CN101453714A - Method and system for application download of near-field communication mobile payment system - Google Patents
Method and system for application download of near-field communication mobile payment system Download PDFInfo
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- CN101453714A CN101453714A CNA2007101875710A CN200710187571A CN101453714A CN 101453714 A CN101453714 A CN 101453714A CN A2007101875710 A CNA2007101875710 A CN A2007101875710A CN 200710187571 A CN200710187571 A CN 200710187571A CN 101453714 A CN101453714 A CN 101453714A
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Abstract
The invention discloses an application download method for a near-field communication mobile payment system, which comprises the following steps: a user SIM/general integrated circuit card transmits a request short message to a short message center through a mobile terminal; the short message center transmits the request short message to a service management platform for receiving messages; the service management platform for receiving the messages transmits download data to the short message center according to the request short message; and the short message center transmits the download data to the user SIM/general integrated circuit card through the mobile terminal. The invention discloses an application download system for the near-field communication mobile payment system, which comprises the short message center and the management platform for receiving the messages. The method and the system can conveniently realize download of mobile payment near-field communication application, and are convenient for users to use a mobile payment near-field communication service.
Description
Technical field
The present invention relates to the service management system field of the trusted of near-field communication mobile payment, particularly the service management system of trusted is used method for down loading and system.
Background technology
The development of mobile value-added service is very fast, business such as note, multimedia message, surfing Internet with cell phone are also more and more goed deep in people's the life, wherein mobile payment has been subjected to the attention of operator as a very important part in the value-added service, near-field communication (NFC, Near FieldCommunication) mobile payment technology is exactly to add that by the SIM/ Universal Integrated Circuit Card (UICC) in the mobile phone noncontact/near-field communication technology realizes.The user holds the mobile phone of this kind function, only needs to rock mobile phone before special card readers and can finish payment.
Near-field communication working group in the GSMA tissue, begin to carry out of the Standardization Research Work work of near-field communication technology in field of mobile communication, and proposed to build the management platform of the Service Management (TSM, Trusted Service Manager) of trusted as near-field communications system.
Summary of the invention
Consider the problems referred to above and make the present invention that for this reason, main purpose of the present invention is, a kind of method and system of application download of near-field communication mobile payment system are provided.
The method of downloading according to the application of near-field communication mobile payment system of the present invention, may further comprise the steps: step S102, user SIM/ Universal Integrated Circuit Card sends the request note by portable terminal to sms center, and sms center will ask note to be transmitted to the service management platform of trusted; And step S104, the service management platform of trusted sends to sms center according to the request note with data download, and sms center passes through user SIM/ Universal Integrated Circuit Card with data download by portable terminal.
In addition, before the step S102 of this method, the menu in the user SIM/ Universal Integrated Circuit Card is initiated to use the preparation process of downloading and comprised: menu is listed the list of application that the user can download.
In addition, in the method, user SIM/ Universal Integrated Circuit Card is set to the carrying of short message mode and uses.
In addition, in the step S102 of this method, comprise following processing: user SIM/ Universal Integrated Circuit Card data packet format safe in utilization sends request to terminal; Terminal utilizes note to send the upstream request note to sms center; Sms center is transmitted the service management platform that the upstream request note is given trusted; And the service management platform of trusted generates data download.
In addition, in the step S104 of this method, comprise following processing: the service management platform of trusted sends to sms center with data download; Sms center sends to terminal with data download; Terminal passes through user SIM/ Universal Integrated Circuit Card with data download; User SIM/ Universal Integrated Circuit Card is resolved message header and whether is met the standard of Safe Format requirement, if meet the standard of Safe Format requirement, then user SIM/ Universal Integrated Circuit Card is finished the installation of application.
In addition, in the method, the secure data packet format of encrypting is adopted in the request of transmission.Simultaneously, terminal sends the upstream request note to sms center the G net is adopted the GSM03.40 agreement.
In addition, in the method, sms center is transmitted to the upstream request note by Short Message Service Gateway the service management platform of trusted.When the service management platform of trusted generates data download, judge the whether Already in security domain of appointment of user SIM/ Universal Integrated Circuit Card.
In addition, in the method, need the data download of the service management platform generation of encryption trusted, to guarantee the integrality of data download.
In addition, in the method, the service management platform of trusted is transmitted to sms center by Short Message Service Gateway with data download.
In addition, in the method, sms center sends to terminal with GSM03.40 with note in the G net.
In addition, in the method,, then data download is passed through user SIM/ Universal Integrated Circuit Card if terminal is obtained the mark that the data judge mark is a SIM card.The key of the security domain of user SIM/ Universal Integrated Circuit Card utilization oneself is deciphered data download.User SIM/ Universal Integrated Circuit Card will be applied in the Data Receiving of a plurality of notes and finish, to finish the installation of application.
In addition, in the method, user SIM/ Universal Integrated Circuit Card shows the list of application of having finished download in menu.
The system that the application that is used for near-field communication mobile payment system according to the present invention is downloaded comprises: sms center, and the request note that user SIM/ Universal Integrated Circuit Card is sent by portable terminal is transmitted to the service management platform of trusted; And the service management platform of trusted, according to the request note data download is sent to sms center.
In addition, in this system, sms center passes through user SIM/ Universal Integrated Circuit Card with data download by portable terminal.And sms center will ask note to be transmitted to the service management platform of trusted by Short Message Service Gateway.
In addition, in this system, when the service management platform of trusted generates data download, judge the whether Already in security domain of appointment of user SIM/ Universal Integrated Circuit Card.And the service management platform of trusted is transmitted to sms center by Short Message Service Gateway with data download.
By above-mentioned aspect of the present invention, can realize the download that the mobile payment near-field communication is used easily, mobile payment near-field communication business convenient for users.
Other features and advantages of the present invention will be set forth in the following description, and, partly from specification, become apparent, perhaps understand by implementing the present invention.Purpose of the present invention and other advantages can realize and obtain by specifically noted structure in the specification of being write, claims and accompanying drawing.
Description of drawings
Accompanying drawing is used to provide further understanding of the present invention, and constitutes the part of specification, is used from explanation the present invention with embodiments of the invention one, is not construed as limiting the invention.In the accompanying drawings:
Fig. 1 shows the flow chart of the method for downloading according to the application of the near-field communication mobile payment system of the embodiment of the invention;
Fig. 2 shows the flow chart of the method for the application download of near-field communication mobile payment system according to another embodiment of the present invention; And
Fig. 3 shows the structural representation of the system that downloads according to the application of the near-field communication mobile payment system of the embodiment of the invention.
Embodiment
Below in conjunction with accompanying drawing the preferred embodiments of the present invention are described, should be appreciated that preferred embodiment described herein only is used for description and interpretation the present invention, and be not used in qualification the present invention.
The service management platform of trusted is responsible for the management to the SIM/ Universal Integrated Circuit Card of cell phone, comprises the download of application, the management of key, the functions such as management of card; The research of the service management platform of trusted at present also is in the preliminary stage.And the service management platform of trusted is as the key equipment that shifts near a communication system, and the function of realization comprises the function of card management, application management and key management; Wherein card management comprises the management to the SIM/ Universal Integrated Circuit Card, user's management, the management of card life cycle.
Fig. 1 shows the flow chart of the method for downloading according to the application of the near-field communication mobile payment system of the embodiment of the invention.
As shown in Figure 1, may further comprise the steps: step S102, user SIM/ Universal Integrated Circuit Card sends the request note by portable terminal to sms center, and sms center will ask note to be transmitted to the service management platform of trusted; And step S104, the service management platform of trusted sends to sms center according to the request note with data download, and sms center passes through user SIM/ Universal Integrated Circuit Card with data download by portable terminal.
In addition, before the step S102 of this method, the menu in the user SIM/ Universal Integrated Circuit Card is initiated to use the preparation process of downloading and comprised: menu is listed the list of application that the user can download.
In addition, in the method, user SIM/ Universal Integrated Circuit Card is set to the carrying of short message mode and uses.
In addition, in the step S102 of this method, comprise following processing: user SIM/ Universal Integrated Circuit Card data packet format safe in utilization sends request to terminal; Terminal utilizes note to send the upstream request note to sms center; Sms center is transmitted the service management platform that the upstream request note is given trusted; And the service management platform of trusted generates data download.
In addition, in the step S104 of this method, comprise following processing: the service management platform of trusted sends to sms center with data download; Sms center sends to terminal with data download; Terminal passes through user SIM/ Universal Integrated Circuit Card with data download; User SIM/ Universal Integrated Circuit Card is resolved message header and whether is met the standard of Safe Format requirement, if meet the standard of Safe Format requirement, then user SIM/ Universal Integrated Circuit Card is finished the installation of application.
In addition, in the method, the secure data packet format of encrypting is adopted in the request of transmission.Simultaneously, terminal sends the upstream request note to sms center the G net is adopted the GSM03.40 agreement.
In addition, in the method, sms center is transmitted to the upstream request note by Short Message Service Gateway the service management platform of trusted.When the service management platform of trusted generates data download, judge the whether Already in security domain of appointment of user SIM/ Universal Integrated Circuit Card.
In addition, in the method, need the data download of the service management platform generation of encryption trusted, to guarantee the integrality of data download.
In addition, in the method, the service management platform of trusted is transmitted to sms center by Short Message Service Gateway with data download.
In addition, in the method, sms center sends to terminal with GSM03.40 with note in the G net.
In addition, in the method,, then data download is passed through user SIM/ Universal Integrated Circuit Card if terminal is obtained the mark that the data judge mark is a SIM card.The key of the security domain of user SIM/ Universal Integrated Circuit Card utilization oneself is deciphered data download.User SIM/ Universal Integrated Circuit Card will be applied in the Data Receiving of a plurality of notes and finish, to finish the installation of application.
In addition, in the method, user SIM/ Universal Integrated Circuit Card shows the list of application of having finished download in menu.
Fig. 2 shows the flow chart of the method for the application download of near-field communication mobile payment system according to another embodiment of the present invention.
As shown in Figure 2, the inventive method relates to the following functional module of near-field communication mobile payment system: terminal, terminal are the mobile phones that possesses the near-field communication chip, and the near-field communication chip is responsible for the near-field communication with the POS terminal; The SIM/ Universal Integrated Circuit Card, the SIM/ Universal Integrated Circuit Card is deposited application, and the SIM/ Universal Integrated Circuit Card is supported the standard of global platform; Sms center, sms center are responsible for the reception and the forwarding of short message; Short Message Service Gateway, Short Message Service Gateway are responsible for the conversion of short message protocol; The management platform of trusted, the management of the management that the management platform of trusted is responsible for using, the management of card, key, the functions such as download of application.
As shown in Figure 2, the embodiment of note application download of the present invention specifically may further comprise the steps:
The prerequisite of this flow process is: application provider has been submitted to application the management platform of trusted, and has finished the review process of using.Submitted a mass transit card simulation application to as the public transport company of a transportation industry, this application program can be the program of JAVA or other types, the management platform owner through trusted, generally be after the audit of operator is passed through, the terminal use can see this application on SIM/ Universal Integrated Circuit Card card, the user can download this application by following step:
Step S202, the user selects this public transport to use by the menu of card, clicks download menu;
Step S204, card data packet format safe in utilization sends request to terminal;
Step S206, terminal adopts note to send the upstream request note to sms center;
Step S208, the management platform that trusted is given in the sms center request of transmitting;
Step S210, the management platform of trusted generates data download;
Step S212, the management platform of trusted sends to sms center with data download;
Step S214, sms center sends the data to terminal;
Step S216, terminal is given card with data penetration transmission;
Step S218, card is resolved the standard whether message header meets the Safe Format requirement;
Step S220, card is finished the installation of application the result is presented to the user, and this moment, the user can click the execution of operation applications trigger application program.
Fig. 3 shows the structural representation of the system that downloads according to the application of the near-field communication mobile payment system of the embodiment of the invention.
As shown in Figure 3, comprising: sms center 302, the request note that user SIM/ Universal Integrated Circuit Card is sent by portable terminal is transmitted to the service management platform of trusted; And the service management platform 304 of trusted, according to the request note data download is sent to sms center.
In addition, in this system, sms center passes through user SIM/ Universal Integrated Circuit Card with data download by portable terminal.And sms center will ask note to be transmitted to the service management platform of trusted by Short Message Service Gateway.
In addition, in this system, when the service management platform of trusted generates data download, judge the whether Already in security domain of appointment of user SIM/ Universal Integrated Circuit Card.And the service management platform of trusted is transmitted to sms center by Short Message Service Gateway with data download.
In sum, by the present invention, can realize the download that the mobile payment near-field communication is used easily, mobile payment near-field communication business convenient for users.
The above is the preferred embodiments of the present invention only, is not limited to the present invention, and for a person skilled in the art, the present invention can have various changes and variation.Within the spirit and principles in the present invention all, any modification of being done, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (21)
1. the method downloaded of the application of a near-field communication mobile payment system may further comprise the steps:
Step S102, user SIM/ Universal Integrated Circuit Card sends the request note by portable terminal to sms center, and described sms center is transmitted to the described request note service management platform of trusted; And
Step S104, the service management platform of described trusted sends to described sms center according to the described request note with data download, and described sms center passes through described user SIM/ Universal Integrated Circuit Card with described data download by described portable terminal.
2. method according to claim 1 is characterized in that, before described step S102, the menu in the described user SIM/ Universal Integrated Circuit Card is initiated to use the preparation process of downloading and comprised: described menu is listed the list of application that the user can download.
3. method according to claim 1 is characterized in that, described user SIM/ Universal Integrated Circuit Card is set to the carrying of short message mode and uses.
4. method according to claim 1 is characterized in that, in described step S102, comprises following processing:
Described user SIM/ Universal Integrated Circuit Card data packet format safe in utilization sends request to described terminal;
Described terminal utilizes note to send the upstream request note to described sms center;
Described sms center is transmitted the service management platform that described upstream request note is given described trusted; And
The service management platform of described trusted generates data download.
5. method according to claim 1 is characterized in that, in described step S104, comprises following processing:
The service management platform of described trusted sends to described sms center with described data download;
Described sms center sends to described terminal with described data download;
Described terminal passes through described user SIM/ Universal Integrated Circuit Card with described data download;
Described user SIM/ Universal Integrated Circuit Card is resolved message header and whether is met the standard of Safe Format requirement, if meet the standard of described Safe Format requirement, then described user SIM/ Universal Integrated Circuit Card is finished the installation of application.
6. method according to claim 4 is characterized in that, the secure data packet format of encrypting is adopted in described transmission request.
7. method according to claim 4 is characterized in that, described terminal sends described upstream request note to described sms center the G net is adopted the GSM03.40 agreement.
8. method according to claim 4 is characterized in that, described sms center is transmitted to described upstream request note by Short Message Service Gateway the service management platform of described trusted.
9. whether Already in method according to claim 4 is characterized in that, when the service management platform of described trusted generates described data download, judge the described user SIM/ Universal Integrated Circuit Card security domain of appointment.
10. method according to claim 9 is characterized in that, needs the described data download of the service management platform generation of the described trusted of encryption, to guarantee the integrality of described data download.
11. method according to claim 5 is characterized in that, the service management platform of described trusted is transmitted to described sms center by described Short Message Service Gateway with described data download.
12. method according to claim 11 is characterized in that, described sms center sends to described terminal with GSM03.40 with described note in described G net.
13. method according to claim 5 is characterized in that, if the described terminal mark that to obtain described data judge mark be SIM card then passes through described data download described user SIM/ Universal Integrated Circuit Card.
14. method according to claim 13 is characterized in that, described user SIM/ Universal Integrated Circuit Card utilizes the key of the security domain of oneself that described data download is deciphered.
15. method according to claim 14 is characterized in that, described user SIM/ Universal Integrated Circuit Card will be applied in the Data Receiving of a plurality of described notes and finish, to finish the installation of described application.
16. method according to claim 15 is characterized in that, described user SIM/ Universal Integrated Circuit Card shows the list of application of having finished described download in described menu.
17. a system that is used for the application download of near-field communication mobile payment system comprises:
Sms center, the request note that user SIM/ Universal Integrated Circuit Card is sent by portable terminal is transmitted to the service management platform of trusted; And
The service management platform of described trusted sends to described sms center according to the described request note with data download.
18. system according to claim 17 is characterized in that, described sms center passes through described user SIM/ Universal Integrated Circuit Card with described data download by described portable terminal.
19. system according to claim 18 is characterized in that, described sms center is transmitted to the described request note by Short Message Service Gateway the service management platform of described trusted.
20. whether Already in system according to claim 17 is characterized in that, when the service management platform of described trusted generates described data download, judge the described user SIM/ Universal Integrated Circuit Card security domain of appointment.
21. system according to claim 20 is characterized in that, the service management platform of described trusted is transmitted to described sms center by described Short Message Service Gateway with described data download.
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| CN 200710187571 CN101453714B (en) | 2007-12-03 | 2007-12-03 | Method and system for application download of near-field communication mobile payment system |
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| CN 200710187571 CN101453714B (en) | 2007-12-03 | 2007-12-03 | Method and system for application download of near-field communication mobile payment system |
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| CN104703170A (en) * | 2013-12-05 | 2015-06-10 | 华为终端有限公司 | Methods and equipment for downloading file of operator |
| CN105099510A (en) * | 2014-04-16 | 2015-11-25 | 阿里巴巴集团控股有限公司 | Method and device for executing service request or service response based on wireless near field communication |
| CN105279670A (en) * | 2014-06-20 | 2016-01-27 | 中国银联股份有限公司 | Automatic application publishing method and system based on trusted service management platform |
| CN105447344A (en) * | 2014-08-26 | 2016-03-30 | 成都振芯科技股份有限公司 | Software authorization system and method based on Beidou satellite |
| CN105592440A (en) * | 2015-12-25 | 2016-05-18 | 中国银联股份有限公司 | Intelligent card content management system |
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| CN1099651C (en) * | 2000-08-23 | 2003-01-22 | 大唐电信科技股份有限公司微电子分公司 | Implementation method for downloading dynamic e-commerce menu on the basis of mobile telephone with short message service |
| CN1345154A (en) * | 2001-11-08 | 2002-04-17 | 大唐微电子技术有限公司 | Air download method of increment business of user identifying module |
| CN100471303C (en) * | 2006-12-28 | 2009-03-18 | 上海柯斯软件有限公司 | The method for utilizing the data SMS and STK menu to realize the SMS discount coupon |
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| CN103778395A (en) * | 2012-10-25 | 2014-05-07 | 中国移动通信集团公司 | Application installation method for near field communication (NFC) terminal and near field communication (NFC) terminal |
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| CN104703170B (en) * | 2013-12-05 | 2017-04-12 | 华为终端有限公司 | Methods and equipment for downloading file of operator |
| US10768918B2 (en) | 2013-12-05 | 2020-09-08 | Huawei Device Co., Ltd. | Method and device for downloading profile of operator |
| CN104703170A (en) * | 2013-12-05 | 2015-06-10 | 华为终端有限公司 | Methods and equipment for downloading file of operator |
| US10114629B2 (en) | 2013-12-05 | 2018-10-30 | Huawei Device (Dongguan) Co., Ltd. | Method and device for downloading profile of operator |
| WO2015081882A1 (en) * | 2013-12-05 | 2015-06-11 | 华为终端有限公司 | Method and apparatus for downloading operator document |
| CN105099510B (en) * | 2014-04-16 | 2018-06-01 | 阿里巴巴集团控股有限公司 | It is communicated based on wireless near-field and performs service request, the method and apparatus of response |
| CN105099510A (en) * | 2014-04-16 | 2015-11-25 | 阿里巴巴集团控股有限公司 | Method and device for executing service request or service response based on wireless near field communication |
| US10033422B2 (en) | 2014-05-23 | 2018-07-24 | Huawei Technologies Co., Ltd. | eUICC management method, eUICC, SM platform, and system |
| US10484030B2 (en) | 2014-05-23 | 2019-11-19 | Huawei Technologies Co., Ltd. | EUICC management method, eUICC, SM platform, and system |
| CN105279670A (en) * | 2014-06-20 | 2016-01-27 | 中国银联股份有限公司 | Automatic application publishing method and system based on trusted service management platform |
| US10623952B2 (en) | 2014-07-07 | 2020-04-14 | Huawei Technologies Co., Ltd. | Method and apparatus for authorizing management for embedded universal integrated circuit card |
| CN105447344A (en) * | 2014-08-26 | 2016-03-30 | 成都振芯科技股份有限公司 | Software authorization system and method based on Beidou satellite |
| CN105592440A (en) * | 2015-12-25 | 2016-05-18 | 中国银联股份有限公司 | Intelligent card content management system |
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Effective date of registration: 20201225 Address after: Unit 2414-2416, main building, no.371, Wushan Road, Tianhe District, Guangzhou City, Guangdong Province Patentee after: GUANGDONG GAOHANG INTELLECTUAL PROPERTY OPERATION Co.,Ltd. Address before: 518057 Zhongxing building, science and technology south road, Nanshan District hi tech Industrial Park, Guangdong, Shenzhen Patentee before: ZTE Corp. Effective date of registration: 20201225 Address after: 224400 No.5, Jingxi Road, Funing high tech Industrial Development Zone, Funing County, Yancheng City, Jiangsu Province Patentee after: Yancheng baijianxing Biotechnology Co.,Ltd. Address before: Unit 2414-2416, main building, no.371, Wushan Road, Tianhe District, Guangzhou City, Guangdong Province Patentee before: GUANGDONG GAOHANG INTELLECTUAL PROPERTY OPERATION Co.,Ltd. |