CN101443782A - Modular web-based ASP application for multiple products - Google Patents
Modular web-based ASP application for multiple products Download PDFInfo
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- CN101443782A CN101443782A CNA2006800455335A CN200680045533A CN101443782A CN 101443782 A CN101443782 A CN 101443782A CN A2006800455335 A CNA2006800455335 A CN A2006800455335A CN 200680045533 A CN200680045533 A CN 200680045533A CN 101443782 A CN101443782 A CN 101443782A
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Abstract
A method of providing business information data to a user, including allowing the user unlimited access to interactive, customizable modular applications through a single platform. The applications interface with a database to provide real-time business information data to the user, the business information data relating to an entity and being based on a unique corporate identification number associated with the entity.
Description
Technical field
The present invention relates to be used to transmit the system of business information and service, more specifically, relate to the system that is used for merging various business information products ﹠ services at single platform.
Background technology
Traditional data integrated system usually upgrade and checking from the data in numerous sources, with guarantee business information data be accurate, complete, timely and the whole world accurately so that the client can be confident of to its important commercial decision-making.
Data integrated system comprises the every day of collection from thousands of sources, polymerization, editor and verification msg in conjunction with following process, so that the client can use these information to think that its commerce makes favourable decision-making.The unsettled U.S. Patent application No.10/368 that submits on February 18th, 2003 has described the data integrated system of exemplary in 072, and its content is included as reference at this.Another example of data integrated system and process is by Dun ﹠ Bradstreet (D﹠amp; B) DUNSRight that provides of company
TMThe basis of such data integration is quality assurance, and it comprises thousands of independent self-verifyings, adds many hand inspections, reaches quality standards to guarantee data.In addition, as shown in Figure 1, five quality drivers are worked continuously to collect and the increase data.Global data collection 1 is collected data from global each provenance.Data are integrated in the global data base 6 by entity coupling 2, the single description more accurately that this entity coupling 2 produces each commerce.In step 3, unique company identifier is as D-U-N-
Number is used as by the life of commerce and each step in the activity to come at whole world identification and the commercial sole mode of tracking.Company's associated steps 4 makes the client can check its overall risk or chance in relevant commerce.At last, prediction index 5 uses statistical study with this commerce of the performance in past of estimating certain commerce and indication much may the execution in an identical manner to be arranged future.Data integration information is meant data, comprises business information data, its passed through in the above-mentioned process steps at least one or a plurality of.
Company develops various risk management solutions, improve profitability to help the client by effective risk management, and the business information of collecting and verifying by the data integration process is used in this risk management.Such solution can may be paid slowly or the account that is about to bankruptcy is improved cash flow the client by quick identification, by being merged to, global accounts receivable manages the overall risk exposure in the individual data storehouse, utilize existing occurrences in human life resource by more, such as by the automatic decision solution, promote Operating Margin, foundation meets the decision-making of all internal auditings and external management regulation, and by increasing income with credit remaining sum quick identification low-risk client.
As shown in Figure 2, the addressable various products ﹠ services of client are to optimize the use of its business information, and the said goods and service comprise risk management solution, i.e. solution.Customized marketing solution (CMS) is used data integration information by batch processing.The user can order various report by link, such as ordering business information report and alert service.The user can also access tool case (Toolkits), comprise risk assessment manager (RAM, eRAM) and global decision maker (GDM).
At present there are many obstacles in the client, this hinder they by existing solution experience available data integration be beneficial to.
Such obstacle comprises obscures product message, characteristics and benefit, and overlapping performance does not have the migration path of logical OR physics between different solutions, upgrading and complete different technology platform difficult in maintenance, and the data between the different product are inconsistent.These obstacles have limited the understanding and the employing of maximum value solution, thereby have hindered the client to obtain to provide whole interests by these technical schemes.
Need a kind of system and method, it allows to use various products and/or service on single technology platform, uses and subscribes pricing model, can be specific customer segmentation and creates service, make product easy to understand and use, and allow to visit unrestrictedly, neatly real time data.
Summary of the invention
Provide a kind of ASP (application service provider) modular, that be preferably based on Web to use, it provides single platform for various or a plurality of products ﹠ services.Such products ﹠ services comprise risk management solution, customer-furnished selected application and various service.
DNBi is that interactive customizable Web uses, and it provides the up-to-date DUNSRight of complete sum to the user
TMAvailable information, and comprehensively monitoring and portfolio analysis, all are at a fixing the price.By providing to D﹠amp; The online access of the up-to-date information of the relevant complete sum that surpasses 1,000,000 companies in the B global data base, DNBi makes the user can formulate more astute, effective and knowledgeable credit decisions.
DNBi provides two kinds of selectable add-on modules: DNBi decision maker and DNBi client (account) manager.
The DNBi decision maker is based on automatic credit decisions and the workflow solution of Web.The credit policy that it is set according to the user, to credit professional and the member of selling group provide immediately, automatic credit decisions and line of credit.The DNBi decision maker has all principal features of DNBi, comprises the DUNSRight that visit is complete, the most up-to-date
TMInformation.
The decision maker passes through up-to-date and most complete D﹠amp; B information is applied to user's credit strategy, generates the instant credit decisions about new applicant.The decision maker comes conversion credit decisions process by following content is provided:
● decision-making Card: allow the user according to up-to-date D﹠amp; The B business information is set up the rule that is used to assess credit applications.The decision maker automatically with rule application in all new applicants.
● the automatic credit decision-making: for new credit applications people, the decision maker generates instant decision-making and line of credit, and the application that requirement is further checked is progressively upgraded, for credit process is brought speed and consistance.
● comprehensively audit-trail: the file that has added timestamp automatically of balance critical event, guarantee that each decision-making is backed up and record in whole credit decisions process.
● the user ratifies amount: be each user's allocation approval amount, the decision maker is sent to application suitable Team Member automatically and is used to check.
The DNBi client manager is automatic customer account management solution, its variation by the identification customer risk, recommends the action that should take and credit professional's notice focused on the client who needs most it to reduce credit risk according to user's credit strategy.The DNBi client manager has all principal characters of DNBi, comprises the DUNSRight that visit is complete, the most up-to-date
TMInformation.
Client manager passes through in conjunction with user's credit strategy, user's accounts receivable and up-to-date and most complete D﹠amp; B information makes the user can manage the risk of its whole customers to tell the user when to need existing client taken action.
Client manager comes conversion client compound nucleus process by following content is provided:
● decision-making Card: allow the user according to up-to-date D﹠amp; B information and user's accounts receivable is set up the customized rules that is used to assess the existing customer.
● automatic daily client's examination: each client in client manager examination user's the investment portfolio, and when the credit state may change, notify the user.
● centralized electronics credit archives: check each client's aging, up-to-date D﹠amp; The complete description of B business information and everything that this client is taked.
● audit-trail: each decision-making of record in client manager.
Description of drawings
Fig. 1 represents data integration quality assurance process;
Fig. 2 is the block diagram of the various solutions that can use of client;
Fig. 3 is another block diagram of the various solutions that can use of client;
Fig. 4 is the block diagram according to the embodiment of system of the present invention;
Fig. 5 is the block diagram of module of showing the system of embodiments of the invention;
Fig. 6 is another block diagram of module of showing the system of embodiments of the invention;
Fig. 7 is the Snipping Tool according to the webpage of the embodiment based on Web of the present invention;
Fig. 8 is the Snipping Tool according to another webpage of the embodiment based on Web of the present invention;
Fig. 9 is the Snipping Tool according to another webpage of the embodiment based on Web of the present invention;
Figure 10 is the Snipping Tool according to another example of the webpage of the embodiment based on Web of the present invention;
Figure 11 is the Snipping Tool according to another example of the webpage of the embodiment based on Web of the present invention;
Figure 12 represents the embodiment according to system of the present invention.
Embodiment
The invention provides modular ASP based on Web (application service provider) and use, it provides single platform to multiple or a plurality of products ﹠ services.This platform can be based on the platform of Web or any such as in the customer-furnished various software platform.
Preferably, system uses subscribes pricing model, visits a plurality of solutions in the single platform to allow the user by single payment on term.In addition, system can be based upon on the single technology platform based on Web.
Fig. 3 has shown the transfer body architecture of prior art, and various solutions or product are shown, such as eRAM and RAM (risk assessment manager), DRP (DUNS is with reference to adding (ReferencePlus)) and GDM (global decision maker).Client's the unique visit and the assembly (Bundle) of transmission, function, price and technology are presented in each representative in these products on independent platform.As shown in Figure 3, each product comprises storer 300, service 305 and the application 310 corresponding with each solution.
The present invention includes simpler, architecture more flexibly, as expression that Fig. 4 summarizes.As shown in the figure, comprise that the data 400 of the data that business information data and above-mentioned data integration process are related are imported in the various share service 405, such as automatic decision, these services all are associated with individual interface 410, as the web service interface.By this interface, such as based on the various solutions 415 of the application of Web, embedded data and use 420 and various service 425 send client 430 to by single platform.
The a plurality of independent application of solution 415 representatives are such as various risk management solutions.In a preferred embodiment, solution 415 is rendered as modular ASP based on Web and uses, to provide single platform to all application, solution and service.Data and the application that separates with solution 415 represented in embedded data and application 420, and it sends client 430 to by interface 410.
Preferably, solution 415 and use 420 and send client 430 together to by common interface 410.In another embodiment, preferably, interface 410 is based on the Web service interface of XML, the data of its permission client in any application 420 that is received in client's 430 selections, also receives the value of DUNSRight function.Use 420 and can comprise that various accounting bags or CRM (customer relation management) use.
Therefore, for example handle by various share service from the data 400 of DUNSRight storage vault, then, by the ASP solution that in the third party uses, embeds, perhaps the professional service of managing by the staff by company of provider sends the client to via the Web service interface.
Solution has shown the module of solution platform as illustrated in Figures 5 and 6 among the figure.As illustrated in Figures 5 and 6, the customizable one group of solution of " solution component " representative.This solution component can be modular, allows the client seamlessly to add extra function according to the expansion of its needs.This function can comprise extra decision-making solution, investment combination management solution and collect solution.The different editions of solution component comprises dissimilar solutions, can be customized to satisfy the needs of specific customer segments.For example, the solution component version that is used for trade credit, financial service, insurance and law.
In one embodiment, solution component is interactively.Thisly make the client can ask finance alternately from other commerce, the general credit applications of tension metrics, and visit to commerce is provided, instruct to obtain data and to generate.This can also encourage the client to upload commercial data with receiving and analyzing alternately, makes the client can upgrade the data of oneself and feedback about other commerce is provided, and the possibility of creating the online transaction group is provided, and it can intercom the client in a controlled manner mutually.
Fig. 7-10 illustrates the example of the Snipping Tool that obtains from modular ASP based on Web according to the present invention uses.In this embodiment, the client can carry out with the platform based on Web shown in Fig. 7-10 alternately, to visit various types of business informations of one or more entities.This application provides single platform, and the client can be by various types of information of the various types of business reports of this platform access and relevant one or more companies.Preferably, this is served at employment expenses usefulness, all data that allow client access can get for the single expense.
Fig. 7 illustrates the summary of the business information of selected entity.This information comprises the tabulation of selected commercial entity and the information of relevant each commercial entity, such as its identification DUNS number and financial pressure index.This summary also can comprise the information of relevant one group of commercial entity, such as the risk distribution information and the risk trend of a group object, such as a certain specific industry.As shown in Figure 8, the client can visit the summary of the business information of selected entity, and preferably, it comprises the out of Memory of relevant this entity.Fig. 9 illustrates the customization of user about the type of the information that will show, and the customization that how and where to show in all company's summaries as shown in Figure 8 about information.
Figure 10 illustrates further feature of the present invention, and wherein, the client can visit " j-tree " of the visual representation of each seeds company that entity is provided and/or various related entities.Various entity level or branch show the relation between each entity.Each entity can also have visual representation, such as relevant color, with risk status or other state that indicates an entity.For example, each company shown in Figure 10 can be coated with green, yellow or red to indicate low credit risk, medium credit risk or high credit risks respectively.
Figure 12 illustrates the application architecture that comprehensively also is used to flexibly transmit based on the application of Web.This framework is designed to support a plurality of application and development achievements.The module of this framework allows better portable, allows the application of accessing database to be independent of platform.Therefore, the user can visit real-time business data by applied environment.
In another embodiment, if certain variation takes place for credit information relevant with selected entity or out of Memory, then system can also be such as providing alarm by email notification to the client.For example, the client can custom-built system when selected index increases or reduces to selected value, to provide alarm to the client.This index can comprise such as D﹠amp; B's
The payment performance index of index or financial pressure index.
Preferably, system uses and to subscribe pricing model and visit a plurality of solutions in the single platform to allow the user by using single payment on terms.In one embodiment, carry out or upgrade subscribe before, subscribing pricing model is variable based on the previously used workable solution of user.The available respectively solution on various platforms that price can be used based on the user, perhaps based on the user use for single expense previously available various solutions in single platform.System can carry out subscription price based on the standard of selecting in advance to be calculated, and this standard can be to use such as the user to use chance the future of the type of the frequency of solution, employed solution and simulation.
In one embodiment, data 400 and commercial entity is information-related.This information can with such as the risk information of credit risk with such as the structure of entity, operation result, behavior and relevant with the out of Memory of the relation of other company.
The advantage of system of the present invention comprises that permission visits real time data unrestrictedly, neatly, and can obtain other data from the client.System allows extra solution or service are created and disposed to selected specific customer segments fast.System also allows the self-management of solution, comprises wieldy configuration wizard, and it is reduced at the process of setting up automatic credit policy and Card in the system.
Should be appreciated that those of ordinary skill in the art it is contemplated that various replacements, combination and the modification of instruction described herein.The present invention is intended to comprise all replacements, modification and the distortion of the scope that is positioned at claims.
Claims (20)
1. one kind provides the method for business information data to the user, and this method comprises:
Allow the user unrestrictedly to visit interactive customizable modular application by single platform;
Wherein, described application is connected to provide real-time business information data to described user by interface with database; Described business information data is relevant with entity, and based on the unique company's identification number that is associated with described entity.
2. the method for claim 1, wherein described modular application comprises the application that company information, monitoring and portfolio analysis are provided.
3. the method for claim 1, wherein described modular application comprises the application that automatic credit decision-making and workflow are provided.
4. the method for claim 1, wherein described modular application comprises the application that automatic customer account management is provided.
5. the method for claim 1, wherein described modular application comprises collecting uses.
6. the method for claim 1, wherein described interface comprises the interface based on XML.
7. the method for claim 1, wherein described interface comprises the interface based on Web.
8. the method for claim 1 also comprises: before allowing the described modular application of described user capture, require single employment expenses to use.
9. method as claimed in claim 7, wherein, described employment expenses is used based on using the standard of selecting the group of chance and combination in any thereof to determine from the type that comprises frequency of utilization, employed product, the future of simulation.
10. the method for claim 1, wherein described application is embedded in third party's application.
11. the method for claim 1, wherein described application is selected from the group that comprises credit application, marketing application, provider application and combination in any thereof.
12. the method for claim 1, wherein a plurality of products comprise service.
13. method as claimed in claim 12, wherein, described service is selected from the group that comprises support service, outsourcing, suggestion, customization modeling and combination in any thereof.
14. method as claimed in claim 12, wherein, described service is by company management of provider.
15. the method for claim 1, wherein the client can ask the finance from other commerce, business data is used and obtained to the general credit of tension metrics.
16. the method for claim 1, wherein the client can customize the type of the business information data that will show and how and where show described business information data.
17. method as claimed in claim 16, wherein, described business information data comprises the information of selecting from the group that comprises Entity recognition number, financial pressure index, risk distribution information, risk trend information and combination in any thereof.
18. the method for claim 1 also comprises:, when described business information data changes, provide alarm to described client according to the parameter of setting by described client.
19. the method for claim 1, wherein described business information data comprises the visual representation of the mutual relationship between the indication commercial entity.
20. method as claimed in claim 19, wherein, each commercial entity has the visual representation of the risk status that shows this entity.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410045237.1A CN103824177B (en) | 2005-10-05 | 2006-10-05 | The modular ASP applications based on Web for multiple products |
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US72385405P | 2005-10-05 | 2005-10-05 | |
| US60/723,854 | 2005-10-05 | ||
| US60/817,936 | 2006-06-30 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201410045237.1A Division CN103824177B (en) | 2005-10-05 | 2006-10-05 | The modular ASP applications based on Web for multiple products |
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| CN101443782A true CN101443782A (en) | 2009-05-27 |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112707178A (en) * | 2020-09-11 | 2021-04-27 | 厦门集装箱码头集团有限公司 | Intelligent loading and unloading platform and loading and unloading method |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112707178A (en) * | 2020-09-11 | 2021-04-27 | 厦门集装箱码头集团有限公司 | Intelligent loading and unloading platform and loading and unloading method |
| CN112707178B (en) * | 2020-09-11 | 2022-05-10 | 厦门集装箱码头集团有限公司 | Intelligent loading and unloading platform and loading and unloading method |
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