CN101515348A - Split-type mobile device and terminal payment method thereof - Google Patents

Split-type mobile device and terminal payment method thereof Download PDF

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Publication number
CN101515348A
CN101515348A CNA2009100382221A CN200910038222A CN101515348A CN 101515348 A CN101515348 A CN 101515348A CN A2009100382221 A CNA2009100382221 A CN A2009100382221A CN 200910038222 A CN200910038222 A CN 200910038222A CN 101515348 A CN101515348 A CN 101515348A
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China
Prior art keywords
terminal
payment
advice
split
mobile device
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CNA2009100382221A
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Chinese (zh)
Inventor
冯舒宇
叶鑑荣
张伟
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Yulong Computer Telecommunication Scientific Shenzhen Co Ltd
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Yulong Computer Telecommunication Scientific Shenzhen Co Ltd
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Priority to CNA2009100382221A priority Critical patent/CN101515348A/en
Publication of CN101515348A publication Critical patent/CN101515348A/en
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Abstract

The invention provides a split-type mobile device and a terminal payment method thereof. The terminal payment method comprises the following steps: a first terminal of the split-type mobile device receives a payment order and judges whether payment amount in the payment order exceeds payment authority thereof; if no, the first terminal makes payment according to account information thereof and the payment order, the account information is exclusively shared by the first terminal; if yes, the first terminal sends a payment request to a second terminal of the split-type mobile device and judges whether the payment order fed back by the second terminal is received, if yes, the second terminal makes payment according to the payment order and the account information; and if no, the second terminal does not make payment. The split-type mobile device and the terminal payment method thereof provided by the embodiment of the invention can effectively supervise mobile payment conditions of the terminals of the split-type mobile device, and prevents a terminal holder from excessively consuming secretly.

Description

A kind of split-type mobile device, and the method for terminal payment
Technical field
The present invention relates to communication technique field, relate in particular to a kind of split-type mobile device, and the method for terminal payment.
Background technology
Along with the increasingly extensive life that is applied to people of various portable terminals (as mobile phone, palm PC), the various aspects of work, the various commerce services that design at mobile device are also arisen at the historic moment, and mobile payment is exactly wherein a kind of.So-called mobile payment allows mobile terminal user its commodity consumed or service to be carried out a kind of method of service of account payment by its portable terminal exactly.
Mobile payment makes people's consumption pattern diversification more, has made things convenient for people's life.But the inventor finds that also there is following distinct disadvantage in existing mobile payment:
For split-type mobile device, each terminal of split-type mobile device can be carried out mobile payment, split-type mobile device lacks unified effectively supervision to this, causes holder terminal overconsumption under other people unwitting situation of split-type mobile device easily.
Summary of the invention
The invention provides a kind of split-type mobile device, and the method for terminal payment, can effectively supervise, prevent holder terminal overconsumption under other people unwitting situation the mobile payment situation of the terminal of split-type mobile device.
For reaching above-mentioned technique effect, the embodiment of the invention provides a kind of method of terminal payment, comprising:
First terminal of split-type mobile device receives the advice of payment, judges whether the payment in the described advice of payment surpasses its obligation authority;
If described being judged as not, then described first terminal is paid according to its accounts information and the described advice of payment, and described accounts information is the accounts information that described first terminal exclusively enjoys;
If described being judged as is, then described first terminal sends Payment Request to second terminal of described split-type mobile device, and judge whether to receive the advise for payments of described second terminal feedback, if receive, then pay according to the described advice of payment and accounts information; Otherwise, do not pay.
Simultaneously, the embodiment of the invention also provides a kind of split-type mobile device, comprising:
First terminal is used to receive the advice of payment, judges whether the payment in the described advice of payment surpasses its obligation authority; If described being judged as not, then described first terminal is paid according to its accounts information and the described advice of payment, and described accounts information is the accounts information that described first terminal exclusively enjoys; If described being judged as is, then described first terminal sends Payment Request to second terminal of described split-type mobile device, and judge whether to receive the advise for payments of described second terminal feedback, if receive, then pay according to the described advice of payment and accounts information; Otherwise, do not pay;
Second terminal is used to be provided with the obligation authority of described first terminal, and after the Payment Request of receiving described first terminal, according to user's operational feedback advise for payments.
Implement the split-type mobile device that the embodiment of the invention provides, and the method for terminal payment, can effectively supervise the terminal payout status of split-type mobile device, prevent holder terminal overconsumption under other people unwitting situation.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, to do to introduce simply to the accompanying drawing of required use in embodiment or the description of the Prior Art below, apparently, accompanying drawing in describing below only is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the method first embodiment schematic flow sheet of terminal payment provided by the invention;
Fig. 2 is the method second embodiment schematic flow sheet of terminal payment provided by the invention;
Fig. 3 is the schematic flow sheet that first terminal is selected the Payment Request send mode;
Fig. 4 is a split-type mobile device structural representation provided by the invention;
Fig. 5 is the first terminal structure synoptic diagram in the embodiment of the invention;
Fig. 6 is the Payment Request modular structure synoptic diagram in the embodiment of the invention;
Fig. 7 is the second terminal structure synoptic diagram in the embodiment of the invention.
Embodiment
The embodiment of the invention provides a kind of split-type mobile device, and the method for terminal payment, can effectively supervise the terminal payout status of split-type mobile device, prevents holder terminal overconsumption under other people unwitting situation.
In each embodiment provided by the invention, described first terminal, second terminal are first terminal of split-type mobile device, second terminal of split-type mobile device.
Referring to Fig. 1, be the method first embodiment schematic flow sheet of terminal payment provided by the invention, as shown in Figure 1:
At step S100, first terminal of split-type mobile device is obtained its obligation authority, and this obligation authority is by the second terminal setting, and first terminal haves no right to make amendment to this obligation authority.This step is for optionally presetting step.
At step S101, first terminal receives the advice of payment.
At step S102, whether the payment in the first terminal judges advice of payment surpasses its obligation authority; If be judged as not execution in step S103; Be execution in step S104 if be judged as.
At step S103, first terminal is paid according to the advice of payment and its accounts information, the account information be the accounts information that first terminal exclusively enjoys.
At step S104, first terminal sends Payment Request to second terminal.
At step S105, whether first terminal judges receives the advise for payments of second terminal feedback, if do not receive, and execution in step S106 then; If receive, execution in step S107 then.
At step S106, first terminal is not paid, process ends.
At step S107, first terminal is paid according to the advice of payment and its accounts information.
The method that the terminal that implementing the embodiment of the invention provides is paid, by setting obligation authority for terminal, reach the purpose of the super authority of monitor terminal payment, the effectively control terminal holder consumption of going beyond one's commission prevents holder terminal overconsumption under other people unwitting situation.
Referring to Fig. 2, be the method second embodiment schematic flow sheet of terminal payment provided by the invention, present embodiment will be on the basis of last embodiment, the concrete grammar and the flow process of more detailed elaboration terminal payment, as shown in Figure 2:
At step S200, second terminal of split-type mobile device is provided with the obligation authority of first terminal of this split-type mobile device.
More specifically, this obligation authority is only at first terminal.The content that is provided with of this obligation authority comprises: the Maximum Amount that the first terminal single can be paid, but the high reps that first terminal can be paid every day or the Maximum Amount of first terminal progressive payment every day.
At step S201, first terminal is obtained its obligation authority, and its mode of obtaining obligation authority comprises: first terminal after accomplishing the setting up initiatively sends to first terminal from second terminal downloads or second terminal.
More specifically, this obligation authority can only be provided with or be revised by second terminal, first terminal to this obligation authority have no right to make amendment, any processing such as deletion.
Further, step S200 and step S201 are for optionally presetting step.The method that is not the terminal payment that provides of each embodiment embodiment of the invention all needs to carry out.
At step S202, first terminal receives the advice of payment.
More specifically, this advice of payment comprises: after the user consumes, select to pay by first terminal, and after perhaps selecting to carry out online payment by first terminal, the advice of payment that first terminal is received.
Further, comprise at least in this advice of payment: payment.
At step S203, whether the payment in the first terminal judges advice of payment surpasses its obligation authority; If be judged as not execution in step S204; Be execution in step S205 if be judged as.
More specifically, first terminal knows that by the advice of payment it needs payment, judges then whether this payment surpasses the claimed range of the obligation authority that obtains before it.The claimed range of described obligation authority comprises: the Maximum Amount that the first terminal single can be paid, but the high reps that first terminal can be paid every day or Maximum Amount of first terminal progressive payment every day etc.First terminal is as long as any requirement in its obligation authority of violation just judges that it surpasses its obligation authority, execution in step S205; Have only first terminal to satisfy all requirements of its obligation authority, just judge in obligation authority execution in step S204.
Further, first terminal is in when payment of going beyond one's commission that surpasses its obligation authority, the essential licencing key that obtains second terminal earlier.This licencing key is that second terminal is carried in its advise for payments that sends to first terminal, and this licencing key is sightless to first holder terminal.
Preferably, advise for payments of the every acquisition of first terminal, the payment of can only once going beyond one's commission.
At step S204, first terminal is paid according to the advice of payment and its accounts information, the account information be the accounts information that first terminal exclusively enjoys.
At step S205, first terminal sends Payment Request to second terminal, comprises at least in this Payment Request: payment.
At step S206, the Payment Request that the holder of second terminal receives by second terminal selects whether to agree the Payment Request of first terminal, if agree, then to first terminal feedback advise for payments; Otherwise, do not feed back advise for payments.Carry licencing key in this advise for payments, this licencing key makes the payment of can going beyond one's commission of first terminal.
Preferably, when second terminal is disagreed with the Payment Request of first terminal its holder, send the refusal notice to first terminal.
At step S207, whether first terminal judges receives the advise for payments of second terminal feedback, if do not receive, and execution in step S208 then; If receive, execution in step S209 then.
At step S208, first terminal is not paid, process ends.
At step S209, first terminal is paid according to the advice of payment and its accounts information.
Referring to Fig. 3, in the embodiment of the invention, before second terminal sent Payment Request, first terminal was selected the schematic flow sheet of Payment Request send mode in step S205 first terminal, as shown in Figure 3:
At step S300, first terminal sends to second terminal and connects test post.
At step S301, first starting terminal regularly.More specifically, the startup of this timing is when sending the connection test post, or after sending the success of connection test post.
At step S302, whether first terminal judges receives the response message of second terminal in the timing time limit, if receive, judges that then connecting test passes through execution in step S303; Otherwise, judge that connecting test does not pass through execution in step S304.
At step S303, first terminal directly sends Payment Request to second terminal by wireless mode.More specifically, this wireless mode comprises: bluetooth, WiMAX (WI-FI, Wireless Fidelity), worldwide interoperability for microwave access (WI-MAX, Worldwide Interoperability for Microwave Access) etc.
At step S304, first terminal sends Payment Request by network to second terminal, and for example, with note, the mode of multimedia message sends this Payment Request.
Further, if second terminal is passed through the Payment Request that wireless mode directly sends if receive first terminal, then second terminal is also with identical wireless mode feedback advise for payments; If second terminal is if receive the Payment Request that first terminal sends by network, then second terminal is also by the network-feedback advise for payments.
First terminal selects to send the mode of Payment Request before sending Payment Request, can receive under the situation of this Payment Request in assurance second terminal, has saved first terminal and the second communication between terminals expense, reduces the cost of implementing reality of the present invention.
The method that the terminal that implementing the embodiment of the invention provides is paid is being exceeded under the situation that increases the terminal use cost, and the control that realization is gone beyond one's commission and paid terminal prevents holder terminal overconsumption under other people unwitting situation.
Referring to Fig. 4, be split-type mobile device structural representation provided by the invention, as shown in the figure, this split-type mobile device comprises:
First terminal 1 is used to receive the advice of payment, judges whether the payment in the described advice of payment surpasses its obligation authority; If described not being judged as not, then first terminal 1 is paid according to its accounts information and the advice of payment, the account information be the accounts information that first terminal 1 exclusively enjoys; If described being judged as is that then first terminal 1 sends Payment Request to second terminal 2 of split-type mobile device, and judges whether to receive the advise for payments of second terminal, 2 feedbacks, if receive, then pays according to the advice of payment and accounts information; Otherwise, do not pay.
Second terminal 2 is used to be provided with the obligation authority of first terminal 1, and after the Payment Request of receiving first terminal 1, according to user's operational feedback advise for payments.
Further, first terminal 1 and second terminal 2 can be by comprising: wireless network, WI-FI, WI-MAX, bluetooth, infrared ray, wired mode are connected.
More specifically, referring to Fig. 5.Fig. 5 is the first terminal structure synoptic diagram in the embodiment of the invention, and as shown in Figure 5, first terminal comprises:
Advice of payment receiver module 11 is used to receive the advice of payment.Further, this advice of payment comprises: after the user consumes, select to pay by first terminal, and after perhaps selecting to carry out online payment by first terminal, the advice of payment that first terminal is received.
Obligation authority judge module 12 is used for obtaining from second terminal obligation authority of first terminal, and judges whether the payment in the advice of payment surpasses obligation authority.This obligation authority can only be provided with or be revised by second terminal, and 12 pairs of these obligation authoritys of obligation authority judge module have no right to comprise: any processing of revising, deleting.
More specifically, advice of payment receiver module 11 is known by the advice of payment needs payment, and obligation authority judge module 12 judges whether this payment surpasses the claimed range of the obligation authority that obtains before it then.
Further, the claimed range of this obligation authority comprises: the Maximum Amount that the first terminal single can be paid, but the high reps that first terminal can be paid every day or the Maximum Amount of first terminal progressive payment every day.As long as violate any requirement in its obligation authority, obligation authority judge module 12 just judges that it surpasses its obligation authority; Have only first terminal to satisfy all requirements of its obligation authority, obligation authority judge module 12 is just judged in obligation authority.
Payment Request module 13, be used for when obligation authority judge module 12 judges that payment exceeds obligation authority, sending Payment Request to second terminal, and judging whether to receive the advise for payments of second terminal feedback, if receive, then send advise for payments to payment processes module 14; Otherwise, do not send advise for payments.
More specifically, comprise at least in the Payment Request: payment.
Optionally, in the present embodiment, the Payment Request that the holder of second terminal receives by second terminal selects whether to agree the Payment Request of first terminal, if agree, then to first terminal feedback advise for payments; Otherwise, do not feed back advise for payments.Carry licencing key in this advise for payments, this licencing key makes the payment of can going beyond one's commission of first terminal.
Payment processes module 14 is used at the advise for payments of receiving that Payment Request module 13 sends, or when obligation authority judge module 12 judges that payment is in obligation authority, then pays according to the advice of payment.
Further, when payment processes module 14 judges that at obligation authority judge module 12 payment is in obligation authority, thereby go beyond one's commission when paying the payment processes module 14 essential licencing keys that obtain second terminals earlier.To be second terminal carry in it sends to the advise for payments of first terminal this licencing key, and this licencing key is sightless to first holder terminal.
Preferably, advise for payments of payment processes module 14 every acquisitions, the payment of can only once going beyond one's commission.
More specifically, referring to Fig. 6.Fig. 6 is the Payment Request modular structure synoptic diagram in the embodiment of the invention, and as shown in Figure 6, Payment Request module 13 comprises:
Connect test cell 131, be used for sending the connection test post, connect test, and judge whether connect test passes through to second terminal.
More specifically, this connection test cell 131 comprises:
Test post sends subelement 1311, is used for sending the connection test post to second terminal;
Regularly subelement 1312 is used for starting regularly when connecting the test post transmission.More specifically, timing subelement 1312 is when sending the connection test post, or transmission connects the startup timing of the successful back of test post.
Test result judgment sub-unit 1313 is used to judge the response message of whether receiving second terminal in the timing time limit of timing subelement 1312, if receive, judges that then connecting test passes through; Otherwise, judge that connecting test does not pass through.
Payment Request unit 132 is used for directly sending Payment Request to second terminal by wireless mode when test result judgment sub-unit 1313 judges that connecting test passes through; Judge that in test result judgment sub-unit 1313 the connection test is obstructed out-of-date, send described Payment Request by network to second terminal, for example, with note, the mode of multimedia message sends this Payment Request.
This Payment Request module 13 is before sending Payment Request, select to send the mode of Payment Request, can can receive under the situation of this Payment Request in assurance second terminal, save first terminal and the second communication between terminals expense, reduce the implementation cost of the embodiment of the invention.
Referring to Fig. 7, be the second terminal structure synoptic diagram in the embodiment of the invention, as shown in Figure 7, second terminal 2 comprises:
Authority is provided with module 21, is used to be provided with the obligation authority of first terminal.More specifically, this obligation authority is only at first terminal.The content that is provided with of this obligation authority comprises: the Maximum Amount that the first terminal single can be paid, but the high reps that first terminal can be paid every day or the Maximum Amount of first terminal progressive payment every day.
Request processing module 22 is used to receive the Payment Request that first terminal sends, and according to user's operation, selects whether to feed back advise for payments.More specifically, if the user selects to agree to pay, then feed back advise for payments; Otherwise, do not feed back.
Further, if request processing module 22 is received the Payment Request that first terminal sends by wireless mode, then second terminal is also by identical wireless mode feedback advise for payments; If request processing module 22 is received the Payment Request that first terminal sends by network, then request processing module 22 is also fed back advise for payments in the same manner.
Implement the split-type mobile device that the embodiment of the invention provides, exceeding under the situation that increases the terminal use cost, terminal is gone beyond one's commission to pay and has been subjected to control, prevented that effectively other people from using the terminal overconsumption under the unwitting situation of holder terminal, bring than large economy to holder terminal and lose.
Above disclosed is a kind of preferred embodiment of the present invention only, can not limit the present invention's interest field certainly with this, and therefore the equivalent variations of doing according to claim of the present invention still belongs to the scope that the present invention is contained.
Through the above description of the embodiments, those skilled in the art can be well understood to the present invention and can realize by the mode that software adds essential hardware platform, can certainly all implement by hardware.Based on such understanding, all or part of can the embodying that technical scheme of the present invention contributes to background technology with the form of software product, this computer software product can be stored in the storage medium, as ROM/RAM, magnetic disc, CD etc., comprise that some instructions are with so that a computer equipment (can be a personal computer, server, the perhaps network equipment etc.) carry out the described method of some part of each embodiment of the present invention or embodiment.

Claims (11)

1, a kind of method of terminal payment is characterized in that, comprising:
First terminal of split-type mobile device receives the advice of payment, judges whether the payment in the described advice of payment surpasses its obligation authority;
If described being judged as not, then described first terminal is paid according to its accounts information and the described advice of payment, and described accounts information is the accounts information that described first terminal exclusively enjoys;
If described being judged as is, then described first terminal sends Payment Request to second terminal of described split-type mobile device, and judge whether to receive the advise for payments of described second terminal feedback, if receive, then pay according to the described advice of payment and accounts information; Otherwise, do not pay.
2, the method for terminal payment according to claim 1 is characterized in that first terminal of described split-type mobile device receives the advice of payment, judges whether the payment in the described advice of payment surpasses before its obligation authority, also comprises:
First terminal is obtained the obligation authority that second terminal is provided with, and described first terminal does not have the described obligation authority of weight update.
3, as the method for terminal payment as described in the claim 2, it is characterized in that, described if described being judged as is that then described first terminal sends Payment Request to second terminal of described split-type mobile device, comprising:
Described first terminal sends to described second terminal and connects test post, connects test;
If described connection test is passed through, then described first terminal directly sends described Payment Request to described second terminal by wireless mode; Otherwise described first terminal sends described Payment Request by network to described second terminal.
As the method for terminal payment as described in the claim 3, it is characterized in that 4, described first terminal sends to described second terminal and connects test post, connects test, comprising:
Described first terminal sends to described second terminal and connects test post, judges whether to receive the response message of described second terminal;
Described first terminal is if receive described response message, and then described connection test is passed through; Otherwise described connection test is not passed through.
As the method for terminal payment as described in the claim 3, it is characterized in that 5, described first terminal sends to described second terminal and connects test post, connects test, comprising:
Described first terminal sends to described second terminal and connects test post, starts regularly;
Whether described first terminal judges receives the response message of described second terminal in the timing time limit, if receive, then described connection test is passed through; Otherwise described connection test is not passed through.
6, as the method for terminal payment as described in each in the claim 1 to 5, it is characterized in that described wireless mode comprises: bluetooth, WiMAX WI-FI, worldwide interoperability for microwave insert WI-MAX.
7, as the method for terminal payment as described in the claim 6, it is characterized in that, comprise at least in the described Payment Request: the payment in the described advice of payment.
8, a kind of split-type mobile device is characterized in that, comprising:
First terminal is used to receive the advice of payment, judges whether the payment in the described advice of payment surpasses its obligation authority;
If described being judged as not, then described first terminal is paid according to its accounts information and the described advice of payment, and described accounts information is the accounts information that described first terminal exclusively enjoys;
If described being judged as is, then described first terminal sends Payment Request to second terminal of described split-type mobile device, and judge whether to receive the advise for payments of described second terminal feedback, if receive, then pay according to the described advice of payment and accounts information; Otherwise, do not pay;
Second terminal is used to be provided with the obligation authority of described first terminal, and after the Payment Request of receiving described first terminal, according to user's operational feedback advise for payments.
9, split-type mobile device as claimed in claim 8 is characterized in that, described first terminal comprises:
Advice of payment receiver module is used to receive the advice of payment;
The obligation authority judge module is used for obtaining obligation authority from described second terminal, and judges whether the payment in the described advice of payment surpasses described obligation authority;
The Payment Request module is used for being judged as when being at described obligation authority judge module, sends Payment Request to described second terminal, and judges whether to receive the advise for payments of described second terminal feedback, if receive, then sends described advise for payments to the payment processes module; Otherwise, do not send;
The payment processes module is used at the advise for payments of receiving that described Payment Request module sends, or when described obligation authority judge module is judged as not, pays according to the described advice of payment and accounts information.
10, split-type mobile device as claimed in claim 9 is characterized in that, described Payment Request module comprises:
Connect test cell, be used for sending the connection test post, connect test, and judge whether whether described connection test is passed through to described second terminal;
The Payment Request unit is used for directly sending described Payment Request to described second terminal by wireless mode when described connection test is passed through; It is obstructed out-of-date to test in described connection, sends described Payment Request by network to described second terminal.
As each described split-type mobile device in the claim 8 to 10, it is characterized in that 11, described connection test cell comprises:
Test post sends subelement, is used for sending the connection test post to described second terminal;
Regularly subelement is used for after described connection test post sends, and starts regularly;
The test result judging unit is used to judge the response message of whether receiving described second terminal in the timing time limit of described timing subelement, if receive, then described connection test is passed through; Otherwise described connection test is not passed through.
CNA2009100382221A 2009-03-27 2009-03-27 Split-type mobile device and terminal payment method thereof Pending CN101515348A (en)

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103824183A (en) * 2014-02-19 2014-05-28 联想(北京)有限公司 Information processing method and electronic devices
CN106570696A (en) * 2016-11-18 2017-04-19 北京奇虎科技有限公司 Mobile safe payment method, device and system
CN108141442A (en) * 2015-07-30 2018-06-08 电子湾有限公司 It is redirected to trusted devices
CN108665264A (en) * 2018-04-24 2018-10-16 深圳市沃特沃德股份有限公司 Children's mobile device safe payment method and payment terminal

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103824183A (en) * 2014-02-19 2014-05-28 联想(北京)有限公司 Information processing method and electronic devices
CN108141442A (en) * 2015-07-30 2018-06-08 电子湾有限公司 It is redirected to trusted devices
CN108141442B (en) * 2015-07-30 2020-11-24 电子湾有限公司 Method and system for redirecting to trusted device
US11170367B2 (en) 2015-07-30 2021-11-09 Ebay Inc. Redirecting to a trusted device for secured data transmission
US11907938B2 (en) 2015-07-30 2024-02-20 Ebay Inc. Redirecting to a trusted device for secured data transmission
CN106570696A (en) * 2016-11-18 2017-04-19 北京奇虎科技有限公司 Mobile safe payment method, device and system
CN108665264A (en) * 2018-04-24 2018-10-16 深圳市沃特沃德股份有限公司 Children's mobile device safe payment method and payment terminal

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Application publication date: 20090826