.Therefore, the ad serving merchant has the problem that advertisement can't be provided effectively to the advertisement that client provides the commodity of having bought.And when the advertisement of the commodity of having bought was provided, customer need pressed the button reproduction or the printing of ending advertisement.
Summary of the invention
Therefore, the present invention finishes in view of the above problems, the objective of the invention is to, cash automated trading device, management server apparatus, automatic cash transaction system and the automatic cash transaction method that can provide effectively according to the purchase of user's commodity or service after advertisement, novel, the improvement are provided.
In order to solve above-mentioned problem, according to certain viewpoint of the present invention, provide a kind of cash automated trading device, it is characterized in that this cash automated trading device has: storage part, it stores the advertising message of one or more commodity or service; User Recognition portion, it discerns the user; Purchase information obtaining section, it is obtained and the user's who is discerned by User Recognition portion the commodity or the relevant purchase information of purchase of service; And output control part, it is controlled the output that is stored in the advertising message in the storage part according to purchase information.
Described advertising message can comprise as the one or more commodity of audience or the information of service.In addition, described purchase information can comprise the purchase history of user's commodity or service or based on user's the commodity or the temporal information of service.
Described output control part can be according to the purchase history of user's commodity or service or based on the temporal information of user's commodity or service with as the one or more commodity of audience or the information of service, the output of control advertising message.
Described output control part can carry out following control according to purchase information and advertising message: as one or more commodity of audience or service be bought by the user or situation in contract period under, do not show or do not print be judged as buy or in contract period as the one or more commodity of audience or the advertisement of service.
In addition, in order to solve above-mentioned problem, according to another viewpoint of the present invention, a kind of management server apparatus is provided, it is characterized in that this management server apparatus has: buy message pick-up portion, it receives the commodity of having bought with the user or serves relevant purchase information; Storage part, its storage purchase information; The identifying information obtaining section, it obtains the customer identification information that is used to discern the user; And the information of purchase sending part, it sends the purchase information that is stored in the user in the storage part according to obtained customer identification information.
In addition, in order to solve above-mentioned problem, according to another viewpoint of the present invention, a kind of automatic cash transaction system is provided, it is characterized in that, this automatic cash transaction system has: checkout apparatus, and settlement process is carried out in the commodity that it carries out the user or the purchase of service, sends with the commodity of user's purchase or serves relevant purchase information; Management server apparatus and cash automated trading device, wherein, this management server apparatus has: buy message pick-up portion, it receives purchase information from checkout apparatus; The 1st storage part, its storage purchase information; The identifying information acceptance division, its reception is used to discern user's customer identification information; With the information of purchase sending part, it sends the purchase information that is stored in the user in the 1st storage part according to the customer identification information that is received, and this cash automated trading device has: the 2nd storage part, and it stores the advertising message of one or more commodity or service; The identifying information sending part, it sends the customer identification information that is used to discern the user to management server apparatus; Buy message pick-up portion, it receives purchase information from management server apparatus; And output control part, it is controlled the output that is stored in the advertising message in the 2nd storage part according to buying the purchase information that message pick-up portion receives.
In addition, in order to solve above-mentioned problem,, provide a kind of automatic cash transaction method according to another viewpoint of the present invention, it is characterized in that this automatic cash transaction method may further comprise the steps: the step of the advertising message of one or more commodity of storage portion stores or service; The identification user's of User Recognition portion step; Purchase information obtaining section obtains the step of the purchase information relevant with the purchase of the user's who is discerned by User Recognition portion commodity or service; And the step the output that is stored in the advertising message in the storage part controlled according to purchase information of output control part.
In addition, in order to solve above-mentioned problem,, provide a kind of automatic cash transaction method according to another viewpoint of the present invention, it is characterized in that this automatic cash transaction method may further comprise the steps: buy the step that message pick-up portion receives the commodity of buying with the user or serves relevant purchase information; Storage portion stores is bought the step of information; The identifying information obtaining section obtains the step of the customer identification information that is used to discern the user; And the information of purchase sending part sends the step of the purchase information that is stored in the user in the storage part according to obtained customer identification information.
In addition, in order to solve above-mentioned problem, according to another viewpoint of the present invention, a kind of automatic cash transaction method is provided, it is characterized in that, this automatic cash transaction method comprises that the commodity that checkout apparatus carries out the user or the purchase of service carry out settlement process, sends with the commodity of user's purchase or serves the step of relevant purchase information; In management server apparatus, may further comprise the steps: buy message pick-up portion receives purchase information from checkout apparatus step; The 1st storage portion stores is bought the step of information; The identifying information acceptance division receives the step of the customer identification information be used to discern the user; With buy the information sending part according to the customer identification information that is received, send the step of the purchase information that is stored in the user in the 1st storage part; In cash automated trading device, may further comprise the steps: the step of the advertising message of one or more commodity of the 2nd storage portion stores or service; The identifying information sending part sends the step of the customer identification information be used to discern the user to management server apparatus; Buy message pick-up portion receives purchase information from management server apparatus step; With output control part according to buying the purchase information that message pick-up portion receives, the step that the output that is stored in the advertising message in the 2nd storage part is controlled.
According to the present invention, can provide advertisement effectively according to user's the commodity or the purchase of service.
Description of drawings
Fig. 1 is the block diagram that the automatic cash transaction system of the 1st embodiment of the present invention is shown.
Fig. 2 is the block diagram that the management server of this embodiment is shown.
Fig. 3 illustrates the cash settlement terminal of this embodiment, the block diagram of electronic money settlement terminal.
Fig. 4 is the block diagram that the ATM of this embodiment is shown.
Fig. 5 illustrates the process flow diagram that the preservation of commodity purchasing historical data of the automatic cash transaction system of this embodiment is handled.
Fig. 6 is the process flow diagram of advertisement demonstration/print processing that the automatic cash transaction system of this embodiment is shown.
Fig. 7 is the key diagram that an example of commodity purchasing historical data is shown.
Embodiment
Below, the preferred implementation that present invention will be described in detail with reference to the accompanying.In addition, in this instructions and accompanying drawing,, omit repeat specification thus to having the identical label of textural element mark of identical functions structure in fact.
(structure of the 1st embodiment)
The structure of the automatic cash transaction system of the 1st embodiment of the present invention at first, is described.Fig. 1 is the block diagram that the automatic cash transaction system of present embodiment is shown.
Automatic cash transaction system is by constituting with the lower part: the management server 102 that is connected with network 10,12; Via network 10 be connected with management server 102 and and management server 102 between carry out the cash settlement terminal 104 or the electronic money settlement terminal 105 of data transmit-receive; Via network 12 be connected with management server 102 and and management server 102 between carry out ATM (the Automated Teller Machine: cash automated trading device) 106 etc. of data transmit-receive.
The commodity that cash settlement terminal 104 or electronic money settlement terminal 105 carry out at the user or the purchase of service are settled accounts.At this moment, cash settlement terminal 104 or electronic money settlement terminal 105 can be obtained user's identifying information by electric bank-note card 20.Management server 102 receives the information (below be also referred to as commodity purchasing information) of commodity that users buy or service from cash settlement terminal 104 or electronic money settlement terminal 105, according to each user commodity purchasing information is managed.And ATM 106 receives merchandise control information according to each user from management server 102, and the object commodity or the service of the advertisement that is provided when concluding the business with the user are checked, and whether decision provides advertisement.
Then, describe management server 102, cash settlement terminal 104, electronic money settlement terminal 105 and ATM 106 in detail.
At first, with reference to Fig. 2 management server 102 is described.Fig. 2 is the block diagram that the management server 102 of present embodiment is shown.
Management server 102 is examples of management server apparatus, for example by constituting with the lower part: CPU 110, storer 112, input and output I/F (interface) 114, display part 116, network connecting portion 118, storage part 120, commodity purchasing information transmit-receive portion 122, user profile receiving and transmitting part 124, commodity purchasing information treatment part 126 and user management portion 128 etc.
CPU (Central Processing Unit, CPU (central processing unit)) 110, can be controlled the processing that is arranged on each textural element in the management server 102 as arithmetic processing apparatus and control device performance function by program.Storer 112 for example is made of the memory storage of RAM (Random AccessMemory, random access memory), ROM (Read Only Memory, ROM (read-only memory)), cache memory etc.Storer 112 has the function of operation program of the interim storage data relevant with the processing of CPU 110, CPU 110 etc.
Input and output I/F (interface) 114 for example is made of operating portions such as mouse, keyboard, touch panel, button, switch, control lever and input control part of generating input signal and outputing to CPU 110 etc.For example, the supvr of management server 102 can handle action to management server 102 input data or indication by the operating portion of operation input and output I/F 114.
Display part 116 is for example by the formations such as audio output device of output audio signals such as the display device of show image signals such as LCD (LCD) device, CRT monitor device, lamp and loudspeaker.For example, the supvr of management server 102 can confirm the result etc. of the operation undertaken by input and output I/F 114 by display part 116.
Network connecting portion 118 for example is made of communication line, telecommunication circuit, communication facilities etc.Network connecting portion 118 can be between management server 102 and cash settlement terminal 104, electronic money settlement terminal 105, between management server 102 and ATM 106, via network 10,12 transceive data.
Storage part 120 is for example by storage medium and record reproducing device formations such as HDD (hard disk drive), flash memory, store data long term.In storage part 120, for example record user's commodity purchasing historical data and user profile data.Exception, storage part is an example of the 1st storage part.
The commodity purchasing historical data manages according to each user, and the commodity of being bought by the user or information (commodity purchasing information), the contract period of commodity of service, the user possesses and the formations such as card number of the card number of the cash card that uses in ATM, the electric bank-note card related with the card number of cash card.Fig. 7 illustrates an example of the commodity purchasing historical data in the storage part that is recorded in management server 102.Fig. 7 is the key diagram that an example of commodity purchasing historical data is shown.
During the commodity purchasing historical data for example has a commodity contract of the commodity bought or the goods number of service, the commodity of having bought or service according to each card number.Here, during the commodity contract commodity or the service of buying at the user, between user and commodity or service providers, signed the contract period of contract.
In addition, of the present invention respectively with commodity or service association during during (temporal information) be not limited to said contract.For example, even between the supplier of user and commodity etc., do not have under the situation of contract, also can be the supplier of the value of commodity or service valid period, the commodity etc. arbitrarily that continue or advertisement supplier decision arbitrarily during etc.And, can not buy under the situation of commodity or service in the future the user, during be set at the no time limit.
And, be made as the commodity purchasing historical data at this and manage according to the card number of each cash card, still, the invention is not restricted to this example.For example, get final product, also can utilize the identiflication number (user ID) that adds according to each user to manage so long as can discern user's identifying information.If this user ID is associated with the card number of a plurality of cash cards or the card number of electric bank-note card, then in the transaction of a plurality of accounts, a plurality of financial institutions, also can be with reference to common commodity purchasing historical data.
The user profile data for example are the authentication informations of card number, user ID, password etc., and whether it is used to differentiate the user is the people that can utilize the service of the automatic cash transaction system of having used present embodiment.
Commodity purchasing information transmit-receive portion 122 receives the commodity of buying with the user or serves relevant information from cash settlement terminal 104, electronic money settlement terminal 105 via network 10.This purchase information comprises the commodity bought or goods number, the contract period equal time information of service.And commodity purchasing information transmit-receive portion 122 is examples of purchase information sending part, according to user's identifying information, reads the commodity purchasing historical data from storage part 120, and commodity purchasing information is sent to ATM 106 via network 12.
User profile receiving and transmitting part 124 is examples of identifying information obtaining section, the user profile that can discern the user that receives at the user who has bought commodity or service from cash settlement terminal 104, electronic money settlement terminal 105 via network 10.User profile for example is to be attached to identifying information in the electric bank-note card etc.
The user profile that merchandise news that commodity purchasing information treatment part 126 receives according to commodity purchasing information transmit-receive portion 122 and user profile receiving and transmitting part 124 receive, generate the commodity purchasing historical data that the guide look of the commodity bought by the user or service constitutes according to each user, commodity purchasing information treatment part 126 with the commodity purchasing historgraphic data recording that generated in storage part 120.
Whether 128 couples of users of user management portion are to utilize the people of the service of the automatic cash transaction system of having used present embodiment to carry out my affirmation.I for example confirm by the card number that sends from cash settlement terminal 104, electronic money settlement terminal 105 and ATM 106 or user ID and password whether with as the card number or the user ID of user profile data storage with password is consistent judges.And user management portion 128 for example according to the request from cash settlement terminal 104, electronic money settlement terminal 105, ATM 106 or other-end, is stored in stored user information in the User Information Database again, deletes or change existing user profile.
In addition, a succession of processing in the management server 102 can utilize hardware to handle, and also can utilize the software processes based on computer program to realize.
Then, with reference to Fig. 3 cash settlement terminal 104, electronic money settlement terminal 105 are described.Fig. 3 illustrates the cash settlement terminal 104 of present embodiment, the block diagram of electronic money settlement terminal 105.
Cash settlement terminal 104, electronic money settlement terminal 105 are examples of checkout apparatus, for example are made of CPU 130, storer 132, input and output IF 134, display part 136, network connecting portion 138, merchandise news reading part 140, card information reading part 142, merchandise news handling part 144 and card information handling part 146 etc.
The difference of cash settlement terminal 104 and electronic money settlement terminal 105 is, when the user buys commodity or service, is to settle accounts by cash settlement or by electronic money.And cash settlement terminal 104 and electronic money settlement terminal 105 can constitute separately, also can have both functions and constitute integratedly.Cash settlement terminal 104 and electronic money settlement terminal 105 are arranged in shop of merchandising or service etc.
CPU (Central Processing Unit, CPU (central processing unit)) 130 by program as arithmetic processing apparatus and control device performance function, can control the processing that is arranged on each textural element in cash settlement terminal 104, the electronic money settlement terminal 105.Storer 132 for example is made of the memory storage of RAM (Random Access Memory, random access memory), ROM (Read OnlyMemory, ROM (read-only memory)), cache memory etc.Storer 132 has the function of operation program of the interim storage data relevant with the processing of CPU 130, CPU 130 etc.
Input and output I/F (interface) 134 for example is made of operating portions such as mouse, keyboard, touch panel, button, switch, control lever and input control part of generating input signal and outputing to CPU 130 etc.For example, the user of cash settlement terminal 104, electronic money settlement terminal 105 (buyer of salesman, commodity or service etc.) can handle action to management server 102 input data or indication by the operating portion of operation input and output I/F 134.
Display part 136 is for example by the formations such as audio output device of output audio signals such as the display device of show image signals such as LCD (LCD) device, CRT monitor device, lamp and loudspeaker.The user of for example, cash settlement terminal 104, electronic money settlement terminal 105 (buyer of salesman, commodity or service etc.) can confirm the result etc. of the operation undertaken by input and output I/F 134 via display part 136.
Network connecting portion 138 for example is made of communication line, telecommunication circuit, communication facilities etc.Network connecting portion 138 can be between management server 102 and cash settlement terminal 104, electronic money settlement terminal 105, via network 10 transceive data.
Merchandise news reading part 140 from data that commodity or service are associated read the commodity that the user buys or the information of service.Merchandise news reading part 140 for example reads goods number etc. in bar code from be attached to commodity etc.Perhaps, merchandise news reading part 140 also can be via input and output I/F 134, and the input by salesman etc. obtains merchandise news.At this moment, during merchandise news reading part 140 also can be obtained commodity contract with the user simultaneously, the temporal information of valid period of commodity etc.Under the situation of the cash settlement terminal 104 of not carrying out electronic money clearing, merchandise news reading part 140 and merchandise news have side by side obtained and have bought the subscriber-related user ID (being used to have accepted to use the ID of service of the automatic cash transaction system of present embodiment) of commodity from the user.
Card information reading part 142 reads the card information that is attached in the electric bank-note card 20 that the user uses when buying (for example identifying information of the IC chip that has of each electric bank-note card 20).Card information has according to each user and different values, in management server 102, manages explicitly according to card number of each user and cash card etc.In addition, electric bank-note card 20 is the common IC-cards that can carry out electronic money trading.Electric bank-note card 20 also can be the mobile device with mobile phone etc. of electronic money trading function.
Merchandise news that merchandise news handling part 144 will be obtained by merchandise news reading part 140 and the card information of being obtained by card information reading part 142 associate.Then, will send to management server 102 by the data that associated merchandise news and card information constitute.According to these data, management server 102 can generate the commodity purchasing historical data according to each user.Under the situation of the cash settlement terminal 104 of not carrying out the electronic money clearing, merchandise news handling part 144 will be associated by merchandise news and the user ID that merchandise news reading part 140 is obtained, and associated data are sent to management server 102.
Card information handling part 146 carries out the processing relevant with electronic money trading according to electric bank-note card 20.For example, card information handling part 146 carries out reading, count carefully etc. of the electronic money amount of money.
In addition, a succession of processing in cash settlement terminal 104, the electronic money settlement terminal 105 can utilize hardware to handle, and also can utilize the software processes based on computer program to realize.
Then, with reference to Fig. 4 ATM 106 is described.Fig. 4 is the block diagram that the ATM 106 of present embodiment is shown.
ATM 106 is examples of cash automated trading device, for example is made of CPU 150, storer 152, input and output I/F154, display part 156, printing portion 158, network connecting portion 160, storage part 162, card information reading part 164, commodity purchasing message pick-up portion 166 and advertisement display process portion 168 etc.
ATM 106 is automatic cash deposit and withdrawal machine (ATM:Automated Te1ler Machine), cash ATM (automatic teller machine) (CD:cash dispenser) etc., omits the common structure that had about automatic cash deposit and withdrawal machine (ATM:Automated Teller Machine), cash ATM (automatic teller machine) (CD:cash dispenser) etc. and the detailed description of effect.ATM 106 is arranged in shop of financial institution etc.
CPU (Central Processing Unit, CPU (central processing unit)) 150, can be controlled the processing that is arranged on each textural element in the ATM 106 as arithmetic processing apparatus and control device performance function by program.Storer 152 for example is made of the memory storage of RAM (Random Access Memory, random access memory), ROM (Read Only Memory, ROM (read-only memory)), cache memory etc.Storer 152 has the function of operation program of the interim storage data relevant with the processing of CPU 150, CPU 150 etc.
Input and output I/F (interface) 154 for example is made of operating portions such as mouse, keyboard, touch panel, button, switch, control lever and input control part of generating input signal and outputing to CPU 150 etc.For example, the user of ATM 106 (client of financial institution etc.) can handle action to ATM 106 input data or indication by the operating portion of operation input and output I/F154.
Display part 156 is for example by the formations such as audio output device of output audio signals such as the display device of show image signals such as LCD (LCD) device, CRT monitor device, lamp and loudspeaker.For example, the user of ATM 106 (client of financial institution etc.) can confirm the result etc. of the operation undertaken by input and output I/F 154 by display part 156.Display part 156 for example carries out depositing cash or the transaction content when the account takes out transaction such as cash, account transfer and the result of advertisement display process portion 168 in to the account according to client, comes the advertisement of display of commodity or service etc.
Transaction content is printed by printing portion 158 on the transaction details list, according to the result of advertisement display process portion 168, print the advertisement of commodity or service on the transaction details list.
Network connecting portion 160 for example is made of communication line, telecommunication circuit, communication facilities etc.Network connecting portion 160 can be between management server 102 and ATM 106, via network 12 transceive data.
Storage part 162 is for example by storage medium and record reproducing device formations such as HDD (hard disk drive), flash memory, store data long term.In storage part 162, for example record ad data.In addition, storage part 162 can be built in ATM 106 inside, also can constitute via network to be connected with the ATM106 main body.Storage part 162 is examples of the 2nd storage part.
Ad data is with commodity or serves relevant advertising message, has commodity or serve intrinsic goods number etc.Ad data is identical with the goods number of the commodity purchasing historical data that sends from management server 102, can compare according to each user.
Card information reading part 164 is examples of User Recognition portion, the card number of the cash card that uses when the user who reads ATM 106 concludes the business.And card information reading part 164 also can read the card number of the electric bank-note card that the user had 20 (or mobile device) that use, ATM 106 when utilizing cash settlement terminal 104 or electronic money settlement terminal 105 to buy commodity or service.
Commodity purchasing message pick-up portion 166 is a purchase information obtaining section or an example of buying message pick-up portion, according to the card number that is read out by card information reading part 164, from the commodity purchasing information of management server 102 receiving management servers 102 transmissions.
Advertisement display process portion 168 sends the card number that is read by card information reading part 164 to management server 102, reads commodity purchasing information from management server 102.Then, advertisement display process portion 168 is commodity purchasing information and ad data relatively.About audience commodity or service, the user of ATM 106 bought or during commodity contract in situation under, 168 control display part 156 and printing portions 158 of advertisement display process portion are not so that they show or print ad.On the other hand, about audience commodity or service, the user of ATM 106 do not buy or during commodity contract outside the time, 168 control display part 156 and printing portions 158 of advertisement display process portion show or print ad their.Advertisement display process portion 168 is examples of identifying information sending part, output control part.
In addition, a succession of processing among the ATM 106 can utilize hardware to handle, and also can utilize the software processes based on computer program to realize.
(action of the 1st embodiment)
The action of the automatic cash transaction system of present embodiment then, is described.
At first, with reference to Fig. 5 the action that the user produces when buying commodity or service is described.Fig. 5 illustrates the process flow diagram that the preservation of commodity purchasing historical data of the automatic cash transaction system of present embodiment is handled.
At first, the buyer of commodity or service (user) has electric bank-note card 20 (mobile device with electronic money function) etc.So, when buying commodity or service, in cash settlement terminal 104 or electronic money settlement terminal 105, carry out reading or the input (step S101) of merchandise news of the merchandise news relevant with the commodity of purchase.
And, when buying commodity or service, in cash settlement terminal 104 or electronic money settlement terminal 105, from electric bank-note card 20 grades, obtain buyer's identifying information (for example the ID of electric bank-note card 20 etc.).Then,, under the situation of cash settlement terminal 104, carry out giving and accepting of cash, under the situation of electronic money settlement terminal 105, carry out based on the reading, count carefully of the electronic money amount of money of electronic money trading (step S102) about the purchase of commodity or service.
Then, cash settlement terminal 104 or electronic money settlement terminal 105 send buyers' identifying information (for example the ID of electric bank-note card 20 etc.) and the commodity of being bought or the information of service to management server 102.Then, management server 102 is according to the commodity of each user registered user purchase or the contract period equal time information (step S104) of service and commodity.According to each user the contract period equal time information of commodity purchasing information and commodity is carried out record as the commodity purchasing historical data.
The action that produces when then, illustrating that with reference to Fig. 6 the user utilizes ATM 106 to conclude the business.Fig. 6 is the process flow diagram of advertisement demonstration/print processing that the automatic cash transaction system of present embodiment is shown.
At first, the buyer of commodity or service is that the client (user) of financial institution has electric bank-note card 20 (mobile device with electronic money function) etc.The user selects the back and before advertisement demonstration/printing, makes ATM 106 read electric bank-note card 20 in transaction in ATM 106.ATM 106 obtains user's identifying information (step S201) from electric bank-note card 20.In addition, obtain user's identifying information the cash card that ATM 106 also can use when the user concludes the business.
Then, ATM 106 sends obtained identifying information to management server 102.Management server 102 extracts user's commodity purchasing information according to identifying information from the commodity purchasing historical data that is write down, management server 102 sends commodity purchasing information (step S202) to ATM 106.
Commodity purchasing information and ad data that ATM 106 is more obtained.Then, the advertisement display process portion 168 of ATM 106 is at audience commodity or service, judge whether the user has bought and whether during commodity contract in (step S203).In the advertisement display process portion 168 of ATM 106 about audience commodity or service, be judged as under the situation that the user that just uses ATM 106 bought or the situation in during commodity contract inferior, advertisement display process portion 168 control display part 156 and printing portions 158 make the audience commodity that they do not show or print that the user has bought or the advertisement of service.On the other hand, in the advertisement display process portion 168 of ATM 106 about audience commodity or service, the user who is judged as ATM 106 do not buy or during commodity contract outside situation under, 168 control display part 156 and printing portions 158 of advertisement display process portion, they are shown or print ad, display part 156 display ads, perhaps printing portion 158 print ad (step S204) on the transaction details list.
For example, bought the user under the situation of commodity A, when the audience commodity are A and B, because commodity A is purchased, so the advertisement of not carrying out commodity A shows, and the advertisement that shows or print the commodity B that does not buy.
Here, be judged as all audience commodity for buy or contract period in situation under, can not show or print ad not.And, be judged as all audience commodity for buy or contract period in situation under, also can show or print ad at commodity purchasing period or commodity contract commodity the earliest in period.
As mentioned above, according to present embodiment, use has the electric bank-note card 20 of IC-card chip or mobile device etc., writes down customer identification information and the commodity purchasing information of utilizing after cash settlement terminal 104 or electronic money settlement terminal 105 are bought commodity or service with customer identification information in management server 102.Then, when the user utilized ATM 106 to conclude the business, ATM 106 read and the commodity purchasing information of reference record in management server 102.Therefore, under the situation in user's purchased item of ATM 106 or commodity are during commodity contract, do not show or print ad, skip the step that advertisement is provided.On the other hand, about audience commodity or service, the user of ATM 106 do not buy or during commodity contract outside the time, can show or print ad.
Can provide advertisement effectively according to user's the commodity or the purchase of service, under the situation of the step that skip advertisements provides, can shorten the time that the user utilizes ATM 106 to conclude the business.
Abovely describe preferred implementation of the present invention in detail, still, the invention is not restricted to this example with reference to accompanying drawing.It is evident that, so long as have the people of the ordinary skill knowledge of the technical field under the present invention, just can expect various modifications or revise example in the category of the technological thought that claim is put down in writing, these also are interpreted as belonging to technical scope of the present invention certainly.

Claims (10)

1. a cash automated trading device is characterized in that, this cash automated trading device has:
Storage part, it stores the advertising message of one or more commodity or service;
User Recognition portion, it discerns the user;
Purchase information obtaining section, it is obtained and the described user's who is discerned by described User Recognition portion the commodity or the relevant purchase information of purchase of service; And
Output control part, it is controlled the output that is stored in the described advertising message in the described storage part according to described purchase information.
2. cash automated trading device according to claim 1 is characterized in that,
Described advertising message comprises as the one or more commodity of audience or the information of service.
3. cash automated trading device according to claim 1 and 2 is characterized in that,
Described purchase information comprises the purchase history of described user's commodity or service or based on described user's the described commodity or the temporal information of service.
4. cash automated trading device according to claim 3 is characterized in that,
Described output control part is controlled the output of described advertising message according to the purchase history of described user's commodity or service or based on the temporal information of described user's described commodity or service and described as the one or more commodity of audience or the information of service.
5. cash automated trading device according to claim 1 is characterized in that,
Described output control part carries out following control according to described purchase information and described advertising message: as one or more commodity of audience or service be bought by described user or situation in contract period under, do not show or do not print to be judged as and buy or described in contract period as the one or more commodity of audience or the advertisement of service.
6. a management server apparatus is characterized in that, this management server apparatus has:
Buy message pick-up portion, it receives the commodity of having bought with the user or serves relevant purchase information;
Storage part, it stores described purchase information;
The identifying information obtaining section, it obtains the customer identification information that is used to discern described user; And
Purchase information sending part, it sends the described purchase information that is stored in the described user in the described storage part according to obtained described customer identification information.
7. an automatic cash transaction system is characterized in that, this automatic cash transaction system has:
Checkout apparatus, settlement process is carried out in the commodity that it carries out the user or the purchase of service, sends with the commodity of described user's purchase or serves relevant purchase information;
Management server apparatus, it has: buy message pick-up portion, it receives described purchase information from described checkout apparatus; The 1st storage part, it stores described purchase information; The identifying information acceptance division, its reception is used to discern described user's customer identification information; With the information of purchase sending part, it sends the described purchase information that is stored in the described user in described the 1st storage part according to the described customer identification information that receives; And
Cash automated trading device, it has: the 2nd storage part, it stores the advertising message of one or more commodity or service; The identifying information sending part, it sends the customer identification information that is used to discern described user to described management server apparatus; Buy message pick-up portion, it receives described purchase information from described management server apparatus; And output control part, it is controlled the output that is stored in the described advertising message in described the 2nd storage part according to the described purchase information that described purchase message pick-up portion receives.
8. an automatic cash transaction method is characterized in that, this automatic cash transaction method may further comprise the steps:
The step of the advertising message of one or more commodity of storage portion stores or service;
The identification user's of User Recognition portion step;
Purchase information obtaining section obtains the step of the purchase information relevant with the purchase of the described user's who is discerned by described User Recognition portion commodity or service; And
The step that output control part is controlled the output that is stored in the described advertising message in the described storage part according to described purchase information.
9. an automatic cash transaction method is characterized in that, this automatic cash transaction method may further comprise the steps:
Buy the step that message pick-up portion receives the commodity of buying with the user or serves relevant purchase information;
The step of the described purchase information of storage portion stores;
The identifying information obtaining section obtains the step of the customer identification information that is used to discern described user; And
Purchase information sending part sends the step of the described purchase information that is stored in the described user in the described storage part according to obtained described customer identification information.
10. an automatic cash transaction method is characterized in that,
This automatic cash transaction method comprises that the commodity that checkout apparatus carries out the user or the purchase of service carry out settlement process, sends with the commodity of described user's purchase or serves the step of relevant purchase information;
In management server apparatus, may further comprise the steps: buy message pick-up portion receives described purchase information from described checkout apparatus step; The step of the described purchase information of the 1st storage portion stores; The identifying information acceptance division receives the step of the customer identification information be used to discern described user; With buy the information sending part according to the described customer identification information that is received, send the step of the described purchase information that is stored in the described user in described the 1st storage part;
In cash automated trading device, may further comprise the steps: the step of the advertising message of one or more commodity of the 2nd storage portion stores or service; The identifying information sending part sends the step of the customer identification information that is used to discern described user to described management server apparatus; Buy message pick-up portion receives described purchase information from described management server apparatus step; The described purchase information that receives according to described purchase message pick-up portion with output control part, the step that the output that is stored in the described advertising message in described the 2nd storage part is controlled.
CN 200810190521 2008-03-11 2008-12-30 Automatic cash transaction apparatus, management server apparatus and automatic cash transaction system Pending CN101533545A (en)

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